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 * DEBIT CARDS
 * PERSONAL
 * BUSINESS
 * INTERNET BANKING
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BLOG       ABOUT UBN     INVESTOR RELATIONS      CSI

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GRADUATE TRAINEE PROGRAM


THE UNION BANK MANAGEMENT TRAINEE PROGRAM IS A COMPREHENSIVE TRAINING PROGRAM
DESIGNED TO PREPARE HIGH-PERFORMING YOUNG TALENTS INTO BECOMING WELL-ROUNDED
BANKERS AND THE FUTURE LEADERS OF THE BANK.

Home / Graduate Trainee Program

At Union Bank, we are building a team of multi-faceted and extraordinary
individuals who are fully prepared and equipped to take on new challenges, make
an impact and work across the different aspects of the business.

Our Graduate Trainee Program has been designed to give graduates the opportunity
to learn technical and soft skills from a world-class organisation through
pieces of training and vital on-the-job experience via the following pathways:

 * Sales Academy
 * Tech Bootcamp
 * General Management Trainee






WHY UNION BANK?

AS ONE OF NIGERIA’S LONGEST-STANDING AND MOST RESPECTED FINANCIAL INSTITUTIONS
OUR GRADUATE TRAINEE PROGRAM IS THE PERFECT WAY TO SET THE RIGHT FOUNDATION FOR
YOUR CAREER.

As a participant in the Graduate Trainee Programme, you will gain the following:

WORLD-CLASS LEARNING PLATFORM

Eight(8) learning academies (Leadership Academy, Business Assurance Academy,
Relationship Management Academy,  Retail & SME Academy,  Digital Academy,
Operations & IT Academy, Finance & Risk Academy, Organizational Enhancement
Academy), 5-day exam leave for select courses, partnerships with professional
bodies, and training to hone your skills and grow.

BROAD CAREER OPPORTUNITIES

At Union Bank, you have the privilege to take on vacant roles and rotate jobs
within and outside your current departments.

LEADERSHIP SKILLS

Learn ethical leadership skills needed by leaders throughout every organisation,
regardless of role, industry, or location.

ENTREPRENEURSHIP OPPORTUNITIES

Get rewarded for ownership, creativity and innovation. We do this through
several initiatives such as the UBER Awards, Annual Innovation Case Challenge,
Central Processing Centre (CPC) Awards, Service Improvement Challenge,
Recyclemania etc.

EXCELLENT WORK ENVIRONMENT

Enjoy a work community that excels in diversity, thrives on mutual respect,
promotes employee well-being, productivity, and growth; Flexible work locations
for eligible roles, and additional leave days for support staff are some of the
benefits of joining #TeamUnion







TESTIMONIALS



Modebola Anne Olowu Business Continuity & Operational Risk Analyst – Risk
Management (MT 2018)

“It is great here, on the Blue side. From the world-class training to the warm
people, culture and environment; UBN tends to move you to become the change you
want to see.

The experiential learning style and application of knowledge gained to solve
problems, while positively impacting lives and your communities will transform
your core and give you a sense of purpose, that is larger than life.”

Modebola Anne OlowuBusiness Continuity & Operational Risk Analyst – Risk
Management

Moyosore Bolarinwa Relationship Officer Commercial Banking Group (MT 2017)

“I joined Union Bank as a Management Trainee. This was my first real insight
into Corporate Nigeria, and it has proven and is still proving to be more than I
ever expected it to be.

It is rigorous, fast-paced and incredibly expository. It has real opportunities
for career and personal growth, and I am grateful to experience this at the
budding stage of my career.   

I have enjoyed a lot of benefits working with Union Bank: The training, health
benefits, physical well-being programs, emotional well-being program (UBER),
great mentorships and friendships.

Thank you, Union Bank!”

Moyosore BolarinwaRelationship Officer Commercial Banking Group





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Mr Bayo Adeleke is a highly accomplished executive with over three decades of
extensive experience in the banking and financial services industry. His career
has been characterised by high-impact leadership roles in multinational
corporate environments, primarily focusing on the Nigerian market. Bayo’s
expertise encompasses corporate, commercial, and investment banking, fund
management, and business development, as well as guiding startup and turnaround
ventures. He is currently the Managing Director and CEO of Opticom Finance
Limited, where he directs the company’s strategic vision and oversees its
operational leadership.

Before his current role, Bayo was the Executive Vice President of Institutional
Banking at First Bank of Nigeria Plc. In this capacity, he managed prominent
corporate relationships across
multiple sectors, supervised the bank’s international representative offices and
led significant institutional investments. Under his leadership, his division
handled loans and advances worth ₦450 billion and liabilities totalling ₦210
billion. Bayo’s strategic foresight was pivotal in the establishment and growth
of the investment banking subsidiary of FirstBank Group, FBN Capital Limited,
where he oversaw major equity and debt offerings, mutual funds, and private
equity funds.

Bayo is also recognised for his success in executing turnaround strategies,
notably at FBN Merchant Bankers Limited. There, he transformed the bank from a
loss-making institution to a profitable one and led its merger with FirstBank.
He is widely respected for his integrity, broad industry knowledge, and
unwavering commitment to driving revenue, market share, and overall business
growth.

Bayo holds an MBA in International Business Management from Thunderbird School
of Global Management in Arizona, USA, and a B.Sc. (Hons) in Political Science
from the University of Ibadan, Nigeria. He also completed Advanced Management
Programmes (AMP) at both Harvard Business School and INSEAD in France. In
addition to his executive roles, he serves on several boards, including as
Chairman of EPIC Payment Technologies Limited and as a director for companies
such as The La Casera Company Limited, Engee PET Manufacturing Company Limited
and Casspro Agro Industries Limited.

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Yetunde B. Oni is a highly accomplished financial services leader with a
successful career spanning over 30 years. She has several years of cross-border
business development, risk management, executive leadership, and board
experience, having held senior positions in international and local banks,
focusing on emerging markets. In January 2024, Yetunde was appointed by the
Central Bank of Nigeria as the Managing Director/CEO of Union Bank of  Nigeria.

Before this, Yetunde worked at Standard Chartered Bank Nigeria Limited for 18
years. In September 2014, she was the pioneer head of commercial clients before
becoming the Managing Director and Country Head of Commercial Banking in West
Africa in 2017. During her tenure, she developed and executed comprehensive
business growth strategies,
managed key relationships, and ensured compliance with group credit policy and
local underwriting standards.

Before joining Standard Chartered Bank Nigeria Ltd, Yetunde started her career
at Prime Merchant Bank in the Treasury & Money Markets Group. This was followed
by an 11-year stint at Ecobank Transnational Incorporated as a Relationship
Manager, where she demonstrated exceptional proficiency in client solutions:
relationship management, business development, team leadership, and talent
development.

Yetunde made history in January 2021 as the first female Managing Director and
Chief Executive Officer of Standard Chartered Bank in Sierra Leone, a role in
which she provided excellent leadership, strategic direction, and performance
management. Her tenure was marked by a remarkable 50% year-on-year growth in
income and a substantial 116% year-on-year growth in profit before tax in 2022.
This achievement was followed by an additional 49% year-on-year growth and 43%
year-on-year growth in income and profit before tax, respectively, in 2023.

Yetunde is a University of Ibadan graduate with a Bachelor’s degree (Honours) in
Economics. She has demonstrated her commitment to continuous learning and
professional development by attaining several international and local
professional and leadership certifications, including an MBA from Bangor
University. Yetunde is an alumnus of Oxford University, INSEAD Business School,
a Fellow of the Chartered Institute of Loans & Risk Management, a Fellow of the
Chartered Institute of Bankers of Nigeria (FCIB), a life
member of Women in Management and Business (WIMBIZ), and an invested member of
esteemed industry affiliations within and outside the Bank.

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Mrs Oluyinka Abimbola Morgan is a versatile and accomplished professional with
39 years of experience in audit, banking, real estate, consulting, and
entrepreneurship. As a Fellow of the Chartered Institute of Accountants of
Nigeria, Oluyinka has demonstrated her expertise in
private banking, real estate investment, and wealth management. She served as
the 2023 Chair of WIMBOARD, an initiative under WIMBIZ that empowers women in
management, business, and public service by promoting diversity within
boardrooms and providing training and resources to aspiring female board
members.

Oluyinka is also a non-executive director at Lagos Preparatory and Secondary
School, where she contributes to the strategic development of the institution to
achieve its objectives of providing excellent international educational
services. Throughout her career, Oluyinka has successfully founded and managed
several businesses, including Laterna Ventures, a leading lifestyle store for
book lovers in Nigeria, and Oakmont Homes Limited, a real estate company
specialising in property advisory, sales, leasing, and project management. She
was also instrumental in driving the growth of Fidelity Bank’s private banking
services, transforming the unit into a division and overseeing its expansion to
international standards. Her strategic leadership resulted in significant growth
in deposits and assets under management, as well as enhanced client engagement
and service delivery.

Oluyinka’s achievements extend beyond banking and real estate. She is the
founder of Dominate Farms and Peace Global Farms, where she has pioneered
innovative and sustainable farming practices. As the Executive Director of
Oakwood Travels & Tours, she has led the company in providing exceptional travel
experiences and curated retreats for corporate clients and high-net-worth
individuals.

Oluyinka is also the lead consultant at Vine Consulting, where she has delivered
training programs and consulting services to prominent clients, including FCMB,
Stanbic IBTC, Ikeja Electric and First Bank. Her educational background includes
a B.Sc. in Chemistry from the University of Lagos, and she has completed various
professional and executive training programs, solidifying her position as a
respected leader and mentor in the business world.

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Mr. Ibrahim Musa Oruma – Non Executive Director

Mr Ibrahim Musa Oruma is a highly experienced professional with over 30 years in
banking, financial services, and investment management. His career has been
defined by a series of senior leadership roles, including Managing Director of
Atlas Investment Limited, where he has demonstrated his entrepreneurial skills
and strategic management capabilities. Ibrahim has also served as the Managing
Director and CEO of Eagle Bank Limited, where he led the bank through its
formative years, ensuring compliance with regulatory obligations and driving
business growth.

Ibrahim’s vast experience spans teaching, banking, and financial services, with
a focus on developing, implementing, and managing business strategies. He has a
deep understanding of financial markets and has effectively managed diverse
teams, maintaining productive relationships across different cultural,
religious, and professional backgrounds. His leadership roles have included
positions such as Area Coordinator and Head of Financial Institutions at
Citizens Bank Limited and Group Head of Treasury Division at Commercial Trust
Bank Limited. Ibrahim’s ability to lead successful turnaround strategies and
manage large-scale financial operations is evidenced by his role at Nigerian
International Bank (Citibank Nigeria), where he rose to the position of Manager.

Ibrahim holds an MBA from Ahmadu Bello University in Zaria, Nigeria, and a B.Sc.
in Management Studies from the University of Jos. He is an alumnus of the
International Institute for Management Development (IMD) in Lausanne,
Switzerland, and has attended executive education programs at Harvard Business
School.

In addition to his professional achievements, Ibrahim has been recognised for
his contributions to community welfare. In 2009, he was conferred the
chieftaincy title of Omachi Attah of Igala kingdom. He is also a registered
professional member of the Financial Reporting Council of Nigeria. He serves on
the boards of several companies, including Dignity Finance and Investment
Company Limited and Marathon Asset and Fund Management Limited.

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Mr. Mohammed Balarabe is a highly experienced banker with over 30 years of
expertise in managing regional and national banking operations across Nigeria.
Throughout his career, he has held several high-profile executive roles,
including Deputy Managing Director at Fidelity Bank Plc, where he played a
crucial role in overseeing the bank’s business operations in the Federal Capital
Territory and the Northern regions.

Following his appointment in 2017, his responsibilities extended to ensuring the
bank’s compliance with regulatory requirements as the Executive Compliance
Officer.

Mohammed’s expertise lies in public sector banking, commercial banking, and
corporate finance. At Ecobank Nigeria Limited, he served as the Executive
Director of Public Sector, where he was responsible for developing and deploying
a framework for conducting public sector business nationwide.

Earlier in his career, Mohammed was instrumental in stabilising Oceanic Bank
International Plc and preparing the institution for merger or acquisition as
part of the executive management team appointed by the Central Bank of Nigeria.
His extensive experience also includes roles at United Bank for Africa Plc,
where he managed various banking sectors across multiple regions in Nigeria.

Mohammed holds an MSc. in Finance from the University of Lagos and a BA in
Accounting and Finance from Nottingham Trent University in the UK. He is also a
Dealing Member of the Nigerian Stock Exchange, highlighting his deep expertise
and influence in the financial sector.

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Mrs Eileen C. Shaiyen is an esteemed executive leader with over 35 years of
extensive experience in strategy activation, finance, and risk management across
various sectors, including power, financial services, government, oil and gas,
and telecommunications. She is currently the Executive Vice Chairman of H.
Pierson Associates Ltd, a leading management consulting firm, where she plays a
pivotal role in guiding governance, strategy, people, and risk projects for Tier
1 companies and government entities.

Eileen’s career is characterised by her visionary leadership and her unwavering
commitment to excellence. She is known for her ability to drive business
transformation and implement high-performance strategies that align with
institutional goals. As the founder and former CEO of H. Pierson Associates,
Eileen successfully built the firm from the ground up, leading teams of local
and international consultants in executing numerous high-impact projects across
different industries. Her strategic insight and deep understanding of corporate
transformation
and human resource management have made her a sought-after advisor and leader.

Eileen has a rich educational background, holding an MBA in Finance and
Investments from George Washington University in Washington, DC, and a B.Sc. in
Accounting from the University of Ife (now Obafemi Awolowo University) in
Nigeria. She is also a certified Fellow
of the Association of Investment Advisers & Portfolio Managers and a Certified
Risk Manager. Her professional training includes programs at Harvard Business
School, IFC/IOD on Corporate Governance, Mellon Bank, and the University of
Virginia’s Darden School of Business. Eileen currently serves as Chairman of the
Board for DataHarbor Africa, a financial technology company, and as a board
member and chairperson for the Board Programmes & Strategy Committee at the
Nigeria-US Chamber of Commerce. She is also deeply involved in several speaking
engagements on topics such as leadership, strategy, risk management, and
sustainability.

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Chiamaka Ezenwa is an accomplished investment banker with over 18 years of
experience across global and emerging markets, having held senior roles at
institutions such as Morgan Stanley, FBN Merchant Bank, and Exotix Capital. She
has raised over $20 billion in capital for corporates in Europe and Africa and
executed numerous high-impact equity and M&A transactions, such as one of the
largest privatisation Initial Public Offerings (IPOs) in Africa for Safaricom,
Kenya and one of the largest banking sectors mergers in Africa as a financial
advisor to Diamond Bank, Nigeria.

Currently a venture capital investor and builder through E116 Ventures, Chiamaka
invests in African-founded, operated, or distributed start-ups across the
technology and consumer sectors. She also leads Altreel Media, a media
production company, and serves as a Board Advisor to Kunda Kids, a
UK-founded African edutainment company. Previously, Chiamaka was a Senior
Advisor and Chair at Delphos Impact, a sustainable infrastructure and climate
transition investment company.

Chiamaka holds a BSc in Economics and Management from the University of Bristol
and a Postgraduate Diploma in Financial Strategy from the University of Oxford.
Beyond her professional pursuits, she is an advocate for women’s empowerment, a
mentor, and an Executive Producer of the multi-award-winning film Tainted
Canvas.

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Mannir U. Ringim is an accomplished business leader with over 30 years of
experience improving business profitability and productivity. He is skilled in
crafting and executing growth strategies, communicating objectives to his teams,
and fostering interdepartmental engagement. Mannir joined the Bank in January
2024 as an Executive Director appointed by CBN after spending almost two decades
at Fidelity Bank Pic, where he served as a Regional Head and exceeded regional
performance targets.

Throughout his career, Mannir has held various roles at Access Bank Pic,
Standard Trust Bank, Afribank Nigeria Pic, Jigawa State College of Education,
and Jigawa State Ministry of Finance. He is versatile in spearheading new
business development, cultivating partnerships,
and fostering healthy stakeholder relationships, focusing on delivering business
growth and achieving revenue milestones.

Mannir’s educational qualifications include a PhD in Economics (Financial
Inclusion) from Bayero University, Kano and a Bachelor of Science and Master of
Science in Economics from the same institution. He has also been an Honorary
Senior Member of the Chartered Institute Bankers of Nigeria (HCIB) since 2015.
Mannir’s commitment to professional development is evident through his
participation in noteworthy training programs such as Leading Successful Change
at INSEAD Business School in Singapore, The Soul of Leadership at Kellogg School
of Management in Chicago, and Leadership & Management at Euromoney in London,
reflecting his dedication to continuous growth and excellence.

Mannir is an accomplished business leader with proven expertise in improving
business profitability, enhancing productivity, and fostering interdepartmental
engagement. His vast experience spearheading new business development,
cultivating partnerships, and promoting
healthy stakeholder relationships makes him an invaluable asset to any
organisation seeking business growth and revenue milestones.

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Taiwo Shote is a seasoned finance professional with over two decades of
leadership and technical expertise in leading international financial
institutions, where he has led senior leadership management positions. Taiwo’s
career has been marked by a strong focus on developing effective teams to drive
organisational growth and profitability through strategic planning and
execution. Taiwo is proficient in building and leading diverse business
functions, including corporate banking, investment banking, institutional
banking, transaction banking, trade and working capital financing. Prior to his
appointment as Executive Director, he was
the Head of Corporate Client Group and Treasury and Trade Solutions at Rand
Merchant Bank Nigeria Limited, where he managed the balance sheet and profit and
loss growth of Treasury and Trade Solutions, including Trade and Working
Capital, Structured Trade Solutions, and Transactional Banking Services and was
responsible for client origination and client coverage.

Under Taiwo’s leadership, the Treasury and Trade Solutions division achieved
over 300% year-over-year growth in revenue, expanding the trade and working
capital asset book from ₦40 billion to over ₦100 billion and securing key
mandates with strategic clients. He originated over US$250 million in offshore
facilities for strategic clients, demonstrating his expertise in originating and
structuring complex deals and providing tailored financial solutions. Taiwo has
also served as Co-Head of the Banking Division, where he led the continuous
growth and development of transactional banking, debt, investment banking, debt
and equity capital markets and trade solutions within corporate and investment
banking in Nigeria. He also played a pivotal role in enhancing the bank’s trade
and online platforms by developing the platforms in conjunction with the service
provider and technology teams.

He was the pioneer head of Corporate Banking at Rand Merchant Bank, where he
formulated, developed, executed and managed multiple teams within the corporate
division to drive the business to profitability within the first year. Taiwo’s
efforts resulted in substantial growth in assets, liabilities, and trade finance
books, significantly expanding the bank’s market share.

Taiwo also has experience in loan syndications. He served as a Principal at
Standard Chartered Capital and Advisory Nigeria Limited, where he facilitated
over US$500 million in bridge-to-bond and syndicated facilities for corporates,
financial institutions, and multinationals.

Taiwo’s early career included roles as a Senior Relationship Manager at Standard
Chartered Bank Nigeria, where he drove the origination and coverage of critical
relationships, resulting in significant revenue growth and improved client
satisfaction. He also served as Corporate Services Manager at Standard Chartered
Bank, managing an extensive asset portfolio and structuring offshore financial
solutions for major clients.

Taiwo holds a BSc. in Business Administration from the University of Lagos and
has completed advanced training programs, including the Wharton Development
Management Programme at Wharton Business School of the University of
Pennsylvania and the Oxford Fintech Programme at the University of Oxford. His
career reflects a commitment to strategic growth, client engagement, and
innovative financial solutions.

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Kelechi Nwaoba is a seasoned executive with extensive international experience
across various disciplines, including operations, technology, accounting,
controls, compliance, shared services, trade, and international operations. He
excels in delivering innovative solutions that drive operational excellence,
enhance service delivery, and create optimal value for stakeholders through
strategic leadership.

Before joining Union Bank of Nigeria as Executive Director, Kelechi served as
Group Chief Compliance Officer at Sterling Financial Holding Company in Lagos,
Nigeria. In this role, he led the Group Compliance function, supported the Group
Executive Board in managing compliance and conduct risks, and developed the
Group’s compliance policy.

At Sterling Bank, Kelechi held various leadership roles, including General
Manager of Transaction Banking and Corporate Solutions, Deputy General Manager
of Wholesale Operations & Transaction Banking, and Deputy General Manager of
Operations. He drove functional strategy, ensured control frameworks, managed
risk and compliance, and implemented innovative solutions that significantly
improved innovation and service delivery.

Prior to Sterling Bank, Kelechi held leadership roles at Ecobank Group in Accra,
Ghana, where he drove operational risk control and managed fraud risk
strategies. His early career includes roles at Keystone Bank Plc and Citibank in
Lagos, Nigeria, where he established trade services departments, developed
policies and procedures, and received awards for quality services.

Kelechi holds an MBA from Pan African University (Lagos Business School) and a
Bachelor of Science in Accountancy from Abia State University. He is a Fellow of
the Institute of Chartered Accountants of Nigeria (FCA) and a member of the
Chartered Institute of Taxation
of Nigeria (ACIT). Additionally, Kelechi has completed professional development
programs at renowned institutions, including:
– Stanford Graduate School of Business, California, USA
– The Wharton School, University of Pennsylvania, USA
– McCombs School of Business, the University of Texas, USA
– IMD Lausanne, Switzerland
– IESE Business School, Barcelona, Spain.

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