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Text Content

Home Equity Investment

HEI



HOME EQUITY INVESTMENT (HEI)



Get up to $500k from your home equity with no monthly payments.


Learn about the HEI

Prequalify now


See how much you can get with no risk to your credit score.

How the HEI works


Learn more about the HEI with an interactive pricing example.


SEED
Coming Soon


Get funds to increase your down payment.

Resources



RESOURCES



Learn more about Point and the world of home equity.



Blog


We write about personal finance, the housing market and homeownership.

Point research


Find timely and unbiased insight about the housing market.

Media room
Partners
Company



COMPANY



We are working to make homeownership more valuable and accessible.



About us
Careers
Testimonials
Press coverage
Investors
Contact
Log inPrequalify now

Home Equity Investment (HEI)


Get up to $500k from your home equity with no monthly payments.

Learn about the HEI
How the HEI works
Prequalify now
Coming Soon
SEED
Resources

Blog
Point research
Media room
Partners
Company

About
Careers
Testimonials
Press coverage
Investors
Contact
Have an offer code?
Log inPrequalify now


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REFER A FRIEND AND YOU EACH GET $1001




Do you know someone who needs to unlock their home equity? Take part in Point’s
new refer-a-friend program! For every person you refer who submits an
application for a Home Equity Investment (HEI), you will receive a $100 gift
card  – and your friend will get one, too!

Enter your name and email to get your sharable referral link:



First Name
Email


SUCCESS!

Share your link with your friends:

Copy Referral Link*

https://home.point.com/hei?utm_source=referpageV0523&utm_medium=referral&utm_term=nocode

* In order to be eligible to refer, you must be a Point customer who previously
submitted an application.  
Oops! Something went wrong while submitting the form.

Want to get your own HEI?




HOW THE REFER-A-FRIEND PROGRAM WORKS:



1
Share your custom referral link with your friends and family. You can find your
link in the email you received or by entering your information on
refer.point.com to create your unique link! 2
2
Your friend uses your link to apply for a Home Equity Investment (HEI)
application 3
3
Once your friend successfully submits their HEI application 4, both of you will
receive a $100 gift card to redeem at tangocard.com*

The more friends you refer, the more rewards you can earn. Tell your friends
about Point’s HEI and start sharing your unique referral link today!
‍
*You may refer a maximum of 10 people and receive up to $1000 in gift cards in a
calendar year.




HOW TO MAKE YOUR REFERRALS COUNT:

HEI


HEI REFERRAL
PROGRAM GUIDELINES


 * Your friends and family must start the application by clicking on your
   referral link. Only applications made through the referral link qualify for
   the program.
 * When your friend successfully completes an application 4, you will both
   receive a $100 gift card.
 * Within 45 days after your friend applies online, a $100 gift card with
   instructions to redeem will be sent to you and your friend via the email used
   during your application.




TERMS, CONDITIONS,
& LEGAL DISCLOSURES


1 ELIGIBILITY:

To participate in the Refer-a-Friend Program by referring new customers, you
must be our customer (who applied with us previously) and be provided a referral
link directly from Point.  Your friend must be a new customer who has not
applied with us before or has no pending applications with us. The subject
property must also be different from the person who sent the referral.
Additional program requirements are outlined below.


2 REFERRAL LINK:

You will receive a unique referral link via email, which you can share with your
friends via email, social media, or text message. Your friend must use your
referral link to create an application in order for both of you to receive the
reward.


3 APPLICATION:

Includes information that can be used to distinguish individual identity and/or
authenticate an individual (including national identification number, driver’s
license number, credit card numbers, social security number, government-issued
identification numbers, passwords or PINs, financial account numbers, credit
report information, and other personal identifiers); and can be used to obtain a
consumer report from a consumer reporting agency, as defined under the Fair
Credit Reporting Act, including a social security number and/or date of birth.


4 SUCCESSFULLY SUBMIT AN APPLICATION:

Provide all information in the application including a valid SSN that matches
the applicant's name for a hard credit pull, then click the “submit” button. A
referral payment will not be made if the SSN does not match the applicant or if
fraud is suspected.


RESTRICTIONS:

You may not use any spam or unsolicited email or social media tactics to promote
your referral link. You may not use any paid advertising or incentivized methods
to promote your referral link.


DISQUALIFICATION:

We reserve the right to disqualify any referrals that we believe are fraudulent
or violate the terms and conditions of our Refer-a-Friend Program. We also
reserve the right to modify, suspend, or terminate the Program at any time and
for any reason without notice.

‍

Point partners with and invests alongside the homeowner in the property. Subject
to underwriting approval, Point will pay you an upfront, lump sum amount in
exchange for a portion of your home’s future appreciation. Future appreciation
is based on using the risk adjusted Appreciation Starting Value and calculating
any gain or loss based on the final appraised value of your home at the time of
exit. Point charges up to a 3.9% processing fee (subject to a $1,000 minimum)
and other third party paid closing costs such as appraisal, escrow, and
government fees. The term is 30 years. Point will place a lien on your home to
secure performance of the underlying agreement. There are no monthly payments or
interest accrual. Homeowner’s repayment amount is based on the future value of
the subject property at the time of exit, as outlined in the underlying
agreement.




POINT IN THE MEDIA




OUR INNOVATIVE PRODUCTS HAVE BEEN FEATURED IN TOP PUBLICATIONS.

Point CEO, Eddie Lim made Business Insider's 100 people who are transforming
business

Every year, Insider surfaces 100 leaders across 10 industries who are driving
unprecedented change and innovation. Lim, the CEO and cofounder of Point, wants
to make it easier for people to tap into that wealth. Lim’s company, which he
founded alongside Eoin Matthews in 2015, offers homeowners lump sums of cash in
exchange for a stake in their home.
Read this article
Point closes on $115M to give homeowners a way to cash out on equity in their
homes

Historically, homeowners could only tap into the equity of their homes by taking
out a home equity loan or refinancing. But a new category of startups have
emerged in recent years to give homeowners more options to cash in on their
homes in exchange for a share of the future value of their homes.
Read this article

Read more press coverage
Excellent
4.5
out of 5


Unlock your home equity with no monthly payments, no income requirements, and no
need for perfect credit.



444 High Street, Fl 4
Palo Alto, CA 94301

Home Equity Investment
HEI overviewHow the HEI worksPrequalify now
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General: (888) 764-6823

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