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 * About us
    * Profile
    * Locations

 * What we do
    * Investment Banking
    * Financing
    * Global Markets
    * Industry expertise
    * Green & Sustainable Finance
    * Research

 * News & insights
    * Latest
    * Press releases

 * Client access
 * Join us


INFORMATION NOTICE CONCERNING PERSONAL DATA

Voir ces informations en français

The BPCE Group is made up of the following Natixis legal entities and branches
in Europe in relation to our corporate and institutional banking business:


FRANCE

Natixis 7, promenade Germaine Sablon 75013 Paris  – Postal address: BP 4 – 75060
Paris Cedex 02 France 
Tel: +33 1 58 32 30 00 - www.natixis.com 
Société anonyme with share capital of €5.894.485.553,60 – 542 044 524 Paris
Trade & Companies Register


UK

Natixis, London branch, Cannon Bridge House, 25 Dowgate Hill, London, EC4R 2YA
Tel: +44 020 3216 9000


GERMANY

Natixis Zweigniederlassung Deutschland Senckenberganlage 21
60325 Frankfurt -Tel: +49 69 97153 0


ITALY

Natixis S.A. Milan BranchVia Borgogna, 8; I-20122 MILANO MI Tel. +39 02 0066
7200


SPAIN

Natixis SA, Sucursal en España- Serrano 90, 5th floor - CP 28006 Madrid Tel: +34
91 111 77 00
Natixis Partners España, S.A., Spain- Serrano 90, 5th floor - CP 28006 Madrid
Tel: +34 91 781 56 40
registred at the Mercantile Registry of Madrid, Volume 17,654, Book 0, Folio 60,
of Section 8 Page Number M-303245, 1st registration

The following Information Notice applies to the business relationship between
you and the above Natixis entity(ies) hereinafter referred as ‘Natixis’. 

On the basis of the information requested by our employees, agents or
distributors, forms completed by our you, automated data capture mechanisms or
information gathering processes more generally, Natixis as data
controller collects and processes information that allows individuals to be
identified and may concern their private or professional lives (for example,
their name, date of birth, private or professional contact details, family
circumstances, photograph, identity documents, occupation etc.). 

Such information is referred to below as “Personal Data” or “Data”. 

Protecting Data is essential in order to build a trusting business
relationship. 

To this end, Natixis constantly monitors its compliance with the law on the
protection of Personal Data (General Data Protection Regulation no. 2016/679 of
27 April 2016 and applicable Data national laws) and aims to ensure responsible
governance of its information files as well as maximum transparency of
the Data processing it carries out. 

Natixis has appointed a Personal Data Protection Officer (or DPO). This person
ensures that Natixis’s processing of Personal Data complies with the applicable
regulations. 

This information notice has been sent to you as an individual affected by
Natixis’s data processing. It explains why Natixis SA needs to collect your
Data, how your Data will be used and protected, how long it will be retained and
the rights that you have.


WHOSE DATA IS COLLECTED?

Our customers and their legal representatives, agents, contact persons, staff or
beneficial owners, directors, auditors and guarantors as applicable.


WHAT DATA DOES NATIXIS USE AND WHERE DOES IT COME FROM?

Natixis collects and uses Data that is strictly necessary for its activities and
for the purposes set down in this information notice. 

To find out more about the categories of Data used and their sources,
please click here.


ON WHAT BASIS IS YOUR DATA COLLECTED AND USED AND FOR WHAT PURPOSES?

As part of our banking relationship, Natixis needs to gather your Data for the
purposes described below, on the basis described:
 

 * Performing the contracts for the products and services you have taken out or
   wish to take out: 

For Natixis, this means:

 * Managing the accounts, products and services (including any financial
   instruments) taken out by you or by our business and institutional customers
   (of whom you are a staff member, shareholder, beneficial owner or customer –
   for instance, in relation to cash management),
 * Managing transactions and associated cash flows,
 * Providing virtual content, information and recommendations (for instance in
   relation to capital markets),
 * Providing assistance and handling your requests in this regard.

Unless it can gather and process your Data,Natixiswill not be able to make or
perform the contracts that bind us to our customers and counterparts.
 

 * Fulfilling our legal and regulatory obligations

Natixis must gather your Data in order to meet its obligations:

 * In relation to banking and financial matters:
   * Putting security measures in place to prevent fraud, for instance to detect
     abnormal transactions, in relation to embargoes and more generally to
     combat financial crime both in respect of the financial sector and in
     respect of Natixis, its customers and its staff,
   * Monitoring and reporting on the risks that institutions may run,
   * Recording telephone conversations and written messages (electronic and
     instant messaging) in connection with transactions on the markets,
   * Meeting its obligations to report to any competent public or judicial
     authorities and to answer any official request issued by a competent public
     or judicial authority,
 * In relation to the prevention of money laundering and terrorist financing,
 * In relation to the prevention of tax evasion, including reporting obligations
   vis-à-vis the authorities,
 * In relation to market abuse,
 * In relation to transparency and the prevention of corruption,

Otherwise,Natixis will not be able to continue its business relationships with
its customers or counterparts.
 

 * Where Natixis SA has a legitimate interest in using your Data
   
   Natixis may process your Data on the basis of its “legitimate interest” if it
   finds itself in a position that could present risks to its business or is
   required to defend its rights, or in order to develop its products or
   services. This includes: 
   * Ensuring the security of its IT systems,
   * Defending its rights,
   * Managing relations with customers and prospective customers,
   * Personalising our product and service offering by segmenting our customers
     and prospective customers, including by aggregating Data for analytical or
     anonymisation purposes,
   * Improving our products and services,
   * Audit and inspection activities.

 

 * Purposes for which your consent is required

Natixis intends to make certain types of Data processing subject to obtaining
your consent. In such cases, you will be asked to consent specifically to the
collection and processing of your Data for expressly stated purposes. 

For example, in relation to any direct marketing sent to customers or
prospective customers who are individuals, your consent will be required if you
are not a Natixiscustomer, or if you are a Natixis customer but the sales
material relates to products that are not comparable to those you have already
taken out. 

For a description of the purposes for which your Data is used, please click
here.
 

 * Cookies and other trackers

By cookies or other trackers we mean trackers that are placed and read, for
example, when you open a website, read an email or install an item of software
or a mobile app.

When you visit a Natixis website, cookies and trackers may be installed on your
device (your computer, smartphone, tablet, etc.). 

Natixis’s cookie policy may be consulted on any of its websites, under the
heading “Cookies” in the legal notices section or at the foot of the web page.


WHO HAS ACCESS TO YOUR DATA?

Natixis takes all necessary steps to ensure the safety and confidentiality of
the Data it collects, i.e. to ensure that only authorised persons have access to
it. 

Only persons who are authorised by virtue of their activity in the
competent Natixis departments that are in charge of the relevant processing have
access to your Data, and only within the scope of their authorisations. 

BPCE Group companies (subsidiaries and branches), our service providers and our
partners may likewise have secure access to your Data insofar as it is needed in
relation to the performance of their services or our collaboration agreement. 

Your Data will also be passed to certain authorities in accordance with the
applicable law and regulations. 

In the above circumstances, Natixis may transfer your Data (by communicating or
making it accessible) to another country either in or outside the European
Union.

To find out more about the categories of recipients of your Data and about
potential transfers outside the European Union and the relevant frameworks of
legal safeguards, please click here. 


HOW LONG WILL YOUR DATA BE RETAINED?

Most Data collected in relation to a specified customer are kept for the
duration of the contractual relationship plus a specified number of years after
the end of the contractual relationship.
Our criteria for defining our retention periods are:
 

 * Meeting our operational obligations (e.g. account maintenance, facilitating
   customer relationship management) and
 * Legal requirements (if any).


In case of regulatory requests or legal claims, our retention standards may be
increased in this regard for Natixis defense.


WHAT RIGHTS DO YOU HAVE OVER YOUR DATA?

Within the limits and conditions laid down by current legislation, you can:

 * Obtain access to all of your Data,
 * Rectify, update and delete your Data for legitimate reasons,
 * Object to the processing of your Data for legitimate reasons and object to
   the processing of your Data for direct marketing purposes without giving any
   reason,
 * Request the portability of your Data for processing that requires your
   consent or for the performance of a contract that has been or will be made,
 * Demand the limitation of the processing we perform in relation to your Data,
 * Withdraw your consent at any time (for processing that requires your
   consent),
 * Lodge a complaint with a competent supervisory authority, i.e. the authority
   in the country of the European Economic Area of your habitual residence, your
   place of work, or the place of an alleged infringement: 
   * in France, this is the CNIL: www.cnil.fr
   * in the UK this is the Information Commissioner Office : www.ico.uk
   * in Germany this is der Hessische
     Datenschutzbeauftragte: www.datenschutz.hessen.de
   * in Italy this is Garante per la Protezione dei dati personali: www.gpdp.it
   * in Spain this is Agencia Española de Protección de Datos: www.agpd.es


HOW DO YOU EXERCISE YOUR RIGHTS?

To exercise your rights, please contact our Data Protection Officer by email or
by post, stating your full name and contact details, providing a copy of your
identity document and specifying Natixis legal entity, branch and country you
are in business relationships with.

Data Protection Officer

Natixis France, UK, Italy and Spain

Natixis – BP 4 – 75060 Paris Cedex 02 France

dpo@natixis.com

Natixis Germany

Natixis Pfandbriefbank AG and Natixis Zweigniederlassung Deutschland Im Trutz
Frankfurt 55 - 60322 Frankfurt am Main

datenschutz-npb@natixis.com

In relation to electronic communications for direct marketing purposes: 

An unsubscribe link (for emails) or a unsubscribe number (for SMS/MMS messages)
also appears on every electronic message sent to you by Natixis. 


COUNTRY SPECIFIC PROVISIONS

France :
You also have the option of sending us instructions concerning the retention,
deletion and communication of your Data after your death. These instructions may
also be registered with a “certified digital trusted third party”. Such
instructions, a kind of “digital will”, may designate a person in charge of
their execution; failing this, your heirs will be designated.

Spain :
The legal heirs of a deceased person may contact us in order to request access
to the personal data of that person and, where appropriate, rectification or
deletion.
As an exception, the heirs may not access the data of the deceased, nor request
its rectification or suppression, when the deceased had expressly prohibited it
or so established by law.
The testamentary executor as well as that person or institution to which the
deceased had expressly designated for this purpose may also request, in
accordance with the instructions received, access to the personal data of the
latter and, where appropriate, its rectification or suppression.

Compliance Regulation PRIIPS KID FX Systematic Internalizer

Natixis Corporate & Investment Banking

7 Promenade Germaine Sablon

75013 Paris

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