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By John Adams CloseText About John twitter johnhadams mailto john.adams@arizent.com linkedin john-adams-83444310 December 28, 2023, 10:57 a.m. EST 6 Min Read * Facebook * Twitter * LinkedIn * Email Transit systems are accelerating a move toward open loop payments. Bloomberg Projects designed to make transit ticketing and payments less reliant on limited-purpose cards are taking hold at hundreds of transit networks. But there are still major hurdles to seamless commuting and combining transit with other components of urban mobility. Ninety-four percent of transit riders expect public transit to offer contactless payments, according to new research from Visa. And of the transit agencies that do not have open-loop technology, 83% expect to implement it, according to the card network. This comes as overall transit ridership increases. In the U.S., transit ridership was about 1.81 billion in the third quarter, up from 1.6 billion the prior year, according to the American Public Transportation Association. Contactless payments are also up. Discover reported that more than half of transit payments are contactless, up from just over 10% in 2020, a boost that has led Discover to export its transit payments technology outside of the U.S. "We've moved past the world of 'whether' and 'if' transit systems will adopt contactless payments to one of 'when' and 'how,'" said Nick Mackie, global head of urban mobility for Visa. Visa has contributed to more than 750 contactless public transit projects worldwide by selling its own technology services. It also established the Visa Acceptance Platform, which is similar to an app store for payment technology, enabling the card network's transit and other clients to select and consume as needed. TRANSIT DELAYS Visa's reported adoption of contactless payments suggests progress toward the yearslong goal of making transit payments open loop, or less reliant on card or token-based fare systems that are contained inside transit networks that are unusable anywhere else. But while there has been progress toward enabling contactless payments on metro systems and buses, the goal of a full open-loop transportation or urban travel network is still far off, since the contactless payment systems on different transit networks mostly cannot work together. The projects underway at Visa and transportation technology firms such as Cubic are progressing with the ultimate goal of interoperability. "An open-loop transit system makes it easier for commuters to use other modes of mobility." said Peter Torrellas, senior vice president of the Cubic Corporation. Torrellas joined Cubic in October following stints leading connected communities strategies at Parsons Corporation, an engineering firm that sells to travel, traffic management, aviation and other industries. Connected communities refers to using multiple digital channels to access transit, manage access to buildings and other facilities and facilitate transactions such as parking, fueling, ordering taxis or purchases at local businesses. Cubic, which has worked on payments automation projects for transit systems in Chicago, Chile and other regions, has had a mixed bag recently. The Metropolitan Transportation Authority, which serves the New York area, expanded its work with Cubic to include OMNY vending machines in subway stations. Cubic additionally is a technology supplier for the Massachusetts Bay Transportation Authority's migration to an open loop payments system, which has begun its testing phase. But Cubic also lost out on a recent bid to migrate Melbourne's transit network to mobile wallets. Conduent, a firm with a similar business model, won that contract. And Atlanta's transit network moved its open loop contract from Cubic to digital fare company INIT. One of Torrellas' tasks is to improve Cubic's momentum, which will enable it to connect with mobile wallets and other payment systems to make transit payments more transferable to other transactions. Inertia will still be a challenge. Most transit systems have operated the same way for years, and introducing a new payment method requires a learning curve, even if that new method is the same that employees and riders use in other settings. "If you're working with an area where ridership is down, to get people back you have to make it easier, not put something that has frictions or have something to learn," Torrellas said. Payments The next phase of fare payments: A transit hub in an app August 22, 2023 10:05 AM One of Cubic's largest ongoing projects is in New Zealand, where Cubic is working with other transportation firms such as Thales and a mix of local government agencies to build the National Ticketing System, which will open for all of the country's transit systems by the end of 2026. "New Zealand is an example of that vision … to make transportation as easy as possible no matter where you are," Torrellas said. Other counties that are building interoperable transit payment systems include The Netherlands, which in early 2023 introduced a system that enables any debit, credit or digital wallet on trains, buses, metros and trams. Translink, a national agency, built the system in collaboration with Mastercard. Mastercard has also worked with New York and other cities to enable connections to mobile wallets such as Apple Pay on transit systems. A transit pass on a mobile wallet would place it in the same app that could support a digital identity. A COMMON GOAL The challenge to build such a system is daunting, Torrelles said, noting that transit agencies in a single metropolitan area have used their own non-interoperable payment systems for decades. New York's Metro North, for example, is not transferable to New Jersey Transit, even for contactless payments. "Different operators have different operating rules. For some systems there is a gate, where with some you have someone collecting fares on the train, which often happens with a [commuter rail]," Torrellas said. By contrast, "a subway is underground and more connected." Creating a seamless experience for people riding public transit is key to boosting ridership and use of new payment technology, Mackie said. "And right now it can still be a bit of a fragmented experience," Mackie said, adding that Visa's research found that the majority of public transit riders are using four or more payment methods a month. "Apps are going to continue to digitize mobility experiences, making it easier for passengers to plan and take their journeys and for transit operators to use that information and technology to better service their customers effectively and efficiently." The next step is figuring out how transit agencies that have already adopted contactless payments can refine their technology and ensure everything is as seamless and secure as possible, Mackie said. "How can the agencies that are just coming around to implement contactless payments to meet that consumer demand future-proof their tech?" Mackie asked. One option is combining payments for multiple forms of travel. Visa and Mastercard have both developed mobility as a service programs, which link different modes in different locations. Early adopters include agencies in Nordic cities, such as Helsinki and Stockholm, where consumers use the same app to pay for transit, cabs, bike-sharing and other services. "By embracing MaaS, cities and mobility providers will be able to offer personalized, flexible, and on-demand mobility options that cater to individual needs," Mackie said. Transit agencies are embracing digital technology as "mobility" in general becomes more app-driven, said Zil Bareisis, head of retail banking research at Celent. Transactions are not just becoming contactless to avoid change or paper money, but are migrating to a centralized experience on a phone, Bareisis said. It's a trend that is happening within and outside of transit systems. "There are payments for parking, tools, fuel, electric vehicle charging and others," Bareisis said. "It's thinking through the customer needs upstream." The broader trend can aid in financial inclusion, Mackie said. Visa, for example, uses prepaid cards for underbanked consumers to access urban mobility. There are also opportunities to schedule and pay for entire trips in advance. "When we develop MaaS to its full potential, riders can leverage their favorite app to plan their multimodal travel: want to take the greenest route? Quickest route? Punch in your needs, pay and plan in one place and off you go," Mackie said. John Adams , American Banker * * twitter * mailto * linkedin For reprint and licensing requests for this article, click here. Payments Mobile payments Visa Mastercard TRENDING * Payments Virgin Money downsizes, ACI builds payment rails in Nepal Virgin Money has cut about 150 jobs and 39 branches thus far in 2024, the Central Bank of Nepal has hired ACI Worldwide to build a payment switch to enable interoperable card payments for merchants, and more. By John Adams 42m ago * Digital banking Virtual assistants are the future, but some banks are falling behind As virtual assistants become central to banking, financial institutions of all sizes must embrace and leverage this transformation to redefine the customer experience. By Susan Foulds 1h ago * Earnings Jack Ma-backed Ant's profit fell 92% from higher investment loss Ant, the company that operates Alipay, saw its quarterly profit fell 92% as the fintech pioneer founded by Jack Ma struggles to revive a business wracked by an economic downturn and more than a year of regulatory scrutiny. By Sarah Zheng 1h ago MORE FROM AMERICAN BANKER WHY AUTO LENDERS ARE CAUTIOUSLY OPTIMISTIC EVEN AS LATE PAYMENTS RISE Car loan delinquencies are worsening across all age groups and income levels, as high interest rates and elevated car prices take a toll, according to the New York Fed. But executives at some large auto lenders remain relatively confident about their customers' ability to stay afloat. Feb 6, 2024 REGULATORS INITIATE REGULATORY LOOKBACK PROCESS The Federal Reserve, Federal Deposit Insurance Corp. and Office of the Comptroller of the Currency Tuesday issued the first in a series of requests for comment on all aspects of the regulatory apparatus as part of a required decennial review. Feb 6, 2024 YELLEN REFUSES TO BACK BANKING AGENCIES' BASEL PLAY Treasury Secretary Janet Yellen repeatedly demurred when invited to expound on the Basel III capital proposal, but didn't hold back her criticisms of the Securities and Exchange Commission's safeguarding rule and its consequences for banks' custody businesses. Feb 6, 2024 BARCLAYS TAPS NA WEI TO LEAD COMEBACK IN LEVERAGED FINANCE The British lender has named the company veteran its global head of leveraged finance as it seeks to capture more business from the giants of private equity. Feb 6, 2024 NCUA'S HARPER: LARGE CREDIT UNIONS WILL REPORT OVERDRAFT DATA National Credit Union Administration Chair Todd Harper Tuesday revealed plans to mandate separate reporting of overdraft and nonsufficient funds fees for credit unions with over $1 billion in assets, which he said would enhance equity and transparency in fee structures. Feb 6, 2024 HOW ALLIANT CREDIT UNION GREW DEPOSITS BY $500 MILLION IN 2023 The $18.5 billion-asset institution saw member growth increase by 22% year-over-year and fund levels surge in the first six months of last year after deploying a new deposit origination platform. Feb 6, 2024 WHY GAMBLING ADDICTION IS SUDDENLY A PROBLEM FOR BANKS Banks need to reckon with the explosive rise of legal online wagering and the addicts left in its wake Subscribe Follow Us In Real Time * googlenews * twitter * applenews * facebook * linkedin * * Subscribe * Newsletters * My Membership * My Content Feed * The Magazine * RSS Feed * Banker's Glossary * Events * * About Us * Privacy Policy * Subscription Agreement * Content Licensing/Reprints * Advertising/Marketing Services * Resources * Help Center * Contact Us © 2024 Arizent. All rights reserved. © 2024 Arizent. All rights reserved. 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Data collected and processed: Browsing and interaction data, User-provided data, Privacy choices, Probabilistic identifiers, IP addresses, Device identifiers, Authentication-derived identifiers, Device characteristics more Cookie duration resets each session. Uses other forms of storage. View details | Privacy policylaunch Consent FLASHTALKING Cookie duration: 730 (days). Data collected and processed: Non-precise location data, Browsing and interaction data, Privacy choices, Probabilistic identifiers, IP addresses, Users’ profiles, Device identifiers, Authentication-derived identifiers, Device characteristics more View details | Privacy policylaunch Consent PULSEPOINT, INC. Cookie duration: 365 (days). Data collected and processed: IP addresses, Device identifiers, Device characteristics more Cookie duration resets each session. Uses other forms of storage. View details | Privacy policylaunch Consent SMAATO, INC. Cookie duration: 21 (days). Data collected and processed: Non-precise location data, Browsing and interaction data, User-provided data, Privacy choices, IP addresses, Users’ profiles, Device identifiers, Authentication-derived identifiers, Device characteristics, Precise location data more Cookie duration resets each session. Uses other forms of storage. View details | Storage details | Privacy policylaunch ConsentLegitimate interesthelp_outline SEMASIO GMBH Cookie duration: 366 (days). Data collected and processed: Browsing and interaction data, Privacy choices, IP addresses, Device identifiers more Cookie duration resets each session. View details | Storage details | Privacy policylaunch Consent CRIMTAN HOLDINGS LIMITED Cookie duration: 365 (days). Data collected and processed: Non-precise location data, Browsing and interaction data, User-provided data, Privacy choices, Probabilistic identifiers, IP addresses, Users’ profiles, Device identifiers, Authentication-derived identifiers, Device characteristics, Precise location data more Cookie duration resets each session. View details | Privacy policylaunch ConsentLegitimate interesthelp_outline GENIUS SPORTS UK LIMITED Cookie duration: 365 (days). Data collected and processed: Non-precise location data, Browsing and interaction data, Privacy choices, Probabilistic identifiers, IP addresses, Users’ profiles, Device identifiers, Authentication-derived identifiers, Device characteristics more Cookie duration resets each session. View details | Storage details | Privacy policylaunch Consent CRITEO SA Cookie duration: 390 (days). Data collected and processed: Non-precise location data, Browsing and interaction data, Privacy choices, Probabilistic identifiers, IP addresses, Users’ profiles, Device identifiers, Authentication-derived identifiers, Device characteristics more Uses other forms of storage. View details | Storage details | Privacy policylaunch ConsentLegitimate interesthelp_outline ADLOOX SA Doesn't use cookies. Data collected and processed: Non-precise location data, Browsing and interaction data, Probabilistic identifiers, IP addresses, Device identifiers, Device characteristics more Uses other forms of storage. View details | Privacy policylaunch ConsentLegitimate interesthelp_outline BLIS GLOBAL LIMITED Cookie duration: 400 (days). Data collected and processed: Non-precise location data, Browsing and interaction data, User-provided data, Privacy choices, Probabilistic identifiers, IP addresses, Users’ profiles, Device identifiers, Authentication-derived identifiers, Device characteristics, Precise location data more Cookie duration resets each session. Uses other forms of storage. View details | Storage details | Privacy policylaunch Consent LOTAME SOLUTIONS, INC Cookie duration: 274 (days). Data collected and processed: Browsing and interaction data, User-provided data, Privacy choices, Probabilistic identifiers, IP addresses, Users’ profiles, Device identifiers, Authentication-derived identifiers, Device characteristics more Cookie duration resets each session. Uses other forms of storage. View details | Privacy policylaunch Consent LIVERAMP Cookie duration: 365 (days). Data collected and processed: Non-precise location data, Browsing and interaction data, Privacy choices, IP addresses, Device identifiers, Authentication-derived identifiers, Device characteristics more Cookie duration resets each session. Uses other forms of storage. View details | Storage details | Privacy policylaunch Consent GROUPM UK LIMITED Cookie duration: 395 (days). Data collected and processed: Non-precise location data, Browsing and interaction data, Privacy choices, Probabilistic identifiers, IP addresses, Device identifiers, Authentication-derived identifiers, Device characteristics, Precise location data more Cookie duration resets each session. View details | Storage details | Privacy policylaunch ConsentLegitimate interesthelp_outline LOOPME LIMITED Cookie duration: 90 (days). Data collected and processed: Non-precise location data, Browsing and interaction data, User-provided data, Privacy choices, Probabilistic identifiers, IP addresses, Users’ profiles, Device identifiers, Device characteristics, Precise location data more Cookie duration resets each session. Uses other forms of storage. View details | Storage details | Privacy policylaunch Consent DYNATA LLC Cookie duration: 365 (days). Data collected and processed: Non-precise location data, Browsing and interaction data, User-provided data, Privacy choices, IP addresses, Users’ profiles, Device identifiers, Authentication-derived identifiers, Device characteristics more Cookie duration resets each session. View details | Storage details | Privacy policylaunch Consent ASK LOCALA Doesn't use cookies. Data collected and processed: Non-precise location data, Privacy choices, IP addresses, Device identifiers, Device characteristics, Precise location data more Uses other forms of storage. View details | Privacy policylaunch Consent NEAR INTELLIGENCE Doesn't use cookies. Data collected and processed: Non-precise location data, Browsing and interaction data, IP addresses, Device identifiers, Device characteristics, Precise location data more Uses other forms of storage. View details | Privacy policylaunch Consent DOUBLEVERIFY INC. Doesn't use cookies. Data collected and processed: Non-precise location data, Browsing and interaction data, Privacy choices, Probabilistic identifiers, IP addresses, Device characteristics more View details | Privacy policylaunch Legitimate interesthelp_outline BIDSWITCH GMBH Cookie duration: 365 (days). Data collected and processed: Non-precise location data, Browsing and interaction data, Privacy choices, Probabilistic identifiers, IP addresses, Device identifiers, Authentication-derived identifiers, Device characteristics, Precise location data more Cookie duration resets each session. Uses other forms of storage. View details | Storage details | Privacy policylaunch Consent IPONWEB GMBH Cookie duration: 365 (days). Data collected and processed: Non-precise location data, Browsing and interaction data, User-provided data, Privacy choices, IP addresses, Device identifiers, Authentication-derived identifiers, Device characteristics more Cookie duration resets each session. Uses other forms of storage. View details | Storage details | Privacy policylaunch Consent NEXTROLL, INC. Cookie duration: 183 (days). Data collected and processed: Non-precise location data, Browsing and interaction data, User-provided data, Privacy choices, IP addresses, Users’ profiles, Device identifiers, Device characteristics more Cookie duration resets each session. View details | Privacy policylaunch Consent TEADS FRANCE SAS Cookie duration: 365 (days). Data collected and processed: Non-precise location data, Browsing and interaction data, Privacy choices, Probabilistic identifiers, IP addresses, Users’ profiles, Device identifiers, Device characteristics more Uses other forms of storage. View details | Storage details | Privacy policylaunch ConsentLegitimate interesthelp_outline STRÖER SSP GMBH (SSP) Cookie duration: 365 (days). Data collected and processed: Non-precise location data, Browsing and interaction data, Privacy choices, Probabilistic identifiers, IP addresses, Users’ profiles, Device identifiers, Device characteristics more Uses other forms of storage. View details | Storage details | Privacy policylaunch ConsentLegitimate interesthelp_outline OS DATA SOLUTIONS GMBH & CO. KG Cookie duration: 90 (days). Data collected and processed: Non-precise location data, Browsing and interaction data, User-provided data, Privacy choices, Probabilistic identifiers, IP addresses, Users’ profiles, Device identifiers, Device characteristics more Uses other forms of storage. View details | Storage details | Privacy policylaunch ConsentLegitimate interesthelp_outline PERMODO GMBH Doesn't use cookies. Data collected and processed: Non-precise location data, Browsing and interaction data, Privacy choices, IP addresses, Users’ profiles, Device identifiers, Device characteristics more Uses other forms of storage. View details | Privacy policylaunch Consent PLATFORM161 B.V. Cookie duration: 396 (days). Data collected and processed: Non-precise location data, Browsing and interaction data, Privacy choices, Probabilistic identifiers, IP addresses, Users’ profiles, Device identifiers, Device characteristics, Precise location data more Cookie duration resets each session. Uses other forms of storage. View details | Storage details | Privacy policylaunch Consent ADACADO TECHNOLOGIES INC. (DBA ADACADO) Cookie duration: 365 (days). Data collected and processed: Non-precise location data, Browsing and interaction data, Privacy choices, IP addresses more Cookie duration resets each session. View details | Storage details | Privacy policylaunch Consent BASIS GLOBAL TECHNOLOGIES, INC. Cookie duration: 365 (days). Data collected and processed: Non-precise location data, Browsing and interaction data, Privacy choices, IP addresses, Users’ profiles, Device identifiers, Authentication-derived identifiers, Device characteristics, Precise location data more Cookie duration resets each session. View details | Privacy policylaunch ConsentLegitimate interesthelp_outline SMADEX, S.L.U. Cookie duration: 365 (days). Data collected and processed: Non-precise location data, User-provided data, Privacy choices, Probabilistic identifiers, IP addresses, Users’ profiles, Device identifiers, Device characteristics more Cookie duration resets each session. View details | Storage details | Privacy policylaunch Consent BOMBORA INC. Cookie duration: 365 (days). Data collected and processed: Non-precise location data, Browsing and interaction data, IP addresses, Users’ profiles, Device identifiers, Authentication-derived identifiers, Device characteristics more Cookie duration resets each session. Uses other forms of storage. View details | Storage details | Privacy policylaunch ConsentLegitimate interesthelp_outline EASYMEDIA GMBH Cookie duration: 365 (days). Data collected and processed: Non-precise location data, Browsing and interaction data, Privacy choices, Probabilistic identifiers, IP addresses, Users’ profiles, Device identifiers, Device characteristics, Precise location data more Cookie duration resets each session. View details | Storage details | Privacy policylaunch Consent REMERGE GMBH Doesn't use cookies. Data collected and processed: Non-precise location data, Browsing and interaction data, IP addresses, Device identifiers, Device characteristics more Uses other forms of storage. View details | Privacy policylaunch ConsentLegitimate interesthelp_outline ADVANCED STORE GMBH Cookie duration: 365 (days). Data collected and processed: Device identifiers more Cookie duration resets each session. Uses other forms of storage. View details | Storage details | Privacy policylaunch ConsentLegitimate interesthelp_outline MAGNITE CTV, INC. Cookie duration: 366 (days). Data collected and processed: Non-precise location data, Browsing and interaction data, Privacy choices, Probabilistic identifiers, IP addresses, Device identifiers, Device characteristics, Precise location data more View details | Storage details | Privacy policylaunch ConsentLegitimate interesthelp_outline DELTA PROJECTS AB Cookie duration: 365 (days). Data collected and processed: Non-precise location data, Browsing and interaction data, User-provided data, Privacy choices, Probabilistic identifiers, IP addresses, Users’ profiles, Device identifiers, Authentication-derived identifiers, Device characteristics, Precise location data more View details | Storage details | Privacy policylaunch ConsentLegitimate interesthelp_outline USEMAX ADVERTISEMENT (EMEGO GMBH) Cookie duration: 365 (days). Data collected and processed: Users’ profiles more Cookie duration resets each session. View details | Storage details | Privacy policylaunch Consent EMETRIQ GMBH Cookie duration: 365 (days). Data collected and processed: Non-precise location data, Browsing and interaction data, User-provided data, Privacy choices, Probabilistic identifiers, IP addresses, Users’ profiles, Device identifiers, Authentication-derived identifiers, Device characteristics more Cookie duration resets each session. Uses other forms of storage. View details | Storage details | Privacy policylaunch Consent PUBLICIS MEDIA GMBH Cookie duration: 1825 (days). Data collected and processed: Non-precise location data, Browsing and interaction data, User-provided data, Privacy choices, Probabilistic identifiers, IP addresses, Users’ profiles, Device identifiers, Authentication-derived identifiers, Device characteristics more Cookie duration resets each session. Uses other forms of storage. View details | Privacy policylaunch Consent M.D. PRIMIS TECHNOLOGIES LTD. Cookie duration: 25 (days). Data collected and processed: Non-precise location data, Browsing and interaction data, User-provided data, Privacy choices, Probabilistic identifiers, IP addresses, Device identifiers, Device characteristics more View details | Storage details | Privacy policylaunch ConsentLegitimate interesthelp_outline ONETAG LIMITED Cookie duration: 396 (days). Data collected and processed: Non-precise location data, Browsing and interaction data, Privacy choices, IP addresses, Device identifiers, Device characteristics more Cookie duration resets each session. Uses other forms of storage. View details | Storage details | Privacy policylaunch Consent CLOUD TECHNOLOGIES S.A. Cookie duration: 365 (days). Data collected and processed: Non-precise location data, Browsing and interaction data, Privacy choices, IP addresses, Users’ profiles, Device identifiers, Authentication-derived identifiers, Device characteristics more Cookie duration resets each session. View details | Privacy policylaunch Consent SMARTOLOGY LIMITED Doesn't use cookies. Data collected and processed: IP addresses more Uses other forms of storage. View details | Privacy policylaunch ConsentLegitimate interesthelp_outline IMPROVE DIGITAL Cookie duration: 90 (days). Data collected and processed: Non-precise location data, Browsing and interaction data, User-provided data, Privacy choices, Probabilistic identifiers, IP addresses, Users’ profiles, Device identifiers, Authentication-derived identifiers, Device characteristics, Precise location data more Cookie duration resets each session. View details | Storage details | Privacy policylaunch ConsentLegitimate interesthelp_outline ADOBE ADVERTISING CLOUD Cookie duration: 365 (days). Data collected and processed: Privacy choices, IP addresses, Device identifiers, Authentication-derived identifiers more View details | Storage details | Privacy policylaunch ConsentLegitimate interesthelp_outline BANNERFLOW AB Cookie duration: 366 (days). Data collected and processed: Non-precise location data, Privacy choices, IP addresses, Device characteristics more View details | Storage details | Privacy policylaunch ConsentLegitimate interesthelp_outline TABMO SAS Doesn't use cookies. Data collected and processed: Non-precise location data, Browsing and interaction data, User-provided data, Privacy choices, Probabilistic identifiers, IP addresses, Users’ profiles, Device identifiers, Device characteristics, Precise location data more Uses other forms of storage. View details | Privacy policylaunch Consent INTEGRAL AD SCIENCE (INCORPORATING ADMANTX) Doesn't use cookies. Data collected and processed: Non-precise location data, Browsing and interaction data, Privacy choices, IP addresses, Device characteristics more View details | Privacy policylaunch Legitimate interesthelp_outline WIZALY Cookie duration: 365 (days). Data collected and processed: Non-precise location data, Browsing and interaction data, Privacy choices, IP addresses, Authentication-derived identifiers, Device characteristics more Cookie duration resets each session. Uses other forms of storage. View details | Storage details | Privacy policylaunch Consent WEBORAMA Cookie duration: 393 (days). Data collected and processed: Non-precise location data, Browsing and interaction data, User-provided data, Privacy choices, Probabilistic identifiers, IP addresses, Users’ profiles, Device identifiers, Authentication-derived identifiers, Device characteristics more Uses other forms of storage. View details | Storage details | Privacy policylaunch ConsentLegitimate interesthelp_outline JIVOX CORPORATION Cookie duration: 30 (days). Data collected and processed: Non-precise location data, Browsing and interaction data, Privacy choices, IP addresses, Users’ profiles, Device identifiers, Precise location data more Cookie duration resets each session. View details | Storage details | Privacy policylaunch Consent SAGE+ARCHER BV Doesn't use cookies. Data collected and processed: Non-precise location data more View details | Privacy policylaunch Consent ON DEVICE RESEARCH LIMITED Cookie duration: 30 (days). Data collected and processed: Non-precise location data, Browsing and interaction data, User-provided data, IP addresses, Device identifiers, Device characteristics, Precise location data more View details | Storage details | Privacy policylaunch Consent ROCKABOX MEDIA LTD Doesn't use cookies. Data collected and processed: Non-precise location data, Browsing and interaction data, IP addresses, Device characteristics more View details | Storage details | Privacy policylaunch Legitimate interesthelp_outline EXACTAG GMBH Cookie duration: 180 (days). Data collected and processed: Browsing and interaction data, Privacy choices, IP addresses, Device identifiers, Authentication-derived identifiers, Device characteristics more Cookie duration resets each session. View details | Storage details | Privacy policylaunch Consent CELTRA INC. Doesn't use cookies. Data collected and processed: IP addresses, Device identifiers, Device characteristics, Precise location data more Uses other forms of storage. View details | Storage details | Privacy policylaunch ConsentLegitimate interesthelp_outline MAINADV SRL Cookie duration: 30 (days). Data collected and processed: Non-precise location data, Browsing and interaction data, User-provided data, Privacy choices, IP addresses, Device identifiers, Device characteristics more Uses other forms of storage. View details | Privacy policylaunch Consent GEMIUS SA Cookie duration: 1825 (days). Data collected and processed: Browsing and interaction data, Privacy choices, Users’ profiles, Device identifiers, Device characteristics more Cookie duration resets each session. Uses other forms of storage. View details | Storage details | Privacy policylaunch Consent THE KANTAR GROUP LIMITED Cookie duration: 914 (days). Data collected and processed: Non-precise location data, Browsing and interaction data, Privacy choices, IP addresses, Device identifiers, Device characteristics more Cookie duration resets each session. Uses other forms of storage. View details | Privacy policylaunch Consent NIELSEN MEDIA RESEARCH LTD. Cookie duration: 120 (days). Data collected and processed: Browsing and interaction data, Privacy choices, IP addresses, Device identifiers, Device characteristics more Cookie duration resets each session. Uses other forms of storage. View details | Storage details | Privacy policylaunch ConsentLegitimate interesthelp_outline SOLOCAL SA Cookie duration: 396 (days). Data collected and processed: Non-precise location data, Browsing and interaction data, User-provided data, Privacy choices, IP addresses, Users’ profiles, Device identifiers, Device characteristics, Precise location data more Cookie duration resets each session. Uses other forms of storage. View details | Storage details | Privacy policylaunch ConsentLegitimate interesthelp_outline PIXALATE, INC. Doesn't use cookies. Data collected and processed: Non-precise location data, Browsing and interaction data, IP addresses, Device identifiers, Device characteristics more View details | Storage details | Privacy policylaunch Consent ORACLE ADVERTISING Cookie duration: 180 (days). Data collected and processed: Non-precise location data, Browsing and interaction data, User-provided data, Privacy choices, IP addresses, Users’ profiles, Device identifiers, Authentication-derived identifiers, Device characteristics more Uses other forms of storage. View details | Storage details | Privacy policylaunch Consent NUMBERLY Cookie duration: 180 (days). Data collected and processed: Non-precise location data, Browsing and interaction data, User-provided data, Privacy choices, IP addresses, Users’ profiles, Device identifiers, Authentication-derived identifiers, Device characteristics more Cookie duration resets each session. View details | Storage details | Privacy policylaunch Consent AUDIENCEPROJECT APS Cookie duration: 365 (days). Data collected and processed: Non-precise location data, Browsing and interaction data, User-provided data, Privacy choices, Probabilistic identifiers, IP addresses, Users’ profiles, Device identifiers, Authentication-derived identifiers, Device characteristics more Cookie duration resets each session. Uses other forms of storage. View details | Storage details | Privacy policylaunch ConsentLegitimate interesthelp_outline DEMANDBASE, INC. Cookie duration: 730 (days). Data collected and processed: Non-precise location data, Browsing and interaction data, User-provided data, Privacy choices, Probabilistic identifiers, IP addresses, Users’ profiles, Device identifiers, Device characteristics, Precise location data more Cookie duration resets each session. Uses other forms of storage. View details | Storage details | Privacy policylaunch Consent EFFILIATION / EFFINITY Cookie duration: 2 (days). Data collected and processed: Device characteristics more Cookie duration resets each session. Uses other forms of storage. View details | Privacy policylaunch Consent SEENTHIS AB Doesn't use cookies. Data collected and processed: IP addresses, Device characteristics more View details | Privacy policylaunch COMMANDERS ACT Cookie duration: 365 (days). Data collected and processed: IP addresses, Device identifiers more View details | Storage details | Privacy policylaunch Consent TRAVEL AUDIENCE GMBH Cookie duration: 397 (days). Data collected and processed: Non-precise location data, Browsing and interaction data, Probabilistic identifiers, IP addresses, Users’ profiles, Device identifiers, Authentication-derived identifiers, Device characteristics, Precise location data more Cookie duration resets each session. Uses other forms of storage. View details | Privacy policylaunch Consent HUMAN Doesn't use cookies. Data collected and processed: Non-precise location data, Probabilistic identifiers, IP addresses, Device identifiers, Device characteristics more View details | Privacy policylaunch Legitimate interesthelp_outline ADLUDIO LTD. Doesn't use cookies. Data collected and processed: Device characteristics more View details | Privacy policylaunch Consent BLENDEE SRL Cookie duration: 366 (days). Data collected and processed: Non-precise location data, Browsing and interaction data, User-provided data, Privacy choices, IP addresses, Users’ profiles, Device identifiers, Authentication-derived identifiers, Device characteristics more Cookie duration resets each session. Uses other forms of storage. View details | Storage details | Privacy policylaunch Consent INNOVID LLC Cookie duration: 90 (days). Data collected and processed: Non-precise location data, Browsing and interaction data, Privacy choices, IP addresses, Device identifiers, Device characteristics more Cookie duration resets each session. View details | Storage details | Privacy policylaunch ConsentLegitimate interesthelp_outline PAPIRFLY AS Doesn't use cookies. Data collected and processed: Device characteristics more View details | Privacy policylaunch Legitimate interesthelp_outline NEUSTAR, INC., A TRANSUNION COMPANY Cookie duration: 365 (days). Data collected and processed: Non-precise location data, Browsing and interaction data, User-provided data, Privacy choices, Probabilistic identifiers, IP addresses, Users’ profiles, Device identifiers, Authentication-derived identifiers, Device characteristics more Cookie duration resets each session. Uses other forms of storage. View details | Privacy policylaunch ConsentLegitimate interesthelp_outline VERVE GROUP EUROPE GMBH Doesn't use cookies. Data collected and processed: Non-precise location data, Browsing and interaction data, User-provided data, Privacy choices, IP addresses, Users’ profiles, Device identifiers, Authentication-derived identifiers, Device characteristics, Precise location data more Uses other forms of storage. View details | Privacy policylaunch Consent OTTO (GMBH & CO KG) Cookie duration: 365 (days). Data collected and processed: Browsing and interaction data, User-provided data, Privacy choices, IP addresses, Users’ profiles, Device identifiers more Cookie duration resets each session. Uses other forms of storage. View details | Storage details | Privacy policylaunch ConsentLegitimate interesthelp_outline ADOBE AUDIENCE MANAGER, ADOBE EXPERIENCE PLATFORM Cookie duration: 180 (days). Data collected and processed: Non-precise location data, Browsing and interaction data, User-provided data, Privacy choices, Probabilistic identifiers, IP addresses, Users’ profiles, Device identifiers, Authentication-derived identifiers, Device characteristics, Precise location data more Cookie duration resets each session. View details | Storage details | Privacy policylaunch Consent LOCALSENSOR B.V. Doesn't use cookies. Data collected and processed: Non-precise location data, Privacy choices, IP addresses, Device identifiers, Device characteristics, Precise location data more Uses other forms of storage. View details | Privacy policylaunch Consent ONLINE SOLUTION Cookie duration: 365 (days). Data collected and processed: Non-precise location data, Browsing and interaction data, User-provided data, Privacy choices, Probabilistic identifiers, IP addresses, Users’ profiles, Device identifiers, Device characteristics, Precise location data more Cookie duration resets each session. Uses other forms of storage. View details | Privacy policylaunch Consent RELAY42 NETHERLANDS B.V. Cookie duration: 730 (days). Data collected and processed: Browsing and interaction data, User-provided data, Privacy choices, Probabilistic identifiers, IP addresses, Users’ profiles, Device identifiers, Device characteristics more View details | Storage details | Privacy policylaunch Consent GP ONE GMBH Cookie duration: Uses session cookies. Data collected and processed: Non-precise location data, Browsing and interaction data, User-provided data, Privacy choices, IP addresses, Device characteristics more Uses other forms of storage. View details | Storage details | Privacy policylaunch ConsentLegitimate interesthelp_outline THE MEDIAGRID INC. Cookie duration: 365 (days). Data collected and processed: Non-precise location data, Browsing and interaction data, Privacy choices, Probabilistic identifiers, IP addresses, Device identifiers, Device characteristics, Precise location data more Cookie duration resets each session. Uses other forms of storage. View details | Privacy policylaunch Consent MINDTAKE RESEARCH GMBH Cookie duration: 180 (days). Data collected and processed: Browsing and interaction data, Probabilistic identifiers, IP addresses, Users’ profiles, Device identifiers, Device characteristics more Uses other forms of storage. View details | Privacy policylaunch Consent CINT AB Cookie duration: 730 (days). Data collected and processed: Browsing and interaction data, Privacy choices, IP addresses, Device identifiers, Device characteristics more View details | Privacy policylaunch Consent GOOGLE ADVERTISING PRODUCTS Cookie duration: 396 (days). Data collected and processed: Non-precise location data, Browsing and interaction data, User-provided data, Privacy choices, IP addresses, Users’ profiles, Device identifiers, Authentication-derived identifiers, Device characteristics more Uses other forms of storage. View details | Privacy policylaunch ConsentLegitimate interesthelp_outline GFK GMBH Cookie duration: 730 (days). Data collected and processed: Non-precise location data, Browsing and interaction data, User-provided data, Privacy choices, IP addresses, Users’ profiles, Device identifiers, Authentication-derived identifiers, Device characteristics more Uses other forms of storage. View details | Storage details | Privacy policylaunch Consent REVJET Cookie duration: 730 (days). Data collected and processed: Non-precise location data, Privacy choices, IP addresses, Users’ profiles, Device identifiers more Cookie duration resets each session. View details | Storage details | Privacy policylaunch Consent PROTECTED MEDIA LTD Doesn't use cookies. Data collected and processed: Browsing and interaction data, Probabilistic identifiers, IP addresses, Device identifiers, Device characteristics more View details | Privacy policylaunch Legitimate interesthelp_outline CLINCH LABS LTD Cookie duration: 730 (days). Data collected and processed: Non-precise location data, Browsing and interaction data, Privacy choices, Probabilistic identifiers, IP addresses, Users’ profiles, Device identifiers, Device characteristics more Cookie duration resets each session. View details | Privacy policylaunch ConsentLegitimate interesthelp_outline ORACLE DATA CLOUD - MOAT Doesn't use cookies. Data collected and processed: Non-precise location data, IP addresses more View details | Privacy policylaunch Legitimate interesthelp_outline HEARTS AND SCIENCE MÜNCHEN GMBH Cookie duration: 60 (days). Data collected and processed: IP addresses more Cookie duration resets each session. View details | Privacy policylaunch Consent AMAZON ADVERTISING Cookie duration: 396 (days). Data collected and processed: Non-precise location data, Browsing and interaction data, Privacy choices, IP addresses, Users’ profiles, Device identifiers, Authentication-derived identifiers, Device characteristics more Cookie duration resets each session. Uses other forms of storage. View details | Storage details | Privacy policylaunch Consent MOLOCO, INC. Cookie duration: 730 (days). Data collected and processed: Non-precise location data, IP addresses, Device identifiers, Device characteristics more Cookie duration resets each session. Uses other forms of storage. View details | Privacy policylaunch ConsentLegitimate interesthelp_outline ADTRIBA GMBH Cookie duration: 730 (days). Data collected and processed: Non-precise location data, Browsing and interaction data, Privacy choices, IP addresses, Device identifiers, Authentication-derived identifiers, Device characteristics more Cookie duration resets each session. View details | Storage details | Privacy policylaunch Consent OBJECTIVE PARTNERS BV Cookie duration: 90 (days). Data collected and processed: Device identifiers more Cookie duration resets each session. View details | Storage details | Privacy policylaunch Consent ENSIGHTEN Cookie duration: 1825 (days). Data collected and processed: Browsing and interaction data, Privacy choices, IP addresses, Device identifiers, Device characteristics more Cookie duration resets each session. View details | Storage details | Privacy policylaunch Legitimate interesthelp_outline EBAY INC Cookie duration: 90 (days). Data collected and processed: Privacy choices, IP addresses, Device characteristics more View details | Storage details | Privacy policylaunch Consent HURRA COMMUNICATIONS GMBH Cookie duration: 366 (days). Data collected and processed: Non-precise location data, Browsing and interaction data, Probabilistic identifiers, IP addresses, Device identifiers, Authentication-derived identifiers, Device characteristics, Precise location data more Cookie duration resets each session. View details | Storage details | Privacy policylaunch Consent Ad partners help_outline GSKINNER Privacy policylaunch Consent AKAMAI Privacy policylaunch Consent FACEBOOK Privacy policylaunch Consent AUNICA Privacy policylaunch Consent BOOKING.COM Privacy policylaunch Consent C3 METRICS Privacy policylaunch Consent IBM Privacy policylaunch Consent EVIDON Privacy policylaunch Consent CUBED Privacy policylaunch Consent OPTOMATON Privacy policylaunch Consent INTELLIAD Privacy policylaunch Consent ANALIGHTS Privacy policylaunch Consent DSTILLERY Privacy policylaunch Consent MEDIAMATH Privacy policylaunch Consent ZMS Privacy policylaunch Consent DENTSU AEGIS NETWORK Privacy policylaunch Consent IGNITION ONE Privacy policylaunch Consent OMNICOM MEDIA GROUP Privacy policylaunch Consent DIGISEG Privacy policylaunch Consent RESONATE Privacy policylaunch Consent SOJERN Privacy policylaunch Consent HAENSEL AMS Privacy policylaunch Consent BDSK HANDELS GMBH & CO. KG Privacy policylaunch Consent TRADEDOUBLER AB Privacy policylaunch Consent TRUSTARC Privacy policylaunch Consent TRUEFFECT Privacy policylaunch Consent MARKETING SCIENCE CONSULTING GROUP, INC. Privacy policylaunch Consent DENTSU Privacy policylaunch Consent ESSENS Privacy policylaunch Consent TRAVEL DATA COLLECTIVE Privacy policylaunch Consent ADVOLUTION.CONTROL Privacy policylaunch Consent WIDESPACE Privacy policylaunch Consent LIFESTREET Privacy policylaunch Consent VIMEO Privacy policylaunch Consent BATCH MEDIA Privacy policylaunch Consent VODAFONE GMBH Privacy policylaunch Consent MAGNITE Privacy policylaunch Consent SCENESTEALER Privacy policylaunch Consent NETQUEST Privacy policylaunch Consent MANAGE.COM Privacy policylaunch Consent CLOUDFLARE Privacy policylaunch Consent SALESFORCE DMP Privacy policylaunch Consent HAVAS MEDIA FRANCE - DBI Privacy policylaunch Consent NETFLIX Privacy policylaunch Consent MACROMILL GROUP Privacy policylaunch Consent EBUILDERS Privacy policylaunch Consent APPLOVIN CORP. Privacy policylaunch Consent NANO INTERACTIVE Privacy policylaunch Consent FRACTIONAL MEDIA Privacy policylaunch Consent RACKSPACE Privacy policylaunch Consent LIFTOFF Privacy policylaunch Consent MSI-ACI Privacy policylaunch Consent ARRIVALIST Privacy policylaunch Consent NAVEGG Privacy policylaunch Consent ADMEDO Privacy policylaunch Consent KOCHAVA Privacy policylaunch Consent MOBITRANS Privacy policylaunch Consent ADEX Privacy policylaunch Consent IMPACT Privacy policylaunch Consent SPOTAD Privacy policylaunch Consent AARKI Privacy policylaunch Consent SFR Privacy policylaunch Consent CABLATO Privacy policylaunch Consent WAYSTACK Privacy policylaunch Consent TRESENSA Privacy policylaunch Consent Accept all Confirm choices Close