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 * About YAS
   
    * Our Belief
    * Media Center
    * Promotions
    * Advisors and YAS Team
    * YAS Blog
    * Contact Us

 * Travel Insurance
   
    * FLY
    * Greater Bay Travel

 * GPS Sport
   
    * RYUN
    * HYKE
    * BYKE Pro

 * RYDE
 * WALKY Pet Insurance
 * YASMO
 * About Claim


中文


NEW POLICYHOLDER WELCOME OFFER

UP TO HK$500 REWARDS AWAIT

Learn More
IT'S SUMMER TIME!

BUY FLY GET UP TO HK$100 LALAMOVE AIRPORT DELIVERY VOUCHERS!

Learn More
NEW POLICYHOLDER WELCOME OFFER

UP TO HK$500 REWARDS AWAIT

Learn More
IT'S SUMMER TIME!

BUY FLY GET UP TO HK$100 LALAMOVE AIRPORT DELIVERY VOUCHERS!

Learn More
NEW POLICYHOLDER WELCOME OFFER

UP TO HK$500 REWARDS AWAIT

Learn More
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300%

Policy Growth
in 2022

11k+

Customer Journeys
Protected in 2022

97.3%

Successful
Claim Rate

8
hero products
protect your every moment of life
Previous

Joint marketing

 * Premium as low as HK $0.1 per kilometer of coverage
 * 24/7 protection for regular runners - no more anxiety over potential injuries

Buy Now

Joint marketing


 * First pet insurance in Hong Kong that you can buy in ticket forms(HK$15 up)
 * Covers outdoor trips with accidental injury coverage up to HK$5,000, e.g. vet
   clinical, surgery, and medication expenses
 * Instantly buy and activate WALKY all in one app

Buy Now

Joint marketing

 * First-ever NFT protection in Hong Kong
 * Safeguards valuable NFT collection and prevent online theft
 * Covers the theft or accidental loss of NFT assets

Buy Now

Features

 * Get just-right coverage from HK$10
 * Enjoy family travels with no age limits
 * Travel freely with baggage, mobile phone, and accidental injury coverage

Buy Now

Joint marketing

 * Global coverage with comprehensive benefits
 * Buy anytime before you fly
 * COVID-19 coverage includes: up to HK$ 1,500,000 medical expenses & HK$ 40,000
   trip cancellation

Buy Now

Joint marketing

 * Just HK$ 75 for up to HK$ 300,000 accidental coverage
 * Avoid high-risk areas and stay on track with blackspot location features

Buy Now

Joint marketing

 * Your ultimate cycling partner! 
 * Up to HK$ 35,000 coverage for accidents, bike repair and theft

Buy Now

Past Campaign

 * Just HK$ 40 for up to HK$ 200,000 accidental coverage
 * Cover your belongings like phones and AirPods

Buy Now

Joint marketing

 * Premium as low as HK $0.1 per kilometer of coverage
 * 24/7 protection for regular runners - no more anxiety over potential injuries

Buy Now

Joint marketing


 * First pet insurance in Hong Kong that you can buy in ticket forms(HK$15 up)
 * Covers outdoor trips with accidental injury coverage up to HK$5,000, e.g. vet
   clinical, surgery, and medication expenses
 * Instantly buy and activate WALKY all in one app

Buy Now

Joint marketing

 * First-ever NFT protection in Hong Kong
 * Safeguards valuable NFT collection and prevent online theft
 * Covers the theft or accidental loss of NFT assets

Buy Now

Features

 * Get just-right coverage from HK$10
 * Enjoy family travels with no age limits
 * Travel freely with baggage, mobile phone, and accidental injury coverage

Buy Now

Joint marketing

 * Global coverage with comprehensive benefits
 * Buy anytime before you fly
 * COVID-19 coverage includes: up to HK$ 1,500,000 medical expenses & HK$ 40,000
   trip cancellation

Buy Now

Joint marketing

 * Just HK$ 75 for up to HK$ 300,000 accidental coverage
 * Avoid high-risk areas and stay on track with blackspot location features

Buy Now

Joint marketing

 * Your ultimate cycling partner! 
 * Up to HK$ 35,000 coverage for accidents, bike repair and theft

Buy Now

Past Campaign

 * Just HK$ 40 for up to HK$ 200,000 accidental coverage
 * Cover your belongings like phones and AirPods

Buy Now

Joint marketing

 * Premium as low as HK $0.1 per kilometer of coverage
 * 24/7 protection for regular runners - no more anxiety over potential injuries

Buy Now

Joint marketing


 * First pet insurance in Hong Kong that you can buy in ticket forms(HK$15 up)
 * Covers outdoor trips with accidental injury coverage up to HK$5,000, e.g. vet
   clinical, surgery, and medication expenses
 * Instantly buy and activate WALKY all in one app

Buy Now

Joint marketing

 * First-ever NFT protection in Hong Kong
 * Safeguards valuable NFT collection and prevent online theft
 * Covers the theft or accidental loss of NFT assets

Buy Now
Next

3 reasons why you
choose
Buy and activate insurance anytime, anywhere
Fixed premiums for all insured ages
Dedicated claim support within 48 hours

In-app purchase and activation is available in YAS APP. Unlock more features &
special offers now!

Download Now

Why cycling insurance?
 * Up to HK$ 35,000 coverage for accidents, bike repair and theft
 * Covers you and your bike

Learn More
Why running insurance?
 * Premium as low as HK$0.1 per kilometre of coverage
 * 24/7 protection for regular runners - no more anxiety over potential injuries

Learn More
Why hiking insurance?
 * Just HK$ 75 for up to HK$ 300,000 accidental coverage
 * Avoid high-risk areas and stay on track with blackspot location features

Learn More
Why FLY Travel Insurance?
 * Global coverage with comprehensive benefits. Buy anytime before you fly
 * Coverage benefits include up to HK$ 1,500,000 medical expenses, $40,000 trip
   cancellation, HK$ 18,000 rental vehicle excess, and $20,000 personal baggage

Learn More
Why passenger insurance?
 * Just HK$ 40 for up to HK$ 200,000 accidental coverage
 * Cover your belongings like phones and AirPods

Learn More
Why cycling insurance?
 * Up to HK$ 35,000 coverage for accidents, bike repair and theft
 * Covers you and your bike

Learn More
Why running insurance?
 * Premium as low as HK$0.1 per kilometre of coverage
 * 24/7 protection for regular runners - no more anxiety over potential injuries

Learn More
Why hiking insurance?
 * Just HK$ 75 for up to HK$ 300,000 accidental coverage
 * Avoid high-risk areas and stay on track with blackspot location features

Learn More
Why FLY Travel Insurance?
 * Global coverage with comprehensive benefits. Buy anytime before you fly
 * Coverage benefits include up to HK$ 1,500,000 medical expenses, $40,000 trip
   cancellation, HK$ 18,000 rental vehicle excess, and $20,000 personal baggage

Learn More
Why passenger insurance?
 * Just HK$ 40 for up to HK$ 200,000 accidental coverage
 * Cover your belongings like phones and AirPods

Learn More
Why cycling insurance?
 * Up to HK$ 35,000 coverage for accidents, bike repair and theft
 * Covers you and your bike

Learn More

Customers love YAS
Philip
I accidentally lost my glasses on the bus, but thankfully I managed to claim
1000 HKD from YAS. The procedure was quick and simple! Thank you!
Ms. Fong
It's so bad that I lost my AirPods on the bus 😢 Thankfully, I had BUS RYDE
coverage from YAS! The claim is easy thanks to the professional staff helping me
a lot. I even received my claim result quickly!
Belle
With YAS' help, I successfully filed a claim for my lost AirPods on the bus.
Getting the right insurance is very important!
Yuki
YAS helped me to successfully claim the earphones that I lost on the bus. The
procedure was fast and simple! And my claim was approved quickly!
Kingston
I received replies from CS quickly, and they were super helpful! Definitely a
very humanised experience. Plus I never expected that I could enjoy this
favourable coverage for commuting!
Laken
The YAS team promptly answered my claim questions on what key documents I needed
to provide. At last, I got the reimbursement. That made me feel better after
losing the phone. Thank you!
Mr. Leung
I uploaded all the documents for the claim on Wednesday, and already received my
claim on Monday. It was very quick and simple to use!
Mr. Lee
The YAS APP very clearly taught me which documents to upload, and it was simple
to use. My claim ended up being approved very quickly!
Ms. Zhou
I got timely replies from YAS, and the claim process was very smooth. It turned
out I got my claim in just a few days! Amazing!
Philip
I accidentally lost my glasses on the bus, but thankfully I managed to claim
1000 HKD from YAS. The procedure was quick and simple! Thank you!
Ms. Fong
It's so bad that I lost my AirPods on the bus 😢 Thankfully, I had BUS RYDE
coverage from YAS! The claim is easy thanks to the professional staff helping me
a lot. I even received my claim result quickly!
Belle
With YAS' help, I successfully filed a claim for my lost AirPods on the bus.
Getting the right insurance is very important!
Yuki
YAS helped me to successfully claim the earphones that I lost on the bus. The
procedure was fast and simple! And my claim was approved quickly!
Kingston
I received replies from CS quickly, and they were super helpful! Definitely a
very humanised experience. Plus I never expected that I could enjoy this
favourable coverage for commuting!
Laken
The YAS team promptly answered my claim questions on what key documents I needed
to provide. At last, I got the reimbursement. That made me feel better after
losing the phone. Thank you!
Mr. Leung
I uploaded all the documents for the claim on Wednesday, and already received my
claim on Monday. It was very quick and simple to use!
Mr. Lee
The YAS APP very clearly taught me which documents to upload, and it was simple
to use. My claim ended up being approved very quickly!
Ms. Zhou
I got timely replies from YAS, and the claim process was very smooth. It turned
out I got my claim in just a few days! Amazing!
Philip
I accidentally lost my glasses on the bus, but thankfully I managed to claim
1000 HKD from YAS. The procedure was quick and simple! Thank you!

YAS Partners
View All >
Dedicated claim support within 48 hours
Don't know how to claim? Take it easy!


FAQ


WHAT’S YAS?

Protection + APP - Cons of Traditional Insurance Coverage
= YAS

YAS is formed by a group of millennials and generation Z, who question insurance
every day, "Why do we need to pay monthly/yearly premiums?", "Boring insurance.
Can it be fun?" or "Jesus! I need the claim, but it's so slow!" With technology,
we've been shaping 2 new choices as better answers: real-time outdoor
protection, which is affordable, fun, and fast-claim; another is tiny but
powerful daily protection, such as YAS Care for gadgets, RYDE for commute, and
more to come!


HOW TO USE REAL-TIME PROTECTION?

YAS APP + GPS
= Real-time Protection

"Real-time" means getting and using GPS protection anytime, anywhere. For
example, before hiking, you buy and "turn on" the GPS protection on YAS APP. YAS
APP will then record your trip and performance. These data can also function as
claim-proof to speed up the claim process.


SHOULD I BUY YAS PROTECTION?

YAS products are suitable for different ages, especially for sports lovers and
whoever loves trying new things! With a smartphone, why not have a try? All YAS
products are affordable, fun, and fast-claim.


HOW TO FILE A CLAIM?

You can file a claim in YAS APP with documents. Gone are the days when you had
to find printers for paper forms.

If you have questions, feel free to reach out at rylie@hk.yas.io or WhatsApp us
at 2201 3300. We promise to reply within 48 hours.

More FAQs


HAVE YOUR SAY!


WE’RE CONSTANTLY LOOKING FOR INNOVATIVE IDEAS AND SUGGESTIONS! SHARE YOUR IDEAS
WITH US!

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Partner Exclusive
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Useful Link
 * YAS Malaysia
 * YASMO
 * About Claim

Contact Info
 * rylie@hk.yas.io
 * 19/F Tesbury Centre, 28 Queen's Road East, Wanchai, HK
   Send Us A Message

Get the APP
 * YAS MicroInsurance
   

YAS Digital Limited (IA License No. FA2648) is registered in accordance with the
Insurance Companies Ordinance (Cap. 41 of the Laws of Hong Kong) as an insurance
agent for distribution of insurance products in Hong Kong.


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