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REV. NOVEMBER 21, 2022

PRIVACY AND COOKIE POLICY

This Privacy and Cookie Policy (this “Policy”) describes the ways in which
Juniper Square, Inc., a Delaware corporation (“Juniper Square”) collects, uses,
and discloses information about you, including personally identifiable
information, in connection with your access to the website accessed via
https://www.junipersquare.com (the “Website”) and the information, content and
features provided through the Website (the “Services”). Throughout this Policy,
“you” refers to the individual or entity that is visiting the Website or
otherwise interacting with us. By accessing the Website, you consent to the use
of your information as set forth in this Policy. If you are a customer of
Juniper Square or an end user accessing an investor portal, additional and/or
different privacy terms may apply to you, as indicated at the time you set up an
account to access the restricted portions of the Website.

Juniper Square may provide customers services in the form of cloud products and
services where Juniper Square provides technology. This Policy does not apply to
the extent we are acting as a service provider or data processor, as defined by
applicable law. For detailed privacy information related to a Juniper Square
customer who uses our products and services as the controller, please contact
our customer directly. We are not responsible for the privacy or data security
practices of our customers, which may differ from those explained in this
Policy. For more information, please also see Section 6 (Notice to European
Residents: General Data Protection Regulation) and Section 7 (Notice to
California Residents: California Consumer Privacy Act) below.

1. This Policy.
1. Scope. Juniper Square provides you access to the Website and the
Services, subject to the Website’s Terms of Use. In the course of
providing access to the Website and the Services Juniper Square may
collect “ Personal Information,” which means any information relating to
an identified or identifiable natural person (a “data subject”) (an
identifiable natural person is one who can be identified, directly or
indirectly, in particular by reference to an identifier such as a name,
an identification number, location data, an online identifier or to one
or more factors specific to the physical, physiological, genetic, mental,
economic, cultural or social identity of that natural person). Juniper
Square does not collect your Personal Information except to allow you to
access the Website and to provide the Services or as specifically set
forth in this Policy.
2. Changes to this Policy. Juniper Square reserves the right to update this
Policy from time to time by posting a new Policy on this page, and in
some cases where changes are material Juniper Square may also contact you
via electronic mail or post a notice on the homepage to let you know of
such changes. You are advised to consult this Policy regularly for any
changes. Your continued use of the Website after such changes have been
made constitutes acceptance of those changes. You will be directed to the
applicable Policy upon your creation of an account which allows you
access to any restricted portion of the Website.
2. Collection of Information.
1. Information that You Provide. Juniper Square collects any information
that you voluntarily provide, including when you submit information
requesting a demonstration, joining the e-mail list, applying for a job
or when you use the Services available through the Website. Information
that you may provide includes your email address, name, phone number,
location, details of your education, online social accounts and
professional resume or CV. Juniper Square may also collect information
that you provide by electronic mail, telephone or other means.
2. Automatically Collected Information. Juniper Square may automatically
collect certain technical information from your computer or mobile device
when you use the Website, such as your Internet Protocol address, your
web browser type and version, the name and version of your operating
system, the pages you view on the Website, the pages you view immediately
before and after you access the Website, and the search terms you enter
on the Website. This information allows Juniper Square to recognize you
and personalize your experience if you return to the Website using the
same computer or mobile device, and to improve the Website and the
Services.
3. Information about Legal and Other Materials. In addition, Juniper Square
may collect technical information from your computer or mobile device
concerning your receipt of communications, access to materials and
approval or execution of contracts, consents or other statements or
agreements by means of the Website, including the Website’s Terms of Use
and this Policy.
4. Cookies. Juniper Square may collect this information using “cookies,”
which are small text files that the Website saves on your computer or
mobile device, or similar technologies. You can disable cookies in your
browser settings, but doing so may affect the functionality of the
Website. Juniper Square may also collect information from the Website and
the email list using “web beacons,” which are clear electronic images
that can recognize certain types of information on your computer, such as
cookies, when you viewed a particular website tied to the web beacon, and
a description of a website tied to the web beacon or using unique links
that can distinguish when individual users click the link. Web beacons
and unique links, alone or in conjunction with cookies, may help Juniper
Square compile information about your interactions with electronic mail
sent to you in connection with the Services. For further information, see
the Cookie Policy.
5. Cross-Site Tracking. Juniper Square does not utilize technical measures
in the Website to track your activities across different web sites or
online services, whether you configure your browser’s Do Not Track
feature or otherwise. The Website does utilize third-party application
programming interfaces controlled by third parties, such as marketing
tracking services, that may attempt to track your activity across other
sites that utilize those interfaces.
3. Use and Disclosure of Information. Juniper Square may collect, use, share,
and otherwise process your personal information for a number of purposes,
including, but not limited to:
1. Accessing the Website and Providing and Improving the Services. Juniper
Square uses your Personal Information to provide you with the Services,
or products, services or information related to the Website:

***- To administer or otherwise carry out our obligations in relation to
any agreement to which we are a party;
• To assist you in completing a transaction or order;
• To prepare and process invoices and payments;
• To respond to queries or requests and to provide support;
• To create, manage and audit our customer accounts;
• To maintain functionality of our Services and products;
• To provide you information regarding our Services and products;
• To notify you about changes to our Services and products;
• To administer any promotion, contest, survey, or competition; and
• To offer our products and services to you in a personalized way and to
customize your experience when using the Website.
The legal basis for such use is the Website’s Terms of Use and this
Policy.***

2. Analysis. Juniper Square uses your Personal Information for improving the
quality of the Website and/or the Services and for internal research and
development, including by (i) combining or aggregating any of the
information collected through the Website or elsewhere for internal
research and development, and for generating and analyzing statistics
about your use of the Website and user demographics and traffic patterns;
and (ii) using anonymized data that may or may not be derived from
Personal Information but does not personally identify you, both for
disclosure to third parties and for the purpose of enhancing the Services
and developing new Service offerings. The legal basis for such use is the
Website’s Terms of Use and this Policy, and Juniper Square’s legitimate
interest in improving the Website and Services.
3. Marketing. If you submit your information to Juniper Square, Juniper
Square may provide you with information about the Website, Services or
required notices. In addition, Juniper Square may use collected
information for delivering marketing communications that may be of
interest to you. Juniper Square does not sell or share your Personal
Information with other companies so that they can market to you. You have
the right to ask Juniper Square not to process your Personal Information
for marketing purposes. Juniper Square will usually inform you (before
collecting your information) if it intends to use your information for
such purposes or if it intends to disclose your information to any third
party for such purposes. You can exercise your right to prevent such
processing by checking certain boxes on the forms Juniper Square uses to
collect your information. You can also exercise the right at any time by
contacting Juniper Square at privacy@junipersquare.com, or clicking
“unsubscribe” at the bottom of the Juniper Square marketing
communications.
4. Security. Juniper Square may use your Personal Information for safety and
security purposes, including sharing of your information for such
purposes, when it is necessary to pursue Juniper Square’s legitimate
interests in ensuring the security of the Website and Services, including
detecting, preventing and responding to fraud, intellectual property
infringement, violations of the Website’s Terms of Use, violations of law
or other misuse of the Website; and when Juniper Square believes in good
faith that disclosure is necessary (A) to protect Juniper Square’s rights
or other users of the Website, the integrity of the Website, or your
safety or the safety of others, or (B) to detect, prevent or respond to
fraud, intellectual property infringement, violations of the Website’s
Terms of Use, violations of law or other misuse of the Website.
5. Service Providers. Juniper Square engages third-party service providers
(such as hosting providers and analytics and security providers) to
assist in operating and marketing the Services. Juniper Square’s
engagement of third-party service providers is often necessary for
Juniper Square to provide the Services to you, particularly where such
third-party service providers ensure that the Website and Services are
operating and secure. In other cases, Juniper Square has a legitimate
interest in third-party service providers that can help improve the
Website and the Service.
6. Other Disclosure. Juniper Square may disclose Personal Information about
you to others: (a) if Juniper Square has your valid consent to do so; (b)
to comply with a valid subpoena, legal order, court order, legal process,
or other legal obligation; (c) to enforce any of the Juniper Square terms
and conditions or policies; or (d) as necessary to resolve disputes,
pursue available legal remedies or defend legal claims. Juniper Square
may also transfer your Personal Information to an affiliate, a subsidiary
or a third party in the event of any reorganization, merger, acquisition
or sale, joint venture, assignment, transfer or other disposition of all
or any portion of Juniper Square’s business, assets or stock, including,
without limitation, in connection with any bankruptcy or similar
proceeding, provided that any such entity that Juniper Square transfer
Personal Information to will not be permitted to process your Personal
Information other than as described in this Policy without providing you
notice and, if required by applicable laws, obtaining your consent.
4. Storage.
1. Jurisdiction. Information collected through the Website will be stored
in, processed in and subject to the laws of the United States, which may
not provide the same level of protection for your information as your
home country, and may be available to the United States government or its
agencies under a lawful order made in the United States. By using the
Website, you consent to such transfer to, storage in and processing
within the United States.
2. Security. Juniper Square is committed to protecting your information from
unauthorized access, use or disclosure. The Website and its operators
maintain administrative, technical and physical safeguards designed to
protect the information collected through the Website; however, no
information or communication Website can be 100% secure, so Juniper
Square cannot guarantee the absolute security of your information. In
addition, Juniper Square is not responsible for the security of
information that you transmit to the Website over networks that Juniper
Square does not control, including the Internet and wireless networks.
3. Retention. Juniper Square will not retain data longer than is necessary
to fulfill the purposes for which it was collected or as required by
applicable laws or regulations. If you wish to access or correct any
information Juniper Square holds about you, you may have your data
deleted, blocked or corrected (as long as compliant with applicable law).
Juniper Square also collects and retains information through the Website
in an anonymized form, i.e. tracking the pages you visit and how long was
spent on each page. If you are a customer of Juniper Square or an end
user accessing the Services through an investor portal, your data may be
subject to a different privacy policy and your data will be retained in
accordance with terms applicable to such access to the services.
5. Cookie Policy. This section provides Juniper Square’s cookie policy and
describes how Juniper Square uses Cookies and similar technologies. For more
information on Juniper Square’s general data privacy practices, please see
the full Policy.
1. Cookies. Cookies are small pieces of data that are stored on your
computer, mobile phone, or other device when you first visit a page.
Juniper Square uses cookies, web beacons and similar technologies
(“Cookies”) to enhance your user experience, understand your usage of the
Website and Services and to perform analytics. Cookies may also be set by
other websites or services that run content on the page you are visiting.
The provision of your data via Cookies is voluntary except for those
Cookies that Juniper Square places on your device because it is necessary
for the performance of the Website or Services. Juniper Square uses
“session cookies” and “persistent cookies.” Session Cookies are temporary
Cookies that remain on your device until you leave the Website or
Services. A persistent Cookie may remain on your device for much longer
until you manually delete it.
2. Use. Cookies can contain the following information about you and your use
of the Website: browser type, search preferences, data relating to which
pages of the Website that you have visited and the date and time of your
use. Juniper Square uses Cookies for the following purposes:
1. To enable and support security features, prevent fraud, and protect
your data from unauthorized access.
2. To enable features and help us provide you with personalized content.
3. To analyze how you use the Website and to monitor site performance.
These Cookies help us to identify and fix errors, understand and
improve services, research and test out different features, and
monitor how you reached the Website.
3. Third-Party Cookies. Juniper Square uses the following third-party
Cookies on the Website:
1. Google Ads. Google Ads uses cookies for advertising, including
serving and rendering ads, personalizing ads (depending on your
settings at myadcenter.google.com and
adssettings.google.com/partnerads), limiting the number of times an
ad is shown to a user, muting ads you have chosen to stop seeing, and
measuring the effectiveness of ads See
https://policies.google.com/privacy and
https://policies.google.com/technologies/cookies?hl=en-US#how-google-uses-cookies
for details
2. Google Analytics. Google Analytics tracks unique visitors to the
Website, and provides analytics reports showing website usage and
referral sources. It also helps determine whether visitors have
arrived at the Website via Google marketing campaigns. See
https://policies.google.com/privacy for details.
3. Facebook. Facebook’s tracking determines whether visitors have
arrived at the Website via Facebook marketing campaigns. See
https://www.facebook.com/about/privacy for details.
4. Marketo (Munchkin). – Marketo links visitor behavior on the Website
to the recipient of an email marketing campaign to measure campaign
effectiveness. See https://documents.marketo.com/legal/privacy/ for
details.
5. RollWorks, a division of NextRoll – RollWorks collects information
about your visits to and actions on certain pages of our Website so
that they can deliver ads for relevant Juniper Square products and
services to you later. See https://www.nextroll.com/privacy for
details.
6. Microsoft Advertising. Microsoft Advertising’s tracking determines
whether visitors have arrived at the Website via Microsoft
Advertising marketing campaigns. See
https://privacy.microsoft.com/en-us/privacystatement for details.
7. Wistia. Wistia hosts the video content embedded in the Website. It
tracks how many visitors play embedded videos, and how much of each
video they play. See https://wistia.com/privacy for details.
8. Greenhouse. Greenhouse operates the careers page on the Website, and
uses Cookies to track job application submissions. See
http://www.greenhouse.io/privacy-policy for details.
9. MailChimp. If you subscribe to our newsletter, Juniper Square uses
MailChimp for correspondence with you. MailChimp may utilize web
beacons or other cookies in their internal operations. See
https://mailchimp.com/legal/privacy/ for more details.
10. Capterra. Capterra’s tracking determines whether visitors have
arrived at the Website via Capterra marketing campaigns. See
https://www.capterra.com/legal/privacy-policy for details.
11. Qualfied.com. Qualified is a medium for communications, both through
messaging on our website and via email. If you engage with the chat
function on the Website, Qualified collects publicly available
contact and social information related to you to enhance your user
experience. See https://www.qualified.com/legal/privacy for details.
12. LinkedIn Insight Tag. LinkedIn’s tracking allows us to target users
with advertising if they have visited the Website and subsequently
visit LinkedIn. See https://www.linkedin.com/legal/privacy-policy for
details.
13. Google Tag Manager. Google Tag Manager is a solution that allows
website tags to be managed using an interface. The Tag Manager tool
itself is a cookie-less domain and does not register personal data,
but rather activates other tags. Google Tag Manager does not access
the information captured by other tags. See
https://www.google.com/analytics/tag-manager/use-policy/ and
https://policies.google.com/privacy for details.
14. Hotjar. Hotjar provides heatmap analytics about how you are using the
website to enable us to improve the website and provide better and
more useful information. See
https://help.hotjar.com/hc/en-us/articles/6952777582999 and
https://www.hotjar.com/legal/policies/privacy/ for details.
15. iubenda. iubenda tracks and manages your cookie preferences and other
consents collected through your use of the Website. See
https://www.iubenda.com/privacy-policy/36700132 and
https://www.iubenda.com/privacy-policy/94654098 for details.
16. Terminus Software. Terminus is an online advertising and technology
platform headquartered in the United States which helps advertisers
connect with consumers who are interested or could benefit from the
advertisers’ products. Terminus is used to track visits generated by
ads and to allow better management of advertising campaigns. See
https://terminus.com/privacy-policy/ for details.
17. Demandbase Tags. Demandbase provides analytics around Website use and
ads you may have interacted with that led you to the Website.
Demandbase Tags cause a unique cookie ID to be associated with each
Website visitor. See https://www.demandbase.com/privacy/ for details.
4. Opting Out. You can control and/or delete cookies as you wish – for
details, see www.aboutcookies.org. You can delete all cookies that are
already on your computer and you can set most browsers to prevent them
from being placed. If you do this, however, you may have to manually
adjust some preferences every time you visit a site and some services and
functionalities may not work as intended by Juniper Square.
6. Notice to European Residents: General Data Protection Regulation

If you are a resident of the European Economic Area or the United Kingdom,
Juniper Square will process your Personal Information in compliance with the
EU General Data Protection Regulation (“GDPR”).

For information submitted using the Website, Juniper Square, Inc. is the
data controller, as defined under GDPR. In accordance with GDPR, where
Juniper Square processes your Personal Information as a data controller, in
certain circumstances you will have certain rights, which may include the
following:
1. right of confirmation;
2. right of access;
3. right to rectification;
4. right to erasure;
5. right of restriction of processing;
6. right to data portability;
7. right to object;
8. right to withdraw data protection consent; and
9. right to lodge a complaint with a supervisory authority.

***As described above, where a customer uses our cloud products and
services, we may store your personal information on behalf and under the
instructions of our customers, which we process as a data processor on
that customer’s behalf. We are not responsible for and have no control
over the privacy and data security practices of such customers, which may
differ from those explained in this Policy. The data protection rights
listed above do not apply to Juniper Square where we process your data as
a data processor on behalf of a customer. If your data has been submitted
to us by or on behalf of a Juniper Square customer and you wish to
exercise any rights you may have under the GDPR or other applicable data
protection laws, please inquire with them directly.***
7. Notice to California Residents: California Consumer Privacy Act

As of January 1, 2020, verified California residents have the right to:

• ***request and receive disclosure of our personal information collection
practices during the prior 12 months, including the categories of personal
information we collect, the categories of sources of such information, our
business purpose for collecting or sharing such information, and the
categories of third parties with whom we share such information;
• request and receive a copy of the personal information we have collected
about them during the prior 12 months;
• request and receive disclosure of our information sharing practices during
the prior 12 months, including a list of the categories of personal
information sold with the category of third party recipients and a list of
the categories of personal information that we disclosed for a business
purpose;
• request that we not sell personal information about them; and
• request that we delete (and direct our service providers to delete) their
personal information subject to certain exceptions.***

For the purposes of this Section 7, “personal information” has the meaning
given in the California Consumer Privacy Act (“CCPA”), but does not include
certain de-identified or aggregated information, information publicly
available in government records, or certain information excluded from the
CCPA’s scope.

In order to make a request for disclosure California residents may contact
us at privacy@junipersquare.com. We will ask you for information that allows
us to reasonably verify your identity (that you are the person about whom we
collected personal information) and will use that information only for that
purpose. We may request that you submit a signed statement under penalty of
perjury that you are the individual you claim to be. We will acknowledge
receipt of your request within 10 days and will endeavor to respond within
forty-five days of receipt of your request, but if we require more time (up
to an additional forty-five days) we will notify you of our need for
additional time. For requests that we not sell your information, we will
comply with your request within 15 days. We cannot respond to your request
or provide you with personal information if we cannot verify your identity
and confirm that the personal information relates to you.

You may make a request for disclosure of our information collection
practices, the information we collected about you, or our sharing practices
up to twice within a 12-month period. You may make a request that we not
sell information or for deletion of your information at any time.

For requests for a copy of the personal information we have collected during
the 12 months prior to your request, we will endeavor to provide the
information in a format that is readily useable, including by mailing you a
paper copy or providing an electronic copy to your registered account, if
you have registered an account with us.

For requests for deletion of your information, please understand that
California law permits us to retain certain information and not to delete it
under certain circumstances. By way of example, we are not required to
comply with a request to delete information if the information is necessary
for us to complete a transaction for you or otherwise perform a contract; to
detect, protect against, or prosecute security incidents, fraud or illegal
activity; to use the information only internally in ways reasonably aligned
with your expectations as our customer (such as maintaining sales records),
and to comply with legal obligations. If we receive such a request from you,
we will notify any service providers we have engaged to delete your
information as well.

We will not discriminate against you as a result of your exercise of any of
these rights.

Selling Information. We do not sell your information for monetary
consideration and we do not disclose your information for other valuable
consideration. If, in the future, we enter into arrangements that fall
within the definition of a “sale” under the CCPA, we will update this
privacy policy and our compliance with the CCPA.

Using an Authorized Agent. You may submit a request through someone holding
a formal Power of Attorney. Otherwise, you may submit a request using an
authorized agent only if (1) you provide the authorized agent with written
permission to make a request and (2) you verify your own identity directly
with us. We will require the agent to submit proof to us that they have been
authorized to make requests on your behalf.

During the past 12 months, we have collected the following categories of
information from the listed sources, used it for the listed business
purposes and shared it with the listed categories of third parties. The
business purposes for which we collect the Personal Information are
described in Section 3 above. The categories include information we collect
from visitors to our Website, registered users, employees, vendors,
suppliers and any other person that interacts with us either online or
offline. Not all information is collected about all individuals. For
instance, we may collect different information from applicants for
employment or from vendors or from customers.

Category of Personal Information (PI) collected Sources of PI Purposes of
collecting PI Categories of third parties to whom we disclose PI Identifiers
such as full name, date of birth, nationality, gender, email address, phone
number or postal address. Information you provide us; information collected from
third parties; information we may receive from third-party marketing and data
partners. To maintain legal and regulatory compliance; audit transactions;
security detection, protection and enforcement; functionality debugging/error
repair; customize user experience; perform services for you; engage in marketing
activities; internal research and development. Service providers (such as
payment processors, marketing partners, employee benefits partners; identity
verification providers); government regulators; law enforcement. Sensitive
Information such as government issued identity document such as passport,
driver’s license, national identity card, state ID card, tax ID number, passport
number, driver’s license details, national identity card details, visa
information, and/or any other information deemed necessary to comply with legal
obligations under applicable financial regulation and law. Information you
provide us; information collected from third parties. To maintain legal and
regulatory compliance; audit transactions; security detection, protection and
enforcement; functionality debugging/error repair; customize user experience;
perform services for you; internal research and development. Service providers
(such as payment processors, employee benefits partners; identity verification
providers); government regulators; law enforcement. Commercial information such
as bank account information, payment card primary account number (PAN),
transaction history, and/or tax identification number. Information you provide
us; Information collected from third parties; information we may receive from
third-party marketing or data partners. To maintain legal and regulatory
compliance; audit transactions; security detection, protection and enforcement;
functionality debugging/error repair; customize user experience; perform
services for you; internal research and development. Service providers (such as
payment processors, employee benefits partners); government regulators; law
enforcement. Electronic network activity such as browsing or search history, IP
address, website interactions and advertisement interactions. Information
automatically collected from visitors to our website. Audit transactions;
security detection, protection and enforcement; functionality debugging/error
repair; customize user experience; perform services for you; engage in marketing
activities; internal research and development. Service providers (such as
payment processors, marketing partners, employee benefits partners); government
regulators; law enforcement. Audio, video, photographs or similar information
such as customer service calls. Information you provide us; information we
collect for security purposes. Audit transactions; security detection,
protection and enforcement; functionality debugging/error repair; customize user
experience; perform services for you; engage in marketing activities; internal
research and development. Service providers (such as payment processors and
marketing partners); government regulators; law enforcement. Professional,
educational or employment related information including office location, job
title, and/or description of role. Information you provide us; information
collected from third parties; information we observe in connection with vendor
or employee oversight. To maintain legal and regulatory compliance; to review
and process your employment applications; to engage in marketing activities.
Service providers (such as employee benefits partners and identity verification
providers). Inferences drawn from the above about your preferences,
characteristics, etc. Internal analytics. To engage in marketing activities;
internal research and development. Service providers (such as marketing
partners).

As described above, we may also act as a service provider to customers by
providing technology that they can use to process personal information submitted
by or for a customer to our cloud products and services. We are not responsible
for and have no control over the privacy and data security practices of such
customers, which may differ from those explained in this Policy. If your data
has been submitted to us by or on behalf of a Juniper Square customer and you
wish to exercise any rights you may have under applicable data protection laws,
please inquire with them directly.

8. Third-Party Websites. The Website and communications from Juniper Square
may contain links to websites operated by third parties. You acknowledge
and agree that Juniper Square is not responsible for the collection and use
of your information by such websites that are not under Juniper Square’s
control. Juniper Square encourages you to review the privacy policies of
each website you visit.
9. Children’s Information. The Website is not directed to, nor does Juniper
Square knowingly collect information from, children under the age of 13. If
you become aware that your child or any child under your care has provided
information without your consent, please contact Juniper Square immediately
using the contact information provided below.
10. Other Agreements. You may from time to time enter into binding legal
agreements relating to certain Services available through the Website,
which may have terms that are different from those of this Policy. In the
event of any inconsistency, the terms of such other agreement shall control
with respect to such Services.
11. Contact Information. If you have any questions about this Policy or the
collection or use of information about you, please write to Juniper Square
at privacy@junipersquare.com or 555 Montgomery St, 14th Floor, San
Francisco, CA 94111.

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