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INSURANCE THROUGHOUT TENNESSEE, IN KNOXVILLE, CHATTANOOGA, NASHVILLE,
COOKEVILLE, MARYVILLE AND MEMPHIS. ALSO IN ASHEVILLE, NC.

APPLEGATE INSURANCE AGENCY OFFERS PERSONAL INSURANCE AND BUSINESS INSURANCE.



PERSONAL INSURANCE

Life happens fast, and the truth is there’s nothing as valuable as peace of
mind. Our goal is to protect you from the unexpected through top quality
insurance coverage that works for your needs, as well as your budget.

BUSINESS INSURANCE

In today’s ever-changing environment, risk is constant. Business insurance
isn’t. We’ll thoroughly assess your business and situation to develop creative,
comprehensive, cost-effective solutions that fit your needs.

Personal Insurance

 * Renters Insurance
 * Home Insurance
 * Auto Insurance
 * Motorcycle Insurance
 * Condo Insurance
 * See All



Business Insurance

 * Business Owners Insurance
 * General Liability Insurance
 * Commercial Umbrella Insurance
 * Commercial Property Insurance
 * Business Auto Insurance
 * See All


ABOUT APPLEGATE INSURANCE AGENCY



Applegate Insurance Agency is an independent insurance agency located in
Knoxville, TN. We specialize in renters insurance, auto insurance, home
insurance and business insurance, and offer services throughout Tennessee
in Chattanooga, Nashville, Cookeville and Memphis. Also in Asheville, NC. We can
get you the coverage you need for any stage of life.

Our focus is on you. We tailor your insurance coverage to meet your unique needs
at any stage of life. We partner with numerous top-rated insurance companies to
consistently offer broader, deeper coverage at a better value. It’s a ‘win-win’
for you. Get an online quote or ask us to call you or call us for your
personalized quote at 865-240-2348.

CUSTOMER SERVICE IS OUR PASSION

As your trusted insurance agent, we know it is our responsibility to provide you
with the best service, coverage and to continually earn your loyalty by
repetitive positive results. That’s why customer service is our top priority.
Our passion is to help our clients manage and limit the financial and emotions
impact accidents have on your family & dreams. Get an online car, home or
business quote or ask us to call you.



TOP RATED ON GOOGLE

Our Google ReviewsLeave Us a Review

Featured Testimonials

> “Jeffrey Sullivan has been wonderful to work with. After speaking to him, he
> was able to email me all my information since my work schedule doesn’t always
> allow me to be on the phone. Fast quotes, saved me lots of money with the same
> (and some better) benefits!”
> 
> Jennifer R.Knoxville, TN

> “Jeffery Sullivan is by far the best agent I have had the pleasure to work
> with. He took care of all my insurance needs.”
> 
> Mike P.Tennessee

> “Just switched a couple of vehicles over from USAA and I’m saving almost
> $1000.00 per year! Make no bones about it, I thought these rates were too low
> to be true but I am getting the EXACT SAME COVERAGE. Jeffery Sullivan and Erie
> Insurance – ABSOLUTELY AMAZING!”
> 
> Matt C.Tennessee

> “Five Stars!”
> 
> Trevor T.Tennessee

> “Five Stars!”
> 
> Sheila T.Sevierville, TN

> “Just can’t say enough about Applegate Insurance and Jeffery Sullivan. He was
> able to save us hundreds of dollars on home/auto/motorcycle insurance. Jeffery
> was very kind and extremely helpful through the process.”
> 
> Nina M.Tennessee

> “Very positive about doing business with Applegate Insurance. I work for
> rideshare so Applegate is only one of two providers of car insurance that
> covers rideshare operators.”
> 
> Joshua J.Tennessee

> “Jeff is a true pleasure to work with. I thought I was with the best insurance
> company out there but after a free consultation from him I learned otherwise.
> Jeff compared apples to apples my coverage and rates to his and found I WAS
> PAYING WAY TOO MUCH. He showed me a way I could get better coverage on my home
> and auto and still pay less! Thank you Jeff!”
> 
> Gina A.Ten Mile, TN

> “Mr. Sullivan has always done an excellent job with all of our personal and
> business insurance needs! I give him the highest recommendation for client
> satisfaction and superior customer service. Friendly, helpful and confident, a
> pleasure to do business with!”
> 
> Derek P.Knoxville, TN

> “Just switched over from Nationwide to Eerie thanks to my mortgage provider
> recommending me! It’s amazing the coverage that you get compared to other
> insurances! I would recommend this insurance to everyone! Jeffery Sullivan
> also made it an extremely easy process and answered every question I had!
> Unlike other insurances when you speak to someone about switching or your
> account, Jeffery made it seem as if you were just speaking to a friend you’ve
> known for a very long time! AMAZING customer service! Very easy to switch over
> from Nationwide and AMAZING price/coverage you can NOT get any where else!”
> 
> Christian L.Knoxville, TN

> “Received a quote during our home purchase process and Jeffery at Applegate
> Insurance was able to provide home and auto for about the same cost we were
> paying for just auto with our prior carrier.”
> 
> Shawn A.Sevierville, TN

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AREAS WE SERVE

Insurance throughout Tennessee, in Knoxville, Chattanooga, Nashville,
Cookeville, Maryville and Memphis. Also in Asheville, NC.



CONTACT INFORMATION



865-240-2348
service@applegateinsuranceco.com

KNOXVILLE, TN

CHATTANOOGA, TN

NASHVILLE, TN

COOKEVILLE, TN

MEMPHIS, TN

ASHEVILLE, NC

THERE’S MORE TO INSURANCE THAN THE PRICE OF THE POLICY.



Explore our interactive graphics and learn about your unique risks and the
related insurance solutions.


View All Graphics
Personal Property

Risk Factor

Unpredictable losses can occur to your property due to burglary, fire, water
damage, storm, and more.

Solution

Personal property, such as furniture, rugs, TVs, stereos, clothes, and more may
be covered under your basic insurance policy. However, items like jewelry, furs,
silverware, antiques, collectibles, and other valuables should likely be insured
separately.

Limits and Exclusions

Risk Factor

Some types of personal property are subject to limits of coverage under renters
insurance policies. These limits vary by the type of property and by what caused
the loss or damage. For example, jewelry, bicycles, collectible cards, and coins
may have limited coverage or may not be covered.

Solution

Obtain a personal floater or schedule your valuable possessions to ensure you’ll
have the money to replace them.

Additional Living Expense

Risk Factor

If the building you live in has a loss from a covered peril under your renters
insurance policy that makes your apartment or home uninhabitable, you will need
to find somewhere else to live while the repairs are undertaken. This can be
expensive and inconvenient.

Solution

Be sure your insurance policy includes additional living expense coverage. If
you need to move out and rent another location, this coverage provides for the
increase in living expenses–such as moving costs, increased food costs, and
other expenses.

Liability

Risk Factor

You are responsible if you or a guest in your unit trips and falls or sustains
an injury while on your property.

Solution

Be sure that you have adequate liability insurance to protect for claims made
against you for bodily injury or property damage – such as a slip and fall or
other allegation. Liability coverage also provides protection should you become
legally liable for unintentional bodily injury or property damage anywhere in
the world.

Medical Expenses

Risk Factor

You're responsible if a guest is injured while on your property and you may be
required to pay their medical expenses.

Solution

Ensure your insurance policy covers this risk. In the event a person is injured
in your unit, he or she can submit medical bills to your insurance company.
Medical expenses are usually paid without a liability claim being filed against
you, with typical limits ranging from $1,000 to $5,000.

Landlord

Risk Factor

You may not be able to rent the apartment or home if your landlord or property
manager requires renters insurance and you do not have it.

Solution

Having a renters insurance policy allows you to provide a certificate of
insurance to the landlord or property manager showing that you have the coverage
required to rent the apartment or home.

Improvements or Betterments

Risk Factor

Any improvements or betterments that you have made to your unit are subject to
damage.

Solution

Be sure to obtain coverage for improvements or betterments that you have
installed in your apartment or home.

Contents Away from Home

Risk Factor

You may take your valuable property outside of your unit. For example, what
happens if your laptop or golf clubs get damaged or stolen while traveling?

Solution

Be sure to add off premises theft coverage to your policy to cover your personal
property while your belongings are away from your home. Auto insurance does not
usually cover personal property stolen from your car.

Premises Liability

Risk Factor

You may be responsible for damage to your apartment or dwelling should you, for
example, have a leaking sink or accidentally start a fire.

Solution

Be sure your policy has liability coverage that includes tenants legal liability
or premises liability. Your landlord may require that you to have this type of
insurance protection in place as a requirement before renting the property to
you.




APPLEGATE INSURANCE AGENCY CLIENT PORTAL

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AS AN INDEPENDENT AGENCY, WE OFFER MULTIPLE OPTIONS AT COMPETITIVE PRICES.

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ABOUT APPLEGATE INSURANCE AGENCY

Applegate Insurance Agency is an independent insurance agency offering a
comprehensive suite of insurance solutions to protect you from the unexpected
throughout Tennessee, in Knoxville, Chattanooga, Nashville, Cookeville,
Maryville and Memphis. Also in Asheville, NC.



Privacy Policy | Website Accessibility

PERSONAL INSURANCE

 * Renters Insurance
 * Home Insurance
 * Auto Insurance
 * Motorcycle Insurance
 * Condo Insurance
 * See All

PROUDLY SERVING

Knoxville, TN

Chattanooga, TN

Nashville, TN

Cookeville, TN

Maryville, TN

Memphis, TN

Asheville, NC



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KNOXVILLE, TN INSURANCE

301 S Gallaher View Rd. Suite 229
Knoxville, TN 37919



ALSO SERVING THE AREAS OF: CHATTANOOGA, TN, NASHVILLE, TN, COOKEVILLE, TN,
MEMPHIS, TN AND ASHEVILLE, NC.

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