crawfort.com
Open in
urlscan Pro
2606:4700:20::681a:dbb
Public Scan
Submitted URL: http://canadian-drugsale.com/
Effective URL: https://crawfort.com/sg/24-hour-money-lender-singapore-guide/
Submission: On March 23 via api from US — Scanned from US
Effective URL: https://crawfort.com/sg/24-hour-money-lender-singapore-guide/
Submission: On March 23 via api from US — Scanned from US
Form analysis 1 forms found in the DOM
Name: Loan Enquiry | Crawfort.com SG — POST
<form class="elementor-form" method="post" name="Loan Enquiry | Crawfort.com SG">
<input type="hidden" name="post_id" value="3593">
<input type="hidden" name="form_id" value="608417b">
<input type="hidden" name="referer_title" value="Crawfort | Licensed Money Lender Singapore 24 Hrs Fast Loan">
<input type="hidden" name="queried_id" value="3295">
<div class="elementor-form-fields-wrapper elementor-labels-above">
<div class="elementor-field-type-text elementor-field-group elementor-column elementor-field-group-name elementor-col-50 elementor-field-required">
<label for="form-field-name" class="elementor-field-label"> Name </label>
<input size="1" type="text" name="form_fields[name]" id="form-field-name" class="elementor-field elementor-size-sm elementor-field-textual" required="required" aria-required="true">
</div>
<div class="elementor-field-type-number elementor-field-group elementor-column elementor-field-group-mobile elementor-col-50 elementor-field-required">
<label for="form-field-mobile" class="elementor-field-label"> Mobile Number </label>
<input type="number" name="form_fields[mobile]" id="form-field-mobile" class="elementor-field elementor-size-sm elementor-field-textual" required="required" aria-required="true" min="11111111" max="99999999">
</div>
<div class="elementor-field-type-select elementor-field-group elementor-column elementor-field-group-id elementor-col-50 elementor-field-required">
<label for="form-field-id" class="elementor-field-label"> ID Type </label>
<div class="elementor-field elementor-select-wrapper remove-before ">
<div class="select-caret-down-wrapper">
<i aria-hidden="true" class="eicon-caret-down"></i>
</div>
<select name="form_fields[id]" id="form-field-id" class="elementor-field-textual elementor-size-sm" required="required" aria-required="true">
<option value="Singaporean">Singaporean</option>
<option value="Singapore PR">Singapore PR</option>
</select>
</div>
</div>
<div class="elementor-field-type-number elementor-field-group elementor-column elementor-field-group-amount elementor-col-50 elementor-field-required">
<label for="form-field-amount" class="elementor-field-label"> Loan Amount (S$) </label>
<input type="number" name="form_fields[amount]" id="form-field-amount" class="elementor-field elementor-size-sm elementor-field-textual" placeholder="50000" required="required" aria-required="true" min="" max="99999">
</div>
<div class="elementor-field-type-email elementor-field-group elementor-column elementor-field-group-email elementor-col-100">
<label for="form-field-email" class="elementor-field-label"> Email </label>
<input size="1" type="email" name="form_fields[email]" id="form-field-email" class="elementor-field elementor-size-sm elementor-field-textual">
</div>
<div class="elementor-field-type-recaptcha_v3 elementor-field-group elementor-column elementor-field-group-field_a879283 elementor-col-100 recaptcha_v3-inline">
<div class="elementor-field" id="form-field-field_a879283">
<div class="elementor-g-recaptcha" data-sitekey="6LeGPT0dAAAAAMBmMApnzcRZ_cXEM55E252FfsIw" data-type="v3" data-action="Form" data-badge="inline" data-size="invisible">
<div class="grecaptcha-badge" data-style="inline" style="width: 256px; height: 60px; box-shadow: gray 0px 0px 5px;">
<div class="grecaptcha-logo"><iframe title="reCAPTCHA" width="256" height="60" role="presentation" name="a-re103w6tujyx" frameborder="0" scrolling="no"
sandbox="allow-forms allow-popups allow-same-origin allow-scripts allow-top-navigation allow-modals allow-popups-to-escape-sandbox allow-storage-access-by-user-activation"
src="https://www.google.com/recaptcha/api2/anchor?ar=1&k=6LeGPT0dAAAAAMBmMApnzcRZ_cXEM55E252FfsIw&co=aHR0cHM6Ly9jcmF3Zm9ydC5jb206NDQz&hl=en&type=v3&v=Hq4JZivTyQ7GP8Kt571Tzodj&size=invisible&badge=inline&sa=Form&cb=afdv1hl3n7ef"></iframe>
</div>
<div class="grecaptcha-error"></div><textarea id="g-recaptcha-response" name="g-recaptcha-response" class="g-recaptcha-response"
style="width: 250px; height: 40px; border: 1px solid rgb(193, 193, 193); margin: 10px 25px; padding: 0px; resize: none; display: none;"></textarea>
</div><iframe style="display: none;"></iframe>
</div>
</div>
</div>
<div class="elementor-field-group elementor-column elementor-field-type-submit elementor-col-100 e-form__buttons">
<button type="submit" class="elementor-button elementor-size-sm">
<span>
<span class=" elementor-button-icon">
</span>
<span class="elementor-button-text">Send</span>
</span>
</button>
</div>
</div>
</form>Text Content
* Get a Loan * About Us * FAQ * Blog * Contact Us Apply Now Personal Loan LICENSED MONEY LENDER SINGAPORE: IS THERE A 24-HOUR MONEY LENDER? 20 March 2024 Unexpectedly, you might be looking for access to a 24-hour money lender in Singapore or a lender that can provide you with an instant cash loan. A sudden need for cash can arise at any time. Your savings might not be enough to tide you over problems like car repairs or medical bills. Besides, the busy lifestyle in Singapore also means that most of the time, you only have the weekends to settle your personal needs. So, you might be looking for the best licensed money lender online or searching for a “licensed money lender near me” or “Singapore money lender near me” that’s open on a Sunday or outside office hours that can cater to your needs. In this article, we will discuss if about 24-hour money lender in Singapore. Moreover, find how to differentiate a licensed money lender from an unlicensed lender. WHAT IS A LICENSED MONEY LENDER SINGAPORE? A licensed money lender in Singapore is an approved lender under the Ministry of Law. A money lender can provide instant loans to Singapore citizens, and Permanent Residents. Moreover, a lender can provide loans to foreigners with valid Employment Passes. Legal money lenders in Singapore are an alternative to consider when applying for urgent personal loans as the processes are generally quicker and less stringent compared to applying with traditional banks. Since you may need an instant cash loan in unexpected situations, you might be wondering if there are any 24 hours money lenders in Singapore that you can go to, which brings us to the next point. ARE THERE 24-HOUR MONEY LENDER SINGAPORE? There are no 24-hour money lenders in Singapore. If you happen to chance upon one, it’s highly likely that it’s an illegal money lender or one that’s pretending to be a legal money lender. However, there are online loan application portals that are available 24 hours online money lender Singapore from licensed moneylenders in Singapore. You can apply for the best personal loans there at any time. When you apply for a personal loan with Crawfort, your loan can be approved within 8 minutes. Therefore, you will not wait for an hour or get your loan approved in two hours, but it only takes minutes to get your loan approved. This may sound too good to be true, but Crawfort’s new loan platform allows you to do that. You can submit a loan application at any time and place and get it approved as fast as 8 minutes. The integration of MyInfo with Crawfort’s system speeds up the application process by pre-filling certain information. Accurate information is retrieved from multiple government agencies and applied accordingly. This helps to eliminate any human error and speeds up your request such that it can be approved as quickly as possible. With your submitted information, real-time data from credit bureaus, and in-house data that are collated over the years, Crawfort’s proprietary algorithmic formula makes it possible for your application to be approved within 8 minutes. Of course, this is also subject to Crawfort’s operating hours, as you’ll need to head down to the outlet for face-to-face verification before you can get your loan disbursed. While your loan can be processed and approved within 8 minutes, if you were to apply on a Sunday morning, the earliest you can receive your loan will be on Monday morning. You may check out Crawfort’s operating hours here. HOW DO YOU APPLY FOR A PERSONAL LOAN WITH CRAWFORT? With Crawfort, you can get your loan application processed and approved within 8 minutes. You can apply for a personal loan with Crawfort in just 3 simple steps. Firstly, head over to crawfort.com/sg/ and fill in your details — your citizenship, monthly salary, and how much you’d like to borrow. Then, log in via SingPass and your application will be pre-filled automatically with the data retrieved from various government agencies. Next, upload the documents necessary for your loan application. Once that’s done, submit your loan application, and you’ll receive your application results through SMS within the next 8 minutes. Once your application is approved, all you have to do is schedule an appointment on Crawfort’s loan portal and head down to the office for a face-to-face verification. We’ll go through the loan terms and contract with you in person and clarify any questions you may have. You can also opt to collect your approved loan in cash or have it disbursed into your bank account. HOW TO DIFFERENTIATE BETWEEN LICENSED MONEY LENDERS AND AN UNLICENSED MONEY LENDERS IN SINGAPORE Many illegal money lenders masquerade as legal money lenders that guarantee 24-hour loans. Do keep in mind that licensed money lenders are governed by Singapore’s laws. Hence, there are regulations that Singapore licensed money lender have to abide by. Here are some ways to differentiate between a licensed money lender and an unlicensed money lender. 1. TERMS AND CONDITIONS OF YOUR LOAN CONTRACT Firstly, a Singapore licensed money lender has to go through the terms and conditions of your loan to you before you sign the contract. A loan contract stating all the terms and conditions is required by law. These include terms like your repayment period, payment methods, interest rates, and any details pertaining to the loan. On the other hand, unlicensed money lenders often don’t provide contracts. They may even send PDF documents via SMS or WhatsApp to get you to pay a deposit before the loan is approved. Do not fall into that trap, as it’s part of their loan scam. No fees are required to be paid before any loan approval by a licensed money lender. 2. LICENSED MONEY LENDER INTEREST RATES AND LATE REPAYMENT RATES Under the Ministry of Law’s regulations, licensed money lender in Singapore can only charge up to 4% interest rate per month for their loans. If a borrower fails to repay the loan on time, licensed money lenders can only charge a late interest rate of up to 4% per month. 3. ADVERTISING CHANNELS Licensed money lender in Singapore is only allowed to advertise their services through business or consumer directories, websites belonging to the licensed money lender, and advertisements placed within or on the exterior of their business premise. Hence, any advertisements that you see via other channels can be from unlicensed money lenders or licensed money lenders that have violated the law. If you get an SMS offering you cheap, fast cash loans in Singapore — be wary. These are illegal money lenders trying their luck. Do not entertain the idea of borrowing from them just because they are convenient and are lending you a helping hand at the right time. What’s more, dealing with illegal money lenders can be quite a headache. Want to learn how to deal with illegal money lenders in Singapore? Here’s how. 4. LOAN AMOUNT THAT YOU CAN BORROW You might be asking this question: “How much money I can borrow from a private money lender in Singapore?“. There’s a limit on the amount that you can borrow for unsecured personal loans. Annual income Singapore Citizens and Permanent Residents Foreigners residing in Singapore Less than S$10,000 S$3,000 S$500 S$10,000 – S$20,000 S$3,000 S$3,000 S$20,000 and above 6 times of monthly income 6 times of monthly income Source: Ministry of Law Hence, any money lender that offers an amount more than the limit set by the Ministry of Law is possibly an illegal money lender. 5. BLACKMAIL OR THREATS Licensed money lenders don’t intimidate, blackmail, or threaten to damage or take control of your property. Without a Writ of Seizure And Sale, a licensed money lender cannot seize any of your property. They also don’t damage property, such as vandalising public spaces or even your property. What are the differences between a licensed and unlicensed money lender? We cover more here. Find out how to settle your personal loan if you are unable to pay a licensed money lender in Singapore. WHAT TO LOOK OUT FOR TO AVOID AN ONLINE LOAN SCAM Technology makes it easy for scammers to target victims. It’s easy for illegal money lenders to put up scams online. All they need is a website and a fake address for them to get their business going. While it can be hard to distinguish a licensed money lender from a loan shark, there are some telltale signs that you can watch out for to avoid being scammed. Here are some things you can keep an eye out for. 1. REMOTE APPLICATION AND LOAN DISBURSEMENT It’s common to have online loan applications from online money lender in Singapore as more and more licensed money lenders go digital. There are private money lenders in Singapore that have a presence online, offering services that can be applied for online. But the increase in remote applications also gives unlicensed money lenders an opportunity to scam others. A licensed money lender will do a face-to-face verification before disbursing your loan to you. On the other hand, for unlicensed money lenders, your application may be approved via email, SMS, or phone call without any contract. There may not be any face-to-face meetings, and they may even disburse your loan straight to you. Hence, be sure to check and not fall for these types of scams. Remember also to check whether the licensed money lender you are dealing with is licensed. Ensure that the lender you’re going with has a proper business address and application procedure. If going down to a physical outlet to sign a detailed loan contract isn’t required, this is a huge red flag and a sign that you should cut all contact immediately. 2. FEES AND INTEREST RATES An unlicensed money lender or loan shark may ask for upfront fees, processing fees, or admin fees before your loan will be processed. They may even say that you’ll have to pay a fee before they’re able to disburse your cash loan to you. A licensed money lender will never ask you to transfer money to them before they disburse the loan. They will only charge a 10% admin fee after your loan is approved, which is deducted from your principal loan amount. Besides that, loan sharks or unlicensed money lenders also charge interest higher than 4% per month. They charge higher to earn a huge amount of money in a short period of time through the high-interest rates. On the other hand, licensed money lenders are regulated by the Ministry of Law in Singapore. They can only charge at a maximum of 4% per month for both nominal interest and any late repayment interest. Remember to check on the interest rates you’re being charged with. You can get the lowest interest rate with a licensed money lender in Singapore. 3. PHYSICAL ADDRESSES A licensed money lender must have a physical address. You need to go to their office for verification and go through the loan contract and terms. Thus, if a money lender is unable to provide you with an address, the money lender is probably a loan shark. You can also check the Ministry of Law website for the list of licensed money lenders in Singapore for their official addresses. 4. ADVERTISING MEANS Have you ever received SMS regarding loans? Well, these are probably from unlicensed money lenders or loan sharks. As businesses go digital, they also take the opportunity to keep up with the trends. They may use these tactics such as advertising via SMS, WhatsApp, flyers, and emails to entice people to borrow from them. But these are actually violations of advertising rules for licensed money lenders. Hence, the next time you ever receive this advertising, block and report the number immediately. Licensed money lenders can only advertise via the 3 channels mentioned earlier. They are strictly regulated and can get their licence revoked if they advertise illegally. Hence, it’s best to deal with licensed money lenders since they are mandated under the Moneylenders Act in Singapore. Read more about the things you need to know about loan sharks in Singapore here. Also, learn about licensed money lender new rules here. FAQS ON BORROWING FROM SINGAPORE LICENSED MONEY LENDER Now that you understand more about licensed money lenders in Singapore, these FAQs can help clarify any doubts you have. HOW MUCH CAN MONEY LENDERS CHARGE? Licensed money lenders in Singapore can only charge a maximum of 4% interest rate per month. This is regardless of your income and whether your loan is secured or unsecured. For example, if you take a loan of S$10,000 and have repaid S$4,000. Only the remaining amount of S$6,000 can be used for the calculation of interest. As for late interest fees, you can only be charged a maximum of 4% per month and can only be charged on the amount repaid late. For example, if you take a loan of S$10,000 and make a late payment for the first repayment of S$2,000, the late repayment fee can only be charged on the S$2,000 since the remaining amount for repayment is not due yet. Licensed money lenders can also only impose charges and expenses of: * Fees not exceeding S$60 for each month of late repayment. * Fees not exceeding 10% of the principal of the loan. * Legal costs ordered by the court for a successful claim by the licensed money lender for the recovery of the loan. The total charges imposed, which include the interest, late interest, upfront administration, and late fee by a licensed money lender also cannot exceed an amount that’s equivalent to the principal of the loan. For example, if you take a loan of S$10,000, the total interest, late interest, 10% administrative fee, and monthly late fees of S$60 cannot add up to be more than S$10,000. WHAT ELSE TO TAKE NOTE TO ENSURE THAT YOU’RE DEALING WITH A LICENSED MONEY LENDER Even if a money lender is licensed, look out for these occurrences as they may be in violation of the law: * Use of abusive language or threatening in any manner * Asking for your SingPass user ID and/or password * Retaining your NRIC or any personal ID documents * Asking you to sign on a blank or incomplete loan contract * Granting you a loan without giving you a copy of the loan contract * Not explaining the terms and conditions * Withhold any part of your principal loan amount for any reason HOW TO LODGE A COMPLAINT AGAINST A MONEY LENDER? If you would like to lodge a complaint against a money lender, you can report them to the Registry of Moneylenders with the money lender’s business name, license, and contact number. You may report it to the Registry at 1800-2255-529 or via their website. All details will be kept confidential and will not be disclosed to the Singapore money lender without your consent. In addition, to facilitate the investigation of your complaint, you may be required to attend an interview with the Ministry of Law officers to provide them with relevant information and documents relating to your loan transactions or dealings with the money lenders. WHAT CAN I DO IF A LICENSED MONEY LENDER SINGAPORE IS HARASSING OR THREATENING ME? Any harassment or threatening behaviour is considered unfair practice and will be subject to regulation by the Registry of Moneylenders. You can also make a police report as such behaviours are taken seriously. WHAT ARE THE SUPPORTING DOCUMENTS NEEDED TO PROCEED WITH A LOAN APPLICATION? You’ll need to provide the following documents: * Proof of identity: NRIC or passport * Proof of residence: Bank statements or bills * Proof of income: CPF contribution or payslips Alternatively, you may also use your income tax statements or employment contract for your proof of income. WHAT MUST A MONEY LENDER INFORM ME ABOUT BEFORE GRANTING A LOAN? Before approving any loan, a legal money lender must inform you in writing about the terms of the loan and the following information: * Nominal interest rate * Late interest charges * Other permitted fees to be charged * Instalment details All licensed money lenders in Singapore are required to provide you with a cautionary statement in writing before any loan is granted to you. You should also be informed about where you can lodge a formal complaint if necessary. Moreover, you must be familiar with licensed money lenders new rules to protect your rights as a borrower. Need to get an instant cash loan? With Crawfort’s 24-hour accessible and fast online application, apply for a loan in just 3 simple steps and get approval in the next 8 minutes! Apply Now! A PERSONAL LOAN IN 8 MINUTES. THAT’S HOW FAST IT TAKES. Name Mobile Number ID Type Singaporean Singapore PR Loan Amount (S$) Email Send HUNGRY FOR MORE ARTICLES? Personal Loan Best Personal Loan Singapore: The Ultimate Guide (2024) Taking personal loans in Singapore can be something worth considering. This is essential to help you reach your financial goals. Before applying for a low interest personal loan in Singapore, let’s explore more about it. Let’s find out whether or not it can cater to your needs and help you achieve your goals. What Is […] Learn more Blogs and Opinions Best Licensed Moneylenders in Singapore: Guide to Borrowing Loans from Legal Lenders Are you short of funds and planning to borrow from the best licensed moneylender in Singapore? But before that, you must first understand the things to consider before borrowing from the best licensed moneylenders in Singapore or credit companies. Paying off bills and expenses without any assistance can be really challenging, especially when you’re living […] Learn more Media The Entrepreneur 2019 Celebrates the achievements of 10 businessmen and women who prove to have what it takes to break boundaries and emerge as winners of Singapore’s Entrepreneur of the Year Awards (EYA). Learn more Personal Loan How To Get A Personal Loan In Singapore Even With A Bad Credit Score Whether it’s to buy a first home or pay for education, most of us probably need to take a loan at least once in our life. However, not all loan applications can turn out successful. If you’ve applied for a personal loan in Singapore before but got rejected, it could be due to your credit […] Learn more Personal Loan How To Calculate Interest On A Loan Whether it’s buying that dream HDB flat, sending your kid to a good school, or starting your own business, sometimes personal loans are the way to go. But remember, loans aren’t free money, got interest to pay one! Which is why this article on how to calculate interest rates for loans is useful for anyone […] Learn more Blogs and Opinions How To Pay Off CPF Accrued Interest? If you’ve used your CPF Ordinary Account (OA) to buy a home in Singapore, you’ll need to repay the withdrawn amount along with accrued interest when you sell the property. This accrued interest compounds annually at 2.5%. This guide will delve into the specifics of CPF accrued interest and present methods for effectively paying it […] Learn more Personal Loan How Much Loan Can I Get From A Bank In Singapore? For many Singaporean homebuyers, the issue of “How much loan can I actually secure from a bank?” arises as an urgent concern. Because it depends on so many different personal details, this question doesn’t have a universally correct response. To properly prepare for a house purchase, you must have a firm grasp of how financial […] Learn more Personal Loan How To Do Debt Consolidation With Bad Credit in Singapore? With the high cost of living in Singapore, handling various debts might be challenging. Debt consolidation can be really challenging especially for individuals with bad credit. However, even with a bad credit score, it is not impossible to consolidate your debts. This guide covers how to do debt consolidation with a bad credit score in […] Learn more Personal Loan Ultimate Guide To Getting A Personal Loan In Singapore With Bad Credit Need a personal loan with bad credit score? It’s tough to get a personal loan in Singapore with bad credit. With a bad credit score, you automatically leave a poor impression on financial institutions, lenders, and banks. The truth is that having bad credit can happen to anyone. A job retrenchment, a wrong choice in […] Learn more Personal Loan Loan Tenure In Singapore: What You Need To Know? Getting a loan? Don’t forget to think about the payback time – this one is very important! You want to pick a loan with a repayment period that works for you. Make sure you’re able to pay it back without stressing yourself out financially. This article will tell you about loan tenure, how it affects […] Learn more Personal Loan Guide on Borrowing Personal Loan from Toa Payoh Money Lender Toa Payoh, one of the first HDB (public housing) areas in Singapore, started in the 1960s to sort out housing for a lot of people. Before it got built up, the place was like a big swamp, which is what “Toa Payoh” means in Hokkien. It was part of Singapore’s rich past because it was […] Learn more Personal Loan What Are The Differences Between Recourse And Nonrecourse Loans? In Singapore, borrowers are familiar with various loan options like personal, business, payday, and fast cash loans, commonly offered by banks and licensed money lenders without the need for collateral. While many have navigated auto or HDB loans successfully, the distinction between recourse and non-recourse loans might not be as clear. These often-ignored terms have […] Learn more Personal Loan Is It Possible To Find Personal Loans With Guaranteed Instant Approval In Singapore? Need some quick cash? Feeling tempted by those flashy ads promising “easy money, no hassle“? Hold on right there! Before you jump into the arms of a loan shark (or their slick online equivalent), let’s break down the real deal on personal loans with “guaranteed instant approval” in Singapore. Spoiler alert: It is not always […] Learn more Personal Loan What You Need To Know About Interest-Free Loans In Singapore? You’ve probably seen those ads popping up everywhere, claiming they can give loans without any interest, right? Sounds almost too good to be true, doesn’t it? Well, are these zero-interest loans real or not? What’s the actual deal behind these offers, and what catch should you be looking out for when it comes to these […] Learn more Blogs and Opinions 6 Exciting Things To Do In Elias Mall Singapore Elias Mall is a hidden gem that is nestled away in Pasir Ris, and those who are wanting to explore the East side of Singapore should not miss out on the opportunity to visit it. Although this retail complex may not be as well-known as the shopping belt along Orchard Road, it is packed with […] Learn more Blogs and Opinions Grantral Mall in Singapore: Top 4 Exciting Things To Do Looking for a spot that’s got everything—shopping, learning, staying fit, and good times—all rolled into one? Grantral Mall is the place to be. It’s not just your average shopping space; it’s the heartbeat of MacPherson, Singapore, catering to folks from the MacPherson estate and Bidadari estate. When you step into this mall, you’ve got the […] Learn more Personal Loan Guide to Borrowing An Instant Loan With A Chinatown Money Lender Facing financial challenges can seem daunting, but accessing the right support can make a world of difference. In Singapore, particularly in Chinatown, there’s a myriad of lenders offering instant loans to help those who need to fill gaps in their budget. This guide simplifies the process of getting a fast cash loan from a Chinatown […] Learn more Personal Loan How To Apply For An Instant Loan From A Changi Money Lender? Life in Singapore can be fast-paced and unpredictable, and there are times when you might find yourself in need of quick financial assistance. This is where a Changi money lender comes into the picture. These loan providers offer various loan options to help you manage unexpected expenses or financial emergencies. Whether you’re a local resident […] Learn more Blogs and Opinions Buangkok Square Mall In Singapore: 6 Exciting Things You Can Do Are you in the Buangkok area and looking for a shopping mall with a wide range of activities to offer? There is no need to shop around because Buangkok Square Mall provides everything you need. It’s a one-stop mall ideal for anyone at any age. Therefore, keep reading this guide to find out the exciting […] Learn more Personal Loan Borrowing From Bugis Money Lender: What You Need to Know? Bugis, situated in the heart of the Central Business District (CBD) in Singapore, is home to the renowned Bugis Street. Recognised as the largest street shopping destination in Singapore, Bugis Street attracts both locals and tourists alike. In addition to the Bugis Street Market, it is home to two of the most well-known retail centres: […] Learn more Blogs and Opinions 4 Exciting Things To Do In Marsiling Mall In Singapore Marsiling Mall is one of the oldest shopping malls in Singapore, known for its charming vintage architecture and quaint shops. This mall may not have the glitz of Orchard Road, but it’s filled with the heart and soul of Singapore’s everyday life. For visitors, Marsiling Mall offers a peek into the real Singapore, away from […] Learn more Personal Loan Guide To Borrowing Personal Loan From Bishan Money Lender Bishan, also known as Bishan New Town or Bishan Town is among the mature residential towns in Singapore. It is an urban planning area that is situated in the central region of Singapore and encompasses a total area of 743 hectares. Due to its size and the fact that it is one of the more […] Learn more Personal Loan Guide To Borrowing From Ang Mo Kio Money Lender: How To Avoid Illegal Lenders Ang Mo Kio, situated in the northeastern region of Singapore, derives its name from Hokkien, translating to “red-haired man’s bridge.” As a planning area and residential town, Ang Mo Kio is located approximately 11 km north of the Downtown Core district. Positioned at the south-western corner of the North-East region, it shares borders with Yishun […] Learn more Personal Loan Can I Take Home Loan After Personal Loan In Singapore? Picture yourself in this situation: after taking a personal loan for an urgent need or a significant life event, you’re now eyeing your dream home. Because of this, you find yourself facing a common problem experienced by many Singaporeans – balancing dreams and financial commitments. As you weigh your options, understanding the intricacies of managing […] Learn more Personal Loan 10 Essential Things You Need To Know When Borrowing A Personal Loan From Hougang Money Lender Singapore’s northeastern residential district, Hougang, borders Punggol to the north, Upper Serangoon Road to the south, Sungei Serangoon to the east, and Yio Chu Kang to the west. As of 2015, over 51,000 housing units are Hougang New Town, Singapore’s largest public housing estate by land area. This self-sufficient community has several amenities nearby and […] Learn more Personal Loan Your Comprehensive Guide To Getting A Loan From An Ubi Money Lender As one of Singapore’s premier subzones, Ubi is a hub of economic activity. From the moment you step onto its streets, you are instantly surrounded by a multitude of shops, restaurants, and office buildings. In an area like Ubi, the need for financial support should be as diverse as its residents and workers. That’s where […] Learn more Personal Loan How To Get A Personal Loan From A Clementi Money Lender Life has its own set of obstacles and surprises in the bustling town of Clementi, which can be found away in Singapore’s easternmost in the West Region. While family and friends might be the first line of support in times of unexpected emergencies, situations may arise where additional financial assistance becomes imperative. Whether it’s a […] Learn more Personal Loan Why Take A Personal Loan From A Licensed Money Lender in Tampines? Situated in the eastern part of Singapore, Tampines stands as the third-largest new town, a product of strategic urban planning. Once a landscape dominated by forests, swamps, rubber plantations, and sand quarries, the town’s name, Tampines, originates from the indigenous Ironwood trees, also known as “tempinis,” which once flourished in abundance in the area. Aligned […] Learn more Personal Loan Secured Vs Unsecured Personal Loan In Singapore: Which One To Take? If you’re facing some kind of financial difficulty, getting a personal loan in Singapore could help improve your situation. Whether you choose to borrow from a bank or a licensed money lender in Singapore, you have a decision to make: you’ll need to decide whether to take out a secured personal loan in Singapore or […] Learn more Blogs and Opinions Personal Loan In Singapore: What’s A Debt Consolidation Plan? With the lure of credit cards and their rewards (think airmiles, cashback, free luggage), many Singaporeans end up with large credit card debt. Swiping the card is so easy and convenient, that many fall into the endless debt trap. If you find yourself struggling to make timely credit card and personal loan repayments in Singapore, […] Learn more Personal Loan Everything You Need to Know About Bedok Money Lender Bedok is known for its incredible community, but it is also a place where unexpected financial needs can arise. Be it for an unforeseen medical expense, a sudden business requirement, or a personal emergency, the traditional banking route’s complex procedures and strict criteria may not be enough for the average Bedok resident. This is where […] Learn more Personal Loan How to Get An Instant Cash Loan From Orchard Money Lender? Sometimes, unexpected events are bound to happen where you need money right away. These emergency situations are unavoidable. If you are in Singapore’s retail heart, which is Orchard Road, you might be looking for some quick options where you can borrow money. However, borrowing from a friend or a relative may not always be a […] Learn more Personal Loan Are Personal Loans Taxable in Singapore? Navigating around personal finance is something interesting, especially if you’re curious whether personal loans are subject to taxes. If you’re wondering if personal loans are taxable in Singapore, rest assured – we’ve got you covered. In this article, we are going to discover whether personal loans are subject to taxes. Moreover, let’s find out whether […] Learn more Personal Loan How To Get A Free Credit Bureau Report In Singapore Proactively monitoring your credit report is a smart and responsible financial habit you should build. This helps you detect fraud and errors, as well as verify the accuracy of the information reported to credit bureaus. With numerous resources that you can take advantage of, it’s possible to get a free credit report in Singapore. Discover […] Learn more Personal Loan Your Guide To Getting Fast Cash Loans With Yishun Money Lender Yishun, formerly known as Nee Soon, is one of the best spots in Singapore that offers a perfect mix of tradition and modernity. But it isn’t just a place – it’s a community. And just like any community, especially one that is part of the most expensive city in the world, financial hurdles are part […] Learn more Personal Loan Taking Control Of Your Finances Through MLCB Self-Exclusion Have you ever felt trapped in a debt cycle? If so, you already know that it can take its toll on your life and relationships. Borrowing can be an addiction that causes harm not just to your finances, but also to your well-being. If you need a way to break free from this compulsive behaviour […] Learn more Personal Loan How Does Bridging Finance Work in Singapore? As your family grows, you might plan to buy a bigger property and sell your existing home. As you are still in the process of selling your property, your funds may not be enough. Your savings might not be enough to cover the expenses of buying a new home. Moreover, borrowing from family members or […] Learn more Blogs and Opinions Guide To Finding Best Cheap And Good Renovation Contractors In Singapore (2024) When it comes to home renovations, choosing your contractor can make or break the entire project. Contractors manage projects, coordinate with skilled workers, and monitor that the renovation work is completed on time and within your budget. Considering its importance, picking out the affordable and reliable contractor is something you shouldn’t take lightly especially because […] Learn more Personal Loan Licensed Moneylender In Jurong East: Go-To Guide Borrowing A Personal Loan Jurong East is a small yet vibrant neighbourhood in Singapore. This is among the places in Singapore that boast attractions like the renowned Jurong Bird Park, home to over 3500 birds, and the Singapore Discovery Centre. Delight in family-centric amenities, such as KidSTOP at the Science Centre, a dedicated play zone offering various activities and […] Learn more Blogs and Opinions Licensed Vs Unlicensed Money Lender In Singapore: What’s The Difference? Life can get pretty unpredictable. Sometimes, you might find yourself in need of quick cash, but your savings is not enough. You may have thought about taking up a loan from the bank, but what if you can’t get across the red tape? The paperwork, the waiting period, and the anxiety of not knowing whether […] Learn more Personal Loan How To Get A Motorcycle Loan In Singapore? For many Singaporeans, motorcycles are the most convenient mode of transportation. Not only is it significantly more affordable compared to cars, but it’s also more convenient to maintain. That said, not everyone can pay for a motorcycle upfront – either you still haven’t saved up enough money or just don’t want to touch your savings. […] Learn more Personal Loan What Are Monthly Instalment Loans In Singapore? Ever heard the term “instalment loan” thrown around but wondered what it means? Don’t worry, you are not alone. Borrowing can definitely be overwhelming at times, especially when you encounter unfamiliar terms and concepts. However, understanding the ins and outs of instalment loans is essential for anyone seeking financial assistance in Singapore. To better understand […] Learn more Personal Loan What Are The Interest Rates and Fees A Private Moneylender Can Legally Charge? Sometimes, we may face financial emergencies or require quick cash for unexpected expenses. In these challenging times, borrowing from a moneylender can be an ideal way to get the needed funds. However, before taking out a loan, it is vital to understand the interest rates and fees that private moneylenders can charge in Singapore. In […] Learn more Personal Loan CPF Personal Loan: What Is It? Eligibility and Requirements Singapore is the most expensive city in the world to live in. This is extremely daunting for the average person who is struggling to make ends meet. With the rising cost of living, unexpected expenses can easily throw off anyone’s budget. When emergencies pop up, needing cash right away can feel super stressful. This is […] Learn more Blogs and Opinions How to Deal With Loan Shark Harassment In Singapore: 5 Ways To Deal With It With the reputation that loan sharks in Singapore have, most of us wouldn’t want to deal with them in the first place. But perhaps desperate times have called for desperate measures. You needed money during a time when no bank or financial institution was willing to offer you a personal loan. With limited options to […] Learn more Personal Loan How To Check Credit Score In Singapore? When it comes to loan applications, your credit score or credit rating significantly influences the likelihood of approval. Major loan providers such as banks consider it a primary factor in assessing your eligibility for a loan. A favourable credit score suggests a high likelihood of loan approval, whereas a low credit score makes it challenging […] Learn more Personal Loan Complete Guide To Short-Term Loans In Singapore There could be a situation where you urgently need cash to tide over an unforeseen situation. One solution to consider is applying for a short-term loan in Singapore. In this article, we’re going to share with you all you need to know about short-term loans in Singapore. What’s A Short-Term Loan? A short-term loan usually […] Learn more Personal Loan How Personal Loans In Singapore Can Be Useful For Grab And Taxi Drivers The past few months have been difficult for many people in various industries. Most businesses, especially in the service industry, have been badly affected by the COVID-19 social distancing measures. Taking a personal loan in Singapore is one option to get through this tough time. Ever since the outbreak began, less people have been going […] Learn more Personal Loan Renovation Loan Vs Personal Loan In Singapore For Home Renovation: What’s The Difference? The priciest thing you can buy in Singapore is probably your home. Even if you don’t mind a rugged aesthetic, minimalistic, or industrial look, basic renovation is still necessary for installation of electrical endpoints, tilework, paintwork, and so on. If you’ve done the maths, you’ll realise that renovations can cost an arm and leg. However, […] Learn more Personal Loan Personal Loan In Singapore: How Can It Help With Wedding Expenses? Your wedding day is probably the most significant milestone as a couple. It’s a momentous and joyous occasion, where family and friends come together to celebrate the love and union between the two of you. How would taking out a personal loan in Singapore come into the picture? Well, every couple dreams of having that […] Learn more Blogs and Opinions How To Get An Instant Cash Loan In Singapore Are you going through an emergency that requires quick cash? Then you might want to consider getting an instant cash loan in Singapore. Getting an instant loan can help to solve your urgent financial needs. Since you can get them fast, you’ll be able to solve your issues as quickly as possible. How do you […] Learn more Personal Loan An Essential Guide To Personal Loan In Singapore: What It Is And How To Apply Whether you need a helping hand to achieve a resolution you’ve set for the year, or you’re in urgent need of money, getting a personal loan in Singapore from a licensed moneylender may come in handy. But before you apply for a personal loan in Singapore, here are some important things that you need to […] Learn more Blogs and Opinions 5 Ways To Improve Your Credit Score At The Credit Bureau Singapore Ever wondered what affects your loan applications? Or why some of your credit card applications were rejected? It’s likely because of your credit score. A bad credit score can affect your applications for personal loans and credit cards. But what’s a credit score? How do you check it, and how can you improve your credit […] Learn more Personal Loan 4 Types Of Personal Loan In Singapore You Should Know It is tough sometimes when we land ourselves in unexpected situations that require immediate financial assistance, such as medical emergencies or investment opportunities. At times like this, taking out a personal loan in Singapore could be a viable option to ease your financial burden. A personal loan is a type of unsecured loan that does […] Learn more Personal Loan What To Do If I’m Unable To Pay My Credit Card Bill? Encountering financial difficulties, whether due to unexpected expenses or a job loss, can lead to challenges in paying off credit card bills. This might prompt the question: “What can I do if I’m unable to pay my credit card bill?” Failure to clear credit card bills can result in escalating debt. It’s crucial to understand […] Learn more Personal Loan Tuition Fee Loan In Singapore: What Is It And How Does It Work? Despite the government’s provision of a tuition fee grant, the cost of tuition continues to rise annually. In fact the average annual education inflation rate in Singapore was about 2.86% for a 20-year period (2002-2022). Moreover, it was reported that the school fees will increase from 2024 to 2026 for PR and international students. So, […] Learn more Personal Loan What It Means To Be A Loan Guarantor in Singapore? Certain types of loans in Singapore need guarantors since they carry higher risk of default for lenders. For instance, car loans, education loans and business loans, in place of collateral. It can be a requirement when applying for a loan in Singapore. Therefore, before you sign-up to be a guarantor of your friend or your […] Learn more Blogs and Opinions What Happens When You File For Bankruptcy In Singapore? From January 2020 to May 2020, there have been 1,481 applications for bankruptcy in Singapore and 404 orders made — a significant number considering the short 5 months span. Bankruptcy, in short, is when you owe more than you can afford to pay. There are also a number of technicalities involved. Filing for bankruptcy in […] Learn more Blogs and Opinions 10 Easiest Ways To Get A Credit Card Approved in Singapore Owning a credit card in Singapore has a lot of perks. It offers a convenient way to purchase online or in person. Even if you’re short on cash for the month, you can still purchase big-ticket items or gadgets that you want since it allows you to buy now and pay later. Moreover, some of […] Learn more Blogs and Opinions Saving Money In Singapore: Easy Ways To Grow Your Savings If you often find yourself living paycheck to paycheck despite your best budgeting efforts, you’re not alone in this situation. Overspending is a common challenge that many individuals face. No matter how meticulously you track your expenses, the temptation of impulse buying might occasionally mislead us. The fact is that since we are all imperfect, we […] Learn more Personal Loan 5 Reasons Why Your Personal Loan Application In Singapore Was Rejected Perhaps it’s a time right now when you require extra financial support for your needs—for an emergency, for a dream vacation for you and your partner, or even for a plan to move forward and venture out of your comfort zone. However good your reasons may be, you may have faced problems having your personal […] Learn more Personal Loan Guide to Peer to Peer (P2P) Lending in Singapore Peer-to-peer lending or P2P lending is a part of financial innovation that originated in the UK in 2005. It has become an investment and lending platform that has reached major financial markets worldwide, and Singapore is no stranger to P2P lending. It has adopted this FinTech tool for borrowing and lending money. In this guide, […] Learn more Personal Loan How Do Home Renovation Loans Work In Singapore? Considering a home renovation project this year, but falling short on your savings? You might consider getting a home renovation loan. Without sacrificing your objectives, this type of loan is designed to assist you in funding your home improvements. But, how do home renovation loans in Singapore work, and what should you take into account? […] Learn more Personal Loan Can You Get A Personal Loan Without Income Proof In Singapore? If you’re in a financial jam, you want to get a personal loan as quickly as possible. But what if you don’t have income proof? In this article, we share with you some useful tips on how you can get a personal loan in Singapore without standard income proof like payslips. But before we dive […] Learn more Personal Loan Are You Eligible For A Personal Loan In Singapore? When we’re short on cash, most of us will consider borrowing from friends and family members. However, if you don’t want to trouble them, how about taking a personal loan instead? A personal loan is a lump sum of money borrowed from a bank or licensed money lender. You’ll need to pay it back over […] Learn more Blogs and Opinions When Should You Consider Taking A Personal Loan Over A Renovation Loan In Singapore? Now that you’ve collected the keys to your new home and browsed countless web pages for decor inspiration, it’s time for the next step. Imagine, after a long day at work, going back to a home that’s furnished and personalised just the way you like it. Isn’t that exciting? That is until you realise the […] Learn more Personal Loan Personal Loan Broker In Singapore: What You Need To Know While many people still go directly to their local bank to seek financial assistance, many people have turned to personal loan brokers for a more customised and efficient approach to borrowing money. This proves that personal loans have gone beyond the confines of traditional banks. In this article, we will discuss personal loan brokers in […] Learn more Personal Loan Emergency Payday Loans from Direct Lenders: A Comprehensive Guide Life is full of challenges and unfortunately facing sudden financial trouble is part of it. You may be facing a sudden medical emergency, car repair or the need to replace a broken appliance which may require quick cash to cover these emergencies. In these unexpected events having an emergency payday loan from a direct lender […] Learn more Personal Loan What Happens if You Don’t Repay Your Personal Loan in Singapore? If you’re using a personal loan in Singapore for a big ticket expense, home renovation or to fund some emergencies, it’s probably because your savings is not enough to cover it. And while repaying the loan is usually the last thing on your mind when you take out the loan in the first place, missing […] Learn more Personal Loan Should You Take A Personal Loan In Singapore For Home Renovation? Whether you want to increase your property value or simply enhance the aesthetics of your house, you need a home renovation. However, loan renovations can be costly and you may not be able to do up your dream house should you lack funds. Now, the good news is that you have alternative options to help […] Learn more Personal Loan How To Pay Off Multiple Payday Loans When your bills and emergency expenses pile up, it can be hard to resist the temptation of payday loans. Although these loans can be a helpful remedy for tough times, they also have the potential to trap you in overwhelming debt. Thankfully, there are tons of ways to help you get back on track financially. […] Learn more Personal Loan How To Clear Credit Card Debt With A Personal Loan In Singapore Credit cards have a lot of benefits. Not only do they boost your spending power, but they’re also very convenient since you don’t need to keep drawing and carrying cash. However, for the convenience they offer, you run the risk of incurring high interest and accumulating debt quickly. What should you do when you find […] Learn more Blogs and Opinions How To Pay My Credit Card Bills (DBS, UOB, OCBC And Other Banks)? Today, you can take advantage of various enticing credit card deals that offer benefits like bonus miles and up to 10% cashback. These deals can maximise your financial benefits and transform each transaction into a rewarding experience. Despite these benefits, you must pay your credit card account on time. Just like with other types of […] Learn more Personal Loan Personal Loan Calculator In Singapore: Why You Should Use One And The Benefits Personal loans are an alternative for big-ticket purchases or immediate financial emergencies. But before taking up a loan, most of us would be curious as to how much everything would cost in total. One way to find out is to use a personal loan calculator in Singapore to work out the sum. So, what are […] Learn more Personal Loan What Are The Alternatives To Personal Loans In Singapore For The Unemployed? When we need cash, some of us consider taking personal loans to get through the tough period. Unfortunately, it can be difficult to get a personal loan in Singapore when you’re unemployed. Don’t worry, though. There are alternatives to personal loans in Singapore that you can take up, even if you’re unemployed. This article is […] Learn more Blogs and Opinions How Does Credit Counselling And Debt Management Programme Work? Have you ever found yourself struggling in debt, with no one to turn to, and all hope seems lost? In those situations, where can you get help? Well, there’s an answer for that: credit counselling. It’s alright if you don’t really know what it is. Not many Singaporeans are familiar with the concept of credit […] Learn more Personal Loan Total Debt Servicing Ratio (TDSR): What Is It and How It Affects Your Personal Loan Application? One major factor that makes a huge difference in whether you get approved for a personal loan is your total debt servicing ratio. If you haven’t heard this concept before, it might seem complicated, but don’t let it scare you. To put it simply, your TDSR is just a way to figure out if you […] Learn more Blogs and Opinions Credit Card & Unsecured Loans Credit Limit In Singapore: All You Need To Know About Increasing It Are you cash strapped and in need of extra credit for your big-ticket purchases? Are you considering increasing the credit limit on your credit card or unsecured loan but aren’t sure how to? In this article, we will share with you everything you need to know about increasing your credit card limit in Singapore. We […] Learn more Blogs and Opinions Licensed Money Lender Vs A Pawn Shop In Singapore: What’s The Difference? Something sudden happens and you find yourself in urgent need of cash. You might be considering borrowing from the bank, but they might take a long time to approve your loan. So, you start looking for alternatives to get a fast loan in Singapore. When it comes to getting quick cash in Singapore, 2 options […] Learn more Blogs and Opinions How Much Can I Borrow From A Money Lender & What I Need To Note? The cost of living is high in Singapore. There are times when we inevitably run into money problems and need cash to tide over difficult periods. For some, it could be money needed to last until their next payday, more money for their wedding, home renovation, or for a financial emergency. According to the Credit […] Learn more Personal Loan Loan Scams In Singapore: How to Protect Yourself from Personal Loan Scams As of 14 October, the police warned the public about the return of loan scams involving fake emails from banks and government agencies in Singapore. Between 1 September and 4 October 2021, there were 17 victims losing a total of over $130,000. While the Police have suggested ways to help combat scams, it is important […] Learn more Personal Loan Financing Your Home Renovation: Personal Loans In Singapore, Renovation Loans, And More Just collected the keys to your new house? Buying a house is most likely the largest purchase in your life. After getting the keys, you’ll want to renovate it to turn it into your dream home. In this article, we look at renovation costs, what affects it, as well as financing options like a renovation […] Learn more Blogs and Opinions Effective Interest Rate: A Simple Guide (EIR) For Borrowers Whether you’ve taken a personal loan before or not, interest rate is a term you’re sure to have heard of. But did you know there are usually 2 types of interest rates when you take out a loan? There’s the advertised rate, and the effective interest rate (EIR). So why are there 2 interest rates […] Learn more Personal Loan Multiple Personal Loans: Can You Take Two Personal Loans At The Same Time? Even after taking a personal loan, unexpected financial events can force you to take another one, especially during this Covid-19 pandemic. And, you may be asking if it is possible to take two personal loans? A personal loan is an unsecured amount of money. It is referred to as unsecured because it does not require collateral. The […] Learn more Blogs and Opinions Credit Counselling In Singapore: All You Need To Know Not many Singaporeans know about credit counselling. Mention “credit counselling” to people, and you’re more likely to be met with blank stares. Explain that it’s about discussing debt management with a financial counsellor, and they might reel away in shock. The topic on debts is often so private that most people shy away from the […] Learn more Personal Loan How To Get The Best Personal Loan In Singapore To Help Make Your Dream Vacation A Reality Are you planning your next dream vacation as more countries now allow tourists for the first time in two years since the start of the COVID-19 pandemic? Did you then realise that you may need extra cash as your travel funds are insufficient? If so, you’ve come to the right place! Read on. You will learn […] Learn more Personal Loan 6 Tips To Avoid Being Rejected For A Personal Loan Application In Singapore It’s never a nice feeling being rejected for anything, especially when it comes to a personal loan application. If you’ve ever been in this position before, you will know how discouraging this can be. So, why are personal loan applications in Singapore rejected? And what can you do to avoid it happening to you? Keep […] Learn more Media Singapore Fintech Startup Capital C Scores $54m in Fresh Funding DealStreetAsia Capital C Corporation, a Singapore-based financial services provider, has announced raising S$74 million ($54 million) in a mix of pre-seed equity and debt funding rounds. The fundraising exercise was participated by Phillip Capital, Luminor Capital, Paradise Group, Citystate Group, family offices, and ultra-high-net-worth individuals, according to the announcement. With the fresh funding, the company, […] Learn more Media Singapore’s Capital C Corporation Bags SGD74 Million in Funding Finextra Capital C Corporation, a Singapore-based financial services provider, bags SGD$74 Million in their recent fundraising exercise with PhillipCapital, Luminor Capital, Paradise Group, Citystate Group, various family offices and Ultra-High-Networth-Individuals. The fresh injection of funds will serve to fuel their lending capabilities and expand their digital financial platform offerings to provide a seamless experience and […] Learn more Personal Loan When Can Personal Loans In Singapore Be A Better Option Than Credit Cards? Personal loans and credit cards are two popular credit options in Singapore. For instance, if you are short of cash to pay your monthly bills, getting a personal loan in Singapore or paying through your credit card can be a viable option. Both provide easy access to money when in need but getting a personal loan can […] Learn more Company News Capital C Corporation in DocuSign Momentum 2022 Celebrates the achievements of 10 businessmen and women who prove to have what it takes to break boundaries and emerge as winners of Singapore’s Entrepreneur of the Year Awards (EYA). Learn more Personal Loan Should You Take Out A Personal Loan in Singapore For The Holidays? Have you been thinking of taking a break for this coming holiday season? Are you also considering rewarding yourself or your family with a memorable holiday gift? As the country eases the travel restrictions especially to fully vaccinated Singaporean residents, traveling to your dream destinations is now possible. Regardless of the plans you have for […] Learn more Personal Loan How To Manage Your Personal Loan In Singapore More Effectively Taking a personal loan in Singapore from licensed moneylenders can help you manage your unexpected expenses, such as medical bills. Moreover, it can help you in fulfilling your life goals. While it can make a huge difference in managing your financial situation when it matters most, it is not a permanent solution. Although you are free to use […] Learn more Personal Loan Why Taking A Personal Loan In Singapore Is The Best Option For Emergency Expenses? In the time of a pandemic (like now), you need to be prepared for emergency expenses. However, if you are someone who does not have savings or is hesitant to borrow money from friends or family, then you could be in trouble when an emergency arises. But, don’t worry, getting a personal loan in Singapore to tide […] Learn more Personal Loan Top 6 Life Goals You Can Achieve With Singapore Personal Loan For 2022 Having sufficient money can help you achieve your New Year’s goals. However, if you don’t have enough cash, taking a personal loan in Singapore is something worth considering. With a personal loan, you can get a relatively substantial sum of fast cash, and this is useful if you already have big goals and plans for New Year. […] Learn more Personal Loan Licensed Moneylenders Vs Banks: How Long Does It Take To Get A Personal Loan In Singapore? If you are currently in need of quick cash for emergencies or holiday spending, you might consider taking a personal loan either from a licensed moneylender or bank. You might wonder how long it takes to get a personal loan from these credit facilities. How fast does it take to get your loan application approved with a licensed […] Learn more Personal Loan Is It A Good Idea To Take Out A Personal Loan In Singapore To Invest? According to the latest Finder’s survey, nearly 1 in 3 (that’s 32% or 928,000 Singaporeans) have taken out a personal loan in the past 12 months. Some of the key reasons why people are taking out personal loans in Singapore include, covering daily expenses, helping out a friend or family, and financing a mortgage. But […] Learn more Company News Crawfort Is Honoured To Be Awarded The Singapore Quality Class Certification Crawfort is honoured to be awarded Singapore Quality Class certification. This certification, by Enterprise Singapore, recognises organisations that have attained robust business fundamentals and met standards for good business performance based on the internationally benchmarked Business Excellence Framework. This certification serves as a recognition of our commendable management capabilities and commitment towards continuous improvement and sustainable […] Learn more Personal Loan 6 Must-Know Tips To Get The Best Personal Loan In Singapore You might be looking for a personal loan to help you cover some financial needs. But with the overwhelming amount of loan products and choices out there, how do you find the best personal loan in Singapore? Financial institutions in Singapore offer loan discounts and promotions periodically; it’s important that you learn how to compare […] Learn more Blogs and Opinions 7 Things You Should Know About Loan Sharks In Singapore Commonly known as “ah longs” in Singapore or unlicensed moneylenders, a loan shark is a person or entity that lends fast and easy money at sky-high interest rates. These interest rates are typically far above any established legal rates. They are infamous for their harassment tactics and threats of violence as a means of forcing […] Learn more Personal Loan 5 Tips On Taking A Personal Loan In Singapore When You’re Unemployed Life is always unpredictable, and there may be times when you need to take up a loan to tide through unexpected financial difficulties. It could be medical emergencies, debts, bills to pay, or simply urgent cash needs. And if you’re unemployed, getting a personal loan in Singapore can be difficult. In Singapore, banks and financial […] Learn more Personal Loan Scam Alert: Fake Site! RED ALERT: crawforts.com is a SCAM site posing as us. Apart from using a web URL that bears close resemblance to ours, this website also displayed our previous brand logo and company information that are stolen from us. Please be informed that this site has no relations to us and are likely to be operated […] Learn more Blogs and Opinions 3 Reasons Why You Should Never Borrow From A Loan Shark In Singapore If you’ve ever found yourself in a tight financial spot and have considered borrowing from a loan shark in Singapore, think twice. There are many risks involved when you borrow money from an unlicensed money lender like a loan shark. This includes high processing fees and interest rates, and continuous harassment to you and your […] Learn more Personal Loan 5 Tips For Short-Term Course Remote Learning And How A Personal Loan In Singapore Can Help Maybe you’ve already been sitting on the idea of taking the plunge into the world of short-term courses. Whether it’s learning a new design software or discovering a different industry, short-term courses are all the rage for both working professionals and students alike to upgrade their skills. But maybe you’re hesitant because of many factors, […] Learn more Personal Loan Loan Scams – Do Not Be A Victim Loan scams are on the rise now. Please stay vigilant and beware of scammers who may approach you with attractive loan offers through calls, SMSes or any other media forms. Don’t be impulsive and fall into their traps. Learn to differentiate between a licensed and unlicensed money lender in Singapore. Crawfort Finance will only advertise […] Learn more Blogs and Opinions 3 Alternatives To Filing For Bankruptcy In Singapore Filing for bankruptcy in Singapore can stir up feelings of stress, anxiety, depression, and failure. Let’s face it, the process of filing for bankruptcy is also a tedious affair combined with the social stigma that comes with it. So before you decide to file for bankruptcy, why not consider other alternatives that are more desirable […] Learn more Personal Loan The 2 Types Of Personal Loans In Singapore To Consolidate Your Debt Besides being symbolic of financial independence and adulting, owning a credit card is a great way to earn rewards and cashback on your spending as long as you pay your bills dutifully every month. But what if you’re unable to pay your bills on time? With sky-high interest rates and a few late payment fees, […] Learn more Blogs and Opinions 10 Travelling Tips For Your Next Trip And How A Personal Loan In Singapore Can Help In a world where everything has its price, your dream of travelling the world can seem far and out of reach. Especially when you have daily expenses to account for and pressing bills to pay. Travelling can be expensive. However, the experiences you gain and memories forged from travelling is oftentimes invaluable. Though travelling can […] Learn more Blogs and Opinions Should You Take A Personal Loan In Singapore For Your Wedding? Most of us dream of having the perfect wedding with our significant other. We want to make the day perfect to celebrate our love for our partner with our family and friends. However, planning a wedding can be stressful. Not only do you have to decide on the location, settle the most minute details, and […] Learn more Personal Loan Should You Take A Personal Loan In Singapore For Your Vacation? Have you been toying with the idea of taking a good break for a while? And when we mean a break, we mean a good, quality break that’s going to give you a good reset. Maybe it’s been something on your mind for a while now but you haven’t gotten around to it because it’s […] Learn more Personal Loan Why You Should Upgrade Your Skills And How A Personal Loan In Singapore Can Help According to Robert Kiyosaki, a successful businessman and author of Rich Dad Poor Dad, continuous learning is the key to getting rich. If you want to be successful in life, you need to have the right attitude, the right mentality, and seek continuous learning. Even after graduating, you should continue to upgrade your skills, which […] Learn more Personal Loan 3 Ways To Reduce Your Wedding Costs And How Getting A Personal Loan In Singapore Can Help Your wedding day is undoubtedly one of the most important days of your life. If you’ve been saving diligently after meeting “the one”, kudos for planning in advance! However, it may be the case that your savings still aren’t enough to cover the costs of your dream wedding. To help you along on your journey, […] Learn more Personal Loan 2 Types Of Personal Loans In Singapore To Consider In Times of Emergency It’s always good when we receive a heads up before something happens, so that we can prepare for it. But that doesn’t happen all the time. You can never predict when something unexpected crops up, and when you need extra cash urgently. In such times, a personal loan can be a viable option. Types Of […] Learn more Personal Loan When Should You Take Out A Personal Loan In Singapore To Upgrade Your Skills? We’re often told to continuously upgrade our skills because we need to stay relevant in times of changing needs. And one way to do that is through taking up courses. Plus, doing so can be helpful when we choose to switch careers. But taking up courses in Singapore can be quite expensive. For instance, a […] Learn more Blogs and Opinions 8 Reasons Why You Have Low Credit Score In Singapore Looking to purchase a home, car, or paying for that dream wedding? High costs of living in Singapore can make that hard to achieve. In fact, taking on personal loans to make those dreams a reality is not uncommon. Before applying for a loan, you should look at a few key considerations banks and financial […] Learn more Blogs and Opinions 7 Things You Didn’t Know About Licensed Money Lenders In Singapore Getting married, buying a home, or furthering your studies are major milestones in life. And these milestones usually come at a hefty price. Remaining debt-free becomes increasingly difficult as you move up the different stages of life; the last thing you want is to be trapped in a financial emergency. Turning to loved ones or […] Learn more Blogs and Opinions Licensed Money Lenders In Singapore: What Are Your Options If You Can’t Repay Your Loan? Some of us encounter financial difficulties at different junctures in life. In such situations, borrowing from lenders like banks or licensed money lenders in Singapore would be among the available options to help get you back on your feet. Whether you borrow from a bank or licensed money lender, you’re of course obligated to make […] Learn more Blogs and Opinions 4 Things To Consider When Borrowing From A Licensed Money Lender In Singapore Whether it’s taking out a loan to renovate your brand new home or financing an unexpected medical emergency, there may come a time when you need some financial assistance. Taking out a personal loan to fund such expenses is a common option. As a borrower, you’re usually faced with 2 main options: a bank or […] Learn more Company News Leveraging On Digitalisation To Simplify Loan Application Singapore — (19 May 2020) — Staying ahead of the digital economy, we at Crawfort, the consumer loan subsidiary of Capital C Corporation, have incorporated digitalisation strategy to introduce a new loan platform with an improved user interface and experience on our website, alongside a new brand name and logo. In line with our goal […] Learn more Blogs and Opinions 6 Things A Licensed Money Lender In Singapore Can’t Do When Collecting Debts Getting a loan from a money lender in Singapore might be nerve wracking for some. When most think of money lending, they think of a pig’s head hanging by their door or that ‘O$P$’ red paint on the corridor. However, loan sharks and licensed money lenders in Singapore operate very differently. Let us look at […] Learn more Personal Loan 6 Reasons Why You May Need A Personal Loan In Singapore Have you ever found yourself stuck against a wall financially? When you have so many bills to pay, then suddenly, you or someone you know gets into an accident or gets sick. You are then overwhelmed with bills and the debt you need to pay, and the money you’ve saved or earned just isn’t enough […] Learn more Personal Loan Personal Loans In Singapore: What To Consider When Applying Personal loans can seem like a mystery. What are they? When should you take them? How do you go about applying for personal loans in Singapore? A personal loan is a lump sum of money borrowed from a bank or licensed money lender, which you have to pay back in instalments (fixed payments) over a […] Learn more Blogs and Opinions Licensed Money Lender in Singapore Vs Bank: Key Differences Getting married and buying a home are some of the most significant milestones and expenses you’ll incur when adulting. The last thing you want is to be strapped for cash. When that happens, most people think of borrowing money to tide them through the rough patch. You’re usually faced with two choices – should I […] Learn more Personal Loan Top 5 Personal Loan in Singapore Myths Busted It’s pretty common to take up a car loan and/or a housing loan, especially since it’s costly to own a car and a home in Singapore. But when it comes to taking a personal loan in Singapore, it’s usually perceived as the result of poor financial management. Depending on the circumstances, taking a personal loan […] Learn more Company News Advisory on COVID-2019 In light of the COVID-19 situation, Crawfort Singapore has stepped up and implemented additional precautionary measures at our outlet. Learn more Media 单枪匹马赴菲“拓荒”寻商机 一般人对菲律宾的印象，总停留在治安欠佳和交通拥堵。然而，不能忽视的是，菲律宾有上亿人口，而近年经济增长也保持强劲，可谓商机处处。Crawfort正是看到了这个商机，希望能够为那些懂得数据科技，却无法充分从传统金融机构获取服务的消费者提供服务。 Learn more Company News Crawfort Is Awarded ISO 9001 : 2015 Crawfort is proud to be awarded the TUV ISO 9001 mark of quality, and will continue to provide excellent quality of services. Learn more Company News Crawfort Is Honoured To Be Awarded The Singapore Prestige Brand Award (SPBA) 2019 We are pleased to announce that Crawfort has been awarded The Singapore Prestige Brand Award (SPBA) 2019 – Promising Brands. Into its 18th year, SPBA seeks to recognise and honour distinguished brands for their outstanding achievements in branding. Our team went through rigorous rounds of judging by stellar industry professionals who evaluated us based on […] Learn more Media 10 Business Leaders Recognised As Entrepreneur Of The Year From training aspiring pilots to lending money, 10 local entrepreneurs received the Entrepreneur of the Year Award (EYA) 2019. Learn more Media The Breakfast Huddle Find out how we can help F&B SMEs scale their businesses. Learn more Media CEO Conversation: Transforming Into A Digital Financial Services Provider Find out how our Group is leveraging technology to serve underbanked customers in the region. Learn more Media The Case For Alternative Lending In the last decade, we have witnessed rapid growth in the alternative lending space, with the creation of new business models opening up the range of alternative lending products available. Learn more Media How Fintech Is Driving Innovative Lending? In Singapore, SMEs account for around two-thirds of the workforce and a large chunk of GDP growth. And if these firms can’t get funding, their failure to thrive has a dampening effect on the larger economy. Learn more Company News Crawfort Joins Singapore’s Fastest Growing Businesses Crawfort rewrites the rules when it comes to moneylending solutions. Learn more Media Crawfort: Breaking Stereotypes Through Innovation Innovative business Crawfort is rewriting the rules when it comes to moneylending solutions Learn more Back to Blog 8 MINUTES IS ALL YOU NEED Let's Get Started Now! Get Your Loan Approved by Tomorrow A Subsidiary of * Get a Loan * About Us * FAQ * Blog * Careers * Contact Us Copyright © 2024 Crawfort Pte Ltd. All rights reserved Terms & Conditions Privacy Policy Crawfort Pte Ltd (UEN No. 201406595W) is a company incorporated under the laws of Singapore. Customers are advised to read the Term and Conditions and Privacy Policy carefully. If you have any concerns or further queries about how we are handling your personal data or queries regarding the Terms and Condition and the Privacy Policy, please contact our Data Protection Officer at dposg@crawfort.com. *If your annual income is less than $20,000, you are eligible for a loan of up to $3,000. For loan enquiries, please contact us at +65 6777 8080 or hellosg@crawfort.com Hello! Click to WhatsApp any of our team members to get an immediate response now! Loan Specialist Jamie Customer Support (Existing Customers) Lara Relationship Manager Huishan Customer Service (Feedback & Complaint) Anna Chat with us on WhatsApp now! Close and go back to page