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THE VIRTUAL BENEFITS CARD
PROMOTE EARN SAVE ENJOY
VCASHCARD.COM
WHAT IS VCASHCARD
VIRTUAL BUSINESS CARD WITH BENEFITS
The Virtual Cash Card is a lifestyle program offering a large variety of
personallyrelevant benefits joined with the ability to earn life changing income
while saving on everyday purchases and enjoying all that life has to offer. We
have combined some of todays greatest benefits with a Virtual Business Card.
Get Started Now!
VCARD – THE WORLD'S MOST INTELLIGENT BUSINESS CARD
The vCard is the world's most intelligent business card. It is the ultimate
marketing tool; transforming the way we connect with others and grow our
businesses. Never leave home without your business card or brochure again. vCard
fits in the palm of your hand and is always with you. vCard is a powerful
networking tool that promotes sharing and builds referrals for your business.
Aggregate all your information in one place and save 80% on printing costs. Your
contact information, specials, events and more are instantly updated with
everyonewho has your vCard. vCard is an interactive resume that can include
videos, photos, portfolio and more. Follow where you vCard goes and know when it
is shared and who it was shared with.
Learn More
THE BENEFITS
VTELAHEALTH – THE RIGHT CARE WHEN YOU NEED IT MOST
The right care when you need it most. Talk to a doctor, therapist, or medical
expert anywhere you are by phone or video. Get care 24/7 for non-emergency
conditions like cold & flu, sinus infections, allergies and more from
board-certified & state-licensed doctors.Teladoc Health is the global leader in
whole-person virtual care—offering the technology to connect, expertise you can
trust and the power to improve health for all. With a global presence in more
than 175 countries, 40 languages, category leadership across 100 virtual care
clinical practice guidelines, and expansive clinical depth and breadth across
more than 450 medical subspecialties, Teladoc has continued to dominate the
telemedicine landscape.
Teladoc is considered the market-leader among companies providing remote
monitoring solutions. Teladoc vision is to make virtual care the first step on
any healthcare journey, They're creating a truly unified and personalized
consumer experience; developing technologies to connect to patients and extend
the reach of care providers; delivering the highest standard of clinical quality
at every touchpoint; and enhancing health decisions and outcomes with smart data
and actionable insights.
Learn More
VLEGAL MEANINGFUL BENEFITS FOR EVERYDAY LIFE
Legal Club provides group legal, tax, ID theft solutions and other benefits to
more than 2,000,000 working Americans and their families.
Legal Club 's suite of products is tailored to meet yourand is designed to
provide maximum value and flexibility. Legal Club has provided meaningful
benefits for everyday life to organizations around the country for more than two
decades.
Learn More
VRX RX SAVINGS AVERAGE 65% OR MORE
Simply present your vRxCard at any of over 35,000 participating pharmacies
nationwide to receive your instant savings.
It's that easy! Just show your card to the pharmacist each time you pick up your
prescription, whether you're filling for the first time or refilling. There is
no paperwork to complete and no limit on usage.
Learn More
VCASH – WHOLESALE HOTEL RATES AND MORE
Access to closed network private hotel rates. Private rates are up to 60% below
the hotel's website pricing on over 600,000 properties worldwide. Redeem your
vCash however you'd like. You can use them for great deals, discounts, and
savings at some of your favorite brands. Enjoy a great family night out! You can
redeem your vCash for great savings at over 85,000 popular local or national
chain restaurants.
You will have access to over 500,000 local shopping offers in the US and Canada,
from name brand stores and local merchants. Coupons for great savings when you
shop local. Easy to print or download to your phone before you go shopping.
Arranged by zip-code. Save 10%, 20%, 30%, 40% even 50% with local shopping
coupons.Use your vCash to gain entry to sweepstakes for popular store branded
gift cards. As a member, you get access to your choice of a wide variety of both
clipped and online coupons each month.
VTOKENS
A Token is something given as a symbol or a guarantee and redeemable for items
of value in the future. The VCashCard vToken is a Utility Token ultimately
redeemable for Bitcoin. With a committed community at VCashCards core the vToken
will reward those who actively participate in the VCashCards’ growth as a
company. To ensure the longevity and health of the company, VCashCard features
an incentive mechanism that rewards its Affiliates for their sustained
participation. This in turn ensures VCashCard and its community can continuously
grow for the benefit of all.
To create value, a generous portion of all sales are contributed to the vToken
value, additionally all breakage from the various parts of the compensation plan
is contributed, Up to $2.00 from every prescription purchased via the vRx
program is added directly to the pool. Additionally, all those that do not
remain active in the community for the required six month period forfeit their
earned vTokens which are then canceled, thus increasing the value of all the
remaining vTokens.
Get Started Now!
8,513
Registered Users
3,143,070
VTokens Issued
$0
Earned To Date
THE OPPORTUNITY
VCashCard is a global marketing company that offers people from all walks of
life the opportunity to build a successful career or second income. While many
companies spend millions of dollars a year on television commercials, celebrity
spokespersons, and other types of advertising, VCashCard has chosen the most
powerful and effective marketing strategy in business today; via direct-selling
and relationship marketing. This strategy allows the company to pay out generous
commissions generated to its Affiliates instead of spending funds on
advertising.
As you build your personal team, they will refer others who become Affiliates.
Soon, you will begin to see your Team grow exponentially without any borders,
each sale generating income for you throughout your entire organization! This
same method repeats itself over and over. The VCashCard opportunity offers an
incredible income potential to all. Whether you are looking for a part-time or
second income, the choice is yours. With VCashCard, you are truly building your
own company within an established company.
FAST START BONUSES
The Fast Start Bonus is designed to provide immediate earnings for our
Affiliates. With our Fast Start Bonuses you earn every time one of your
customers or personally sponsored Affiliates decides to purchase a membership
package. Receive up to $100 on all initial purchases of those introduced to
VCashCard by yourself.
2X20 FORCED MATRIX COMPENSATION PLAN
A forced matrix compensation plan, or matrix compensation plan operates much
like a unilevel plan does, but with one main difference; each Affiliate can have
only sponsor two frontline Affiliates within this plan. Any additional
Affiliates are placed further down in your organization. Limiting the number of
frontline Affiliates tends to cause less emphasis on personal recruiting by your
upline. Rather, everyone recruits two and then focuses their efforts on helping
their downline sponsor more Affiliates, therefore the matrix compensation plan
typically encourages more teamwork.
The plan also creates what's known as spillover. Once your front line is filled
with your two, anyone else you sponsor will be placed under someone in your
downline. Then, each time a VCashCard Membership purchase is made up to 20
bonuses are paid in our 2x20 Forced Matrix Compensation Plan.
Forced Matrix compensation calculations take place daily and are displayed in
your back office at that time. The amounts earned are then released to your USD
Ledger 7 days later.
Get Started Now!
BINARY COMPENSATION PLAN
Binary Bonuses are a keystone of our Compensation Plan. The Binary is derived
from a dynamic structure that compensates you for effectively generating
membership volume within your entire organization and motivating your downline
to do the same. The binary compensation plan is one of the most popular
compensation plans used today by companies because it does what no other
compensation plan type can do, and that is, it pays the upline on an unlimited
number of levels of downline volume. Unlike other compensation plans that pay
bonuses using percentages of a single commission period’s sales volumes, binary
compensation plans pay bonuses based on the accumulation of unpaid volumes on
the "left" and "right" sides of a Affiliates’s organization.
Binary Bonuses are earned on qualified membership purchases made by those within
your Binary structure and allows you to benefit from one another's efforts
effectively resulting in spillover of membership volume. When a Affiliate
completes the first level of their binary tree by sponsoring two new members,
then the next members will automatically spill over to the next available level.
Each Binary structure has two sides, a Left Team and a Right Team. With the
Binary Bonuses you can earn on the membership purchases made by your entire
Team. With the Binary your Team sales volume is only reduced by what you get
paid on each week, leaving the remaining sales volume to carry over to the next
week.
The VcashCard Binary allows you to purchase up to 7 income centers during your
initial purchase, thus making it possible to earn an almost unlimited income
from the plan.
VTOKEN UNILEVEL BONUSES
Many direct selling companies use this commission type in some form, and it’s
easy to see why—it’s flexible, motivating, and easy to understand. One of the
reasons a unilevel is typically successful is the fact that they naturally
encourage building an organization that’s both deep and wide. With the VCash
VToken Unilevel Bonus you can earn up to 20,000 VTokens on up to 20 Levels of
your Team.
INCOME DISCLAIMERS
No commissions are paid for the act of recruiting. Compensation is earned only
when a sale of our products or memberships is made. Any purchase of any of our
products, services or memberships is completely optional, no Affiliate is
required to sell or purchase a membership, product or service. Any examples of
income or earnings potential written herein are intended as educational material
only and are not to be considered as projections of your actual earnings. They
are intended only to explain the method of compensation. Your actual earnings
will depend on many factors such as personal effort, ability, and the efforts of
your down-line. Earnings will vary from individual to individual. Some
Affiliates may earn much more than others. Some Affiliates will earn nothing. NO
EARNINGS ARE GUARANTEED. While your up-line Affiliates are expected to help you
with training and support, it is not reasonable to expect earnings without
significant ongoing personal effort. Any promises to the contrary from other
Affiliates should be disregarded. You should carefully consider your level of
commitment before becoming involved. We strongly encourage you not to join
purely based on what any one of our Compensation Plans has to offer. Instead,
focus on the complete package which includes our products and services, the
practicality of our business opportunity and the fairness of our Compensation
Plans. Before joining, you must fully review the entire legal section which can
be found by here on our Website.
MEMBERSHIP OPTIONS
*
*
*
*
MEMBERSHIP OPTIONS
* VCASHCARD BRONZE MEMBERSHIP PACKAGE
* Membership Includes:
* vCard - 1 vCard - The world's most intelligent Business Card
* vCash - 100 vCash good towards hotel bookings, restaurants, local shopping
and much more.
* vTokens - 500 vTokens fully vested after 6 months
* Positioning in our 2x20 Matrix Compensation Plan
* Placement in the Binary Compensation Plan
* Self Replicating Referral Website with Business Progress Tracking
* Automatic qualification for 3 levels of Matrix Compensation
* Instant qualification in our Unilevel - 20 Level vToken Bonuses, receive
up to 50 vTokens per sale
All for just $49.95 invoiced every 28 days.
* VCASHCARD SILVER MEMBERSHIP PACKAGE
* Membership Includes:
* vCard - 2 vCards - The world's most intelligent Business Card
* vTelaHealth - Online Virtual Health provider with general medical, mental
health and wellness care.
* vLegal - Discounted Legal Protection
* vIdTheft - Identity Theft Protection & Restoration Services
* vFinacial - Financial Education & Credit Counseling
* vLifeEvents - LifeEvents™ Telephonic Counseling
* vRx - Discount Rx Card
* vCash - 200 vCash good towards hotel bookings, restaurants, local shopping
and much more.
* vTokens - 5,000 vTokens fully vested after 6 months
* Placement in the Binary Compensation Plan
* Positioning in 2x20 Matrix Compensation Plan
* Self Replicating Referral Website with Business Progress Tracking
* Automatic qualification for 7 levels of Matrix Compensation
* Instant qualification in our Unilevel - 20 Level vToken Bonuses, receive
up to 100 vTokens per sale
All for just $159.95 invoiced every 28 days.
* VCASHCARD GOLD MEMBERSHIP PACKAGE
* Membership Includes:
* vCard - 2 vCards - The world's most intelligent Business Card
* vTelaHealth - Online Virtual Health provider with general medical, mental
health and wellness care.
* vLegal - Discounted Legal Protection
* vIdTheft - Identity Theft Protection & Restoration Services
* vFinacial - Financial Education & Credit Counseling
* vLifeEvents - LifeEvents™ Telephonic Counseling
* vRx - Discount Rx Card
* vCash - 300 vCash good towards hotel bookings, restaurants, local shopping
and much more.
* vTokens - 10,000 vTokens fully vested after 6 months
* Positioning in our 2x20 Matrix Compensation Plan
* Three Income Centers in the Binary Compensation Plan (not available via
future upgrade)
* Self Replicating Referral Website with Business Progress Tracking
* Automatic qualification for 10 levels of Matrix Compensation
* Instant qualification in our Unilevel - 20 Level vToken Bonuses, receive
up to 200 vTokens per sale
All for just $299.95 invoiced every 28 days.
* VCASHCARD PLATINUM MEMBERSHIP PACKAGE
* Membership Includes:
* vCard - 2 vCards - The world's most intelligent Business Card
* vTelaHealth - Online Virtual Health provider with general medical, mental
health and wellness care.
* vLegal - Discounted Legal Protection
* vIdTheft - Identity Theft Protection & Restoration Services
* vFinacial - Financial Education & Credit Counseling
* vLifeEvents - LifeEvents™ Telephonic Counseling
* vRx - Discount Rx Card
* vCash - 600 vCash good towards hotel bookings, restaurants, local shopping
and much more.
* vTokens - 20,000 vTokens fully vested after 6 months
* Positioning in our 2x20 Matrix Compensation Plan
* Seven Income Centers in the Binary Compensation Plan (not available via
future upgrade)
* Self Replicating Referral Website with Business Progress Tracking.
* Automatic qualification for 20 levels of Matrix Compensation
* Instant qualification in our Unilevel - 20 Level vToken Bonuses, receive
up to 300 vTokens per sale
All for just $599.95 invoiced every 28 days.
ABOUT US
VCashCard is a global marketing company that offers people from all walks of
life the opportunity to build a career or second-income. Our business strategy
focuses on rewarding people for their marketing efforts through a referral-based
income program. VCashCard creates tremendous opportunities for anyone to build a
local or global organization which simply focuses on selling a variety of
memberships for VCashCard. Word-of-mouth advertising, the most effective form of
direct selling, provides the foundation for driving traffic and transactions to
VCashCard.
The revenue generated from selling the VCashCard to others allows you to build a
rewarding career with a powerful residual income stream. VCashCard offers
flexibility as well as scalability: Affiliates set their own schedule and work
as many or as few hours as they deem necessary to meet their financial goals.
VCashCard gives you the opportunity to be in business for yourself, but not by
yourself.
Get Started Now!
The ability to earn life changing income while saving on everyday purchases and
enjoying all that life has to offer.
QUICK LINKS
* Home
* The Card
* The Opportunity
* Membership Options
* About Us
* Legal
CONTACT INFO
2881 E Oakland Park Blvd., Fort Lauderdale, FL 33306
Contact Us
www.vcashcard.com
Copyright © 2021 The Virtual Benefits Card, Inc dba VCashCard.com | All Rights
Reserved
LEARN MORE
X
LEARN MORE
X
LEARN MORE
X
LEARN MORE
X
VCASHCARD BRONZE MEMBERSHIP PACKAGE
X
* Membership Includes:
* vCard - 1 vCard - The world's most intelligent Business Card
* vCash - 100 vCash good towards hotel bookings, restaurants, local shopping
and much more.
* vTokens - 500 vTokens fully vested after 6 months
* Positioning in our 2x20 Matrix Compensation Plan
* Placement in the Binary Compensation Plan
* Self Replicating Referral Website with Business Progress Tracking
* Automatic qualification for 3 levels of Matrix Compensation
* Instant qualification in our Unilevel - 20 Level vToken Bonuses, receive up
to 50 vTokens per sale
All for just $49.95 invoiced every 28 days.
VCASHCARD SILVER MEMBERSHIP PACKAGE
X
* Membership Includes:
* vCard - 2 vCards - The world's most intelligent Business Card
* vTelaHealth - Online Virtual Health provider with general medical, mental
health and wellness care.
* vLegal - Discounted Legal Protection
* vIdTheft - Identity Theft Protection & Restoration Services
* vFinacial - Financial Education & Credit Counseling
* vLifeEvents - LifeEvents™ Telephonic Counseling
* vRx - Discount Rx Card
* vCash - 200 vCash good towards hotel bookings, restaurants, local shopping
and much more.
* vTokens - 5,000 vTokens fully vested after 6 months
* Placement in the Binary Compensation Plan
* Positioning in 2x20 Matrix Compensation Plan
* Self Replicating Referral Website with Business Progress Tracking
* Automatic qualification for 7 levels of Matrix Compensation
* Instant qualification in our Unilevel - 20 Level vToken Bonuses, receive up
to 100 vTokens per sale
All for just $159.95 invoiced every 28 days.
VCASHCARD GOLD MEMBERSHIP PACKAGE
X
* Membership Includes:
* vCard - 2 vCards - The world's most intelligent Business Card
* vTelaHealth - Online Virtual Health provider with general medical, mental
health and wellness care.
* vLegal - Discounted Legal Protection
* vIdTheft - Identity Theft Protection & Restoration Services
* vFinacial - Financial Education & Credit Counseling
* vLifeEvents - LifeEvents™ Telephonic Counseling
* vRx - Discount Rx Card
* vCash - 300 vCash good towards hotel bookings, restaurants, local shopping
and much more.
* vTokens - 10,000 vTokens fully vested after 6 months
* Positioning in our 2x20 Matrix Compensation Plan
* Three Income Centers in the Binary Compensation Plan (not available via
future upgrade)
* Self Replicating Referral Website with Business Progress Tracking
* Automatic qualification for 10 levels of Matrix Compensation
* Instant qualification in our Unilevel - 20 Level vToken Bonuses, receive up
to 200 vTokens per sale
All for just $299.95 invoiced every 28 days.
VCASHCARD PLATINUM MEMBERSHIP PACKAGE
X
* Membership Includes:
* vCard - 2 vCards - The world's most intelligent Business Card
* vTelaHealth - Online Virtual Health provider with general medical, mental
health and wellness care.
* vLegal - Discounted Legal Protection
* vIdTheft - Identity Theft Protection & Restoration Services
* vFinacial - Financial Education & Credit Counseling
* vLifeEvents - LifeEvents™ Telephonic Counseling
* vRx - Discount Rx Card
* vCash - 600 vCash good towards hotel bookings, restaurants, local shopping
and much more.
* vTokens - 20,000 vTokens fully vested after 6 months
* Positioning in our 2x20 Matrix Compensation Plan
* Seven Income Centers in the Binary Compensation Plan (not available via
future upgrade)
* Self Replicating Referral Website with Business Progress Tracking.
* Automatic qualification for 20 levels of Matrix Compensation
* Instant qualification in our Unilevel - 20 Level vToken Bonuses, receive up
to 300 vTokens per sale
All for just $599.95 invoiced every 28 days.
*
*
*
*
VCASHCARD BRONZE MEMBERSHIP PACKAGE
X
* Membership Includes:
* vCard - 1 vCard - The world's most intelligent Business Card
* vCash - 100 vCash good towards hotel bookings, restaurants, local shopping
and much more.
* vTokens - 500 vTokens fully vested after 6 months
* Positioning in our 2x20 Matrix Compensation Plan
* Placement in the Binary Compensation Plan
* Self Replicating Referral Website with Business Progress Tracking
* Automatic qualification for 3 levels of Matrix Compensation
* Instant qualification in our Unilevel - 20 Level vToken Bonuses, receive up
to 50 vTokens per sale
All for just $49.95 invoiced every 28 days.
VCASHCARD SILVER MEMBERSHIP PACKAGE
X
* Membership Includes:
* vCard - 2 vCards - The world's most intelligent Business Card
* vTelaHealth - Online Virtual Health provider with general medical, mental
health and wellness care.
* vLegal - Discounted Legal Protection
* vIdTheft - Identity Theft Protection & Restoration Services
* vFinacial - Financial Education & Credit Counseling
* vLifeEvents - LifeEvents™ Telephonic Counseling
* vRx - Discount Rx Card
* vCash - 200 vCash good towards hotel bookings, restaurants, local shopping
and much more.
* vTokens - 5,000 vTokens fully vested after 6 months
* Placement in the Binary Compensation Plan
* Positioning in 2x20 Matrix Compensation Plan
* Self Replicating Referral Website with Business Progress Tracking
* Automatic qualification for 7 levels of Matrix Compensation
* Instant qualification in our Unilevel - 20 Level vToken Bonuses, receive up
to 100 vTokens per sale
All for just $159.95 invoiced every 28 days.
VCASHCARD GOLD MEMBERSHIP PACKAGE
X
* Membership Includes:
* vCard - 2 vCards - The world's most intelligent Business Card
* vTelaHealth - Online Virtual Health provider with general medical, mental
health and wellness care.
* vLegal - Discounted Legal Protection
* vIdTheft - Identity Theft Protection & Restoration Services
* vFinacial - Financial Education & Credit Counseling
* vLifeEvents - LifeEvents™ Telephonic Counseling
* vRx - Discount Rx Card
* vCash - 300 vCash good towards hotel bookings, restaurants, local shopping
and much more.
* vTokens - 10,000 vTokens fully vested after 6 months
* Positioning in our 2x20 Matrix Compensation Plan
* Three Income Centers in the Binary Compensation Plan (not available via
future upgrade)
* Self Replicating Referral Website with Business Progress Tracking
* Automatic qualification for 10 levels of Matrix Compensation
* Instant qualification in our Unilevel - 20 Level vToken Bonuses, receive up
to 200 vTokens per sale
All for just $299.95 invoiced every 28 days.
VCASHCARD PLATINUM MEMBERSHIP PACKAGE
X
* Membership Includes:
* vCard - 2 vCards - The world's most intelligent Business Card
* vTelaHealth - Online Virtual Health provider with general medical, mental
health and wellness care.
* vLegal - Discounted Legal Protection
* vIdTheft - Identity Theft Protection & Restoration Services
* vFinacial - Financial Education & Credit Counseling
* vLifeEvents - LifeEvents™ Telephonic Counseling
* vRx - Discount Rx Card
* vCash - 600 vCash good towards hotel bookings, restaurants, local shopping
and much more.
* vTokens - 20,000 vTokens fully vested after 6 months
* Positioning in our 2x20 Matrix Compensation Plan
* Seven Income Centers in the Binary Compensation Plan (not available via
future upgrade)
* Self Replicating Referral Website with Business Progress Tracking.
* Automatic qualification for 20 levels of Matrix Compensation
* Instant qualification in our Unilevel - 20 Level vToken Bonuses, receive up
to 300 vTokens per sale
All for just $599.95 invoiced every 28 days.
*
*
*
*
VCASHCARD BRONZE MEMBERSHIP PACKAGE
X
* Membership Includes:
* vCard - 1 vCard - The world's most intelligent Business Card
* vCash - 100 vCash good towards hotel bookings, restaurants, local shopping
and much more.
* vTokens - 500 vTokens fully vested after 6 months
* Positioning in our 2x20 Matrix Compensation Plan
* Placement in the Binary Compensation Plan
* Self Replicating Referral Website with Business Progress Tracking
* Automatic qualification for 3 levels of Matrix Compensation
* Instant qualification in our Unilevel - 20 Level vToken Bonuses, receive up
to 50 vTokens per sale
All for just $49.95 invoiced every 28 days.
VCASHCARD SILVER MEMBERSHIP PACKAGE
X
* Membership Includes:
* vCard - 2 vCards - The world's most intelligent Business Card
* vTelaHealth - Online Virtual Health provider with general medical, mental
health and wellness care.
* vLegal - Discounted Legal Protection
* vIdTheft - Identity Theft Protection & Restoration Services
* vFinacial - Financial Education & Credit Counseling
* vLifeEvents - LifeEvents™ Telephonic Counseling
* vRx - Discount Rx Card
* vCash - 200 vCash good towards hotel bookings, restaurants, local shopping
and much more.
* vTokens - 5,000 vTokens fully vested after 6 months
* Placement in the Binary Compensation Plan
* Positioning in 2x20 Matrix Compensation Plan
* Self Replicating Referral Website with Business Progress Tracking
* Automatic qualification for 7 levels of Matrix Compensation
* Instant qualification in our Unilevel - 20 Level vToken Bonuses, receive up
to 100 vTokens per sale
All for just $159.95 invoiced every 28 days.
VCASHCARD GOLD MEMBERSHIP PACKAGE
X
* Membership Includes:
* vCard - 2 vCards - The world's most intelligent Business Card
* vTelaHealth - Online Virtual Health provider with general medical, mental
health and wellness care.
* vLegal - Discounted Legal Protection
* vIdTheft - Identity Theft Protection & Restoration Services
* vFinacial - Financial Education & Credit Counseling
* vLifeEvents - LifeEvents™ Telephonic Counseling
* vRx - Discount Rx Card
* vCash - 300 vCash good towards hotel bookings, restaurants, local shopping
and much more.
* vTokens - 10,000 vTokens fully vested after 6 months
* Positioning in our 2x20 Matrix Compensation Plan
* Three Income Centers in the Binary Compensation Plan (not available via
future upgrade)
* Self Replicating Referral Website with Business Progress Tracking
* Automatic qualification for 10 levels of Matrix Compensation
* Instant qualification in our Unilevel - 20 Level vToken Bonuses, receive up
to 200 vTokens per sale
All for just $299.95 invoiced every 28 days.
VCASHCARD PLATINUM MEMBERSHIP PACKAGE
X
* Membership Includes:
* vCard - 2 vCards - The world's most intelligent Business Card
* vTelaHealth - Online Virtual Health provider with general medical, mental
health and wellness care.
* vLegal - Discounted Legal Protection
* vIdTheft - Identity Theft Protection & Restoration Services
* vFinacial - Financial Education & Credit Counseling
* vLifeEvents - LifeEvents™ Telephonic Counseling
* vRx - Discount Rx Card
* vCash - 600 vCash good towards hotel bookings, restaurants, local shopping
and much more.
* vTokens - 20,000 vTokens fully vested after 6 months
* Positioning in our 2x20 Matrix Compensation Plan
* Seven Income Centers in the Binary Compensation Plan (not available via
future upgrade)
* Self Replicating Referral Website with Business Progress Tracking.
* Automatic qualification for 20 levels of Matrix Compensation
* Instant qualification in our Unilevel - 20 Level vToken Bonuses, receive up
to 300 vTokens per sale
All for just $599.95 invoiced every 28 days.
*
*
*
*
VCASHCARD BRONZE MEMBERSHIP PACKAGE
X
* Membership Includes:
* vCard - 1 vCard - The world's most intelligent Business Card
* vCash - 100 vCash good towards hotel bookings, restaurants, local shopping
and much more.
* vTokens - 500 vTokens fully vested after 6 months
* Positioning in our 2x20 Matrix Compensation Plan
* Placement in the Binary Compensation Plan
* Self Replicating Referral Website with Business Progress Tracking
* Automatic qualification for 3 levels of Matrix Compensation
* Instant qualification in our Unilevel - 20 Level vToken Bonuses, receive up
to 50 vTokens per sale
All for just $49.95 invoiced every 28 days.
VCASHCARD SILVER MEMBERSHIP PACKAGE
X
* Membership Includes:
* vCard - 2 vCards - The world's most intelligent Business Card
* vTelaHealth - Online Virtual Health provider with general medical, mental
health and wellness care.
* vLegal - Discounted Legal Protection
* vIdTheft - Identity Theft Protection & Restoration Services
* vFinacial - Financial Education & Credit Counseling
* vLifeEvents - LifeEvents™ Telephonic Counseling
* vRx - Discount Rx Card
* vCash - 200 vCash good towards hotel bookings, restaurants, local shopping
and much more.
* vTokens - 5,000 vTokens fully vested after 6 months
* Placement in the Binary Compensation Plan
* Positioning in 2x20 Matrix Compensation Plan
* Self Replicating Referral Website with Business Progress Tracking
* Automatic qualification for 7 levels of Matrix Compensation
* Instant qualification in our Unilevel - 20 Level vToken Bonuses, receive up
to 100 vTokens per sale
All for just $159.95 invoiced every 28 days.
VCASHCARD GOLD MEMBERSHIP PACKAGE
X
* Membership Includes:
* vCard - 2 vCards - The world's most intelligent Business Card
* vTelaHealth - Online Virtual Health provider with general medical, mental
health and wellness care.
* vLegal - Discounted Legal Protection
* vIdTheft - Identity Theft Protection & Restoration Services
* vFinacial - Financial Education & Credit Counseling
* vLifeEvents - LifeEvents™ Telephonic Counseling
* vRx - Discount Rx Card
* vCash - 300 vCash good towards hotel bookings, restaurants, local shopping
and much more.
* vTokens - 10,000 vTokens fully vested after 6 months
* Positioning in our 2x20 Matrix Compensation Plan
* Three Income Centers in the Binary Compensation Plan (not available via
future upgrade)
* Self Replicating Referral Website with Business Progress Tracking
* Automatic qualification for 10 levels of Matrix Compensation
* Instant qualification in our Unilevel - 20 Level vToken Bonuses, receive up
to 200 vTokens per sale
All for just $299.95 invoiced every 28 days.
VCASHCARD PLATINUM MEMBERSHIP PACKAGE
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* Membership Includes:
* vCard - 2 vCards - The world's most intelligent Business Card
* vTelaHealth - Online Virtual Health provider with general medical, mental
health and wellness care.
* vLegal - Discounted Legal Protection
* vIdTheft - Identity Theft Protection & Restoration Services
* vFinacial - Financial Education & Credit Counseling
* vLifeEvents - LifeEvents™ Telephonic Counseling
* vRx - Discount Rx Card
* vCash - 600 vCash good towards hotel bookings, restaurants, local shopping
and much more.
* vTokens - 20,000 vTokens fully vested after 6 months
* Positioning in our 2x20 Matrix Compensation Plan
* Seven Income Centers in the Binary Compensation Plan (not available via
future upgrade)
* Self Replicating Referral Website with Business Progress Tracking.
* Automatic qualification for 20 levels of Matrix Compensation
* Instant qualification in our Unilevel - 20 Level vToken Bonuses, receive up
to 300 vTokens per sale
All for just $599.95 invoiced every 28 days.
*
*
*
*
LEGAL
X
* Policies and Procedures
* User Agreement
* Privacy Policy
* Cookies Policy
* Terms of Use
* Website Disclaimers
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POLICIES AND PROCEDURES
Last updated October 10, 2021
GENERAL
These Policies and Procedures, in their present form and as amended from time to
time at The Virtual Benefits Card’s sole discretion, are incorporated into The
Virtual Benefits Card Affiliate User Agreement. They are the terms and
conditions of the Affiliate's contract with The Virtual Benefits Card. It is the
responsibility of each Affiliate to read, understand, adhere to, and ensure that
he/she is aware of and operating under the most current version of these
Policies and Procedures. You must also comply with the description of the
Compensation Plan and honor all applicable laws in the country in which you
operate your The Virtual Benefits Card business. The words "company" and "The
Virtual Benefits Card", when used in these documents, refer to The Virtual
Benefits Card, Inc. An Affiliate is an independent contractor, not an employee
of The Virtual Benefits Card. The purpose of the Affiliate Agreement is to
define the relationship between The Virtual Benefits Card and the Affiliate; to
set standards of acceptable business behavior; to assist Affiliates in building
and protecting their business. Changes - The Company may from time to time amend
the terms and conditions of the Agreement, Policies and Procedures, Compensation
Plan and Price List. Amendments shall be effective upon notification of the
changes in official The Virtual Benefits Card publications distributed to all
Affiliates via the website. Delays - The Virtual Benefits Card shall not be
responsible for delays and failures in performing its obligations due to
circumstances beyond its reasonable control, such as strikes, labor
difficulties, riots, war, fire, death, curtailment or interruption of a source
of supply, government decrees or orders, etc. Policies and Provisions Severable
- If any provision of the Agreement as it currently exists or as may be amended
is found to be invalid, illegal, or unenforceable for any reason, only the
invalid provision will be severed from the Agreement; the remaining terms and
provisions shall remain in full force and effect and shall be construed as if
such invalid, illegal, or unenforceable provision never comprised a part of the
Agreement. Titles Not Substantive - The titles and headings to these Policies
and Procedures are for reference purposes only and do not constitute, and shall
not be construed as, substantive terms of the Agreement. Waiver - The Virtual
Benefits Card never forfeits its right to require Affiliate compliance with the
Agreement or with applicable laws and regulations governing business conduct.
Only in rare circumstances will a policy be waived, and such waivers will be
conveyed in writing by the Compliance Officer or an officer of the company. The
waiver will apply only to that specific case. Becoming an Affiliate - The
requirements to become an Independent The Virtual Benefits Card Affiliate: Be at
least the age of majority in your country of residence; reside in a geographic
area where The Virtual Benefits Card has been approved for business; fully read
and accept The Virtual Benefits Card Policies and Procedures, Full Compensation
Plan, Income Disclaimers, User Agreement, Terms of Use, Privacy Policy and
Refund Policy; as an independent contractor, assume all appropriate
responsibilities for accounting for income tax, insurances and the like in
respect of the Affiliate. The Virtual Benefits Card reserves the right to accept
or reject any application for any reason. Identification and Affiliate Number -
When The Virtual Benefits Card receives and accepts a new Affiliate account
registration, The Virtual Benefits Card will assign a unique Affiliate Number to
that Affiliate. Affiliates must use their Affiliate Number whenever they call an
Affiliate Representative to track commissions and bonuses. Affiliate Benefits -
Once The Virtual Benefits Card accepts an Affiliate's Application and Agreement;
the benefits of the Compensation Plan and the Affiliate Agreement are available
to the new Affiliate. These benefits include the right to: purchase The Virtual
Benefits Card products and services at the Affiliate prices; participate in The
Virtual Benefits Card Compensation Plan (receive bonuses and commissions, if
eligible); sponsor other individuals as Customers or Affiliates into The Virtual
Benefits Card business and thereby build a Downline Organization and progress
through The Virtual Benefits Card Compensation Plan; receive The Virtual
Benefits Card literature and other The Virtual Benefits Card communications;
participate in The Virtual Benefits Card-sponsored support, service, training,
motivational, and recognition functions upon payment of appropriate charges, if
applicable; participate in promotional and incentive contests and programs
sponsored by The Virtual Benefits Card for its Affiliates.
OPERATING AS AN AFFILIATE
Actions of Household Members or Affiliated Individuals - If any member of an
Affiliate's immediate household engages in any activity which, if performed by
the Affiliate would violate any provision of the Agreement, such activity will
be deemed a violation by the Affiliate. Adherence to The Virtual Benefits Card
Compensation Plan - Affiliates must adhere to the terms of The Virtual Benefits
Card Compensation Plan as set forth in official The Virtual Benefits Card
literature. Affiliates shall not offer The Virtual Benefits Card opportunity
through, or in combination with, any other opportunity or unapproved method of
marketing. Affiliates shall not require or encourage other current or
prospective Customers or Affiliates to participate in The Virtual Benefits Card
in any manner that varies from the program as set forth in official The Virtual
Benefits Card literature. Affiliates shall not require or encourage other
current or prospective Customers or Affiliates to execute any agreement or
contract other than official The Virtual Benefits Card agreements and contracts
in order to become an Independent The Virtual Benefits Card Affiliate.
Similarly, Affiliates shall not require or encourage other current or
prospective Customers or Affiliates to make any purchase from, or payment to,
any individual or other entity to participate in The Virtual Benefits Card
Compensation Plan, other than those purchases or payments identified as
recommended or required in official The Virtual Benefits Card literature.
ADVERTISING
In general - Affiliates must avoid all discourteous, deceptive, misleading,
illegal, unethical, or immoral conduct or practices in their marketing and
promotion of The Virtual Benefits Card, The Virtual Benefits Card opportunity,
the Compensation Plan, and The Virtual Benefits Card’s products or services. No
Affiliates may produce unauthorized sales, marketing, and support materials to
market or promote The Virtual Benefits Card, The Virtual Benefits Card
opportunity, the Compensation Plan, The Virtual Benefits Card’s products or
services, or their The Virtual Benefits Card businesses. All Affiliates may only
use sales aids and support materials produced or currently approved by The
Virtual Benefits Card. Sales, marketing and support materials include, but are
not limited to, training and recruiting information, brochures, flyers,
pamphlets, posters, postcards, letters, classified advertisements, etc.
promoting The Virtual Benefits Card’s products, services and programs, as well
as e-mail messages, voice mail message recordings, SMS, MMS and Internet Web
sites used to publicize The Virtual Benefits Card, its products, services, or
Compensation Plan. Media Inquiries - Affiliates must refer all media inquiries
regarding The Virtual Benefits Card to The Virtual Benefits Card Compliance
Department. This will ensure that accurate and consistent information reaches
the general public. Trademarks and Copyrights - An Affiliate may use The Virtual
Benefits Card trademark or trade name or corporate logo to promote their
independent business. A reproducible copy of the logo can be obtained from The
Virtual Benefits Card. However, this logo may only be used on personal
stationery and specifically approved literature but not on clothing, signage, or
motor vehicles. Affiliates may describe themselves as an "The Virtual Benefits
Card Affiliate" in the business pages of the telephone directory. Affiliates
should not answer the telephone in any manner that might indicate or suggest
that the caller has reached a The Virtual Benefits Card corporate office.
Affiliates may not record or reproduce materials from any The Virtual Benefits
Card corporate function, event, speech, etc. Affiliates may not record,
reproduce, or copy any presentation or speech by any The Virtual Benefits Card
spokesperson, representative, speaker, officer, director, or other Affiliates.
Affiliates may not reproduce or copy any recording of a The Virtual Benefits
Card- produced media presentation including audio tapes, videotapes, CDs, etc.
Affiliates may not publish, or cause to be published, in any written or
electronic media, the name, photograph or likeness, copyrighted materials, or
property of individuals Affiliate with The Virtual Benefits Card without express
written authorization from the individual and/or The Virtual Benefits Card.
Affiliates may not publish, or cause to be published, in any written form or
electronic media, the copyrighted materials or property of The Virtual Benefits
Card, without express written authorization from The Virtual Benefits Card. Use
of Affiliate Name, Likeness, and Image - Affiliate consents to The Virtual
Benefits Card’s use of his/her name, testimonial (or other statements about The
Virtual Benefits Card, its products or opportunity in printed or recorded form,
including translations, paraphrases, and electronic reproductions of the same),
and image or likeness (as produced or recorded in photographic, digital,
electronic, video or film media) in connection with advertising, promoting, and
publicizing The Virtual Benefits Card opportunity or products, or any The
Virtual Benefits Card-related or -sponsored events.
AFFILIATE CLAIMS AND REPRESENTATIONS
Income Claims - Affiliates may not make income projections or claims or disclose
their The Virtual Benefits Card income (including the showing of checks, copies
of checks, or bank statements) when presenting or discussing The Virtual
Benefits Card opportunity or Compensation Plan, except as set forth in official
The Virtual Benefits Card literature. Unauthorized Recruiting - As an
independent contractor, The Virtual Benefits Card Affiliates may participate in
other direct selling or network marketing or multi-level marketing ventures
(collectively, "multi-level marketing"), and Affiliates may engage in selling
activities related to non-The Virtual Benefits Card products and services, if
they desire to do so. Although an Affiliate may elect to participate in another
multi-level marketing opportunity, he/she is prohibited from unauthorized
recruiting activities, which include the following: recruiting or enrolling The
Virtual Benefits Card customers or Affiliates for other multi-level marketing
business ventures, either directly or through a third party. This includes, but
is not limited to, presenting or assisting in the presentation of other
multi-level marketing business ventures to any The Virtual Benefits Card
Customer or Affiliate, or implicitly or explicitly encouraging any The Virtual
Benefits Card Customer or Affiliate to join other business ventures. It is a
violation of this policy to recruit or enroll a The Virtual Benefits Card
Customer or Affiliate for another multi-level marketing business, even if the
Affiliate does not know that the prospect is also a The Virtual Benefits Card
Customer or Affiliate; producing any literature, tapes, or promotional material
of any nature for another multi-level marketing business which is used by the
Affiliate or any third person to recruit The Virtual Benefits Card Customers or
Affiliates for that business venture; selling, offering to sell, or promoting
any competing products or services to The Virtual Benefits Card Customers or
Affiliates. Any product or services in the same generic category as a The
Virtual Benefits Card product or service is deemed to be competing; offering The
Virtual Benefits Card products or promoting The Virtual Benefits Card
Compensation Plan in conjunction with any non-The Virtual Benefits Card business
plan, opportunity, product, or incentive; offering any non-The Virtual Benefits
Card products or opportunities in conjunction with the offering of The Virtual
Benefits Card products or business plan or at any The Virtual Benefits Card
meeting, seminar, launch, convention, or other The Virtual Benefits Card
function; or where a prospective Affiliate or Customer accompanies an Affiliate
to a The Virtual Benefits Card meeting or function, no other The Virtual
Benefits Card Affiliate may recruit the prospect to enroll in The Virtual
Benefits Card or any other multi-level marketing business for a period of
fourteen (14) days or unless and until the Affiliate who brought the prospect to
the function advises the other The Virtual Benefits Card Affiliate that the
prospect has elected not to enroll in The Virtual Benefits Card and that the
Affiliate is no longer recruiting the prospect to enroll in The Virtual Benefits
Card, whichever occurs first. The Virtual Benefits Card will immediately cancel
the Affiliate of any Affiliate who violates this provision. Violations of this
policy are especially detrimental to the growth and sales of other Affiliates'
The Virtual Benefits Card businesses and to The Virtual Benefits Card’s
business; where an Affiliate participates in other multi-level marketing
ventures they may not participate in The Virtual Benefits Card’s Leadership
Bonus Program. Nor may they be invited to participate in The Virtual Benefits
Card leadership meetings, conferences, qualification seminars, and the like.
Post cancellation Solicitation Prohibited - A former Affiliate shall not
directly or through a third party solicit any Affiliate or Customer to enroll in
any direct sales, network marketing, or multi-level marketing program or
opportunity for a period of one (1) year after the cancellation of an individual
or entity's Affiliate User Agreement. This provision shall survive the
expiration of the Affiliate's obligations to The Virtual Benefits Card, pursuant
to the Affiliate User Agreement. Down line Genealogy Reports - The Virtual
Benefits Card Down line Genealogy Reports are confidential and contain
proprietary business trade secrets. An Affiliate may not use the reports for any
purpose other than for developing their The Virtual Benefits Card business.
During any term of the Affiliate User Agreement and for a period of five (5)
years after the termination or expiration of the Affiliate User Agreement
between Affiliate and The Virtual Benefits Card, for any reason whatsoever, an
Affiliate shall not, on his/her own behalf or on behalf of any other person,
partnership, association, corporation, or other entity: disclose any information
contained in the reports to any third party; use the reports to compete with The
Virtual Benefits Card; or Recruit or solicit any Affiliate or Customer listed on
the reports to participate in other multi-level marketing ventures. This
provision shall survive the termination or expiration of this Agreement.
Corporation, Partnerships, and Trusts - A corporation, partnership, or trust
(collectively referred to in this section as an "Entity") may apply to be a The
Virtual Benefits Card Affiliate by submitting its Certificate of Incorporation,
Partnership Agreement, or trust documents (these documents are collectively
referred to as the "Entity Documents") to The Virtual Benefits Card along with a
properly completed Corporation, Partnership DBA Registration Form. An Affiliate
may change its status under the same sponsor from an individual to a
partnership, corporation, or trust, or from one type of entity to another. To do
so, the Affiliate(s) must provide the entity documents and a properly completed
Affiliate Application and Agreement and the appropriate registration form. The
Corporation, Partnership DBA Registration Form must be signed by all of the
directors, shareholders, partners, trustees, or other individuals having
ownership interest in the business. Members of the entity are jointly and
severally liable for any indebtedness or other obligations to The Virtual
Benefits Card. As set forth herein, no individual may participate directly or
indirectly in more than one Affiliate. It is the responsibility of those persons
involved in the Entity to conform to the laws of the state in which their Entity
is formed. The Virtual Benefits Card reserves the right to approve or disapprove
any Affiliate Application and Agreement submitted by an Entity. For the purpose
of recognition and rewards, The Virtual Benefits Card will only recognize a
maximum of two persons in the Entity. The Entity must nominate each year, at its
Affiliate renewal time, the two nominees who may be the recipients of any
recognition, rewards, trips, and the like which the entity becomes entitled to
participate in. Deceptive Practices - Affiliates must fairly and truthfully
explain The Virtual Benefits Card products, opportunity, Compensation Plan, and
Policies and Procedures to prospective Affiliates. This includes: Being honest
and thorough in presenting material from The Virtual Benefits Card Compensation
Plan to all potential Affiliates; making clear that income from The Virtual
Benefits Card Compensation Plan is based on product sales and not merely on
sponsoring other Affiliates; making estimates of profit that are based on
reasonable predictions for what an average Affiliate would achieve in normal
circumstances; representing that past earnings in a given set of circumstances
do not necessarily reflect future earnings; not misrepresenting the amount of
expenditure that an average Affiliate might incur in carrying on the business;
not misrepresenting the amount of time an average Affiliate would have to devote
to the business to achieve the profit estimated, and not stating that profits or
earnings are guaranteed for any individual Affiliate; never stating or inferring
that you will build a Down line Organization for anyone else; never stating that
profits or earnings are guaranteed for an individual Affiliate; and never
stating that any consumer, business, or government agency has approved or
endorsed The Virtual Benefits Card products or its Compensation Plan; never
participating in down line purchasing (placing a sales order in a Retail Account
other than where the sale was generated). Independent Contractor Status -
Affiliates are independent contractors and are not purchasers of a franchise or
business opportunity. The agreement between The Virtual Benefits Card and its
Affiliates does not create an employer/employee relationship, agency,
partnership, or joint venture between the Company and the Affiliate. All
Affiliates are responsible for paying their own income and employment taxes.
Affiliates will not be treated as employees for any purpose including, but not
limited to, workers compensation, superannuation, or insurance. Each Affiliate
is encouraged to establish his/her own goals, hours, and methods of sale, so
long as he/she complies with applicable laws and the terms and conditions of the
Affiliate User Agreement. International - Affiliates may sell and promote The
Virtual Benefits Card’s products, opportunity, and services or recruit or enroll
any potential Affiliate or customer only in countries in which The Virtual
Benefits Card is approved for business, as announced in official The Virtual
Benefits Card communications. If an Affiliate desires to conduct business in an
authorized country other than the one in which they are an Affiliate, he/ she
must comply with all the applicable laws and regulations for that country.
Adherence to Laws and Ordinances - You must obey all laws that apply to your
business.
Affiliate limited to 1 - An Affiliate may operate, receive compensation from, or
have an ownership interest, legal or equitable, as a sole proprietorship,
partner, shareholder, trustee, or beneficiary, in only one The Virtual Benefits
Card Affiliateship. However, notwithstanding this rule, your spouse may become
an Affiliate and operate a second Affiliate as long your spouse's Affiliate is
placed below one of your Affiliates and not in a cross line sales organization.
The second Affiliate must be a bona fide Affiliate that is operated by the
person listed on the agreement and not by the owner of the first Affiliate.
Sale, Transfer, or Assignment of Affiliate - An Affiliate may not sell,
transfer, or assign their Affiliate rights to any person or entity without The
Virtual Benefits Card’s express written approval. To obtain approval, you must:
be an Affiliate in good standing as determined by The Virtual Benefits Card in
its sole discretion; before any transfer will be approved by The Virtual
Benefits Card, any debt obligations the selling Affiliate has with The Virtual
Benefits Card must be satisfied; the transferring Affiliate must be in good
standing and not in violation of any of the terms of the Affiliate User
Agreement or these Policies and Procedures, to transfer his/her Affiliate; the
combining of Affiliates is not permitted. The Virtual Benefits Card will not
approve the transfer of an Affiliate to any individual or Entity that is a
current Affiliate or who has an ownership interest in any Affiliate. Similarly,
The Virtual Benefits Card will not approve the transfer of an Affiliate to any
individual or Entity that has previously had any ownership interest in or
operated, an The Virtual Benefits Card Affiliateship; no individual Business
Centers may be transferred separately from the Affiliate. If an Affiliate wishes
to transfer his/her Affiliate, all Business Centers must be included in the
transfer; the transferring Affiliate must notify The Virtual Benefits Card
Compliance Department of his/her intent to transfer the Affiliate by completing
and submitting a signed Transfer of Affiliate and Affiliate Application Form. No
changes in line of sponsorship can result from the transfer of an Affiliate; the
transferee must be eligible to become an Independent The Virtual Benefits Card
Affiliate and be acceptable to The Virtual Benefits Card in every respect.
Separation of an Affiliate - If Affiliates wish to dissolve their jointly held
Affiliate, they must do so in such a way as to not disturb the income or
interests of their Up line and Down line Organizations. Affiliates should
consider the following when deciding whether or not to dissolve a jointly held
Affiliate: if a jointly owned Affiliate is dissolved, anyone of the joint owners
may operate the Affiliate, but the other joint owners must relinquish their
rights to, and interests in, the Affiliate; The Virtual Benefits Card cannot
divide a Down line Organization, nor can it split commission or bonus checks
between the joint owners; if a jointly owned Affiliate is dissolved, the
individual(s) who relinquished ownership in the original Affiliate may apply as
new Affiliates under any Sponsor but may not purchase or join an existing
Affiliate. Succession - If an Affiliate dies or becomes incapacitated, his/her
rights to commissions, bonuses, and Down line Organization, together with all
Affiliate responsibilities, will pass to his/her successor(s). Upon death or
incapacitation, the successor(s) must present The Virtual Benefits Card
Compliance Department with proof of death or incapacitation, along with proof of
succession, such as a Grant of Probate or an Enduring Power of Attorney, and a
properly completed Affiliate Application and Agreement. You may inherit and
retain another Affiliate even though you currently own or operate an Affiliate.
A non-Affiliate who acquires a Affiliate through succession must purchase a
current Business Starter Kit Taxes - The Virtual Benefits Card Affiliates must
comply with all relevant taxation legislation. Affiliates should seek
professional advice from their own accountant or tax advisor as to how to keep
proper business records and account for tax aspects of their independent
business. Affiliates' The Virtual Benefits Card income may be subject to income
tax and so must be properly accounted for in annual income tax returns.
Affiliates conducting their The Virtual Benefits Card business in a
business-like manner may also be entitled to deduct certain expenses incurred in
earning their The Virtual Benefits Card income. Such expenses should be properly
recorded and evidenced with receipts. Telephone and Email Solicitation - The use
of any automated telephone solicitation equipment in connection with the
marketing or promotion of The Virtual Benefits Card, its products, or The
Virtual Benefits Card opportunity is strictly prohibited. The use telemarketing
operations to sell products or services over the telephone, or to recruit
Affiliates, is strictly prohibited. Affiliates are also forbidden from sending
unsolicited e-mail messages or "spamming" to sell products or to recruit
Affiliates. Affiliates should also make themselves familiar with relevant
privacy legislation. Territories - There are no exclusive territories for
marketing The Virtual Benefits Card products or services, nor shall any
Affiliate imply or state that he/she has an exclusive territory to market The
Virtual Benefits Card products or services. Trade Shows and Expositions -
Affiliates may display and/or sell The Virtual Benefits Card products at trade
shows and expositions, but may not display or sell The Virtual Benefits Card
products at swap meets, garage sales, flea markets, or farmers' markets as these
events are not conducive to the image The Virtual Benefits Card wishes to
portray. The Virtual Benefits Card cannot supply inventory on consignment to
Affiliates operating stands at such events. All literature displayed at the
event must be official The Virtual Benefits Card literature and must clearly
identify the individual(s) as Affiliates.
TRANSFER OF SPONSORSHIP
Conflicting Enrolments - Every prospective Affiliate has the ultimate right to
choose his/her own Sponsor. As a general rule, the first Affiliate who does
meaningful work with a prospective Affiliate is considered to have first claim
to sponsorship. Basic tenets of common sense and consideration should govern any
dispute that may arise. In the event that a prospective Affiliate or any
Affiliate on behalf of a prospective Affiliate, submits more than one Affiliate
Application and Agreement to The Virtual Benefits Card, listing a different
Sponsor on each, the Company will only consider valid the first Affiliate
Application and Agreement that it receives, accepts, and processes. If there is
any question concerning the sponsorship of an Affiliate, the final decision will
be made by The Virtual Benefits Card. Cross-line Raiding - The Virtual Benefits
Card will not permit any change in the line of sponsorship except in the
following circumstances: where an Affiliate has been fraudulently or unethically
induced into joining The Virtual Benefits Card; where an incorrect placement was
made due to an Affiliate error, a change in the line of sponsorship can be made
to correct the error where a request for a change is made within 10 days of
enrolment. If you make such a request, you must also submit the written consent
of your Sponsor and that person's Sponsor along with the required placement
change fee. If at the time of the request you have any down line organization in
place, no change will be permitted in the line of sponsorship. In the event that
such a change is approved, commissions and bonuses earned will be adjusted
accordingly. In no case will a change of placement be approved where a signed
application has not been received by The Virtual Benefits Card; if you terminate
your Affiliate in writing you may rejoin under the Sponsor of your choice after
a period of six (6) months; following termination of your Affiliate, you may
participate as a Customer during the six (6) month period. In the event you
terminate your Affiliate, you forfeit all rights, bonuses, and commissions under
your previous line of sponsoring. You may not avoid compliance with this policy
through the use of DBAs, assumed names, corporations, partnerships, trusts,
spouse names, fictitious ID numbers, etc. If you have been "inactive" (i.e., no
purchases or sales of The Virtual Benefits Card products or participation in any
other form as an Affiliate) for a period of twelve (12) successive months, you
may terminate your; Affiliate in writing and rejoin immediately under the
Sponsor of your choice; cross-line raiding is strictly prohibited. "Cross-line
raiding" is defined as the enrolment or attempted enrolment of an individual or
Entity that already has a current Affiliate User Agreement on AFFILIATE with The
Virtual Benefits Card, or who has had such agreement within the preceding six
(6) calendar months within a different line of sponsorship. The use of trade
names, DBAs, assumed names, corporations, partnerships, trusts, spouse names,
fictitious ID numbers or any other vehicle to circumvent this policy is
prohibited. Affiliates may not demean, discredit, or invalidate other The
Virtual Benefits Card Affiliates in an attempt to entice another Affiliate to
become part of the first Affiliate's Down line Organization.
RESPONSIBILITIES OF AFFILIATES AND SPONSORS
Ongoing Supervision, Training, and Sales - Any Affiliate who sponsors another
Affiliate into The Virtual Benefits Card must train the new Affiliate in product
knowledge, effective sales techniques, the Compensation Plan, and the Policies
and Procedures. Affiliates must also supervise and monitor Affiliates in their
Down line Organization to ensure they conduct business professionally and
ethically, promote sales properly, and provide quality customer service. As an
Affiliate progresses through the various levels of leadership, his/her
responsibilities to train and motivate down line Affiliates will increase.
Non-Disparagement - In setting the proper example for their down line,
Affiliates must not disparage other The Virtual Benefits Card Affiliates, The
Virtual Benefits Card’s Products, the Compensation Plan, or the Company's
employees. Such disparagement constitutes a material breach of these Policies
and Procedures. Holding Applications or Orders - All Affiliates must forward to
The Virtual Benefits Card any forms and applications they receive from other
Affiliates or applicant Affiliates, or Customers or applicant Customers, on the
next business day after which the forms or applications are signed. Reporting
Policy Violations - Affiliates should report any observed violations of a policy
violation to The Virtual Benefits Card Compliance Department. Regarding The
Virtual Benefits Card Replicated Personal Website Fee of .03 Bitcoin
BONUSES AND COMMISSIONS
Bonus and Commission Cycles - The Virtual Benefits Card pays commissions on
daily and weekly cycles to the Affiliate's Ledgers located in the Affiliates
Back Office. An Affiliate must review his/her commissions and report any errors
or discrepancies to The Virtual Benefits Card within ten (10) days from the date
of the commission payment. Errors or discrepancies which are not brought to The
Virtual Benefits Card’s attention within the 10 day period will be deemed waived
by the Affiliate. Adjustment of Bonuses and Commissions - Affiliates earn
commissions and bonuses based on product sales to End Consumers. Accordingly,
The Virtual Benefits Card will adjust commissions and bonuses earned from any
sale when the Affiliate or any other end users returns the sold product for a
refund. The Virtual Benefits Card will deduct the sales volume attributable to
the returned product from the Up-line Affiliate's group volume within the first
two (2) weeks after the refund is given. Loss of Rights to Commissions – All
Affiliates are eligible to receive Sales Commissions. You must be an active
Affiliate and in compliance with the terms of the Affiliate User Agreement to
qualify for Quick Pay Bonuses, Dual Team Bonuses and Minimum Daily Bonuses.
Unclaimed Commissions - Affiliates who provide The Virtual Benefits Card with
incomplete or invalid bank account information will have their commission and
bonus retained as a credit. Any unclaimed credit will be held in trust for 12
months, during which time The Virtual Benefits Card may periodically notify the
Affiliates in writing of their credit balance.
DISPUTE RESOLUTION AND DISCIPLINARY PROCEEDINGS BETWEEN AFFILIATES
Grievances and Complaints - When an Affiliate has a grievance or complaint with
another Affiliate regarding any practice or conduct in relationship to their
respective The Virtual Benefits Card businesses, the complaining Affiliate
should first discuss the problem with the other Affiliate. If this does not
resolve the problem, the complaining Affiliate should report the problem to
his/her up line to resolve the issue at a local level. If the matter cannot be
resolved, it must be reported in writing to The Virtual Benefits Card Compliance
Department. The Compliance Department will review the complaint and make a final
decision. The complaint should identify specific instances of alleged improper
conduct and, to the extent possible, identify the relevant dates on which the
event(s) complained of took place, the location(s) where they occurred, and all
persons who have firsthand knowledge of the improper conduct. Compliance
Department Review - Upon receipt of a written complaint, The Virtual Benefits
Card Compliance Department will investigate the matter, review the applicable
policies, and render a decision on how the dispute shall be resolved. The
Compliance Department may also issue disciplinary sanctions consistent with the
provisions of this Agreement
DISPUTES BETWEEN THE VIRTUAL BENEFITS CARD AND AFFILIATES
Mediation and arbitration - All unresolved disputes and claims relating to The
Virtual Benefits Card, its Compensation Plan, its Products, the rights and
obligations of its Affiliates and The Virtual Benefits Card, or any other claim
or cause of action relating to product purchase(s) or performance, either of an
Affiliate or of The Virtual Benefits Card under the Affiliate User Agreement,
shall first be put before a mediator acceptable to both parties for resolution.
Each party shall bear its own costs in the mediation. Should mediation fail to
resolve the dispute then it shall be put before arbitration in Palm Beach
County, Florida, USA. Each party to the arbitration shall be responsible for
their own costs, including legal and filing fees. This agreement to mediate and,
failing mediation, arbitrate will survive any cancellation or expiration of the
Affiliate User Agreement. Nothing in these Policies and Procedures shall prevent
The Virtual Benefits Card from applying to and obtaining from any court having
jurisdiction a writ of attachment, temporary injunction, preliminary injunction,
permanent injunction, or other available relief to safeguard and protect The
Virtual Benefits Card’s interest prior to, during, or following the filing of
any arbitration or other proceeding, or pending the rendering of a decision or
award in connection with any arbitration or other proceeding. The existence of
any Affiliate claim or cause of action against The Virtual Benefits Card does
not preclude The Virtual Benefits Card from enforcing the Affiliate's covenants
and agreements contained in the Affiliate User Agreement. Jurisdiction, Venue,
and Choice of Law - The jurisdiction and venue of any matter pursuant to this
agreement shall reside in Broward County, Florida, USA. Disciplinary Actions -
Violation of any of the terms and conditions of the Affiliate User Agreement, or
any illegal, fraudulent, deceptive, or unethical business conduct by an
Affiliate, may result, at The Virtual Benefits Card’s discretion, in one or more
of the following sanctions: a written warning, clarifying the meaning and
application of a specific policy or procedure, and advising that a continued
breach ill result in further sanctions; probation, which may include requiring
an Affiliate to take remedial action and will include follow-up monitoring by
The Virtual Benefits Card to ensure compliance with the Agreement; withdrawal or
denial of an award or recognition, or restricting participation in The Virtual
Benefits Card-sponsored events for a specified period of time or until the
Affiliate satisfies certain specified conditions; suspension of certain
privileges of Affiliate, including but not limited to placing a product order,
participating in The Virtual Benefits Card programs, progressing in the
Compensation Plan, or participating as a Sponsor (including participating as an
International Sponsor), for a specified period of time or until the Affiliate
satisfies certain specified conditions; withholding commissions or bonuses for a
specified period of time or until the Affiliate satisfies certain specified
conditions; imposing fair and reasonable fines or other penalties in proportion
to actual damages incurred by The Virtual Benefits Card and as permitted by law;
and/or terminating an Affiliate.
AFFILIATE SERVICES
Changes to the Affiliate - Each Affiliate must immediately notify The Virtual
Benefits Card of all changes to the information contained on the Affiliate
Application and Agreement. Affiliates may modify their existing Affiliate User
Agreement by submitting a written request, a properly executed Affiliate
Application and Agreement, and appropriate supporting documentation. Addition of
Co-applicants - When adding a co-applicant to an existing Affiliate, The Virtual
Benefits Card requires both a written request and a properly completed Affiliate
Application and Agreement containing the applicant's and co- applicant's
signatures. The modifications permitted within the scope of this paragraph do
not include a change of sponsorship. Commission Statements/tax Invoices -
Commission Statements/Tax Invoices are provided for all active Affiliates
receiving a commission Check in your Affiliate Back Office. Errors or Questions
- In the event an Affiliate has questions about or believes that any errors have
been made regarding commissions, bonuses, Down line Genealogy Reports, orders,
or charges, the Affiliate must notify The Virtual Benefits Card within thirty
(30) days of the date of the purported error or incident in question. The
Virtual Benefits Card will not be responsible for any error, omission, or
problem not reported within thirty (30) days. Resolving Problems - If you have
any questions regarding shipments, orders, commissions and bonuses, or the
Compensation Plan, please write or call The Virtual Benefits Card Support
Services. Inactivity and Cancellation Policies - Affiliates who do not meet the
Personal Sales Volume requirements specified in The Virtual Benefits Card
Compensation Plan may not receive a commission and may lose accumulated Sales
Volume for the sales generated through their Down line Organization. Involuntary
Cancellation - An Affiliate's violation of any of the terms of the Affiliate
User Agreement, including any amendments which may be made by The Virtual
Benefits Card in its sole discretion from time to time, constitutes a material
breach of the Affiliate User Agreement and may result, at The Virtual Benefits
Card’s option, in any of the Disciplinary Actions listed herein, including
cancellation of his/her Affiliate. Involuntary Cancellation of an Affiliate will
result in the Affiliate's loss of all rights to his/her Down line Organization
and any bonuses and commissions generated thereby. An Affiliate whose Agreement
is involuntarily cancelled shall receive commissions and bonuses only for the
last full calendar week prior to termination. When an Affiliate is involuntarily
cancelled, the Affiliate will be notified by certified mail at the address on
file with the Company. Cancellation is effective on the date on which written
notice is mailed via certified mail, return receipt requested, to the
Affiliate's last known address or when the Affiliate receives actual notice of
cancellation, whichever occurs first. In the event of such Involuntary
Cancellation, the Affiliate must immediately cease to represent himself/herself
as a The Virtual Benefits Card Affiliate. The Affiliate may appeal the
termination to The Virtual Benefits Card Compliance Department. The Affiliate's
appeal must be in writing and must be received by the company within fifteen
(15) calendar days of the date of The Virtual Benefits Card’s cancellation
letter. If The Virtual Benefits Card does not receive the appeal within the
fifteen-day period, the cancellation will be final. The Affiliate must submit
all supporting documentation with his/ her appeal correspondence. The written
appeal will be reviewed by the Compliance Department. If the Affiliate files a
timely appeal of termination, the Compliance Department will review and
reconsider the termination, consider any other appropriate action, and notify
the Affiliate in writing of its decision. This decision of the Compliance
Department will be final. An Affiliate whose Affiliate User Agreement is
involuntarily cancelled may reapply to become an Affiliate twelve (12) calendar
months from the date of cancellation. Any such Affiliate wishing to reapply must
submit a letter to The Virtual Benefits Card Compliance Department setting forth
the reasons why he/she believes The Virtual Benefits Card should allow him or
her to operate an Affiliate. It is within The Virtual Benefits Card’s sole
discretion whether to permit such an individual to again operate a The Virtual
Benefits Card business. Written Cancellation - An Affiliate may cancel his/her
Agreement with The Virtual Benefits Card at any time and for any reason by
providing written notice to The Virtual Benefits Card indicating his/her intent
to discontinue his/her Affiliate status. The written notice must include the
Affiliate's signature, printed name, address, and appropriate identification
number. Effect of Cancellation - Following an Affiliate's voluntary or
involuntary cancellation, such former Affiliate shall have no right, title,
claim, or interest to the Downline Organization which he/she operated or any
bonus and/or commission from the sales generated by the organization. Following
an Affiliate's voluntary or involuntary cancellation, the former Affiliate shall
not hold himself or herself out as a The Virtual Benefits Card Affiliate shall
not have the right to sell The Virtual Benefits Card products or services, must
remove any The Virtual Benefits Card sign from public view, and must discontinue
using any other materials bearing any The Virtual Benefits Card logo, trademark,
or service mark. An Affiliate who is voluntarily cancelled will receive
commissions and bonuses only for the last full calendar week prior to his/her
cancellation. An Affiliate whose Agreement is involuntarily cancelled will
receive commissions and bonuses only for the last full calendar week prior to
cancellation, unless monies were withheld by the Company during an investigation
period. If an investigation of the Affiliate's conduct results in his/her
involuntary cancellation, he/she shall not be entitled to recover withheld
commissions and bonuses.
DEFINITIONS
Active Affiliate - An Affiliate who satisfies the minimum Personal Sales Volume
requirements as set forth in The Virtual Benefits Card Compensation Plan.
Affiliate - An individual who has executed an Affiliate application and
agreement which has been accepted by The Virtual Benefits Card. Affiliates are
required to meet certain qualifications and are responsible for the training,
motivation, support, and development of the Affiliates in their respective Down
line Organizations. Affiliates are entitled to purchase The Virtual Benefits
Card products at Affiliate prices, enroll Customers and new Affiliates, and take
part in all Company Affiliate programs. Agreement - The term Affiliate User
Agreement, as used in the Policies and Procedures, refers to the Affiliate
Application and Agreement, The Virtual Benefits Card’s Policies and Procedures,
and the Compensation Plan. Cancellation - Termination of an individual's
Affiliate. Cancellation may be either voluntary or involuntary Involuntary
Cancellation - Termination of an Affiliate which is initiated by The Virtual
Benefits Card. Voluntary Cancellation - The termination of an Affiliate
instituted by the Affiliate who elects to discontinue his/her affiliation with
The Virtual Benefits Card for any reason. Down line Organization - An
Affiliate's down line Organization consists of all Affiliates below him/her.
Genealogy Report - A report generated by The Virtual Benefits Card that provides
critical data relating to the identities of Affiliates and sales information of
each Affiliate's Down line Organization. This report contains proprietary trade
secret information. Left Side Group Sales Volume (GSV) - The commissionable
volume of products sold in the left down line leg of a particular Binary Comp
Plan structure. Right Side Group Sales Volume (GSV) - The commissionable volume
of products sold in the right down line leg of a particular Binary Comp Plan
structure. Immediate Household - An Affiliate, his or her spouse or defacto, and
dependents. Level - The layers of down line Affiliates in a particular
Affiliate's down line Organization. This term refers to the relationship of an
Affiliate relative to a particular up line Affiliate, determined by the number
of Affiliates between them who are related by sponsorship. Official The Virtual
Benefits Card Material - Literature, audio or video tapes, and other materials
developed, printed, published, or distributed by The Virtual Benefits Card.
Sponsor - An Affiliate who enrolls a new Affiliate or Preferred Customer and is
listed as the Sponsor on the Affiliate Application and Agreement. As the term
implies, the Sponsor has a responsibility to assist those he/she brings into the
business. Up line - The term refers to the Affiliate or Affiliates above a
particular Affiliate in a sponsorship line to the company. Conversely stated, it
is the line of Sponsors that links any particular Affiliate to the Company.
USER AGREEMENT
Last Updated May 25, 2019
Affiliate User Agreement between the named Applicant and The Virtual Benefits
Card, Inc effective under the terms and conditions below:
Applicant hereby applies for authorization as an Affiliate in The Virtual
Benefits Card’s network marketing program. For a period of 21 days from the
submission of this application, or until such time as The Virtual Benefits Card,
Inc notifies Applicant of this application's acceptance or rejection, Applicant
is provisionally authorized as an Affiliate and granted the rights to sell The
Virtual Benefits Card, Inc products and services. The Virtual Benefits Card, Inc
reserves the right to accept or reject any application for any reason. Upon
acceptance as an Affiliate by The Virtual Benefits Card, Inc, Applicant is
authorized as an Affiliate for one calendar year. The Company reserves the right
to terminate this Agreement at any time if the Company elects to: (1) cease
business operations; (2) dissolve as a business entity; or (3) terminate
distribution of its products and or services via direct selling channels, or at
any time upon not less than 7 days' notice and without further notice if the
Affiliate breaches this Agreement and fails to remedy the breach before the end
of the notice period. Applicant has read and agrees to be bound by the terms of
this agreement, The Virtual Benefits Card, Inc full Compensation Plan, Policies
& Procedures, Income Disclaimers, Terms of Use, Privacy Policy and Refund Policy
all of which are incorporated herein by reference and made a part hereof for all
purposes. The Virtual Benefits Card, Inc reserves the right to change the
Compensation Plan, Policies & Procedures, Income Disclaimers, Terms of Use,
Privacy Policy and Refund Policy at any time in its sole discretion, and
Applicant agrees to be bound by such changes. Applicant is an independent
contractor under the terms of this agreement, and not an agent, employee, or
legal representative of his/ her sponsor or The Virtual Benefits Card, Inc, and
will in no way represent him/herself as such. As such, Applicant has no power to
bind The Virtual Benefits Card, Inc to any obligation and Applicant is
responsible for all applicable income, sales, social security, unemployment or
other tax, license, or fee arising out of Applicant’s activities hereunder.
Applicant will not produce, promote, or use materials of any kind describing The
Virtual Benefits Card’s names, programs, products, and trademarked, copyrighted,
or otherwise protected materials except as permitted in The Virtual Benefits
Card’s policies. Applicant has the duty to supervise and train any Affiliates
that he/she may sponsor as described in the Policies and Procedures. Applicant
will explain The Virtual Benefits Card’s programs honestly and completely when
presenting them to others. Applicant understands and will make clear in any
presentation the following: that no earnings are guaranteed by The Virtual
Benefits Card, Inc or its programs; no Affiliate will earn money solely for
sponsoring; no specific amount of product must be purchased at any level;
commissions are based on product sales; that there are no exclusive territories
for Affiliates in the program. Applicant agrees that compensation is only paid
for sales of product and services as defined in the Policies and Procedures and
in the company's Compensation Plan. Any sale or assignment of this agreement
must be approved by The Virtual Benefits Card, Inc. Successors in interest or
assigns must comply with all program requirements. The undersigned hereby
acknowledges that he/she is of legal age and authorized to bind Applicant to
each of the terms set forth herein and to the terms of the Policies &
Procedures. Venue and jurisdiction for any action pertaining to this agreement
or any Affiliate agreement or claim between the parties hereto shall be in
Broward County, Florida, except where the laws of your state expressly require
the application of its laws. This agreement shall be governed by the laws of
United States. No purchase is necessary to become an Independent Affiliate.
You have the right to cancel your Agreement at any time and for any reason.
You are free to participate in other multilevel marketing ventures, but you may
not sell or promote to Affiliates or Customers of the company similar or
competitive products or services or any other multilevel marketing opportunity.
The Virtual Benefits Card, Inc genealogy reports are confidential and
proprietary business trade secrets. You may not use the reports for any purpose
other than to develop your The Virtual Benefits Card, Inc business.
Specifically, you must not disclose any information contained in the reports to
a third party or use the reports to compete with The Virtual Benefits Card, Inc
or to recruit or solicit Affiliates or Customers of the company to participate
in other multilevel marketing ventures. The Virtual Benefits Card’s failure to
exercise any rights as set forth in this agreement or to insist on your strict
compliance with the terms and conditions of this agreement and the Policies &
Procedures does not constitute a waiver of The Virtual Benefits Card’s right to
require compliance therewith. The Virtual Benefits Card’s waiver of any
Affiliate default does not affect The Virtual Benefits Card’s rights with
respect to any subsequent default or the rights or obligations of any other
Affiliate. Delays or omissions by The Virtual Benefits Card, Inc in exercising
rights which might arise from an Affiliate's default do not affect the company's
rights concerning the default or any subsequent default. The Virtual Benefits
Card, Inc reserves the right to cancel any Affiliate at any time for cause if
the Affiliate violates the terms and conditions of this Agreement or the
provisions of the Policies & Procedures or Compensation Plan. Taxpayer
Identification Number. If you are a United States person (including a resident
alien), you must provide The Virtual Benefits Card, Inc with your correct
taxpayer identification number ("TIN"), which for individuals is either your
Social Security Number ("SSN") or, if you are a resident alien and you do not
have and are not eligible to get an SSN, your Individual taxpayer Identification
Number ("ITIN"). For a distributorship that is a partnership, corporation,
company or association organized in the United States or under the laws of the
United States, you must provide The Virtual Benefits Card, Inc with your
employer Identification Number ("EIN"). If you fail to provide The Virtual
Benefits Card, Inc with a TIN or the TIN you provide to The Virtual Benefits
Card, Inc is incorrect, The Virtual Benefits Card, Inc will withhold and pay to
the IRS 28 percent of your income over $600, unless you certify to The Virtual
Benefits Card, Inc that you are a corporation exempt from backup withholding or
otherwise not subject to backup withholding. By signing this Agreement, you
certify that (i) the TIN you have provided to The Virtual Benefits Card, Inc is
correct, (ii) you are a United States person (including a resident alien),(iii)
if applicable, you are not subject to backup withholding, and (iv) you are
exempt from the requirement to report foreign financial assets under the Foreign
Account Tax Compliance Act ("FATCA"). You may be required from time to time to
provide The Virtual Benefits Card, Inc with personal information relating to
your this Agreement. The Virtual Benefits Card’s rights to use your personal
information and your rights to access and correct the personal information you
give The Virtual Benefits Card, Inc. are described in The Virtual Benefits
Card’s Policies & Procedures. By signing this Agreement, you consent to The
Virtual Benefits Card’s collection, use, and disclosure of your personal
information in accordance with The Virtual Benefits Card’s Policies &
Procedures. By registering on our website, you give The Virtual Benefits Card,
Inc consent to contact you by telephone, facsimile transmission, e-mail or text,
concerning your Affiliate Agreement, and any related The Virtual Benefits Card,
Inc matter. Affiliate agrees not to contact or initiate contact at any time or
for any purpose, either directly or indirectly, with any officers, directors,
shareholders, consultants, attorneys, employees, agents or other affiliates of
The Virtual Benefits Card’s Vendors or Suppliers, unless such approval is
specifically granted in written form by The Virtual Benefits Card, Inc, which
shall be considered on a case-by-case basis. Any communication sent by any
Affiliate to The Virtual Benefits Card’s Vendors or Suppliers, either directly
or indirectly to any officers, directors, shareholders, consultants, attorneys,
employees, agents or other affiliates of The Virtual Benefits Card’s Vendors or
Suppliers is in direct violation of this Agreement and could result in the
termination of your Agreement. This includes any and all verbal and or written
communications. From time to time The Virtual Benefits Card, Inc may invite
guest from The Virtual Benefits Card’s Vendors or Suppliers to speak on The
Virtual Benefits Card, Inc webinars and conference calls, such guest appearance
do not constitute The Virtual Benefits Card’s approval for furthered
communications with The Virtual Benefits Card’s Vendors or Suppliers. You
further agree and understand that the only entity which has an Agreement with
The Virtual Benefits Card’s Vendors or Suppliers is The Virtual Benefits Card,
Inc. To the maximum extent permitted by law, The Virtual Benefits Card, Inc, its
parent or affiliated companies, directors, officers, shareholders, employees,
assigns, and agents (collectively referred to as "affiliates"), shall not be
liable for, and I release The Virtual Benefits Card, Inc and its affiliates
from, all claims for consequential and exemplary damages for any claim or cause
of action relating to the Agreement. You further agree to release The Virtual
Benefits Card, Inc and its Affiliates from all liability arising from or
relating to: (a) my, or any other Affiliate 's, breach of the Agreement; (b) the
promotion or operation of a The Virtual Benefits Card, Inc business by me or any
other Affiliate and any activities related to it, including, but not limited to,
the presentation of Products/Services or the Company Compensation Plan, the
operation of a motor vehicle, the lease of meeting or training facilities, etc.,
and agree to indemnify The Virtual Benefits Card, Inc and its Affiliates for any
liability, damages, fines, penalties, or other; (c) any incorrect data or
information provided by me or any other Affiliates to The Virtual Benefits Card,
Inc; (d) my, or any other Affiliate's, failure to provide any information or
data necessary for The Virtual Benefits Card, Inc to operate its business; or
(e) awards arising from any unauthorized conduct that I undertake in operating
my business. I further agree to indemnify The Virtual Benefits Card, Inc for any
liability, damages, fines, penalties or other awards arising from any
unauthorized conduct that I undertake in operating my The Virtual Benefits Card,
Inc business.
CONTACT US
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RAPID PAY COMMISSIONS ON ALL CASH SALES.
RAPID PAY COMMISSIONS
All Affiliates are eligible to receive our Rapid Pay Commissions which are paid
on purchases made by those you have personally sponsored. There are no
qualification requirements in order to receive our Rapid Pay Commissions. Rapid
Pay Commissions are paid in an amount of twenty five percent (25%) of the
purchase price of all cash purchases made by those you have sponsored.
Rapid Pay Commissions are calculated and displayed in in real time in your Back
Office and released to your Internal Ledger 3 days later. Please note that
withdrawals from the internal ledger require that the ABC Quarterly
Administrative Fee has been paid and remains current at the time of withdrawal.
Sales Commissions on All Ad Pack Sales
INCOME DISCLAIMERS
No commissions are paid for the act of recruiting. Compensation is earned only
when a sale of our product is made. Any purchase of any our products or services
are completely optional, no Affiliate is required to sell or purchase a
membership, product or service.
Any examples of income or earnings potential written herein are intended as
educational material only and are not to be considered as projections of your
actual earnings. They are intended only to explain the method of compensation.
Your actual earnings will depend on many factors such as personal effort,
ability, and the efforts of your down-line. Earnings will vary from individual
to individual. Some Affiliate’s may earn much more than others. Some Affiliate’s
will earn nothing. NO EARNINGS ARE GUARANTEED. While your up-line Affiliates are
expected to help you with training and support, it is not reasonable to expect
earnings without significant ongoing personal effort. Any promises to the
contrary from other Affiliate’s should be disregarded. You should carefully
consider your level of commitment before becoming involved.
There are no commissions paid for the act of referring people into the VCash
Opportunity and there is no requirement to purchase products or services to
earn. We strongly encourage you not to join purely based on what any one of our
Compensation Plan has to offer. Instead, focus on the complete package which
includes our products and services, the practicality of our business opportunity
and the fairness of our Compensation Plans. Before joining, you must fully
review the entire VCash legal section which can be found by here on our Website.
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× Sales Commissions on All Ad Pack Sales
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VCASH COMP PLAN
DOUBLER ADVANCES
All ABC Affiliates with remaining "Out of Pocket" costs stemming from the
purchase of our Star Ad Packages will receive a pro-rata share amount calculated
from all company wide sales made. During the time in which your Star Ad Packages
are maturing via the efforts of the publicly traded companies we have chosen to
work with ABC allocates 25% of all Cash Sales made on all ABC product lines to
reduce your "Out of Pocket" cost of the Star Ad Package program. 25% of the
total amount of cash sales made during the previous 15 day period is paid to all
Active Affiliates with remaining "Out of Pocket" costs on a pro-rata basis.
Doubler Advances are calculated and paid twice monthly.
Doubler Advances and calculated on the 1st and 15th of each month and a released
to your USD Ledger 3 days later.
INCOME DISCLAIMERS
No commissions are paid for the act of recruiting. Compensation is earned only
when a sale of our product is made. Any purchase of any our products or services
are completely optional, no Affiliate is required to sell or purchase a
membership, product or service.
Any examples of income or earnings potential written herein are intended as
educational material only and are not to be considered as projections of your
actual earnings. They are intended only to explain the method of compensation.
Your actual earnings will depend on many factors such as personal effort,
ability, and the efforts of your down-line. Earnings will vary from individual
to individual. Some Affiliate’s may earn much more than others. Some Affiliate’s
will earn nothing. NO EARNINGS ARE GUARANTEED. While your up-line Affiliates are
expected to help you with training and support, it is not reasonable to expect
earnings without significant ongoing personal effort. Any promises to the
contrary from other Affiliate’s should be disregarded. You should carefully
consider your level of commitment before becoming involved.
There are no commissions paid for the act of referring people into the VCash
Opportunity and there is no requirement to purchase products or services to
earn. We strongly encourage you not to join purely based on what any one of our
Compensation Plan has to offer. Instead, focus on the complete package which
includes our products and services, the practicality of our business opportunity
and the fairness of our Compensation Plans. Before joining, you must fully
review the entire VCash legal section which can be found by here on our Website.
Close
× Quickpay Bonus Chart
× Quick Pay Bonuses on Initial Sale and Re-Purchases
×
DOUBLER ADVANCES
DOUBLER ADVANCES
All ABC Affiliates with remaining "Out of Pocket" costs stemming from the
purchase of our Star Ad Packages will receive a pro-rata share amount calculated
from all company wide sales made. During the time in which your Star Ad Packages
are maturing via the efforts of the publicly traded companies we have chosen to
work with ABC allocates 25% of all Cash Sales made on all ABC product lines to
reduce your "Out of Pocket" cost of the Star Ad Package program. 25% of the
total amount of cash sales made during the previous 15 day period is paid to all
Active Affiliates with remaining "Out of Pocket" costs on a pro-rata basis.
Doubler Advances are calculated and paid twice monthly.
Doubler Advances and calculated on the 1st and 15th of each month and a released
to your USD Ledger 3 days later.
Each Dual Team structure has two sides, a Left Team and a Right Team. With the
Dual Team Bonuses you can earn up to 10% of the Ad Package sales volume on the
Team with less sales volume to an unlimited depth. With the Dual Team your
strong Team sales volume are only reduced by sales volume for which you are paid
on, leaving the remaining sales volume to carry over to the next pay period.
Earn up to 10% of the weak leg based on your Status as follows;
Dual Team Free Active 1 Star 2 Star 3 Star 4 Star 5 Star 6 Star 7 Star Weak Leg
0% 0% 2% 3% 4% 5% 6% 7% 10%
To qualify for the Dual Team Bonuses an Affiliate must personally maintain an
active Ad Package and have sponsored one Affiliate on the Left Team that has an
active Ad Package and one Affiliate on the Right Team that has an active Ad
Package. Should an Affiliate remain inactive for 7 consecutive days, all
accumulated volume will be flushed from both Teams.
All Personally Sponsored Remain Personally Sponsored for Quickpay Bonuses
Dual Team Bonus calculations take place weekly and are displayed in your back
office at that time. Dual Team Bonus are then added to your Minimum Daily
Earnings that have been paid and are released when the value of your Ad Package
purchase has been doubled. For those that own more than one Ad Package the Dual
Team Bonuses are pro-rata distributed among your active packages. Please note
that total disbursements of Dual Team Bonuses are capped based on a percentage
of the amount of volume contributed to the Dual Team Bonuses during the previous
365 days. This cap is provided to protect the Company and its Affiliates from
the natural creep of this type of compensation program. The maximum weekly
earnings are also subject to change based on the natural creepage associated
with this type of compensation plan.
INCOME DISCLAIMERS
No commissions are paid for the act of recruiting. Compensation is earned only
when a sale of our product is made. Any purchase of any our products or services
are completely optional, no Affiliate is required to sell or purchase a
membership, product or service.
Any examples of income or earnings potential written herein are intended as
educational material only and are not to be considered as projections of your
actual earnings. They are intended only to explain the method of compensation.
Your actual earnings will depend on many factors such as personal effort,
ability, and the efforts of your down-line. Earnings will vary from individual
to individual. Some Affiliate’s may earn much more than others. Some Affiliate’s
will earn nothing. NO EARNINGS ARE GUARANTEED. While your up-line Affiliates are
expected to help you with training and support, it is not reasonable to expect
earnings without significant ongoing personal effort. Any promises to the
contrary from other Affiliate’s should be disregarded. You should carefully
consider your level of commitment before becoming involved.
There are no commissions paid for the act of referring people into the VCash
Opportunity and there is no requirement to purchase products or services to
earn. We strongly encourage you not to join purely based on what any one of our
Compensation Plan has to offer. Instead, focus on the complete package which
includes our products and services, the practicality of our business opportunity
and the fairness of our Compensation Plans. Before joining, you must fully
review the entire VCash legal section which can be found by here on our Website.
Close
× Dual Team Bonuses
× All Personally Sponsored Remain Personally Sponsored for Quickpay Bonuses
×
VCASH COMP PLAN
AD PACK MIMIMUM WEEKDAY BONUSES
Ad Pack Weekday Bonuses are derived from the sales revenues shared with VCash by
the public company in exchange for ABC System’s marketing efforts and
advertising funds and can very on a day to day basis. Due to the un-predictable
nature of the daily amounts VCash has established the following minimums.
Ad Package minimum weekday bonuses are paid on your personal Ad Package
purchases until you receive two times the cost of the Ad Package purchased.
Currently the Ad Pack minimum weekday bonus is one quarter percent (1/4%) of the
Ad Pack purchase amount. Those who choose to activate ABC System’s Auto-purchase
setting currently receive a minimum weekday bonus of one half percent (1/2%) of
the Ad Pack purchase amount. Additionally, those who choose to activate ABC
System’s Auto-upgrade setting receive a minimum weekday bonus of two percent
(2%) of the Ad Pack purchase amount. All amounts are subject to change at any
time at the sole discretion of the VCash Management Team.
Minimum Daily Payments
Ad Pack Daily Bonuses are calculated and paid Monday through Friday and are
displayed in your Back Office and are then released to your internal USD Ledger
when the amount of your Ad Package purchase has been doubled. Please note that
the Auto-purchase and Auto-upgrade settings may extend the release dates of your
Package.
AD UNIT MINIMUM MONTHLY BONUSES
Monthly Bonuses are based on the sales revenues shared with VCash by the public
company for in exchange for VCash marketing assistance, efforts and direct
advertising and can very on a month to month basis. VCash has established the
following minimums.
Ad Unit Monthly Bonuses are paid on your personal Ad Unit purchases each month.
Currently the Ad Unit minimum monthly bonus is 10% of the Ad Unit purchase
amount, which amount is subject to change at any time at the sole discretion of
the VCash Management Team.
The Ad Unit can be canceled/terminated at any time with the following
cancelation/terminations fees;
* Cancelation during days 1- 90 the termination fee is 25% of the Ad Unit
* Cancelation during days 91 - 180 the termination fee is 15% of the Ad Unit
* Cancelation during days 181 - 270 the termination fee is 10% of the Ad Unit
* Cancelation during days 371 - 365 the termination fee is 2% of the Ad Unit
* Cancelation after day 365 there is no termination fee.
Ad Unit Monthly Bonuses are calculated every 30 days and displayed in your Back
Office. The bonuses are then released to your Internal Ledger 3 days later.
INCOME DISCLAIMERS
No commissions are paid for the act of recruiting. Compensation is earned only
when a sale of our product is made. Any purchase of any our products or services
are completely optional, no Affiliate is required to sell or purchase a
membership, product or service.
Any examples of income or earnings potential written herein are intended as
educational material only and are not to be considered as projections of your
actual earnings. They are intended only to explain the method of compensation.
Your actual earnings will depend on many factors such as personal effort,
ability, and the efforts of your down-line. Earnings will vary from individual
to individual. Some Affiliate’s may earn much more than others. Some Affiliate’s
will earn nothing. NO EARNINGS ARE GUARANTEED. While your up-line Affiliates are
expected to help you with training and support, it is not reasonable to expect
earnings without significant ongoing personal effort. Any promises to the
contrary from other Affiliate’s should be disregarded. You should carefully
consider your level of commitment before becoming involved.
There are no commissions paid for the act of referring people into the VCash
Opportunity and there is no requirement to purchase products or services to
earn. We strongly encourage you not to join purely based on what any one of our
Compensation Plan has to offer. Instead, focus on the complete package which
includes our products and services, the practicality of our business opportunity
and the fairness of our Compensation Plans. Before joining, you must fully
review the entire VCash legal section which can be found by here on our Website.
Close
× Minimum Daily Payments to Your ABC Ledger
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