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Text Content

Skip to Main Content Navigate to Sitemap Skip To Online Banking
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4th of July All financial centers will be closed Thursday, July 4. All financial
centers will be open on Friday, July 5.
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A PLACE WHERE YOU'RE ALWAYS WELCOME.

Become a member

Act fast to reduce the risk of financial damage.
Follow these steps and know we are available to help you through these
challenges.
Retirement Planning
South Carolina Federal Investment Solutions, through CFS1, can help you embrace
the elephant in the room: your retirement plan.
Act fast to reduce the risk of financial damage.
Follow these steps and know we are available to help you through these
challenges.
Retirement Planning
South Carolina Federal Investment Solutions, through CFS1, can help you embrace
the elephant in the room: your retirement plan.
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Take control of your cards.
Use these helpful tools to manage your South Carolina Federal debit and credit
cards.
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Financial Solutions
Why Us
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Get more with great rates.
Auto Loans 
*APR as low as
7.49%
Mortgage Loans 
**APR as low as
6.337%
Credit Cards 
*APR as low as
15.49%
Money Market 
*APY as high as
3.25%
View all rates

--------------------------------------------------------------------------------

Life Simplified.
Buy or Refi a Car
Get a new or used car

With low rates and budget-friendly financing, we'll help you hit the road in
your new or pre-loved vehicle. 

See if you can save money by refinancing. Find out how much your monthly payment
would be with this handy calculator.
Buy or Refi a Home
Get your dream home loan

Whether you're buying your first or forever home, low rates, flexible terms, and
low down payment options help homebuyers get moving. 

See if you can save money by refinancing. Make sure your projected monthly home
loan payments will fit within your budget.
Reduce My Debt
Simplify the repayment process by consolidating debt into a single low-rate
monthly payment

See if you can lower monthly payments and save money by refinancing with our
easy online application. 

See if you can save by refinancing debt and talking with a representative about
your unique situation. Find out how much you should pay each month to pay off
your credit card balance and meet your repayment goals.
Set a Savings Goal
Make more out of your money

Earn more money on your savings while maintaining full access to your funds. 

Save for the short and long term with solutions that help you reach your goals.
See how much you'll need to save each month to realize your next big purchase.
Manage Money Online
Spend less time banking
Manage your money anytime, anywhere with time-saving technology that helps you
get things done pronto.
Accept and receive payments from friends and family quickly, safely and
securely. Make loan payments online, quick and easy, with convenient digital
tools.
Plan for Retirement
Get guidance from experienced professionals

Get a complimentary consultation to create a custom retirement savings strategy
that protects, builds and maximizes your assets to reach your goals.

Build that perfect nest egg with IRA options, from Roth to Traditional. See how
much your monthly retirement income will be based on your current savings
strategy.
Get a new or used car

With low rates and budget-friendly financing, we'll help you hit the road in
your new or pre-loved vehicle. 

See if you can save money by refinancing. Find out how much your monthly payment
would be with this handy calculator.
Get your dream home loan

Whether you're buying your first or forever home, low rates, flexible terms, and
low down payment options help homebuyers get moving. 

See if you can save money by refinancing. Make sure your projected monthly home
loan payments will fit within your budget.
Simplify the repayment process by consolidating debt into a single low-rate
monthly payment

See if you can lower monthly payments and save money by refinancing with our
easy online application. 

See if you can save by refinancing debt and talking with a representative about
your unique situation. Find out how much you should pay each month to pay off
your credit card balance and meet your repayment goals.
Make more out of your money

Earn more money on your savings while maintaining full access to your funds. 

Save for the short and long term with solutions that help you reach your goals.
See how much you'll need to save each month to realize your next big purchase.
Spend less time banking
Manage your money anytime, anywhere with time-saving technology that helps you
get things done pronto.
Accept and receive payments from friends and family quickly, safely and
securely. Make loan payments online, quick and easy, with convenient digital
tools.
Get guidance from experienced professionals

Get a complimentary consultation to create a custom retirement savings strategy
that protects, builds and maximizes your assets to reach your goals.

Build that perfect nest egg with IRA options, from Roth to Traditional. See how
much your monthly retirement income will be based on your current savings
strategy.
Wherever you are in your financial journey, we are here to help.
Why Us
We're member-owned.
Every dollar you invest in us, is reinvested in you.
The Credit Union Difference
You matter.
We care about and cater to your unique financial needs.
Membership & Benefits
Supporting our communities.
It’s about more than making donations, it’s about making a difference.
Giving Back
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Don't take it from us, take it from our members.


This branch (West Columbia) is amazing! The team there greets every customer
with a smile and is incredibly knowledgeable! They truly care about my financial
health! Would recommend using this branch to any looking to improve their
financial situation. They even do loans for individuals AND businesses! If you
own a business and need loan work done for you or your clients, partner with
SCFCU!


Read More of this testimonial
- David B.

There is NO BETTER financial institution out there. Been working with them for
about 10 years. My business and home are both financed here and I couldn’t be
more thankful for all they have done for us. They feel like family. Thank you to
everyone involved.

- Karl T.
View member testimonials
Happy employees = happy members.

South Carolina Federal is made up of committed individuals all working together
to help members make life's most important financial decisions.

Culture & Careers

We're proud of our awards.

View all
I've never worked for an organization that cares about their employees, members,
and community so much. The generous benefits, work life balance, and development
opportunities are unmatched.
 
I've never worked for an organization that cares about their employees, members,
and community so...
Read More of this testimonial
- Taylor Beebe, Business Process Specialist
This organization strives to empower employees with constant career development
and work/life balance. I'm fortunate to work with a diverse group of people
who...
 
- Mark Reaves, Financial Center Manager
Learn More
Make informed financial decisions with helpful resources.
Financial Calculators Financial Wellness Security Tips FAQs

Disclosures
**Rates posted are indications only and are subject to change without notice.
Your actual rate and/or points may be different, as many factors go into
providing you with a mortgage loan, including credit score.

Routing Number: 253278401
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