www.veteransunited.com Open in urlscan Pro
104.89.38.43  Public Scan

URL: https://www.veteransunited.com/futurehomeowners/veteran-property-tax-exemptions-by-state/
Submission: On February 19 via manual from US — Scanned from DE

Form analysis 5 forms found in the DOM

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      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="property-value">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_blogSingleSidebar_property_value" class="fmcty-field fmcty-field-radio field-property_value fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="blogSingleSidebar_property_value_label" for="blogSingleSidebar_property_value" tabindex="-1">What is your price range?</label> <span class="fmcty-field-description">(An estimate is fine)</span></dt>
              <dd>
                <ol id="blogSingleSidebar_property_value" class="fmcty-radio-group" role="radiogroup" aria-labelledby="blogSingleSidebar_property_value_label">
                  <li class="fmcty-radio-option"><input type="radio" name="property_value" value="90000" id="blogSingleSidebar_property_value_0" required="" disabled=""><label for="blogSingleSidebar_property_value_0"
                      class="fmcty-radio-option-label">under $100,000</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="property_value" value="150000" id="blogSingleSidebar_property_value_1" required="" disabled=""><label for="blogSingleSidebar_property_value_1"
                      class="fmcty-radio-option-label">$100,000 - $150,000</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="property_value" value="200000" id="blogSingleSidebar_property_value_2" required="" disabled=""><label for="blogSingleSidebar_property_value_2"
                      class="fmcty-radio-option-label">$150,000 - $200,000</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="property_value" value="250000" id="blogSingleSidebar_property_value_3" required="" disabled=""><label for="blogSingleSidebar_property_value_3"
                      class="fmcty-radio-option-label">$200,000 - $250,000</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="property_value" value="300000" id="blogSingleSidebar_property_value_4" required="" disabled=""><label for="blogSingleSidebar_property_value_4"
                      class="fmcty-radio-option-label">$250,000 - $300,000</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="property_value" value="350000" id="blogSingleSidebar_property_value_5" required="" disabled=""><label for="blogSingleSidebar_property_value_5"
                      class="fmcty-radio-option-label">$300,000 - $350,000</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="property_value" value="400000" id="blogSingleSidebar_property_value_6" required="" disabled=""><label for="blogSingleSidebar_property_value_6"
                      class="fmcty-radio-option-label">$350,000 - $400,000</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="property_value" value="400001" id="blogSingleSidebar_property_value_7" required="" disabled=""><label for="blogSingleSidebar_property_value_7"
                      class="fmcty-radio-option-label">$400,000 or more</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="property_value" value="150001" id="blogSingleSidebar_property_value_8" required="" disabled=""><label for="blogSingleSidebar_property_value_8"
                      class="fmcty-radio-option-label">I don’t know</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="home-value">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_blogSingleSidebar_home_value" class="fmcty-field fmcty-field-currency field-home_value fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="blogSingleSidebar_home_value_label" for="blogSingleSidebar_home_value" tabindex="-1">What is the value of your home?</label> <span class="fmcty-field-description">(An estimate is fine)</span></dt>
              <dd><input type="text" name="home_value" value="" id="blogSingleSidebar_home_value" class="fmcty-input-text fmcty-input-currency fmcty-input-number-normalize fmcty-input-mask-number fmcty-input-masked" required=""
                  data-fmcty-validation-message="Please enter a valid dollar amount." size="11" maxlength="11" pattern="[0-9]*" inputmode="numeric" disabled=""></dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="property-type">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_blogSingleSidebar_property_type" class="fmcty-field fmcty-field-radio field-property_type fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="blogSingleSidebar_property_type_label" for="blogSingleSidebar_property_type" tabindex="-1">What type of property is your home?</label></dt>
              <dd>
                <ol id="blogSingleSidebar_property_type" class="fmcty-radio-group" role="radiogroup" aria-labelledby="blogSingleSidebar_property_type_label">
                  <li class="fmcty-radio-option"><input type="radio" name="property_type" value="single" id="blogSingleSidebar_property_type_0" required=""><label for="blogSingleSidebar_property_type_0" class="fmcty-radio-option-label">Single-Family
                      Home</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="property_type" value="condominium" id="blogSingleSidebar_property_type_1" required=""><label for="blogSingleSidebar_property_type_1"
                      class="fmcty-radio-option-label">Condominium</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="property_type" value="townhome" id="blogSingleSidebar_property_type_2" required=""><label for="blogSingleSidebar_property_type_2" class="fmcty-radio-option-label">Town
                      Home</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="property_type" value="multifamily" id="blogSingleSidebar_property_type_3" required=""><label for="blogSingleSidebar_property_type_3"
                      class="fmcty-radio-option-label">Multi-Family</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="property_type" value="manufactured" id="blogSingleSidebar_property_type_4" required=""><label for="blogSingleSidebar_property_type_4" class="fmcty-radio-option-label">Mobile /
                      Manufactured</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="property_type" value="new construction" id="blogSingleSidebar_property_type_5" required=""><label for="blogSingleSidebar_property_type_5" class="fmcty-radio-option-label">New
                      Construction</label></li>
                  <li class="fmcty-radio-option fmcty-radio-option-disabled"><input type="radio" name="property_type" value="other" id="blogSingleSidebar_property_type_6" required="" disabled=""><label for="blogSingleSidebar_property_type_6"
                      class="fmcty-radio-option-label">Other</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="manufactured-property">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_blogSingleSidebar_manufactured_own" class="fmcty-field fmcty-field-radio field-manufactured_own fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="blogSingleSidebar_manufactured_own_label" for="blogSingleSidebar_manufactured_own" tabindex="-1">Will you own or rent the land your home is on?</label> <span class="fmcty-field-description">Your lender
                  will use this information to determine what kind of loan is right for you.</span></dt>
              <dd>
                <ol id="blogSingleSidebar_manufactured_own" class="fmcty-radio-group" role="radiogroup" aria-labelledby="blogSingleSidebar_manufactured_own_label">
                  <li class="fmcty-radio-option"><input type="radio" name="manufactured_own" value="own" id="blogSingleSidebar_manufactured_own_0" required="" disabled=""><label for="blogSingleSidebar_manufactured_own_0"
                      class="fmcty-radio-option-label">Own</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="manufactured_own" value="rent" id="blogSingleSidebar_manufactured_own_1" required="" disabled=""><label for="blogSingleSidebar_manufactured_own_1"
                      class="fmcty-radio-option-label">Rent</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="property-use">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_blogSingleSidebar_property_use" class="fmcty-field fmcty-field-radio field-property_use fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="blogSingleSidebar_property_use_label" for="blogSingleSidebar_property_use" tabindex="-1">How are you using this home?</label></dt>
              <dd>
                <ol id="blogSingleSidebar_property_use" class="fmcty-radio-group" role="radiogroup" aria-labelledby="blogSingleSidebar_property_use_label">
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="property_use" value="primary" id="blogSingleSidebar_property_use_0" required=""><label for="blogSingleSidebar_property_use_0"
                      class="fmcty-radio-option-label">Primary Residence</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="property_use" value="secondary" id="blogSingleSidebar_property_use_1" required=""><label for="blogSingleSidebar_property_use_1"
                      class="fmcty-radio-option-label">Secondary / Vacation Home</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="property_use" value="investment" id="blogSingleSidebar_property_use_2" required=""><label for="blogSingleSidebar_property_use_2"
                      class="fmcty-radio-option-label">Investment Property</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="property_use" value="other" id="blogSingleSidebar_property_use_3" required=""><label for="blogSingleSidebar_property_use_3"
                      class="fmcty-radio-option-label">Other</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="timeframe">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_blogSingleSidebar_when_loan" class="fmcty-field fmcty-field-radio field-when_loan fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="blogSingleSidebar_when_loan_label" for="blogSingleSidebar_when_loan" tabindex="-1">When are you planning to make your home purchase?</label></dt>
              <dd>
                <ol id="blogSingleSidebar_when_loan" class="fmcty-radio-group" role="radiogroup" aria-labelledby="blogSingleSidebar_when_loan_label">
                  <li class="fmcty-radio-option"><input type="radio" name="when_loan" value="signed purchase agreement" id="blogSingleSidebar_when_loan_0" required="" disabled=""><label for="blogSingleSidebar_when_loan_0"
                      class="fmcty-radio-option-label">Immediately: Signed a Purchase Agreement</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="when_loan" value="offer pending" id="blogSingleSidebar_when_loan_1" required="" disabled=""><label for="blogSingleSidebar_when_loan_1" class="fmcty-radio-option-label">ASAP:
                      Found a House/Offer Pending</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="when_loan" value="within a month" id="blogSingleSidebar_when_loan_2" required="" disabled=""><label for="blogSingleSidebar_when_loan_2" class="fmcty-radio-option-label">Within
                      30 Days</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="when_loan" value="2 to 3 months" id="blogSingleSidebar_when_loan_3" required="" disabled=""><label for="blogSingleSidebar_when_loan_3" class="fmcty-radio-option-label">2 - 3
                      Months</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="when_loan" value="3 to 6 months" id="blogSingleSidebar_when_loan_4" required="" disabled=""><label for="blogSingleSidebar_when_loan_4" class="fmcty-radio-option-label">3 - 6
                      Months</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="when_loan" value="over 6 months" id="blogSingleSidebar_when_loan_5" required="" disabled=""><label for="blogSingleSidebar_when_loan_5" class="fmcty-radio-option-label">6+
                      Months</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="when_loan" value="no time frame" id="blogSingleSidebar_when_loan_6" required="" disabled=""><label for="blogSingleSidebar_when_loan_6" class="fmcty-radio-option-label">No Time
                      Frame/Still Researching Options</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="timeframe-reason">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_blogSingleSidebar_preventing_loan" class="fmcty-field fmcty-field-radio field-preventing_loan fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="blogSingleSidebar_preventing_loan_label" for="blogSingleSidebar_preventing_loan" tabindex="-1">What prevents you from buying your new home today?</label></dt>
              <dd>
                <ol id="blogSingleSidebar_preventing_loan" class="fmcty-radio-group" role="radiogroup" aria-labelledby="blogSingleSidebar_preventing_loan_label">
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="preventing_loan" value="credit" id="blogSingleSidebar_preventing_loan_0" required="" disabled=""><label for="blogSingleSidebar_preventing_loan_0"
                      class="fmcty-radio-option-label">My credit rating is too low</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="preventing_loan" value="income" id="blogSingleSidebar_preventing_loan_1" required="" disabled=""><label for="blogSingleSidebar_preventing_loan_1"
                      class="fmcty-radio-option-label">My income is too low</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="preventing_loan" value="under_lease" id="blogSingleSidebar_preventing_loan_2" required="" disabled=""><label for="blogSingleSidebar_preventing_loan_2"
                      class="fmcty-radio-option-label">I am locked in a rent/lease</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="preventing_loan" value="new_city" id="blogSingleSidebar_preventing_loan_3" required="" disabled=""><label for="blogSingleSidebar_preventing_loan_3"
                      class="fmcty-radio-option-label">I am transferring to a new location</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="preventing_loan" value="still_looking" id="blogSingleSidebar_preventing_loan_4" required="" disabled=""><label for="blogSingleSidebar_preventing_loan_4"
                      class="fmcty-radio-option-label">I haven’t found a home yet</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="preventing_loan" value="other" id="blogSingleSidebar_preventing_loan_5" required="" disabled=""><label for="blogSingleSidebar_preventing_loan_5"
                      class="fmcty-radio-option-label">Other</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="current-home">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_blogSingleSidebar_living_situation" class="fmcty-field fmcty-field-radio field-living_situation fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="blogSingleSidebar_living_situation_label" for="blogSingleSidebar_living_situation" tabindex="-1">Do you currently own a home?</label></dt>
              <dd>
                <ol id="blogSingleSidebar_living_situation" class="fmcty-radio-group" role="radiogroup" aria-labelledby="blogSingleSidebar_living_situation_label">
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="living_situation" value="own" id="blogSingleSidebar_living_situation_0" required="" disabled=""><label for="blogSingleSidebar_living_situation_0"
                      class="fmcty-radio-option-label">Yes, I currently own a home</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="living_situation" value="rent" id="blogSingleSidebar_living_situation_1" required="" disabled=""><label for="blogSingleSidebar_living_situation_1"
                      class="fmcty-radio-option-label">No, I am currently renting</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="living_situation" value="other" id="blogSingleSidebar_living_situation_2" required="" disabled=""><label for="blogSingleSidebar_living_situation_2"
                      class="fmcty-radio-option-label">No, I have other living arrangements</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="rent-payment">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_blogSingleSidebar_current_rent_amount" class="fmcty-field fmcty-field-currency field-current_rent_amount fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="blogSingleSidebar_current_rent_amount_label" for="blogSingleSidebar_current_rent_amount" tabindex="-1">What is your current monthly rent payment?</label></dt>
              <dd><input type="text" name="current_rent_amount" value="" id="blogSingleSidebar_current_rent_amount" class="fmcty-input-text fmcty-input-currency fmcty-input-number-normalize fmcty-input-mask-number fmcty-input-masked" required=""
                  data-fmcty-validation-message="Please enter a valid dollar amount." size="9" maxlength="9" pattern="[0-9]*" inputmode="numeric" disabled=""></dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="lease-end" data-fmcty-auto-advance="false">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_blogSingleSidebar_renting_end_date_label" class="fmcty-field fmcty-field-html field-renting_end_date_label">
            <dl role="presentation">
              <dd><span name="renting_end_date_label" id="blogSingleSidebar_renting_end_date_label">
                  <div class="fmcty-label">When does your lease end?</div>
                </span></dd>
            </dl>
          </li>
          <li id="field_blogSingleSidebar_renting_end_date_month" class="fmcty-field fmcty-field-select field-renting_end_date_month fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="blogSingleSidebar_renting_end_date_month_label" for="blogSingleSidebar_renting_end_date_month" tabindex="-1">Month:</label></dt>
              <dd>
                <div class="fmcty-styled-select fmcty-styled-select-loaded fmcty-styled-select-empty"><select class="fmcty-styled-select" name="renting_end_date_month" id="blogSingleSidebar_renting_end_date_month" required=""
                    data-fmcty-validation-message="Please select a month." disabled="">
                    <option value="" disabled="" selected="">Month</option>
                    <option value="01">01 - January</option>
                    <option value="02">02 - February</option>
                    <option value="03">03 - March</option>
                    <option value="04">04 - April</option>
                    <option value="05">05 - May</option>
                    <option value="06">06 - June</option>
                    <option value="07">07 - July</option>
                    <option value="08">08 - August</option>
                    <option value="09">09 - September</option>
                    <option value="10">10 - October</option>
                    <option value="11">11 - November</option>
                    <option value="12">12 - December</option>
                    <option value="99">Other / No End Date</option>
                  </select>
                  <div class="fmcty-styled-select-inner">Month</div>
                  <div class="fmcty-styled-select-glyph"></div>
                </div>
              </dd>
            </dl>
          </li>
          <li id="field_blogSingleSidebar_renting_end_date_year" class="fmcty-field fmcty-field-select field-renting_end_date_year fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="blogSingleSidebar_renting_end_date_year_label" for="blogSingleSidebar_renting_end_date_year" tabindex="-1">Year:</label></dt>
              <dd>
                <div class="fmcty-styled-select fmcty-styled-select-loaded fmcty-styled-select-empty"><select class="fmcty-styled-select" name="renting_end_date_year" id="blogSingleSidebar_renting_end_date_year" required=""
                    data-fmcty-validation-message="Please select a valid date in the future." disabled="">
                    <option value="" disabled="" selected="">Year</option>
                    <option value="2022">2022</option>
                    <option value="2023">2023</option>
                    <option value="2024">2024</option>
                    <option value="2025">2025</option>
                    <option value="2026">2026</option>
                    <option value="2027">2027+</option>
                    <option value="9999">Other / No End Date</option>
                  </select>
                  <div class="fmcty-styled-select-inner">Year</div>
                  <div class="fmcty-styled-select-glyph"></div>
                </div>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="first-time">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_blogSingleSidebar_first_time" class="fmcty-field fmcty-field-radio field-first_time fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="blogSingleSidebar_first_time_label" for="blogSingleSidebar_first_time" tabindex="-1">Is this your first time buying a home?</label></dt>
              <dd>
                <ol id="blogSingleSidebar_first_time" class="fmcty-radio-group" role="radiogroup" aria-labelledby="blogSingleSidebar_first_time_label">
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="first_time" value="yes" id="blogSingleSidebar_first_time_0" required="" disabled=""><label for="blogSingleSidebar_first_time_0"
                      class="fmcty-radio-option-label">Yes</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="first_time" value="no" id="blogSingleSidebar_first_time_1" required="" disabled=""><label for="blogSingleSidebar_first_time_1"
                      class="fmcty-radio-option-label">No</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="sell-home">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_blogSingleSidebar_sell_before_purchase" class="fmcty-field fmcty-field-radio field-sell_before_purchase fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="blogSingleSidebar_sell_before_purchase_label" for="blogSingleSidebar_sell_before_purchase" tabindex="-1">Do you plan to sell your current home when purchasing a new one?</label></dt>
              <dd>
                <ol id="blogSingleSidebar_sell_before_purchase" class="fmcty-radio-group" role="radiogroup" aria-labelledby="blogSingleSidebar_sell_before_purchase_label">
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="sell_before_purchase" value="yes" id="blogSingleSidebar_sell_before_purchase_0" required="" disabled=""><label for="blogSingleSidebar_sell_before_purchase_0"
                      class="fmcty-radio-option-label">Yes</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="sell_before_purchase" value="no" id="blogSingleSidebar_sell_before_purchase_1" required="" disabled=""><label for="blogSingleSidebar_sell_before_purchase_1"
                      class="fmcty-radio-option-label">No</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="mortgage-balance">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_blogSingleSidebar_balance" class="fmcty-field fmcty-field-currency field-balance fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="blogSingleSidebar_balance_label" for="blogSingleSidebar_balance" tabindex="-1">How much do you currently owe on your home mortgage?</label></dt>
              <dd><input type="text" name="balance" value="" id="blogSingleSidebar_balance" class="fmcty-input-text fmcty-input-currency fmcty-input-number-normalize fmcty-input-mask-number fmcty-input-masked" required=""
                  data-fmcty-validation-message="Please enter a valid dollar amount." size="11" maxlength="11" pattern="[0-9]*" inputmode="numeric" disabled=""></dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="interest-rate">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_blogSingleSidebar_current_rate" class="fmcty-field fmcty-field-select field-current_rate fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="blogSingleSidebar_current_rate_label" for="blogSingleSidebar_current_rate" tabindex="-1">What is your current mortgage interest rate?</label></dt>
              <dd>
                <div class="fmcty-styled-select fmcty-styled-select-loaded fmcty-styled-select-empty"><select class="fmcty-styled-select" name="current_rate" id="blogSingleSidebar_current_rate" required="" disabled="">
                    <option value="" disabled="" selected="">Select your current interest rate…</option>
                    <option value="2.99">under 3%</option>
                    <option value="3">3%</option>
                    <option value="3.125">3.125%</option>
                    <option value="3.25">3.25%</option>
                    <option value="3.375">3.375%</option>
                    <option value="3.5">3.5%</option>
                    <option value="3.625">3.625%</option>
                    <option value="3.75">3.75%</option>
                    <option value="3.875">3.875%</option>
                    <option value="4">4%</option>
                    <option value="4.125">4.125%</option>
                    <option value="4.25">4.25%</option>
                    <option value="4.375">4.375%</option>
                    <option value="4.5">4.5%</option>
                    <option value="4.625">4.625%</option>
                    <option value="4.75">4.75%</option>
                    <option value="4.875">4.875%</option>
                    <option value="5">5%</option>
                    <option value="5.125">5.125%</option>
                    <option value="5.25">5.25%</option>
                    <option value="5.375">5.375%</option>
                    <option value="5.5">5.5%</option>
                    <option value="5.625">5.625%</option>
                    <option value="5.75">5.75%</option>
                    <option value="5.875">5.875%</option>
                    <option value="6">6%</option>
                    <option value="6.125">6.125%</option>
                    <option value="6.25">6.25%</option>
                    <option value="6.375">6.375%</option>
                    <option value="6.5">6.5%</option>
                    <option value="6.625">6.625%</option>
                    <option value="6.75">6.75%</option>
                    <option value="6.875">6.875%</option>
                    <option value="7">7%</option>
                    <option value="7.125">7.125%</option>
                    <option value="7.25">7.25%</option>
                    <option value="7.375">7.375%</option>
                    <option value="7.5">7.5%</option>
                    <option value="7.625">7.625%</option>
                    <option value="7.75">7.75%</option>
                    <option value="7.875">7.875%</option>
                    <option value="8">8%</option>
                    <option value="8.125">8.125%</option>
                    <option value="8.25">8.25%</option>
                    <option value="8.375">8.375%</option>
                    <option value="8.5">8.5%</option>
                    <option value="8.625">8.625%</option>
                    <option value="8.75">8.75%</option>
                    <option value="8.875">8.875%</option>
                    <option value="9">9%</option>
                    <option value="9.125">9.125%</option>
                    <option value="9.25">9.25%</option>
                    <option value="9.375">9.375%</option>
                    <option value="9.5">9.5%</option>
                    <option value="9.625">9.625%</option>
                    <option value="9.75">9.75%</option>
                    <option value="9.875">9.875%</option>
                    <option value="10">10%</option>
                    <option value="10.01">over 10%</option>
                    <option value="5.01">I don't know</option>
                  </select>
                  <div class="fmcty-styled-select-inner">Select your current interest rate…</div>
                  <div class="fmcty-styled-select-glyph"></div>
                </div>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="refi-continue" data-fmcty-section-next="Yes, continue">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_blogSingleSidebar_refi_ltv_message" class="fmcty-field fmcty-field-hidden-input field-refi_ltv_message fmcty-field-required fmcty-field-hidden"><span class="fmcty-field-hidden-label">
              <div class="fmcty-label">
                <p>Based on the information provided, your loan-to-value ratio is too high for a Cash-Out refinance with Veterans United. <br>
                  <a href="https://www.veteransunited.com/education/entitlement/va-cash-out-refinance/" target="_blank" style="font-size: 0.5em; font-family: sans-serif;">Learn more about VA Cash-Out Refinancing</a></p>
                <p>Would you still like to see if we can lower your interest rate?</p>
              </div>
            </span><input type="hidden" name="refi_ltv_message" value="1" id="blogSingleSidebar_refi_ltv_message" class="fmcty-input-hidden" required="" disabled=""></li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Yes, continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="cash-out-amount">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_blogSingleSidebar_cash_out_amount" class="fmcty-field fmcty-field-number_slider field-cash_out_amount fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="blogSingleSidebar_cash_out_amount_label" for="blogSingleSidebar_cash_out_amount" tabindex="-1">How much additional cash would you like to take out?</label> <span class="fmcty-field-description">You may
                  be able to take out as much as <strong>$<span class="fmcty_max_cash_out">325,000</span></strong>.</span></dt>
              <dd>
                <div class="fmcty-slider"><input type="text" name="cash_out_amount" value="0" id="blogSingleSidebar_cash_out_amount" class="fmcty-input-text fmcty-input-number-slider fmcty-input-mask-number fmcty-input-masked" required="" size="11"
                    maxlength="11" pattern="[0-9]*" step="500" min="0" max="325000" inputmode="numeric" disabled="">
                  <div class="fmcty-slider-track">
                    <div class="fmcty-slider-progress" style="width: 0%;">
                      <div class="fmcty-slider-grabber" tabindex="0" role="slider" aria-valuemin="0" aria-valuemax="325000" aria-valuenow="0"></div>
                    </div>
                  </div>
                </div>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
        <div class="fmcty-section-after">
          <div class="fmcty-field-hidden-label">Maximum cashout amount based on the home value and mortgage balance information you supplied. Not guaranteed until locked in by your Loan Officer.</div>
        </div>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="current-va-loan">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_blogSingleSidebar_currentva" class="fmcty-field fmcty-field-radio field-currentva fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="blogSingleSidebar_currentva_label" for="blogSingleSidebar_currentva" tabindex="-1">Do you currently have a VA Loan?</label></dt>
              <dd>
                <ol id="blogSingleSidebar_currentva" class="fmcty-radio-group" role="radiogroup" aria-labelledby="blogSingleSidebar_currentva_label">
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="currentva" value="yes" id="blogSingleSidebar_currentva_0" required="" disabled=""><label for="blogSingleSidebar_currentva_0"
                      class="fmcty-radio-option-label">Yes, I currently have a VA loan</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="currentva" value="no" id="blogSingleSidebar_currentva_1" required="" disabled=""><label for="blogSingleSidebar_currentva_1" class="fmcty-radio-option-label">No,
                      I do not currently have a VA Loan</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="credit-rating">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_blogSingleSidebar_credit_rating" class="fmcty-field fmcty-field-radio field-credit_rating fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="blogSingleSidebar_credit_rating_label" for="blogSingleSidebar_credit_rating" tabindex="-1">What is your current credit score?</label></dt>
              <dd>
                <ol id="blogSingleSidebar_credit_rating" class="fmcty-radio-group" role="radiogroup" aria-labelledby="blogSingleSidebar_credit_rating_label">
                  <li class="fmcty-radio-option"><input type="radio" name="credit_rating" value="Excellent" id="blogSingleSidebar_credit_rating_0" required=""><label for="blogSingleSidebar_credit_rating_0" class="fmcty-radio-option-label">Excellent
                      (720+)</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="credit_rating" value="Good" id="blogSingleSidebar_credit_rating_1" required=""><label for="blogSingleSidebar_credit_rating_1" class="fmcty-radio-option-label">Good
                      (680-719)</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="credit_rating" value="Fair" id="blogSingleSidebar_credit_rating_2" required=""><label for="blogSingleSidebar_credit_rating_2" class="fmcty-radio-option-label">Fair
                      (640-679)</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="credit_rating" value="Below Average" id="blogSingleSidebar_credit_rating_3" required=""><label for="blogSingleSidebar_credit_rating_3" class="fmcty-radio-option-label">Below
                      Average (620-639)</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="credit_rating" value="Poor" id="blogSingleSidebar_credit_rating_4" required=""><label for="blogSingleSidebar_credit_rating_4" class="fmcty-radio-option-label">Poor (Below
                      620)</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="credit_rating" value="unknown" id="blogSingleSidebar_credit_rating_5" required=""><label for="blogSingleSidebar_credit_rating_5" class="fmcty-radio-option-label">I don’t
                      know</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="employment">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_blogSingleSidebar_occupational_status" class="fmcty-field fmcty-field-radio field-occupational_status fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="blogSingleSidebar_occupational_status_label" for="blogSingleSidebar_occupational_status" tabindex="-1">What is your current <span style="display:inline-block;">employment status?</span></label></dt>
              <dd>
                <ol id="blogSingleSidebar_occupational_status" class="fmcty-radio-group" role="radiogroup" aria-labelledby="blogSingleSidebar_occupational_status_label">
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="occupational_status" value="Employed" id="blogSingleSidebar_occupational_status_0" data-fmcty-validation-message="Please select your current employment status."
                      required=""><label for="blogSingleSidebar_occupational_status_0" class="fmcty-radio-option-label">Employed</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="occupational_status" value="Self-Employed" id="blogSingleSidebar_occupational_status_1"
                      data-fmcty-validation-message="Please select your current employment status." required=""><label for="blogSingleSidebar_occupational_status_1" class="fmcty-radio-option-label">Self-Employed / 1099 Independent Contractor</label>
                  </li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="occupational_status" value="Retired" id="blogSingleSidebar_occupational_status_2" data-fmcty-validation-message="Please select your current employment status."
                      required=""><label for="blogSingleSidebar_occupational_status_2" class="fmcty-radio-option-label">Retired</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="occupational_status" value="Not-Employed" id="blogSingleSidebar_occupational_status_3"
                      data-fmcty-validation-message="Please select your current employment status." required=""><label for="blogSingleSidebar_occupational_status_3" class="fmcty-radio-option-label">Not Employed</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="marital_status">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_blogSingleSidebar_marital_status" class="fmcty-field fmcty-field-radio field-marital_status fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="blogSingleSidebar_marital_status_label" for="blogSingleSidebar_marital_status" tabindex="-1">What is your current <span style="display:inline-block;">marital status?</span></label></dt>
              <dd>
                <ol id="blogSingleSidebar_marital_status" class="fmcty-radio-group" role="radiogroup" aria-labelledby="blogSingleSidebar_marital_status_label">
                  <li class="fmcty-radio-option"><input type="radio" name="marital_status" value="Married" id="blogSingleSidebar_marital_status_0" data-fmcty-validation-message="Please select your current marital status." required=""><label
                      for="blogSingleSidebar_marital_status_0" class="fmcty-radio-option-label">Married</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="marital_status" value="Unmarried" id="blogSingleSidebar_marital_status_1" data-fmcty-validation-message="Please select your current marital status." required=""><label
                      for="blogSingleSidebar_marital_status_1" class="fmcty-radio-option-label">Unmarried</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="marital_status" value="Legally Separated" id="blogSingleSidebar_marital_status_2" data-fmcty-validation-message="Please select your current marital status." required=""><label
                      for="blogSingleSidebar_marital_status_2" class="fmcty-radio-option-label">Legally Separated</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="marital_status" value="Widowed" id="blogSingleSidebar_marital_status_3" data-fmcty-validation-message="Please select your current marital status." required=""><label
                      for="blogSingleSidebar_marital_status_3" class="fmcty-radio-option-label">Widowed</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="marital_status" value="Other" id="blogSingleSidebar_marital_status_4" data-fmcty-validation-message="Please select your current marital status." required=""><label
                      for="blogSingleSidebar_marital_status_4" class="fmcty-radio-option-label">Other</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="marital_status" value="unknown" id="blogSingleSidebar_marital_status_5" data-fmcty-validation-message="Please select your current marital status." required=""><label
                      for="blogSingleSidebar_marital_status_5" class="fmcty-radio-option-label">I’d rather not say</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="income">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_blogSingleSidebar_gross_income" class="fmcty-field fmcty-field-radio field-gross_income fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="blogSingleSidebar_gross_income_label" for="blogSingleSidebar_gross_income" tabindex="-1">What is your household gross (before taxes) annual income?</label></dt>
              <dd>
                <ol id="blogSingleSidebar_gross_income" class="fmcty-radio-group" role="radiogroup" aria-labelledby="blogSingleSidebar_gross_income_label">
                  <li class="fmcty-radio-option"><input type="radio" name="gross_income" value="30000" id="blogSingleSidebar_gross_income_0"
                      data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household." required=""><label for="blogSingleSidebar_gross_income_0" class="fmcty-radio-option-label">Less than $30,000</label>
                  </li>
                  <li class="fmcty-radio-option"><input type="radio" name="gross_income" value="50000" id="blogSingleSidebar_gross_income_1"
                      data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household." required=""><label for="blogSingleSidebar_gross_income_1" class="fmcty-radio-option-label">$30,000 - $50,000</label>
                  </li>
                  <li class="fmcty-radio-option"><input type="radio" name="gross_income" value="75000" id="blogSingleSidebar_gross_income_2"
                      data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household." required=""><label for="blogSingleSidebar_gross_income_2" class="fmcty-radio-option-label">$50,000 - $75,000</label>
                  </li>
                  <li class="fmcty-radio-option"><input type="radio" name="gross_income" value="100000" id="blogSingleSidebar_gross_income_3"
                      data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household." required=""><label for="blogSingleSidebar_gross_income_3" class="fmcty-radio-option-label">$75,000 - $100,000</label>
                  </li>
                  <li class="fmcty-radio-option"><input type="radio" name="gross_income" value="100001" id="blogSingleSidebar_gross_income_4"
                      data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household." required=""><label for="blogSingleSidebar_gross_income_4" class="fmcty-radio-option-label">Greater than
                      $100,000</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="current-loan">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_blogSingleSidebar_current_loan_type" class="fmcty-field fmcty-field-radio field-current_loan_type fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="blogSingleSidebar_current_loan_type_label" for="blogSingleSidebar_current_loan_type" tabindex="-1">What type of loan is your current mortgage?</label></dt>
              <dd>
                <ol id="blogSingleSidebar_current_loan_type" class="fmcty-radio-group" role="radiogroup" aria-labelledby="blogSingleSidebar_current_loan_type_label">
                  <li class="fmcty-radio-option"><input type="radio" name="current_loan_type" value="Conventional" id="blogSingleSidebar_current_loan_type_0" required="" disabled=""><label for="blogSingleSidebar_current_loan_type_0"
                      class="fmcty-radio-option-label">Conventional</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="current_loan_type" value="VA" id="blogSingleSidebar_current_loan_type_1" required="" disabled=""><label for="blogSingleSidebar_current_loan_type_1"
                      class="fmcty-radio-option-label">VA</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="current_loan_type" value="FHA" id="blogSingleSidebar_current_loan_type_2" required="" disabled=""><label for="blogSingleSidebar_current_loan_type_2"
                      class="fmcty-radio-option-label">FHA</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="current_loan_type" value="USDA" id="blogSingleSidebar_current_loan_type_3" required="" disabled=""><label for="blogSingleSidebar_current_loan_type_3"
                      class="fmcty-radio-option-label">USDA</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="current_loan_type" value="none" id="blogSingleSidebar_current_loan_type_4" required="" disabled=""><label for="blogSingleSidebar_current_loan_type_4"
                      class="fmcty-radio-option-label">No current mortgage</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="current_loan_type" value="unknown" id="blogSingleSidebar_current_loan_type_5" required="" disabled=""><label for="blogSingleSidebar_current_loan_type_5"
                      class="fmcty-radio-option-label">I don’t know</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="previous-va">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_blogSingleSidebar_previous_va_loan" class="fmcty-field fmcty-field-radio field-previous_va_loan fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="blogSingleSidebar_previous_va_loan_label" for="blogSingleSidebar_previous_va_loan" tabindex="-1">Have you ever used a VA Loan before?</label></dt>
              <dd>
                <ol id="blogSingleSidebar_previous_va_loan" class="fmcty-radio-group" role="radiogroup" aria-labelledby="blogSingleSidebar_previous_va_loan_label">
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="previous_va_loan" value="yes" id="blogSingleSidebar_previous_va_loan_0" required=""><label for="blogSingleSidebar_previous_va_loan_0"
                      class="fmcty-radio-option-label">Yes</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="previous_va_loan" value="no" id="blogSingleSidebar_previous_va_loan_1" required=""><label for="blogSingleSidebar_previous_va_loan_1"
                      class="fmcty-radio-option-label">No</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="disability-income">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_blogSingleSidebar_disability_income" class="fmcty-field fmcty-field-radio field-disability_income fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="blogSingleSidebar_disability_income_label" for="blogSingleSidebar_disability_income" tabindex="-1">Are you currently receiving VA&nbsp;Disability Income?</label> <span
                  class="fmcty-field-description">Your receipt of VA&nbsp;disability income may help us determine other benefits of your VA&nbsp;loan.</span></dt>
              <dd>
                <ol id="blogSingleSidebar_disability_income" class="fmcty-radio-group" role="radiogroup" aria-labelledby="blogSingleSidebar_disability_income_label">
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="disability_income" value="yes" id="blogSingleSidebar_disability_income_0" required=""><label for="blogSingleSidebar_disability_income_0"
                      class="fmcty-radio-option-label">Yes</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="disability_income" value="no" id="blogSingleSidebar_disability_income_1" required=""><label for="blogSingleSidebar_disability_income_1"
                      class="fmcty-radio-option-label">No</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="disability_income" value="unknown" id="blogSingleSidebar_disability_income_2" required=""><label for="blogSingleSidebar_disability_income_2"
                      class="fmcty-radio-option-label">I’d rather not say</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="disability-rating">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_blogSingleSidebar_disability_rating" class="fmcty-field fmcty-field-radio field-disability_rating fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="blogSingleSidebar_disability_rating_label" for="blogSingleSidebar_disability_rating" tabindex="-1">Do you have a disability rating of 10% or higher from the&nbsp;VA?</label> <span
                  class="fmcty-field-description">Your disability rating may exempt you from the VA Funding Fee, a governmental fee applied to every VA purchase and refinance loan. <em>This fee goes directly to the Department of Veterans
                    Affairs.</em></span></dt>
              <dd>
                <ol id="blogSingleSidebar_disability_rating" class="fmcty-radio-group" role="radiogroup" aria-labelledby="blogSingleSidebar_disability_rating_label">
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="disability_rating" value="yes" id="blogSingleSidebar_disability_rating_0" required="" disabled=""><label for="blogSingleSidebar_disability_rating_0"
                      class="fmcty-radio-option-label">Yes</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="disability_rating" value="no" id="blogSingleSidebar_disability_rating_1" required="" disabled=""><label for="blogSingleSidebar_disability_rating_1"
                      class="fmcty-radio-option-label">No</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="disability_rating" value="unknown" id="blogSingleSidebar_disability_rating_2" required="" disabled=""><label for="blogSingleSidebar_disability_rating_2"
                      class="fmcty-radio-option-label">I’d rather not say</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="bankruptcy">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_blogSingleSidebar_bankruptcy" class="fmcty-field fmcty-field-radio field-bankruptcy fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="blogSingleSidebar_bankruptcy_label" for="blogSingleSidebar_bankruptcy" tabindex="-1">Have you declared bankruptcy in the past 7 years?</label></dt>
              <dd>
                <ol id="blogSingleSidebar_bankruptcy" class="fmcty-radio-group" role="radiogroup" aria-labelledby="blogSingleSidebar_bankruptcy_label">
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="bankruptcy" value="Never" id="blogSingleSidebar_bankruptcy_0" data-fmcty-validation-message="Please select your bankruptcy status." required=""><label
                      for="blogSingleSidebar_bankruptcy_0" class="fmcty-radio-option-label">No, I have NOT declared bankruptcy in the past 7 years</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="bankruptcy" value="Currently" id="blogSingleSidebar_bankruptcy_1" data-fmcty-validation-message="Please select your bankruptcy status." required=""><label
                      for="blogSingleSidebar_bankruptcy_1" class="fmcty-radio-option-label">Yes, I have declared bankruptcy in the past 7 years</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="previously_closed_borrower">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_blogSingleSidebar_previous_customer" class="fmcty-field fmcty-field-radio field-previous_customer fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="blogSingleSidebar_previous_customer_label" for="blogSingleSidebar_previous_customer" tabindex="-1">Have you closed a loan with Veterans United before?</label></dt>
              <dd>
                <ol id="blogSingleSidebar_previous_customer" class="fmcty-radio-group" role="radiogroup" aria-labelledby="blogSingleSidebar_previous_customer_label">
                  <li class="fmcty-radio-option"><input type="radio" name="previous_customer" value="yes" id="blogSingleSidebar_previous_customer_0" required=""><label for="blogSingleSidebar_previous_customer_0"
                      class="fmcty-radio-option-label">Yes</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="previous_customer" value="no" id="blogSingleSidebar_previous_customer_1" required=""><label for="blogSingleSidebar_previous_customer_1"
                      class="fmcty-radio-option-label">No</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="referrer">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_blogSingleSidebar_vu_referrer" class="fmcty-field fmcty-field-radio field-vu_referrer fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="blogSingleSidebar_vu_referrer_label" for="blogSingleSidebar_vu_referrer" tabindex="-1">How did you hear about Veterans&nbsp;United?</label></dt>
              <dd>
                <ol id="blogSingleSidebar_vu_referrer" class="fmcty-radio-group" role="radiogroup" aria-labelledby="blogSingleSidebar_vu_referrer_label">
                  <li class="fmcty-radio-option"><input type="radio" name="vu_referrer" value="friend or family" id="blogSingleSidebar_vu_referrer_0" required=""><label for="blogSingleSidebar_vu_referrer_0" class="fmcty-radio-option-label">Friend or
                      Family Member</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="vu_referrer" value="real estate agent" id="blogSingleSidebar_vu_referrer_1" required=""><label for="blogSingleSidebar_vu_referrer_1" class="fmcty-radio-option-label">Real
                      Estate Agent</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="vu_referrer" value="builder" id="blogSingleSidebar_vu_referrer_2" required=""><label for="blogSingleSidebar_vu_referrer_2" class="fmcty-radio-option-label">My Builder</label>
                  </li>
                  <li class="fmcty-radio-option"><input type="radio" name="vu_referrer" value="internet search" id="blogSingleSidebar_vu_referrer_3" required=""><label for="blogSingleSidebar_vu_referrer_3" class="fmcty-radio-option-label">Internet
                      Search</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="vu_referrer" value="online ad" id="blogSingleSidebar_vu_referrer_4" required=""><label for="blogSingleSidebar_vu_referrer_4" class="fmcty-radio-option-label">Online
                      Advertisement</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="vu_referrer" value="tv or radio" id="blogSingleSidebar_vu_referrer_5" required=""><label for="blogSingleSidebar_vu_referrer_5" class="fmcty-radio-option-label">TV or Radio
                      Ad</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="vu_referrer" value="direct mail" id="blogSingleSidebar_vu_referrer_6" required=""><label for="blogSingleSidebar_vu_referrer_6" class="fmcty-radio-option-label">Direct
                      Mail</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="vu_referrer" value="other" id="blogSingleSidebar_vu_referrer_7" required=""><label for="blogSingleSidebar_vu_referrer_7" class="fmcty-radio-option-label">Other</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="property-location">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_blogSingleSidebar_property_search" class="fmcty-field fmcty-field-text field-property_search">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="blogSingleSidebar_property_search_label" for="blogSingleSidebar_property_search" tabindex="-1">Where will your new home be located?</label> <span class="fmcty-field-description">City or Zip Code</span>
              </dt>
              <dd>
                <div class="fmcty-autocomplete-input-wrapper"><input type="text" name="property_search" value="" id="blogSingleSidebar_property_search" class="fmcty-input-text" placeholder="City or Zip Code"
                    data-fmcty-validation-message="Please enter a valid location." autocomplete="off" aria-describedby="init_prop_search_instr" aria-owns="prop_search_results" aria-expanded="false" aria-autocomplete="both" aria-activedescendant="">
                </div>
              </dd>
            </dl>
          </li>
          <li id="field_blogSingleSidebar_property_zip" class="fmcty-field fmcty-field-hidden-input field-property_zip"><input type="hidden" name="property_zip" value="" id="blogSingleSidebar_property_zip" class="fmcty-input-hidden"></li>
          <li id="field_blogSingleSidebar_property_state" class="fmcty-field fmcty-field-hidden-input field-property_state fmcty-field-required"><input type="hidden" name="property_state" value="" id="blogSingleSidebar_property_state"
              class="fmcty-input-hidden" required="" data-fmcty-validation-message="Please enter a valid US location."></li>
          <li id="field_blogSingleSidebar_property_city" class="fmcty-field fmcty-field-hidden-input field-property_city"><input type="hidden" name="property_city" value="" id="blogSingleSidebar_property_city" class="fmcty-input-hidden"></li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="continue-online">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_blogSingleSidebar_ny_opq_message" class="fmcty-field fmcty-field-hidden-input field-ny_opq_message fmcty-field-required fmcty-field-hidden"><span class="fmcty-field-hidden-label">
              <div class="fmcty-label">
                <p>Thank you for coming to Veterans United Home Loans! To continue your home loan request, please continue to our secure, online mortgage preapproval system.</p>
                <a href="https://my.veteransunited.com/get-approved?adg=nyopq&amp;lead_source_code=Web&amp;campaign=3739858D-3291-EA11-A811-000D3A98D873&amp;src=blogSingleSidebar&amp;referring_website=https://www.veteransunited.com/futurehomeowners/veteran-property-tax-exemptions-by-state/" class="fmcty-button">Get Preapproved Online →</a>
              </div>
            </span><input type="hidden" name="ny_opq_message" value="1" id="blogSingleSidebar_ny_opq_message" class="fmcty-input-hidden" required="" disabled=""></li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="property-state">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_blogSingleSidebar_property_state_select" class="fmcty-field fmcty-field-select field-property_state_select fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="blogSingleSidebar_property_state_select_label" for="blogSingleSidebar_property_state_select" tabindex="-1">In what state will your new home be located?</label></dt>
              <dd>
                <div class="fmcty-styled-select fmcty-styled-select-loaded fmcty-styled-select-empty"><select class="fmcty-styled-select" name="property_state_select" id="blogSingleSidebar_property_state_select" required="" autocomplete="fmcty_off"
                    disabled="">
                    <option value="" disabled="" selected="">Select the property location…</option>
                    <option value="AL">Alabama</option>
                    <option value="AK">Alaska</option>
                    <option value="AZ">Arizona</option>
                    <option value="AR">Arkansas</option>
                    <option value="CA">California</option>
                    <option value="CO">Colorado</option>
                    <option value="CT">Connecticut</option>
                    <option value="DE">Delaware</option>
                    <option value="DC">District of Columbia</option>
                    <option value="FL">Florida</option>
                    <option value="GA">Georgia</option>
                    <option value="HI">Hawaii</option>
                    <option value="ID">Idaho</option>
                    <option value="IL">Illinois</option>
                    <option value="IN">Indiana</option>
                    <option value="IA">Iowa</option>
                    <option value="KS">Kansas</option>
                    <option value="KY">Kentucky</option>
                    <option value="LA">Louisiana</option>
                    <option value="ME">Maine</option>
                    <option value="MD">Maryland</option>
                    <option value="MA">Massachusetts</option>
                    <option value="MI">Michigan</option>
                    <option value="MN">Minnesota</option>
                    <option value="MS">Mississippi</option>
                    <option value="MO">Missouri</option>
                    <option value="MT">Montana</option>
                    <option value="NE">Nebraska</option>
                    <option value="NV">Nevada</option>
                    <option value="NH">New Hampshire</option>
                    <option value="NJ">New Jersey</option>
                    <option value="NM">New Mexico</option>
                    <option value="NY">New York</option>
                    <option value="NC">North Carolina</option>
                    <option value="ND">North Dakota</option>
                    <option value="OH">Ohio</option>
                    <option value="OK">Oklahoma</option>
                    <option value="OR">Oregon</option>
                    <option value="PA">Pennsylvania</option>
                    <option value="RI">Rhode Island</option>
                    <option value="SC">South Carolina</option>
                    <option value="SD">South Dakota</option>
                    <option value="TN">Tennessee</option>
                    <option value="TX">Texas</option>
                    <option value="UT">Utah</option>
                    <option value="VT">Vermont</option>
                    <option value="VA">Virginia</option>
                    <option value="WA">Washington</option>
                    <option value="WV">West Virginia</option>
                    <option value="WI">Wisconsin</option>
                    <option value="WY">Wyoming</option>
                  </select>
                  <div class="fmcty-styled-select-inner">Select the property location…</div>
                  <div class="fmcty-styled-select-glyph"></div>
                </div>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="texas-cashout">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_blogSingleSidebar_tx_cashout_message" class="fmcty-field fmcty-field-radio field-tx_cashout_message fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="blogSingleSidebar_tx_cashout_message_label" for="blogSingleSidebar_tx_cashout_message" tabindex="-1">
                  <p>Due to state restrictions, we do not offer cash-out or debt consolidation refinances in the state of Texas.</p>
                  <p>Would you still like to see if we can lower your interest rate?</p>
                </label></dt>
              <dd>
                <ol id="blogSingleSidebar_tx_cashout_message" class="fmcty-radio-group" role="radiogroup" aria-labelledby="blogSingleSidebar_tx_cashout_message_label">
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="tx_cashout_message" value="1" id="blogSingleSidebar_tx_cashout_message_0" required="" disabled=""><label for="blogSingleSidebar_tx_cashout_message_0"
                      class="fmcty-radio-option-label">Yes, continue</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="email">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_blogSingleSidebar_email" class="fmcty-field fmcty-field-email field-email fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="blogSingleSidebar_email_label" for="blogSingleSidebar_email" tabindex="-1">What is your email address?</label></dt>
              <dd><input type="email" name="email" value="" id="blogSingleSidebar_email" class="fmcty-input-email" placeholder="email@example.com" required="" data-fmcty-validation-message="Please enter a valid email address." data-fmcty-dnt="true"
                  autocapitalize="none"></dd>
            </dl>
          </li>
          <li id="field_blogSingleSidebar_secure_label" class="fmcty-field fmcty-field-html field-secure_label">
            <dl role="presentation">
              <dd><span name="secure_label" id="blogSingleSidebar_secure_label"><span class="fmcty-secure-description"><b>SECURE FIELD:</b> Protected by 256-bit SSL Encryption</span></span></dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li id="field_blogSingleSidebar_vu_agreestoemails" class="fmcty-field fmcty-field-hidden-input field-vu_agreestoemails"><span class="fmcty-field-hidden-label">By continuing, I agree to receive promotional emails from Veterans United Home
              Loans about my benefits.</span><input type="hidden" name="vu_agreestoemails" value="1" id="blogSingleSidebar_vu_agreestoemails" class="fmcty-input-hidden"></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="name">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_blogSingleSidebar_name_label" class="fmcty-field fmcty-field-html field-name_label">
            <dl role="presentation">
              <dd><span name="name_label" id="blogSingleSidebar_name_label">
                  <div class="fmcty-label">What is your name?</div>
                </span></dd>
            </dl>
          </li>
          <li id="field_blogSingleSidebar_first_name" class="fmcty-field fmcty-field-text field-first_name fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="blogSingleSidebar_first_name_label" for="blogSingleSidebar_first_name" tabindex="-1">First Name:</label></dt>
              <dd><input type="text" name="first_name" value="" id="blogSingleSidebar_first_name" class="fmcty-input-text" placeholder="First" required="" data-fmcty-validation-message="Please enter your first name." data-fmcty-dnt="true"></dd>
            </dl>
          </li>
          <li id="field_blogSingleSidebar_last_name" class="fmcty-field fmcty-field-text field-last_name fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="blogSingleSidebar_last_name_label" for="blogSingleSidebar_last_name" tabindex="-1">Last Name:</label></dt>
              <dd><input type="text" name="last_name" value="" id="blogSingleSidebar_last_name" class="fmcty-input-text" placeholder="Last" required="" data-fmcty-validation-message="Please enter your last name." data-fmcty-dnt="true"></dd>
            </dl>
          </li>
          <li id="field_blogSingleSidebar_secure_label" class="fmcty-field fmcty-field-html field-secure_label">
            <dl role="presentation">
              <dd><span name="secure_label" id="blogSingleSidebar_secure_label"><span class="fmcty-secure-description"><b>SECURE FIELD:</b> Protected by 256-bit SSL Encryption</span></span></dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="current-address">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_blogSingleSidebar_address_label" class="fmcty-field fmcty-field-html field-address_label">
            <dl role="presentation">
              <dd><span name="address_label" id="blogSingleSidebar_address_label">
                  <div class="fmcty-label">What is your current street address and ZIP?</div>
                </span></dd>
            </dl>
          </li>
          <li id="field_blogSingleSidebar_address" class="fmcty-field fmcty-field-text field-address fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="blogSingleSidebar_address_label" for="blogSingleSidebar_address" tabindex="-1">Street Address:</label></dt>
              <dd><input type="text" name="address" value="" id="blogSingleSidebar_address" class="fmcty-input-text" placeholder="Street Address" required="" data-fmcty-validation-message="Please provide your current street address."
                  data-fmcty-dnt="true"></dd>
            </dl>
          </li>
          <li id="field_blogSingleSidebar_zip" class="fmcty-field fmcty-field-text field-zip fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="blogSingleSidebar_zip_label" for="blogSingleSidebar_zip" tabindex="-1">ZIP Code:</label></dt>
              <dd><input type="text" name="zip" value="" id="blogSingleSidebar_zip" class="fmcty-input-text" placeholder="ZIP Code" required="" data-fmcty-validation-message="Please enter a valid 5-digit ZIP code." size="5" maxlength="5"
                  pattern="[0-9]*"></dd>
            </dl>
          </li>
          <li id="field_blogSingleSidebar_secure_label" class="fmcty-field fmcty-field-html field-secure_label">
            <dl role="presentation">
              <dd><span name="secure_label" id="blogSingleSidebar_secure_label"><span class="fmcty-secure-description"><b>SECURE FIELD:</b> Protected by 256-bit SSL Encryption</span></span></dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="time-at-current-address">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_blogSingleSidebar_time_at_current_address" class="fmcty-field fmcty-field-radio field-time_at_current_address fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="blogSingleSidebar_time_at_current_address_label" for="blogSingleSidebar_time_at_current_address" tabindex="-1">How long have you lived at this address?</label></dt>
              <dd>
                <ol id="blogSingleSidebar_time_at_current_address" class="fmcty-radio-group" role="radiogroup" aria-labelledby="blogSingleSidebar_time_at_current_address_label">
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="time_at_current_address" value="less than 1 year" id="blogSingleSidebar_time_at_current_address_0" required=""><label
                      for="blogSingleSidebar_time_at_current_address_0" class="fmcty-radio-option-label">Less than 1 year</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="time_at_current_address" value="1 to 2 years" id="blogSingleSidebar_time_at_current_address_1" required=""><label
                      for="blogSingleSidebar_time_at_current_address_1" class="fmcty-radio-option-label">1 - 2 Years</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="time_at_current_address" value="2 to 5 years" id="blogSingleSidebar_time_at_current_address_2" required=""><label
                      for="blogSingleSidebar_time_at_current_address_2" class="fmcty-radio-option-label">2 - 5 Years</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="time_at_current_address" value="over 5 years" id="blogSingleSidebar_time_at_current_address_3" required=""><label
                      for="blogSingleSidebar_time_at_current_address_3" class="fmcty-radio-option-label">5+ Years</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="phone">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_blogSingleSidebar_phone_full" class="fmcty-field fmcty-field-tel field-phone_full fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="blogSingleSidebar_phone_full_label" for="blogSingleSidebar_phone_full" tabindex="-1">What is your phone number?</label></dt>
              <dd><input type="tel" name="phone_full" value="" id="blogSingleSidebar_phone_full" class="fmcty-input-tel fmcty-input-mask-tel fmcty-input-masked" placeholder="(&nbsp;&nbsp;&nbsp;&nbsp;)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;-" required=""
                  data-fmcty-validation-message="Please enter a valid phone number." data-fmcty-dnt="true" maxlength="14"></dd>
            </dl>
          </li>
          <li id="field_blogSingleSidebar_secure_label" class="fmcty-field fmcty-field-html field-secure_label">
            <dl role="presentation">
              <dd><span name="secure_label" id="blogSingleSidebar_secure_label"><span class="fmcty-secure-description"><b>SECURE FIELD:</b> Protected by 256-bit SSL Encryption</span></span></dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-submit"><button type="submit" class="fmcty-submit">See What I'm Eligible For</button></li>
          <li id="field_blogSingleSidebar_vuhlagree" class="fmcty-field fmcty-field-html field-vuhlagree">
            <dl role="presentation">
              <dd><span name="vuhlagree" id="blogSingleSidebar_vuhlagree">
                  <div class="field-legal">By submitting, I agree to receive calls or texts at this number from Veterans United Home Loans, its
                    <a target="_blank" href="https://www.veteransunited.com/affiliates/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">affiliates</a>, and
                    <a href="https://www.mortgageresearchcenter.org/partners/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;" target="_blank">lenders</a>, agents and
                    <a href="https://www.mortgageresearchcenter.org/home-services-partners/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;" target="_blank">home-services providers</a> about real estate matters or
                    promotional offers from partners, even if they use an autodialer and even if I am on a Do Not Call List. I agree to accept delivery of documents electronically; I agree to the
                    <a target="_blank" href="https://www.veteransunited.com/privacy/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">privacy policy</a> and
                    <a target="_blank" href="https://www.veteransunited.com/terms/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">terms</a>. I may receive service without this consent by
                    <a target="_blank" href="https://www.veteransunited.com/contact/">contacting Veterans United</a>.</div>
                </span></dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
  </ol><input type="hidden" name="xxTrustedFormToken" id="xxTrustedFormToken_1" value="https://cert.trustedform.com/723204931938cff9eee45c322171ccc94a269b05"><input type="hidden" name="xxTrustedFormCertUrl" id="xxTrustedFormCertUrl_1"
    value="https://cert.trustedform.com/723204931938cff9eee45c322171ccc94a269b05"><input type="hidden" name="xxTrustedFormPingUrl" id="xxTrustedFormPingUrl_1"
    value="https://ping.trustedform.com/0.Ptdhzt5Tn-_CNov77BFPZodoGqChbv2kzJMRjA_xy5Y2Avggju6i-rYZmUsZkaWdYTWSi1ux.wohMitQBNRlIhR_kKb692w.CUuaCg4F_SAoIQZcLMv_6Q">
</form>

GET /search/

<form role="search" class="search-form" method="get" action="/search/">
  <label class="search-label" for="q"> Search </label>
  <div class="search-input">
    <input type="search" name="q" id="q" class="st-search-input " placeholder="Search..." value="">
  </div>
  <div class="search-button">
    <button type="submit"><span><i></i><span>Search</span></span></button>
  </div>
  <input type="hidden" name="xxTrustedFormToken" id="xxTrustedFormToken_2" value="https://cert.trustedform.com/723204931938cff9eee45c322171ccc94a269b05"><input type="hidden" name="xxTrustedFormCertUrl" id="xxTrustedFormCertUrl_2"
    value="https://cert.trustedform.com/723204931938cff9eee45c322171ccc94a269b05"><input type="hidden" name="xxTrustedFormPingUrl" id="xxTrustedFormPingUrl_2"
    value="https://ping.trustedform.com/0.Ptdhzt5Tn-_CNov77BFPZodoGqChbv2kzJMRjA_xy5Y2Avggju6i-rYZmUsZkaWdYTWSi1ux.wohMitQBNRlIhR_kKb692w.CUuaCg4F_SAoIQZcLMv_6Q">
</form>

<form class="fmcty-form fmcty-loaded">
  <ol class="fmcty-sections">
    <li class="fmcty-section fmcty-section-active fmcty-section-first" data-fmcty-section="entry" data-fmcty-section-next="Submit Entry">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_leadid_token" class="fmcty-field fmcty-field-hidden-input field-leadid_token"><input type="hidden" name="leadid_token" value="" id="leadid_token" class="fmcty-input-hidden"></li>
          <li id="field_mrcRealtorSweepsFormExit_entry_type" class="fmcty-field fmcty-field-hidden-input field-entry_type"><input type="hidden" name="entry_type" value="form" id="mrcRealtorSweepsFormExit_entry_type" class="fmcty-input-hidden"></li>
          <li id="field_mrcRealtorSweepsFormExit_first_name" class="fmcty-field fmcty-field-text field-first_name fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="mrcRealtorSweepsFormExit_first_name_label" for="mrcRealtorSweepsFormExit_first_name" tabindex="-1">First</label></dt>
              <dd><input type="text" name="first_name" value="" id="mrcRealtorSweepsFormExit_first_name" class="fmcty-input-text" required="" data-fmcty-validation-message="Please enter your first name." data-fmcty-dnt="true"></dd>
            </dl>
          </li>
          <li id="field_mrcRealtorSweepsFormExit_last_name" class="fmcty-field fmcty-field-text field-last_name fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="mrcRealtorSweepsFormExit_last_name_label" for="mrcRealtorSweepsFormExit_last_name" tabindex="-1">Last</label></dt>
              <dd><input type="text" name="last_name" value="" id="mrcRealtorSweepsFormExit_last_name" class="fmcty-input-text" required="" data-fmcty-validation-message="Please enter your last name." data-fmcty-dnt="true"></dd>
            </dl>
          </li>
          <li id="field_mrcRealtorSweepsFormExit_email" class="fmcty-field fmcty-field-email field-email fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="mrcRealtorSweepsFormExit_email_label" for="mrcRealtorSweepsFormExit_email" tabindex="-1">Email</label></dt>
              <dd><input type="email" name="email" value="" id="mrcRealtorSweepsFormExit_email" class="fmcty-input-email" required="" data-fmcty-validation-message="Please enter a valid email address." data-fmcty-dnt="true" autocapitalize="none">
              </dd>
            </dl>
          </li>
          <li id="field_mrcRealtorSweepsFormExit_phone_full" class="fmcty-field fmcty-field-tel field-phone_full fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="mrcRealtorSweepsFormExit_phone_full_label" for="mrcRealtorSweepsFormExit_phone_full" tabindex="-1">Phone</label></dt>
              <dd><input type="tel" name="phone_full" value="" id="mrcRealtorSweepsFormExit_phone_full" class="fmcty-input-tel fmcty-input-mask-tel fmcty-input-masked" required="" data-fmcty-validation-message="Please enter a valid phone number."
                  data-fmcty-dnt="true" maxlength="14"></dd>
            </dl>
          </li>
          <li id="field_mrcRealtorSweepsFormExit_military_status" class="fmcty-field fmcty-field-select field-military_status fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="mrcRealtorSweepsFormExit_military_status_label" for="mrcRealtorSweepsFormExit_military_status" tabindex="-1">Military Status</label></dt>
              <dd>
                <div class="fmcty-styled-select fmcty-styled-select-loaded fmcty-styled-select-empty"><select class="fmcty-styled-select" name="military_status" id="mrcRealtorSweepsFormExit_military_status" required=""
                    data-fmcty-validation-message="Please describe your military experience.">
                    <option value="" disabled="" selected="">Military Status</option>
                    <option value="active">Active Duty</option>
                    <option value="veteran">Veteran / Retired</option>
                    <option value="reserves">Reserves / National Guard</option>
                    <option value="none">I have no military experience</option>
                  </select>
                  <div class="fmcty-styled-select-inner">Military Status</div>
                  <div class="fmcty-styled-select-glyph"></div>
                </div>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Submit Entry</button></li>
        </ol>
        <div class="fmcty-section-after">
          <div class="field-legal">NO PURCHASE NECESSARY. VOID WHERE PROHIBITED. Sweepstakes ends 03/15/2022 (11:59a.m., ET). Open to qualifying U.S. military service members and U.S. military veterans domiciled in the U.S. and at least the age of
            majority in their domicile, be it 18 or older. One entry per person. See <a target="_blank" href="https://www.realtor.com/new-year/rules" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">Official Rules</a> for how to
            enter, prize details, odds of winning, restrictions and other conditions and requirements.</div>
        </div>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="na">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_mrcRealtorSweepsFormExit_na" class="fmcty-field fmcty-field-hidden-input field-na fmcty-field-required"><input type="hidden" name="na" value="1" id="mrcRealtorSweepsFormExit_na" class="fmcty-input-hidden" required=""></li>
          <li id="field_mrcRealtorSweepsFormExit_na_content" class="fmcty-field fmcty-field-html field-na_content">
            <dl role="presentation">
              <dd><span name="na_content" id="mrcRealtorSweepsFormExit_na_content">We're sorry, this giveaway is available only to current and former members of the United States&nbsp;military. <br><br> See the
                  <a target="_blank" href="https://www.realtor.com/new-year/rules" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">Official Rules</a> for details.</span></dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Next</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="homeloan" data-fmcty-fn-enter="mrcRealtorSweepsSubmitContestEntry">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_mrcRealtorSweepsFormExit_purpose" class="fmcty-field fmcty-field-hidden-input field-purpose"><input type="hidden" name="purpose" value="P" id="mrcRealtorSweepsFormExit_purpose" class="fmcty-input-hidden"></li>
          <li id="field_mrcRealtorSweepsFormExit_src" class="fmcty-field fmcty-field-hidden-input field-src"><input type="hidden" name="src" value="rdcsweeps12" id="mrcRealtorSweepsFormExit_src" class="fmcty-input-hidden"></li>
          <li id="field_mrcRealtorSweepsFormExit_adg" class="fmcty-field fmcty-field-hidden-input field-adg"><input type="hidden" name="adg" value="vlcexit" id="mrcRealtorSweepsFormExit_adg" class="fmcty-input-hidden"></li>
          <li id="field_mrcRealtorSweepsFormExit_cmp" class="fmcty-field fmcty-field-hidden-input field-cmp"><input type="hidden" name="cmp" value="vu-sweeps" id="mrcRealtorSweepsFormExit_cmp" class="fmcty-input-hidden"></li>
          <li id="field_mrcRealtorSweepsFormExit_ss_test_variation" class="fmcty-field fmcty-field-hidden-input field-ss_test_variation"><input type="hidden" name="ss_test_variation" value="Sweeps_bravo"
              id="mrcRealtorSweepsFormExit_ss_test_variation" class="fmcty-input-hidden"></li>
          <li id="field_mrcRealtorSweepsFormExit_utm_source" class="fmcty-field fmcty-field-hidden-input field-utm_source"><input type="hidden" name="utm_source" value="vlcexit" id="mrcRealtorSweepsFormExit_utm_source" class="fmcty-input-hidden">
          </li>
          <li id="field_mrcRealtorSweepsFormExit_utm_medium" class="fmcty-field fmcty-field-hidden-input field-utm_medium"><input type="hidden" name="utm_medium" value="exitintent" id="mrcRealtorSweepsFormExit_utm_medium" class="fmcty-input-hidden">
          </li>
          <li id="field_mrcRealtorSweepsFormExit_utm_term" class="fmcty-field fmcty-field-hidden-input field-utm_term"><input type="hidden" name="utm_term" value="" id="mrcRealtorSweepsFormExit_utm_term" class="fmcty-input-hidden"></li>
          <li id="field_mrcRealtorSweepsFormExit_utm_content" class="fmcty-field fmcty-field-hidden-input field-utm_content"><input type="hidden" name="utm_content" value="" id="mrcRealtorSweepsFormExit_utm_content" class="fmcty-input-hidden"></li>
          <li id="field_mrcRealtorSweepsFormExit_utm_campaign" class="fmcty-field fmcty-field-hidden-input field-utm_campaign"><input type="hidden" name="utm_campaign" value="75kveteranshomebuyersq1y22" id="mrcRealtorSweepsFormExit_utm_campaign"
              class="fmcty-input-hidden"></li>
          <li id="field_mrcRealtorSweepsFormExit_submission_type" class="fmcty-field fmcty-field-hidden-input field-submission_type"><input type="hidden" name="submission_type" value="va" id="mrcRealtorSweepsFormExit_submission_type"
              class="fmcty-input-hidden"></li>
          <li id="field_mrcRealtorSweepsFormExit_form_id" class="fmcty-field fmcty-field-hidden-input field-form_id"><input type="hidden" name="form_id" value="vu_realtor_sweeps_exit_pop_futurehomeowners_veteran-property-tax-exemptions-by-state"
              id="mrcRealtorSweepsFormExit_form_id" class="fmcty-input-hidden" data-fmcty-tracking-field="true"></li>
          <li id="field_mrcRealtorSweepsFormExit_host_name" class="fmcty-field fmcty-field-hidden-input field-host_name"><input type="hidden" name="host_name" value="veteransunited.com" id="mrcRealtorSweepsFormExit_host_name"
              class="fmcty-input-hidden"></li>
          <li id="field_mrcRealtorSweepsFormExit_vu_agreestoedelivery" class="fmcty-field fmcty-field-hidden-input field-vu_agreestoedelivery"><input type="hidden" name="vu_agreestoedelivery" value="1"
              id="mrcRealtorSweepsFormExit_vu_agreestoedelivery" class="fmcty-input-hidden"></li>
          <li id="field_mrcRealtorSweepsFormExit_need_json" class="fmcty-field fmcty-field-hidden-input field-need_json"><input type="hidden" name="need_json" value="1" id="mrcRealtorSweepsFormExit_need_json" class="fmcty-input-hidden"></li>
          <li id="field_mrcRealtorSweepsFormExit_vu_intro" class="fmcty-field fmcty-field-html field-vu_intro">
            <dl role="presentation">
              <dd><span name="vu_intro" id="mrcRealtorSweepsFormExit_vu_intro"><strong>Next, check your eligibility for a $0 Down VA Loan with Veterans United Home&nbsp;Loans</strong></span></dd>
            </dl>
          </li>
          <li id="field_mrcRealtorSweepsFormExit_property_state" class="fmcty-field fmcty-field-select field-property_state fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="mrcRealtorSweepsFormExit_property_state_label" for="mrcRealtorSweepsFormExit_property_state" tabindex="-1">Where will your new home be located?</label></dt>
              <dd>
                <div class="fmcty-styled-select fmcty-styled-select-loaded fmcty-styled-select-empty"><select class="fmcty-styled-select" name="property_state" id="mrcRealtorSweepsFormExit_property_state" required="" autocomplete="fmcty_off">
                    <option value="" disabled="" selected="">Property State</option>
                    <option value="AL">Alabama</option>
                    <option value="AK">Alaska</option>
                    <option value="AZ">Arizona</option>
                    <option value="AR">Arkansas</option>
                    <option value="CA">California</option>
                    <option value="CO">Colorado</option>
                    <option value="CT">Connecticut</option>
                    <option value="DE">Delaware</option>
                    <option value="DC">District of Columbia</option>
                    <option value="FL">Florida</option>
                    <option value="GA">Georgia</option>
                    <option value="HI">Hawaii</option>
                    <option value="ID">Idaho</option>
                    <option value="IL">Illinois</option>
                    <option value="IN">Indiana</option>
                    <option value="IA">Iowa</option>
                    <option value="KS">Kansas</option>
                    <option value="KY">Kentucky</option>
                    <option value="LA">Louisiana</option>
                    <option value="ME">Maine</option>
                    <option value="MD">Maryland</option>
                    <option value="MA">Massachusetts</option>
                    <option value="MI">Michigan</option>
                    <option value="MN">Minnesota</option>
                    <option value="MS">Mississippi</option>
                    <option value="MO">Missouri</option>
                    <option value="MT">Montana</option>
                    <option value="NE">Nebraska</option>
                    <option value="NV">Nevada</option>
                    <option value="NH">New Hampshire</option>
                    <option value="NJ">New Jersey</option>
                    <option value="NM">New Mexico</option>
                    <option value="NY" disabled="">New York (Not Available)</option>
                    <option value="NC">North Carolina</option>
                    <option value="ND">North Dakota</option>
                    <option value="OH">Ohio</option>
                    <option value="OK">Oklahoma</option>
                    <option value="OR">Oregon</option>
                    <option value="PA">Pennsylvania</option>
                    <option value="RI">Rhode Island</option>
                    <option value="SC">South Carolina</option>
                    <option value="SD">South Dakota</option>
                    <option value="TN">Tennessee</option>
                    <option value="TX">Texas</option>
                    <option value="UT">Utah</option>
                    <option value="VT">Vermont</option>
                    <option value="VA">Virginia</option>
                    <option value="WA">Washington</option>
                    <option value="WV">West Virginia</option>
                    <option value="WI">Wisconsin</option>
                    <option value="WY">Wyoming</option>
                  </select>
                  <div class="fmcty-styled-select-inner">Property State</div>
                  <div class="fmcty-styled-select-glyph"></div>
                </div>
              </dd>
            </dl>
          </li>
          <li id="field_mrcRealtorSweepsFormExit_property_value" class="fmcty-field fmcty-field-select field-property_value fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="mrcRealtorSweepsFormExit_property_value_label" for="mrcRealtorSweepsFormExit_property_value" tabindex="-1">What is your price range for a new&nbsp;home?</label></dt>
              <dd>
                <div class="fmcty-styled-select fmcty-styled-select-loaded fmcty-styled-select-empty"><select class="fmcty-styled-select" name="property_value" id="mrcRealtorSweepsFormExit_property_value" required="">
                    <option value="" disabled="" selected="">Property Value</option>
                    <option value="90000">under $100,000</option>
                    <option value="150000">$100,000 - $150,000</option>
                    <option value="200000">$150,000 - $200,000</option>
                    <option value="250000">$200,000 - $250,000</option>
                    <option value="300000">$250,000 - $300,000</option>
                    <option value="350000">$300,000 - $350,000</option>
                    <option value="400000">$350,000 - $400,000</option>
                    <option value="400001">$400,000 or more</option>
                    <option value="150001">I don't know</option>
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                  <div class="fmcty-styled-select-inner">Property Value</div>
                  <div class="fmcty-styled-select-glyph"></div>
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          </li>
          <li id="field_mrcRealtorSweepsFormExit_credit_rating" class="fmcty-field fmcty-field-select field-credit_rating fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="mrcRealtorSweepsFormExit_credit_rating_label" for="mrcRealtorSweepsFormExit_credit_rating" tabindex="-1">What is your credit score?</label></dt>
              <dd>
                <div class="fmcty-styled-select fmcty-styled-select-loaded fmcty-styled-select-empty"><select class="fmcty-styled-select" name="credit_rating" id="mrcRealtorSweepsFormExit_credit_rating" required="">
                    <option value="" disabled="" selected="">Credit Score</option>
                    <option value="Excellent">Excellent (720+)</option>
                    <option value="Good">Good (680-719)</option>
                    <option value="Fair">Fair (640-679)</option>
                    <option value="Below Average">Below Average (620-639)</option>
                    <option value="Poor">Poor (Below 620)</option>
                    <option value="unknown">I don’t know</option>
                  </select>
                  <div class="fmcty-styled-select-inner">Credit Score</div>
                  <div class="fmcty-styled-select-glyph"></div>
                </div>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-submit"><button type="submit" class="fmcty-submit">Check Your Eligibility</button></li>
          <li id="field_mrcRealtorSweepsFormExit_vu_consent" class="fmcty-field fmcty-field-html field-vu_consent">
            <dl role="presentation">
              <dd><span name="vu_consent" id="mrcRealtorSweepsFormExit_vu_consent">
                  <div class="field-legal">By clicking the "Check Your Eligibility" button, I acknowledge and agree to the
                    <a target="_blank" href="https://www.veteransunited.com/privacy/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">privacy policy</a>,
                    <a target="_blank" href="https://www.veteransunited.com/terms/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">terms and conditions</a>, and consent to receive autodialed phone calls and/or
                    text messages from Veterans United Home Loans or
                    its&nbsp;<a target="_blank" href="https://www.veteransunited.com/affiliates/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">affiliates</a>&nbsp;at the number provided. I agree to accept
                    delivery of documents electronically. Consent is not a condition of service. A VA approved
                    lender;&nbsp;<a target="_blank" href="http://www.nmlsconsumeraccess.org/" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">NMLS 1907</a>. Not affiliated with the Dept. of Veterans Affairs or any government
                    agency. Equal Opportunity Lender. Veterans United Home Loans is not presently accepting inquiries for New York properties through advertisements on realtor.com®. By sending a request, I agree to realtor.com®'s
                    <a target="_blank" href="https://marketing.move.com/privacy-policy/" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">privacy policy</a>.</div>
                </span></dd>
            </dl>
          </li>
          <li id="field_mrcRealtorSweepsFormExit_vu_confirm" class="fmcty-field fmcty-field-html field-vu_confirm">
            <dl role="presentation">
              <dd><span name="vu_confirm" id="mrcRealtorSweepsFormExit_vu_confirm"><a href="https://www.veteransunited.com/" target="_blank"><img src="https://www.veteransunited.com/assets/images/brand/logo-veterans-united-home-loans-2x.png"></a>
                  <strong>Thank You!</strong> A Home Loan Specialist from Veterans United Home Loans will be contacting you soon to help you check your VA eligibility and use your benefits to get you into a home for $0 Down. <div
                    id="mrcSweepsConfirmCTA"></div></span></dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
  </ol><input type="hidden" name="xxTrustedFormToken" id="xxTrustedFormToken_3" value="https://cert.trustedform.com/723204931938cff9eee45c322171ccc94a269b05"><input type="hidden" name="xxTrustedFormCertUrl" id="xxTrustedFormCertUrl_3"
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<form class="fmcty-form fmcty-loaded fmcty-wizard">
  <ol class="fmcty-sections">
    <li class="fmcty-section fmcty-section-active fmcty-section-first" data-fmcty-section="loan-type">
      <div class="fmcty-section-content">
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          <li id="field_pkbFull_form_vu_agreestohbcpartneroffers" class="fmcty-field fmcty-field-hidden-input field-vu_agreestohbcpartneroffers"><input type="hidden" name="vu_agreestohbcpartneroffers" value="1"
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          <li id="field_pkbFull_form_campaignid" class="fmcty-field fmcty-field-hidden-input field-campaignid"><input type="hidden" name="campaignid" value="" id="pkbFull_form_campaignid" class="fmcty-input-hidden"></li>
          <li id="field_pkbFull_form_mbsy" class="fmcty-field fmcty-field-hidden-input field-mbsy"><input type="hidden" name="mbsy" value="" id="pkbFull_form_mbsy" class="fmcty-input-hidden"></li>
          <li id="field_pkbFull_form_vu_agreestoedelivery" class="fmcty-field fmcty-field-hidden-input field-vu_agreestoedelivery"><input type="hidden" name="vu_agreestoedelivery" value="1" id="pkbFull_form_vu_agreestoedelivery"
              class="fmcty-input-hidden"></li>
          <li id="field_pkbFull_form_mrc_agreestohomeservices" class="fmcty-field fmcty-field-hidden-input field-mrc_agreestohomeservices"><input type="hidden" name="mrc_agreestohomeservices" value="1" id="pkbFull_form_mrc_agreestohomeservices"
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          <li id="field_pkbFull_form_purpose" class="fmcty-field fmcty-field-radio field-purpose fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_purpose_label" for="pkbFull_form_purpose" tabindex="-1"><span class="fmcty-label-line-1">$0 Down VA Home Loans:</span> <span class="fmcty-label-line-2">Are You Looking to Buy or
                    Refinance?</span></label></dt>
              <dd>
                <ol id="pkbFull_form_purpose" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_purpose_label">
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="purpose" value="P" id="pkbFull_form_purpose_0" required=""><label for="pkbFull_form_purpose_0" class="fmcty-radio-option-label">I want to <span>buy</span> a
                      home</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="purpose" value="R" id="pkbFull_form_purpose_1" required=""><label for="pkbFull_form_purpose_1" class="fmcty-radio-option-label">I want to <span>refinance</span>
                      a home</label></li>
                </ol>
              </dd>
            </dl>
          </li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="refi-goals">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_refi_reason" class="fmcty-field fmcty-field-checkbox field-refi_reason fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_refi_reason_label" for="pkbFull_form_refi_reason" tabindex="-1">Why do you want to refinance?</label> <span class="fmcty-field-description">(Select all that apply)</span></dt>
              <dd>
                <ol id="pkbFull_form_refi_reason" class="fmcty-checkbox-group" role="group" aria-labelledby="pkbFull_form_refi_reason_label">
                  <li class="fmcty-checkbox-option"><input type="checkbox" name="refi_reason" value="rate" id="pkbFull_form_refi_reason_0" data-fmcty-validation-message="Please make a selection." required="" disabled=""><label
                      for="pkbFull_form_refi_reason_0" class="fmcty-checkbox-option-label">Lower my Rate / Payment</label></li>
                  <li class="fmcty-checkbox-option"><input type="checkbox" name="refi_reason" value="term" id="pkbFull_form_refi_reason_1" data-fmcty-validation-message="Please make a selection." required="" disabled=""><label
                      for="pkbFull_form_refi_reason_1" class="fmcty-checkbox-option-label">Change my Loan Term</label></li>
                  <li class="fmcty-checkbox-option"><input type="checkbox" name="refi_reason" value="cashout" id="pkbFull_form_refi_reason_2" data-fmcty-validation-message="Please make a selection." required="" disabled=""><label
                      for="pkbFull_form_refi_reason_2" class="fmcty-checkbox-option-label">Take Cash Out of Home</label></li>
                  <li class="fmcty-checkbox-option"><input type="checkbox" name="refi_reason" value="consolidation" id="pkbFull_form_refi_reason_3" data-fmcty-validation-message="Please make a selection." required="" disabled=""><label
                      for="pkbFull_form_refi_reason_3" class="fmcty-checkbox-option-label">Pay Off Debts</label></li>
                  <li class="fmcty-checkbox-option"><input type="checkbox" name="refi_reason" value="other" id="pkbFull_form_refi_reason_4" data-fmcty-validation-message="Please make a selection." required="" disabled=""><label
                      for="pkbFull_form_refi_reason_4" class="fmcty-checkbox-option-label">Other</label></li>
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              </dd>
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          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="military-branch">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_military_branch" class="fmcty-field fmcty-field-radio field-military_branch fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_military_branch_label" for="pkbFull_form_military_branch" tabindex="-1">What is your branch of service?</label></dt>
              <dd>
                <ol id="pkbFull_form_military_branch" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_military_branch_label">
                  <li class="fmcty-radio-option"><input type="radio" name="military_branch" value="Army" id="pkbFull_form_military_branch_0" required=""><label for="pkbFull_form_military_branch_0" class="fmcty-radio-option-label">Army</label></li>
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                  <li class="fmcty-radio-option"><input type="radio" name="military_branch" value="Navy" id="pkbFull_form_military_branch_2" required=""><label for="pkbFull_form_military_branch_2" class="fmcty-radio-option-label">Navy</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="military_branch" value="Air" id="pkbFull_form_military_branch_3" required=""><label for="pkbFull_form_military_branch_3" class="fmcty-radio-option-label">Air Force</label>
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                  <li class="fmcty-radio-option"><input type="radio" name="military_branch" value="Coast" id="pkbFull_form_military_branch_4" required=""><label for="pkbFull_form_military_branch_4" class="fmcty-radio-option-label">Coast Guard</label>
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                  <li class="fmcty-radio-option"><input type="radio" name="military_branch" value="Spouse" id="pkbFull_form_military_branch_5" required=""><label for="pkbFull_form_military_branch_5" class="fmcty-radio-option-label">Military
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                  <li class="fmcty-radio-option"><input type="radio" name="military_branch" value="Other" id="pkbFull_form_military_branch_6" required=""><label for="pkbFull_form_military_branch_6" class="fmcty-radio-option-label">Other VA
                      Eligibility</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="military_branch" value="Civilian" id="pkbFull_form_military_branch_7" required=""><label for="pkbFull_form_military_branch_7" class="fmcty-radio-option-label">No Military
                      Experience</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="military-type">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
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            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_military_type_label" for="pkbFull_form_military_type" tabindex="-1">Regular Military, Reserves, or <span style="display:inline-block;">National Guard?</span></label> <span
                  class="fmcty-field-description">If multiple, select the option that best describes the majority of your military service.</span></dt>
              <dd>
                <ol id="pkbFull_form_military_type" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_military_type_label">
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="military_type" value="regular" id="pkbFull_form_military_type_0" required=""><label for="pkbFull_form_military_type_0" class="fmcty-radio-option-label">Regular
                      Military</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="military_type" value="reserves" id="pkbFull_form_military_type_1" required=""><label for="pkbFull_form_military_type_1"
                      class="fmcty-radio-option-label">Reserves</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="military_type" value="guard" id="pkbFull_form_military_type_2" required=""><label for="pkbFull_form_military_type_2" class="fmcty-radio-option-label">National
                      Guard</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="active-duty">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_military_status" class="fmcty-field fmcty-field-radio field-military_status fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_military_status_label" for="pkbFull_form_military_status" tabindex="-1">Are you currently serving?</label></dt>
              <dd>
                <ol id="pkbFull_form_military_status" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_military_status_label">
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="military_status" value="active" id="pkbFull_form_military_status_0" required=""><label for="pkbFull_form_military_status_0"
                      class="fmcty-radio-option-label">Currently Serving</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="military_status" value="veteran" id="pkbFull_form_military_status_1" required=""><label for="pkbFull_form_military_status_1"
                      class="fmcty-radio-option-label">Separated</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="active-overseas">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_currently_overseas" class="fmcty-field fmcty-field-radio field-currently_overseas fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_currently_overseas_label" for="pkbFull_form_currently_overseas" tabindex="-1">Where are you currently stationed?</label></dt>
              <dd>
                <ol id="pkbFull_form_currently_overseas" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_currently_overseas_label">
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="currently_overseas" value="no" id="pkbFull_form_currently_overseas_0" required="" disabled=""><label for="pkbFull_form_currently_overseas_0"
                      class="fmcty-radio-option-label">Inside the U.S.</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="currently_overseas" value="yes" id="pkbFull_form_currently_overseas_1" required="" disabled=""><label for="pkbFull_form_currently_overseas_1"
                      class="fmcty-radio-option-label">Outside the U.S.</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="pcs-orders">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_pcs" class="fmcty-field fmcty-field-radio field-pcs fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_pcs_label" for="pkbFull_form_pcs" tabindex="-1">Have you received orders to PCS?</label></dt>
              <dd>
                <ol id="pkbFull_form_pcs" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_pcs_label">
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="pcs" value="no" id="pkbFull_form_pcs_0" required="" disabled=""><label for="pkbFull_form_pcs_0" class="fmcty-radio-option-label">No, this is not a PCS
                      move</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="pcs" value="yes" id="pkbFull_form_pcs_1" required="" disabled=""><label for="pkbFull_form_pcs_1" class="fmcty-radio-option-label">Yes, this is a PCS move</label>
                  </li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="property-value">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_property_value" class="fmcty-field fmcty-field-radio field-property_value fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_property_value_label" for="pkbFull_form_property_value" tabindex="-1">What is your price range?</label> <span class="fmcty-field-description">(An estimate is fine)</span></dt>
              <dd>
                <ol id="pkbFull_form_property_value" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_property_value_label">
                  <li class="fmcty-radio-option"><input type="radio" name="property_value" value="90000" id="pkbFull_form_property_value_0" required="" disabled=""><label for="pkbFull_form_property_value_0" class="fmcty-radio-option-label">under
                      $100,000</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="property_value" value="150000" id="pkbFull_form_property_value_1" required="" disabled=""><label for="pkbFull_form_property_value_1" class="fmcty-radio-option-label">$100,000
                      - $150,000</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="property_value" value="200000" id="pkbFull_form_property_value_2" required="" disabled=""><label for="pkbFull_form_property_value_2" class="fmcty-radio-option-label">$150,000
                      - $200,000</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="property_value" value="250000" id="pkbFull_form_property_value_3" required="" disabled=""><label for="pkbFull_form_property_value_3" class="fmcty-radio-option-label">$200,000
                      - $250,000</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="property_value" value="300000" id="pkbFull_form_property_value_4" required="" disabled=""><label for="pkbFull_form_property_value_4" class="fmcty-radio-option-label">$250,000
                      - $300,000</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="property_value" value="350000" id="pkbFull_form_property_value_5" required="" disabled=""><label for="pkbFull_form_property_value_5" class="fmcty-radio-option-label">$300,000
                      - $350,000</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="property_value" value="400000" id="pkbFull_form_property_value_6" required="" disabled=""><label for="pkbFull_form_property_value_6" class="fmcty-radio-option-label">$350,000
                      - $400,000</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="property_value" value="400001" id="pkbFull_form_property_value_7" required="" disabled=""><label for="pkbFull_form_property_value_7" class="fmcty-radio-option-label">$400,000
                      or more</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="property_value" value="150001" id="pkbFull_form_property_value_8" required="" disabled=""><label for="pkbFull_form_property_value_8" class="fmcty-radio-option-label">I don’t
                      know</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="home-value">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_home_value" class="fmcty-field fmcty-field-currency field-home_value fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_home_value_label" for="pkbFull_form_home_value" tabindex="-1">What is the value of your home?</label> <span class="fmcty-field-description">(An estimate is fine)</span></dt>
              <dd><input type="text" name="home_value" value="" id="pkbFull_form_home_value" class="fmcty-input-text fmcty-input-currency fmcty-input-number-normalize fmcty-input-mask-number fmcty-input-masked" required=""
                  data-fmcty-validation-message="Please enter a valid dollar amount." size="11" maxlength="11" pattern="[0-9]*" inputmode="numeric" disabled=""></dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="property-type">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_property_type" class="fmcty-field fmcty-field-radio field-property_type fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_property_type_label" for="pkbFull_form_property_type" tabindex="-1">What type of property is your home?</label></dt>
              <dd>
                <ol id="pkbFull_form_property_type" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_property_type_label">
                  <li class="fmcty-radio-option"><input type="radio" name="property_type" value="single" id="pkbFull_form_property_type_0" required=""><label for="pkbFull_form_property_type_0" class="fmcty-radio-option-label">Single-Family
                      Home</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="property_type" value="condominium" id="pkbFull_form_property_type_1" required=""><label for="pkbFull_form_property_type_1" class="fmcty-radio-option-label">Condominium</label>
                  </li>
                  <li class="fmcty-radio-option"><input type="radio" name="property_type" value="townhome" id="pkbFull_form_property_type_2" required=""><label for="pkbFull_form_property_type_2" class="fmcty-radio-option-label">Town Home</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="property_type" value="multifamily" id="pkbFull_form_property_type_3" required=""><label for="pkbFull_form_property_type_3"
                      class="fmcty-radio-option-label">Multi-Family</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="property_type" value="manufactured" id="pkbFull_form_property_type_4" required=""><label for="pkbFull_form_property_type_4" class="fmcty-radio-option-label">Mobile /
                      Manufactured</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="property_type" value="new construction" id="pkbFull_form_property_type_5" required=""><label for="pkbFull_form_property_type_5" class="fmcty-radio-option-label">New
                      Construction</label></li>
                  <li class="fmcty-radio-option fmcty-radio-option-disabled"><input type="radio" name="property_type" value="other" id="pkbFull_form_property_type_6" required="" disabled=""><label for="pkbFull_form_property_type_6"
                      class="fmcty-radio-option-label">Other</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="manufactured-property">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_manufactured_own" class="fmcty-field fmcty-field-radio field-manufactured_own fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_manufactured_own_label" for="pkbFull_form_manufactured_own" tabindex="-1">Will you own or rent the land your home is on?</label> <span class="fmcty-field-description">Your lender will use
                  this information to determine what kind of loan is right for you.</span></dt>
              <dd>
                <ol id="pkbFull_form_manufactured_own" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_manufactured_own_label">
                  <li class="fmcty-radio-option"><input type="radio" name="manufactured_own" value="own" id="pkbFull_form_manufactured_own_0" required="" disabled=""><label for="pkbFull_form_manufactured_own_0"
                      class="fmcty-radio-option-label">Own</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="manufactured_own" value="rent" id="pkbFull_form_manufactured_own_1" required="" disabled=""><label for="pkbFull_form_manufactured_own_1"
                      class="fmcty-radio-option-label">Rent</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="property-use">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_property_use" class="fmcty-field fmcty-field-radio field-property_use fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_property_use_label" for="pkbFull_form_property_use" tabindex="-1">How are you using this home?</label></dt>
              <dd>
                <ol id="pkbFull_form_property_use" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_property_use_label">
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="property_use" value="primary" id="pkbFull_form_property_use_0" required=""><label for="pkbFull_form_property_use_0" class="fmcty-radio-option-label">Primary
                      Residence</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="property_use" value="secondary" id="pkbFull_form_property_use_1" required=""><label for="pkbFull_form_property_use_1" class="fmcty-radio-option-label">Secondary
                      / Vacation Home</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="property_use" value="investment" id="pkbFull_form_property_use_2" required=""><label for="pkbFull_form_property_use_2"
                      class="fmcty-radio-option-label">Investment Property</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="property_use" value="other" id="pkbFull_form_property_use_3" required=""><label for="pkbFull_form_property_use_3" class="fmcty-radio-option-label">Other</label>
                  </li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="timeframe">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_when_loan" class="fmcty-field fmcty-field-radio field-when_loan fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_when_loan_label" for="pkbFull_form_when_loan" tabindex="-1">When are you planning to make your home purchase?</label></dt>
              <dd>
                <ol id="pkbFull_form_when_loan" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_when_loan_label">
                  <li class="fmcty-radio-option"><input type="radio" name="when_loan" value="signed purchase agreement" id="pkbFull_form_when_loan_0" required="" disabled=""><label for="pkbFull_form_when_loan_0"
                      class="fmcty-radio-option-label">Immediately: Signed a Purchase Agreement</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="when_loan" value="offer pending" id="pkbFull_form_when_loan_1" required="" disabled=""><label for="pkbFull_form_when_loan_1" class="fmcty-radio-option-label">ASAP: Found a
                      House/Offer Pending</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="when_loan" value="within a month" id="pkbFull_form_when_loan_2" required="" disabled=""><label for="pkbFull_form_when_loan_2" class="fmcty-radio-option-label">Within 30
                      Days</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="when_loan" value="2 to 3 months" id="pkbFull_form_when_loan_3" required="" disabled=""><label for="pkbFull_form_when_loan_3" class="fmcty-radio-option-label">2 - 3
                      Months</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="when_loan" value="3 to 6 months" id="pkbFull_form_when_loan_4" required="" disabled=""><label for="pkbFull_form_when_loan_4" class="fmcty-radio-option-label">3 - 6
                      Months</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="when_loan" value="over 6 months" id="pkbFull_form_when_loan_5" required="" disabled=""><label for="pkbFull_form_when_loan_5" class="fmcty-radio-option-label">6+ Months</label>
                  </li>
                  <li class="fmcty-radio-option"><input type="radio" name="when_loan" value="no time frame" id="pkbFull_form_when_loan_6" required="" disabled=""><label for="pkbFull_form_when_loan_6" class="fmcty-radio-option-label">No Time
                      Frame/Still Researching Options</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="timeframe-reason">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_preventing_loan" class="fmcty-field fmcty-field-radio field-preventing_loan fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_preventing_loan_label" for="pkbFull_form_preventing_loan" tabindex="-1">What prevents you from buying your new home today?</label></dt>
              <dd>
                <ol id="pkbFull_form_preventing_loan" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_preventing_loan_label">
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="preventing_loan" value="credit" id="pkbFull_form_preventing_loan_0" required="" disabled=""><label for="pkbFull_form_preventing_loan_0"
                      class="fmcty-radio-option-label">My credit rating is too low</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="preventing_loan" value="income" id="pkbFull_form_preventing_loan_1" required="" disabled=""><label for="pkbFull_form_preventing_loan_1"
                      class="fmcty-radio-option-label">My income is too low</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="preventing_loan" value="under_lease" id="pkbFull_form_preventing_loan_2" required="" disabled=""><label for="pkbFull_form_preventing_loan_2"
                      class="fmcty-radio-option-label">I am locked in a rent/lease</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="preventing_loan" value="new_city" id="pkbFull_form_preventing_loan_3" required="" disabled=""><label for="pkbFull_form_preventing_loan_3"
                      class="fmcty-radio-option-label">I am transferring to a new location</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="preventing_loan" value="still_looking" id="pkbFull_form_preventing_loan_4" required="" disabled=""><label for="pkbFull_form_preventing_loan_4"
                      class="fmcty-radio-option-label">I haven’t found a home yet</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="preventing_loan" value="other" id="pkbFull_form_preventing_loan_5" required="" disabled=""><label for="pkbFull_form_preventing_loan_5"
                      class="fmcty-radio-option-label">Other</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="current-home">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_living_situation" class="fmcty-field fmcty-field-radio field-living_situation fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_living_situation_label" for="pkbFull_form_living_situation" tabindex="-1">Do you currently own a home?</label></dt>
              <dd>
                <ol id="pkbFull_form_living_situation" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_living_situation_label">
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="living_situation" value="own" id="pkbFull_form_living_situation_0" required="" disabled=""><label for="pkbFull_form_living_situation_0"
                      class="fmcty-radio-option-label">Yes, I currently own a home</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="living_situation" value="rent" id="pkbFull_form_living_situation_1" required="" disabled=""><label for="pkbFull_form_living_situation_1"
                      class="fmcty-radio-option-label">No, I am currently renting</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="living_situation" value="other" id="pkbFull_form_living_situation_2" required="" disabled=""><label for="pkbFull_form_living_situation_2"
                      class="fmcty-radio-option-label">No, I have other living arrangements</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="rent-payment">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_current_rent_amount" class="fmcty-field fmcty-field-currency field-current_rent_amount fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_current_rent_amount_label" for="pkbFull_form_current_rent_amount" tabindex="-1">What is your current monthly rent payment?</label></dt>
              <dd><input type="text" name="current_rent_amount" value="" id="pkbFull_form_current_rent_amount" class="fmcty-input-text fmcty-input-currency fmcty-input-number-normalize fmcty-input-mask-number fmcty-input-masked" required=""
                  data-fmcty-validation-message="Please enter a valid dollar amount." size="9" maxlength="9" pattern="[0-9]*" inputmode="numeric" disabled=""></dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="lease-end" data-fmcty-auto-advance="false">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_renting_end_date_label" class="fmcty-field fmcty-field-html field-renting_end_date_label">
            <dl role="presentation">
              <dd><span name="renting_end_date_label" id="pkbFull_form_renting_end_date_label">
                  <div class="fmcty-label">When does your lease end?</div>
                </span></dd>
            </dl>
          </li>
          <li id="field_pkbFull_form_renting_end_date_month" class="fmcty-field fmcty-field-select field-renting_end_date_month fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_renting_end_date_month_label" for="pkbFull_form_renting_end_date_month" tabindex="-1">Month:</label></dt>
              <dd>
                <div class="fmcty-styled-select fmcty-styled-select-loaded fmcty-styled-select-empty"><select class="fmcty-styled-select" name="renting_end_date_month" id="pkbFull_form_renting_end_date_month" required=""
                    data-fmcty-validation-message="Please select a month." disabled="">
                    <option value="" disabled="" selected="">Month</option>
                    <option value="01">01 - January</option>
                    <option value="02">02 - February</option>
                    <option value="03">03 - March</option>
                    <option value="04">04 - April</option>
                    <option value="05">05 - May</option>
                    <option value="06">06 - June</option>
                    <option value="07">07 - July</option>
                    <option value="08">08 - August</option>
                    <option value="09">09 - September</option>
                    <option value="10">10 - October</option>
                    <option value="11">11 - November</option>
                    <option value="12">12 - December</option>
                    <option value="99">Other / No End Date</option>
                  </select>
                  <div class="fmcty-styled-select-inner">Month</div>
                  <div class="fmcty-styled-select-glyph"></div>
                </div>
              </dd>
            </dl>
          </li>
          <li id="field_pkbFull_form_renting_end_date_year" class="fmcty-field fmcty-field-select field-renting_end_date_year fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_renting_end_date_year_label" for="pkbFull_form_renting_end_date_year" tabindex="-1">Year:</label></dt>
              <dd>
                <div class="fmcty-styled-select fmcty-styled-select-loaded fmcty-styled-select-empty"><select class="fmcty-styled-select" name="renting_end_date_year" id="pkbFull_form_renting_end_date_year" required=""
                    data-fmcty-validation-message="Please select a valid date in the future." disabled="">
                    <option value="" disabled="" selected="">Year</option>
                    <option value="2022">2022</option>
                    <option value="2023">2023</option>
                    <option value="2024">2024</option>
                    <option value="2025">2025</option>
                    <option value="2026">2026</option>
                    <option value="2027">2027+</option>
                    <option value="9999">Other / No End Date</option>
                  </select>
                  <div class="fmcty-styled-select-inner">Year</div>
                  <div class="fmcty-styled-select-glyph"></div>
                </div>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="first-time">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_first_time" class="fmcty-field fmcty-field-radio field-first_time fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_first_time_label" for="pkbFull_form_first_time" tabindex="-1">Is this your first time buying a home?</label></dt>
              <dd>
                <ol id="pkbFull_form_first_time" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_first_time_label">
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="first_time" value="yes" id="pkbFull_form_first_time_0" required="" disabled=""><label for="pkbFull_form_first_time_0"
                      class="fmcty-radio-option-label">Yes</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="first_time" value="no" id="pkbFull_form_first_time_1" required="" disabled=""><label for="pkbFull_form_first_time_1" class="fmcty-radio-option-label">No</label>
                  </li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="sell-home">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_sell_before_purchase" class="fmcty-field fmcty-field-radio field-sell_before_purchase fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_sell_before_purchase_label" for="pkbFull_form_sell_before_purchase" tabindex="-1">Do you plan to sell your current home when purchasing a new one?</label></dt>
              <dd>
                <ol id="pkbFull_form_sell_before_purchase" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_sell_before_purchase_label">
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="sell_before_purchase" value="yes" id="pkbFull_form_sell_before_purchase_0" required="" disabled=""><label for="pkbFull_form_sell_before_purchase_0"
                      class="fmcty-radio-option-label">Yes</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="sell_before_purchase" value="no" id="pkbFull_form_sell_before_purchase_1" required="" disabled=""><label for="pkbFull_form_sell_before_purchase_1"
                      class="fmcty-radio-option-label">No</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="mortgage-balance">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_balance" class="fmcty-field fmcty-field-currency field-balance fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_balance_label" for="pkbFull_form_balance" tabindex="-1">How much do you currently owe on your home mortgage?</label></dt>
              <dd><input type="text" name="balance" value="" id="pkbFull_form_balance" class="fmcty-input-text fmcty-input-currency fmcty-input-number-normalize fmcty-input-mask-number fmcty-input-masked" required=""
                  data-fmcty-validation-message="Please enter a valid dollar amount." size="11" maxlength="11" pattern="[0-9]*" inputmode="numeric" disabled=""></dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="interest-rate">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_current_rate" class="fmcty-field fmcty-field-select field-current_rate fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_current_rate_label" for="pkbFull_form_current_rate" tabindex="-1">What is your current mortgage interest rate?</label></dt>
              <dd>
                <div class="fmcty-styled-select fmcty-styled-select-loaded fmcty-styled-select-empty"><select class="fmcty-styled-select" name="current_rate" id="pkbFull_form_current_rate" required="" disabled="">
                    <option value="" disabled="" selected="">Select your current interest rate…</option>
                    <option value="2.99">under 3%</option>
                    <option value="3">3%</option>
                    <option value="3.125">3.125%</option>
                    <option value="3.25">3.25%</option>
                    <option value="3.375">3.375%</option>
                    <option value="3.5">3.5%</option>
                    <option value="3.625">3.625%</option>
                    <option value="3.75">3.75%</option>
                    <option value="3.875">3.875%</option>
                    <option value="4">4%</option>
                    <option value="4.125">4.125%</option>
                    <option value="4.25">4.25%</option>
                    <option value="4.375">4.375%</option>
                    <option value="4.5">4.5%</option>
                    <option value="4.625">4.625%</option>
                    <option value="4.75">4.75%</option>
                    <option value="4.875">4.875%</option>
                    <option value="5">5%</option>
                    <option value="5.125">5.125%</option>
                    <option value="5.25">5.25%</option>
                    <option value="5.375">5.375%</option>
                    <option value="5.5">5.5%</option>
                    <option value="5.625">5.625%</option>
                    <option value="5.75">5.75%</option>
                    <option value="5.875">5.875%</option>
                    <option value="6">6%</option>
                    <option value="6.125">6.125%</option>
                    <option value="6.25">6.25%</option>
                    <option value="6.375">6.375%</option>
                    <option value="6.5">6.5%</option>
                    <option value="6.625">6.625%</option>
                    <option value="6.75">6.75%</option>
                    <option value="6.875">6.875%</option>
                    <option value="7">7%</option>
                    <option value="7.125">7.125%</option>
                    <option value="7.25">7.25%</option>
                    <option value="7.375">7.375%</option>
                    <option value="7.5">7.5%</option>
                    <option value="7.625">7.625%</option>
                    <option value="7.75">7.75%</option>
                    <option value="7.875">7.875%</option>
                    <option value="8">8%</option>
                    <option value="8.125">8.125%</option>
                    <option value="8.25">8.25%</option>
                    <option value="8.375">8.375%</option>
                    <option value="8.5">8.5%</option>
                    <option value="8.625">8.625%</option>
                    <option value="8.75">8.75%</option>
                    <option value="8.875">8.875%</option>
                    <option value="9">9%</option>
                    <option value="9.125">9.125%</option>
                    <option value="9.25">9.25%</option>
                    <option value="9.375">9.375%</option>
                    <option value="9.5">9.5%</option>
                    <option value="9.625">9.625%</option>
                    <option value="9.75">9.75%</option>
                    <option value="9.875">9.875%</option>
                    <option value="10">10%</option>
                    <option value="10.01">over 10%</option>
                    <option value="5.01">I don't know</option>
                  </select>
                  <div class="fmcty-styled-select-inner">Select your current interest rate…</div>
                  <div class="fmcty-styled-select-glyph"></div>
                </div>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="refi-continue" data-fmcty-section-next="Yes, continue">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_refi_ltv_message" class="fmcty-field fmcty-field-hidden-input field-refi_ltv_message fmcty-field-required fmcty-field-hidden"><span class="fmcty-field-hidden-label">
              <div class="fmcty-label">
                <p>Based on the information provided, your loan-to-value ratio is too high for a Cash-Out refinance with Veterans United. <br>
                  <a href="https://www.veteransunited.com/education/entitlement/va-cash-out-refinance/" target="_blank" style="font-size: 0.5em; font-family: sans-serif;">Learn more about VA Cash-Out Refinancing</a></p>
                <p>Would you still like to see if we can lower your interest rate?</p>
              </div>
            </span><input type="hidden" name="refi_ltv_message" value="1" id="pkbFull_form_refi_ltv_message" class="fmcty-input-hidden" required="" disabled=""></li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Yes, continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="cash-out-amount">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_cash_out_amount" class="fmcty-field fmcty-field-number_slider field-cash_out_amount fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_cash_out_amount_label" for="pkbFull_form_cash_out_amount" tabindex="-1">How much additional cash would you like to take out?</label> <span class="fmcty-field-description">You may be able
                  to take out as much as <strong>$<span class="fmcty_max_cash_out">325,000</span></strong>.</span></dt>
              <dd>
                <div class="fmcty-slider"><input type="text" name="cash_out_amount" value="0" id="pkbFull_form_cash_out_amount" class="fmcty-input-text fmcty-input-number-slider fmcty-input-mask-number fmcty-input-masked" required="" size="11"
                    maxlength="11" pattern="[0-9]*" step="500" min="0" max="325000" inputmode="numeric" disabled="">
                  <div class="fmcty-slider-track">
                    <div class="fmcty-slider-progress" style="width: 0%;">
                      <div class="fmcty-slider-grabber" tabindex="0" role="slider" aria-valuemin="0" aria-valuemax="325000" aria-valuenow="0"></div>
                    </div>
                  </div>
                </div>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
        <div class="fmcty-section-after">
          <div class="fmcty-field-hidden-label">Maximum cashout amount based on the home value and mortgage balance information you supplied. Not guaranteed until locked in by your Loan Officer.</div>
        </div>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="current-va-loan">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_currentva" class="fmcty-field fmcty-field-radio field-currentva fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_currentva_label" for="pkbFull_form_currentva" tabindex="-1">Do you currently have a VA Loan?</label></dt>
              <dd>
                <ol id="pkbFull_form_currentva" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_currentva_label">
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="currentva" value="yes" id="pkbFull_form_currentva_0" required="" disabled=""><label for="pkbFull_form_currentva_0" class="fmcty-radio-option-label">Yes, I
                      currently have a VA loan</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="currentva" value="no" id="pkbFull_form_currentva_1" required="" disabled=""><label for="pkbFull_form_currentva_1" class="fmcty-radio-option-label">No, I do not
                      currently have a VA Loan</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="credit-rating">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_credit_rating" class="fmcty-field fmcty-field-radio field-credit_rating fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_credit_rating_label" for="pkbFull_form_credit_rating" tabindex="-1">What is your current credit score?</label></dt>
              <dd>
                <ol id="pkbFull_form_credit_rating" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_credit_rating_label">
                  <li class="fmcty-radio-option"><input type="radio" name="credit_rating" value="Excellent" id="pkbFull_form_credit_rating_0" required=""><label for="pkbFull_form_credit_rating_0" class="fmcty-radio-option-label">Excellent
                      (720+)</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="credit_rating" value="Good" id="pkbFull_form_credit_rating_1" required=""><label for="pkbFull_form_credit_rating_1" class="fmcty-radio-option-label">Good (680-719)</label>
                  </li>
                  <li class="fmcty-radio-option"><input type="radio" name="credit_rating" value="Fair" id="pkbFull_form_credit_rating_2" required=""><label for="pkbFull_form_credit_rating_2" class="fmcty-radio-option-label">Fair (640-679)</label>
                  </li>
                  <li class="fmcty-radio-option"><input type="radio" name="credit_rating" value="Below Average" id="pkbFull_form_credit_rating_3" required=""><label for="pkbFull_form_credit_rating_3" class="fmcty-radio-option-label">Below Average
                      (620-639)</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="credit_rating" value="Poor" id="pkbFull_form_credit_rating_4" required=""><label for="pkbFull_form_credit_rating_4" class="fmcty-radio-option-label">Poor (Below 620)</label>
                  </li>
                  <li class="fmcty-radio-option"><input type="radio" name="credit_rating" value="unknown" id="pkbFull_form_credit_rating_5" required=""><label for="pkbFull_form_credit_rating_5" class="fmcty-radio-option-label">I don’t know</label>
                  </li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="employment">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_occupational_status" class="fmcty-field fmcty-field-radio field-occupational_status fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_occupational_status_label" for="pkbFull_form_occupational_status" tabindex="-1">What is your current <span style="display:inline-block;">employment status?</span></label></dt>
              <dd>
                <ol id="pkbFull_form_occupational_status" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_occupational_status_label">
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="occupational_status" value="Employed" id="pkbFull_form_occupational_status_0" data-fmcty-validation-message="Please select your current employment status."
                      required=""><label for="pkbFull_form_occupational_status_0" class="fmcty-radio-option-label">Employed</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="occupational_status" value="Self-Employed" id="pkbFull_form_occupational_status_1" data-fmcty-validation-message="Please select your current employment status."
                      required=""><label for="pkbFull_form_occupational_status_1" class="fmcty-radio-option-label">Self-Employed / 1099 Independent Contractor</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="occupational_status" value="Retired" id="pkbFull_form_occupational_status_2" data-fmcty-validation-message="Please select your current employment status."
                      required=""><label for="pkbFull_form_occupational_status_2" class="fmcty-radio-option-label">Retired</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="occupational_status" value="Not-Employed" id="pkbFull_form_occupational_status_3" data-fmcty-validation-message="Please select your current employment status."
                      required=""><label for="pkbFull_form_occupational_status_3" class="fmcty-radio-option-label">Not Employed</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="marital_status">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_marital_status" class="fmcty-field fmcty-field-radio field-marital_status fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_marital_status_label" for="pkbFull_form_marital_status" tabindex="-1">What is your current <span style="display:inline-block;">marital status?</span></label></dt>
              <dd>
                <ol id="pkbFull_form_marital_status" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_marital_status_label">
                  <li class="fmcty-radio-option"><input type="radio" name="marital_status" value="Married" id="pkbFull_form_marital_status_0" data-fmcty-validation-message="Please select your current marital status." required=""><label
                      for="pkbFull_form_marital_status_0" class="fmcty-radio-option-label">Married</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="marital_status" value="Unmarried" id="pkbFull_form_marital_status_1" data-fmcty-validation-message="Please select your current marital status." required=""><label
                      for="pkbFull_form_marital_status_1" class="fmcty-radio-option-label">Unmarried</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="marital_status" value="Legally Separated" id="pkbFull_form_marital_status_2" data-fmcty-validation-message="Please select your current marital status." required=""><label
                      for="pkbFull_form_marital_status_2" class="fmcty-radio-option-label">Legally Separated</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="marital_status" value="Widowed" id="pkbFull_form_marital_status_3" data-fmcty-validation-message="Please select your current marital status." required=""><label
                      for="pkbFull_form_marital_status_3" class="fmcty-radio-option-label">Widowed</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="marital_status" value="Other" id="pkbFull_form_marital_status_4" data-fmcty-validation-message="Please select your current marital status." required=""><label
                      for="pkbFull_form_marital_status_4" class="fmcty-radio-option-label">Other</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="marital_status" value="unknown" id="pkbFull_form_marital_status_5" data-fmcty-validation-message="Please select your current marital status." required=""><label
                      for="pkbFull_form_marital_status_5" class="fmcty-radio-option-label">I’d rather not say</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="income">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_gross_income" class="fmcty-field fmcty-field-radio field-gross_income fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_gross_income_label" for="pkbFull_form_gross_income" tabindex="-1">What is your household gross (before taxes) annual income?</label></dt>
              <dd>
                <ol id="pkbFull_form_gross_income" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_gross_income_label">
                  <li class="fmcty-radio-option"><input type="radio" name="gross_income" value="30000" id="pkbFull_form_gross_income_0" data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household."
                      required=""><label for="pkbFull_form_gross_income_0" class="fmcty-radio-option-label">Less than $30,000</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="gross_income" value="50000" id="pkbFull_form_gross_income_1" data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household."
                      required=""><label for="pkbFull_form_gross_income_1" class="fmcty-radio-option-label">$30,000 - $50,000</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="gross_income" value="75000" id="pkbFull_form_gross_income_2" data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household."
                      required=""><label for="pkbFull_form_gross_income_2" class="fmcty-radio-option-label">$50,000 - $75,000</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="gross_income" value="100000" id="pkbFull_form_gross_income_3" data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household."
                      required=""><label for="pkbFull_form_gross_income_3" class="fmcty-radio-option-label">$75,000 - $100,000</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="gross_income" value="100001" id="pkbFull_form_gross_income_4" data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household."
                      required=""><label for="pkbFull_form_gross_income_4" class="fmcty-radio-option-label">Greater than $100,000</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="current-loan">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_current_loan_type" class="fmcty-field fmcty-field-radio field-current_loan_type fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_current_loan_type_label" for="pkbFull_form_current_loan_type" tabindex="-1">What type of loan is your current mortgage?</label></dt>
              <dd>
                <ol id="pkbFull_form_current_loan_type" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_current_loan_type_label">
                  <li class="fmcty-radio-option"><input type="radio" name="current_loan_type" value="Conventional" id="pkbFull_form_current_loan_type_0" required="" disabled=""><label for="pkbFull_form_current_loan_type_0"
                      class="fmcty-radio-option-label">Conventional</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="current_loan_type" value="VA" id="pkbFull_form_current_loan_type_1" required="" disabled=""><label for="pkbFull_form_current_loan_type_1"
                      class="fmcty-radio-option-label">VA</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="current_loan_type" value="FHA" id="pkbFull_form_current_loan_type_2" required="" disabled=""><label for="pkbFull_form_current_loan_type_2"
                      class="fmcty-radio-option-label">FHA</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="current_loan_type" value="USDA" id="pkbFull_form_current_loan_type_3" required="" disabled=""><label for="pkbFull_form_current_loan_type_3"
                      class="fmcty-radio-option-label">USDA</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="current_loan_type" value="none" id="pkbFull_form_current_loan_type_4" required="" disabled=""><label for="pkbFull_form_current_loan_type_4" class="fmcty-radio-option-label">No
                      current mortgage</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="current_loan_type" value="unknown" id="pkbFull_form_current_loan_type_5" required="" disabled=""><label for="pkbFull_form_current_loan_type_5"
                      class="fmcty-radio-option-label">I don’t know</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="previous-va">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_previous_va_loan" class="fmcty-field fmcty-field-radio field-previous_va_loan fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_previous_va_loan_label" for="pkbFull_form_previous_va_loan" tabindex="-1">Have you ever used a VA Loan before?</label></dt>
              <dd>
                <ol id="pkbFull_form_previous_va_loan" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_previous_va_loan_label">
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="previous_va_loan" value="yes" id="pkbFull_form_previous_va_loan_0" required=""><label for="pkbFull_form_previous_va_loan_0"
                      class="fmcty-radio-option-label">Yes</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="previous_va_loan" value="no" id="pkbFull_form_previous_va_loan_1" required=""><label for="pkbFull_form_previous_va_loan_1"
                      class="fmcty-radio-option-label">No</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="disability-income">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_disability_income" class="fmcty-field fmcty-field-radio field-disability_income fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_disability_income_label" for="pkbFull_form_disability_income" tabindex="-1">Are you currently receiving VA&nbsp;Disability Income?</label> <span class="fmcty-field-description">Your
                  receipt of VA&nbsp;disability income may help us determine other benefits of your VA&nbsp;loan.</span></dt>
              <dd>
                <ol id="pkbFull_form_disability_income" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_disability_income_label">
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="disability_income" value="yes" id="pkbFull_form_disability_income_0" required=""><label for="pkbFull_form_disability_income_0"
                      class="fmcty-radio-option-label">Yes</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="disability_income" value="no" id="pkbFull_form_disability_income_1" required=""><label for="pkbFull_form_disability_income_1"
                      class="fmcty-radio-option-label">No</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="disability_income" value="unknown" id="pkbFull_form_disability_income_2" required=""><label for="pkbFull_form_disability_income_2"
                      class="fmcty-radio-option-label">I’d rather not say</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="disability-rating">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_disability_rating" class="fmcty-field fmcty-field-radio field-disability_rating fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_disability_rating_label" for="pkbFull_form_disability_rating" tabindex="-1">Do you have a disability rating of 10% or higher from the&nbsp;VA?</label> <span
                  class="fmcty-field-description">Your disability rating may exempt you from the VA Funding Fee, a governmental fee applied to every VA purchase and refinance loan. <em>This fee goes directly to the Department of Veterans
                    Affairs.</em></span></dt>
              <dd>
                <ol id="pkbFull_form_disability_rating" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_disability_rating_label">
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="disability_rating" value="yes" id="pkbFull_form_disability_rating_0" required="" disabled=""><label for="pkbFull_form_disability_rating_0"
                      class="fmcty-radio-option-label">Yes</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="disability_rating" value="no" id="pkbFull_form_disability_rating_1" required="" disabled=""><label for="pkbFull_form_disability_rating_1"
                      class="fmcty-radio-option-label">No</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="disability_rating" value="unknown" id="pkbFull_form_disability_rating_2" required="" disabled=""><label for="pkbFull_form_disability_rating_2"
                      class="fmcty-radio-option-label">I’d rather not say</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="bankruptcy">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_bankruptcy" class="fmcty-field fmcty-field-radio field-bankruptcy fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_bankruptcy_label" for="pkbFull_form_bankruptcy" tabindex="-1">Have you declared bankruptcy in the past 7 years?</label></dt>
              <dd>
                <ol id="pkbFull_form_bankruptcy" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_bankruptcy_label">
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="bankruptcy" value="Never" id="pkbFull_form_bankruptcy_0" data-fmcty-validation-message="Please select your bankruptcy status." required=""><label
                      for="pkbFull_form_bankruptcy_0" class="fmcty-radio-option-label">No, I have NOT declared bankruptcy in the past 7 years</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="bankruptcy" value="Currently" id="pkbFull_form_bankruptcy_1" data-fmcty-validation-message="Please select your bankruptcy status." required=""><label
                      for="pkbFull_form_bankruptcy_1" class="fmcty-radio-option-label">Yes, I have declared bankruptcy in the past 7 years</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="previously_closed_borrower">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_previous_customer" class="fmcty-field fmcty-field-radio field-previous_customer fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_previous_customer_label" for="pkbFull_form_previous_customer" tabindex="-1">Have you closed a loan with Veterans United before?</label></dt>
              <dd>
                <ol id="pkbFull_form_previous_customer" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_previous_customer_label">
                  <li class="fmcty-radio-option"><input type="radio" name="previous_customer" value="yes" id="pkbFull_form_previous_customer_0" required=""><label for="pkbFull_form_previous_customer_0" class="fmcty-radio-option-label">Yes</label>
                  </li>
                  <li class="fmcty-radio-option"><input type="radio" name="previous_customer" value="no" id="pkbFull_form_previous_customer_1" required=""><label for="pkbFull_form_previous_customer_1" class="fmcty-radio-option-label">No</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="referrer">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_vu_referrer" class="fmcty-field fmcty-field-radio field-vu_referrer fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_vu_referrer_label" for="pkbFull_form_vu_referrer" tabindex="-1">How did you hear about Veterans&nbsp;United?</label></dt>
              <dd>
                <ol id="pkbFull_form_vu_referrer" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_vu_referrer_label">
                  <li class="fmcty-radio-option"><input type="radio" name="vu_referrer" value="friend or family" id="pkbFull_form_vu_referrer_0" required=""><label for="pkbFull_form_vu_referrer_0" class="fmcty-radio-option-label">Friend or Family
                      Member</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="vu_referrer" value="real estate agent" id="pkbFull_form_vu_referrer_1" required=""><label for="pkbFull_form_vu_referrer_1" class="fmcty-radio-option-label">Real Estate
                      Agent</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="vu_referrer" value="builder" id="pkbFull_form_vu_referrer_2" required=""><label for="pkbFull_form_vu_referrer_2" class="fmcty-radio-option-label">My Builder</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="vu_referrer" value="internet search" id="pkbFull_form_vu_referrer_3" required=""><label for="pkbFull_form_vu_referrer_3" class="fmcty-radio-option-label">Internet
                      Search</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="vu_referrer" value="online ad" id="pkbFull_form_vu_referrer_4" required=""><label for="pkbFull_form_vu_referrer_4" class="fmcty-radio-option-label">Online
                      Advertisement</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="vu_referrer" value="tv or radio" id="pkbFull_form_vu_referrer_5" required=""><label for="pkbFull_form_vu_referrer_5" class="fmcty-radio-option-label">TV or Radio Ad</label>
                  </li>
                  <li class="fmcty-radio-option"><input type="radio" name="vu_referrer" value="direct mail" id="pkbFull_form_vu_referrer_6" required=""><label for="pkbFull_form_vu_referrer_6" class="fmcty-radio-option-label">Direct Mail</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="vu_referrer" value="other" id="pkbFull_form_vu_referrer_7" required=""><label for="pkbFull_form_vu_referrer_7" class="fmcty-radio-option-label">Other</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="property-location">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_property_search" class="fmcty-field fmcty-field-text field-property_search">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_property_search_label" for="pkbFull_form_property_search" tabindex="-1">Where will your new home be located?</label> <span class="fmcty-field-description">City or Zip Code</span></dt>
              <dd>
                <div class="fmcty-autocomplete-input-wrapper"><input type="text" name="property_search" value="" id="pkbFull_form_property_search" class="fmcty-input-text" placeholder="City or Zip Code"
                    data-fmcty-validation-message="Please enter a valid location." autocomplete="off" aria-describedby="init_prop_search_instr" aria-owns="prop_search_results" aria-expanded="false" aria-autocomplete="both" aria-activedescendant="">
                </div>
              </dd>
            </dl>
          </li>
          <li id="field_pkbFull_form_property_zip" class="fmcty-field fmcty-field-hidden-input field-property_zip"><input type="hidden" name="property_zip" value="" id="pkbFull_form_property_zip" class="fmcty-input-hidden"></li>
          <li id="field_pkbFull_form_property_state" class="fmcty-field fmcty-field-hidden-input field-property_state fmcty-field-required"><input type="hidden" name="property_state" value="" id="pkbFull_form_property_state"
              class="fmcty-input-hidden" required="" data-fmcty-validation-message="Please enter a valid US location."></li>
          <li id="field_pkbFull_form_property_city" class="fmcty-field fmcty-field-hidden-input field-property_city"><input type="hidden" name="property_city" value="" id="pkbFull_form_property_city" class="fmcty-input-hidden"></li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="continue-online">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_ny_opq_message" class="fmcty-field fmcty-field-hidden-input field-ny_opq_message fmcty-field-required fmcty-field-hidden"><span class="fmcty-field-hidden-label">
              <div class="fmcty-label">
                <p>Thank you for coming to Veterans United Home Loans! To continue your home loan request, please continue to our secure, online mortgage preapproval system.</p>
                <a href="https://my.veteransunited.com/get-approved?adg=nyopq&amp;lead_source_code=Web&amp;campaign=3739858D-3291-EA11-A811-000D3A98D873&amp;src=pkbFull_form&amp;referring_website=https://www.veteransunited.com/futurehomeowners/veteran-property-tax-exemptions-by-state/" class="fmcty-button">Get Preapproved Online →</a>
              </div>
            </span><input type="hidden" name="ny_opq_message" value="1" id="pkbFull_form_ny_opq_message" class="fmcty-input-hidden" required="" disabled=""></li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="property-state">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_property_state_select" class="fmcty-field fmcty-field-select field-property_state_select fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_property_state_select_label" for="pkbFull_form_property_state_select" tabindex="-1">In what state will your new home be located?</label></dt>
              <dd>
                <div class="fmcty-styled-select fmcty-styled-select-loaded fmcty-styled-select-empty"><select class="fmcty-styled-select" name="property_state_select" id="pkbFull_form_property_state_select" required="" autocomplete="fmcty_off"
                    disabled="">
                    <option value="" disabled="" selected="">Select the property location…</option>
                    <option value="AL">Alabama</option>
                    <option value="AK">Alaska</option>
                    <option value="AZ">Arizona</option>
                    <option value="AR">Arkansas</option>
                    <option value="CA">California</option>
                    <option value="CO">Colorado</option>
                    <option value="CT">Connecticut</option>
                    <option value="DE">Delaware</option>
                    <option value="DC">District of Columbia</option>
                    <option value="FL">Florida</option>
                    <option value="GA">Georgia</option>
                    <option value="HI">Hawaii</option>
                    <option value="ID">Idaho</option>
                    <option value="IL">Illinois</option>
                    <option value="IN">Indiana</option>
                    <option value="IA">Iowa</option>
                    <option value="KS">Kansas</option>
                    <option value="KY">Kentucky</option>
                    <option value="LA">Louisiana</option>
                    <option value="ME">Maine</option>
                    <option value="MD">Maryland</option>
                    <option value="MA">Massachusetts</option>
                    <option value="MI">Michigan</option>
                    <option value="MN">Minnesota</option>
                    <option value="MS">Mississippi</option>
                    <option value="MO">Missouri</option>
                    <option value="MT">Montana</option>
                    <option value="NE">Nebraska</option>
                    <option value="NV">Nevada</option>
                    <option value="NH">New Hampshire</option>
                    <option value="NJ">New Jersey</option>
                    <option value="NM">New Mexico</option>
                    <option value="NY">New York</option>
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FULL LIST OF PROPERTY TAX EXEMPTIONS BY STATE

Most states offer disabled veterans a property tax exemption, which can save
veterans thousands each year depending on state and disability percentage.

By Samantha Reeves
Updated on January 17, 2022
228 Comments

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After a seven-year, nationwide effort to lessen the financial strain on
qualified disabled veterans, now almost every state in the U.S. offers some sort
of property tax exemption.

"If you're a disabled veteran, in almost every single jurisdiction, you can
petition your local taxing authority and you can have all of your local real
estate taxes waived. Some cases, they require it's a one-time waiver; some
cases, it's an annual waiver," said Mike Frueh, former National Director of the
VA Home Loan program. "That's a fantastic benefit."

And that benefit could save you thousands.


PROPERTY TAX EXEMPTION

Many states offer exemptions solely for disabled veterans. California, for
instance, allows qualified disabled veterans to receive a property tax exemption
on the first $196,262 of their primary residence if their total household income
does not exceed $40,000 and the Veteran is 100 percent disabled as a result of
service.

However, every homeowner's situation is different. Here are some important
things to remember about property tax exemptions:

 * Common exemptions include Veteran, Disabled Veteran, Homestead, Over 65 and
   more.
 * Not all veterans or homeowners qualify for these exemptions.
 * Exemptions can vary by county and state.
 * You may be required to renew your exemption benefits annually.

Exemption amounts, rates and conditions can vary by county or city just as they
do by state, so veterans are urged to contact their local municipal tax
assessor's office for further information.

» VA Loans: Get preapproved online


DO YOU UNDERSTAND YOUR BENEFITS?

Unfortunately, many veterans, disabled and able alike, are often unaware of the
plentiful benefits available to them. The VA's 2010 National Survey of Veterans
found that 59 percent of respondents said "their understanding of available
benefits was 'a little' or 'not at all.'"

The Government Accountability Office suggests complexity as a possible factor,
while others blame a disconnect in communication between the Department of
Veterans Affairs and administering localities. Regardless, U.S. Senator Charles
Schumer notes property exemptions in particular as crucial benefits that allow
veterans to "afford a home and live stable civilian lives.

Talk through your unique home financing situation, goals and options with a
Veterans United loan specialist at 855-870-8845. You can also get started online
today.


Interested in knowing what exemptions are available in your state? Here is a
list of property tax exemptions available to disabled veterans in each state:


STATE


MINIMUM DISABILITY REQUIREMENT

Alabama A disabled veteran in Alabama may receive a full property tax exemption
on his/her primary residence if the veteran is 100 percent disabled as a result
of service. Exemptions differ between the state and counties, click here for
detailed information. Alaska A disabled veteran in Alaska may receive a property
tax exemption of up to the first $150,000 of the assessed value of his/her
primary residence if the veteran is 50 percent or more disabled as a result of
service. The exemption transfers to a surviving spouse if the veteran is
deceased from a service connected cause. Arizona A disabled veteran in Arizona
may receive a property tax exemption of $3,000 on his/her primary residence if
the total assessed value does not exceed $10,000. Arkansas A disabled veteran in
Arkansas may receive a full property tax exemption on his/her primary residence
if the veteran is blind in one or both eyes, lost the use of one or more limbs
or is 100 percent permanently and totally disabled as a result of service.
California There are two categories for full property tax exemptions in
California. Eligible veterans or their surviving spouse may receive a basic
exemption if the assessed value does not exceed $100,000. This number is
adjusted annually for inflation and is currently $143,273 for 2020. The second
category is a low income exemption of the assessed value does not exceed
$150,000 when the household income does not exceed an adjusted limit of $64,337
in 2020. Both categories are for full property tax exemptions. Click here for
specifications on disability ratings that qualify for California's property tax
exemption. Colorado A veteran with a 100 percent disability rating in Colorado
may receive a property tax exemption of 50 percent of the first $200,000 of the
actual value of his/her primary residence. A property tax deferral exists for
eligible veterans over the age of 65 and for active duty personnel. Connecticut
All veterans with a disability rating of 75 percent or more in Connecticut may
receive a property tax exemption of $3,000 from the total assessed value of
his/her property if the veteran served at least 90 days of active duty during
wartime and are honorably discharged. Veterans with ratings between 10 percent
and 75 percent are eligible for a $1,500 value deduction. For more seriously
disabled veterans, there may be an additional $10,000. Veterans below a certain
income level and/or disabled veterans are eligible for additional exemptions.
Contact your municipality's Tax Assessor for specific details. Delaware There
are currently no state-mandated property tax exemptions for disabled veterans in
Delaware. Florida A disabled veteran in Florida may receive a property tax
exemption of $5,000 on any property they own if they are 10 percent or more
disabled from a result of service. If the veteran is 100 percent disabled as a
result from service then they may receive a full property tax exemption. Other
homestead exemptions exist for veterans over the age of 65 and surviving
spouses, learn more here. Georgia A disabled veteran in Georgia may receive a
property tax exemption of $60,000 or more on his/her primary residence if the
veteran is 100 percent disabled, depending on a fluctuating index rate set by
the U.S. Secretary of Veterans Affairs. The current amount is $85,645; property
in excess of this exemption remains taxable. Hawaii A disabled veteran in Hawaii
may receive a full property tax exemption on his/her primary residence if the
veteran is 100 percent disabled as a result of service. Exemptions may vary
based on which county the veteran resides. Click the links to see tax exemptions
for Hawaii County, Honolulu County, Maui County and Kauai County. Idaho A
disabled veteran in Idaho may receive a property tax exemption up to $1,320 on
his/her primary residence if the veteran is 100 percent or more disabled as a
result of service. Illinois A qualified disabled veteran in Illinois with a
disability of at least 30-50 percent will receive a $2,500 reduction in EAV;
those with 50-70 percent can receive a $5,000 exemption; and those with 70
percent or more pay no property tax. Qualifying returning veterans can also
receive a $5,000 reduction to their homes' equalized assessed value. Contact
local County Assessor's Office for details Indiana A disabled veteran in Indiana
may receive a property tax exemption of up to $24,960 if the veteran served
honorably during any period of wartime and is 100 percent disabled as a result
from service, or is at least 62 years of age with at least a 10 percent
service-connected disability. Iowa Veterans who have served on active duty
during a period of war or served for at least 18 months during peacetime qualify
for a benefit that reduces the assessed home value for property tax purposes by
$1,852. Kansas A disabled veteran or qualifying family member in Kansas may
receive a property tax refund on his/her primary residence if the veteran is 50
percent or more disabled as a result of service. Veterans or surviving spouses
must file a claim for a Kansas Homestead refund along with a letter certifying
the disability date, and additional income limits apply. The maximum refund is
$700. Kentucky Homeowners 65 and older or totally disabled as determined by a
government agency in Kentucky may receive a property tax exemption of up to
$39,399 on his/her primary residence. Louisiana A disabled veteran in Louisiana
may receive a property tax exemption of up to the first $15,000 of the assessed
value of his/her primary residence if the veteran is 100 percent disabled as a
result of service. Maine Veterans with our without service-connect disabilities
and their surviving spouses in Maine may receive a property tax exemption of up
to $6,000 on their primary residence if the veteran is 62 years or older or is
100 percent disabled. More exemptions exist for veterans that are paraplegic and
for spouses with certain circumstances. Read more. Maryland A disabled veteran
in Maryland may receive a full property tax exemption on his/her primary
residence if the veteran is 100 percent disabled as a result of service.
Massachusetts A disabled veteran in Massachusetts may receive a property tax
exemption on his/her primary residence if all qualifications are met. To
qualify, one must be at least be 10 percent disabled, must have lived in
Massachusetts for six months prior to enlisting and have lived in the state for
five consecutive years. An exemption of $400 may be received if the veteran is
10 percent or more disabled, a Purple Heart Recipient or Gold Star parent. A
$750 exemption may be received if the veteran lost the use of one hand, one foot
or one eye; $1,250 if the veteran lost the use of both hands, both feet or a
combination of the two, or if the veteran is blind in both eyes as a result of
service. A veteran may receive a $1,500 exemption if 100 percent disabled as a
result of service. The MA Department of Revenue prepared a full overview of
local exemptions. Michigan A disabled veteran in Michigan may receive a full
property tax exemption on his/her primary residence if the veteran is 100
percent disabled as a result of service. The state also offers a homestead tax
credit and property tax relief for active military personnel. Minnesota A
disabled veteran in Minnesota may receive a property tax exemption of up to
$300,000 on his/her primary residence if the veteran is 100 percent disabled as
result of service. Veterans with a disability rating of 70 percent or more may
receive an exemption of up to $150,000. Surviving spouses of military personnel
are eligible to receive a $300,000 exclusion. Mississippi A disabled veteran in
Mississippi may receive a full property tax exemption on his/her primary
residence if the assessed value is $7,500 or less and the veteran is 100 percent
disabled as a result of service. Missouri A disabled veteran in Missouri may
receive credit up to $1,100 tax exemption on his/her primary residence if the
veteran is a former Prisoner of War and is 100 percent disabled as a result of
service. Veterans can check their eligibility here. Montana A disabled veteran
and certain spouses in Montana may receive a property tax exemption on his/her
primary residence if the veteran is 100 percent disabled as a result of service.
The exemption amount varies based on income and marital status, as determined by
the Montana Department of Revenue. Nebraska A disabled veteran in Nebraska may
receive a property tax exemption on his/her primary residence if the veteran is
100 percent disabled as a result of wartime service. The exemption amount is
based on total household income. Nevada A disabled veteran in Nevada may receive
a property tax exemption of up to $20,000 of the assessed value of his/her
primary residence if the veteran is 100 percent or more disabled as a result of
service. Veterans with a disability rating between 60 to 79 percent are eligible
for a $10,000 deduction, and veterans with a disability rating of 80 to 90
percent are eligible for a $15,000 reduction. New Hampshire A disabled veteran
in New Hampshire may receive a full property tax exemption on his/her primary
residence if the veteran is 100% disabled, blind, paraplegic or a double amputee
as a result of service and owns a specially adapted home acquired with
assistance from the VA. A disabled veteran that is 100% disabled may receive a
tax credit of $701, but taxing authorities may increase this up to $4000. New
Jersey A disabled veteran in New Jersey may receive a full property tax
exemption on his/her primary residence if the veteran is 100 percent disabled as
a result of wartime service. New Mexico An 100 percent disabled veteran will
receive a full property tax exemption. New York A disabled veteran in New York
may receive one of three different property tax exemptions on his/her primary
residence. The exemption amount varies based on type of service, disability as
determined by the New York State Division of Veterans Affairs and the value of
the exemption as determined by the county or municipality. North Carolina A
disabled veteran in North Carolina may receive a property tax exemption of up to
the first $45,000 of the appraised value of his/her primary residence if the
veteran is 100 percent disabled as a result of service. North Dakota A
paraplegic disabled veteran in North Dakota may receive a property tax exemption
for the first $120,000 on his/her primary residence or if the veteran has been
awarded specially adapted housing. A disabled veteran with a rating of 30
percent or greater may receive an exemption against the first $36,000 of the
taxable valuation. Ohio A disabled veteran in Ohio may receive a property tax
exemption up to $50,000 of the market value on his/her primary residence if the
veteran is 100 percent disabled as a result of service. Oklahoma A disabled
veteran in Oklahoma may receive a full property tax exemption on his/her primary
residence if the veteran is 100 percent disabled as a result of service. The
Oklahoma 100 percent Veteran Disability Tax Exemption applies to sales tax,
excise tax and ad valorem tax. Oregon A disabled veteran or surviving spouse in
Oregon may receive a property tax exemption on his/her primary residence if the
veteran is 40 percent or more disabled as a result of service. The exemption
amount varies annually according to income and increases by 3 percent each year.
The 2020 exemption amounts are $22,689 or $27,228. Pennsylvania A disabled
veteran in Pennsylvania may receive a full property tax exemption on his/her
primary residence if the veteran is 100 percent disabled as a result of wartime
service. To be eligible a veteran must prove financial need, which according to
the state is income less than $95,279, effective Jan. 1, 2021. Veterans whose
income exceeds that value may still be eligible. Rhode Island A disabled veteran
in Rhode Island may receive a property tax exemption on his/her primary
residence. The exemption amount varies based on county, the value of the
property and the exemption category that the veteran qualifies for. There are
seven categories: Veterans' regular exemption, Unmarried Widow of Qualified
Veteran, Totally Disabled Veteran, Partially Disabled Veteran, Gold Star
Parents' exemption, Prisoner of War exemption and Specially Adapted Housing
exemption. Check what your potential exemption may be by county here. South
Carolina A disabled veteran or their surviving spouse in South Carolina may
receive a full property tax exemption on house and land up to 5 acres if the
veteran is 100 percent disabled (permanently) as a result of service. South
Dakota A disabled veteran in South Dakota may receive a property tax exemption
of up to $150,000 on his/her primary residence if the veteran is 100 percent
disabled as a result of service. Paraplegic veterans may receive a full property
tax exemption, as well as properties worth $150,000 or less. Tennessee A
disabled veteran in Tennessee may receive a property tax exemption on the first
$175,000 of his/her primary residence if the veteran is 100 percent disabled and
has lost the use of two or more limbs or is blind in both eyes as a result of
service. The exemption amount varies by county. Texas In Texas, a veteran with a
disability rating of: 70-100 percent may be able to deduct $12,000 from their
property's taxable value. 50-69 percent may receive a $10,000 exemption from the
property's value. 30-49 percent may receive a $7,500 exemption from the
property's value. 10-29 percent may receive a $5,000 exemption from the
property's value. Veterans with a full 100% disability rating are fully exempt
from property taxes. Utah A disabled veteran in Utah may receive a property tax
exemption on his/her primary residence if the veteran is 10 percent or more
disabled as a result of service. The maximum taxable value of a property is
$271,736 and the veteran must be 100 percent disabled. Active duty armed forces
personnel may receive a full property tax exemption if he/she is deployed
out-of-state for military duty. Vermont A disabled veteran in Vermont may
receive a property tax exemption of at least $10,000 on his/her primary
residence if the veteran is 50 percent or more disabled as a result of service.
The exemption amount varies as each town votes on the amount. The maximum
exemption amount allowed by the state is $40,000. Virginia A disabled veteran in
Virginia may receive a full property tax exemption on his/her primary residence
if the veteran is 100 percent disabled as a result of service. Washington A
disabled veteran in Washington may receive a property tax exemption on his/her
primary residence if the veteran is 80 percent disabled as a result of service.
The exemption amount is based on income, as determined by the Washington State
Department of Veterans Affairs. Veterans with less than a 80 percent disability
rating may receive a partial exemption. West Virginia A 100 percent disabled
veteran or any veteran over the age of 65 in West Virginia is exempt from paying
taxes on the first $20,000 of assessed value on a self-occupied property if the
veteran was a resident of the state at the time they enter military service.
Wisconsin A disabled veteran or their surviving spouse in Wisconsin may receive
a property tax credit on their state income tax return for his/her primary
residence if the veteran is 100 percent disabled as a result of service or has a
100 percent SCD rating. The veteran must have lived in Wisconsin when they
entered into service or for a 5 year period after entering. This is a complete
exemption. Wyoming A veteran in Wyoming may receive a property tax exemption of
$3,000 of the assessed value of his/her primary residence if the veteran has
lived in the state for 3 or more years and served during a period of war.
Disabled veterans are eligible for the same exemption. If the exemption is not
use, it can be applied toward their vehicle's license fee. District of Columbia
A veteran must be 100 percent disabled in order to qualify for a property tax
exemption in the District of Columbia of up to a $500,000 value.

For more information about how your disability rating affects you as a veteran
homeowner or homebuyer read: How Your Disability Rating Affects Your VA Home
Loan Benefit

By Samantha Reeves

A licensed real estate agent and former loan originator and attorney, Samantha
has insider experience dealing with VA loans, from initial application and
contracts to loan funding.

Nearly 300,000 people follow her Veteran Friendly Real Estate Agents community
on Facebook.


POPULAR POSTS

 * VA Disability Compensation Rates for 2022 with Example Calculations
   Updated on December 28, 2021
   
   VA disability compensation (pay) is a tax-free benefit paid to Veterans with
   injuries or illnesses obtained during or made worse by active duty. These are
   the latest VA disability compensation rates for 2022.
   
   
   Read More »
 * VA Loan Certificate of Eligibility (COE): Why It's Important and How to Get
   One
   Published on July 27, 2021
   
   Your Certificate of Eligibility (COE) verifies you meet the military service
   requirements for a VA loan. However, not everyone knows there are multiple
   ways to obtain your COE – some easier than others.
   
   Read More »


CHECK YOUR $0 DOWN ELIGIBILITY TODAY!

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      36. Are you looking to purchase or refinance a home?
           1. I want to buy a home
           2. I want to refinance a home

 2.   1. Why do you want to refinance? (Select all that apply)
          1. Lower my Rate / Payment
          2. Change my Loan Term
          3. Take Cash Out of Home
          4. Pay Off Debts
          5. Other
     
      2. Continue
      3. Back

 3.   1. What is your branch of service?
          1. Army
          2. Marine Corps
          3. Navy
          4. Air Force
          5. Coast Guard
          6. Military Spouse
          7. Other VA Eligibility
          8. No Military Experience
     
      2. Back

 4.   1. Regular Military, Reserves, or National Guard? If multiple, select the
         option that best describes the majority of your military service.
          1. Regular Military
          2. Reserves
          3. National Guard
     
      2. Back

 5.   1. Are you currently serving?
          1. Currently Serving
          2. Separated
     
      2. Back

 6.   1. Where are you currently stationed?
          1. Inside the U.S.
          2. Outside the U.S.
     
      2. Back

 7.   1. Have you received orders to PCS?
          1. No, this is not a PCS move
          2. Yes, this is a PCS move
     
      2. Back

 8.   1. What is your price range? (An estimate is fine)
          1. under $100,000
          2. $100,000 - $150,000
          3. $150,000 - $200,000
          4. $200,000 - $250,000
          5. $250,000 - $300,000
          6. $300,000 - $350,000
          7. $350,000 - $400,000
          8. $400,000 or more
          9. I don’t know
     
      2. Back

 9.   1. What is the value of your home? (An estimate is fine)
      2. Continue
      3. Back

 10.  1. What type of property is your home?
          1. Single-Family Home
          2. Condominium
          3. Town Home
          4. Multi-Family
          5. Mobile / Manufactured
          6. New Construction
          7. Other
     
      2. Back

 11.  1. Will you own or rent the land your home is on? Your lender will use
         this information to determine what kind of loan is right for you.
          1. Own
          2. Rent
     
      2. Back

 12.  1. How are you using this home?
          1. Primary Residence
          2. Secondary / Vacation Home
          3. Investment Property
          4. Other
     
      2. Back

 13.  1. When are you planning to make your home purchase?
          1. Immediately: Signed a Purchase Agreement
          2. ASAP: Found a House/Offer Pending
          3. Within 30 Days
          4. 2 - 3 Months
          5. 3 - 6 Months
          6. 6+ Months
          7. No Time Frame/Still Researching Options
     
      2. Back

 14.  1. What prevents you from buying your new home today?
          1. My credit rating is too low
          2. My income is too low
          3. I am locked in a rent/lease
          4. I am transferring to a new location
          5. I haven’t found a home yet
          6. Other
     
      2. Back

 15.  1. Do you currently own a home?
          1. Yes, I currently own a home
          2. No, I am currently renting
          3. No, I have other living arrangements
     
      2. Back

 16.  1. What is your current monthly rent payment?
      2. Continue
      3. Back

 17.  1. When does your lease end?
      2. Month:
         Month01 - January02 - February03 - March04 - April05 - May06 - June07 -
         July08 - August09 - September10 - October11 - November12 -
         DecemberOther / No End Date
         Month
         
      3. Year:
         Year202220232024202520262027+Other / No End Date
         Year
         
      4. Continue
      5. Back

 18.  1. Is this your first time buying a home?
          1. Yes
          2. No
     
      2. Back

 19.  1. Do you plan to sell your current home when purchasing a new one?
          1. Yes
          2. No
     
      2. Back

 20.  1. How much do you currently owe on your home mortgage?
      2. Continue
      3. Back

 21.  1. What is your current mortgage interest rate?
         Select your current interest rate…under
         3%3%3.125%3.25%3.375%3.5%3.625%3.75%3.875%4%4.125%4.25%4.375%4.5%4.625%4.75%4.875%5%5.125%5.25%5.375%5.5%5.625%5.75%5.875%6%6.125%6.25%6.375%6.5%6.625%6.75%6.875%7%7.125%7.25%7.375%7.5%7.625%7.75%7.875%8%8.125%8.25%8.375%8.5%8.625%8.75%8.875%9%9.125%9.25%9.375%9.5%9.625%9.75%9.875%10%over
         10%I don't know
         Select your current interest rate…
         
      2. Back

 22.  1. Based on the information provided, your loan-to-value ratio is too high
         for a Cash-Out refinance with Veterans United.
         Learn more about VA Cash-Out Refinancing
         
         Would you still like to see if we can lower your interest rate?
     
      2. Yes, continue
      3. Back

 23.  1. How much additional cash would you like to take out? You may be able to
         take out as much as $325,000.
         
      2. Continue
      3. Back
     
     Maximum cashout amount based on the home value and mortgage balance
     information you supplied. Not guaranteed until locked in by your Loan
     Officer.
 24.  1. Do you currently have a VA Loan?
          1. Yes, I currently have a VA loan
          2. No, I do not currently have a VA Loan
     
      2. Back

 25.  1. What is your current credit score?
          1. Excellent (720+)
          2. Good (680-719)
          3. Fair (640-679)
          4. Below Average (620-639)
          5. Poor (Below 620)
          6. I don’t know
     
      2. Back

 26.  1. What is your current employment status?
          1. Employed
          2. Self-Employed / 1099 Independent Contractor
          3. Retired
          4. Not Employed
     
      2. Back

 27.  1. What is your current marital status?
          1. Married
          2. Unmarried
          3. Legally Separated
          4. Widowed
          5. Other
          6. I’d rather not say
     
      2. Back

 28.  1. What is your household gross (before taxes) annual income?
          1. Less than $30,000
          2. $30,000 - $50,000
          3. $50,000 - $75,000
          4. $75,000 - $100,000
          5. Greater than $100,000
     
      2. Back

 29.  1. What type of loan is your current mortgage?
          1. Conventional
          2. VA
          3. FHA
          4. USDA
          5. No current mortgage
          6. I don’t know
     
      2. Back

 30.  1. Have you ever used a VA Loan before?
          1. Yes
          2. No
     
      2. Back

 31.  1. Are you currently receiving VA Disability Income? Your receipt of
         VA disability income may help us determine other benefits of your
         VA loan.
          1. Yes
          2. No
          3. I’d rather not say
     
      2. Back

 32.  1. Do you have a disability rating of 10% or higher from the VA? Your
         disability rating may exempt you from the VA Funding Fee, a
         governmental fee applied to every VA purchase and refinance loan. This
         fee goes directly to the Department of Veterans Affairs.
          1. Yes
          2. No
          3. I’d rather not say
     
      2. Back

 33.  1. Have you declared bankruptcy in the past 7 years?
          1. No, I have NOT declared bankruptcy in the past 7 years
          2. Yes, I have declared bankruptcy in the past 7 years
     
      2. Back

 34.  1. Have you closed a loan with Veterans United before?
          1. Yes
          2. No
     
      2. Back

 35.  1. How did you hear about Veterans United?
          1. Friend or Family Member
          2. Real Estate Agent
          3. My Builder
          4. Internet Search
          5. Online Advertisement
          6. TV or Radio Ad
          7. Direct Mail
          8. Other
     
      2. Back

 36.  1. Where will your new home be located? City or Zip Code
         
      2. 
      3. 
      4. 
      5. Continue
      6. Back

 37.  1. Thank you for coming to Veterans United Home Loans! To continue your
         home loan request, please continue to our secure, online mortgage
         preapproval system.
         
         Get Preapproved Online →
      2. Continue
      3. Back

 38.  1. In what state will your new home be located?
         Select the property
         location…AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict
         of
         ColumbiaFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew
         HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth
         DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth
         DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest
         VirginiaWisconsinWyoming
         Select the property location…
         
      2. Back

 39.  1. Due to state restrictions, we do not offer cash-out or debt
         consolidation refinances in the state of Texas.
         
         Would you still like to see if we can lower your interest rate?
         
          1. Yes, continue
     
      2. Back

 40.  1. What is your email address?
      2. SECURE FIELD: Protected by 256-bit SSL Encryption
      3. Continue
      4. By continuing, I agree to receive promotional emails from Veterans
         United Home Loans about my benefits.
      5. Back

 41.  1. What is your name?
      2. First Name:
      3. Last Name:
      4. SECURE FIELD: Protected by 256-bit SSL Encryption
      5. Continue
      6. Back

 42.  1. What is your current street address and ZIP?
      2. Street Address:
      3. ZIP Code:
      4. SECURE FIELD: Protected by 256-bit SSL Encryption
      5. Continue
      6. Back

 43.  1. How long have you lived at this address?
          1. Less than 1 year
          2. 1 - 2 Years
          3. 2 - 5 Years
          4. 5+ Years
     
      2. Back

 44.  1. What is your phone number?
      2. SECURE FIELD: Protected by 256-bit SSL Encryption
      3. See What I'm Eligible For
      4. By submitting, I agree to receive calls or texts at this number from
         Veterans United Home Loans, its affiliates, and lenders, agents and
         home-services providers about real estate matters or promotional offers
         from partners, even if they use an autodialer and even if I am on a Do
         Not Call List. I agree to accept delivery of documents electronically;
         I agree to the privacy policy and terms. I may receive service without
         this consent by contacting Veterans United.
      5. Back


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#1907 (www.nmlsconsumeraccess.org)

† #1 VA Purchase Lender: Veterans United Home Loans provided more VA Purchase
Loans by volume than any other lender in FY 2016, 2017, 2018, 2019, 2020 and
2021. Source: Department of Veterans Affairs Lender Statistics

†† All-Time Lows: According to interest rates published on July 31, 2020, on
FreddieMac.com.

A VA approved lender; Not endorsed or sponsored by the Dept. of Veterans Affairs
or any government agency. Customers with questions regarding our loan officers
and their licensing may visit the Nationwide Mortgage Licensing System &
Directory for more information.

1400 Veterans United Dr., Columbia, MO 65203

 * 

Presented by
New year. New home. Veteran $75k Home Giveaway
Enter TodayDon’t miss your chance to win one of our biggest giveaways of the
year.
ENTER TO WIN
Enter today! Veterans United is giving one U.S. Veteran or service member
$75,000 towards the purchase of a new home.
Your entry has been received! The winner will be announced on or about April 18,
2022. Advertisement from Veterans United Home Loans
 1.  1. 
     2. 
     3. First
     4. Last
     5. Email
     6. Phone
     7. Military Status
        Military StatusActive DutyVeteran / RetiredReserves / National GuardI
        have no military experience
        Military Status
        
     8. Submit Entry
    
    NO PURCHASE NECESSARY. VOID WHERE PROHIBITED. Sweepstakes ends 03/15/2022
    (11:59a.m., ET). Open to qualifying U.S. military service members and U.S.
    military veterans domiciled in the U.S. and at least the age of majority in
    their domicile, be it 18 or older. One entry per person. See Official Rules
    for how to enter, prize details, odds of winning, restrictions and other
    conditions and requirements.
 2.  1. 
     2. We're sorry, this giveaway is available only to current and former
        members of the United States military.
        
        See the Official Rules for details.
     3. Next
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     16. Next, check your eligibility for a $0 Down VA Loan with Veterans United
         Home Loans
     17. Where will your new home be located?
         Property
         StateAlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict
         of
         ColumbiaFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew
         HampshireNew JerseyNew MexicoNew York (Not Available)North
         CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth
         CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest
         VirginiaWisconsinWyoming
         Property State
         
     18. What is your price range for a new home?
         Property Valueunder $100,000$100,000 - $150,000$150,000 -
         $200,000$200,000 - $250,000$250,000 - $300,000$300,000 -
         $350,000$350,000 - $400,000$400,000 or moreI don't know
         Property Value
         
     19. What is your credit score?
         Credit ScoreExcellent (720+)Good (680-719)Fair (640-679)Below Average
         (620-639)Poor (Below 620)I don’t know
         Credit Score
         
     20. Check Your Eligibility
     21. By clicking the "Check Your Eligibility" button, I acknowledge and
         agree to the privacy policy, terms and conditions, and consent to
         receive autodialed phone calls and/or text messages from Veterans
         United Home Loans or its affiliates at the number provided. I agree to
         accept delivery of documents electronically. Consent is not a condition
         of service. A VA approved lender; NMLS 1907. Not affiliated with the
         Dept. of Veterans Affairs or any government agency. Equal Opportunity
         Lender. Veterans United Home Loans is not presently accepting inquiries
         for New York properties through advertisements on realtor.com®. By
         sending a request, I agree to realtor.com®'s privacy policy.
     22. Thank You! A Home Loan Specialist from Veterans United Home Loans will
         be contacting you soon to help you check your VA eligibility and use
         your benefits to get you into a home for $0 Down.
         
     23. Back

1. realtor.com is hosting and helping to administer and promote the sweepstakes.
2. NMLS #1907 (nmlsconsumeraccess.org). Not affiliated with Dept. of Veterans
Affairs or any government agency.
3. May be subject to tax withholding. See Official Rules for details.

NO PURCHASE NECESSARY. VOID WHERE PROHIBITED. The Veterans United Home Loans and
Realtor.com® 2022 New Year, New Home $75K Veteran Homebuyer Giveaway sweepstakes
starts 1/13/2022 (12:01p.m., Eastern Time) and ends 03/15/2022 (11:59a.m.,
Eastern Time). Open to qualifying U.S. military service members and U.S.
military veterans who are domiciled in the U.S. and are at least the age of
majority in their place of domicile, be it 18 or an older age. One entry per
person. Prize is US$75,000 for, or toward, the purchase of a home in the U.S.,
but may be subject to tax withholding. Prize awarded by random drawing. Odds of
winning depend on number of eligible entries received. See Official Rules for
how to enter, prize details, restrictions and other conditions and requirements.
Sponsor: Mortgage Research Center, LLC, d/b/a Veterans United Home Loans, 1400
Veterans United Drive, Columbia, MO 65203.
"Close Modal"
START HERE: $0 Down VA Home Loans Check Eligibility!
Open
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      36. $0 Down VA Home Loans: Are You Looking to Buy or Refinance?
           1. I want to buy a home
           2. I want to refinance a home

 2.   1. Why do you want to refinance? (Select all that apply)
          1. Lower my Rate / Payment
          2. Change my Loan Term
          3. Take Cash Out of Home
          4. Pay Off Debts
          5. Other
     
      2. Continue
      3. Back

 3.   1. What is your branch of service?
          1. Army
          2. Marine Corps
          3. Navy
          4. Air Force
          5. Coast Guard
          6. Military Spouse
          7. Other VA Eligibility
          8. No Military Experience
     
      2. Back

 4.   1. Regular Military, Reserves, or National Guard? If multiple, select the
         option that best describes the majority of your military service.
          1. Regular Military
          2. Reserves
          3. National Guard
     
      2. Back

 5.   1. Are you currently serving?
          1. Currently Serving
          2. Separated
     
      2. Back

 6.   1. Where are you currently stationed?
          1. Inside the U.S.
          2. Outside the U.S.
     
      2. Back

 7.   1. Have you received orders to PCS?
          1. No, this is not a PCS move
          2. Yes, this is a PCS move
     
      2. Back

 8.   1. What is your price range? (An estimate is fine)
          1. under $100,000
          2. $100,000 - $150,000
          3. $150,000 - $200,000
          4. $200,000 - $250,000
          5. $250,000 - $300,000
          6. $300,000 - $350,000
          7. $350,000 - $400,000
          8. $400,000 or more
          9. I don’t know
     
      2. Back

 9.   1. What is the value of your home? (An estimate is fine)
      2. Continue
      3. Back

 10.  1. What type of property is your home?
          1. Single-Family Home
          2. Condominium
          3. Town Home
          4. Multi-Family
          5. Mobile / Manufactured
          6. New Construction
          7. Other
     
      2. Back

 11.  1. Will you own or rent the land your home is on? Your lender will use
         this information to determine what kind of loan is right for you.
          1. Own
          2. Rent
     
      2. Back

 12.  1. How are you using this home?
          1. Primary Residence
          2. Secondary / Vacation Home
          3. Investment Property
          4. Other
     
      2. Back

 13.  1. When are you planning to make your home purchase?
          1. Immediately: Signed a Purchase Agreement
          2. ASAP: Found a House/Offer Pending
          3. Within 30 Days
          4. 2 - 3 Months
          5. 3 - 6 Months
          6. 6+ Months
          7. No Time Frame/Still Researching Options
     
      2. Back

 14.  1. What prevents you from buying your new home today?
          1. My credit rating is too low
          2. My income is too low
          3. I am locked in a rent/lease
          4. I am transferring to a new location
          5. I haven’t found a home yet
          6. Other
     
      2. Back

 15.  1. Do you currently own a home?
          1. Yes, I currently own a home
          2. No, I am currently renting
          3. No, I have other living arrangements
     
      2. Back

 16.  1. What is your current monthly rent payment?
      2. Continue
      3. Back

 17.  1. When does your lease end?
      2. Month:
         Month01 - January02 - February03 - March04 - April05 - May06 - June07 -
         July08 - August09 - September10 - October11 - November12 -
         DecemberOther / No End Date
         Month
         
      3. Year:
         Year202220232024202520262027+Other / No End Date
         Year
         
      4. Continue
      5. Back

 18.  1. Is this your first time buying a home?
          1. Yes
          2. No
     
      2. Back

 19.  1. Do you plan to sell your current home when purchasing a new one?
          1. Yes
          2. No
     
      2. Back

 20.  1. How much do you currently owe on your home mortgage?
      2. Continue
      3. Back

 21.  1. What is your current mortgage interest rate?
         Select your current interest rate…under
         3%3%3.125%3.25%3.375%3.5%3.625%3.75%3.875%4%4.125%4.25%4.375%4.5%4.625%4.75%4.875%5%5.125%5.25%5.375%5.5%5.625%5.75%5.875%6%6.125%6.25%6.375%6.5%6.625%6.75%6.875%7%7.125%7.25%7.375%7.5%7.625%7.75%7.875%8%8.125%8.25%8.375%8.5%8.625%8.75%8.875%9%9.125%9.25%9.375%9.5%9.625%9.75%9.875%10%over
         10%I don't know
         Select your current interest rate…
         
      2. Back

 22.  1. Based on the information provided, your loan-to-value ratio is too high
         for a Cash-Out refinance with Veterans United.
         Learn more about VA Cash-Out Refinancing
         
         Would you still like to see if we can lower your interest rate?
     
      2. Yes, continue
      3. Back

 23.  1. How much additional cash would you like to take out? You may be able to
         take out as much as $325,000.
         
      2. Continue
      3. Back
     
     Maximum cashout amount based on the home value and mortgage balance
     information you supplied. Not guaranteed until locked in by your Loan
     Officer.
 24.  1. Do you currently have a VA Loan?
          1. Yes, I currently have a VA loan
          2. No, I do not currently have a VA Loan
     
      2. Back

 25.  1. What is your current credit score?
          1. Excellent (720+)
          2. Good (680-719)
          3. Fair (640-679)
          4. Below Average (620-639)
          5. Poor (Below 620)
          6. I don’t know
     
      2. Back

 26.  1. What is your current employment status?
          1. Employed
          2. Self-Employed / 1099 Independent Contractor
          3. Retired
          4. Not Employed
     
      2. Back

 27.  1. What is your current marital status?
          1. Married
          2. Unmarried
          3. Legally Separated
          4. Widowed
          5. Other
          6. I’d rather not say
     
      2. Back

 28.  1. What is your household gross (before taxes) annual income?
          1. Less than $30,000
          2. $30,000 - $50,000
          3. $50,000 - $75,000
          4. $75,000 - $100,000
          5. Greater than $100,000
     
      2. Back

 29.  1. What type of loan is your current mortgage?
          1. Conventional
          2. VA
          3. FHA
          4. USDA
          5. No current mortgage
          6. I don’t know
     
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 30.  1. Have you ever used a VA Loan before?
          1. Yes
          2. No
     
      2. Back

 31.  1. Are you currently receiving VA Disability Income? Your receipt of
         VA disability income may help us determine other benefits of your
         VA loan.
          1. Yes
          2. No
          3. I’d rather not say
     
      2. Back

 32.  1. Do you have a disability rating of 10% or higher from the VA? Your
         disability rating may exempt you from the VA Funding Fee, a
         governmental fee applied to every VA purchase and refinance loan. This
         fee goes directly to the Department of Veterans Affairs.
          1. Yes
          2. No
          3. I’d rather not say
     
      2. Back

 33.  1. Have you declared bankruptcy in the past 7 years?
          1. No, I have NOT declared bankruptcy in the past 7 years
          2. Yes, I have declared bankruptcy in the past 7 years
     
      2. Back

 34.  1. Have you closed a loan with Veterans United before?
          1. Yes
          2. No
     
      2. Back

 35.  1. How did you hear about Veterans United?
          1. Friend or Family Member
          2. Real Estate Agent
          3. My Builder
          4. Internet Search
          5. Online Advertisement
          6. TV or Radio Ad
          7. Direct Mail
          8. Other
     
      2. Back

 36.  1. Where will your new home be located? City or Zip Code
         
      2. 
      3. 
      4. 
      5. Continue
      6. Back

 37.  1. Thank you for coming to Veterans United Home Loans! To continue your
         home loan request, please continue to our secure, online mortgage
         preapproval system.
         
         Get Preapproved Online →
      2. Continue
      3. Back

 38.  1. In what state will your new home be located?
         Select the property
         location…AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict
         of
         ColumbiaFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew
         HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth
         DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth
         DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest
         VirginiaWisconsinWyoming
         Select the property location…
         
      2. Back

 39.  1. Due to state restrictions, we do not offer cash-out or debt
         consolidation refinances in the state of Texas.
         
         Would you still like to see if we can lower your interest rate?
         
          1. Yes, continue
     
      2. Back

 40.  1. What is your email address?
      2. SECURE FIELD: Protected by 256-bit SSL Encryption
      3. Continue
      4. By continuing, I agree to receive promotional emails from Veterans
         United Home Loans about my benefits.
      5. Back

 41.  1. What is your name?
      2. First Name:
      3. Last Name:
      4. SECURE FIELD: Protected by 256-bit SSL Encryption
      5. Continue
      6. Back

 42.  1. What is your current street address and ZIP?
      2. Street Address:
      3. ZIP Code:
      4. SECURE FIELD: Protected by 256-bit SSL Encryption
      5. Continue
      6. Back

 43.  1. How long have you lived at this address?
          1. Less than 1 year
          2. 1 - 2 Years
          3. 2 - 5 Years
          4. 5+ Years
     
      2. Back

 44.  1. What is your phone number?
      2. SECURE FIELD: Protected by 256-bit SSL Encryption
      3. See What I'm Eligible For
      4. By submitting, I agree to receive calls or texts at this number from
         Veterans United Home Loans, its affiliates, and lenders, agents and
         home-services providers about real estate matters or promotional offers
         from partners, even if they use an autodialer and even if I am on a Do
         Not Call List. I agree to accept delivery of documents electronically;
         I agree to the privacy policy and terms. I may receive service without
         this consent by contacting Veterans United.
      5. Back

4,720 Veterans started their online quote today.
Rate Assumptions

VA Loan Rates and APR calculations valid as of Feb 19th, 12:05 PM CST.

Mortgage rates update at least daily. Not all loan types are available in every
state.

All rate availability will depend upon an individual's credit score and details
of the loan transaction. First-time homebuyers may not qualify for a jumbo
product. The interest rates quoted here are subject to change at any time and
cannot be guaranteed until locked in by your Loan Officer.

All rates assume a single-family primary residence not including manufactured
homes, 720 credit score, with applicable charges and fees (including the VA
Funding Fee) included, 181 days of eligible active regular (non-reserves)
military service with no service-related disabilities or previous use of a VA
Loan.

The loan rates and APR calculations also assume certain facts according to the
type of loan described.

Fixed-Rate Purchase Loan Assumptions:

Current advertised rates: 3.375% (4.079% APR) with 1.625 discount points on a
45-day lock period for a 15-Year Fixed VA Loan, and 3.500% (3.881% APR) with
1.500 discount points on a 45-day lock period for a 30-Year Fixed VA Loan. These
loan rates assume no down payment and a $250,000 loan amount.

Streamline (IRRRL) Loan Assumptions:

Current advertised rates: 3.625% (3.952% APR) with 0.750 discount points on a
60-day lock period for a 15-Year Streamline (IRRRL), and 3.750% (3.933% APR)
with 0.750 discount points on a 60-day lock period for a 30-Year Streamline
(IRRRL). These Refinance loan rates assume that the property will be
owner-occupied.

Cash-Out Loan Assumptions:

Current advertised rates: 3.625% (4.210% APR) with 0.750 discount points on a
60-day lock period for a 15-Year VA Cash-Out refinance, and 3.750% (4.027% APR)
with 0.125 discount points on a 60-day lock period for a 30-Year VA Cash Out
refinance. These Refinance loan rates assume a loan-to-value ratio lower than
90%.

Jumbo Loan Assumptions:

Current advertised rates: 3.625% (4.009% APR) with 1.500 discount points on a
45-day lock period for a 30-Year Fixed VA Jumbo, 3.990% (4.175% APR) with 0.750
discount points on a 60-day lock period for a 30-Year Streamline (IRRRL) Jumbo,
and 3.990% (4.322% APR) and 0.750 discount points on a 60-day lock period for a
30-Year VA Cash-Out Jumbo. These loan rates also assume a loan amount in excess
of the current conforming loan limits. Although the conforming loan limit varies
depending upon where you live, for most of the United States in 2021, that means
your loan must be greater than $548,250 to qualify as jumbo. Alaska, California
and Hawaii loans have special considerations for what qualifies as jumbo and may
be priced separately.

To get your personalized VA Loan rate:
Start your VA Loan quote online →  or call 1-800-884-5560
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