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FINANCIAL INFORMATION ABOUT MLPF&S

 

The Securities and Exchange Commission requires that we make available to
customers the annual and semiannual balance sheets for Merrill Lynch, Pierce,
Fenner & Smith Incorporated ("MLPF&S") and Subsidiaries. You may access such
financial information by clicking the appropriate hyperlink below:

 

 * Consolidated Balance Sheet (Unaudited) June 30, 2022
 * Consolidated Balance Sheet (Audited) December 31, 2021

 

For additional information, our most recent audited financial statement is
available for examination at our headquarters at One Bryant Park, New York, New
York, 10036 and at the Northeast Regional Office of the SEC.

 

Regulatory disclosures related to the futures, options and OTC clearing business
of Merrill Lynch, Pierce, Fenner & Smith Incorporated are available here.

 


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Investing involves risk. There is always the potential of losing money when you
invest in securities. Past performance does not guarantee future results. Asset
allocation, rebalancing and diversification do not guarantee against risk in
broadly declining markets.


Merrill, its affiliates, and financial advisors do not provide legal, tax, or
accounting advice. You should consult your legal and/or tax advisors before
making any financial decisions.


This material is not intended as a recommendation, offer or solicitation for the
purchase or sale of any security or investment strategy. Merrill offers a broad
range of brokerage, investment advisory (including financial planning) and other
services. Additional information is available in our Client Relationship
Summary. 

This material does not take into account a client’s particular investment
objectives, financial situations, or needs and is not intended as a
recommendation, offer, or solicitation for the purchase or sale of any security
or investment strategy. Merrill offers a broad range of brokerage, investment
advisory (including financial planning) and other services. There are important
differences between brokerage and investment advisory services, including the
type of advice and assistance provided, the fees charged, and the rights and
obligations of the parties. It is important to understand the differences,
particularly when determining which service or services to select. For more
information about these services and their differences, speak with your Merrill
financial advisor.

Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “MLPF&S”
or “Merrill”) makes available certain investment products sponsored, managed,
distributed or provided by companies that are affiliates of Bank of America
Corporation (“BofA Corp.”). MLPF&S is a registered broker-dealer, registered
investment adviser, Member SIPC and a wholly owned subsidiary of BofA Corp.

Insurance and annuity products are offered through Merrill Lynch Life Agency
Inc., a licensed insurance agency and wholly owned subsidiary of Bank of America
Corporation.


Trust, fiduciary and investment management services, including assets managed by
the Specialty Asset Management team, are provided by Bank of America, N.A.,
Member FDIC and wholly owned subsidiary of Bank of America Corporation (“BofA
Corp.”), and its agents.

Bank of America Private Bank is a division of Bank of America, N.A.

U.S. Trust Company of Delaware is a wholly owned subsidiary of Bank of America
Corporation.


Banking products are provided by Bank of America, N.A. and affiliated banks,
Members FDIC and wholly owned subsidiaries of Bank of America Corporation.

Investment, insurance and annuity products:


Are Not FDIC Insured Are Not Bank Guaranteed May Lose Value Are Not Deposits Are
Not Insured by Any Federal Government Agency Are Not a Condition to Any Banking
Service or Activity



© 2022 Bank of America Corporation. All rights reserved.


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