www.vmndefense.com Open in urlscan Pro
52.140.106.224  Public Scan

Submitted URL: http://tinyurl.com/mryxa643
Effective URL: https://www.vmndefense.com/otb/Default.aspx?ImgVersion=V11&css=v2&confirmation=4802264633&SourceID=2&ShowSubmit=1&utm_sourc...
Submission: On December 14 via manual from US — Scanned from DE

Form analysis 1 forms found in the DOM

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  <span class="brand"><i class="fas fa-home-heart" aria-hidden="true"></i>Mortgage Reset</span>
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      <span class="name">Updated Mortgage<br>Evaluation For:</span>
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      </div>
      <span class="description">Takes About 60 Seconds!</span>
    </div>
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                            Policy</a> and <a href="https://homemortgageassessors.com/otb/terms.html" style="color:blue;font-size: 10.5px;" target="_blank">Terms</a>, which include a class action waiver and an arbitration provision. </div>
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Text Content

Mortgage Reset
Updated Mortgage
Evaluation For:

Takes About 60 Seconds!
Continue
By clicking Refinance Rates, I am instructing HomeMortgageAssessors to share my
information with On the Barrelhead, Inc. and agreeing to HomeMortgageAssessors's
Privacy Policy and Terms, which include a class action waiver and an arbitration
provision.
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What are VA Loans?  

  VA Loans are offered through private lenders, mortgage companies or banks.
Through this program, the Department of Veterans Affairs works to support the
needs of servicemembers, veterans, and qualifying surviving spouses and helps
them purchase affordable mortgage loans.   VA Loan candidates are evaluated
based on length of service, duty status, and character of service. The
following VA Loan Sub-categories are available for consideration – each with
differing benefits and options depending on each borrower’s unique needs and
circumstances:

- Adapted Housing Grants: These loans assist Veterans with a permanent and total
service-connected disability purchase or with the construction of an adapted
home or to alter an existing home to accommodate the disability.
- Native American Direct (NADL) Program: Eligible Native American Veterans
finance the acquisition, building, or improvement of homes on Federal Trust
Land, or reduce the interest rate on a VA loan.
- Interest Rate Reduction Refinance Loan (IRRRL): This type of loan allows
borrowers to receive a lower interest rate by refinancing an existing VA loan.
- Purchase Loans: The benefits of this type of loan is that you can get a
competitive interest rate usually without the need of a down payment or private
mortgage insurance.
- Cash-Out Refinance: These loans permit the borrower to remove cash from home
equity to use towards paying for school, eliminating personal debt or investing
in home improvements.

VA Loans have many of the same steps as traditional loans. You start with
looking for a VA lender and going through the steps for prequalification. This
step helps borrowers learn an approximation of what they can afford by examining
income, credit, assets, veteran entitlement, and financial indicators. Following
prequalification comes a loan preapproval and the much-sought-after preapproval
letter. Preapproval letters validate your borrowing power to real estate agents
and other sellers. When it comes time to make an offer on a home, find an agent
who is familiar with VA loans. This will help during the negotiation and
contract process. The next step in the home purchasing process is called being
“under contract.” During this state of home purchasing, the lender will ask for
a VA appraisal of the property you wish to buy. A VA appraisal differs from a
home inspection in that this VA appraisal ascertains if the property meets “fair
market value and the VA minimum property requirements.”  Simultaneously to the
VA appraisal, underwriters will examine your income, financial statements, and
appraisal to sign-off on moving your loan to closing. An official home closing
will require your signature on numerous legal documents before you are
officially handed the keys to your new home.

- VA Entitlements can be used for multiple home purchases. You just have to pay
off your loan before you reapply for a new loan.
- VA loans are for primary residences only.
- The VA’s loan backing means borrowers don’t have to purchase mortgage
insurance. However, there is a VA funding fee.
- There is no prepayment penalty.

Privacy Policy

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For a free quote. - HomeMortgageAssessors is not a loan broker, lender, loan
modification company or foreclosure prevention/counseling company.
HomeMortgageAssessors is not associated with or an affiliate of your current
lender or servicer. This is not an offer by HMA to lend you money. Our goal is
to provide an easy connection for homeowners seeking information on MORTGAGE
eligibility with a private mortgage broker, company, or attorney who can assist
you.

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based text messages. Consent is not required for purchase. You may receive up to
5 messages per month. Standard text and data rates may apply.