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SOLUTIONS FOR BANK ATMS, SELF-SERVICE KIOSKS AND BANK BRANCH NETWORKS
KAL's multivendor ATM software enables banks to take control of their ATM
networks to reduce costs, increase functionality and improve competitiveness.
We specialize in solutions for bank ATMs, self-service kiosks and bank branch
networks.
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Find out more about the people who run KAL.
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WORLD-CLASS MULTIVENDOR ATM SOFTWARE
The Kalignite software suite integrates with and controls ATM networks that
vary widely in complexity, size and location – from banks with just a small
number of ATMs to huge banks with thousands of ATMs operating globally.
KALIGNITE ADVANCED ATM APPLICATION
KALIGNITE NDC
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KAL software suite overview
AT THE CORE OF ALL KALIGNITE SOLUTIONS
Built on the XFS standard and available for Windows 10, Windows 8, Windows 7
and XP, it provides everything needed for functionally-rich, robust
multivendor applications for ATMs and all types of self-service systems.
Kalignite Platform product overview
ADVANCED ATM FUNCTIONALITY
The Kalignite Advanced ATM Application includes all of the ATM functionality
required by the most advanced banks, including a full set of ATM
transactions, cash and check deposits with imaging, cash recycling,
transaction preferences, targeted and general marketing, advertising, and
many other features.
K3A product overview
A 'DROP-IN' SOLUTION
Kalignite NDC is a modern application that supports the legacy NDC protocol.
It upgrades any NDC network to the newest generation of multivendor NDC
technology.
Kalignite NDC product overview
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Kalignite Terminal Controller provides a direct secure connection from each
ATM in the network to the KTC server. This connection provides immediate,
real-time access to information needed to effectively manage and monitor the
ATMs.
KTC product overview
DRIVES ATMS, KIOSKS AND POS DEVICES
KTH is KAL’s Terminal Handler for driving bank ATMs. It is designed to be
installed on servers within the bank’s datacenter and is able to drive ATMs
via a secure network connection.
KTH product overview
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hardware upgrades when Windows support ends for older versions.
Kalignite Hypervisor product overview
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4. Contribute to the ATM industry’s most influential report
CONTRIBUTE TO THE ATM INDUSTRY’S MOST INFLUENTIAL REPORT
Details 14 April 2022
KAL and ATM Marketplace are proud to announce that the 15th edition of the ATM &
Self-Service Software Trends report is currently in production. Our survey is
now open, and we’re counting on input from industry colleagues all over the
world.
WHAT IS THE ATM & SELF-SERVICE SOFTWARE TRENDS REPORT?
For over a decade, our top-rated annual report has equipped banks and ATM
deployers with priceless insights into the evolving ATM and self-service
landscape. It is grounded in detailed market research, expert commentaries and,
of course, the data we gather through our survey. All in all, it aims to
appreciate the current state of the market and paint a picture of where the
industry is headed next.
Once published in the third quarter of 2022, we will present our findings in an
exclusive webinar. You can visit our online archive to review previous reports
and webinar recordings.
THE REWARDS OF TAKING PART IN OUR SURVEY
By offering your opinion, you can be confident in the knowledge that you’ve
contributed to the ATM industry’s most influential report. We’ll send a free
copy straight to your inbox before the report is available to the general
public.
As a way of saying thank you, ATM Marketplace will also enter respondents into a
prize draw that includes:
* Five free tickets for the upcoming Bank Customer Experience Summit
* A $50 Amazon gift card
If you have five minutes to spare, please share your views. Let’s make the 2022
edition of the ATM & Self-Service Software Trends report our best one yet!
* Previous
UPCOMING EVENTS
SELF-SERVICE AND DIGITAL BANKING 2022, LONDON, MAY 18-19
KAL will be attending RBR’s influential Self-Service & Digital Banking
conference this year – along with other leading organizations from...
LATEST TWEETS
NEWS ARCHIVE
* ► 2022 (6)
* • Contribute to the ATM industry’s most influential report
* • New KAL office in Ho Chi Minh City
* • KAL’s XFS4IoT SP-Dev workgroup celebrates a phenomenal yea…
* • Self-Service and Digital Banking 2022, London, May 18-19
* • The XFS4IoT spec is ready – a huge moment for the global A…
* • ATMIA US Conference 2022, Florida, Feb 8-10
* ► 2021 (18)
* • KAL and EVO Payments’ innovative ATM service is showcased …
* • KAL explains the importance of the new XFS4IoT standard – …
* • 2021 ATM and Self-service Software Trends: report and webina…
* • KAL 2021 ATM Software Trends webinar
* • KAL and Identité join forces to fight ATM fraud
* • BNF Bank rolls out KAL ATM software
* • Watch KAL webinar on revolutionary new ATM standard: XFS4IoT
* • BankSec 2021, London, Nov 30-Dec 1
* • KAL webinar on revolutionary new ATM standard: XFS4IoT
* • KAL and EVO join forces to deliver a new ATM service in Euro…
* • A new XFS is born … and it may change the ATM world
* • KAL steps up expansion with new office in Nairobi
* • Self-Service Banking 2021, Asia-Pacific, EMEA and the Americ…
* • Have your say in the 2021 ATM software trends survey
* • KAL retains position as world’s #2 ATM software supplier
* • KAL is publishing free, open source XFS SP framework for ATM…
* • New major version of the XFS global standard for ATMs is now…
* • KAL named as finalist in BAI Global Innovation Awards
* ► 2020 (22)
* • KAL and NCC Group talk TPMs: watch the RBR presentation
* • KAL and Česká discuss DevOps on the ATM channel: watch the…
* • KAL installs UVC lighting to protect office staff against Co…
* • Europe 2020 ‒ Virtual, October 20-22
* • Africa Virtual Conference 2020, November 16-18
* • 2020 ATM and Self-service Software Trends: report and webina…
* • Self Service Banking Europe, December 14-15
* • KAL webinar on 2020 ATM software trends report
* • TPMs are the root of all security: No TPM = No security
* • US Security Virtual, September 1-3
* • Webinar: Revamping the ATM industry for profitability
* • Self-Service Banking Europe 2020, London, May 19-20
* • Attijariwafa bank ATMs to provide COVID-19 Pandemic Manageme…
* • Canada Virtual Conference 2020, September 22-24
* • Self-Service Banking Asia 2020, September 23-24
* • Europe 2020 ATM & Payments Innovation Summit, Berlin, Oct 20…
* • ATMIA Asia Pacific 2020, Sydney, December 9-10
* • Have your say in the 2020 ATM software trends survey
* • Burroughs and KAL partner to deliver innovative software sol…
* • US Conference 2020, Texas, February 11-13
* • KAL and Česká spořitelna achieve world first with Kaligni…
* • 12th International Plus Forum, Moscow, June 3-4
* ► 2019 (22)
* • Lloyds Bank turns to self-service solution certified with KA…
* • Trustech 2019, Cannes, November 26-28
* • KAL Mexico, Mexico City, December 3
* • Branch Transformation 2019, London, November 19-20
* • 2019 ATM and Self-service Software Trends: report and webina…
* • KAL launches Kalignite Hypervisor – a game-changer for ATM…
* • KAL webinar on 2019 ATM software trends report
* • ATM & Cyber Security 2019, London, October 8-9
* • Europe ATM & Payments Innovation Summit, Rome, October 15-17
* • Asia ATM Innovation & Security Congress, Kuala Lumpur, Novem…
* • Podcast focuses on KAL’s solution to enforced ATM hardware…
* • KAL to license ground-breaking new ATM hypervisor technology…
* • Belltech hails long-term partnership with KAL
* • Kaspi Bank rolls out facial recognition at the ATM
* • Freedom at last from enforced ATM hardware upgrades
* • Have your say in the 2019 ATM software trends survey
* • Self-service Banking Europe 2019, London, May 21-22
* • Monex Summit Caspian, Azerbaijan, May 30-31
* • Convención Bancaria, Colombia, June 5-7
* • ATMIA Middle East 2019, Dubai, June 25-26
* • Self-service Banking Asia 2019, Bangkok, April 3-4
* • No more ATM hardware upgrades
* ► 2018 (46)
* • IBEX India, Mumbai, January 23-25
* • Make ATMs the heart of your digital banking strategy with KA…
* • US Conference 2019, Orlando, Feb 19-21
* • KAL video shows why KTH is the key to innovation
* • KAL supports ATMIA recommendations on Windows 10
* • Trustech 2018, Cannes, November 27-29
* • Central European Digital Payments, Warsaw, December 11-12
* • Watch KAL webinar on 2018 ATM software trends report
* • 2018 ATM and Self-service Software Trends guide
* • No card? No problem. Mastercard and KAL partner to provide c…
* • KAL webinar on 2018 ATM software trends report
* • KAL staff dig deep for flood victims
* • KAL talks up Graduate Apprenticeships
* • KAL case study reveals how Ceska transformed its ATM network
* • KAL maintains position as the world’s #2 ATM software supp…
* • KAL hosts exclusive self-service banking event in Sri Lanka
* • Webinar: Smart ATMs, 10-11am EDT, June 19
* • CIFTEE, Beijing, Aug 23-26
* • ATMIA Asia Pacific Industry Summit, Sydney, Sept 12-13
* • ScotSoft, Edinburgh, September 27
* • ATM & Cyber Security 2018, London, Oct 9-10
* • ATM & Payments Innovation Summit, Madrid, Oct 17-19
* • Webinar: 2018 ATM and Self-service Software Trends and Analy…
* • 10th International PLUS-Forum, Moscow, Nov 14-15
* • MoneyConf 2018, Dublin, June 11-13
* • ATM Customer Experience & Security Summit, London, June 12-1…
* • EBAday 2018, Munich, June 12-13
* • FIBI International Banking Conference, Dublin, June 7
* • AHECS Biennial 2018, Belfast, May 31-June 1
* • KAL Self-Service Banking Event, Colombo, June 5
* • Northern Ireland Graduate Recruitment Fair, May 29
* • ATM Customer Experience & Security Summit, London, June 12-1…
* • China Construction Bank opens country's first unmanned branc…
* • Self-Service Banking Europe 2018, London, May 14-15
* • Canadian ATM & Payments Summit 2018, Toronto, April 24-25
* • System Design Project Judging Day 2018, University of Edinbu…
* • Yapi Kredi switches to KAL software for an enhanced customer…
* • KAL CEO talks Open Banking
* • Ploutus-D and US jackpotting attacks
* • Careers in Tech 2018, University of Edinburgh, Feb 14
* • Napier School of Computing Employer Networking, Edinburgh, F…
* • Česká future-proofs its ATMs with a little help from KAL a…
* • KAL software running on mobile ATMs
* • Securing ATMs against Meltdown and Spectre
* • IBEX India, Mumbai, February 1-3
* • Self-Service Banking Asia 2018, Jakarta, March 21-22
* ► 2017 (62)
* • Yapi Kredi completes ATM software conversion … with a litt…
* • ATMIA US Conference, Las Vegas, Feb 6-8
* • Glory’s TellerInfinity assisted service solution certified…
* • KAL and ING Turkey create world-class ATM network
* • Paris Fintech Forum, Paris, January 30-31
* • Trustech, Cannes, November 28-30
* • Salone dei Pagamenti, Milan, November 22-24
* • Branch Transformation 2017, London, November 28-29
* • BCP’s got talent . . thanks to KAL software
* • Paris Fintech Forum, January 30-31
* • Transforming banking for North American business customers
* • A revolution in branchless banking
* • ATM & Cash Innovation Asia, Kuala Lumpur, Nov 22-23
* • Asian Banking Forum, Hong Kong, Nov 22-23
* • Trustech, Cannes, November 28-30
* • KAL RTM used in fight against money laundering
* • FIT2017, Tokyo, October 26-27
* • Money 20/20, Las Vegas, Oct 22-25
* • BankIT 2017, Minsk, October 18-20
* • ATM & Cyber Security, London, October 10-11
* • ScotSoft 2017, Edinburgh, October 5
* • 9th International PLUS-Forum, Moscow, Oct 4-5
* • ATM & Cash Innovation South Africa, Sandton, October 4-5
* • ATM and Self-service Software Trends Guide
* • Kiosk Summit London 2017, September 28
* • ATM & Payments Security 2017, London, September 19-20
* • Aravinda talks KAL Cloud
* • KAL webinar on KTH Terminal Handler
* • Malaysian government 'goes cashless' with the KAL RTM
* • Aravinda talks to The Scotsman
* • Steve enters the ATM Hall of Fame
* • KAL launches open banking technology ahead of Europe's PSD2 …
* • KAL expands support for advanced banking self-service system…
* • Chinese bank increases KAL RTM roll-out
* • KAL and Sigma team up to deliver a new generation of self-se…
* • Europe Money 20/20, Copenhagen, June 26-28
* • Webinar: Bridging the digital gap using KAL's KTH, July 12
* • CIFTEE, Beijing, July 27-30
* • Prosegur and KAL join forces to deliver world-class self-ser…
* • KAL launches KAL Cloud
* • KAL security bulletin: WannaCry malware
* • ING converts to KAL ATM software for ultimate control of its…
* • KAL and SUZOHAPP/SCAN COIN join forces to produce a winning …
* • KAL's Audrey Priami speaks at Self-service Banking Europe 20…
* • Talking ATMs in Latin America
* • KAL attends India ATMs 2017
* • East Financial Crime & Security Forum, The Hague, June 8-9
* • ATM & Cash Innovation Europe 2017, London, June 13-14
* • KAL CEO talks Fintech in thought-provoking webinar
* • Take part in the 2017 ATM and Self-Service Software Trends s…
* • KAL launches KTH Terminal Handler
* • KAL at MEFTECH
* • KAL exhibits at CeBIT 2017
* • Self-Service Banking Asia 2017
* • KAL in Kazakhstan
* • KAL and Česka deliver a ‘world first’ for ATMs with nex…
* • Bank scoops top innovation award thanks to the KAL RTM
* • ATMIA conference celebrates 50 years of the ATM
* • ATMIA white paper on the war on cash
* • KAL brings its RTM to IBEX India
* • Ploutus-D: A new malware targeting multi-vendor ATMs
* • Hong Leong Islamic Bank unveils KAL’s RTM for accepting ch…
* ► 2016 (44)
* • KAL's Steve Hensley takes part in webinar on fintech revolut…
* • Accepting charitable payments on KAL's RTM
* • Solutions for banks who want convenience with a personal tou…
* • How will ATMs fare in an omni-channel world?
* • KAL at Trustech 2016
* • KAL's Steve Hensley speaks at Branch Transformation event
* • Customers in China welcome country's first RTM
* • Why banks are changing strategy when it comes to buying soft…
* • ATMIA white paper on Windows 10
* • KAL showcases RTM at Kiosk Summit
* • KAL exhibits at 'world's biggest' financial services innovat…
* • KAL targets best students at careers fairs
* • KAL at Sydney's largest financial services conference
* • Kuveyt Turk's digital branch solution
* • Too big to die? Debating the future of cash
* • KAL at Banking Summit 2016: Digital and People First
* • The role of multivendor ATM software in the omnichannel revo…
* • KAL named ATMIA member of the month
* • ATM and Self-Service Software Trends and Analysis report
* • Turkish delight with KAL ATM Software
* • European ATMs 2016: on the increasing reliance on self-servi…
* • European ATMs 2016 Conference & Expo
* • KAL exhibits at international conference in China
* • KAL, Alfa-Bank and the contactless revolution
* • What's the future of the cash point?
* • KAL shows off RTM at Beijing trade fair
* • KAL at Russia's 8th International PLUS Forum
* • The RTM: a branch in a box
* • Can multivendor ATM software cut it in an omnichannel bankin…
* • KAL success at ATMIA and RBR conference
* • KAL’s leading position in global ATM software confirmed in…
* • 'Industry champion' honour for KAL CEO
* • KAL at Uniglobal's Banking Innovation Forum
* • KAL at the Southeast Asia Banking Technology and Innovation …
* • KAL helps Westpac New Zealand achieve its service vision
* • KAL’s CEO talks about the latest developments in ATM softw…
* • New KAL partnership paves way for growth in Turkey and Middl…
* • KAL's 2016 ATM Software Trends Guide online survey
* • Webinar - ATM Innovation and Assisted Self-service
* • Using software to unleash the potential of the ATM channel
* • Has ATM software become more strategic than hardware?
* • KAL at the Southeast Asia ATMs 2016 Conference
* • KAL at CeBIT 2016
* • KAL at ATMIA US Conference 2016
* ► 2015 (25)
* • C-Level Asia Pacific IT magazine puts KAL’s revolutionary …
* • Alfa-Bank launches contactless watch payments
* • KAL at Branch Transformation 2015
* • KAL at CARTES 2015
* • Kuveyt Türk Bank’s rapid launch of unique ATM with KAL AT…
* • KAL and nexo at the forefront of the first universal ATM mes…
* • Scottish First Minister celebrates KAL’s global innovation
* • KAL’s Mischa Studinger appointed vice chairman of CEN X…
* • ATMIA paper recommends migration to Windows 10
* • Watch on-demand version of 'How ATM software will empower th…
* • 8th edition of ATM and Self-Service Software Trends now avai…
* • ATMIA warns about Internet Explorer and .NET framework ex…
* • Česká spořitelna Bank partners with KAL to deliver new AT…
* • ATM Industry Association offers certified ATM Operators e-Tr…
* • KAL CEO outlines vision for the future of ATM and self-servi…
* • Encash expands access to financial services with KAL’s RTM
* • “What next for ATM software?” KAL and Česká spořit…
* • Should financial institutions move ATM operating systems …
* • KAL’s EMV Kernel certified for Windows 8.1 - Another world…
* • Join KAL at ATMIA US Conference 2015
* • KAL to present at Southeast Asia ATMs 2015
* • KAL CEO picks up Outstanding Service award from ATMIA
* • KAL and ATMIA provide ATM roadmap to Windows 10
* • 2015 ATM Software Trends survey now open
* • KAL exhibiting at Banking Innovation Forum
* ► 2014 (23)
* • KAL breaks German speed record
* • Middle East ATMs 2014 - KAL presents 'RTMs transform banking…
* • KAL at BAI Retail Delivery 2014
* • KAL at CARTES 2014
* • Join KAL at Tech Jobs Scotland Recruitment Fair 2014
* • Join KAL at PayThink in Phoenix
* • Alfa Bank provides contactless identification services on AT…
* • Russia’s HENDZ delivers KAL multivendor software to Alfa B…
* • “Delivering a world-class ATM system” - KAL and Banam…
* • #1 Industry Report – 2014 ATM Software Trends Report
* • Webinar – Key findings from 2014 ATM Software Trends Repor…
* • Webinar - KAL CEO and HSBC present "ATM 2020: What will A…
* • Citibank China win contactless card race thanks to KAL
* • Kuveyt Türk Bank switches to KAL ATM Software
* • KAL CEO to present webinar on 'ATM 2020: What will ATMs o…
* • Windows 7 – ATMs left behind as Windows XP support ends
* • Microsoft ends XP support
* • Join KAL at Banking Innovation Forum 2014
* • Citibank unveils new ATM experience
* • CeBIT 2014 - Presentation "The Roadmap for ATM Migration …
* • KAL to exhibit at ATMIA US conference in Florida
* • China ATMs 2014: KAL presenting “ATM Software Innovatio…
* • KAL at IBEX India 2014
* ► 2013 (27)
* • Webinar: 'The Roadmap for the Global Migration of the ATM…
* • Join KAL for 'The Roadmap for the Global Migration of the AT…
* • CardForum presentation “Migrating to W7”
* • Africa ATMs 2013 - Presentation " "The Roadmap for the Gl…
* • KAL to present “ATM Software - the Next Frontier" at In…
* • KAL at CARTES 2013
* • KAL at 2013 ATM, Debit and Prepaid Forum
* • KAL at BAI Retail Delivery 2013
* • PLUS Forum 2013 – Presentation “Global and Regional C…
* • KAL to present "Global Windows 7 Migration" at ATMIA Africa …
* • UniCredit reinvents the ATM experience with BancoSmart
* • KAL to attend Tech Jobs Scotland Recruitment Fair 2013
* • Coles innovates at the ATM with KAL ATM Software
* • KAL launches RTM in Indonesia
* • KAL, BCI and Belltech present at European ATMs 2013
* • KAL Joins EPASOrg to Standardize a Global ATM Transaction Pr…
* • Multivendor software in South America - BCI and KAL prese…
* • KAL software powers more than 80,000 ATMs in China
* • Citibank launches Smart Banking machine
* • European leader Asseco CE partners with KAL
* • Latin American leader Stratus Technologies partners with KAL
* • KAL confirmed as world #1 ATM software company
* • KAL presenting at Banking Innovation Forum 2013
* • KAL at CeBIT 2013
* • RTM transforms branch banking
* • Middle East ATMs 2013
* • ATMIA US Conference 2013
* ► 2012 (5)
* • KAL ATM Software – First To Windows 8
* • Cash Circulation & Self-service Banking 2012
* • 2012 ATM, Debit & Prepaid Forum
* • GITEX 2012 - Revolutionary RTM for MENASA
* • BAI 2012 - Revolutionary RTM for Americas
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