www.bny.com Open in urlscan Pro
2.16.206.207  Public Scan

URL: https://www.bny.com/corporate/global/en/disclaimers/information-security-and-protection.html
Submission: On December 02 via api from UA — Scanned from PL

Form analysis 1 forms found in the DOM

GET /corporate/global/en/search-results.html

<form method="get" id="searchForm" role="search" class="form-inline" action="/corporate/global/en/search-results.html" aria-labelledby="search-toggle" aria-hidden="false" data-quick-suggestions-enabled="true">
  <div class="fieldset">
    <div class="search-control">
      <input class="" name="q" id="siteSearch" type="text" placeholder="Search..." role="searchbox" aria-label="Search..." aria-controls="searchContainer" autocomplete="off" redirect="/content/bnymellon/global/en/search-results.html" required=""
        data-uw-rm-form="nfx">
      <button type="submit"> Go <svg width="12" height="12" viewBox="0 0 12 12" fill="none" xmlns="http://www.w3.org/2000/svg">
          <path fill-rule="evenodd" clip-rule="evenodd" d="M6 0L4.9425 1.0575L9.1275 5.25H0V6.75H9.1275L4.9425 10.9425L6 12L12 6L6 0Z" fill="currentColor"></path>
        </svg>
      </button>
    </div>
    <button class="searchBtn" type="submit">
      <i class="material-icons search-icon">search</i>
    </button>
  </div>
  <button class="closeBtn search-clear only-desktop" type="button">
    <i class="material-icons">close</i>
  </button>
  <div class="quick-lists" data-quick-lists="">
    <dl class="data-quick-suggestions" data-quick-suggestions="">
      <dt>SUGGESTED RESULTS</dt>
    </dl>
    <dl class="data-quick-results" data-quick-results="">
    </dl>
  </div>
</form>

Text Content

Skip to main contentEnable accessibility for low visionOpen the accessibility
menu






BNY Pershing Wealth Investments

menu
search
 * Insights keyboard_arrow_down
   
   INSIGHTS
   
   See patterns others can't
   
   All Insights arrow_forward
   Views
   
   White papers, opinions and policy pieces
   
   Analysis
   
   Proprietary data-driven research and surveys
   
   Macro & Investing
   
   Macro and markets commentary, investing strategy
   
   The importance of safety and liquidity in the U.S Treasury market
   
   
   Rapid growth of the U.S. Treasury Market while policy, regulatory and
   structural changes are afoot has given way to early signs of liquidity
   pressures. Explore the factors at play to help strengthen liquidity in the
   world's most liquid government bond market.
   
   Learn more arrow_forward
 * Solutions keyboard_arrow_down
   BROWSE BY CATEGORY
   Alternative Wealth Technology
   
   
   
   Capital Markets & Execution Services
   
   
   
   Data & Analytics
   
   
   
   Digital Assets
   
   
   
   Financing & Liquidity
   
   
   
   BNY Investments
   
   
   
   Securities Services
   
   
   
   Treasury Services
   
   
   
   BNY Wealth
   
   
   
   BROWSE BY YOUR NEEDS
   Alternative Asset Managers
   
   
   
   Asset Managers
   
   
   
   Banks
   
   
   
   Broker-Dealers
   
   
   
   Corporations
   
   
   
   Governments, Sovereigns & Not-For-Profits
   
   
   
   Individuals & Family Offices
   
   
   
   Insurance Companies
   
   
   
   Registered Investment Advisors
   
   
   
   SOLUTIONS
   
   What we do
   
   Supporting clients across the financial lifecycle by creating, administering,
   managing, transacting, distributing and optimizing assets.
   
   Learn more arrow_forward
 * About Us keyboard_arrow_down
   About BNY
   
   
   
   Belonging & Inclusion
   
   
   
   Sustainability Report & Strategy
   
   
   
   Technology & Innovation
   
   
   
   Newsroom
   
   
   
   Office Locations
   
   
   
   ABOUT US
   Our Clients
   
   We are proud of our client relationships, and we are stronger because of
   them. Read our client stories and learn about the many ways we work to make a
   difference in our communities and beyond.
   
   Learn More arrow_forward
 * Careers keyboard_arrow_down
   Our Teams
   
   
   
   BNY Careers
   
   
   
   Early Career Opportunities
   
   
   
   Experienced Professionals
   
   
   
   Search BNY Jobs
   
   
   
   BNY Internship Program
   
   An 8-10 week opportunity for undergraduate students to experience a variety
   of functional areas within financial services.
   
   Learn More arrow_forward
   BNY Analyst Program
   
   A 24-month program that offers you growth, development and exposure to
   impactful projects across many areas of financial services.
   
   Learn More arrow_forward
   Investor Relations keyboard_arrow_down
   Overview
   
   
   
   Press Releases
   
   
   
   Quarterly Earnings
   
   
   
   Events & Presentations
   
   
   
   Annual Reports & Proxy Statements
   
   
   
   SEC Filings & Other Disclosures
   
   
   
   Shareholder Services
   
   
   
   Fixed Income
   
   
   
   Corporate Governance
   
   
   
   Contact
   
   
   
   NOVEMBER 2024
   BNY to Report Fourth Quarter 2024 Results on January 15, 2025
   
   
   BNY will report financial results for the fourth quarter 2024 on Wednesday,
   January 15, 2025. Materials will be posted to BNY's website at approximately
   6:30 a.m. ET, and management will host a conference call and simultaneous
   live audio webcast at 12:00 p.m. ET that same day.
   
   Learn more arrow_forward
   NOVEMBER 2024
   BNY to Speak at the Goldman Sachs Financial Services Conference
   
   
   Robin Vince, CEO, BNY will speak at the Goldman Sachs Financial Services
   Conference in New York on December 11, 2024.
   
   Learn more arrow_forward
   Client Access arrow_forward Contact Us
   BNY Pershing Wealth Investments
   

 * Investor Relations
   Overview
   
   
   
   Press Releases
   
   
   
   Quarterly Earnings
   
   
   
   Events & Presentations
   
   
   
   Annual Reports & Proxy Statements
   
   
   
   SEC Filings & Other Disclosures
   
   
   
   Shareholder Services
   
   
   
   Fixed Income
   
   
   
   Corporate Governance
   
   
   
   Contact
   
   
   
   NOVEMBER 2024
   BNY to Report Fourth Quarter 2024 Results on January 15, 2025
   
   
   BNY will report financial results for the fourth quarter 2024 on Wednesday,
   January 15, 2025. Materials will be posted to BNY's website at approximately
   6:30 a.m. ET, and management will host a conference call and simultaneous
   live audio webcast at 12:00 p.m. ET that same day.
   
   Learn more arrow_forward
   NOVEMBER 2024
   BNY to Speak at the Goldman Sachs Financial Services Conference
   
   
   Robin Vince, CEO, BNY will speak at the Goldman Sachs Financial Services
   Conference in New York on December 11, 2024.
   
   Learn more arrow_forward
   Client Access arrow_forward

Contact Us
Go
search
close
SUGGESTED RESULTS


SEARCH RESULTS





INFORMATION SECURITY AND PROTECTION



This information is intended to help our clients protect themselves from fraud,
including cyberfraud and other fraudulent activity. BNY Mellon maintains active
oversight of our systems in order to protect the security and privacy of client
information; however, our clients are responsible for protecting themselves
against fraudulent activities and for maintaining cybersecurity best practices.

Criminals have capitalized on the broad power and wide availability of the
internet and email to defraud unsuspecting people, and they can be convincing.
They make their fraudulent emails look like they come from legitimate sources.
They publish fake websites that use designs, information and programming stolen
from their rightful owners. They use methods to impersonate you over the phone
to arrange funds transfers, imitate communications from a financial institution
to verify transactions or initiate other changes to your account. Learn more:

 * Phishing: Email and Website Scams
 * Personal Identity Theft: What You Can Do
 * What You Can Do
 * Learn more about Email Security at BNY Mellon
   
   


PHISHING: EMAIL AND WEBSITE SCAMS
 


PHISHING


Phishing (a variation on the word “fishing”) is a technique whereby a fraudster
impersonates a legitimate/reputable entity or person in an attempt to steal
sensitive information. Cyber criminals often target individuals and trick them
into clicking a link, opening an email attachment, accepting a fake request from
a friend to a social networking site, visiting a legitimate website that has
been compromised or using an infected USB drive. These actions can potentially
enable a fraudster to install malware. The malware opens the door for criminals
to steal account login credentials and submit fraudulent wire transfers and/or
ACH payments on your behalf.


The BNY Mellon Service Desk will never ask for your password or any information
about your token (PIN). Be wary of anyone who asks for your credentials and do
not trust any email communication that requests your personal information.

Contact BNY Mellon immediately if you receive an email to this effect from
someone claiming to be from BNY Mellon.



Email


Email is by far the most popular way for criminals to try to get your attention
and personal information. Don't necessarily believe what you're being told.
There are numerous variations of these online scams, so the best defense is
education and a healthy dose of skepticism. And if you’re dealing with
value-bearing instructions (e.g., instructions to move cash or securities), make
sure you’re following your company’s authentication procedures to validate the
instruction as legitimate.

Many fraudulent emails and websites may be characterized by the following:

 * Misspellings and other typographical errors;
 * Poor grammar;
 * Urgent messages in the email subject line;
 * Random characters in the email subject line or body; and /or
 * "Fuzzy" logos, or logos that are distorted.
    

However, some fraudulent emails are very convincing and appear legitimate,
created by sophisticated criminals who are highly motivated to steal your
information. Some recent methods spoof legitimate businesses to trick
individuals into opening an attachment or clicking on the link. For example:


 * Courier (e.g., "There has been a problem with your shipment.")
 * Financial institutions (e.g., "There is a problem with your banking
   account.")
 * Better Business Bureaus (e.g., "A complaint has been filed against you.")
 * Court systems (e.g., "You have been served a subpoena.")
    

In addition to spoofing legitimate businesses, fraudsters may employ Business
Email Compromise to impersonate a senior executive or a trusted client to obtain
access to sensitive data.




Business Email Compromise

This method of impersonating a senior manager or client is sometimes used to
request a wire transfer or other critical actions (such as releasing highly
confidential data or changing wiring destination instructions), using
management’s or a client’s position as a way to bypass standard approvals and
controls.

Oftentimes, the email demands an urgent action and is “time-sensitive”, using
the sender’s influence to pressure the recipient into clicking the link or
taking action.

Even though the email may originate from a known or even trusted source, make
sure you know the email is legitimate before taking action.


Website Spoofing

"Spoofing" is another trick used by fraudsters to create a fake website that
appears to be a legitimate site. To help protect yourself, be aware of how
you're accessing the site:

 * Don't follow a link in an unsolicited email if you have any doubts about the
   sender.
 * Type all website addresses carefully, or use Favorites or Bookmarks to store
   frequently-accessed sites — especially financial-related sites. Misspelling
   the address of a website, even by one letter, may send you to an incorrect,
   possibly fraudulent, website.

Cyber Criminals: Tricks of the Trade

Criminals create new email scams every day, but here are a few of the most
common:

 * Creating a sense of panic. Emails threatening loss of account access, loss of
   credit, foreclosure, etc., are looking to incite panic so that you may lose
   sound judgement and fall victim. Remain calm – when in doubt, call your
   financial institution.
 * Referencing a recent transaction. Vaguely worded emails mentioning a "recent
   transaction“, which requires online verification or asks you to provide
   additional account information, may be trying to scam you into revealing
   sensitive information.
 * Confirming your account information. It is possible that the criminals think
   they already have your account numbers, password, etc., and all they need is
   your confirmation. Don't give them help – do not respond to requests for
   confirmation of information that are unexpected.
 * You're a winner! "Just send money to cover the costs/fees/taxes and you can
   claim your prize." If you respond to this solicitation, the criminal will
   have your money, as well as your credit or debit card information (if you pay
   online), or your checking account number and bank routing information (if you
   pay by check).
 * Your donation is needed. Many criminals act like a legitimate charity to
   request donations, appealing to your emotions and taking advantage of
   tragedies and/or natural disasters. Exercise caution when making charitable
   donations. Make sure you donate directly via the non-profit organization's
   website.





PERSONAL IDENTITY THEFT: WHAT YOU CAN DO

Report any suspicious activity involving BNY Mellon to your customer service
representative.
 

Consider these best practices to help combat cyber fraud (note – this list is
not exhaustive):


 * Use strong passwords, and have a different password for online banking sites
   than you might use for email and other online activities.
 * Never access bank, brokerage or other financial services information from
   public kiosks such as those found at internet cafes, public libraries and
   airports.
 * Use a secure session (https not http) in your browser for all online banking.
 * Do not select the option for automated logins of usernames and passwords for
   online banking.
 * Install anti-virus, desktop firewall and intrusion detection software on your
   computer.
   
   


WHAT YOU CAN DO

Consider the following best practices to help secure computer systems (note –
this list is not exhaustive):

 * Consider using positive pay features to limit check fraud.
 * Consider using debit blocks on disbursement-only accounts.
 * Reconcile banking transactions on a daily basis.
 * If applicable, initiate ACH and wire transfer payments under dual control,
   with a transaction originator and a separate transaction authorizer.
 * If applicable, employ strong authentication controls ensure that instructions
   received for the movement of funds, securities and / or other items of value
   are genuine and presented by a duly authorized individual. Instructions sent
   via an electronic form, with built-in means to maintain the integrity of the
   instructions and to authenticate the sender, are preferable (e.g., SWIFT).
 * Employ strong password requirements, including prohibiting shared usernames
   and passwords.
 * Install commercial anti-virus, desktop firewall and intrusion detection
   software on all computer systems and apply updates regularly.
 * Ensure computers are patched regularly, particularly operating systems and
   key applications.
 * Limit administrative rights on users' workstations to help prevent the
   inadvertent downloading of malware or other viruses — create limited user
   accounts for daily use.
 * Configure routers and firewalls to deny unauthorized access to your computer
   or network.
 * Change the default passwords on all network devices regularly.
 * Block pop-ups.
 * Make sure your employees know how to report suspicious activity to within
   your company.
 * Ensure your contingency plans address the need to recover systems suspected
   of compromise by malware, not just data corruption and catastrophic system /
   hardware failure.
 * Immediately notify BNY Mellon of any suspicious transactions, particularly
   ACH or wire transfers related to your BNY Mellon account(s).
   
   


EMAIL SECURITY AT BNY MELLON

BNY Mellon works to protect the privacy and data integrity of sensitive
information while it is in our possession and control.

In the course of providing services, we may exchange information with clients or
their authorized representatives, which is sensitive and confidential. In order
to protect this information, BNY Mellon requires sensitive information to be
encrypted when transmitted over an open unsecured network.

BNY Mellon provides two encryption methods for electronic messages containing
sensitive information sent to external recipients:

 * Transport Layer Security (TLS)
 * BNY Mellon Secure Messaging Portal
    

Transport Layer Security (TLS) is the primary and preferred method of encryption
for BNY Mellon. TLS encrypts email messages between servers and is designed to
protect confidentiality and data integrity, and is a widely recognized standard
issued by the Internet Engineering Task Force (IETF) for securing transmitted
data. This method of encryption allows email to be automatically secured with no
additional steps required by the sender and recipient. TLS requires our external
partner organizations to have both a TLS-capable infrastructure and a valid
digital certificate for encryption. Once established, this method is the most
convenient for all users and provides seamless encryption for email and
attachments. 

BNY Mellon Secure Messaging Portal is the alternative secure encryption tool
that is utilized when an external partner does not have TLS capability. The
portal encapsulates a message and its attachments into an encrypted message.
Once protected, the encrypted message is sent to recipients as an attachment to
a plain text email. The recipient uses a self-created, pre-registered password
to access the notification and any attachments.

Insights About Us Careers Investor Relations
Newsroom Office Locations Contact Support
Suppliers Privacy Terms of Use Cookie Notice
Modern Slavery Statement Manage Cookies
United States


--------------------------------------------------------------------------------

BNY is the corporate brand of The Bank of New York Mellon Corporation and may be
used to reference the corporation as a whole and/or its various subsidiaries
generally.   ©2024 The Bank of New York Mellon.




VISIT OUR WEBSITES AROUND THE WORLD.

Asia Pacific
Australia
China

English

中文
Hong Kong, China
India
Japan

English

日本語
Korea

English

한국
Singapore
Europe, Middle East & Africa
Belgium
Germany

English

Deutsch
Ireland
Italy

English

Italiano
Luxembourg
Netherlands

English

Dutch
Poland

English

Polski
Saudi Arabia

English

اَلْعَرَبِيَّةُ
Spain

English

Español
United Kingdom
Latin America
Brazil
North America
United States
Canada
All office locations
close
You are about to leave this site. This link directs you to a third-party
website. BNY and it's affiliates accepts no responsibility for the content on
third-party sites or for the services provided. Also, please be aware that when
you use services provided by a third-party site, you're subject to that site's
terms of service and privacy policy rules (i.e., sharing of personal
information), which you should review carefully before proceeding.
Leave Stay


YOUR PRIVACY

We use cookies to retrieve and store information about you, your browser, device
and preferences. Some cookies are necessary and are used to make our website
work. We would also like to set optional cookies to help us operate and improve
our website, carry out analytics, provide you with a more personalized
experience, including customized services and advertisements, and allow you to
share information available on our website with the persons you know. We will
not set optional cookies unless you give your consent to enable them. You can
choose to enable optional cookies via this banner, which will set a necessary
cookie on your device to remember your preferences. Blocking optional cookies
may impact your experience of the website and mean that certain features are not
available to you. Learn more about our cookies and how to manage your
preferences in our Cookie Notice
Our Third Party cookie providers
Manage Cookies Refuse All Cookies Accept All Cookies



PRIVACY PREFERENCE CENTER

When you visit this website, we may store or retrieve information on your
browser, mostly in the form of cookies. This information might be about you,
your preferences or your device and is mostly used to make the site work as you
expect it to, to help provide and improve our websites, carry out analytics,
provide customized services or advertisements and allow you to share information
with the persons you know. The information does not usually directly identify
you, but we use it in order to give you a more personalized web experience.
Because we respect your right to privacy, we only use cookies with your consent,
except for strictly necessary cookies. Click on the different category headings
below to find out more and change our default settings. However, blocking some
types of cookies may impact your experience of the site and certain services or
features may not be available to you. For more information about the cookies we
use, please read our Cookie Notice. You can manage your preferences using the
preference center below and accept or reject all or certain cookies. You have
the right to withdraw your consent at any time, by using the “Manage Cookie”
link available from each page of this website.
Cookie Notice
User ID: fb8aa3c9-9b90-4c0a-b5b3-dd0471dd57dc
This User ID will be used as a unique identifier while storing and accessing
your preferences for future.
Timestamp: --
Accept All Cookies


MANAGE CONSENT PREFERENCES

STRICTLY NECESSARY

Always Active

These Cookies are essential and help support security and basic functionality,
as they enable you to move around the Websites and use their features, such as
accessing secure areas. Without these Cookies, services you've asked for (such
as internet banking) can't be provided. These Cookies don't gather information
about you that could be used for marketing or remembering where you've been on
the internet. These Cookies can be disabled through your browser or device
settings but to do so would prevent our Websites from working properly, e.g. we
cannot guarantee the security during your visit.

Cookies Details‎‎

FIRST PARTY

First Party

 * FIRST PARTY PERFORMANCE
   
   Switch Label
   
   These Cookies collect information about how you use our Websites, for example
   which pages you go to most often and if you get error messages from certain
   pages. These Cookies enable us to count visits and traffic sources so we can
   improve our website and its features but don't gather information that
   identifies you, as information collected by these Cookies is aggregated.
   Performance Cookies are not used to target you with online advertising. You
   can disable them, but then we will be unable to see how our Websites are
   performing and make relevant improvements to enhance your browsing
   experience.

 * FIRST PARTY FUNCTIONAL
   
   Switch Label
   
   These Cookies allow the Websites to remember choices you make (such as
   entering your user name, selecting your language or the region you're in) and
   tailor the Websites to provide enhanced features and content for you. For
   example, they can be used to remember certain log-in details and changes
   you've made to text size, font and other parts of pages that you can
   customize. They may also be used to provide services you've requested like
   watching a video or commenting on a blog. These Cookies may also be used to
   ensure that our services and communications are relevant to you. The
   information collected by these Cookies cannot track your browsing activity on
   the internet. Without these Cookies, our Websites cannot remember choices you
   have previously made to personalize your browsing experience, meaning you
   would have to reset these for every visit to our Websites. In addition, some
   functionality will not be available if this type of Cookie is disabled.

 * FIRST PARTY TARGETING
   
   Switch Label
   
   We set these Cookies to gather information about your browsing habits, for
   example the cookies may remember that you've visited a particular website.
   This is to provide you with tailored online advertisements that are more
   relevant to you and your interests. These cookies may be set on our website
   to build a profile of your interests and show you relevant adverts on other
   websites. Although these Cookies can track your visits to other websites,
   they don't usually know who you are. If these Cookies are disabled, online
   advertisements will be less relevant to you and your interests.

Cookies Details‎‎

THIRD PARTY

Third Party

 * THIRD PARTY PERFORMANCE
   
   Switch Label
   
   These cookies come from third-party organizations with which BNY partners and
   are used to collect information about how you use our websites, for example
   which pages you go to most often and if you get error messages from certain
   pages. These Cookies count visits and traffic sources to improve websites and
   features but do not usually gather information that identifies you, as
   information collected by these Cookies is usually aggregated. Performance
   Cookies are not used to target you with online advertising. You can disable
   them, but this will impact our ability to make relevant improvements to
   enhance your browsing experience.

 * THIRD PARTY FUNCTIONAL
   
   Switch Label
   
   These cookies come from third-party organizations with which BNY partners and
   allow websites to remember choices you make, such as entering your user name,
   selecting your language or the region you're in, and tailor the websites to
   provide enhanced features and content for you. For example, they can be used
   to remember certain log-in details and changes made to text size, font and
   other parts of pages that you can customize. They may also be used to provide
   services you've requested like watching a video or commenting on a blog.
   Without these Cookies, our websites cannot remember choices you have
   previously made to personalize your browsing experience, meaning you would
   have to reset these for every visit to our websites. In addition, some
   functionality will not be available if this type of Cookie is disabled.

 * THIRD PARTY TARGETING
   
   Switch Label
   
   These cookies come from third-party organizations with which BNY partners,
   including social media providers, and gather information about your browsing
   habits, for example the cookies may remember that you've visited a particular
   website. This enables third parties to provide you with tailored online
   advertisements that are more relevant to you and your interests. These
   cookies may be set on our website by third parties to build a profile of your
   interests and show you relevant adverts on other websites. If these cookies
   are disabled, third party advertisements will be less relevant to you and
   your interests. We do not set these cookies and cannot control their
   settings. You can choose to enable these cookies using the options below.

Cookies Details‎‎
Back Button


VENDORS LIST



Search Icon
Filter Icon

Clear
checkbox label label
Apply Cancel
Consent Leg.Interest
checkbox label label
checkbox label label
checkbox label label

Refuse All Cookies Confirm My Choices