www.equifax.com Open in urlscan Pro
107.162.153.204  Public Scan

Form analysis
2 forms found in the DOM

Name: searchBar — POST https://www.equifax.com/search

<form action="https://www.equifax.com/search" method="post" role="search" name="searchBar" class="mx-auto" onsubmit="searchBarf();  return false;">
  <div class="form-group m-0">
    <label for="keywords" class="mkt-form__label sr-only"> Search</label>
    <div class="search-container position-relative d-flex align-items-center mx-auto">
      <div class="dropdown mkt-form__dropdown">
        <button class="btn mkt-form__input dropdown-toggle mkt-form_search-select" type="button" data-display="static" id="dropdown-filter-btn__content_type" data-toggle="dropdown" aria-haspopup="true" aria-expanded="false">
          <span class="dropdown-toggle__text-dynamic d-none"><span></span>Search</span>
          <span class="dropdown-toggle__text searchBar-dropdown">Business</span>
        </button>
        <div class="dropdown-menu" aria-labelledby="dropdown-filter-btn__content_type" style="display: none;">
          <div class="dropdown-item" style="background: rgb(238, 238, 238); font-weight: 700;">
            <div class="custom-control">
              <input type="radio" class="custom-control-input mkt-form__custom-control-input mkt-assets__filter-option" id="mainSearch1" data-filter="category_test" value="Business" name="mainSearch">
              <label class="mkt-form__custom-control-label" for="mainSearch1">Business</label>
            </div>
          </div>
          <div class="dropdown-item" style="background: white; font-weight: 400;">
            <div class="custom-control custom-checkbox">
              <input type="radio" class="custom-control-input mkt-form__custom-control-input mkt-assets__filter-option" id="mainSearch2" data-filter="test_category" name="mainSearch" value="Personal Credit">
              <label class="mkt-form__custom-control-label" for="mainSearch2">Personal Credit</label>
            </div>
          </div>
        </div>
      </div>
      <input type="search" id="keywords" name="keywords" class="form-control mkt-body--sm font-weight-bold mkt-form__input--icon mkt-form__main-search " value="" placeholder="Enter Key Words">
      <button type="reset" class="btn position-absolute mkt-form__input-icon-btn mkt-assets__search-reset px-3" style="display: none;">
        <span class="sr-only">Reset Search</span>
        <svg class="svg-inline--fa fa-times-circle fa-w-16 text-dark" aria-hidden="true" focusable="false" data-prefix="fal" data-icon="times-circle" role="img" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512" data-fa-i2svg="">
          <path fill="currentColor"
            d="M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm0 464c-118.7 0-216-96.1-216-216 0-118.7 96.1-216 216-216 118.7 0 216 96.1 216 216 0 118.7-96.1 216-216 216zm94.8-285.3L281.5 256l69.3 69.3c4.7 4.7 4.7 12.3 0 17l-8.5 8.5c-4.7 4.7-12.3 4.7-17 0L256 281.5l-69.3 69.3c-4.7 4.7-12.3 4.7-17 0l-8.5-8.5c-4.7-4.7-4.7-12.3 0-17l69.3-69.3-69.3-69.3c-4.7-4.7-4.7-12.3 0-17l8.5-8.5c4.7-4.7 12.3-4.7 17 0l69.3 69.3 69.3-69.3c4.7-4.7 12.3-4.7 17 0l8.5 8.5c4.6 4.7 4.6 12.3 0 17z">
          </path>
        </svg><!-- <span class="fal fa-times-circle text-dark" aria-hidden="true"></span> -->
      </button>
      <button class="btn position-absolute mkt-form__input-icon-btn pr-4">
        <span class="sr-only">Search</span>
        <svg class="svg-inline--fa fa-search fa-w-16" aria-hidden="true" focusable="false" data-prefix="fa" data-icon="search" role="img" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512" data-fa-i2svg="">
          <path fill="currentColor"
            d="M505 442.7L405.3 343c-4.5-4.5-10.6-7-17-7H372c27.6-35.3 44-79.7 44-128C416 93.1 322.9 0 208 0S0 93.1 0 208s93.1 208 208 208c48.3 0 92.7-16.4 128-44v16.3c0 6.4 2.5 12.5 7 17l99.7 99.7c9.4 9.4 24.6 9.4 33.9 0l28.3-28.3c9.4-9.4 9.4-24.6.1-34zM208 336c-70.7 0-128-57.2-128-128 0-70.7 57.2-128 128-128 70.7 0 128 57.2 128 128 0 70.7-57.2 128-128 128z">
          </path>
        </svg><!-- <span class="fa fa-search" aria-hidden="true"></span> -->
      </button>
    </div>
  </div>
</form>

Name: hrefFm — POST #

<form action="#" aria-hidden="true" class="hide" id="hrefFm" method="post" name="hrefFm"><span></span><input hidden="" type="submit"></form>

Text Content

Skip to main content
 * Support
   Close
    * My Personal Credit
      
      TELL US WHY YOU'RE HERE
      
      
      Understand my Equifax credit report and score Help protect myself from
      identity theft Prepare to make a large purchase Get a free copy of my
      Equifax credit report Place or manage a freeze on my Equifax credit report
      Dispute information on my Equifax credit report Place or manage a fraud or
      active duty alert
      
      FREQUENTLY ASKED QUESTIONS
      
      
      Security Freeze Credit Report Disputes Credit Report & Credit Scores
      Equifax Products Military Personnel and Families Fraud Alerts Visit FAQ
      Center
      
      YOUR EQUIFAX SUPPORT
      
      Online service so you can do it yourself.
      Need a live person? Call us!
      Mail in forms to complete some services.
      
      Get Help
    * Business
      
      EXISTING CUSTOMERS
      
      Manage your account, pay an invoice, review frequently asked questions, or
      contact customer service.
      
      Go to Support
      Submit a Service Request
      
      NOT A BUSINESS CUSTOMER YET?
      
      Our Sales Specialists will provide strategic guidance and match you to the
      best products and solutions.
      
      Connect with a Sales Specialist

 * USA
   Close
   Americas
    * USA English
    * Canada English French
    * Mexico Spanish English
    * Argentina Spanish
    * Peru Spanish
    * Chile Spanish
    * Costa Rica Spanish
    * Ecuador Spanish
    * El Salvador Spanish
    * Honduras Spanish
    * Paraguay Spanish
    * Uruguay Spanish
   
   Europe
    * Portugal Portuguese
    * United Kingdom English
    * Russia Russian
    * Spain Spanish
   
   Asia & Oceania
    * Australia English
    * New Zealand English
    * India English

   

My Personal Credit
Business
 * Products & Services
   Close
    * My Personal Credit
      
      
      EQUIFAX PREMIUM PRODUCTS
      
      
      EQUIFAX PREMIUM PRODUCTS
      
      Get peace of mind when you choose from our comprehensive 3-bureau credit
      monitoring and identity theft protection plans.
      
       * Equifax Complete™ Family Plan
       * Equifax Complete™ Premier
       * Score Watch®
       * Compare Premium Products
      
      EQUIFAX COMPLETE™ FAMILY PLAN
      
      Help look after your family with credit monitoring and ID theft protection
      features.
      
       * Uncover potential fraud with 3-bureau credit monitoring and alerts
       * Feel more confident knowing that the dark web is being monitored for
         your Social Security Number
       * Help better protect up to 4 children by locking their Equifax credit
         report
      
      Learn More about Family Plan
      
      EQUIFAX COMPLETE™ PREMIER
      
      Take control with a one-stop credit monitoring and identity theft
      protection solution from Equifax.
      
       * Know where you stand with access to your 3-bureau credit scores and
         report
       * Help monitor your credit and Social Security number
       * Uncover potential fraud with credit monitoring and alerts
      
      Learn More about Premier
      
      SCORE WATCH®
      
      Know where you stand with Equifax credit report monitoring and access to
      your FICO® score.
      
       * Access your FICO® score and Equifax credit report twice a year
       * Help better protect your identity with credit monitoring and alerts
       * See how your FICO® score trends over time
      
      Learn More about Score Watch
      
      
      EQUIFAX VALUE PRODUCTS
      
      
      EQUIFAX VALUE PRODUCTS
      
      Get the basics you need to stay on top of your credit; including 1-bureau
      credit score access, Equifax credit report lock, and alerts.
      
       * Equifax Complete™
       * Equifax Credit Monitor™
       * Equifax Core Credit™
       * Compare Value Products
      
      EQUIFAX COMPLETE™
      
      Don’t let identity theft catch you off guard. Get better prepared to
      monitor your credit and help better protect your identity with Equifax
      Complete™.
      
       * Receive alerts of key changes to your Equifax credit report
       * Should you become a victim of identity theft, our dedicated ID
         Restoration Specialists will work on your behalf to help you recover
      
      Learn More about Complete
      
      EQUIFAX CREDIT MONITOR™
      
      Easily lock and monitor your Equifax credit report with alerts.
      
       * Know when key changes occur to your credit score and Equifax credit
         report with alerts
       * Easily lock your Equifax credit report and be alerted if an attempt to
         access it is blocked
      
      Learn More about Credit Monitor
      
      EQUIFAX CORE CREDIT™
      
      Get the basics with your monthly credit score and report.
      
       * Keep track of your financial progress with monthly VantageScore credit
         scores
       * Feel credit confident with monthly access to your Equifax credit report
      
      Learn More about Core Credit
      My Personal Credit Home
    * Business
      Credit Risk
      Monitor and Manage Accounts Identify New Customer Credit Risk Optimize
      Portfolio Performance Analyze Multi-Data Assets for Credit Risk Improve
      Collections & Recovery Strategies Access Market & Business Intelligence
      View All Credit Risk
      Verification
      Verify Income & Employment History Verify Eligibility for Government
      Programs Verify Education History
      View All Verification
      Identity & Fraud
      Support Regulatory & Security Compliance Prevent Fraud Risk & Loss Verify,
      Authenticate & Link Identities Assist Credit Risk Compliance
      View All Identity & Fraud
      Data-Driven Marketing
      Retain & Grow Customer Relationships Analyze Market Potential Target
      High-Potential Prospects Improve Marketing Strategies, Tactics & Results
      Deliver a Better Customer Experience Target the Right Audiences Online
      View All Data-Driven Marketing
      Workforce Management
      Onboard New Hires Simplify and Manage Tax Forms Manage Unemployment
      Activities Manage HR Compliance Activities Pre-screen Employment
      Applications
      View All Workforce Management
      Industries
      View All Products
      Business Home

 * Learn
   Close
    * My Personal Credit
      
      
      LEARN MORE ABOUT...
      
       * Credit Scores Understand credit scores, credit worthiness, and how
         credit scores are used in day-to-day life.
      
       * Credit Reports Understand how your financial behavior impacts you and
         your credit, along with what is included on your credit reports and
         why.
      
       * Fraud & Identity Theft Explore ways to better protect your information,
         plus warning signs of fraud and identity theft, and what to do if you
         believe your identity has been stolen.
      
       * Debt Management Learn how debt can affect your credit scores, plus the
         different types of debt (both good and bad), and best practices for
         paying it off.
      
       * Credit Cards Explore tips on getting the right credit card for you and
         what it means for your credit. Plus, managing credit card debt and what
         to do if you lost your card.
      
       * Personal Finance Discover personal finance tips and tricks around
         everything from managing your money to saving and planning for the
         future.
      
       * Loans Explore the nuances of the different types of loans, including
         personal and student loans, and the potential pros and cons of
         co-signing a loan.
      
       * Life Stages Whether you’re saving up for a car, home, or college, learn
         how your credit can help remove friction from making milestone
         purchases.
      
       * Cybersecurity Understand how to shop online more safely, how to create
         and store stronger passwords, and more.
      
       * COVID + Credit Explore resources to help you navigate the financial
         aftermath of a global pandemic.
      
      Visit Knowledge Center  
    * Business
      Trends & Insights
      Market Pulse Market Pulse Podcast Digital Marketing Solutions Business
      Transformation Data Dialogues Podcast Ignite Live! Identity & Fraud Trends
      Report
      View All Trends & Insights
      Resources Blog API Developer Portal

 * About Us
   Close
    * Who We Are
      
      
    * Culture & Careers
      Careers at Equifax Inclusion & Diversity Growing Your Career Health &
      Wellness Community Engagement
      View All Culture & Careers
      
      CAREERS AT EQUIFAX
      
      See tailored job recommendations based on your interests.
      
      Get Started
    * Leadership
      
    * Corporate Governance
      
    * Environmental, Social & Governance Priorities
      
    * The Equifax Cloud
      
    * Investors
      
    * Newsroom
      

 * Search
   Close
   Search
   Search Business
   Business
   Personal Credit
   Reset Search Search

 * Credit Report Help
   Close
   
   FREE SERVICES FOR CONSUMERS
   
   Get your free weekly credit report
   
   Access a free weekly credit report through www.annualcreditreport.com.
   
   Place a security freeze
   
   Place or manage a freeze to restrict access to your Equifax credit report,
   with certain exceptions.
   
   Get your free credit score and report
   
   A monthly free credit score is available as part of Equifax Core CreditTM.
   You'll also receive a monthly Equifax credit report. No credit card Required!
   
   Dispute information on your Equifax credit report
   
   Submit a dispute if you notice something is inaccurate or incomplete on your
   credit report.
   
   Get my free Equifax credit report
   
   With a myEquifax account, you'll receive multiple Equifax credit reports each
   year. No credit card required!
   
   Request a fraud or active duty alert
   
   Place an alert on your credit reports to warn lenders that you may be a
   victim of fraud or on active military duty.
   
   Other ways to get additional free credit reports
   
   You may be entitled to additional free credit reports in certain
   circumstances, such as after placing a fraud alert, becoming unemployed or
   receiving public assistance, or being denied credit or insurance in the past
   60 days.
   
   Sign up for active duty credit monitoring
   
   Get free credit monitoring if you are an active duty military or National
   Guard member.
   
   Visit Consumer Services Center
 * Log In Log In
   close
    * Personal Credit Customers
    * Business Clients
   
   
    * Request and view your Equifax credit report
    * Place or manage a security freeze, fraud or active duty alert
    * Submit or track a dispute
    * Access your Equifax Core CreditTM or Equifax® paid product
   
   Login
   Don't have an account?
   Register for Free
   
   Looking for Lock & Alert? Sign in here
   
   
   Select your business application to login:
   ePort Equifax Ignite Direct Equifax Ignite Marketplace BusinessConnect
   Commercial Verifier Compliance Center Tax Credits and Incentives Paperless
   Pay eMortgage iNet Social Service Verifier I-9 Management Unemployment Web
   Manager Tax Form Management


FCRA SUMMARY OF RIGHTS

 * What is the Fair Credit Reporting Act
 * Summary of Rights



WHAT IS THE FAIR CREDIT REPORTING ACT?

The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness,
and privacy of information in the files of consumer reporting agencies. There
are many types of consumer reporting agencies, including credit bureaus and
specialty agencies (such as agencies that sell information about check writing
histories, medical records, and rental history records).

SUMMARY OF RIGHTS


Here is a summary of your major rights under FCRA. For more information,
including information about additional rights, go to
www.consumerfinance.gov/learnmore or write to: Consumer Financial Protection
Bureau, 1700 G Street N.W., Washington, DC 20552.

• You must be told if information in your file has been used against you. Anyone
who uses a credit report or another type of consumer report to deny your
application for credit, insurance, or employment – or to take another adverse
action against you – must tell you, and must give you the name, address, and
phone number of the agency that provided the information.

• You have the right to know what is in your file. You may request and obtain
all the information about you in the files of a consumer reporting agency (your
“file disclosure”). You will be required to provide proper identification, which
may include your Social Security number. In many cases, the disclosure will be
free. You are entitled to a free file disclosure if:

                  -- a person has taken adverse action against you because of
information in your credit report;
                  -- you are the victim of identity theft and place a fraud
alert in your file;
                  -- your file contains inaccurate information as a result of
fraud;
                  -- you are on public assistance;
                  -- you are unemployed but expect to apply for employment
within 60 days.

In addition, all consumers are entitled to one free disclosure every 12 months
upon request from each nationwide credit bureau and from nationwide specialty
consumer reporting agencies. See www.consumerfinance.gov/learnmore for
additional information.

• You have the right to ask for a credit score. Credit scores are numerical
summaries of your credit-worthiness based on information from credit bureaus.
You may request a credit score from consumer reporting agencies that create
scores or distribute scores used in residential real property loans, but you
will have to pay for it. In some mortgage transactions, you will receive credit
score information for free from the mortgage lender.

• You have the right to dispute incomplete or inaccurate information. If you
identify information in your file that is incomplete or inaccurate, and report
it to the consumer reporting agency, the agency must investigate unless your
dispute is frivolous. See www.consumerfinance.gov/learnmore for an explanation
of dispute procedures.

• Consumer reporting agencies must correct or delete inaccurate, incomplete, or
unverifiable information. Inaccurate, incomplete, or unverifiable information
must be removed or corrected, usually within 30 days. However, a consumer
reporting agency may continue to report information it has verified as accurate.

• Consumer reporting agencies may not report outdated negative information. In
most cases, a consumer reporting agency may not report negative information that
is more than seven years old, or bankruptcies that are more than 10 years old.

• Access to your file is limited. A consumer reporting agency may provide
information about you only to people with a valid need – usually to consider an
application with a creditor, insurer, employer, landlord, or other business. The
FCRA specifies those with a valid need for access.

• You must give your consent for reports to be provided to employers. A consumer
reporting agency may not give out information about you to your employer, or a
potential employer, without your written consent given to the employer. Written
consent generally is not required in the trucking industry. For more
information, go to www.consumerfinance.gov/learnmore. 

• You may limit “prescreened” offers of credit and insurance you get based on
information in your credit report. Unsolicited “prescreened” offers for credit
and insurance must include a toll-free phone number you can call if you choose
to remove your name and address form the lists these offers are based on. You
may opt out with the nationwide credit bureaus at 1-888-5-OPTOUT
(1-888-567-8688).

• The following FCRA right applies with respect to nationwide consumer reporting
agencies:

CONSUMERS HAVE THE RIGHT TO OBTAIN A SECURITY FREEZE

You have a right to place a “security freeze” on your credit report, which will
prohibit a consumer reporting agency from releasing information in your credit
report without your express authorization. The security freeze is designed to
prevent credit, loans, and services from being approved in your name without
your consent. However, you should be aware that using a security freeze to take
control over who gets access to the personal and financial information in your
credit report may delay, interfere with, or prohibit the timely approval of any
subsequent request or application you make regarding a new loan, credit,
mortgage, or any other account involving the extension of credit.

As an alternative to a security freeze, you have the right to place an initial
or extended fraud alert on your credit file at no cost. An initial fraud alert
is a 1-year alert that is placed on a consumer’s credit file. Upon seeing a
fraud alert display on a consumer’s credit file, a business is required to take
steps to verify the consumer’s identity before extending new credit. If you are
a victim of identity theft, you are entitled to an extended fraud alert, which
is a fraud alert lasting 7 years.

A security freeze does not apply to a person or entity, or its affiliates, or
collection agencies acting on behalf of the person or entity, with which you
have an existing account that requests information in your credit report for the
purposes of reviewing or collecting the account. Reviewing the account includes
activities related to account maintenance, monitoring, credit line increases,
and account upgrades and enhancements.

• Identity theft victims and active duty military personnel have additional
rights. For more information, visit www.consumerfinance.gov/learnmore.

States may enforce the FCRA, and many states have their own consumer reporting
laws.  In some cases, you may have more rights under state law.  For more
information, contact your state or local consumer protection agency or your
state Attorney General.  For information about your federal rights, contact:  

TYPE OF BUSINESS: CONTACT:

1.a. Banks, savings associations, and credit unions with total assets of over
$10 billion and their affiliates
b. Such affiliates that are not banks, savings associations, or credit unions
also should list, in addition to the CFPB:

a.    Consumer Financial Protection Bureau
1700 G Street, N.W.
Washington, DC 20552

b.    Federal Trade Commission
Consumer Response Center
600 Pennsylvania Avenue, N.W.
Washington, DC 20580
(877) 382-4357

2. To the extent not included in item 1 above: 

a.    National banks, federal savings associations, and federal branches and
federal agencies of foreign banks
b.    State member banks, branches and agencies of foreign banks (other than
federal branches, federal agencies, and Insured State Branches of Foreign
Banks), commercial lending companies owned or controlled by foreign banks, and
organizations operating under section 25 or 25A of the Federal Reserve Act.
c.    Nonmember Insured Banks, Insured State Branches of Foreign Banks, and
insured state savings associations
d.    Federal Credit Unions

a.    Office of the Comptroller of the Currency
Customer Assistance Group
1301 McKinney Street, Suite 3450
Houston, TX 77010-9050

b.    Federal Reserve Consumer Help Center
P.O. Box 1200
Minneapolis, MN 55480

c.    FDIC Consumer Response Center
1100 Walnut Street, Box #11
Kansas City, MO 64106

d.    National Credit Union Administration
Office of Consumer Financial Protection (OCFP)
Division of Consumer Compliance Policy and Outreach
1775 Duke Street
Alexandria, VA 22314

3. Air carriers

Asst. General Counsel for Aviation Enforcement & Proceedings
Aviation Consumer Protection Division 
Department of Transportation 
1200 New Jersey Avenue, S.E. 
Washington, DC 20590 

4. Creditors Subject to the Surface Transportation Board

Office of Proceedings, Surface Transportation Board
Department of Transportation 
395 E Street, S.W. 
Washington, DC 20423 

 

5. Creditors Subject to the Packers and Stockyards Act, 1921

 

Nearest Packers and Stockyards Administration area supervisor

6. Small Business Investment Companies

Associate Deputy Administrator for Capital Access
United States Small Business Administration
409 Third Street, S.W., Suite 8200 
Washington, DC 20416 

7. Brokers and Dealers

Securities and Exchange Commission
100 F Street, N.E. 
Washington, DC 20549 

 

8. Federal Land Banks, Federal Land Bank Associations, Federal Intermediate
Credit Banks, and Production Credit Associations

 

Farm Credit Administration
1501 Farm Credit Drive
McLean, VA 22102-5090 

9. Retailers, Finance Companies, and All Other Creditors Not Listed Above

Federal Trade Commission
Consumer Response Center
600 Pennsylvania Avenue, N.W.
Washington, DC 20580 
(877) 382-4357


Credit Report Help
 * Get My Free Annual Credit Report
 * Get My Free Credit Score
 * Dispute info on Credit Report
 * Manage or Place a Security Freeze
 * Request a Fraud Alert
 * Active Duty Credit Monitoring
 * Compare Credit Monitoring Products

Credit Education
 * Credit Scores
 * Credit Reports
 * Fraud & Identity Theft
 * Debt Management
 * Credit Cards
 * Personal Finance
 * Loans
 * Life Stages
 * Cybersecurity
 * COVID + Credit
 * Knowledge Center

For Businesses
 * Equifax Ignite
 * Market Pulse
 * Data Dialogues Podcast
 * Insights Blog
 * Resource Library
 * Developer Portal

Who We Are
 * Our Story
 * Careers & Culture
 * Newsroom
 * Investor Relations
 * Furnishing Data to Equifax

Support
 * Personal Credit: Contact Equifax Support
 * Business Customer Support
 * Connect with Sales
 * Security Breach Alerts

 * Ad Choices
 * Accessibility
 * Do Not Sell My Personal Information
 * Privacy Policy
 * Terms of Use
 * Report a Vulnerability
 * Sitemap

 * 
 * 
 * 
 * 
 * 
 * 

Copyright 2022 Equifax, Inc. All rights reserved Equifax and the Equifax marks
used herein are trademarks of Equifax Inc. Other product and company names
mentioned herein are the property of their respective owners.

X
Modal