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   IMPORTANT UPDATE
   
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MAIN REGION

Internet Explorer 11 was retired on 15 June 2022 and is not supported by our
website. Please consider upgrading to a modern browser. If you're experiencing
issues navigating to parts of our website, you can use the following links to
log in: Member login, Employer login, Adviser login and Trustee login


RATED #1 SUPER FUND FOR CUSTOMER SATISFACTION

Looking for a fund others recommend? We've won Finder's Customer Satisfaction
award for super.1

Join today Why choose us
Member log in Join as a member

We have security in place to help protect your super account. But there are
things you can do to stay safe online, too. Contact us if you have any concerns.

Superannuation Set up online access Fund ABN and USI Consolidate super
Retirement How much super will I need? Age Pension and super Our Income accounts
Investments Investment returns Investment options Responsible investing
Member log in Become a member

Outstanding value superannuation

Looking for a great value super fund? Canstar has given us 5 stars since 2011.

Get the retirement you want

It's never too early or late to plan your retirement.
We'll help you every step of the way.


OUR MEMBERS COME FIRST, ALL 2.3 MILLION OF THEM


CHOOSE AN AWARD-WINNING SUPER FUND

Feel like a real winner, with products and services that have been rated highly
for many years.

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7.9% P.A. RETURNS OVER 10 YEARS

Is your super working hard enough? Our Super Savings Balanced option has
returned 7.9% p.a. over the 10 years to 31 December 2023. We've outperformed the
industry median over 1, 3, 5, 7, and 10 years.2

See performance


FOCUSED ON LOW SUPER FEES

Our admin fee is $1.20 per week + 0.10% p.a. and 0.07% p.a. from general
reserves.

Get the details


OPEN YOUR SUPER ACCOUNT NOW

It only takes a few minutes to join online. Feel confident that your retirement
is in safe hands.

Join today More information


SUPPORT WHEN IT MATTERS MOST

Take charge of your superannuation today, with the right tools and advice for
you.

FINANCIAL ADVICE

Making a plan with professional help now can make a big difference to your
financial future.

Get advice

MOBILE APP

Life's easier with the Australian Retirement Trust app. Check your balance,
switch investments, and more.

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DEALS AND DISCOUNTS

Start saving money now with our Member Rewards on brands across Australia.

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MANAGE YOUR SUPER CONTRIBUTIONS

Log in to your account to check your transactions and make voluntary
contributions.

Add to your super

PLAN A BETTER FUTURE

Plan, manage and grow your super balance with the help of our tools and
calculators. They're easy to use.

Use our calculators

NEED MORE HELP?

Live chat with us online. Available 8:00am-8:30pm AEDT (7:00am-7:30pm AEST)
Monday to Friday.

Call or live chat


LATEST NEWS

Read more articles

CAN I USE MY SUPER TO BUY A HOUSE

You may be able to access some of your super savings to help you purchase your
own home sooner. Check if you're eligible.

Learn more

TOP 10 BENEFITS OF SUPERANNUATION FOR SAVING MONEY

Super is a powerful tool for building financial security. But are you getting
all the benefits? Discover 10 ways to unlock your super's full potential as one
of the best ways to save money.

Learn more

NEW PODCAST EPISODES

Your guide to superannuation, retirement planning, and investing, from those in
the know.

Listen to the podcasts


JOIN A SUPER FUND YOU CAN TRUST

The right choice today could make a big difference to your future. Enjoy the
benefits of being with one of Australia's largest super funds.

Join us today
Footnotes

 * 1. Finder Super Funds Satisfaction Awards 2023. Read the Finder awards
   methodology to learn more. Ratings and awards are only one factor to be taken
   into account when deciding to invest. Past performance is not a reliable
   indicator of future performance.
   
   2. Over the 10 years to 31 December 2023, our Super Savings Balanced option
   returned 7.9% p.a. (Accumulation), 7.9% p.a. (Super Savings Lifecycle
   Investment Strategy - Balanced Pool), and 8.7% p.a. (Income). The option has
   adopted the pre-merger investment strategy of the Sunsuper Balanced option.
   Source: SuperRatings Fund Crediting Rate Survey - SR50 Balanced (60-76)
   Index, 31 December 2023. The industry median return for the SR50 Balanced
   (60-76) Index comprises the 50 largest investment options with a similar
   asset allocation to growth style assets between 60-76%. The Super Savings
   Balanced option has identical investments to the Balanced Pool in the
   Lifecycle Investment Strategy. Members invested in the Lifecycle Investment
   Strategy are invested 100% in the Balanced Pool until age 55. Past
   performance is not a reliable indicator of future performance. Ratings and
   awards are only one factor to be taken into account when deciding to invest.
   Investment returns are net of investment fees and costs and taxes (where
   applicable). Super Savings products issued by Australian Retirement Trust Pty
   Ltd (ABN 88 010 720 840, AFSL No. 228975) as trustee for Australian
   Retirement Trust (ABN 60 905 115 063). Consider the Super Savings product
   disclosure statements and TMDs before deciding.




FOOTER REGION

Getting started
Why choose us Strong performance Committed to lower fees Changing jobs Join
online
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Set up online access Consolidate super Check your balance Download statement
View transactions
Help & tools
Forms and tasks Calculators Financial advice Events and seminars PDS and guides
About
About us Careers Newsroom Learn about super

Call 13 11 84
8:00am-8:30pm AEDT (7:00am-7:30pm AEST) Monday to Friday
More contact options
Fund name: Australian Retirement Trust
Account type: Super Savings
ABN: 60 905 115 063
USI: 60 905 115 063 003
Changing jobs information




More about our app

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© Australian Retirement Trust. All rights reserved.

Acknowledgement of Country

We want to respectfully acknowledge the Traditional Owners and Custodians of
these lands, seas, and waters throughout Australia. We pay our respects to
Elders both past and present. We acknowledge the history, the resilience and the
continual contributions of Aboriginal and Torres Strait Islander peoples of
their Country.


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