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 * https://www.alliantcreditunion.org/privacy
 * https://www.alliantcreditunion.org/privacy

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PRIVACY

Alliant, your member-owned financial institution, is committed to providing a
safe place to save and borrow money at very competitive rates. Alliant is
equally committed to protecting consumers’ privacy and you can be confident that
financial privacy is a priority of Alliant. This Online Privacy Statement
applies to Alliant’s webpages, Alliant-branded social media sites, mobile
applications, digital banking applications, and digital advertising campaigns,
collectively referred to as a “digital property.”

The terms “Alliant,” “we,” “our,” or “us” refers to Alliant Credit Union and any
affiliates or subsidiaries based in the United States.

Information collected by Alliant during the application for or servicing of one
of our products or services are also governed by Alliant’s Privacy and Opt-Out
Notice. Please reference that document for additional details on our privacy
practices.

Alliant is a United States-based financial cooperative serving a U.S.-based
target market. Our web and digital properties do not intentionally target
children under the age 13 without parental consent. In addition to the privacy
practices described within this statement and the Alliant Privacy and Opt-Out
Notice, social media sites may have their own privacy policies that you should
understand prior to using their services to interact with Alliant on those
sites.

Information Collection

When using an Alliant digital property we may collect three categories of
information about you.

Personal Information: We may collect personally identifiable information about
you such as your name, address, phone numbers, email address, or other
information that identifies you. This includes information you provide via
applications, forms, subscriptions, contest entries, or other means of
collection.

Non-public Information: Through your interactions with us, such as applying for
a product or service, we may collect non-public information about you such as
your Social Security number, tax identification number, driver’s license number,
income, Alliant user name, Alliant password, occupation, or other types of
non-public information.

Online Behavior: We may collect information about the Internet Protocol (IP)
address of the device(s) you use to access Alliant’s digital properties; your
operating system and browser type; referral website information; your digital
property usage and page views; your social media preferences (e.g. likes,
interests, profile, etc.); your geolocation; and aggregate or non-personally
identifiable information.

These categories of information may be collected by Alliant, or by our third
party service providers, through use of various technologies, such as cookies,
web beacons, pixel tags, or other technologies, to associate your online use of
our digital properties and/or with offline personally identifiable information.

We may use information collected from an Alliant digital property to acquire
additional information about you from our marketing partners or service
providers. For example, when you submit an application for membership or for a
financial product or service, we may use the Social Security number you provided
online to access a consumer report which may contain a credit score and
information about your creditworthiness to determine if you meet our
underwriting guidelines.

When interacting with Alliant on a digital platform that is not owned by Alliant
such as a social media site, never include sensitive personal or non-public
information. Communications with Alliant about your application, membership, and
accounts with us should only take place in a secure Alliant channel such as
Alliant Online or Mobile Banking or by phone with a Member Care employee. Social
media sites are not an appropriate place to conduct or discuss your financial
transactions.

Information Usage

We may use the information we collect online and that which we pair it with
offline to:

 * market our products and services or those of our trusted partners
 * make a decision about your application for a product or service
 * service, manage, or collect on your account
 * offer special deals or promotions
 * process transactions initiated by you
 * verify your identity or information you provided on an application
 * perform everyday business tasks such as data analytics, digital property
   experience optimization, fraud prevention, security enhancements, or product
   and service improvements
 * respond to your questions or inquiries
 * comply with federal, state, or local laws; civil, criminal, or regulatory
   investigations; or other legal requirements
 * share with our affiliates or trusted third parties in accordance with the
   practices described in our Privacy and Opt Out Notice
 * aggregate or anonymize data for analytical purposes

Information Disclosure

Alliant may disclose all of the information collected, as described above, to
companies that perform marketing services on behalf of Alliant or to other
financial institutions with which Alliant has joint marketing or other
contractual agreements. Alliant may also disclose nonpublic personal information
about its members under other circumstances as permitted or required by law and
as described in our Privacy and Opt Out Notice.

Information Security

Alliant restricts access to non-public personal information about its members to
Alliant employees and approved third parties working on our behalf who have a
specific business purpose in utilizing member data. Alliant employees are
trained in the importance of confidentiality and member privacy by maintaining
physical, electronic, and procedural safeguards that comply with federal
regulations and leading industry practices to safeguard members' non-public
personal information.

What Members and Consumers Can Do To Help Protect Their Privacy

While Alliant is committed to protecting the privacy of its members and
consumers, you can help safeguard personal information by following these simple
guidelines provided as examples:

 * Upon receipt of a debit card, savings ATM card, or credit card, verify the
   information on the front, sign the back panel immediately and activate the
   card. Destroy old cards immediately.
 * Report a lost or stolen card(s) immediately to Alliant via the Mobile App or
   call 866-444-8529 for credit cards or 800-328-1935 for Savings ATM or Debit
   cards.
 * Protect your card(s) at all times by carrying only the ones you intend to
   use. Store all other cards in a safe place.
 * Be aware of your surroundings when approaching an ATM. Make sure no one can
   see you enter your PIN by shielding the keypad with your hand or body.
 * Memorize your PIN and keep it confidential. Do not write it on the card or
   keep it in your wallet.
 * Make sure the merchant returns your card and check it to make sure it's your
   card.
 * Keep your ATM transaction and check card receipts. Log them into your check
   register. Destroy the carbons if present.
 * Never give your card information over the phone unless you initiate the call.
 * Never pre-sign your checks.
 * Regularly review your transaction history and report any unauthorized
   transactions immediately.
 * Treat all of your financial information as confidential and proprietary.
 * Keep usernames and passwords confidential.
 * Do not use the same username and password for multiple online accounts; if
   you use the same username and password for multiple accounts and one of those
   accounts is breached, all your accounts could be at risk.

Use of Online Technologies to Collect Information

Alliant may use technologies to store information on your computer when you
visit an Alliant Credit Union website. For example, cookies may be used within
Alliant Credit Union websites to enhance website security, improve website
effectiveness, tailor the sites to your individual preferences, and improve our
marketing campaigns.

Cookies are a string of data sent between a server and a web browser to help
track how you are using our websites and improve your online experience. Cookies
are not used to retrieve any data from your hard drive, nor can they run a
program on your computer. Alliant uses cookies to help protect your accounts
from being accessed by unauthorized users, to maintain session integrity, and to
enable enhanced security. Cookies are also used to help us understand your
interests and needs so we can provide you with a customized online experience.

A pixel tag, also known as a web bug in an embedded image, is an invisible tag
placed on a webpage to register when a particular computer visits that specific
page. These tags and beacons are used in combination with cookies. Alliant
places these on its web properties and in online advertisements to better
personalize your experience with Alliant and to understand aggregate website
usage and patterns.

Accepting Cookies. Most web browsers automatically accept cookies. If you do not
wish to receive cookies, refer to your browser's online help for further
instructions and information on setting cookie preferences. If you turn off
cookies, you may not be able to use some Alliant Online Banking features.

Third-Party Websites. The Alliant web properties may direct you to other sites
on the Internet to provide additional information or services that may be of
interest to you. Third-party websites may have privacy and security policies
different from Alliant Credit Union. Please review the privacy and security
policies of websites reached through links from Alliant Credit Union websites.

HAVE QUESTIONS?

Contact the 24/7 Member Care Center at 800-328-1935

--------------------------------------------------------------------------------

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Member care center: 800-328-1935


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1600 Golf Road, Rolling Meadows, IL 60008

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security policies of the site may differ from those of Alliant Credit Union.

Continue

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operated by a third-party, independent from Alliant Credit Union. Alliant Credit
Union does not manage the operation or content of the website you are about to
enter. Alliant Credit Union is not responsible for the content and does not
provide any products or services at this third-party website. The privacy and
security policies of the site may differ from those of Alliant Credit Union.

Continue

You are leaving an Alliant Credit Union website and are about to enter a website
operated by a third-party, independent from Alliant Credit Union. Alliant Credit
Union does not manage the operation or content of the website you are about to
enter. Alliant Credit Union is not responsible for the content and does not
provide any products or services at this third-party website. The privacy and
security policies of the site may differ from those of Alliant Credit Union.

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