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TAKE CONTROL OF YOUR CAR PAYMENTS


MOTOREFI IS NOW CARIBOU. LEARN ABOUT OUR REBRAND.

Check your rate for free!

No hidden fees

No impact to your credit score +

No SSN required ++

IN THE NEWS


DID YOU GET FINANCING FROM YOUR DEALER?

Fast, easy auto refinance

INSTANTLY ACCESS COMPETITIVE RATES IN MINUTES, WITH A DEDICATED TEAM AVAILABLE
TO WALK YOU THROUGH THE PROCESS.

See how it works

FIND THE RIGHT COVERAGE FOR YOU


CHOOSE CAR INSURANCE WITH CONFIDENCE

WE SHOP AND COMPARE INSURANCE QUOTES FROM TRUSTED CARRIERS IN MINUTES, SAVING
YOU TIME AND THE HASSLE OF HAVING TO RESEARCH ON YOUR OWN

Get a quote

Are you getting the most out of your savings?


DISCOVER HOW MUCH YOU COULD SAVE

DRIVERS COULD MORE WHEN THEY REFINANCE AND SWITCH THEIR CAR INSURANCE THROUGH
CARIBOU.

Get started
CUSTOMER STORIES


50,000+ HAPPY DRIVERS WITH MORE CASH IN THEIR WALLETS


4.5 STAR REVIEWS FROM OUR CLIENTS ON TRUSTPILOT



It wasn't canned emails but a text message from a REAL person that actually
ASKED PERMISSION to call me to answer questions. When it was done, I had a new
loan in 2 minutes with a LOCAL credit union and I could NOT be more pleased.

Bridgette

April 20, 2020

Caribou (formerly MotoRefi) was able to save me well over 10k when refinancing
my car with them! The process was really fast and easy thanks to them.

Larry

April 19, 2021

The rates were awesome compared to what the dealership gave me a few months
prior. Caribou (formerly MotoRefi) saved me over $50/month and only extended my
term by 4 months. I believe they were saving me $600 in the long run. I
definitely recommend them.

Michwake

April 27, 2020

Our refinance representative was very knowledgeable and worked hard to get us
the deal we were looking for. I will recommend to all my friends and family.

Andrea

October 26, 2021

Refinanced a vehicle and cut my rate by more than half, shortened my remaining
months by 16 and saved almost $2000 in interest fees. Working with Terence W
could not have been easier, his communication could not have been better.

Ryan

June 10, 2021

Great service, would highly recommend, they are knowledgeable and very quick to
respond.

Sara

October 28, 2021

It wasn't canned emails but a text message from a REAL person that actually
ASKED PERMISSION to call me to answer questions. When it was done, I had a new
loan in 2 minutes with a LOCAL credit union and I could NOT be more pleased.

Bridgette

April 20, 2020

Caribou (formerly MotoRefi) was able to save me well over 10k when refinancing
my car with them! The process was really fast and easy thanks to them.

Larry

April 19, 2021

The rates were awesome compared to what the dealership gave me a few months
prior. Caribou (formerly MotoRefi) saved me over $50/month and only extended my
term by 4 months. I believe they were saving me $600 in the long run. I
definitely recommend them.

Michwake

April 27, 2020

Our refinance representative was very knowledgeable and worked hard to get us
the deal we were looking for. I will recommend to all my friends and family.

Andrea

October 26, 2021

Refinanced a vehicle and cut my rate by more than half, shortened my remaining
months by 16 and saved almost $2000 in interest fees. Working with Terence W
could not have been easier, his communication could not have been better.

Ryan

June 10, 2021

Great service, would highly recommend, they are knowledgeable and very quick to
respond.

Sara

October 28, 2021

It wasn't canned emails but a text message from a REAL person that actually
ASKED PERMISSION to call me to answer questions. When it was done, I had a new
loan in 2 minutes with a LOCAL credit union and I could NOT be more pleased.

Bridgette

April 20, 2020

Caribou (formerly MotoRefi) was able to save me well over 10k when refinancing
my car with them! The process was really fast and easy thanks to them.

Larry

April 19, 2021

The rates were awesome compared to what the dealership gave me a few months
prior. Caribou (formerly MotoRefi) saved me over $50/month and only extended my
term by 4 months. I believe they were saving me $600 in the long run. I
definitely recommend them.

Michwake

April 27, 2020

 * 1
 * 2


NO HIDDEN FEES.


CO-BORROWERS WELCOME.


FULLY ONLINE PROCESS.

Got more questions? We've got answers.

Search our FAQs
What sets us apart


TECH TO UNLOCK LOW RATES PEOPLE TO MAKE THE PROCESS EASY

Competitive rates

Gain access to affordable refi rates that could save you thousands over the life
of your loan* and insurance quotes.

Dedicated support

Our team of loan officers and insurance representatives are standing by, happy
to help you through either process.

All in one place

Take control of your car finances when you apply for refinancing and car
insurance through Caribou.

Fast and easy

Quickly access offers with no hidden fees, no impact to your credit score,✝︎ and
no SSN required.✝︎✝︎


WITH CARIBOU, YOU COULD START SAVING TODAY!

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Contact Details
NMLS #1746612
1.877.445.0070

Mon - Fri: 9am - 8pm EST

Sat - Sun: 9am - 4pm EST

1717 Rhode Island Ave, NW, Suite 500 Washington, DC 20036

Caribou Insurance Services, LLC
1.877.255.2660
Mon - Fri: 9am - 8pm ET
insurance@gocaribou.com

contact@gocaribou.com

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* Refinance savings may result from a lower interest rate, longer term, or both.
There is no guarantee of savings. Your actual savings, if any, may vary based on
interest rates, the repayment term, the amount financed, and other factors.

+ To check the refinance rates and terms you qualify for, we conduct a soft
credit pull that will not affect your credit score. However, if you choose a
loan product and continue your application, we or one of our lending partners
will request your full credit report from one or more consumer reporting
agencies, which is considered a hard credit pull and may affect your credit.

++ Social security number is required should you choose to move forward in the
loan application process.

** APR is the Annual Percentage Rate. Your actual APR may be different. Your APR
is based on multiple factors including your credit profile and the loan to value
of the vehicle. Advertised 1.99% APR is based on a representative example of
refinancing a 2021 or newer vehicle with mileage of less than 85,000 miles and a
FICO score higher than 740. Lowest Rate not available in CA, ME, MD, MS, NE, NV,
PA, WV, WI and VT. Not all borrowers will receive the lowest rate. All
applications are subject to verification of employment. We do not guarantee that
you will receive any loan offers or that your loan application will be approved.
If approved, your actual rate will depend on a variety of factors, including
term of loan, a responsible financial history, income and other factors.
Insurance savings will not result from lower APR.

Terms and Conditions apply. Caribou reserves the right to modify or discontinue
products and benefits at any time without notice. Participating lenders, rates
and terms are also subject to change at any time without notice. The information
you provide to us is an inquiry to determine whether our lenders can make you a
loan offer. If any of our lending partners has an available loan offer for you,
you will be invited to submit a loan application to the lender for its review.
Not all borrowers receive the lowest rate. Lowest rates are reserved for the
highest qualified borrowers. We do not guarantee that you will receive any loan
offers or that your loan application will be approved. If approved, your actual
rate will depend on a variety of factors, including term of loan, a responsible
financial history, income and other factors.

Insurance products offered through Bindable and Caribou Insurance Services, LLC.
Caribou is working with Bindable who owns MyLifeProtected and MassDrive
Insurance Group, LLC, the licensed agent for all products.

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