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Free eligibility check | No obligations | No affects on credit

Business funding



Blog

Careers

Partners

FAQ

Get started

SSN is not
required



No affects on credit.

Same-day funding.

Typically no collateral or personal guarantee required.


YOU'VE BUILT THE COMPANY,
WE HELP IT GROW.

Excellent



4.9 TrustScore



HOW MUCH CAN I GET?





HOW IT WORKS?

Learn more about funding with NYS.

$280,000 Line of credit approved!



8 Offers waiting!


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HOW IT WORKS



Get started

Calculate my eligibility

( SSN is not needed )

BENEFITS



TAILORED-MADE FUNDING

Restaurant, startup, manufacturing, or construction?
We tailor funding to fit your terms, not ours.

Dynamic rate, on fixed time-frame

Forget everything you knew about lending. Pay when you can, not when you need.



No collateral

We don't need collaterals, we look at your business as a whole.



Borrow up to

We fund business from $10k all the way up to $5M.

$5M

$4.9M

$4.8M

$4.6M

$4.4M

$4.2M

$4M

$3M

$2M

$1M

$990k

$980k

$970k

$900k

$800k

$700k

$600k

$500k

$400k

$300k

$200k

$100k



Client-focused lender

Funding tailored for you business, lightning fast, without any affects on your
credit.

75+

Industries served

0

Hard credit pulls

24H

Average funding time



Get started

Calculate my eligibility

( SSN is not needed )

Line of credit

Withdraw what you need,
when you need it.

Term loan

Long-term financing,
up to 7 years.

Working capital

Payments that flex with your sales, forget about fixed interest.

Cash advance

Improve today's cash flow based on future sales.

Equipment funding

Leverage your equipment to get favorable loan terms.

SBA (requires p.g)

Government-backed loans with flexible terms.

OPTIONS




CHOOSE WHAT FITS YOU BEST.


WHEN YOU GROW, WE GROW.
CHECK ALL THE OPTIONS YOU QUALIFY FOR RIGHT AT YOUR FINGERTIPS — OVER 30
DIFFERENT FUNDING SOLUTIONS.

Get started

Calculate my eligibility

HOW TO QUALIFY




GET FUNDING IN 3 STEPS.

6+

Months in business

$10K

Minimum monthly rev

500

Minimum FICO score



01

APPLICATOIN

• No hard credit pulls.
• 60s Online application.

• SOC2 type || encrypted.



02

OFFERS

• 100% Free.
• 99% Ai underwriting.

• Same-day approval.



03

FUNDING

• Under 24H
• No hidden fees.

• Tailored for your needs.

Get started

Funding time

Credit impact

Loan securities

Options

Requirements

Team

Approval

OTHER LENDERS

~24 hours

2-4 weeks

No effect, only a soft pull

Mandatory hard pull,
instant lowered credit score

No collateral, and no
personal guarantees

Collateral, personal guarantees,
and co-signers

30+ different funding options

Only MCA

Business bank account,
$10k/m+ in sales

650+ FICO, strong financials,
collateral, lengthy history

In-person feel, deep
understanding of your business.

Impersonal,
just another file in the system.

60s to apply, purely online,
same-day approval

1 week, endless phone calls


TAILOR-MADE FUNDING?
SAY HELLO TO NYS.


4.8/5 STARS


TOP RANKED PRIVATE LENDING PLATFORM.

Read why dozens of businesses were able to grow massively using funding tailored
for their needs.

SEE ALL SUCCESS STORIES

Excellent



4.9 TrustScore



Get started

Calculate my eligibility

( SSN is not needed )

 * Asana
   
   D Danny
   
   Alan guided us step by step through the…
   
   we successfully obtained success, and the whole process was wrapped up in
   just five days. Much appreciated.

 * Asana
   
   Curtis Jones
   
   
   
   
   Thank you
   
   Thank you, Ben sterling & shannon, for all your help and patience. You have
   been just amazing and beyond expectations. Always so easy to talk to and
   reach anytime. 100% transparency. 100% cared about their customers.

 * Asana
   
   Michael Smith
   
   Great copmany - transformed my skepticism into trust
   
   Ben, and Alan my funding advisor, handled the situation so fast and really in
   the best way possible. Looking forward to work together again. Thanks team.

 * Asana
   
   Ericka B
   
   
   
   
   Lifesaver
   
   If you're serious about your business go with NYS. Try to get an approval and
   see for yourself. Amazing people. Amazing process. Amazing company.

 * Asana
   
   Conrad Mayer
   
   The best lender in FL
   
   The availability, speed, offers.. I don't know how you guys do that, but the
   risk you took with our company was something I never thought was possible…..

 * Asana
   
   D Danny
   
   Alan guided us step by step through the…
   
   we successfully obtained success, and the whole process was wrapped up in
   just five days. Much appreciated.

 * Asana
   
   Curtis Jones
   
   
   
   
   Thank you
   
   Thank you, Ben sterling & shannon, for all your help and patience. You have
   been just amazing and beyond expectations. Always so easy to talk to and
   reach anytime. 100% transparency. 100% cared about their customers.

 * Asana
   
   Michael Smith
   
   Great copmany - transformed my skepticism into trust
   
   Ben, and Alan my funding advisor, handled the situation so fast and really in
   the best way possible. Looking forward to work together again. Thanks team.

 * Asana
   
   Ericka B
   
   
   
   
   Lifesaver
   
   If you're serious about your business go with NYS. Try to get an approval and
   see for yourself. Amazing people. Amazing process. Amazing company.

 * Asana
   
   Conrad Mayer
   
   The best lender in FL
   
   The availability, speed, offers.. I don't know how you guys do that, but the
   risk you took with our company was something I never thought was possible…..

 * Asana
   
   D Danny
   
   Alan guided us step by step through the…
   
   we successfully obtained success, and the whole process was wrapped up in
   just five days. Much appreciated.

 * Asana
   
   Curtis Jones
   
   
   
   
   Thank you
   
   Thank you, Ben sterling & shannon, for all your help and patience. You have
   been just amazing and beyond expectations. Always so easy to talk to and
   reach anytime. 100% transparency. 100% cared about their customers.

 * Asana
   
   Michael Smith
   
   Great copmany - transformed my skepticism into trust
   
   Ben, and Alan my funding advisor, handled the situation so fast and really in
   the best way possible. Looking forward to work together again. Thanks team.

 * Asana
   
   Ericka B
   
   
   
   
   Lifesaver
   
   If you're serious about your business go with NYS. Try to get an approval and
   see for yourself. Amazing people. Amazing process. Amazing company.

 * Asana
   
   Conrad Mayer
   
   The best lender in FL
   
   The availability, speed, offers.. I don't know how you guys do that, but the
   risk you took with our company was something I never thought was possible…..

 * Asana
   
   Emily
   
   Very supportive and infromative
   
   Really quick. Best offer between 4 different lenders we checked with. Thanks
   Benjamin!

 * Asana
   
   Rob I
   
   They really care.
   
   It's not just a slogan, they really took the time to understand my business
   and didn't sell me any funding before they were sure it can actaully help.
   5/5!

 * Asana
   
   Jaime
   
   Great Company
   
   I've tried many different ways to borrow money for my business vefore and
   none have been as fast and as transparent as NYS. I'm really happy I decided
   to move forward with them and make the right decision for my business.

 * Asana
   
   James
   
   Phenomenal offers
   
   Phenomenal offers! Shawn was able to get us 5 different funding optoins to
   choose from. We took $125,000 LOC and a term loan. REALLY good terms.

 * Asana
   
   Albert Frazier
   
   
   
   
   Best leder ever!
   
   I've been working with NYS for 4 years now. We usually take funding 2 to 4
   time a year. Ben is one of the best. He makes the process so simple and
   quick. We get approval under 2 hours and access to the capital under 2 days…

 * Asana
   
   Emily
   
   Very supportive and infromative
   
   Really quick. Best offer between 4 different lenders we checked with. Thanks
   Benjamin!

 * Asana
   
   Rob I
   
   They really care.
   
   It's not just a slogan, they really took the time to understand my business
   and didn't sell me any funding before they were sure it can actaully help.
   5/5!

 * Asana
   
   Jaime
   
   Great Company
   
   I've tried many different ways to borrow money for my business vefore and
   none have been as fast and as transparent as NYS. I'm really happy I decided
   to move forward with them and make the right decision for my business.

 * Asana
   
   James
   
   Phenomenal offers
   
   Phenomenal offers! Shawn was able to get us 5 different funding optoins to
   choose from. We took $125,000 LOC and a term loan. REALLY good terms.

 * Asana
   
   Albert Frazier
   
   
   
   
   Best leder ever!
   
   I've been working with NYS for 4 years now. We usually take funding 2 to 4
   time a year. Ben is one of the best. He makes the process so simple and
   quick. We get approval under 2 hours and access to the capital under 2 days…

 * Asana
   
   Emily
   
   Very supportive and infromative
   
   Really quick. Best offer between 4 different lenders we checked with. Thanks
   Benjamin!

 * Asana
   
   Rob I
   
   They really care.
   
   It's not just a slogan, they really took the time to understand my business
   and didn't sell me any funding before they were sure it can actaully help.
   5/5!

 * Asana
   
   Jaime
   
   Great Company
   
   I've tried many different ways to borrow money for my business vefore and
   none have been as fast and as transparent as NYS. I'm really happy I decided
   to move forward with them and make the right decision for my business.

 * Asana
   
   James
   
   Phenomenal offers
   
   Phenomenal offers! Shawn was able to get us 5 different funding optoins to
   choose from. We took $125,000 LOC and a term loan. REALLY good terms.

 * Asana
   
   Albert Frazier
   
   
   
   
   Best leder ever!
   
   I've been working with NYS for 4 years now. We usually take funding 2 to 4
   time a year. Ben is one of the best. He makes the process so simple and
   quick. We get approval under 2 hours and access to the capital under 2 days…


FAQ

Find answers to common questions about our platform and services.

Contact us

What is NYS?

What are the rates?

Are there any effects on my credit score?

How do I qualify?

How can I apply?


"NYS IS NOT JUST A LENDER,
IT'S A GROWTH PARTNER"

– Samuel J.

More Trustpilot reviews


ARE YOU STILL ON THE FENCE?

Calculate how much you qualify for at no cost.

Get an approval without using your SSN.

Speak with one of our reps or apply 100% online.

Get started

We help businesses secure funding in under 24 hours without requiring any
collateral or personal guarantee

55 Broadway, New York, NY, 10006, USA



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*DISCLAIMER: New York Savings serves as a trusted guide on your journey towards
business financing.
Our platform is designed to offer invaluable insights, expert advice, and
connects you with a range of potential lending options tailored to your unique
business needs.

However, while we strive to provide accurate and up-to-date information, we
cannot guarantee the completeness or accuracy of this information due to the
dynamic nature of the financial industry.
Therefore, we strongly encourage all our users to conduct their own due
diligence and seek independent financial or legal advice before making any
financial decisions or commitments. By using our website and our services, you
agree to our terms of service and acknowledge that any decisions based on
information found on our site are your own responsibility.
Your engagement with New York Savings signifies your understanding and
acceptance of these terms.



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