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POST thankyou.php

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        <label for="leadid_tcpa_disclosure"> By submitting this form, you are authorizing loanDepot.com, LLC, mellohome Services, LLC, mello Insurance Services, LLC and its corporate parents, affiliates and partners to deliver or cause to be
          delivered to you (including through agents and authorized third-parties) telemarketing promotions for products or services in addition to those about which you are applying, but that may be of interest to you using an automatic telephone
          dialing system or an artificial or prerecorded voice and text messages to the phone numbers you provided above. You are not required to sign this agreement as a condition of purchasing any property, goods, or services. </label>
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Text Content

GET THE CASH YOU NEED. START HERE.

WHY CHOOSE US?

 * We are a direct mortgage lender
 * You get low refinance rates and fast approval reviews
 * We are federally and state licensed in accordance with the federal
   government’s S.A.F.E. Act

LOCK IN BEFORE RATES RISE!


I'M LOOKING TO…

 * TAKE CASH OUT
 * REFINANCE
 * PURCHASE




HOME DESCRIPTION:

 * SINGLE FAMILY
 * MULTIPLE FAMILY
 * CONDOMINIUM
 * TOWNHOUSE




YOUR CREDIT PROFILE:

 * EXCELLENT: 720+
 * GOOD: 680-719
 * FAIR: 620-679
 * POOR: < 620




YOUR ZIP CODE:






PLEASE PROVIDE BORROWER INFO:

First Name*
Last Name*
Street address*
City*
Alabama Alaska Arizona Arkansas California Canal Zone Colorado Connecticut
Delaware District of Columbia Florida Georgia Guam Hawaii Idaho Illinois Indiana
Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota
Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico
North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Puerto Rico Rhode
Island South Carolina South Dakota Tennessee Texas Utah Vermont Virgin Islands
Virginia Washington West Virginia Wisconsin Wyoming State
Email*
Phone*
By submitting this form, you are authorizing loanDepot.com, LLC, mellohome
Services, LLC, mello Insurance Services, LLC and its corporate parents,
affiliates and partners to deliver or cause to be delivered to you (including
through agents and authorized third-parties) telemarketing promotions for
products or services in addition to those about which you are applying, but that
may be of interest to you using an automatic telephone dialing system or an
artificial or prerecorded voice and text messages to the phone numbers you
provided above. You are not required to sign this agreement as a condition of
purchasing any property, goods, or services.

REFINANCE, PURCHASE OR CASH OUT EQUITY.
GET STARTED ONLINE.


WE ARE GRATEFUL AND PROUD OF OUR PURPOSE.

For more than 12 years, we’ve been helping customers achieve
their home purchase and refinance goals.

$275B

CONSUMER LOANS FUNDED

$179B

MORTGAGES REFINANCED

$96B

NEW HOME PURCHASE & LOANS

200+

LOCATIONS NATIONWIDE


REFINANCE OR PURCHASE WITH CONFIDENCE

GET STARTED ONLINE

LIFETIME WAIVER OF FEES

*After you refinance with us once, we’ll waive the lender fees and reimburse
appraisal fees on any future refinance with loanDepot.

*Subject to the conditions and contract requirements. See disclosure.

MORTGAGE EXPERTISE

As a state licensed pioneer in our industry, loanDepot has funded more than $275
billion in loans since 2010.

NO OBLIGATION QUOTE

Get a rate quote - with no impact to your credit score². Fund in as little as 2
weeks.


REFINANCE

Let’s see if Home Refinancing makes sense for you?

 * Has your income increased?
 * Do you need to consolidate debt?
 * Has the equity in your home increased?
 * Do you need money for a major expense?
 * Has your credit rating improved?

GET STARTED ONLINE


PURCHASE

Why fund Your Home Purchase with loanDepot?

 * Exceptional customer service
 * Quality, competitive loan options
 * Licensed in all 50 states
 * Tech-enabled lending platform
 * Has your credit rating improved?

GET STARTED ONLINE


CASH OUT

It's Your Equity! What Are Your Options?

 * Easy Lump Sum home equity line of credit
 * Apply in minutes¹
 * Competitive Rates
 * Receive your cash in little as 2 weeks³
 * Interest-only payments for the first 10 years5

GET STARTED ONLINE

The loanDepot HELOC is not available in all states. Please contact loanDepot for
more details.

The loanDepot HELOC has a variable interest rate based on an index (WSJ Prime
Rate) plus a margin set by the lender. Your APR will not exceed 18.00% at any
time during the term of your account (could vary based on limits imposed by
state law). Line amounts available between $35,000 and $250,000 or as defined by
state law. Line amount product availability depends on your property equity.
There are no third-party fees. The loanDepot HELOC has a 30-year term. A 3-year
draw period (within a 10-yr interest only period) and a 20-year repayment
period. The minimum monthly payment during the first 10 years is interest only
and is fully amortized over 240 months during the repayment phase. Minimum
payment is $100. The origination will be up to 5% of the line amount, or the
maximum allowed by state law, whichever is less.  A HELOC requires you to pledge
your home as collateral and you could lose your home if you fail to repay.
Offers, rates and fees are subject to change without notice. Credit criteria,
exclusions, and limitations apply.

1 Funding timelines vary based upon verifications of income, employment,
property condition or property value are needed. The application process is
digital but Remote Online Notarization (RON) is not available. You will need to
connect with an in-person notary to complete the process.

2 Completing an offer inquiry will not impact your credit score and will allow
you to see offers containing potential terms and rates; however, if you submit
an application, we will report a hard inquiry to one or more of the consumer
reporting agencies.

3 Available funds are accessible via ACH /Wire

4 loanDepot.com’s home equity line of credit (HELOC) is an open-end product
where a minimum draw amount of seventy-five percent (75%) or hundred percent
(100%) of the requested line amount (minus the origination fee) will be drawn at
the time of origination. Lines less than $50,000 require a 100% draw (minus the
origination fee) at loan funding. No additional draws may be taken for 90 days
following the closing date. As you repay the balance on the line, you may make
additional draws during the draw period at the current interest rate. After the
draw period ends, you will no longer be able to obtain credit advances and must
pay the outstanding balance over 240 months.

5 The amount you owe does not go down with each interest only payment. Your
principal and interest payment will be higher than the interest only payments.
loanDepot.com’s home equity line of credit (HELOC) is an open-end product where
a minimum draw amount of seventy-five percent (75%) or hundred percent (100%) of
the requested line amount (minus the origination fee) will be drawn at the time
of origination. Lines less than $50,000 require a 100% draw (minus the
origination fee) at loan funding. No additional draws may be taken for 90 days
following the closing date. As you repay the balance on the line, you may make
additional draws during the draw period at the current interest rate. After the
draw period ends, you will no longer be able to obtain credit advances and must
pay the outstanding balance over 240 months.

Important Notice to Servicemembers and Their Dependents. If you are currently
eligible for benefits provided by Servicemembers Civil Relief Act (SCRA),
refinancing current debt may not be beneficial. Opinions expressed within this
content are solely loanDepot’s and do not take into consideration your
individual circumstances. To learn whether a HELOC is right for you, please
reach out to one of our HELOC experts at (866) 790-3940. All trademarks and
related logos, including but not limited to, loanDepot, LD, mellohome, are
property of loanDepot.com, LLC and/or loanDepot.com, LLC affiliates.

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This site is not authorized by the New York State Department of Financial
Services. No mortgage loan applications for properties located in the state of
New York will be accepted through this site.

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