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AON USES INRULE® TO REDUCE DEVELOPMENT COSTS



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Aon Corporation is one of the world’s leading providers of risk management
services, insurance and specialty insurance underwriting. Aon is reducing
application development and maintenance costs for a custom policy management
system by using InRule to encode, verify, and maintain the core application
decision logic.

Aon provides insurance for a broad range of industries. From Sporting Events to
Fine Arts, from Entertainment to Mortgage Bankers, each business faces risks
that are unique to it alone. Aon provides insurance programs that protect
against loss exposures unique to each industry

Project Overview
There are no standard insurance applications available that satisfy the unique
needs of each industry, and customizing a turnkey application would be cost
prohibitive. As a result, Aon developed WinBroker II, their own .NET application
that handles accounting, policy management and issuance, reporting,
underwriting, rating, and claims. Rules authored in InRule are used extensively
in WinBroker II for such things as complex calculations for rating and business
logic for underwriting and policy form selection.

> “It’s easy to author rules with InRule, and non-technical people can
> understand it. Because you can build rule by rule, a complex system is not
> overwhelming.”
> 
> Project Manager, Aon

Enhancing Development And Maintenance Efforts
Using InRule, business people with a background in each industry can create the
necessary unique rules.

Aon has been very pleased with the impact InRule has had on its development
efforts. “InRule makes it easy to author rules, and non-technical people can
understand it,” said Cathy Quirk, a project manager for WinBroker II. ”Because
you can build rule by rule, a complex system is not overwhelming.”

InRule gives users the ability to easily define the graphical user interface for
the rating capture screens, which are rendered dynamically at run time based on
the context of data entered. “It was easy to integrate the user interface. It
made a world of difference!” said Cathy. She has also been impressed with the
speed of InRule applications in production. “The performance is great!”

In addition, InRule has helped ease Aon’s maintenance efforts. Aon can implement
updates to rules very quickly, and moving rules into production is considered a
minimal risk.

> “For one of our insurance coverages, it took an experienced programmer 120-160
> hours to develop the logic [without InRule] for the rating program. An
> actuary, using InRule, was able to build and test the same logic in 14 hours.
> In addition, they used the tool to express their requirements instead of
> having to write up a huge Word document.”
> 
> Underwriter,
> Aon

Use of InRule at Aon is Growing
Aon’s use of InRule is growing as other Aon groups begin to adopt it. InRule has
been used in a Web-service application for business automobile underwriting, and
Aon’s Sports, Leisure, and Entertainment division in the UK recently began using
InRule within an underwriting application.

InRule is also helping Aon improve the visibility of its business rules. Key
decision makers and auditing groups can search, report, and inspect the rules
that govern their core decision logic.InRule’s component-based architecture is
enabling Aon to implement a Smart Client architecture, in which rules can be
executed where needed: on the server, locally on a desktop, or on a disconnected
laptop.

InRule is also helping Aon improve the visibility of its business rules. Key
decision makers and auditing groups can search, report, and inspect the rules
that govern their core decision logic.



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