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Effective URL: https://calculators.onepercentclub.io/
Submission Tags: phish.gg anti.fish automated Search All
Submission: On August 03 via api from DE — Scanned from DE
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Premium Tools Other Tools Earn FD returns upto 8.87% NBFCs have one of the highest fixed deposit returns SHRIRAM FINANCE UPTO 8.87% PA Book Now +0.10% for Women BAJAJ FINANCE UPTO 8.60% PA Book Now FIXED DEPOSIT CALCULATOR THIS CALCULATOR HELPS YOU TO ESTIMATE YOUR RETURNS ON FIXED DEPOSIT Effective Returns: Total Investment ₹5,00,000 -------------------------------------------------------------------------------- Total Interest ₹1,38,140 -------------------------------------------------------------------------------- Maturity Value ₹6,38,140 Input fields: Amount Invested Annual Interest Rate FD Interest Structure Yearly Time Period Years 5 Explanation Fixed Deposits (FDs) are like Mr dependable🕵️ – stable and predictable. Think of them as strong officers guarding your money, offering a safe haven of consistent returns in a volatile financial market. It's perfect for those who prefer a smooth financial journey & cannot digest even a small storm. Use our online Fixed Deposit (FD) Calculator for easy returns calculations✅. Simplicity is the key with FDs! Choose a tenure that suits your dreams, whether it's a short-term goal like buying a car or saving for tax purposes. FDs offer a stable option tailored to your financial journey. 🎯 While FD returns may not match riskier options and fetch better returns, they shine as a light of protection🛡️ for your hard-earned money. In times of financial uncertainty, FDs perform a steady waltz offering a reliable income stream for those seeking stability with low risk. 🛠️ And don't forget, you're backed by The Reserve Bank of India (RBI)🤝, which ensures scheduled bank deposits up to ₹ 5 lac per bank (Please check DICGC for more deets). Your financial fortress remains strong even if a bank faces challenges. Consider FDs as your financial guardians, ensuring stability and peace of mind in the ever-changing financial landscape. They will, however often fail to beat inflation, just stating it so that you have full clarity on what to expect. FD interest calculation formula A = P * (1+ r/n) ^ n*t , where I = A – P A = Maturity value P = Principal amount r = rate of interest t = Number of years n = Compounded interest frequency I = Interest earned amount How Our Calculator Can Help You? a) Calculates the interest you'll accrue on your FD instantly. b) Helps compare interest rates from various banks. c) Helps you identify the ideal FD investment amount to reach your financial goals. d) Guides you toward the right FD type based on your risk appetite and investment needs. Years Amount 01 2 3 4 5 2 L4 L6 L8 L Returns from FD are not enough for every situation, learn more about other modes of investment with our Financial Freedom Academy. Learn More Explanation Fixed Deposits (FDs) are like Mr dependable🕵️ – stable and predictable. Think of them as strong officers guarding your money, offering a safe haven of consistent returns in a volatile financial market. It's perfect for those who prefer a smooth financial journey & cannot digest even a small storm. Use our online Fixed Deposit (FD) Calculator for easy returns calculations✅. Simplicity is the key with FDs! Choose a tenure that suits your dreams, whether it's a short-term goal like buying a car or saving for tax purposes. FDs offer a stable option tailored to your financial journey. 🎯 While FD returns may not match riskier options and fetch better returns, they shine as a light of protection🛡️ for your hard-earned money. In times of financial uncertainty, FDs perform a steady waltz offering a reliable income stream for those seeking stability with low risk. 🛠️ And don't forget, you're backed by The Reserve Bank of India (RBI)🤝, which ensures scheduled bank deposits up to ₹ 5 lac per bank (Please check DICGC for more deets). Your financial fortress remains strong even if a bank faces challenges. Consider FDs as your financial guardians, ensuring stability and peace of mind in the ever-changing financial landscape. They will, however often fail to beat inflation, just stating it so that you have full clarity on what to expect. FD interest calculation formula A = P * (1+ r/n) ^ n*t , where I = A – P A = Maturity value P = Principal amount r = rate of interest t = Number of years n = Compounded interest frequency I = Interest earned amount How Our Calculator Can Help You? a) Calculates the interest you'll accrue on your FD instantly. b) Helps compare interest rates from various banks. c) Helps you identify the ideal FD investment amount to reach your financial goals. d) Guides you toward the right FD type based on your risk appetite and investment needs. Popular Calculators CAGR Calculator SSY Calculator RD Calculator SIP Calculator Goal SIP Calculator FIRE Calculator IRR Calculator NSC Calculator HRA Calculator MF Calculator NPS Calculator Tax Calculator FAQs What are the tax rules related to Fixed Deposits? Ah, taxes – the inevitable riddle for Fixed Deposits (FDs). The interest you earn joins the tax party, with the rate dancing in sync with your tax bracket. Beware: if you do not submit a duly filled 15G/15H to your bank and if interest as per the prevailing savings & FD interest rates surpass past INR 40,000 in a fiscal year, Tax Deducted at Source (TDS) will step in. A ~10% cut is taken before your interest amount hits the account, adding a touch of drama to your financial tale. 💸📊 How can you use the Fixed Deposit Calculator? Honestly, now that you have this online FD calculator, there is no need for the FD Interest Calculator Excel tool. This online FD calculator is a real delight I tell you! Enter the investment amount, duration, and corresponding FD interest rates in the calculator and you're done! Your maturity amount will appear like financial magic. 🎩 Remember, the calculator assumes you did not take out the interest portion from the FD account until it matures, okay? How do you earn more interest in an FD? Seeking more interest from your Fixed Deposit? Imagine diving into the secret code of small finance bank FD schemes – where the FD interest rates bloom like rare flowers. Don't forget the DICGC magic & use the spells tactfully! (Don't know how? Our financial freedom academy can help. Check it out!🌷 What duration is the lock-in period for FD investments? Do you mean tax-saver FDs? They are like a set menu – a 5-year lock-in period, so choose whichever scheduled bank that you prefer after checking the interest rates! 📝 What is the minimum amount required to start a bank FD? Starting a bank Fixed Deposit (FD) is easy – just check with the bank and usually, you can begin with as little as ₹1,000 - ₹10,000! 💰🌟 What is the difference between Tax saver bank FD and Regular FD? Tax Saver FDs lock in your money for 5 years and give tax benefits, while Regular FDs offer more flexibility but without the tax perks! 💰🔒 Which are the forms to submit to avoid Tax deduction at source? To avoid TDS on Fixed Deposit interest, use the friendly forms: submit form 15G if you're below 60 and form 15H if you're a senior citizen and your taxable income falls below the basic limit! 📄💰 Is there a penalty if the bank FD is prematurely withdrawn? Sure thing! If you break up with your bank FD before the agreed time, there's usually a penalty involved usually ranging between 0.5% and 1% – check with your bank for the details! 💔💸 I can give you an example though: Say SBI FD interest rates for 4-year FD at the time of booking: 7%. You went to break the FD after 2 tears, in 2025. A prepayment penalty is 1% at this particular bank. FD rates for 2 years were 6% in 2023. Then in 2025, you will get FD interest at the rate of: 6% - 1% which is 5%. Very bad outcome TBH. Better plan your FD investments properly! What are the types of FD? Types of FD are: Senior citizen FD, Post office FD, Tax Saving FD, Standard FD, Corporate FD, Cumulative and Non-cumulative FD. Popular Calculators CAGR Calculator SSY Calculator RD Calculator SIP Calculator Goal SIP Calculator FIRE Calculator IRR Calculator NSC Calculator HRA Calculator MF Calculator NPS Calculator Tax Calculator Made with ❤ by The One Percent Club © 2023 All rights reserved Download the app by clicking the link below : Pages Home Finance Academy Stock Market Events Comics Newsletter Support Contact Us FAQs About Us Career Community Legal Privacy Policy Return Policy Terms & Conditions FB Disclaimer Social Media 1