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Submitted URL: http://ndh.org.au/
Effective URL: https://ndh.org.au/
Submission: On February 16 via manual from AU — Scanned from DE
Effective URL: https://ndh.org.au/
Submission: On February 16 via manual from AU — Scanned from DE
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* Find A Financial Counsellor * Start Chat * Delete chat Contact a financial counsellor Call 1800 007 007 or Live Chat Weekdays 9:30am - 4:30pm * Your Rights * Debt problems * Living expenses * Electricity Gas & Water Bills * Phone And Internet Bills * Housing * Home Loans * Rates * Rent * Body Corporates * Cars * Car Loans * Car Accident Debt * School Expenses * Child Support * Risk of using credit * Pay Day Loans * Difficulty repaying payday loans * Risks of payday loans * Product rentals * Difficulty repaying a product rental (consumer lease) * Before signing up to a product rental (consumer lease) * Buy now pay later * Risks of using Buy Now Pay Later * Difficulty repaying Buy Now Pay Later debts * Credit Cards * Interest Free Credit Cards * Personal Loans * Bad Credit Rating * Get your credit report * Fix your credit report * Other Debts * Debt collection * Debt collection – Old Debts * Centrelink Debts * Fines * Small Business Debt * Student Loans * Tax Debts * Being Sued * Court Judgements * Debt solutions * Manage your debt * What is financial hardship and what are your rights? * Work out what you can afford * Negotiate payment terms * Prioritise your debts * Consolidate your loans * Know your rights * Consumer credit insurance * Cancel a direct debit * Complaints & disputes * Seek Extra Funds * Increase your income * Build a savings buffer * No Interest Loan Scheme * Concessions and grants * Apply for government benefits * Access superannuation * Apply for early release for severe financial hardship * Apply for early release on compassionate grounds * Apply for early release to pay mortgage arrears * Access Child Support * Sell assets * Borrow from friends and family * Extreme financial difficulty * Emergency assistance * Legal advice * Bankruptcy and other formal insolvency options * Bankruptcy * Temporary debt protection * Debt Agreement (Part IX) * Complex Situations * Financial abuse * Domestic and family violence and financial hardship * Bushfires – financial difficulty * Bushfire insurance claims * Mental health and financial hardship * Prison * Scams * COVID-19 * COVID19 – Financial survival guide * COVID19 – Bankruptcy * COVID19 – If you accessed your super early (eligibility issues) * COVID19 – Emergency financial assistance * COVID19 – Government assistance * COVID19 – Home loans * COVID19 – Making repayment arrangements * COVID19 – Mandatory hotel quarantine fees * COVID19 – Rent * COVID19 – Utilities, telcos and rates * Media * NDH Media Info * News * Press Releases * Videos * Financial Counselling * What is financial counselling? * Find A Financial Counsellor * Start Chat * Delete chat House-sitting nomads happy without a home to call their own News article by the ABC With rents and house prices rising some nomads are more than happy without their own place, part of a word-of-mouth community looking after homes while their owners travel. Read More NSW students sleeping in cars amid critical rental, accommodation shortage News article by the ABC Maddison Murray moved from Adelaide to study at the University of Wollongong but the rental crisis means she — and other students — could end up homeless. Read More WA businesses face restocking backlog despite Trans-Australian Railway line reopening News article by the ABC Supermarkets and other West Australian businesses face a six-week backlog to fully restock shelves despite the reopening of the crucial east-west rail link following historic rainfall in South Australia. Read More Victorian jobs program helps fill hospitality staff shortages and trains people struggling to find work News article by the ABC A Victorian scheme that matches people looking for work with short-staffed businesses is helping to ease a crisis in the hospitality sector. 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FIND YOUR ISSUE DEBT SOLUTIONS Read about ways to tackle your debts one step at a time VIEW YOUR OPTIONS COMPLEX SITUATIONS Natural disasters, family violence and economic abuse OUR ADVICE IN DEBT? GET YOUR FINANCES BACK ON TRACK. WITH THESE STEP-BY-STEP GUIDES. Our guides are based on the experience of financial counsellors who provide FREE information & advice. They don’t lend money or sell you anything and work only in your interest. Financial counselling is a not-for-profit service. It’s always free and confidential. VIEW YOUR RIGHTS LATEST NEWS VIEW ALL NEWS Previous 0 Home News Section Uncategorized REGIONAL PROPERTY PRICES ARE STILL SURGING, BUT RATE RISES COULD END THE PARTY ABC News February 16, 2022 News article by the ABC Capital city property prices have slowed, but regional prices keep surging. How long can it continue? ... Read More 0 Home News Section Uncategorized AUSTRALIA POST SPENT MORE THAN $500,000 ON RETENTION PAYMENTS TO KEEP SENIOR STAFF, SENATE ESTIMATES TOLD ABC News February 15, 2022 News article by the ABC Australia Post paid more than half a million dollars to one staff member to ensure they did not leave the organisation, and of ... Read More 0 Home News Section Home Slider Section Uncategorized VICTORIAN JOBS PROGRAM HELPS FILL HOSPITALITY STAFF SHORTAGES AND TRAINS PEOPLE STRUGGLING TO FIND WORK ABC News February 15, 2022 News article by the ABC A Victorian scheme that matches people looking for work with short-staffed businesses is helping to ease a crisis in the hospit ... Read More 0 Home News Section Uncategorized TREASURY SAYS NATION COULD SOON ENJOY A WAGES BOOM — THEY JUST DON’T KNOW WHEN ABC News February 16, 2022 News article by the ABC The federal Treasury boss admits he does not know when Australia might enjoy wages growth – but says the country is the clo ... Read More 0 Home News Section Home Slider Section Uncategorized NSW STUDENTS SLEEPING IN CARS AMID CRITICAL RENTAL, ACCOMMODATION SHORTAGE ABC News February 16, 2022 News article by the ABC Maddison Murray moved from Adelaide to study at the University of Wollongong but the rental crisis means she — and other stud ... Read More 0 Home News Section Home Slider Section Uncategorized WA BUSINESSES FACE RESTOCKING BACKLOG DESPITE TRANS-AUSTRALIAN RAILWAY LINE REOPENING ABC News February 16, 2022 News article by the ABC Supermarkets and other West Australian businesses face a six-week backlog to fully restock shelves despite the reopening of th ... Read More 0 Home News Section Uncategorized REGIONAL PROPERTY PRICES ARE STILL SURGING, BUT RATE RISES COULD END THE PARTY ABC News February 16, 2022 News article by the ABC Capital city property prices have slowed, but regional prices keep surging. How long can it continue? ... Read More 0 Home News Section Uncategorized AUSTRALIA POST SPENT MORE THAN $500,000 ON RETENTION PAYMENTS TO KEEP SENIOR STAFF, SENATE ESTIMATES TOLD ABC News February 15, 2022 News article by the ABC Australia Post paid more than half a million dollars to one staff member to ensure they did not leave the organisation, and of ... Read More 0 Home News Section Home Slider Section Uncategorized VICTORIAN JOBS PROGRAM HELPS FILL HOSPITALITY STAFF SHORTAGES AND TRAINS PEOPLE STRUGGLING TO FIND WORK ABC News February 15, 2022 News article by the ABC A Victorian scheme that matches people looking for work with short-staffed businesses is helping to ease a crisis in the hospit ... Read More 0 Home News Section Uncategorized TREASURY SAYS NATION COULD SOON ENJOY A WAGES BOOM — THEY JUST DON’T KNOW WHEN ABC News February 16, 2022 News article by the ABC The federal Treasury boss admits he does not know when Australia might enjoy wages growth – but says the country is the clo ... Read More 0 Home News Section Home Slider Section Uncategorized NSW STUDENTS SLEEPING IN CARS AMID CRITICAL RENTAL, ACCOMMODATION SHORTAGE ABC News February 16, 2022 News article by the ABC Maddison Murray moved from Adelaide to study at the University of Wollongong but the rental crisis means she — and other stud ... Read More 0 Home News Section Home Slider Section Uncategorized WA BUSINESSES FACE RESTOCKING BACKLOG DESPITE TRANS-AUSTRALIAN RAILWAY LINE REOPENING ABC News February 16, 2022 News article by the ABC Supermarkets and other West Australian businesses face a six-week backlog to fully restock shelves despite the reopening of th ... Read More 0 Home News Section Uncategorized REGIONAL PROPERTY PRICES ARE STILL SURGING, BUT RATE RISES COULD END THE PARTY ABC News February 16, 2022 News article by the ABC Capital city property prices have slowed, but regional prices keep surging. How long can it continue? ... Read More 0 Home News Section Uncategorized AUSTRALIA POST SPENT MORE THAN $500,000 ON RETENTION PAYMENTS TO KEEP SENIOR STAFF, SENATE ESTIMATES TOLD ABC News February 15, 2022 News article by the ABC Australia Post paid more than half a million dollars to one staff member to ensure they did not leave the organisation, and of ... Read More 0 Home News Section Home Slider Section Uncategorized VICTORIAN JOBS PROGRAM HELPS FILL HOSPITALITY STAFF SHORTAGES AND TRAINS PEOPLE STRUGGLING TO FIND WORK ABC News February 15, 2022 News article by the ABC A Victorian scheme that matches people looking for work with short-staffed businesses is helping to ease a crisis in the hospit ... Read More Next Previous 0 Home News Section Home Slider Section Uncategorized VICTORIAN JOBS PROGRAM HELPS FILL HOSPITALITY STAFF SHORTAGES AND TRAINS PEOPLE STRUGGLING TO FIND WORK ABC News February 15, 2022 News article by the ABC A Victorian scheme that matches people looking for work with short-staffed businesses is helping to ease a crisis in the hospit ... Read More 0 Home News Section Uncategorized TREASURY SAYS NATION COULD SOON ENJOY A WAGES BOOM — THEY JUST DON’T KNOW WHEN ABC News February 16, 2022 News article by the ABC The federal Treasury boss admits he does not know when Australia might enjoy wages growth – but says the country is the clo ... Read More 0 Home News Section Home Slider Section Uncategorized NSW STUDENTS SLEEPING IN CARS AMID CRITICAL RENTAL, ACCOMMODATION SHORTAGE ABC News February 16, 2022 News article by the ABC Maddison Murray moved from Adelaide to study at the University of Wollongong but the rental crisis means she — and other stud ... Read More 0 Home News Section Home Slider Section Uncategorized WA BUSINESSES FACE RESTOCKING BACKLOG DESPITE TRANS-AUSTRALIAN RAILWAY LINE REOPENING ABC News February 16, 2022 News article by the ABC Supermarkets and other West Australian businesses face a six-week backlog to fully restock shelves despite the reopening of th ... Read More 0 Home News Section Uncategorized REGIONAL PROPERTY PRICES ARE STILL SURGING, BUT RATE RISES COULD END THE PARTY ABC News February 16, 2022 News article by the ABC Capital city property prices have slowed, but regional prices keep surging. How long can it continue? ... Read More 0 Home News Section Uncategorized AUSTRALIA POST SPENT MORE THAN $500,000 ON RETENTION PAYMENTS TO KEEP SENIOR STAFF, SENATE ESTIMATES TOLD ABC News February 15, 2022 News article by the ABC Australia Post paid more than half a million dollars to one staff member to ensure they did not leave the organisation, and of ... Read More 0 Home News Section Home Slider Section Uncategorized VICTORIAN JOBS PROGRAM HELPS FILL HOSPITALITY STAFF SHORTAGES AND TRAINS PEOPLE STRUGGLING TO FIND WORK ABC News February 15, 2022 News article by the ABC A Victorian scheme that matches people looking for work with short-staffed businesses is helping to ease a crisis in the hospit ... Read More 0 Home News Section Uncategorized TREASURY SAYS NATION COULD SOON ENJOY A WAGES BOOM — THEY JUST DON’T KNOW WHEN ABC News February 16, 2022 News article by the ABC The federal Treasury boss admits he does not know when Australia might enjoy wages growth – but says the country is the clo ... Read More 0 Home News Section Home Slider Section Uncategorized NSW STUDENTS SLEEPING IN CARS AMID CRITICAL RENTAL, ACCOMMODATION SHORTAGE ABC News February 16, 2022 News article by the ABC Maddison Murray moved from Adelaide to study at the University of Wollongong but the rental crisis means she — and other stud ... Read More 0 Home News Section Home Slider Section Uncategorized WA BUSINESSES FACE RESTOCKING BACKLOG DESPITE TRANS-AUSTRALIAN RAILWAY LINE REOPENING ABC News February 16, 2022 News article by the ABC Supermarkets and other West Australian businesses face a six-week backlog to fully restock shelves despite the reopening of th ... Read More 0 Home News Section Uncategorized REGIONAL PROPERTY PRICES ARE STILL SURGING, BUT RATE RISES COULD END THE PARTY ABC News February 16, 2022 News article by the ABC Capital city property prices have slowed, but regional prices keep surging. How long can it continue? ... Read More 0 Home News Section Uncategorized AUSTRALIA POST SPENT MORE THAN $500,000 ON RETENTION PAYMENTS TO KEEP SENIOR STAFF, SENATE ESTIMATES TOLD ABC News February 15, 2022 News article by the ABC Australia Post paid more than half a million dollars to one staff member to ensure they did not leave the organisation, and of ... Read More 0 Home News Section Home Slider Section Uncategorized VICTORIAN JOBS PROGRAM HELPS FILL HOSPITALITY STAFF SHORTAGES AND TRAINS PEOPLE STRUGGLING TO FIND WORK ABC News February 15, 2022 News article by the ABC A Victorian scheme that matches people looking for work with short-staffed businesses is helping to ease a crisis in the hospit ... Read More Next STEP BY STEP GUIDES Get back on track by taking some simple steps Whatever your financial difficulty, whether it’s the mortgage, the credit card, the gas bill or something else, we have the answers. Work out what you can afford, how to negotiate payment plans, what debts to prioritise, and much more. Manage your debts and get back on track. Featured Guides UTILITY GUIDES MORTGAGE, RATES & RENT MANAGE CREDIT CARD DEBT NEGOTIATE PAYMENT TERMS CENTRELINK DEBTS NOT SURE WHERE TO START? Choose a category below DEBT PROBLEMS YOUR RIGHTS DEBT SOLUTIONS COMPLEX SITUATIONS SPEAK WITH SOMEONE Call us for FREE advice on how to manage your debts. 1800 007 007 LOOKING FOR DEDICATED ONE ON ONE HELP? FIND A FINANCIAL COUNSELLOR Duis autem vel eum iriure dolor in hendrerit in vulputate velit esse molestie consequat, vel illum dolore eu feugiat nulla facilisis at vero eros et accumsan et iusto odio dignissim qui blandit praesent luptatum zzril delenit augue duis SEARCH NOW YOU MIGHT FEEL OVERWHELMED, BUT YOU HAVE OPTIONS AND THERE ARE STEPS YOU CAN TAKE YOURSELF. BUT IF YOU FEEL YOU NEED A BIT MORE GUIDANCE OR NEED HELP QUICKLY, SIMPLY CALL US. 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