www.mortgagecalculator.org
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Submitted URL: http://mortgagecalculator.org/download/excel/php
Effective URL: https://www.mortgagecalculator.org/download/excel/php
Submission: On April 22 via manual from US — Scanned from DE
Effective URL: https://www.mortgagecalculator.org/download/excel/php
Submission: On April 22 via manual from US — Scanned from DE
Form analysis 2 forms found in the DOM
Name: searchform — GET https://www.google.com/search
<form action="https://www.google.com/search" method="get" name="searchform" target="_blank">
<p align="center"><input name="sitesearch" type="hidden" value="mortgagecalculator.org">
<input autocomplete="on" class="form-control search" name="q" id="qsearch" placeholder="Search our site" required="" type="text">
<button type="submit" class="styled-button">Search</button>
</p>
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<ol class="fmcty-sections">
<li class="fmcty-section fmcty-section-active fmcty-section-first" data-fmcty-section="loan">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_MortgageCalculatorDOTORG_form_header" class="fmcty-field fmcty-field-html field-form_header">
<dl role="presentation">
<dd><span name="form_header" id="MortgageCalculatorDOTORG_form_header">
<div class="fmcty-headline">Get Pre-Approved Today!</div>
</span></dd>
</dl>
</li>
<li id="field_MortgageCalculatorDOTORG_loan_type" class="fmcty-field fmcty-field-radio field-loan_type fmcty-field-required">
<dl role="presentation">
<dt><label class="fmcty-label" id="MortgageCalculatorDOTORG_loan_type_label" for="MortgageCalculatorDOTORG_loan_type" tabindex="-1">Are you looking to purchase or refinance a home?</label></dt>
<dd>
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</svg></div><span class="mrc-longer-start-label"><span class="mrc-optional-text">I want to </span><b>Buy</b> a home</span>
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</svg></div><span class="mrc-longer-start-label"><span class="mrc-optional-text">I want to </span><b>Refinance</b> my home</span>
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</ol>
</dd>
</dl>
</li>
<li id="field_MortgageCalculatorDOTORG_ad_adgroup_id" class="fmcty-field fmcty-field-hidden-input field-ad_adgroup_id"><input type="hidden" name="ad_adgroup_id" value="" id="MortgageCalculatorDOTORG_ad_adgroup_id"
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<li id="field_MortgageCalculatorDOTORG_matchtype" class="fmcty-field fmcty-field-hidden-input field-matchtype"><input type="hidden" name="matchtype" value="" id="MortgageCalculatorDOTORG_matchtype" class="fmcty-input-hidden"></li>
<li id="field_MortgageCalculatorDOTORG_msclkid" class="fmcty-field fmcty-field-hidden-input field-msclkid"><input type="hidden" name="msclkid" value="" id="MortgageCalculatorDOTORG_msclkid" class="fmcty-input-hidden"></li>
<li id="field_MortgageCalculatorDOTORG_output_version" class="fmcty-field fmcty-field-hidden-input field-output_version"><input type="hidden" name="output_version" value="2" id="MortgageCalculatorDOTORG_output_version"
class="fmcty-input-hidden"></li>
<li id="field_MortgageCalculatorDOTORG_plc" class="fmcty-field fmcty-field-hidden-input field-plc"><input type="hidden" name="plc" value="" id="MortgageCalculatorDOTORG_plc" class="fmcty-input-hidden"></li>
<li id="field_MortgageCalculatorDOTORG_possible_match_ids" class="fmcty-field fmcty-field-hidden-input field-possible_match_ids"><input type="hidden" name="possible_match_ids" value="" id="MortgageCalculatorDOTORG_possible_match_ids"
class="fmcty-input-hidden"></li>
<li id="field_MortgageCalculatorDOTORG_refi_ltv" class="fmcty-field fmcty-field-hidden-input field-refi_ltv"><input type="hidden" name="refi_ltv" value="75" id="MortgageCalculatorDOTORG_refi_ltv" class="fmcty-input-hidden"></li>
<li id="field_MortgageCalculatorDOTORG_resume_form" class="fmcty-field fmcty-field-hidden-input field-resume_form"><input type="hidden" name="resume_form" value="" id="MortgageCalculatorDOTORG_resume_form" class="fmcty-input-hidden"></li>
<li id="field_MortgageCalculatorDOTORG_routing_campaign" class="fmcty-field fmcty-field-hidden-input field-routing_campaign"><input type="hidden" name="routing_campaign" value="MortgageCalculatorDOTORG"
id="MortgageCalculatorDOTORG_routing_campaign" class="fmcty-input-hidden"></li>
<li id="field_MortgageCalculatorDOTORG_session_id" class="fmcty-field fmcty-field-hidden-input field-session_id"><input type="hidden" name="session_id" value="" id="MortgageCalculatorDOTORG_session_id" class="fmcty-input-hidden"></li>
<li id="field_MortgageCalculatorDOTORG_site_url" class="fmcty-field fmcty-field-hidden-input field-site_url"><input type="hidden" name="site_url" value="https://www.mortgagecalculator.org/download/excel/php"
id="MortgageCalculatorDOTORG_site_url" class="fmcty-input-hidden"></li>
<li id="field_MortgageCalculatorDOTORG_src" class="fmcty-field fmcty-field-hidden-input field-src"><input type="hidden" name="src" value="" id="MortgageCalculatorDOTORG_src" class="fmcty-input-hidden"></li>
<li id="field_MortgageCalculatorDOTORG_submission_type" class="fmcty-field fmcty-field-hidden-input field-submission_type"><input type="hidden" name="submission_type" value="" id="MortgageCalculatorDOTORG_submission_type"
class="fmcty-input-hidden"></li>
<li id="field_MortgageCalculatorDOTORG_targetid" class="fmcty-field fmcty-field-hidden-input field-targetid"><input type="hidden" name="targetid" value="" id="MortgageCalculatorDOTORG_targetid" class="fmcty-input-hidden"></li>
<li id="field_MortgageCalculatorDOTORG_twilio_enabled" class="fmcty-field fmcty-field-hidden-input field-twilio_enabled"><input type="hidden" name="twilio_enabled" value="0" id="MortgageCalculatorDOTORG_twilio_enabled"
class="fmcty-input-hidden"></li>
<li id="field_MortgageCalculatorDOTORG_twilio_failed" class="fmcty-field fmcty-field-hidden-input field-twilio_failed"><input type="hidden" name="twilio_failed" value="0" id="MortgageCalculatorDOTORG_twilio_failed"
class="fmcty-input-hidden"></li>
<li id="field_MortgageCalculatorDOTORG_utm_campaign" class="fmcty-field fmcty-field-hidden-input field-utm_campaign"><input type="hidden" name="utm_campaign" value="mortgagecalclator.org" id="MortgageCalculatorDOTORG_utm_campaign"
class="fmcty-input-hidden"></li>
<li id="field_MortgageCalculatorDOTORG_utm_content" class="fmcty-field fmcty-field-hidden-input field-utm_content"><input type="hidden" name="utm_content" value="N/A" id="MortgageCalculatorDOTORG_utm_content" class="fmcty-input-hidden">
</li>
<li id="field_MortgageCalculatorDOTORG_utm_medium" class="fmcty-field fmcty-field-hidden-input field-utm_medium"><input type="hidden" name="utm_medium" value="404" id="MortgageCalculatorDOTORG_utm_medium" class="fmcty-input-hidden"></li>
<li id="field_MortgageCalculatorDOTORG_utm_source" class="fmcty-field fmcty-field-hidden-input field-utm_source"><input type="hidden" name="utm_source" value="www.mortgagecalculator.org/404" id="MortgageCalculatorDOTORG_utm_source"
class="fmcty-input-hidden"></li>
<li id="field_MortgageCalculatorDOTORG_utm_term" class="fmcty-field fmcty-field-hidden-input field-utm_term"><input type="hidden" name="utm_term" value="N/A" id="MortgageCalculatorDOTORG_utm_term" class="fmcty-input-hidden"></li>
<li id="field_MortgageCalculatorDOTORG_vu_agreestoedelivery" class="fmcty-field fmcty-field-hidden-input field-vu_agreestoedelivery"><input type="hidden" name="vu_agreestoedelivery" value="1"
id="MortgageCalculatorDOTORG_vu_agreestoedelivery" class="fmcty-input-hidden"></li>
<li id="field_MortgageCalculatorDOTORG_xverify_failed" class="fmcty-field fmcty-field-hidden-input field-xverify_failed"><input type="hidden" name="xverify_failed" value="0" id="MortgageCalculatorDOTORG_xverify_failed"
class="fmcty-input-hidden"></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="homebuying-journey">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_MortgageCalculatorDOTORG_homebuying_journey" class="fmcty-field fmcty-field-radio field-homebuying_journey fmcty-field-required fmcty-field-hidden">
<dl role="presentation">
<dt><label class="fmcty-label" id="MortgageCalculatorDOTORG_homebuying_journey_label" for="MortgageCalculatorDOTORG_homebuying_journey" tabindex="-1">Where are you at in the homebuying journey?</label></dt>
<dd>
<ol id="MortgageCalculatorDOTORG_homebuying_journey" class="fmcty-radio-group" role="radiogroup" aria-labelledby="MortgageCalculatorDOTORG_homebuying_journey_label">
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="homebuying_journey" value="daydreaming" id="MortgageCalculatorDOTORG_homebuying_journey_0"
data-fmcty-validation-message="Please select where you are in the homebuying journey." required="" disabled=""><label for="MortgageCalculatorDOTORG_homebuying_journey_0" class="fmcty-radio-option-label">Daydreaming</label>
</li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="homebuying_journey" value="looking" id="MortgageCalculatorDOTORG_homebuying_journey_1"
data-fmcty-validation-message="Please select where you are in the homebuying journey." required="" disabled=""><label for="MortgageCalculatorDOTORG_homebuying_journey_1" class="fmcty-radio-option-label">Looking
Around</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="homebuying_journey" value="serious" id="MortgageCalculatorDOTORG_homebuying_journey_2"
data-fmcty-validation-message="Please select where you are in the homebuying journey." required="" disabled=""><label for="MortgageCalculatorDOTORG_homebuying_journey_2" class="fmcty-radio-option-label">Getting
Serious</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="homebuying_journey" value="ready" id="MortgageCalculatorDOTORG_homebuying_journey_3"
data-fmcty-validation-message="Please select where you are in the homebuying journey." required="" disabled=""><label for="MortgageCalculatorDOTORG_homebuying_journey_3" class="fmcty-radio-option-label">Ready to Buy</label>
</li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="refi-reason">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_MortgageCalculatorDOTORG_refi_reason" class="fmcty-field fmcty-field-radio field-refi_reason fmcty-field-required fmcty-field-hidden">
<dl role="presentation">
<dt><label class="fmcty-label" id="MortgageCalculatorDOTORG_refi_reason_label" for="MortgageCalculatorDOTORG_refi_reason" tabindex="-1">Why do you want to refinance?</label></dt>
<dd>
<ol id="MortgageCalculatorDOTORG_refi_reason" class="fmcty-radio-group" role="radiogroup" aria-labelledby="MortgageCalculatorDOTORG_refi_reason_label">
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="refi_reason" value="cashout" id="MortgageCalculatorDOTORG_refi_reason_0" data-fmcty-validation-message="Please select a reason you want to refinance."
required="" disabled=""><label for="MortgageCalculatorDOTORG_refi_reason_0" class="fmcty-radio-option-label">Take Cash Out Of Home</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="refi_reason" value="consolidation" id="MortgageCalculatorDOTORG_refi_reason_1"
data-fmcty-validation-message="Please select a reason you want to refinance." required="" disabled=""><label for="MortgageCalculatorDOTORG_refi_reason_1" class="fmcty-radio-option-label">Pay Off Debts</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="refi_reason" value="rate" id="MortgageCalculatorDOTORG_refi_reason_2" data-fmcty-validation-message="Please select a reason you want to refinance."
required="" disabled=""><label for="MortgageCalculatorDOTORG_refi_reason_2" class="fmcty-radio-option-label">Lower My Monthly Payment</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="current_rate">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_MortgageCalculatorDOTORG_current_rate" class="fmcty-field fmcty-field-select field-current_rate fmcty-field-required fmcty-field-hidden">
<dl role="presentation">
<dt><label class="fmcty-label" id="MortgageCalculatorDOTORG_current_rate_label" for="MortgageCalculatorDOTORG_current_rate" tabindex="-1">What is your current mortgage interest rate?</label></dt>
<dd>
<div class="fmcty-styled-select fmcty-styled-select-loaded fmcty-styled-select-empty"><select class="fmcty-styled-select" name="current_rate" id="MortgageCalculatorDOTORG_current_rate" required=""
data-fmcty-validation-message="Please enter your current interest rate." disabled="">
<option value="" disabled="" selected="">Select your current interest rate…</option>
<option value="3">under 3%</option>
<option value="3">3%</option>
<option value="3.25">3.25%</option>
<option value="3.5">3.5%</option>
<option value="3.75">3.75%</option>
<option value="4">4%</option>
<option value="4.25">4.25%</option>
<option value="4.5">4.5%</option>
<option value="4.75">4.75%</option>
<option value="5">5%</option>
<option value="5.25">5.25%</option>
<option value="5.5">5.5%</option>
<option value="5.75">5.75%</option>
<option value="6">6%</option>
<option value="6.25">6.25%</option>
<option value="6.5">6.5%</option>
<option value="6.75">6.75%</option>
<option value="7">7%</option>
<option value="7.25">7.25%</option>
<option value="7.5">7.5%</option>
<option value="7.75">7.75%</option>
<option value="8">8%</option>
<option value="8.25">8.25%</option>
<option value="8.5">8.5%</option>
<option value="8.75">8.75%</option>
<option value="9">9%</option>
<option value="9.25">9.25%</option>
<option value="9.5">9.5%</option>
<option value="9.75">9.75%</option>
<option value="10">10%</option>
<option value="10">over 10%</option>
<option value="5">I don't know</option>
</select>
<div class="fmcty-styled-select-inner">Select your current interest rate…</div>
<div class="fmcty-styled-select-glyph"></div>
</div>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="current-loan-type">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_MortgageCalculatorDOTORG_refi_current_loan_type" class="fmcty-field fmcty-field-radio field-refi_current_loan_type fmcty-field-required fmcty-field-hidden">
<dl role="presentation">
<dt><label class="fmcty-label" id="MortgageCalculatorDOTORG_refi_current_loan_type_label" for="MortgageCalculatorDOTORG_refi_current_loan_type" tabindex="-1">What type of home loan are you refinancing?</label></dt>
<dd>
<ol id="MortgageCalculatorDOTORG_refi_current_loan_type" class="fmcty-radio-group" role="radiogroup" aria-labelledby="MortgageCalculatorDOTORG_refi_current_loan_type_label">
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="refi_current_loan_type" value="conventional" id="MortgageCalculatorDOTORG_refi_current_loan_type_0"
data-fmcty-validation-message="Please select your current loan type." required="" disabled=""><label for="MortgageCalculatorDOTORG_refi_current_loan_type_0" class="fmcty-radio-option-label">Conventional Loan</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="refi_current_loan_type" value="va" id="MortgageCalculatorDOTORG_refi_current_loan_type_1"
data-fmcty-validation-message="Please select your current loan type." required="" disabled=""><label for="MortgageCalculatorDOTORG_refi_current_loan_type_1" class="fmcty-radio-option-label">VA Loan</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="refi_current_loan_type" value="usda" id="MortgageCalculatorDOTORG_refi_current_loan_type_2"
data-fmcty-validation-message="Please select your current loan type." required="" disabled=""><label for="MortgageCalculatorDOTORG_refi_current_loan_type_2" class="fmcty-radio-option-label">USDA Loan</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="refi_current_loan_type" value="fha" id="MortgageCalculatorDOTORG_refi_current_loan_type_3"
data-fmcty-validation-message="Please select your current loan type." required="" disabled=""><label for="MortgageCalculatorDOTORG_refi_current_loan_type_3" class="fmcty-radio-option-label">FHA Loan</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="refi_current_loan_type" value="unknown" id="MortgageCalculatorDOTORG_refi_current_loan_type_4"
data-fmcty-validation-message="Please select your current loan type." required="" disabled=""><label for="MortgageCalculatorDOTORG_refi_current_loan_type_4" class="fmcty-radio-option-label">I don't know</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="property-value">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_MortgageCalculatorDOTORG_property_value" class="fmcty-field fmcty-field-radio field-property_value fmcty-field-required fmcty-field-hidden">
<dl role="presentation">
<dt><label class="fmcty-label" id="MortgageCalculatorDOTORG_property_value_label" for="MortgageCalculatorDOTORG_property_value" tabindex="-1">How much do you plan to spend on your new home?</label> <span
class="fmcty-field-description">(An estimate is fine)</span></dt>
<dd>
<ol id="MortgageCalculatorDOTORG_property_value" class="fmcty-radio-group" role="radiogroup" aria-labelledby="MortgageCalculatorDOTORG_property_value_label">
<li class="fmcty-radio-option fmcty-radio-option-two-column" role="presentation"><input type="radio" name="property_value" value="600001" id="MortgageCalculatorDOTORG_property_value_0"
data-fmcty-validation-message="Please choose a property value." required="" disabled=""><label for="MortgageCalculatorDOTORG_property_value_0" class="fmcty-radio-option-label">$600,000 or more</label></li>
<li class="fmcty-radio-option fmcty-radio-option-two-column" role="presentation"><input type="radio" name="property_value" value="550000" id="MortgageCalculatorDOTORG_property_value_1"
data-fmcty-validation-message="Please choose a property value." required="" disabled=""><label for="MortgageCalculatorDOTORG_property_value_1" class="fmcty-radio-option-label">$550,000 - $600,000</label></li>
<li class="fmcty-radio-option fmcty-radio-option-two-column" role="presentation"><input type="radio" name="property_value" value="500000" id="MortgageCalculatorDOTORG_property_value_2"
data-fmcty-validation-message="Please choose a property value." required="" disabled=""><label for="MortgageCalculatorDOTORG_property_value_2" class="fmcty-radio-option-label">$500,000 - $550,000</label></li>
<li class="fmcty-radio-option fmcty-radio-option-two-column" role="presentation"><input type="radio" name="property_value" value="450000" id="MortgageCalculatorDOTORG_property_value_3"
data-fmcty-validation-message="Please choose a property value." required="" disabled=""><label for="MortgageCalculatorDOTORG_property_value_3" class="fmcty-radio-option-label">$450,000 - $500,000</label></li>
<li class="fmcty-radio-option fmcty-radio-option-two-column" role="presentation"><input type="radio" name="property_value" value="400000" id="MortgageCalculatorDOTORG_property_value_4"
data-fmcty-validation-message="Please choose a property value." required="" disabled=""><label for="MortgageCalculatorDOTORG_property_value_4" class="fmcty-radio-option-label">$400,000 - $450,000</label></li>
<li class="fmcty-radio-option fmcty-radio-option-two-column" role="presentation"><input type="radio" name="property_value" value="350000" id="MortgageCalculatorDOTORG_property_value_5"
data-fmcty-validation-message="Please choose a property value." required="" disabled=""><label for="MortgageCalculatorDOTORG_property_value_5" class="fmcty-radio-option-label">$350,000 - $400,000</label></li>
<li class="fmcty-radio-option fmcty-radio-option-two-column" role="presentation"><input type="radio" name="property_value" value="300000" id="MortgageCalculatorDOTORG_property_value_6"
data-fmcty-validation-message="Please choose a property value." required="" disabled=""><label for="MortgageCalculatorDOTORG_property_value_6" class="fmcty-radio-option-label">$300,000 - $350,000</label></li>
<li class="fmcty-radio-option fmcty-radio-option-two-column" role="presentation"><input type="radio" name="property_value" value="250000" id="MortgageCalculatorDOTORG_property_value_7"
data-fmcty-validation-message="Please choose a property value." required="" disabled=""><label for="MortgageCalculatorDOTORG_property_value_7" class="fmcty-radio-option-label">$250,000 - $300,000</label></li>
<li class="fmcty-radio-option fmcty-radio-option-two-column" role="presentation"><input type="radio" name="property_value" value="200000" id="MortgageCalculatorDOTORG_property_value_8"
data-fmcty-validation-message="Please choose a property value." required="" disabled=""><label for="MortgageCalculatorDOTORG_property_value_8" class="fmcty-radio-option-label">$200,000 - $250,000</label></li>
<li class="fmcty-radio-option fmcty-radio-option-two-column" role="presentation"><input type="radio" name="property_value" value="150000" id="MortgageCalculatorDOTORG_property_value_9"
data-fmcty-validation-message="Please choose a property value." required="" disabled=""><label for="MortgageCalculatorDOTORG_property_value_9" class="fmcty-radio-option-label">$150,000 - $200,000</label></li>
<li class="fmcty-radio-option fmcty-radio-option-two-column" role="presentation"><input type="radio" name="property_value" value="100000" id="MortgageCalculatorDOTORG_property_value_10"
data-fmcty-validation-message="Please choose a property value." required="" disabled=""><label for="MortgageCalculatorDOTORG_property_value_10" class="fmcty-radio-option-label">$100,000 - $150,000</label></li>
<li class="fmcty-radio-option fmcty-radio-option-two-column" role="presentation"><input type="radio" name="property_value" value="99999" id="MortgageCalculatorDOTORG_property_value_11"
data-fmcty-validation-message="Please choose a property value." required="" disabled=""><label for="MortgageCalculatorDOTORG_property_value_11" class="fmcty-radio-option-label">$50,000 - $100,000</label></li>
<li class="fmcty-radio-option fmcty-radio-option-two-column" role="presentation"><input type="radio" name="property_value" value="49999" id="MortgageCalculatorDOTORG_property_value_12"
data-fmcty-validation-message="Please choose a property value." required="" disabled=""><label for="MortgageCalculatorDOTORG_property_value_12" class="fmcty-radio-option-label">under $50,000</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="property_type">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_MortgageCalculatorDOTORG_property_type" class="fmcty-field fmcty-field-radio field-property_type fmcty-field-required">
<dl role="presentation">
<dt><label class="fmcty-label" id="MortgageCalculatorDOTORG_property_type_label" for="MortgageCalculatorDOTORG_property_type" tabindex="-1">What kind of home do you currently own?</label></dt>
<dd>
<ol id="MortgageCalculatorDOTORG_property_type" class="fmcty-radio-group" role="radiogroup" aria-labelledby="MortgageCalculatorDOTORG_property_type_label">
<li class="fmcty-radio-option fmcty-radio-option-two-column" role="presentation"><input type="radio" name="property_type" value="single" id="MortgageCalculatorDOTORG_property_type_0"
data-fmcty-validation-message="Please select one of the property types." required=""><label for="MortgageCalculatorDOTORG_property_type_0" class="fmcty-radio-option-label">Single Family</label></li>
<li class="fmcty-radio-option fmcty-radio-option-two-column" role="presentation"><input type="radio" name="property_type" value="condominium" id="MortgageCalculatorDOTORG_property_type_1"
data-fmcty-validation-message="Please select one of the property types." required=""><label for="MortgageCalculatorDOTORG_property_type_1" class="fmcty-radio-option-label">Condominium</label></li>
<li class="fmcty-radio-option fmcty-radio-option-two-column" role="presentation"><input type="radio" name="property_type" value="townhome" id="MortgageCalculatorDOTORG_property_type_2"
data-fmcty-validation-message="Please select one of the property types." required=""><label for="MortgageCalculatorDOTORG_property_type_2" class="fmcty-radio-option-label">Town Home</label></li>
<li class="fmcty-radio-option fmcty-radio-option-two-column" role="presentation"><input type="radio" name="property_type" value="multifamily" id="MortgageCalculatorDOTORG_property_type_3"
data-fmcty-validation-message="Please select one of the property types." required=""><label for="MortgageCalculatorDOTORG_property_type_3" class="fmcty-radio-option-label">Multi-Family</label></li>
<li class="fmcty-radio-option fmcty-radio-option-two-column" role="presentation"><input type="radio" name="property_type" value="manufactured" id="MortgageCalculatorDOTORG_property_type_4"
data-fmcty-validation-message="Please select one of the property types." required=""><label for="MortgageCalculatorDOTORG_property_type_4" class="fmcty-radio-option-label">Mobile / Manufactured</label></li>
<li class="fmcty-radio-option fmcty-radio-option-two-column" role="presentation"><input type="radio" name="property_type" value="new construction" id="MortgageCalculatorDOTORG_property_type_5"
data-fmcty-validation-message="Please select one of the property types." required=""><label for="MortgageCalculatorDOTORG_property_type_5" class="fmcty-radio-option-label">New Construction</label></li>
<li class="fmcty-radio-option fmcty-radio-option-two-column fmcty-radio-option-disabled" role="presentation"><input type="radio" name="property_type" value="other" id="MortgageCalculatorDOTORG_property_type_6"
data-fmcty-validation-message="Please select one of the property types." required="" disabled=""><label for="MortgageCalculatorDOTORG_property_type_6" class="fmcty-radio-option-label">Other</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="land">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_MortgageCalculatorDOTORG_manufactured_own" class="fmcty-field fmcty-field-radio field-manufactured_own fmcty-field-required fmcty-field-hidden">
<dl role="presentation">
<dt><label class="fmcty-label" id="MortgageCalculatorDOTORG_manufactured_own_label" for="MortgageCalculatorDOTORG_manufactured_own" tabindex="-1">Do you own or rent the land your home is on?</label> <span
class="fmcty-field-description">Your lender will use this information to determine what kind of loan is right for you.</span></dt>
<dd>
<ol id="MortgageCalculatorDOTORG_manufactured_own" class="fmcty-radio-group" role="radiogroup" aria-labelledby="MortgageCalculatorDOTORG_manufactured_own_label">
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="manufactured_own" value="own" id="MortgageCalculatorDOTORG_manufactured_own_0"
data-fmcty-validation-message="Please select whether you will own or rent the land." required="" disabled=""><label for="MortgageCalculatorDOTORG_manufactured_own_0" class="fmcty-radio-option-label">Own</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="manufactured_own" value="rent" id="MortgageCalculatorDOTORG_manufactured_own_1"
data-fmcty-validation-message="Please select whether you will own or rent the land." required="" disabled=""><label for="MortgageCalculatorDOTORG_manufactured_own_1" class="fmcty-radio-option-label">Rent</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="property_use">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_MortgageCalculatorDOTORG_property_use" class="fmcty-field fmcty-field-radio field-property_use fmcty-field-required">
<dl role="presentation">
<dt><label class="fmcty-label" id="MortgageCalculatorDOTORG_property_use_label" for="MortgageCalculatorDOTORG_property_use" tabindex="-1">How are you using this home?</label></dt>
<dd>
<ol id="MortgageCalculatorDOTORG_property_use" class="fmcty-radio-group" role="radiogroup" aria-labelledby="MortgageCalculatorDOTORG_property_use_label">
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_use" value="primary" id="MortgageCalculatorDOTORG_property_use_0" data-fmcty-validation-message="Please select one of the property uses."
required=""><label for="MortgageCalculatorDOTORG_property_use_0" class="fmcty-radio-option-label">Primary Residence</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_use" value="secondary" id="MortgageCalculatorDOTORG_property_use_1" data-fmcty-validation-message="Please select one of the property uses."
required=""><label for="MortgageCalculatorDOTORG_property_use_1" class="fmcty-radio-option-label">Secondary / Vacation Home</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_use" value="investment" id="MortgageCalculatorDOTORG_property_use_2" data-fmcty-validation-message="Please select one of the property uses."
required=""><label for="MortgageCalculatorDOTORG_property_use_2" class="fmcty-radio-option-label">Investment Property</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="loan-use">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_MortgageCalculatorDOTORG_loan_use" class="fmcty-field fmcty-field-radio field-loan_use fmcty-field-required fmcty-field-hidden">
<dl role="presentation">
<dt><label class="fmcty-label" id="MortgageCalculatorDOTORG_loan_use_label" for="MortgageCalculatorDOTORG_loan_use" tabindex="-1">What are you using this loan for?</label></dt>
<dd>
<ol id="MortgageCalculatorDOTORG_loan_use" class="fmcty-radio-group" role="radiogroup" aria-labelledby="MortgageCalculatorDOTORG_loan_use_label">
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="loan_use" value="Home Improvement" id="MortgageCalculatorDOTORG_loan_use_0"
data-fmcty-validation-message="Please select what you’re using this loan for." required="" disabled=""><label for="MortgageCalculatorDOTORG_loan_use_0" class="fmcty-radio-option-label">Home Improvement</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="loan_use" value="Retirement Income" id="MortgageCalculatorDOTORG_loan_use_1"
data-fmcty-validation-message="Please select what you’re using this loan for." required="" disabled=""><label for="MortgageCalculatorDOTORG_loan_use_1" class="fmcty-radio-option-label">Retirement Income</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="loan_use" value="Debt Consolidation" id="MortgageCalculatorDOTORG_loan_use_2"
data-fmcty-validation-message="Please select what you’re using this loan for." required="" disabled=""><label for="MortgageCalculatorDOTORG_loan_use_2" class="fmcty-radio-option-label">Debt Consolidation</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="loan_use" value="Investment Purposes" id="MortgageCalculatorDOTORG_loan_use_3"
data-fmcty-validation-message="Please select what you’re using this loan for." required="" disabled=""><label for="MortgageCalculatorDOTORG_loan_use_3" class="fmcty-radio-option-label">Investment Purposes</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="loan_use" value="Other" id="MortgageCalculatorDOTORG_loan_use_4" data-fmcty-validation-message="Please select what you’re using this loan for."
required="" disabled=""><label for="MortgageCalculatorDOTORG_loan_use_4" class="fmcty-radio-option-label">Other</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="home-value">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_MortgageCalculatorDOTORG_refi_value" class="fmcty-field fmcty-field-number_slider field-refi_value fmcty-field-required fmcty-field-hidden">
<dl role="presentation">
<dt><label class="fmcty-label" id="MortgageCalculatorDOTORG_refi_value_label" for="MortgageCalculatorDOTORG_refi_value" tabindex="-1">What is the value of your home?</label> <span class="fmcty-field-description">(An estimate
is fine)</span></dt>
<dd>
<div class="fmcty-slider"><input type="text" name="refi_value" value="200000" id="MortgageCalculatorDOTORG_refi_value" class="fmcty-input-text mrc-show-number-field fmcty-input-number-slider fmcty-input-mask-number fmcty-input-masked"
required="" data-fmcty-validation-message="Please enter a valid amount." size="11" maxlength="11" pattern="[0-9]*" step=""50000"" min="0" max="1000000" inputmode="numeric" disabled="" readonly="">
<div class="fmcty-slider-track">
<div class="fmcty-slider-progress" style="width: 20%;">
<div class="fmcty-slider-grabber" tabindex="0" role="slider" aria-valuemin="0" aria-valuemax="1000000" aria-valuenow="200000"></div>
</div>
</div>
</div>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Next</button></li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="balance">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_MortgageCalculatorDOTORG_refi_balance" class="fmcty-field fmcty-field-currency field-refi_balance fmcty-field-required fmcty-field-hidden">
<dl role="presentation">
<dt><label class="fmcty-label" id="MortgageCalculatorDOTORG_refi_balance_label" for="MortgageCalculatorDOTORG_refi_balance" tabindex="-1">What’s your remaining balance of your current loan?</label> <span
class="fmcty-field-description">(An estimate is fine)</span></dt>
<dd><input type="text" name="refi_balance" value="150000" id="MortgageCalculatorDOTORG_refi_balance" class="fmcty-input-text fmcty-input-currency fmcty-input-number-normalize fmcty-input-mask-number fmcty-input-masked" required=""
data-fmcty-validation-message="Please enter a valid amount." pattern="[0-9]*" inputmode="numeric" disabled="" readonly=""></dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Next</button></li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="current-mortgage">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_MortgageCalculatorDOTORG_current_mortgage" class="fmcty-field fmcty-field-radio field-current_mortgage fmcty-field-required fmcty-field-hidden">
<dl role="presentation">
<dt><label class="fmcty-label" id="MortgageCalculatorDOTORG_current_mortgage_label" for="MortgageCalculatorDOTORG_current_mortgage" tabindex="-1">Do you have a mortgage on this property?</label></dt>
<dd>
<ol id="MortgageCalculatorDOTORG_current_mortgage" class="fmcty-radio-group" role="radiogroup" aria-labelledby="MortgageCalculatorDOTORG_current_mortgage_label">
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="current_mortgage" value="paid" id="MortgageCalculatorDOTORG_current_mortgage_0" data-fmcty-validation-message="Please select one of the options."
required="" disabled=""><label for="MortgageCalculatorDOTORG_current_mortgage_0" class="fmcty-radio-option-label">No, it's paid off</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="current_mortgage" value="one" id="MortgageCalculatorDOTORG_current_mortgage_1" data-fmcty-validation-message="Please select one of the options."
required="" disabled=""><label for="MortgageCalculatorDOTORG_current_mortgage_1" class="fmcty-radio-option-label">One Mortgage</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="current_mortgage" value="two" id="MortgageCalculatorDOTORG_current_mortgage_2" data-fmcty-validation-message="Please select one of the options."
required="" disabled=""><label for="MortgageCalculatorDOTORG_current_mortgage_2" class="fmcty-radio-option-label">Two Mortgages</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="current-mortgage-balance">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_MortgageCalculatorDOTORG_current_mortgage_balance" class="fmcty-field fmcty-field-number_slider field-current_mortgage_balance fmcty-field-required fmcty-field-hidden">
<dl role="presentation">
<dt><label class="fmcty-label" id="MortgageCalculatorDOTORG_current_mortgage_balance_label" for="MortgageCalculatorDOTORG_current_mortgage_balance" tabindex="-1">What’s the remaining balance of your current mortgage?</label> <span
class="fmcty-field-description">(An estimate is fine)</span></dt>
<dd>
<div class="fmcty-slider"><input type="text" name="current_mortgage_balance" value="" id="MortgageCalculatorDOTORG_current_mortgage_balance"
class="fmcty-input-text mrc-show-number-field fmcty-input-number-slider fmcty-input-mask-number fmcty-input-masked" required="" data-fmcty-validation-message="Please enter a valid amount." size="11" maxlength="11" pattern="[0-9]*"
step=""1000"" min="0" max="1000000" inputmode="numeric" disabled="" readonly="">
<div class="fmcty-slider-track">
<div class="fmcty-slider-progress" style="width: 0%;">
<div class="fmcty-slider-grabber" tabindex="0" role="slider" aria-valuemin="0" aria-valuemax="1000000" aria-valuenow=""></div>
</div>
</div>
</div>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Next</button></li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="current-mortgage-balance2">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_MortgageCalculatorDOTORG_current_mortgage_balance2" class="fmcty-field fmcty-field-number_slider field-current_mortgage_balance2 fmcty-field-required fmcty-field-hidden">
<dl role="presentation">
<dt><label class="fmcty-label" id="MortgageCalculatorDOTORG_current_mortgage_balance2_label" for="MortgageCalculatorDOTORG_current_mortgage_balance2" tabindex="-1">What’s the remaining balance of your second mortgage?</label> <span
class="fmcty-field-description">(An estimate is fine)</span></dt>
<dd>
<div class="fmcty-slider"><input type="text" name="current_mortgage_balance2" value="" id="MortgageCalculatorDOTORG_current_mortgage_balance2"
class="fmcty-input-text mrc-show-number-field fmcty-input-number-slider fmcty-input-mask-number fmcty-input-masked" required="" data-fmcty-validation-message="Please enter a valid amount." size="11" maxlength="11" pattern="[0-9]*"
step=""1000"" min="0" max="1000000" inputmode="numeric" disabled="" readonly="">
<div class="fmcty-slider-track">
<div class="fmcty-slider-progress" style="width: 0%;">
<div class="fmcty-slider-grabber" tabindex="0" role="slider" aria-valuemin="0" aria-valuemax="1000000" aria-valuenow=""></div>
</div>
</div>
</div>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Next</button></li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="cashout-amount">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_MortgageCalculatorDOTORG_cashout_amount" class="fmcty-field fmcty-field-number_slider field-cashout_amount fmcty-field-required fmcty-field-hidden">
<dl role="presentation">
<dt><label class="fmcty-label" id="MortgageCalculatorDOTORG_cashout_amount_label" for="MortgageCalculatorDOTORG_cashout_amount" tabindex="-1">How much additional cash would you like to take out?</label> <span
class="fmcty-field-description">You may be able to take out as much as <strong>$<span class="fmcty_max_cash_out">30,000</span></strong>.</span></dt>
<dd>
<div class="fmcty-slider"><input type="text" name="cashout_amount" value="0" id="MortgageCalculatorDOTORG_cashout_amount"
class="fmcty-input-text mrc-show-number-field fmcty-input-number-slider fmcty-input-mask-number fmcty-input-masked" required="" data-fmcty-validation-message="Please enter a valid amount." size="11" maxlength="11" pattern="[0-9]*"
step=""500"" min="0" max="30000" inputmode="numeric" disabled="" readonly="">
<div class="fmcty-slider-track">
<div class="fmcty-slider-progress" style="width: 0%;">
<div class="fmcty-slider-grabber" tabindex="0" role="slider" aria-valuemin="0" aria-valuemax="30000" aria-valuenow="0"></div>
</div>
</div>
</div>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Next</button></li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
<div class="fmcty-section-after">
<div class="field-legal">Maximum cashout amount based on loan product, and the home value and mortgage balance information you supplied. Not guaranteed until locked in by your loan officer.</div>
</div>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="desired-loan-amount">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_MortgageCalculatorDOTORG_desired_loan_amount" class="fmcty-field fmcty-field-number_slider field-desired_loan_amount fmcty-field-required fmcty-field-hidden">
<dl role="presentation">
<dt><label class="fmcty-label" id="MortgageCalculatorDOTORG_desired_loan_amount_label" for="MortgageCalculatorDOTORG_desired_loan_amount" tabindex="-1">How much are you looking to borrow?</label> <span
class="fmcty-field-description">You may be able to take out as much as <strong>$<span class="fmcty-max-desired-loan-amount">200,000</span></strong>.</span></dt>
<dd>
<div class="fmcty-slider"><input type="text" name="desired_loan_amount" value="" id="MortgageCalculatorDOTORG_desired_loan_amount"
class="fmcty-input-text mrc-show-number-field fmcty-input-number-slider fmcty-input-mask-number fmcty-input-masked" required="" data-fmcty-validation-message="Please enter a valid amount." size="11" maxlength="11" pattern="[0-9]*"
step=""1000"" min="0" max="1000000" inputmode="numeric" disabled="" readonly="">
<div class="fmcty-slider-track">
<div class="fmcty-slider-progress" style="width: 0%;">
<div class="fmcty-slider-grabber" tabindex="0" role="slider" aria-valuemin="0" aria-valuemax="1000000" aria-valuenow=""></div>
</div>
</div>
</div>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Next</button></li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="equity-unavailable">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_MortgageCalculatorDOTORG_home_equity_unavailable_notice_html" class="fmcty-field fmcty-field-html field-home_equity_unavailable_notice_html">
<dl role="presentation">
<dd><span name="home_equity_unavailable_notice_html" id="MortgageCalculatorDOTORG_home_equity_unavailable_notice_html">
<div class="fmcty-label">Sorry</div>
<p>Based on the information provided, the amount you are seeking to borrow is greater than the equity you have on your property. Please be sure the information you provided is accurate.</p>
<p class="field-legal" style="margin-top: 60px;">This determination is based upon information submitted by you, the consumer, and loan products currently available with participating lenders. It is possible you may still qualify for
a home equity product. Available loan products and loan eligibility can vary based on market and other factors. This is not a determination of creditworthiness or a denial of credit.</p>
</span></dd>
</dl>
</li>
<li id="field_MortgageCalculatorDOTORG_home_equity_unavailable_notice" class="fmcty-field fmcty-field-hidden-input field-home_equity_unavailable_notice fmcty-field-required fmcty-field-hidden"><input type="hidden"
name="home_equity_unavailable_notice" value="" id="MortgageCalculatorDOTORG_home_equity_unavailable_notice" class="fmcty-input-hidden" required="" disabled=""></li>
<li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Next</button></li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="real-estate-agent">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_MortgageCalculatorDOTORG_real_estate_agent" class="fmcty-field fmcty-field-radio field-real_estate_agent fmcty-field-required fmcty-field-hidden">
<dl role="presentation">
<dt><label class="fmcty-label" id="MortgageCalculatorDOTORG_real_estate_agent_label" for="MortgageCalculatorDOTORG_real_estate_agent" tabindex="-1">Do you have a real estate agent?</label></dt>
<dd>
<ol id="MortgageCalculatorDOTORG_real_estate_agent" class="fmcty-radio-group" role="radiogroup" aria-labelledby="MortgageCalculatorDOTORG_real_estate_agent_label">
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="real_estate_agent" value="N" id="MortgageCalculatorDOTORG_real_estate_agent_0"
data-fmcty-validation-message="Please select whether you have an agent." required="" disabled=""><label for="MortgageCalculatorDOTORG_real_estate_agent_0" class="fmcty-radio-option-label">No</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="real_estate_agent" value="Y" id="MortgageCalculatorDOTORG_real_estate_agent_1"
data-fmcty-validation-message="Please select whether you have an agent." required="" disabled=""><label for="MortgageCalculatorDOTORG_real_estate_agent_1" class="fmcty-radio-option-label">Yes</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
<div class="fmcty-section-after">
<div class="field-legal">If you select “No” above, you may be contacted by a real estate agent.</div>
</div>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="timeframe">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_MortgageCalculatorDOTORG_purchase_when" class="fmcty-field fmcty-field-radio field-purchase_when fmcty-field-required fmcty-field-hidden">
<dl role="presentation">
<dt><label class="fmcty-label" id="MortgageCalculatorDOTORG_purchase_when_label" for="MortgageCalculatorDOTORG_purchase_when" tabindex="-1">When are you planning to make your home purchase?</label></dt>
<dd>
<ol id="MortgageCalculatorDOTORG_purchase_when" class="fmcty-radio-group" role="radiogroup" aria-labelledby="MortgageCalculatorDOTORG_purchase_when_label">
<li class="fmcty-radio-option fmcty-radio-option-two-column" role="presentation"><input type="radio" name="purchase_when" value="signed purchase agreement" id="MortgageCalculatorDOTORG_purchase_when_0"
data-fmcty-validation-message="Please select your timeframe." required="" disabled=""><label for="MortgageCalculatorDOTORG_purchase_when_0" class="fmcty-radio-option-label"><strong>Immediately:</strong> <span
class="fmcty-radio-option-description">Signed Purchase Agreement</span></label></li>
<li class="fmcty-radio-option fmcty-radio-option-two-column" role="presentation"><input type="radio" name="purchase_when" value="offer pending" id="MortgageCalculatorDOTORG_purchase_when_1"
data-fmcty-validation-message="Please select your timeframe." required="" disabled=""><label for="MortgageCalculatorDOTORG_purchase_when_1" class="fmcty-radio-option-label"><strong>ASAP:</strong> <span
class="fmcty-radio-option-description">Found a House / Offer Pending</span></label></li>
<li class="fmcty-radio-option fmcty-radio-option-two-column" role="presentation"><input type="radio" name="purchase_when" value="within a month" id="MortgageCalculatorDOTORG_purchase_when_2"
data-fmcty-validation-message="Please select your timeframe." required="" disabled=""><label for="MortgageCalculatorDOTORG_purchase_when_2" class="fmcty-radio-option-label">Within 30 Days</label></li>
<li class="fmcty-radio-option fmcty-radio-option-two-column" role="presentation"><input type="radio" name="purchase_when" value="2 to 3 Months" id="MortgageCalculatorDOTORG_purchase_when_3"
data-fmcty-validation-message="Please select your timeframe." required="" disabled=""><label for="MortgageCalculatorDOTORG_purchase_when_3" class="fmcty-radio-option-label">2 - 3 Months</label></li>
<li class="fmcty-radio-option fmcty-radio-option-two-column" role="presentation"><input type="radio" name="purchase_when" value="3 to 6 Months" id="MortgageCalculatorDOTORG_purchase_when_4"
data-fmcty-validation-message="Please select your timeframe." required="" disabled=""><label for="MortgageCalculatorDOTORG_purchase_when_4" class="fmcty-radio-option-label">3 - 6 Months</label></li>
<li class="fmcty-radio-option fmcty-radio-option-two-column" role="presentation"><input type="radio" name="purchase_when" value="over 6 months" id="MortgageCalculatorDOTORG_purchase_when_5"
data-fmcty-validation-message="Please select your timeframe." required="" disabled=""><label for="MortgageCalculatorDOTORG_purchase_when_5" class="fmcty-radio-option-label">6+ Months</label></li>
<li class="fmcty-radio-option fmcty-radio-option-two-column" role="presentation"><input type="radio" name="purchase_when" value="no time frame" id="MortgageCalculatorDOTORG_purchase_when_6"
data-fmcty-validation-message="Please select your timeframe." required="" disabled=""><label for="MortgageCalculatorDOTORG_purchase_when_6" class="fmcty-radio-option-label">I Don't Know</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="current-home">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_MortgageCalculatorDOTORG_living_situation" class="fmcty-field fmcty-field-radio field-living_situation fmcty-field-required fmcty-field-hidden">
<dl role="presentation">
<dt><label class="fmcty-label" id="MortgageCalculatorDOTORG_living_situation_label" for="MortgageCalculatorDOTORG_living_situation" tabindex="-1">Do you currently own a home?</label></dt>
<dd>
<ol id="MortgageCalculatorDOTORG_living_situation" class="fmcty-radio-group" role="radiogroup" aria-labelledby="MortgageCalculatorDOTORG_living_situation_label">
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="living_situation" value="own" id="MortgageCalculatorDOTORG_living_situation_0" data-fmcty-validation-message="Please select your living situation."
required="" disabled=""><label for="MortgageCalculatorDOTORG_living_situation_0" class="fmcty-radio-option-label">Yes, I currently own a home</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="living_situation" value="rent" id="MortgageCalculatorDOTORG_living_situation_1" data-fmcty-validation-message="Please select your living situation."
required="" disabled=""><label for="MortgageCalculatorDOTORG_living_situation_1" class="fmcty-radio-option-label">No, I am currently renting</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="living_situation" value="other" id="MortgageCalculatorDOTORG_living_situation_2" data-fmcty-validation-message="Please select your living situation."
required="" disabled=""><label for="MortgageCalculatorDOTORG_living_situation_2" class="fmcty-radio-option-label">No, I have other living arrangements</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="sell-before-purchase">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_MortgageCalculatorDOTORG_sell_before_purchase" class="fmcty-field fmcty-field-radio field-sell_before_purchase fmcty-field-required fmcty-field-hidden">
<dl role="presentation">
<dt><label class="fmcty-label" id="MortgageCalculatorDOTORG_sell_before_purchase_label" for="MortgageCalculatorDOTORG_sell_before_purchase" tabindex="-1">Do you plan to sell your current home before purchasing a new one?</label>
</dt>
<dd>
<ol id="MortgageCalculatorDOTORG_sell_before_purchase" class="fmcty-radio-group" role="radiogroup" aria-labelledby="MortgageCalculatorDOTORG_sell_before_purchase_label">
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="sell_before_purchase" value="yes" id="MortgageCalculatorDOTORG_sell_before_purchase_0"
data-fmcty-validation-message="Please select whether you plan to sell your home." required="" disabled=""><label for="MortgageCalculatorDOTORG_sell_before_purchase_0" class="fmcty-radio-option-label">Yes</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="sell_before_purchase" value="no" id="MortgageCalculatorDOTORG_sell_before_purchase_1"
data-fmcty-validation-message="Please select whether you plan to sell your home." required="" disabled=""><label for="MortgageCalculatorDOTORG_sell_before_purchase_1" class="fmcty-radio-option-label">No</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="first-time-homebuyer">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_MortgageCalculatorDOTORG_purchase_first" class="fmcty-field fmcty-field-radio field-purchase_first fmcty-field-required fmcty-field-hidden">
<dl role="presentation">
<dt><label class="fmcty-label" id="MortgageCalculatorDOTORG_purchase_first_label" for="MortgageCalculatorDOTORG_purchase_first" tabindex="-1">Is this your first time purchasing a home?</label></dt>
<dd>
<ol id="MortgageCalculatorDOTORG_purchase_first" class="fmcty-radio-group" role="radiogroup" aria-labelledby="MortgageCalculatorDOTORG_purchase_first_label">
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="purchase_first" value="N" id="MortgageCalculatorDOTORG_purchase_first_0" data-fmcty-validation-message="Please select one of the options." required=""
disabled=""><label for="MortgageCalculatorDOTORG_purchase_first_0" class="fmcty-radio-option-label">No</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="purchase_first" value="Y" id="MortgageCalculatorDOTORG_purchase_first_1" data-fmcty-validation-message="Please select one of the options." required=""
disabled=""><label for="MortgageCalculatorDOTORG_purchase_first_1" class="fmcty-radio-option-label">Yes</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="military">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_MortgageCalculatorDOTORG_military" class="fmcty-field fmcty-field-radio field-military fmcty-field-required">
<dl role="presentation">
<dt><label class="fmcty-label" id="MortgageCalculatorDOTORG_military_label" for="MortgageCalculatorDOTORG_military" tabindex="-1">Have you (or your spouse) ever served in the US military?</label> <span
class="fmcty-field-description">Veterans and active US military may be eligible for a $0 down VA loan.</span></dt>
<dd>
<ol id="MortgageCalculatorDOTORG_military" class="fmcty-radio-group" role="radiogroup" aria-labelledby="MortgageCalculatorDOTORG_military_label">
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="military" value="N" id="MortgageCalculatorDOTORG_military_0"
data-fmcty-validation-message="Please select whether you or your spouse served in the military." required=""><label for="MortgageCalculatorDOTORG_military_0" class="fmcty-radio-option-label">No</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="military" value="Y" id="MortgageCalculatorDOTORG_military_1"
data-fmcty-validation-message="Please select whether you or your spouse served in the military." required=""><label for="MortgageCalculatorDOTORG_military_1" class="fmcty-radio-option-label">Yes</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="military_branch">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_MortgageCalculatorDOTORG_military_branch" class="fmcty-field fmcty-field-radio field-military_branch fmcty-field-required fmcty-field-hidden">
<dl role="presentation">
<dt><label class="fmcty-label" id="MortgageCalculatorDOTORG_military_branch_label" for="MortgageCalculatorDOTORG_military_branch" tabindex="-1">What is your (or your spouse’s) branch of military service?</label> <span
class="fmcty-field-description">
<div class="mrc-vuhl-selection"><img src="https://www.mortgageresearchcenter.com/assets/images/lenders/veterans-united-home-loans.png" alt="Veterans United Home Loans">
<div>Select an option to continue with Veterans United, a division of Mortgage Research Center, LLC. Or you can choose to connect with a different lender below.</div>
</div>
</span></dt>
<dd>
<ol id="MortgageCalculatorDOTORG_military_branch" class="fmcty-radio-group" role="radiogroup" aria-labelledby="MortgageCalculatorDOTORG_military_branch_label">
<li class="fmcty-radio-option fmcty-radio-option-two-column" role="presentation"><input type="radio" name="military_branch" value="Army" id="MortgageCalculatorDOTORG_military_branch_0"
data-fmcty-validation-message="Please select one of the military branches." required="" disabled=""><label for="MortgageCalculatorDOTORG_military_branch_0" class="fmcty-radio-option-label">Army</label></li>
<li class="fmcty-radio-option fmcty-radio-option-two-column" role="presentation"><input type="radio" name="military_branch" value="Marine" id="MortgageCalculatorDOTORG_military_branch_1"
data-fmcty-validation-message="Please select one of the military branches." required="" disabled=""><label for="MortgageCalculatorDOTORG_military_branch_1" class="fmcty-radio-option-label">Marine Corps</label></li>
<li class="fmcty-radio-option fmcty-radio-option-two-column" role="presentation"><input type="radio" name="military_branch" value="Navy" id="MortgageCalculatorDOTORG_military_branch_2"
data-fmcty-validation-message="Please select one of the military branches." required="" disabled=""><label for="MortgageCalculatorDOTORG_military_branch_2" class="fmcty-radio-option-label">Navy</label></li>
<li class="fmcty-radio-option fmcty-radio-option-two-column" role="presentation"><input type="radio" name="military_branch" value="Air" id="MortgageCalculatorDOTORG_military_branch_3"
data-fmcty-validation-message="Please select one of the military branches." required="" disabled=""><label for="MortgageCalculatorDOTORG_military_branch_3" class="fmcty-radio-option-label">Air Force</label></li>
<li class="fmcty-radio-option fmcty-radio-option-two-column" role="presentation"><input type="radio" name="military_branch" value="Coast" id="MortgageCalculatorDOTORG_military_branch_4"
data-fmcty-validation-message="Please select one of the military branches." required="" disabled=""><label for="MortgageCalculatorDOTORG_military_branch_4" class="fmcty-radio-option-label">Coast Guard</label></li>
<li class="fmcty-radio-option fmcty-radio-option-two-column" role="presentation"><input type="radio" name="military_branch" value="National" id="MortgageCalculatorDOTORG_military_branch_5"
data-fmcty-validation-message="Please select one of the military branches." required="" disabled=""><label for="MortgageCalculatorDOTORG_military_branch_5" class="fmcty-radio-option-label">National Guard</label></li>
<li class="fmcty-radio-option fmcty-radio-option-two-column" role="presentation"><input type="radio" name="military_branch" value="Spouse" id="MortgageCalculatorDOTORG_military_branch_6"
data-fmcty-validation-message="Please select one of the military branches." required="" disabled=""><label for="MortgageCalculatorDOTORG_military_branch_6" class="fmcty-radio-option-label">Military Spouse</label></li>
<li class="fmcty-radio-option fmcty-radio-option-two-column" role="presentation"><input type="radio" name="military_branch" value="Other" id="MortgageCalculatorDOTORG_military_branch_7"
data-fmcty-validation-message="Please select one of the military branches." required="" disabled=""><label for="MortgageCalculatorDOTORG_military_branch_7" class="fmcty-radio-option-label">Other VA Eligibility</label></li>
<li class="fmcty-radio-option fmcty-radio-option-two-column" role="presentation"><input type="radio" name="military_branch" value="Civilian" id="MortgageCalculatorDOTORG_military_branch_8"
data-fmcty-validation-message="Please select one of the military branches." required="" disabled=""><label for="MortgageCalculatorDOTORG_military_branch_8" class="fmcty-radio-option-label">No Military Experience</label>
</li>
<li class="fmcty-radio-option fmcty-radio-option-two-column" role="presentation"><input type="radio" name="military_branch" value="NoVU" id="MortgageCalculatorDOTORG_military_branch_9"
data-fmcty-validation-message="Please select one of the military branches." required="" disabled=""><label for="MortgageCalculatorDOTORG_military_branch_9" class="fmcty-radio-option-label">Connect with a different
lender</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="when-previous-loan">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_MortgageCalculatorDOTORG_when_previous_loan" class="fmcty-field fmcty-field-radio field-when_previous_loan fmcty-field-required fmcty-field-hidden">
<dl role="presentation">
<dt><label class="fmcty-label" id="MortgageCalculatorDOTORG_when_previous_loan_label" for="MortgageCalculatorDOTORG_when_previous_loan" tabindex="-1">Did you purchase or refinance this property within the last 7 months?</label>
</dt>
<dd>
<ol id="MortgageCalculatorDOTORG_when_previous_loan" class="fmcty-radio-group" role="radiogroup" aria-labelledby="MortgageCalculatorDOTORG_when_previous_loan_label">
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="when_previous_loan" value="N" id="MortgageCalculatorDOTORG_when_previous_loan_0" data-fmcty-validation-message="Please select one of the options."
required="" disabled=""><label for="MortgageCalculatorDOTORG_when_previous_loan_0" class="fmcty-radio-option-label">No</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="when_previous_loan" value="Y" id="MortgageCalculatorDOTORG_when_previous_loan_1" data-fmcty-validation-message="Please select one of the options."
required="" disabled=""><label for="MortgageCalculatorDOTORG_when_previous_loan_1" class="fmcty-radio-option-label">Yes, within 7 months</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="down-payment">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_MortgageCalculatorDOTORG_down_payment_pct" class="fmcty-field fmcty-field-radio field-down_payment_pct fmcty-field-required fmcty-field-hidden">
<dl role="presentation">
<dt><label class="fmcty-label" id="MortgageCalculatorDOTORG_down_payment_pct_label" for="MortgageCalculatorDOTORG_down_payment_pct" tabindex="-1">How much of a down payment would you like to make?</label> <span
class="fmcty-field-description">(An estimate is fine)</span></dt>
<dd>
<ol id="MortgageCalculatorDOTORG_down_payment_pct" class="fmcty-radio-group" role="radiogroup" aria-labelledby="MortgageCalculatorDOTORG_down_payment_pct_label">
<li class="fmcty-radio-option fmcty-radio-option-two-column fmcty-radio-option-disabled" role="presentation"><input type="radio" name="down_payment_pct" value="0" id="MortgageCalculatorDOTORG_down_payment_pct_0"
data-fmcty-validation-message="Please select one of the options." required="" disabled=""><label for="MortgageCalculatorDOTORG_down_payment_pct_0" class="fmcty-radio-option-label">0%</label></li>
<li class="fmcty-radio-option fmcty-radio-option-two-column" role="presentation"><input type="radio" name="down_payment_pct" value="3.5" id="MortgageCalculatorDOTORG_down_payment_pct_1"
data-fmcty-validation-message="Please select one of the options." required="" disabled=""><label for="MortgageCalculatorDOTORG_down_payment_pct_1" class="fmcty-radio-option-label">3.5%</label></li>
<li class="fmcty-radio-option fmcty-radio-option-two-column" role="presentation"><input type="radio" name="down_payment_pct" value="5" id="MortgageCalculatorDOTORG_down_payment_pct_2"
data-fmcty-validation-message="Please select one of the options." required="" disabled=""><label for="MortgageCalculatorDOTORG_down_payment_pct_2" class="fmcty-radio-option-label">5%</label></li>
<li class="fmcty-radio-option fmcty-radio-option-two-column" role="presentation"><input type="radio" name="down_payment_pct" value="10" id="MortgageCalculatorDOTORG_down_payment_pct_3"
data-fmcty-validation-message="Please select one of the options." required="" disabled=""><label for="MortgageCalculatorDOTORG_down_payment_pct_3" class="fmcty-radio-option-label">10%</label></li>
<li class="fmcty-radio-option fmcty-radio-option-two-column" role="presentation"><input type="radio" name="down_payment_pct" value="15" id="MortgageCalculatorDOTORG_down_payment_pct_4"
data-fmcty-validation-message="Please select one of the options." required="" disabled=""><label for="MortgageCalculatorDOTORG_down_payment_pct_4" class="fmcty-radio-option-label">15%</label></li>
<li class="fmcty-radio-option fmcty-radio-option-two-column" role="presentation"><input type="radio" name="down_payment_pct" value="20" id="MortgageCalculatorDOTORG_down_payment_pct_5"
data-fmcty-validation-message="Please select one of the options." required="" disabled=""><label for="MortgageCalculatorDOTORG_down_payment_pct_5" class="fmcty-radio-option-label">20%</label></li>
<li class="fmcty-radio-option fmcty-radio-option-two-column" role="presentation"><input type="radio" name="down_payment_pct" value=">20" id="MortgageCalculatorDOTORG_down_payment_pct_6"
data-fmcty-validation-message="Please select one of the options." required="" disabled=""><label for="MortgageCalculatorDOTORG_down_payment_pct_6" class="fmcty-radio-option-label">More than 20%</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="employment-status">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_MortgageCalculatorDOTORG_employment_status" class="fmcty-field fmcty-field-radio field-employment_status fmcty-field-required">
<dl role="presentation">
<dt><label class="fmcty-label" id="MortgageCalculatorDOTORG_employment_status_label" for="MortgageCalculatorDOTORG_employment_status" tabindex="-1">What is your current employment status?</label></dt>
<dd>
<ol id="MortgageCalculatorDOTORG_employment_status" class="fmcty-radio-group" role="radiogroup" aria-labelledby="MortgageCalculatorDOTORG_employment_status_label">
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="employment_status" value="employed" id="MortgageCalculatorDOTORG_employment_status_0"
data-fmcty-validation-message="Please select one of the options." required=""><label for="MortgageCalculatorDOTORG_employment_status_0" class="fmcty-radio-option-label">Employed</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="employment_status" value="self employed" id="MortgageCalculatorDOTORG_employment_status_1"
data-fmcty-validation-message="Please select one of the options." required=""><label for="MortgageCalculatorDOTORG_employment_status_1" class="fmcty-radio-option-label">Self-Employed / 1099 Independent Contractor</label>
</li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="employment_status" value="retired" id="MortgageCalculatorDOTORG_employment_status_2" data-fmcty-validation-message="Please select one of the options."
required=""><label for="MortgageCalculatorDOTORG_employment_status_2" class="fmcty-radio-option-label">Retired</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="employment_status" value="not employed" id="MortgageCalculatorDOTORG_employment_status_3"
data-fmcty-validation-message="Please select one of the options." required=""><label for="MortgageCalculatorDOTORG_employment_status_3" class="fmcty-radio-option-label">Not Employed</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="household-income">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_MortgageCalculatorDOTORG_gross_income" class="fmcty-field fmcty-field-radio field-gross_income fmcty-field-required">
<dl role="presentation">
<dt><label class="fmcty-label" id="MortgageCalculatorDOTORG_gross_income_label" for="MortgageCalculatorDOTORG_gross_income" tabindex="-1">What is your household gross (before taxes) annual income?</label></dt>
<dd>
<ol id="MortgageCalculatorDOTORG_gross_income" class="fmcty-radio-group" role="radiogroup" aria-labelledby="MortgageCalculatorDOTORG_gross_income_label">
<li class="fmcty-radio-option fmcty-radio-option-two-column" role="presentation"><input type="radio" name="gross_income" value="200001" id="MortgageCalculatorDOTORG_gross_income_0"
data-fmcty-validation-message="Please select your annual income." required=""><label for="MortgageCalculatorDOTORG_gross_income_0" class="fmcty-radio-option-label">Greater than $200,000</label></li>
<li class="fmcty-radio-option fmcty-radio-option-two-column" role="presentation"><input type="radio" name="gross_income" value="200000" id="MortgageCalculatorDOTORG_gross_income_1"
data-fmcty-validation-message="Please select your annual income." required=""><label for="MortgageCalculatorDOTORG_gross_income_1" class="fmcty-radio-option-label">$150,000 - $200,000</label></li>
<li class="fmcty-radio-option fmcty-radio-option-two-column" role="presentation"><input type="radio" name="gross_income" value="150000" id="MortgageCalculatorDOTORG_gross_income_2"
data-fmcty-validation-message="Please select your annual income." required=""><label for="MortgageCalculatorDOTORG_gross_income_2" class="fmcty-radio-option-label">$100,000 - $150,000</label></li>
<li class="fmcty-radio-option fmcty-radio-option-two-column" role="presentation"><input type="radio" name="gross_income" value="100000" id="MortgageCalculatorDOTORG_gross_income_3"
data-fmcty-validation-message="Please select your annual income." required=""><label for="MortgageCalculatorDOTORG_gross_income_3" class="fmcty-radio-option-label">$75,000 - $100,000</label></li>
<li class="fmcty-radio-option fmcty-radio-option-two-column" role="presentation"><input type="radio" name="gross_income" value="75000" id="MortgageCalculatorDOTORG_gross_income_4"
data-fmcty-validation-message="Please select your annual income." required=""><label for="MortgageCalculatorDOTORG_gross_income_4" class="fmcty-radio-option-label">$50,000 - $75,000</label></li>
<li class="fmcty-radio-option fmcty-radio-option-two-column" role="presentation"><input type="radio" name="gross_income" value="50000" id="MortgageCalculatorDOTORG_gross_income_5"
data-fmcty-validation-message="Please select your annual income." required=""><label for="MortgageCalculatorDOTORG_gross_income_5" class="fmcty-radio-option-label">$30,000 - $50,000</label></li>
<li class="fmcty-radio-option fmcty-radio-option-two-column" role="presentation"><input type="radio" name="gross_income" value="30000" id="MortgageCalculatorDOTORG_gross_income_6"
data-fmcty-validation-message="Please select your annual income." required=""><label for="MortgageCalculatorDOTORG_gross_income_6" class="fmcty-radio-option-label">Less than $30,000</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="bankruptcy">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_MortgageCalculatorDOTORG_bankruptcy" class="fmcty-field fmcty-field-radio field-bankruptcy fmcty-field-required">
<dl role="presentation">
<dt><label class="fmcty-label" id="MortgageCalculatorDOTORG_bankruptcy_label" for="MortgageCalculatorDOTORG_bankruptcy" tabindex="-1">Have you declared bankruptcy in the last 4 years?</label></dt>
<dd>
<ol id="MortgageCalculatorDOTORG_bankruptcy" class="fmcty-radio-group" role="radiogroup" aria-labelledby="MortgageCalculatorDOTORG_bankruptcy_label">
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="bankruptcy" value="N" id="MortgageCalculatorDOTORG_bankruptcy_0" data-fmcty-validation-message="Please select one of the options." required=""><label
for="MortgageCalculatorDOTORG_bankruptcy_0" class="fmcty-radio-option-label">No</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="bankruptcy" value="Y" id="MortgageCalculatorDOTORG_bankruptcy_1" data-fmcty-validation-message="Please select one of the options." required=""><label
for="MortgageCalculatorDOTORG_bankruptcy_1" class="fmcty-radio-option-label">Yes</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="late-payments">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_MortgageCalculatorDOTORG_late_payments" class="fmcty-field fmcty-field-radio field-late_payments fmcty-field-required fmcty-field-hidden">
<dl role="presentation">
<dt><label class="fmcty-label" id="MortgageCalculatorDOTORG_late_payments_label" for="MortgageCalculatorDOTORG_late_payments" tabindex="-1">Have you made any late mortgage payments in the last 12 months?</label></dt>
<dd>
<ol id="MortgageCalculatorDOTORG_late_payments" class="fmcty-radio-group" role="radiogroup" aria-labelledby="MortgageCalculatorDOTORG_late_payments_label">
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="late_payments" value="N" id="MortgageCalculatorDOTORG_late_payments_0" data-fmcty-validation-message="Please select one of the options." required=""
disabled=""><label for="MortgageCalculatorDOTORG_late_payments_0" class="fmcty-radio-option-label">No</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="late_payments" value="Y" id="MortgageCalculatorDOTORG_late_payments_1" data-fmcty-validation-message="Please select one of the options." required=""
disabled=""><label for="MortgageCalculatorDOTORG_late_payments_1" class="fmcty-radio-option-label">Yes</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="bankruptcy-or-foreclosure">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_MortgageCalculatorDOTORG_bankruptcy_or_foreclosure" class="fmcty-field fmcty-field-radio field-bankruptcy_or_foreclosure fmcty-field-required fmcty-field-hidden">
<dl role="presentation">
<dt><label class="fmcty-label" id="MortgageCalculatorDOTORG_bankruptcy_or_foreclosure_label" for="MortgageCalculatorDOTORG_bankruptcy_or_foreclosure" tabindex="-1">Have you declared bankruptcy or had a foreclosure in the last
7 years?</label></dt>
<dd>
<ol id="MortgageCalculatorDOTORG_bankruptcy_or_foreclosure" class="fmcty-radio-group" role="radiogroup" aria-labelledby="MortgageCalculatorDOTORG_bankruptcy_or_foreclosure_label">
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="bankruptcy_or_foreclosure" value="N" id="MortgageCalculatorDOTORG_bankruptcy_or_foreclosure_0"
data-fmcty-validation-message="Please select one of the options." required="" disabled=""><label for="MortgageCalculatorDOTORG_bankruptcy_or_foreclosure_0" class="fmcty-radio-option-label">No</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="bankruptcy_or_foreclosure" value="Bankruptcy" id="MortgageCalculatorDOTORG_bankruptcy_or_foreclosure_1"
data-fmcty-validation-message="Please select one of the options." required="" disabled=""><label for="MortgageCalculatorDOTORG_bankruptcy_or_foreclosure_1" class="fmcty-radio-option-label">Bankruptcy</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="bankruptcy_or_foreclosure" value="Foreclosure" id="MortgageCalculatorDOTORG_bankruptcy_or_foreclosure_2"
data-fmcty-validation-message="Please select one of the options." required="" disabled=""><label for="MortgageCalculatorDOTORG_bankruptcy_or_foreclosure_2" class="fmcty-radio-option-label">Foreclosure</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="bankruptcy_or_foreclosure" value="Both" id="MortgageCalculatorDOTORG_bankruptcy_or_foreclosure_3"
data-fmcty-validation-message="Please select one of the options." required="" disabled=""><label for="MortgageCalculatorDOTORG_bankruptcy_or_foreclosure_3" class="fmcty-radio-option-label">Both</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="foreclosure-history">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_MortgageCalculatorDOTORG_foreclosure_when" class="fmcty-field fmcty-field-radio field-foreclosure_when fmcty-field-required fmcty-field-hidden">
<dl role="presentation">
<dt><label class="fmcty-label" id="MortgageCalculatorDOTORG_foreclosure_when_label" for="MortgageCalculatorDOTORG_foreclosure_when" tabindex="-1">How recently was the foreclosure?</label></dt>
<dd>
<ol id="MortgageCalculatorDOTORG_foreclosure_when" class="fmcty-radio-group" role="radiogroup" aria-labelledby="MortgageCalculatorDOTORG_foreclosure_when_label">
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="foreclosure_when" value="2" id="MortgageCalculatorDOTORG_foreclosure_when_0" data-fmcty-validation-message="Please select one of the options."
required="" disabled=""><label for="MortgageCalculatorDOTORG_foreclosure_when_0" class="fmcty-radio-option-label">Within the last 2 years</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="foreclosure_when" value="5" id="MortgageCalculatorDOTORG_foreclosure_when_1" data-fmcty-validation-message="Please select one of the options."
required="" disabled=""><label for="MortgageCalculatorDOTORG_foreclosure_when_1" class="fmcty-radio-option-label">2 - 5 years ago</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="foreclosure_when" value="7" id="MortgageCalculatorDOTORG_foreclosure_when_2" data-fmcty-validation-message="Please select one of the options."
required="" disabled=""><label for="MortgageCalculatorDOTORG_foreclosure_when_2" class="fmcty-radio-option-label">5 - 7 years ago</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="foreclosure_when" value=">7" id="MortgageCalculatorDOTORG_foreclosure_when_3" data-fmcty-validation-message="Please select one of the options."
required="" disabled=""><label for="MortgageCalculatorDOTORG_foreclosure_when_3" class="fmcty-radio-option-label">More than 7 years ago</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="credit_rating">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_MortgageCalculatorDOTORG_credit_rating" class="fmcty-field fmcty-field-radio field-credit_rating fmcty-field-required">
<dl role="presentation">
<dt><label class="fmcty-label" id="MortgageCalculatorDOTORG_credit_rating_label" for="MortgageCalculatorDOTORG_credit_rating" tabindex="-1">What is your current credit score?</label></dt>
<dd>
<ol id="MortgageCalculatorDOTORG_credit_rating" class="fmcty-radio-group" role="radiogroup" aria-labelledby="MortgageCalculatorDOTORG_credit_rating_label">
<li class="fmcty-radio-option fmcty-radio-option-two-column" role="presentation"><input type="radio" name="credit_rating" value="Excellent" id="MortgageCalculatorDOTORG_credit_rating_0"
data-fmcty-validation-message="Please select your current credit rating." required=""><label for="MortgageCalculatorDOTORG_credit_rating_0" class="fmcty-radio-option-label">Excellent (720+)</label></li>
<li class="fmcty-radio-option fmcty-radio-option-two-column" role="presentation"><input type="radio" name="credit_rating" value="Good" id="MortgageCalculatorDOTORG_credit_rating_1"
data-fmcty-validation-message="Please select your current credit rating." required=""><label for="MortgageCalculatorDOTORG_credit_rating_1" class="fmcty-radio-option-label">Good (680-719)</label></li>
<li class="fmcty-radio-option fmcty-radio-option-two-column" role="presentation"><input type="radio" name="credit_rating" value="Fair" id="MortgageCalculatorDOTORG_credit_rating_2"
data-fmcty-validation-message="Please select your current credit rating." required=""><label for="MortgageCalculatorDOTORG_credit_rating_2" class="fmcty-radio-option-label">Fair (660-679)</label></li>
<li class="fmcty-radio-option fmcty-radio-option-two-column" role="presentation"><input type="radio" name="credit_rating" value="Below Average" id="MortgageCalculatorDOTORG_credit_rating_3"
data-fmcty-validation-message="Please select your current credit rating." required=""><label for="MortgageCalculatorDOTORG_credit_rating_3" class="fmcty-radio-option-label">Below Average (620-659)</label></li>
<li class="fmcty-radio-option fmcty-radio-option-two-column" role="presentation"><input type="radio" name="credit_rating" value="Poor" id="MortgageCalculatorDOTORG_credit_rating_4"
data-fmcty-validation-message="Please select your current credit rating." required=""><label for="MortgageCalculatorDOTORG_credit_rating_4" class="fmcty-radio-option-label">Poor (580-619)</label></li>
<li class="fmcty-radio-option fmcty-radio-option-two-column" role="presentation"><input type="radio" name="credit_rating" value="Bad" id="MortgageCalculatorDOTORG_credit_rating_5"
data-fmcty-validation-message="Please select your current credit rating." required=""><label for="MortgageCalculatorDOTORG_credit_rating_5" class="fmcty-radio-option-label">Bad (Below 580)</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="credit-services">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_MortgageCalculatorDOTORG_credit_services" class="fmcty-field fmcty-field-radio field-credit_services fmcty-field-required fmcty-field-hidden">
<dl role="presentation">
<dt><label class="fmcty-label" id="MortgageCalculatorDOTORG_credit_services_label" for="MortgageCalculatorDOTORG_credit_services" tabindex="-1">Are you interested in other credit services?</label></dt>
<dd>
<ol id="MortgageCalculatorDOTORG_credit_services" class="fmcty-radio-group" role="radiogroup" aria-labelledby="MortgageCalculatorDOTORG_credit_services_label">
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="credit_services" value="Y" id="MortgageCalculatorDOTORG_credit_services_0" data-fmcty-validation-message="Please select one of the options."
required="" disabled=""><label for="MortgageCalculatorDOTORG_credit_services_0" class="fmcty-radio-option-label">Yes</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="credit_services" value="N" id="MortgageCalculatorDOTORG_credit_services_1" data-fmcty-validation-message="Please select one of the options."
required="" disabled=""><label for="MortgageCalculatorDOTORG_credit_services_1" class="fmcty-radio-option-label">No</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="zip">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_MortgageCalculatorDOTORG_property_search" class="fmcty-field fmcty-field-text field-property_search fmcty-field-hidden">
<dl role="presentation">
<dt><label class="fmcty-label" id="MortgageCalculatorDOTORG_property_search_label" for="MortgageCalculatorDOTORG_property_search" tabindex="-1">Where are you looking to buy?</label> <span class="fmcty-field-description">Enter the
city or zip code of the area where you are home shopping</span></dt>
<dd>
<div class="fmcty-autocomplete-input-wrapper"><input type="text" name="property_search" value="" id="MortgageCalculatorDOTORG_property_search" class="fmcty-input-text" placeholder="City or Zip Code"
data-fmcty-validation-message="Please enter a valid location." autocomplete="off" aria-describedby="init_prop_search_instr" aria-owns="prop_search_results" aria-expanded="false" aria-autocomplete="both"
aria-activedescendant="" disabled="" readonly=""></div>
</dd>
</dl>
</li>
<li id="field_MortgageCalculatorDOTORG_property_zip" class="fmcty-field fmcty-field-hidden-input field-property_zip fmcty-field-hidden"><input type="hidden" name="property_zip" value="" id="MortgageCalculatorDOTORG_property_zip"
class="fmcty-input-hidden" disabled=""></li>
<li id="field_MortgageCalculatorDOTORG_property_state" class="fmcty-field fmcty-field-hidden-input field-property_state fmcty-field-required fmcty-field-hidden"><input type="hidden" name="property_state" value=""
id="MortgageCalculatorDOTORG_property_state" class="fmcty-input-hidden" required="" data-fmcty-validation-message="Please enter a valid US location." disabled=""></li>
<li id="field_MortgageCalculatorDOTORG_property_city" class="fmcty-field fmcty-field-hidden-input field-property_city fmcty-field-hidden"><input type="hidden" name="property_city" value="" id="MortgageCalculatorDOTORG_property_city"
class="fmcty-input-hidden" disabled=""></li>
<li id="field_MortgageCalculatorDOTORG_property_county" class="fmcty-field fmcty-field-hidden-input field-property_county fmcty-field-hidden"><input type="hidden" name="property_county" value="" id="MortgageCalculatorDOTORG_property_county"
class="fmcty-input-hidden" disabled=""></li>
<li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Next</button></li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section mrc-section-roadblock" data-fmcty-section="new-york-notice">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_MortgageCalculatorDOTORG_is_new_york" class="fmcty-field fmcty-field-hidden-input field-is_new_york fmcty-field-hidden"><input type="hidden" name="is_new_york" value="1" id="MortgageCalculatorDOTORG_is_new_york"
class="fmcty-input-hidden" disabled=""></li>
<li id="field_MortgageCalculatorDOTORG_new_york_notice" class="fmcty-field fmcty-field-html field-new_york_notice">
<dl role="presentation">
<dd><span name="new_york_notice" id="MortgageCalculatorDOTORG_new_york_notice">
<div class="fmcty-label">New York Homebuyers:</div>
<p>We’re sorry, we are unable to receive mortgage inquiries for properties in the state of New York through this site at this time.</p>
</span></dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Next</button></li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="email" data-fmcty-fn-enter="getLenderList">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_MortgageCalculatorDOTORG_email" class="fmcty-field fmcty-field-email field-email fmcty-field-required">
<dl role="presentation">
<dt><label class="fmcty-label" id="MortgageCalculatorDOTORG_email_label" for="MortgageCalculatorDOTORG_email" tabindex="-1">What is your email address?</label></dt>
<dd><span class="mrc-secure-label"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 64 64">
<path fill="currentColor"
d="M49.7 27.9V17.4C49.7 7.8 41.9 0 32.2 0c-0.1 0-0.2 0-0.3 0 -0.1 0-0.2 0-0.3 0C22 0 14.2 7.8 14.2 17.4v10.5H8V64h48V27.9H49.7zM22.9 17.4c0-4.8 3.9-8.7 8.7-8.7 0.1 0 0.4 0 0.4 0s0.1 0 0.2 0c4.8 0 8.7 3.9 8.7 8.7v10.5H22.9V17.4z">
</path>
</svg> SECURE</span><input type="email" name="email" value="" id="MortgageCalculatorDOTORG_email" class="fmcty-input-email mrc-show-secure-label" placeholder="Your Email Address" required=""
data-fmcty-validation-message="Please enter a valid email address." autocomplete="email" data-fmcty-dnt="true" autocapitalize="none" readonly=""></dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Next</button></li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="name">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_MortgageCalculatorDOTORG_name_label" class="fmcty-field fmcty-field-html field-name_label">
<dl role="presentation">
<dd><span name="name_label" id="MortgageCalculatorDOTORG_name_label">
<div class="fmcty-label">What is your name?</div>
</span></dd>
</dl>
</li>
<li id="field_MortgageCalculatorDOTORG_first_name" class="fmcty-field fmcty-field-text field-first_name fmcty-field-required">
<dl role="presentation">
<dt><label class="fmcty-label" id="MortgageCalculatorDOTORG_first_name_label" for="MortgageCalculatorDOTORG_first_name" tabindex="-1">First Name:</label></dt>
<dd><span class="mrc-secure-label"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 64 64">
<path fill="currentColor"
d="M49.7 27.9V17.4C49.7 7.8 41.9 0 32.2 0c-0.1 0-0.2 0-0.3 0 -0.1 0-0.2 0-0.3 0C22 0 14.2 7.8 14.2 17.4v10.5H8V64h48V27.9H49.7zM22.9 17.4c0-4.8 3.9-8.7 8.7-8.7 0.1 0 0.4 0 0.4 0s0.1 0 0.2 0c4.8 0 8.7 3.9 8.7 8.7v10.5H22.9V17.4z">
</path>
</svg> SECURE</span><input type="text" name="first_name" value="" id="MortgageCalculatorDOTORG_first_name" class="fmcty-input-text mrc-show-secure-label" placeholder="First" required=""
data-fmcty-validation-message="Please enter your first name." autocomplete="given-name" data-fmcty-dnt="true" readonly=""></dd>
</dl>
</li>
<li id="field_MortgageCalculatorDOTORG_last_name" class="fmcty-field fmcty-field-text field-last_name fmcty-field-required">
<dl role="presentation">
<dt><label class="fmcty-label" id="MortgageCalculatorDOTORG_last_name_label" for="MortgageCalculatorDOTORG_last_name" tabindex="-1">Last Name:</label></dt>
<dd><span class="mrc-secure-label"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 64 64">
<path fill="currentColor"
d="M49.7 27.9V17.4C49.7 7.8 41.9 0 32.2 0c-0.1 0-0.2 0-0.3 0 -0.1 0-0.2 0-0.3 0C22 0 14.2 7.8 14.2 17.4v10.5H8V64h48V27.9H49.7zM22.9 17.4c0-4.8 3.9-8.7 8.7-8.7 0.1 0 0.4 0 0.4 0s0.1 0 0.2 0c4.8 0 8.7 3.9 8.7 8.7v10.5H22.9V17.4z">
</path>
</svg> SECURE</span><input type="text" name="last_name" value="" id="MortgageCalculatorDOTORG_last_name" class="fmcty-input-text mrc-show-secure-label" placeholder="Last" required=""
data-fmcty-validation-message="Please enter your last name." autocomplete="family-name" data-fmcty-dnt="true" readonly=""></dd>
</dl>
</li>
<li id="field_MortgageCalculatorDOTORG_name_validation" class="fmcty-field fmcty-field-hidden-input field-name_validation"><input type="hidden" name="name_validation" value="" id="MortgageCalculatorDOTORG_name_validation"
class="fmcty-input-hidden"></li>
<li id="field_MortgageCalculatorDOTORG_name_validation_code" class="fmcty-field fmcty-field-hidden-input field-name_validation_code"><input type="hidden" name="name_validation_code" value=""
id="MortgageCalculatorDOTORG_name_validation_code" class="fmcty-input-hidden"></li>
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<li id="field_MortgageCalculatorDOTORG_address_label" class="fmcty-field fmcty-field-html field-address_label">
<dl role="presentation">
<dd><span name="address_label" id="MortgageCalculatorDOTORG_address_label">
<div class="fmcty-label">What is your current street address and ZIP?</div>
<div class="fmcty-field-description">Your information is protected by 256-bit SSL encryption.</div>
</span></dd>
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<dl role="presentation">
<dd><span name="address_label_zip_only" id="MortgageCalculatorDOTORG_address_label_zip_only">
<div class="fmcty-label">What is your current ZIP code?</div>
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<li id="field_MortgageCalculatorDOTORG_address" class="fmcty-field fmcty-field-text field-address fmcty-field-required">
<dl role="presentation">
<dt><label class="fmcty-label" id="MortgageCalculatorDOTORG_address_label" for="MortgageCalculatorDOTORG_address" tabindex="-1">Street Address:</label></dt>
<dd><span class="mrc-secure-label"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 64 64">
<path fill="currentColor"
d="M49.7 27.9V17.4C49.7 7.8 41.9 0 32.2 0c-0.1 0-0.2 0-0.3 0 -0.1 0-0.2 0-0.3 0C22 0 14.2 7.8 14.2 17.4v10.5H8V64h48V27.9H49.7zM22.9 17.4c0-4.8 3.9-8.7 8.7-8.7 0.1 0 0.4 0 0.4 0s0.1 0 0.2 0c4.8 0 8.7 3.9 8.7 8.7v10.5H22.9V17.4z">
</path>
</svg> SECURE</span><input type="text" name="address" value="" id="MortgageCalculatorDOTORG_address" class="fmcty-input-text mrc-show-secure-label" placeholder="Street Address" required=""
data-fmcty-validation-message="Please provide your current street address." autocomplete="street-address" data-fmcty-dnt="true" readonly=""></dd>
</dl>
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<li id="field_MortgageCalculatorDOTORG_zip" class="fmcty-field fmcty-field-text field-zip fmcty-field-required">
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<dt><label class="fmcty-label" id="MortgageCalculatorDOTORG_zip_label" for="MortgageCalculatorDOTORG_zip" tabindex="-1">ZIP Code:</label></dt>
<dd><span class="mrc-secure-label"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 64 64">
<path fill="currentColor"
d="M49.7 27.9V17.4C49.7 7.8 41.9 0 32.2 0c-0.1 0-0.2 0-0.3 0 -0.1 0-0.2 0-0.3 0C22 0 14.2 7.8 14.2 17.4v10.5H8V64h48V27.9H49.7zM22.9 17.4c0-4.8 3.9-8.7 8.7-8.7 0.1 0 0.4 0 0.4 0s0.1 0 0.2 0c4.8 0 8.7 3.9 8.7 8.7v10.5H22.9V17.4z">
</path>
</svg> SECURE</span><input type="text" name="zip" value="" id="MortgageCalculatorDOTORG_zip" class="fmcty-input-text mrc-show-secure-label" placeholder="ZIP Code" required=""
data-fmcty-validation-message="Please enter a valid 5-digit ZIP code." size="5" maxlength="5" pattern="[0-9]*" autocomplete="postal-code" readonly=""></dd>
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<li id="field_MortgageCalculatorDOTORG_is_new_york2" class="fmcty-field fmcty-field-hidden-input field-is_new_york2 fmcty-field-hidden"><input type="hidden" name="is_new_york2" value="1" id="MortgageCalculatorDOTORG_is_new_york2"
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<div class="fmcty-label">New York Homebuyers:</div>
<p>We’re sorry, we are unable to receive mortgage inquiries for properties in the state of New York through this site at this time.</p>
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<dt><label class="fmcty-label" id="MortgageCalculatorDOTORG_phone_label" for="MortgageCalculatorDOTORG_phone" tabindex="-1">What is the best number to reach you?</label> <span class="fmcty-field-description">Your selected lender
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<dd><span class="mrc-secure-label"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 64 64">
<path fill="currentColor"
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</svg> SECURE</span><input type="tel" name="phone" value="" id="MortgageCalculatorDOTORG_phone" class="fmcty-input-tel mrc-show-secure-label fmcty-input-mask-tel fmcty-input-masked" placeholder="( ) - " required=""
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<li id="field_MortgageCalculatorDOTORG_phone_type" class="fmcty-field fmcty-field-hidden-input field-phone_type"><input type="hidden" name="phone_type" value="" id="MortgageCalculatorDOTORG_phone_type" class="fmcty-input-hidden"></li>
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<dl role="presentation">
<dt><label class="fmcty-label" id="MortgageCalculatorDOTORG_phone_verify_option_label" for="MortgageCalculatorDOTORG_phone_verify_option" tabindex="-1">Please choose a phone number verification option:</label></dt>
<dd>
<ol id="MortgageCalculatorDOTORG_phone_verify_option" class="fmcty-radio-group" role="radiogroup" aria-labelledby="MortgageCalculatorDOTORG_phone_verify_option_label">
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="phone_verify_option" value="sms" id="MortgageCalculatorDOTORG_phone_verify_option_0" checked="checked"
data-fmcty-validation-message="Please make a selection." required="" disabled=""><label for="MortgageCalculatorDOTORG_phone_verify_option_0" class="fmcty-radio-option-label">Send a text message
verification code</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="phone_verify_option" value="call" id="MortgageCalculatorDOTORG_phone_verify_option_1" data-fmcty-validation-message="Please make a selection."
required="" disabled=""><label for="MortgageCalculatorDOTORG_phone_verify_option_1" class="fmcty-radio-option-label">Call me with a verification code</label></li>
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<div class="field-legal"><input id="leadid_tcpa_disclosure" type="hidden"><label for="leadid_tcpa_disclosure">By submitting, I agree my information may be shared and that I may be contacted at this number (including through emails, and/or
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providers of <span id="credit-services-tcpa">other <a href="https://www.mortgageresearchcenter.org/credit-services-partners/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;" target="_blank">credit</a>
or </span><a href="https://www.mortgageresearchcenter.org/home-services-partners/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;" target="_blank">home-related services</a>, even if I am on a Do Not
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<dl role="presentation">
<dt><label class="fmcty-label" id="MortgageCalculatorDOTORG_phone_verify_code_label" for="MortgageCalculatorDOTORG_phone_verify_code" tabindex="-1">Verification Code</label> <span class="fmcty-field-description">Enter your code to
confirm your phone number</span></dt>
<dd><input type="text" name="phone_verify_code" value="" id="MortgageCalculatorDOTORG_phone_verify_code" class="fmcty-input-text" placeholder="Verification Code" required=""
data-fmcty-validation-message="Please enter the code sent." inputmode="numeric" autocomplete="one-time-code" pattern="[0-9]*" disabled="" readonly=""></dd>
</dl>
</li>
<li id="field_MortgageCalculatorDOTORG_phone_verify_resend_code" class="fmcty-field fmcty-field-html field-phone_verify_resend_code fmcty-field-hidden">
<dl role="presentation">
<dd><span name="phone_verify_resend_code" id="MortgageCalculatorDOTORG_phone_verify_resend_code"><button type="button" class="mrc-button-text">Resend verification code</button></span></dd>
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</form>Text Content
* Mortgage Calcs
* 30 yr Fixed
* 15 vs 30 yr
* Second Mortgage
* HELOC
* Refinance
* Refi Calculator
* Refi Advice
* Refi Costs
* When to Refi
* Rates
* Real APR
* FHA
* VA
* Jumbo
* ARM
* Fixed vs ARM
* Interest Only
* Interest Only w Extra
* Balloon
* Affordability
* Rent or Buy
* Income Requirements
* Mortgage Qualification
* Save Money
* Extra Payments
* Biweekly
* Paying Points
* Tax Benefits
* Advice
* Mortgage Qualification
* Types of Mortgages
* Improving Credit
* Industry News
* Financial Calcs
* Amortization
* Personal Loans
* Car
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* Widgets
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* Full Page Calc
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* Rate Tables
* CURRENT MARKET RATES
* REFINANCING TOOLS
* Refinance
* HELOC
* MORTGAGE TOOLS
* Payment Amount
* Real APR
* PMI vs 2nd Mortgage
* Remaining Principal
* Cost Per Thousand
* LOAN QUALIFICATION
* Home Affordability
* Income Requirements
* FHA Qualification
* LOAN COMPARISON TOOLS
* Best Home Loan
* Mortgage Length
* Calculate Points
* Rent vs Buy
* MONEY SAVING TOOLS
* CDs
* Fixed Annuity
* Variable Annuity
* Bi-weekly
* Extra Payment
* Tax Benefits
* INTEREST ONLY LOANS
* Interest Only
* Interest + Pay Extra
* Reverse Mortgages
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* MORE TOOLS
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Calculators to Help You Along Your Financial Journey
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Below is our financial calculators index. The navigation at the top of the page
makes it easy to find additional calculators and other helpful financial advice.
Please contact us if there is something we can help you with.
FREE ONLINE FINANCIAL CALCULATORS
We offer a wide array of online mortgage and personal finance calculation tools.
The left navigation groups calculators by category, while a more extensive
explanation of each calculator is below. Calculators featured below contain
amortization tables, allow home buyers to generate a PDF report about their
loan, and make it easy to email these reports.
Jump to a section:
* Real Estate
* Current Mortgage Rates
* Automotive
* Credit Cards
* Loans & Debt
* Savings
* Taxes
* Business
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See Current Mortgage Rates in Los Angeles
See Los Angeles Rates
REAL ESTATE FINANCING CALCULATORS
MORTGAGE PAYMENT CALCULATOR
This tool allows you to calculate your monthly home loan payments, using various
loan terms, interest rates, and loan amounts. It includes advanced features like
amortization tables and the ability to calculate a loan including property
taxes, homeowners insurance & property mortgage insurance.
RENT VS BUY CALCULATOR
Are you still renting and considering buying your home?
Use this free online calculator to compare the financial costs and benefits of
each option.
REMAINING HOME LOAN BALANCE CALCULATOR
Want to see how fast you will pay off your home loan? Use this free calculator
to figure out what your remaining principal balance & home equity will be after
paying on your loan for a specific number of months or years.
Want to Build Equity Faster?
If you want to add extra payments to your loan to pay it off quicker, please use
this calculator to see how quickly you will pay off your loan by making
additional payments.
HOW MUCH HOME CAN I AFFORD?
This tool uses your current monthly rent payment to estimate how much loan you
can afford while spending the same amount each month. We also offer a loan
qualifier tool which highlights maximum loan affordability based on the buyer's
income & a tool to compare the financial benefits of renting or buying.
DOWN PAYMENT
Quickly estimate the down payment needed to meet a monthly budget, or use our
down payment savings goal planner to figure out how long it will take you to
reach a desired down payment.
LOAN PAYOFF DATE ESTIMATOR
Have more money to put down on your home loan? Insert the amount you would like
to pay each month & this calculator will figure how many years you save on your
home loan given that additional payment versus a loan set to amortize over the
initial specified loan period.
Enter Your Principal & Interest Payments
Please note this calculator only uses the principal and interest (P&I) portion
of your mortgage payment. If you include property taxes, HOA fees, PMI or other
expenses in your loan payment then you will have to subtract those out when
using this calculator. For example, if an all-in PITA mortgage payment is $2,000
but only $1,500 of that amount goes to P&I and you want to add an extra $300
monthly to your payments then you would put $1,800 in the monthly payment box
below.
Making Extra Payments Starting a Few Years In
If you are already a couple years into your loan and are just beginning to make
extra payments then you can adjust the loan amount to whatever your current
balance is & set the loan term to how many years you have remaining in the
original loan term. So if you were 2.5 years in to a 30-year loan and your
balance on a $250,000 loan was $218,600 then you would enter $218,600 as the
loan amount and 27.5 years as the loan term. If you are uncertain what your
balance is you can use this calculator to see your current balance.
EXTRA PAYMENT CALCULATOR
Start Paying More Early & Save Big
Want to build your home equity quicker? Use this free calculator to see how even
small extra payments will save you years of payments and thousands of Dollars of
additional interest cost. Making extra payments early in the loan saves you much
more money over the life of the loan as the extinguised principal is no longer
accruing interest for the remainder of the loan. The earlier you begin paying
extra the more money you'll save.
Making Extra Payments In the Middle of the Loan Term
If you start making extra payments in the middle of your loan then enter the
current loan balance when you started making extra payments and set the loan
term for however long you have left in the loan. For example, if you are 3.5
years into a 30-year home loan, you would set the loan term to 26.5 years and
you would set the loan balance to whatever amount is shown on your statement. If
you do not have a statement to see the current balance you can calculate the
current balance so long as you know when the loan began, how much the loan was
for & your rate of interest.
More Advanced Calculations?
This calculator allows you to enter an initial extra payment along with extra
monthly payments which coincide with your regular monthly payments. If you want
to make irregular extra contributions or contributions which have a different
periodicity than your regular payments please see our bi-weekly mortgage
calculator (if you are using biweekly payments to make an effective 13th monthly
payment) or our advanced additional mortgage payments calculator which allows
you to make multiple concurrent extra payments with varying frequencies.
ADVANCED EXTRA PAYMENT CALCULATOR
This calculator is similar to the above calculator except it allows you to add a
broad range of extra payment types. For example, you could combine an extra
weekly payment of $25 for 3 years and then switch over to an extra monthly
payment of $150 for 2 years. Or you could do both at the same time along with
various one-time payments. If your extra payments will be continuous until the
loan is paid off & you intend to make them monthly then you can use this payoff
calculator which includes a graphical layout.
MONTHLY INTEREST + PRINCIPAL COST PER THOUSAND
This calculator shows how much you pay each month, each year & throughout the
duration of the loan — for each $1,000 of mortgage financing.
CALCULATE REAL APR
Advertised vs actual home loan interest costs may vary singificantly based on
points, origination fees & closing costs. Use this tool to estimate your real
mortgage APR (Annual Percentage Rate) inclusive of these other mortgage
expenses.
MORTGAGE AFFORDABILITY
Estimate Home Value & Monthly Mortgage Payments Based on DTI Ratios
Unsure how much you can afford to spend on a house? Use this calculator to
figure home loan affordability from the lender's point of view. A table on this
page shows how different home loan programs have different front-end and
back-end ratio requirements.
Can vs Should
The results of this calculator can offer a rough idea of max loan qualification,
however for most people it is better not to get close to their max so they have
a financial cushion in case of a down turn. Those who are seeking investment
returns will usually obtain higher returns in the stock market & stock
investments are much more liquid & easier to sell than homes.
INTEREST TAX DEDUCTION ESTIMATOR
One of the advantages of real estate investment is that some homeowners may
qualify to deduct mortgage interest payments from their income when filing their
taxes. This calculator estimates your tax savings after a house purchase.
Financial analysis is provided for an initial period selected by the user &
subsequent years throughout the duration of the loan term.
MORTGAGE REFINANCING CALCULATOR
Is your current interest rate on your house too high? Use this free tool to view
today's best home loan refi rates from top lenders & estimate your savings at a
lower APR (Annual Percentage Rate).
DISCOUNT POINTS SAVINGS ESTIMATOR
Discount points are an upfront fee which homeowners can pay to access lower
mortgage rates. This calculator helps you discover if you should consider paying
points on your home loan & calculate how quickly the points will pay for
themselves.. We also offer a discount points calculator which compares the
impact of rolling the cost of points into the loan versus paying points upfront.
HOME EQUITY LINE OF CREDIT CALCULATOR
Do you currently carry high interest revolving credit on credit cards, cars &
other personal loans? You may be able to leverage a home equity line of credit
(HELOC) to lower your monthly debt payments. Lenders typically allow borrowers
to receive up to 80% of their home equity, though the precise LTV limit will
depende on broader market conditions, your credit score and how valuable your
customer relationship is to the bank. We also offer HELOC qualification &
repayment calculators along with a calculator for using HELOCs for debt
consolidation purposes.
CREDIT LINE QUALIFICATION
See how much equity you qualify to borrow against your home.
MORTGAGE QUALIFICATION
Prequalify Your Debt to Income Ratio
Are you wondering if you qualify for a home loan? This pre qualification
calculator estimates the minimum required income for a house & will let you know
how much housing you qualify for a given income level.
DTI Limits For Many Loan Programs
Please note that federal governmental loans from the VA, the FHA & the USDA have
their own loan qualification requirements. We publish an overview table
comparing various home loan options.
Each Bank, Home & Borrower is Unique
It should also be noted that this calculator provides a rough estimate & lenders
may charge varying rates or decide not to lend depending on variety of factors,
including: down payment, house appraisal value, current market conditions, your
current credit score & credit history, your outstanding debt obligations & other
monthly debt payments.
CLOSING COSTS
This estimator and guide helps home buyers estimate the total closing costs on a
home loan.
AFFORDABLE PAYMENT RANGE
This tool automatically calculates the basic monthly principal & interest
payment for 5, 10, 15, 20, 25, 30 & interest-only loans. Using those as a
baseline, a person can then enter a minimum & maximum monthly payment to see how
long those loans will take to amortize & the total interest cost of those loans.
We also offer the following: 10-year, 15-year & 20-year mortgage calculators
which include advanced features like PMI, HOA, property taxes & homeowner's
insurance. While uncommon loan terms in the United States, some of our visitors
have also asked us to offer 25-year, 40-year, 50-year & 100-year calculators.
Loans over 30 years typically are not a great choice for most home buyers.
SECOND MORTGAGE CALCULATOR
Is property mortgage insurance (PMI) too expensive? Some home owners refinace a
second low rate mortgage from another lender to bypass PMI payment requirements.
Use this calculator to see if this option would save you money on your home
loan.
CASH OUT REFI
Use this tool to quickly see how much money you can borrow against your built up
home equity.
LOAN-TO-VALUE
Calculate the ratio of your mortgage liens to the appraised value of your
property and see how much you qualify to borrow via a cash-out refinance or a
home equity loan.
HOME EQUITY LOANS
Consolidate debts & leverage equity to pay for major home improvements or other
big one-time expenses, like vehicles.
INTEREST-ONLY CALCULATOR
This tool helps buyers calculate current interest-only payments, but most
interest-only loans are adjustable rate mortgages (ARMs). When the housing
market is hot many people chase it, buying near the peak with interest-only
loans. If home prices continue to climb, one can refinance at a lower rate.
However if rates reset higher, so too will payments — causing home prices to
decline & many marginal buyers to lose their equity & perhaps their homes.
INTEREST-ONLY LOAN WITH ADDITIONAL PAYMENTS
One problem with interest-only loans is that unless home prices rise the
homeowner does not build any equity in their house, which puts them in a
precarious position when mortgage rates rise. One way to build a bit of a buffer
from market fluctuations is by adding extra payments applied toward your
principal.
MORTAGE RATES COMPARISON
Are you looking at a couple different loan quotes? Use this free mortgage
calculator to get a side-by-side view of multiple loan quotes to select the best
offer. For each quote you can select different rates, terms, points, origination
fees & closing costs. 15-year loans build home equity faster, whereas 30-year
mortgages offer lower monthly payments.
BI-WEEKLY MORTGAGE PAYMENTS
In the early years of a longterm loan, most of the payment is applied toward
interest. Home buyers can shave years off their loan by paying bi-weekly &
making extra payments. Bi-weekly payments help you pay off principal in an
accelerated fashion — before interest has a chance to compound on it. In making
biweekly payments, those 26 annual payments effectively create an additional
(13th) month of regular payments in each calendar year.
ADJUSTABLE RATES
Provides estimates of monthly payments for loans which periodically reset via
adjustable rates. We also offer automated calculators pre-populated for
borrowers exploring 3/1, 5/1, 7/1, 10/1, Pay-Option & Interest-Only ARMs.
ADJUSTABLE VS FIXED
Use this to compare fixed, adjustable and interest-only options side by side.
FHA QUALIFIER
This tool can help you see if you qualify for an FHA backed loan. We also offer
a FHA closing cost calculator & a guide to FHA-backed home improvement loans.
VA LOAN
Quickly estimate your monthly VA loan payments. We also offer a VA funding fee &
closing cost calculator.
USDA LOAN
Quickly figure monthly USDA loan payments.
LAND LOANS
Considering buying vacant land? This tool will help you estimate monthly
payments. We also offer a construction loan estimator for construction projects.
BALLOON
Calculate monthly payments and loan amortization on a balloon mortgage.
JUMBO
Calculate monthly payments and loan amortization for loans above the conforming
limit.
SUPER JUMBO
Estimate monthly payments on high-end luxury homes.
COMMISSION
Estimate what your real estate commissions will be using this free tool.
COST PER SQUARE FOOT
Estimate purchase cost & annual lease or loan payment cost per square foot.
1031 EXCHANGE
Calculate your potential deferred tax benefits. We also offer a 1031 deadline
calculator.
COMMERCIAL PROPERTY FINANCING
This tool calculates amortization tables and balloon mortgages for commercial
properties.
RESIDENTIAL INCOME ANALYSIS
Figure out the profitability of residential properties.
NET SELLER PROCEEDS
Determine how much capital you will have remaining after paying seller closing
costs.
UK MORTGAGE CALCULATOR
Calculator for United Kingdom homebuyers which shows variable & interest-only
payments side-by-side.
CANADA MORTGAGE CALCULATOR
This calculator was designed specifically for conventional Canadian mortgages,
with semi-annual interest compounding. The results also show the minimum
required income for the home buyer. In addition we offer the following
Canada-focused calculators: loan qualifier, loan comparison, basic mortgage &
interest-only loans. We also offer some French language calculators including a
loan qualifier & a refi calculator.
AUSTRALIA MORTGAGE CALCULATOR
Home loan tool for Australian people. We also offer an interest-only version.
SPANISH MORTGAGE CALCULATOR
Home loan estimator in the Spanish language.
CURRENT LOS ANGELES MORTGAGE RATES
How much money could you save? Lock in low rates today!
The following table shows 30-year fixed-rate mortgage rates in Los Angeles. The
rate table also has options which enable you to change the loan amount,
location, lending term, switch from purchase to refinancing, or select among
adjustable-rate options.
AUTOMOTIVE CALCULATORS
AUTO LOANS
Are you considering buying a new or used car? Use this free calculator to
estimate your monthly automotive payments. It includes advice for trade-ins,
financing & rebate programs.
CAR AFFORDABILITY
This tools helps you figure out which vehicles are within your budget.
BI-WEEKLY CAR PAYMENTS
Use this tool to figure out bi-weekly auto loan payments to see how much you can
save in interest & how switching to bi-weekly payments can pay off your loan
early & prevent you from paying extra interest.
TRUCKS
Buying a pick-up truck? You will like our truck buying guide.
REBATES VS LOW-INTEREST OFFERS
Should you take a low rate offer or a manufacturer rebate?
VEHICLE OPERATING COSTS
Use this to look past the sticker price and evaluate the total cost of ownership
of a vehicle.
AUTO LEASE
This tool will figure your lease payments and other estimated costs of leasing.
LEASE OR BUY
Unsure if leasing makes sense? Compare it side by side with the cost of buying.
MOTORCYCLES
Buying a bike? You will like our motorcycle buying guide.
RECREATIONAL VEHICLES
Quickly estimate your monthly RV payments.
BOAT FINANCING
Buying a boat or yacht? Use this guide to estimate your monthly payments.
BAD CREDIT
Have bad credit? Use this guide and tool to estimate your monthly vehicle
payments.
AUTO REFINANCE
Have a high interest car loan? Consider refinancing to save money.
FUEL ECONOMY
Figure out how much you spend on gas and how many miles you get per gallon.
CREDIT CARDS
COMPARE CREDIT CARDS
Use this tool to figure out which card offer is best for your personal
situation.
MINIMUM CREDIT CARD PAYMENTS
Are you making minimum payments on your credit cards? This free online
calculator will show you how long it will take to pay off your current debt &
the amount of interest you will accrue over that period while only making
minimum payments. The interest costs will only spiral further if you keep
spending on the card while making the minimum payments, or if you miss a payment
and get hit with late fees and other penalties. Many credit cards not only
charge interest on their fees, but also charge higher rates of interest for
anyone who misses a payment. Repeated missed payments can lead to near usurious
interest rates.
If you have significant credit card debt & pay extra each month, you can really
eat into principal and save thousands of Dollars in interest costs. If the debts
are reasonable, it may also make sense to pay off credit cards & other high
interest loans using a home equity loan. If the debt load is too high you may
want to talk to a credit counselor to seek alternative options.
CREDIT CARD PAYOFF GOALS
Want to pay off your credit cards early? Use this free credit card repayment
calculator to find out how long it will take you to pay off your debt with
current payments, and how much you'd be required to pay monthly to eliminate
credit card debt sooner.
LOAN & DEBT REPAYMENT GOAL CALCULATORS
BASIC LOAN CALCULATOR
Are you considering taking out a loan for a purpose other than buying a car or
home? Use this free calculator to estimate the monthly payments and the total
interest costs over the life of the loan.
BI-WEEKLY PAYMENTS
Save interest and pay your loan off quicker by making bi-weekly payments.
AMORTIZATION SCHEDULE
Trying to track how quickly you build home equity or pay down other loans? This
tool allows you to easily create & print out an amortization chart.
LOAN BALANCE
This will help you figure the current balance of a loan if irregular payments
have been made.
LOAN BREAKDOWN
See what percent of a loan payment goes to principal versus interest.
MONTHLY INTEREST EXPENSE
See how much you spend each month on interest & figure your blended rate of
interest across your debts.
INTEREST-ONLY PAYMENTS
Track the interest expense of an interest-only loan throughout various time
periods.
DEBT RATIO
You can figure out your debt to income ratio using this tool.
DEBT PAYOFF
This tool shows you how much time and money you could save by paying off your
debts using the "rollover" method.
DEBT GOALS
Are you trying to pay off debt? This helpful calculator helps you create a
budget and reach your goals.
DEBT INVESTMENT
Compare the returns you will get by paying off your debt versus investing
elsewhere.
DEBT CONSOLIDATION
Determine how much you can save by consolidating your debts into a single
monthly payment.
DEBT SNOWBALL
Leverage the debt snowball method to pay down debt faster.
STUDENT LOAN CONSOLIDATION
Tool to help students accelerate school-related & other debt repayment.
POOR CREDIT
This tool helps people with bad credit figure their borrowing costs & financing
options.
COMPARE FINANCING OPTIONS
This tool makes it easy to see the true cost of various loan products side by
side.
LINE OF CREDIT PAYOFF
Explore how long it will take to pay off a revolving credit line.
SAVING MONEY
BASIC SAVINGS CALCULATOR
A quick & easy-to-use calculator to estimate nominal savings & interest earned.
SAVINGS GOALS
When you think about saving money the first thing that comes to mind is
squeezing a few dollars out of your paycheck to deposit into an account. That is
certainly a good way to save, but there are many more subtle ways to save that
add up just as quickly. This guide helps you reach your goals.
REQUIRED MONTHLY SAVINGS
When you think about saving money the first thing that comes to mind is
squeezing a few dollars out of your paycheck to deposit into an account. That is
certainly a good way to save, but there are many more subtle ways to save that
add up just as quickly. This guide helps you reach your goals.
SAVINGS AFTER INFLATION & INCOME TAX
Inflation and taxes both have a significant impact on compounded savings over
the course of many years or decades. Use this tool to see how much interest
you've earned, and how much of that value was ultimately consumed by interest.
COMPOUND SAVINGS
The above savings calculator compounds interest annually. Use this utility to
see how changing the compounding frequency impacts the returns on regulary
monthly deposits. If deposits are made at a frequency other than monthly, please
check out our compound interest calculator which allows you to set various
deposit frequencies. We also offer a calculator which compares the returns from
compounding vs regular interest withdrawals.
BUDGETING
Manage your cash flow by planning your budget.
NET WORTH
Take a snapshot of your current financial situation by comparing your assets and
liabilities.
STOCK OPTIONS
Estimate the future value of your stock options at various company valuation
growth rates. We also provide an annual stock option grants calculator to
estimate the value of a series of options awarded annually.
MONEY MARKET ACCOUNTS
Estimate your interest earnings with a high-interest savings money market
account.
CERTIFICATE OF DEPOSIT
Purchasing a certificate of deposit, or CD, is a safe way to invest your money
and to get a guaranteed return.
BONDS
Bonds are a common way to build a fixed income stream with a guaranteed return.
PORTFOLIO ASSET ALLOCATION
Learn how to create a well balanced investment portfolio.
PORTFOLIO ROR
Estimate the annualized rate of return on your investment portfolio.
COLLEGE SAVINGS
This will help you plan how to save for college.
COLLEGE SAVINGS PLANNER
Similar to the above tool, but also has features which make it easy for parents
to plan on saving for multiple children who plan to attend college.
SALARY CONVERSION
Use this to convert your earnings from one periodicity to another.
2018 TAKE HOME PAY
Use this to figure your after-tax take home pay. We also offer 2018 & 2017 net
paycheck calculators.
REAL SALARY
Use this to figure what it costs you to go to work and what you are making after
those expenses.
OPPORTUNITY COST
See how small spending changes can make a big difference.
LIFETIME EARNINGS
Calculate your expected income throughout your entire working career.
MILLIONAIRE
See how long it will take you to save a million Dollars.
FUTURE VALUE
Quickly calculate the future value of an investment before & after accounting
for taxes and inflation.
INFLATION
Are your investments keeping up with inflation?
TAXES
2019 SIMPLE FEDERAL TAX REFUND CALCULATOR
A quick & easy-to-use tool which estimates a person's return given their current
withholding. We also provide similar calculators for tax years 2018 & 2017.
2019 MAGINAL TAX RATE
Figure out which tax bracket your income places you in. You can also compare
against last year to see where you would have placed in 2018.
2019 1040 EZ
A simplified tax calculator for people who do not have a complex array of
business arangements & income sources. We also provide similar calculators for
tax years 2018 & 2017.
2019 1040 TAX CALCULATOR
A more feature-rich version of the above tool. We also provide similar
calculators for tax years 2018 & 2017.
2019 PAYROLL DEDUCTION COMPARISON
Figure your payroll deductions and estimate your take home pay with various
options selected. We also provide similar calculators for tax years 2018 & 2017.
You can also estimate the required gross income to achieve a specified net
paycheck.
Payroll calculators are also available for employees enrolled in 457 programs &
those using flexible spending accounts.
2019 SELF-EMPLOYMENT TAX
Quickly estimate self-employment taxes. We also offer a calculator covering the
2018 tax year.
2019 STUDENT LOAN TAX DEDUCTION
Estimate the tax deduction associated with your student loans while quickly
figuring your tax bracket along with your average & marginal tax rates. We also
offer a calculator covering the 2018 tax year.
BUSINESS
MATH CALCULATOR
Basic calculation tool which can be used to solve common math & financial
problems.
FINANCIAL
A more advanced version of the above calculator which includes many additional
business & finace oriented functions.
SMALL BUSINESS FINANCING
This guide helps small business survey their options and evaluate the cost of
various funding sources.
FINANCIAL RATIOS
Figure out key financial ratios associated with operating businesses.
INVENTORY
Figure how much you need to keep in stock to never run out of inventory &
estimate your profit margins on various products.
BUSINESS VALULATION
Discounted cash flow estimator which figures the value of an operating business.
LEGAL JUDGMENT
Figure out the total amount of a court ordered award with interest, along with
the associated monthly payments due if payments are made over time.
RETIREMENT PLANNING
RETIREMENT PLANNING
This calculator offers inflation adjusted and unadjusted retirement savings
plans based on an expected rate of return, a specified payout period and an
estimated rate of inflation.
RETIREMENT SAVINGS
Free tool which help you to estimate the amount of money you will need to have
saved by retirement age in order to meet your desired retirement income goals.
REQUIRED MINIMUM DISTRIBUTION
See if you are required to take a distribution from your retirement savings &
what amount is required if so.
EARLY RETIREMENT WITHDRAWAL
See how much it will cost if you decide to withdraw money from a qualified
retirement plan.
HOW LONG WILL RETIREMENT LAST?
Guide helps retirees see how long they can anticipate their retirement savings
to last given their current rate of withdrawals and additions.
LIFE INSURANCE NEEDS
Use this tool to estimate how much coverage you will need to protect your loved
ones.
ROTH IRA CONVERSION
A Roth IRA allows you to postpone some tax obligations while your money
compounds as you save for retirement.
401K TO IRA
If you have been saving in a 401K, provided by your employer but have either
lost your job or moved on for a better opportunity, then you have an important
decision to make. Should you leave your money where it is or roll (transfer) it
to another account? And how do you do it without penalties or taxes?
TAX DEFERRED INVESTMENTS
See how much money you can save by deferring taxes. We also provide a tool to
see the tax-equivalent yield on REITs.
SOCIAL SECURITY BENEFITS ESTIMATOR
Estimate your Social Security income at various retirement ages.
REVERSE MORTGAGES
Augment your retirement income by establishing a line of credit based on the
equity in your home that a lender pays to you.
FIXED ANNUITIES
Figure the cashflow you can derive from a fixed annuity.
VARIABLE ANNUITIES
Figure the cashflow you can derive from a variable annuity.
PRESENT VALUE
Understand the current value of a specific sum of money in the future.
RETIREMENT SHORTFALL CALCULATOR
See how much more you need to set aside each month to reach your retirement
goals.
Are you a Realtor, real estate agent, mortgage broker, or real estate
professional?
Help your customers buy a home today by installing this free mortgage calculator
on your website.
HOMEOWNERS MAY WANT TO REFINANCE WHILE RATES ARE LOW
US 10-year Treasury rates have recently fallen to all-time record lows due to
the spread of coronavirus driving a risk off sentiment, with other financial
rates falling in tandem. Homeowners who buy or refinance at today's low rates
may benefit from recent rate volatility.
Are you paying too much for your mortgage?
FIND OUT WHAT YOU QUALIFY FOR
Check your refinance options with a trusted lender.
Answer a few questions below and connect with a lender who can help you
refinance and save today!
Property
Timeline
Details
Wrap-Up
1. 1. Get Pre-Approved Today!
2. Are you looking to purchase or refinance a home?
1.
I want to Buy a home
2.
I want to Refinance my home
3.
4.
5.
6.
7.
8.
9.
10.
11.
12.
13.
14.
15.
16.
17.
18.
19.
20.
21.
22.
23.
24.
25.
26.
27.
28.
29.
30.
31.
32.
33.
34.
35.
36.
37.
38.
39.
40.
41.
42.
43.
44.
45.
46.
47.
2. 1. Where are you at in the homebuying journey?
1. Daydreaming
2. Looking Around
3. Getting Serious
4. Ready to Buy
2. Back
3. 1. Why do you want to refinance?
1. Take Cash Out Of Home
2. Pay Off Debts
3. Lower My Monthly Payment
2. Back
4. 1. What is your current mortgage interest rate?
Select your current interest rate…under
3%3%3.25%3.5%3.75%4%4.25%4.5%4.75%5%5.25%5.5%5.75%6%6.25%6.5%6.75%7%7.25%7.5%7.75%8%8.25%8.5%8.75%9%9.25%9.5%9.75%10%over
10%I don't know
Select your current interest rate…
2. Back
5. 1. What type of home loan are you refinancing?
1. Conventional Loan
2. VA Loan
3. USDA Loan
4. FHA Loan
5. I don't know
2. Back
6. 1. How much do you plan to spend on your new home? (An estimate is fine)
1. $600,000 or more
2. $550,000 - $600,000
3. $500,000 - $550,000
4. $450,000 - $500,000
5. $400,000 - $450,000
6. $350,000 - $400,000
7. $300,000 - $350,000
8. $250,000 - $300,000
9. $200,000 - $250,000
10. $150,000 - $200,000
11. $100,000 - $150,000
12. $50,000 - $100,000
13. under $50,000
2. Back
7. 1. What kind of home do you currently own?
1. Single Family
2. Condominium
3. Town Home
4. Multi-Family
5. Mobile / Manufactured
6. New Construction
7. Other
2. Back
8. 1. Do you own or rent the land your home is on? Your lender will use this
information to determine what kind of loan is right for you.
1. Own
2. Rent
2. Back
9. 1. How are you using this home?
1. Primary Residence
2. Secondary / Vacation Home
3. Investment Property
2. Back
10. 1. What are you using this loan for?
1. Home Improvement
2. Retirement Income
3. Debt Consolidation
4. Investment Purposes
5. Other
2. Back
11. 1. What is the value of your home? (An estimate is fine)
2. Next
3. Back
12. 1. What’s your remaining balance of your current loan? (An estimate
is fine)
2. Next
3. Back
13. 1. Do you have a mortgage on this property?
1. No, it's paid off
2. One Mortgage
3. Two Mortgages
2. Back
14. 1. What’s the remaining balance of your current mortgage? (An estimate
is fine)
2. Next
3. Back
15. 1. What’s the remaining balance of your second mortgage? (An estimate
is fine)
2. Next
3. Back
16. 1. How much additional cash would you like to take out? You may be able to
take out as much as $30,000.
2. Next
3. Back
Maximum cashout amount based on loan product, and the home value and
mortgage balance information you supplied. Not guaranteed until locked in
by your loan officer.
17. 1. How much are you looking to borrow? You may be able to take out as much
as $200,000.
2. Next
3. Back
18. 1. Sorry
Based on the information provided, the amount you are seeking to borrow
is greater than the equity you have on your property. Please be sure
the information you provided is accurate.
This determination is based upon information submitted by you, the
consumer, and loan products currently available with participating
lenders. It is possible you may still qualify for a home equity
product. Available loan products and loan eligibility can vary based on
market and other factors. This is not a determination of
creditworthiness or a denial of credit.
2.
3. Next
4. Back
19. 1. Do you have a real estate agent?
1. No
2. Yes
2. Back
If you select “No” above, you may be contacted by a real estate agent.
20. 1. When are you planning to make your home purchase?
1. Immediately: Signed Purchase Agreement
2. ASAP: Found a House / Offer Pending
3. Within 30 Days
4. 2 - 3 Months
5. 3 - 6 Months
6. 6+ Months
7. I Don't Know
2. Back
21. 1. Do you currently own a home?
1. Yes, I currently own a home
2. No, I am currently renting
3. No, I have other living arrangements
2. Back
22. 1. Do you plan to sell your current home before purchasing a new one?
1. Yes
2. No
2. Back
23. 1. Is this your first time purchasing a home?
1. No
2. Yes
2. Back
24. 1. Have you (or your spouse) ever served in the US military? Veterans and
active US military may be eligible for a $0 down VA loan.
1. No
2. Yes
2. Back
25. 1. What is your (or your spouse’s) branch of military service?
Select an option to continue with Veterans United, a division of
Mortgage Research Center, LLC. Or you can choose to connect with a
different lender below.
1. Army
2. Marine Corps
3. Navy
4. Air Force
5. Coast Guard
6. National Guard
7. Military Spouse
8. Other VA Eligibility
9. No Military Experience
10. Connect with a different lender
2. Back
26. 1. Did you purchase or refinance this property within the last 7 months?
1. No
2. Yes, within 7 months
2. Back
27. 1. How much of a down payment would you like to make? (An estimate
is fine)
1. 0%
2. 3.5%
3. 5%
4. 10%
5. 15%
6. 20%
7. More than 20%
2. Back
28. 1. What is your current employment status?
1. Employed
2. Self-Employed / 1099 Independent Contractor
3. Retired
4. Not Employed
2. Back
29. 1. What is your household gross (before taxes) annual income?
1. Greater than $200,000
2. $150,000 - $200,000
3. $100,000 - $150,000
4. $75,000 - $100,000
5. $50,000 - $75,000
6. $30,000 - $50,000
7. Less than $30,000
2. Back
30. 1. Have you declared bankruptcy in the last 4 years?
1. No
2. Yes
2. Back
31. 1. Have you made any late mortgage payments in the last 12 months?
1. No
2. Yes
2. Back
32. 1. Have you declared bankruptcy or had a foreclosure in the last 7 years?
1. No
2. Bankruptcy
3. Foreclosure
4. Both
2. Back
33. 1. How recently was the foreclosure?
1. Within the last 2 years
2. 2 - 5 years ago
3. 5 - 7 years ago
4. More than 7 years ago
2. Back
34. 1. What is your current credit score?
1. Excellent (720+)
2. Good (680-719)
3. Fair (660-679)
4. Below Average (620-659)
5. Poor (580-619)
6. Bad (Below 580)
2. Back
35. 1. Are you interested in other credit services?
1. Yes
2. No
2. Back
36. 1. Where are you looking to buy? Enter the city or zip code of the area
where you are home shopping
2.
3.
4.
5.
6. Next
7. Back
37. 1.
2. New York Homebuyers:
We’re sorry, we are unable to receive mortgage inquiries for properties
in the state of New York through this site at this time.
3. Next
4. Back
38. 1. What is your email address? SECURE
2. Next
3. Back
39. 1. What is your name?
2. First Name: SECURE
3. Last Name: SECURE
4.
5.
6. Next
7. Back
40. 1. What is your current street address and ZIP?
Your information is protected by 256-bit SSL encryption.
2. What is your current ZIP code?
Your information is protected by 256-bit SSL encryption.
3. Street Address: SECURE
4. ZIP Code: SECURE
5. Next
6. Back
41. 1.
2. New York Homebuyers:
We’re sorry, we are unable to receive mortgage inquiries for properties
in the state of New York through this site at this time.
3. Next
4. Back
42. 1. What is the best number to reach you? Your selected lender will call
you to discuss your options. SECURE
2.
3.
4. Please choose a phone number verification option:
1. Send a text message verification code
2. Call me with a verification code
5. Show My Results
6. Back
By submitting, I agree my information may be shared and that I may be
contacted at this number (including through emails, and/or autodialed or
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