www.capitecbank.co.za Open in urlscan Pro
2606:4700::6812:172c  Public Scan

Form analysis
1 forms found in the DOM

/search-results/

<form action="/search-results/" novalidate="novalidate">
  <div class="search__modal block d-none d-md-block" id="search-modal">
    <div class="search__modal_content">
      <p class="search-heading">search</p>
      <a id="close-btn"><img src="/Static/capitec/dist/assets/images/close-blue.svg" alt="Close icon"></a>
      <div class="search__modal_content-block input-field">
        <div class="search__input__wrap">
          <input aria-label="Search" id="search-box" class="desktop-search-field" autocomplete="off" name="q" type="text" placeholder="Find something here..." data-suggestions-url="/api/Search/Suggestion" data-trending-search-count="5"
            data-search-results-url="/search-results/">
          <ul class="suggest-items"></ul>
        </div>
        <div class="primary-button">
          <button class="btn btn--primary btn--primary-text modalSearch">Search</button>
        </div>
      </div>
      <div class="trending-topics" id="modalTrending-list"><label id="tlable">Trending:</label><span class="entry"><a href="/search-results/?q=capitec app" class="topic">capitec app</a></span><span
          class="entry"><a href="/search-results/?q=bank statement" class="topic">bank statement</a></span><span class="entry"><a href="/search-results/?q=internet banking" class="topic">internet banking</a></span><span
          class="entry"><a href="/search-results/?q=payment-services" class="topic">payment-services</a></span><span class="entry"><a href="/search-results/?q=loan" class="topic">loan</a></span></div>
    </div>
  </div>
  <div class="d-md-none input-field">
    <div class="d-flex search__container">
      <div class="search__wrap">
        <div class="search__input__wrap">
          <input class="form-control search-field modalTextSearch mobile-search-field" autocomplete="off" type="text" placeholder="Search" aria-label="Search">
          <span class="search__close"><img src="/Static/capitec/dist/assets/images/close-blue.svg" alt="Close icon"></span>
          <ul class="suggest-items"></ul>
        </div>
      </div>
      <button class="btn btn--primary btn--primary-text modalSearch">Search</button>
    </div>
  </div>
</form>

Text Content

This website uses cookies to ensure you get the best experience.

Read Cookie Policy Accept Cookies
Find a Branch Transaction Fees Help Centre Contact Us
Quick Info
Quick Info
 * Careers
 * Switch to Capitec
 * Get Credit
 * Live Better
 * Financial Education
 * Business Services
 * Investor Relations

 * 
 * 0860 10 20 43
 * Internet Banking


 * Careers
 * Switch to Capitec
 * Get Credit
 * Live Better
 * Financial Education
 * Business Services
 * Investor Relations

Careers

Switch to Capitec

Get Credit

Live Better

Financial Education

Business Services

Investor Relations

Quick Info

Find a Branch Transaction Fees Help Centre Contact Us

Internet Banking

0860 10 20 43

search

Search
Trending:capitec appbank statementinternet bankingpayment-servicesloan

Search
 * Home
 * ...
 * Global One
 * Get Credit
 * Credit Card


WHY DON'T YOU HAVE A CAPITEC CREDIT CARD?


APPLY NOW

Thousands of South Africans are being rewarded with 1% cash back, don’t get left
behind.

Apply Now

--------------------------------------------------------------------------------


WHAT'S IN IT FOR YOU?

With our credit card you get the best interest rate in the market from 8.25%, a
limit of up to R500 000 and card delivery to your door. PLUS you get rewarded
with 1% cash back on your monthly Capitec credit card spend. Reach your monthly
banking goals and we'll increase your cash back to 1.5%.

No need to visit a branch – apply online or on our app.


HOW IT WORKS:

We've introduced a new benefit! That’s right – you get 1% cash back on your
monthly Capitec credit card spend. Plus, reach your monthly banking goals
and we'll increase your cash back to 1.5%.

To get 1% cash back on your credit card:

 * Activate Live Better on our app
 * Click, tap, swipe or scan to pay using your credit card

To get an additional 0.5% cash back your purchases, reach the following monthly
banking goals:

 * Maintain 1 product (credit, funeral plan or fixed-term savings)
 * Have 3 debit orders
 * Do 5 Money Out app transactions, like:
 * Buy prepaid airtime or data
 * Buy electricity
 * Scan to pay
 * Send cash
 * Pay beneficiary
 * Recurring/future dated payments

For more information on Live Better cash back, click here.

DIDN’T REACH YOUR BANKING GOALS? YOU WILL STILL GET 1% CASH BACK WHEN YOU SPEND
ON YOUR CREDIT CARD.

--------------------------------------------------------------------------------


GET YOUR CASH BACK ON LIVE BETTER DAY!

Your cash back will be paid into your Live Better savings, making the 10th of
every month a Money In day for you!

For more info read the Live Better frequently asked questions and terms and
conditions.

--------------------------------------------------------------------------------


CREDIT CARD BENEFITS

 * Credit limit of up to R500 000
 * Zero fees for payments in South Africa
 * Safe and secure online shopping with retailers
 * Up to 55 days interest-free period
 * Best interest rate in the market from 8.25% per year
 * Earn 3.50% per year on a positive balance
 * It can help you build your credit record


3 EASY WAYS TO APPLY:

 1. Apply online now or on our app (Complete an online credit card estimate here
    or on our app)
 2. Call 0860 66 77 89
 3. Visit a branch
    * Have your documents ready:
      * Original Identification document (must be 18 years or older)
      * Latest salary slip
      * 3 months bank statement
      * The minimum salary requirement for a credit card application is R5 000,
        and R10 000 for self-employed clients


CARD DELIVERY

Once your credit card application is approved, you can either have your credit
card delivered for free or collect it from your nearest branch at no cost.

--------------------------------------------------------------------------------


ADDITIONAL BENEFITS


CREDIT INSURANCE

Credit insurance is available if you don’t have your own.


TRAVEL INSURANCE

Free travel insurance is a convenient credit card benefit for when you travel
abroad.


COVER AGAINST LOSSES

Chargeback protection

Chargeback protection covers you in certain instances for purchases made with
your credit card. It only applies in cases where the dispute could not be
resolved between you and the merchant.

You may be protected in the following cases:

 * The company you purchased from went into liquidation
 * The goods were not as described or were defective
 * The goods were not received as promised
 * A processing error by the bank occurred
 * You were charged multiple times or for the incorrect amount
 * You were the victim of fraud and did not authorise the purchase

Lost card protection

 * You have access to free lost card protection which protects you against loss
   caused by fraudulent use before reporting the card as lost or stolen
 * It does not cover transactions where you were negligent or in which your PIN
   was used, it is therefore important to keep your PIN safe
 * You must report the card as lost or stolen immediately after detecting that
   your card is missing


USE OUR APP TO MANAGE YOUR CARD

 * Update your daily card limits for withdrawals and card purchases
 * Transfer your outstanding balance from the straight to budget payment option
 * Create, view and settle your budget balance
 * View your credit limit and transaction history
 * Transfer money into your credit card to save on interest

Don’t have our banking app yet? Here’s how to download the Capitec Bank app

--------------------------------------------------------------------------------


RATES AND FEES

 * Initiation fee: R100
 * Monthly fee: R45
 * Interest rate: 8.25% – 18.75% (based on your credit profile)

Download our free Money Guide. It's full of handy information about credit.
We’ll help you work out how much credit you can afford, what interest, fees and
charges you can expect, how to compare and get the best offer, and what to do if
you’re struggling with your debt.

 * Straight
 * Budget

 * Interest-free – pay your full outstanding balance before the next credit card
   installment due date
 * Up to 55 days to pay for purchases, interest-free
 * Minimum monthly payment of 5% on your outstanding balance

 * Manage your money and repay purchases over a longer term
 * Up to 48 months to pay


STRAIGHT

 * Interest-free – pay your full outstanding balance before the next credit card
   installment due date
 * Up to 55 days to pay for purchases, interest-free
 * Minimum monthly payment of 5% on your outstanding balance


BUDGET

 * Manage your money and repay purchases over a longer term
 * Up to 48 months to pay

Credit card FAQs

 





Get in Touch

Contact Us Lost Card Sitemap Procurement

Follow us on



Bank with Us

Home Simplify Banking Transaction Fees Live Better Branch Locator Business
Services Foreign Exchange Services

Company

About Us Accessibility Statement Media Centre Careers Help Centre CSI BEE

General Info

Documents Library Privacy Centre National Credit Act Competitions & Conditions
Conflict of Interest Policy FAQ

Get in Touch

Contact Us Lost Card Sitemap Procurement

Bank with Us

Home Simplify Banking Transaction Fees Live Better Branch Locator Business
Services Foreign Exchange Services

Company

About Us Accessibility Statement Media Centre Careers Help Centre CSI BEE

General Info

Documents Library Privacy Centre National Credit Act Competitions & Conditions
Conflict of Interest Policy FAQ


Capitec Bank is an authorised financial services provider (FSP 46669) and
registered credit provider (NCRCP13). Capitec Bank Limited Reg. No:
1980/003695/06