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Effective URL: https://www.healthconnectinsurance.com/covered-california-health-plans/
Submission: On October 26 via api from US — Scanned from DE
Effective URL: https://www.healthconnectinsurance.com/covered-california-health-plans/
Submission: On October 26 via api from US — Scanned from DE
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</form>Text Content
HAS YOUR JOB SITUATION CHANGED DUE TO COVID-19? LOSS OF HEALTH INSURANCE?
Quote and apply for subsidized health insurance by Clicking HereClicking Here
Talk to an agent!(800) 786-5495
* Home
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COMPARE LOWEST 2022 HEALTH PLANS IN CALIFORNIA
GET INSURED IN
3 EASY STEPS!
GET QUOTE
COMPARE PLANS
APPLY ONLINE
GET INSURED IN 3 EASY STEPS!
GET QUOTE
COMPARE PLANS
APPLY ONLINE
COVERED CALIFORNIA IS THE STATE EXCHANGE WHERE CALIFORNIANS ARE ABLE TO SHOP
BRAND-NAME HEALTH INSURANCE COMPANIES, AND RECEIVE FINANCIAL HELP BASED ON
INCOME. SINCE OCTOBER OF 2013, WHEN YOU APPLY THROUGH COVERED CALIFORNIA YOU MAY
QUALIFY FOR A DISCOUNT ON YOUR HEALTH INSURANCE PLAN, OR GAIN ACCESS TO THE
STATE’S MEDI-CAL PROGRAM. REGARDLESS OF WHICH ROUTE YOU TAKE, LET COVERED
CALIFORNIA’S FREE SERVICE MAKE THE PROCESS EASY!
See If You Qualify for Financial Help
* Does your household fit into one of these categories?
Number of people in your household Annual family income 1 $25,520 - $76,560 2
$34,480 - $103,440 3 $43,440 - $130,320 4 $52,400 - $157,200 5 $61,360 -
$184,080 6 $70,320 - $210,960
How do I estimate my family income?
* Yes
* No, I make more than this
We’ve Located 50+ Health Plans and Discounts Near You
Show All Health Plans
8 GOLD PLANS
* Higher premiums/copays
* In network doctors
* 80% of services covered
Get Pricing Now
5 SHORT TERM PLANS
* Low monthly rates
* No enrollment period
* Next day coverage
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13 SILVER PLANS
* Moderate premiums/copays
* In network doctors
* 70% of services covered
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5 PPO PLANS
* Higher out-of-pocket costs
* Your choice of providers
* Varying % of services covered
Get Pricing Now
11 BRONZE PLANS
* Low premiums/copays
* In network doctors
* 60% of services covered
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4 HMO PLANS
* Low premiums/copays
* In network doctors
* 100% of services covered
Get Pricing Now
Select Products
Medicare
Life
Critical Illness
Health Insurance
with Subsidy
without Subsidy
Child Only
17 OBAMACARE PLANS
* Subsidies available
* Multiple plan options
* Price flexibility
Get Pricing Now
11 BRONZE PLANS
* Low premiums/copays
* In network doctors
* 60% of services covered
Get Pricing Now
8 GOLD PLANS
* Higher premiums/copays
* In network doctors
* 80% of services covered
Get Pricing Now
5 SHORT TERM PLANS
* Low monthly rates
* No enrollment period
* Next day coverage
Get Pricing Now
13 SILVER PLANS
* Moderate premiums/copays
* In network doctors
* 70% of services covered
Get Pricing Now
5 PPO PLANS
* Higher out-of-pocket costs
* Your choice of providers
* Varying % of services covered
Get Pricing Now
Select Products
Medicare
Life
Critical Illness
Health Insurance
with Subsidy
without Subsidy
Child Only
HOW HEALTH CONNECT INSURANCE AGENCY CAN HELP YOU?
Our individual specialist can answer your questions about affordable health
insurance and even enroll you over the phone. Call us today (800) 786-5495 or
send us an email.
WHY DO I NEED INSURANCE?
Having insurance is an important way to stay healthy and to pay for health care
if you get sick or injured. Health insurance can not only assure your access to
care to keep your body healthy, it also protects your peace of mind – you can
rest assured that you will have help when you need it most.
WHEN CAN I APPLY FOR COVERED CA?
* Anyone can apply during OPEN ENROLLMENT, which takes place Nov. 1, 2020,
through Jan. 31, 2021
* If you miss Open Enrollment, you can still apply for Covered CA if you have a
QUALIFYING LIFE EVENT (QLE). Examples of QLE’s are:
* Loss of health coverage (increased income resulting in losing eligibility
for Medi-Cal)
* Changes in household (getting married, having a baby)
* Changes in residence (moving to California from out of state)
* Becoming a U.S. Citizen
* For a full list of QLE’s click HERE
WHAT IS COVERED CALIFORNIA?
Covered California is part of the Affordable Care Act, and is working to provide
affordable health insurance for everyone. We are currently informing people
about the benefits to Covered California.
ABOUT HEALTH CONNECT INSURANCE AGENCY
Health Connect Insurance Agency is a dedicated Covered California in-person
assistance and enrollment center. We are a group of Affordable Care Act
specialist who are licensed and certified by Covered California and the
California Department of Insurance to provide enrollment and renewal assistance
in the Covered California insurance programs. There is NO COST for our services.
Our specialists are trained to help individuals through the enrollment and
renewal process. We provide assistance with Covered California plans throughout
the year, not just during open enrollment. It is our goal to make the enrollment
process easy and understandable so our clients are able to make the best
decisions for themselves. We strive to ensure that our clients have the
necessary information to make an educated decision about their health provider
and the ability to make changes when they arise. Contact us for more information
or make an appointment to review your specific insurance options.
We are Covered California Certified Insurance Agents. “Covered California,”
“California Health Benefit Exchange”, and the Covered California Logo are
registered trademarks or service marks of Covered California, in the United
States. This web site is owned and maintained by Health Connect Insurance Agency
, which is solely responsible for its content. This site is not maintained by or
affiliated with Covered California, and Covered California bears no
responsibility for its content. The e-mail addresses and telephone numbers that
appear throughout this site belong to Health Connect Insurance Agency . and
cannot be used to contact Covered California.
LET'S GET STARTED
* First Name*
* Last Name*
* Email*
* Phone Number*
* How would you categorize your message?*
How would you categorize your message?General question or commentInformation
on a new insurance planInformation on an existing insurance plan through our
agencyHealth and life insurance quote requestComment about my website
* Message*
* CAPTCHA
CONTACT INFO
Health Connect Insurance Agency
302 N. Tustin Avenue Suite 201
Santa Ana, CA 92705
Hours: Mon-Fri 8am – 5pm, Sat 10am – 5pm
Call: (800) 786-5495
Email: Enrollments@www.healthconnectinsurance.com
CA License# 0L29729
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CA License# 0L29729
Speak with a licensed insurance agent (800) 786-5495 Hours: Mon-Fri 8am – 5pm,
Sat 10am – 5pm
* About Us
* Contact
* Privacy Policy
* Terms & Conditions
Disclaimer: Health Connect Insurance Agency is a privately owned and operated
independent healthcare marketplace, not a health insurance carrier or government
website. Any logos, copyrights, or trademarks are the property of their
respective owners. Insurance products, companies, and regulations vary by state,
and the insurance companies and/or products listed or displayed on this page may
not be available in all instances.
© Copyright 2022 All Rights Reserved
Estimating Your Family Income
Your estimate should include the combined income of all family members for the
year you plan to have coverage.
We ask you to estimate your family income in order to
determine how much financial help you might receive, if any.
Close
Estimating Your Family Income
Your estimate should include the combined income of all family members for the
year you plan to have coverage.
We ask you to estimate your family income in order to determine how much
financial help you might receive, if any.
Close
Close
Close
Close
Close
Close
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Site.
Conduct of Users: While accessing this Site, you formally provide an explicit
agreement to never post, transmit or circulate the subsequent content: (1)
materials secured by intellectual property laws and/or copyright protections,
unless permission was received from the proper owner prior to posting; (2) any
material deemed defamatory, derisive, reproachful, slanderous, libelous,
malicious, injurious, unlawful, spiteful, objectionable, censorious, rude,
unkind, invasive, sexually graphic or violent (explicit or implicit); (3)
content that reduces or interferes with the enjoyment of others perusing and
using the Site; (4) text or images that instigate criminal behavior and illegal
activities, therefore summoning charges of civil liberty; (5) computer worms,
infections, viruses, spyware, malicious coding, malware, deceptive URLs,
unverified claims, deceitful commercials, Trojan horses, and any other
contribution that could be considered hazardous.
You also affirm that you will abide by our usage requests by promising not to do
any of the following: (1) fraudulently misrepresent, imitate, or impersonate any
entity or organization other than your own; (2) commit practices that constitute
commercial intentions and profits; (3) subject the database to scraping, or any
similarly devised technique that employs our user list for the purposes of
spamming via the Site (i.e. pyramid schemes); (4) attempt to earn non-permitted
access into any machine or system through the Site. Causing issues with anyone
else’s use of the Site is similarly prohibited. If a publication has not been
willfully made available for public consumption, you are banned from even trying
to read or access it. Any account suspected of unauthorized entry will be
terminated immediately. All behaviors that fall under our classification of
hacking will be eagerly punished to the fullest extent of the law. Prosecutors
will avidly enforce our rights in compliance with the American justice system.
Remember, you assert by using this Site that your active participation will not
hurt, disable, slow or damage the Site.
All parties associated with the Site Proprietor must be indemnified and guarded
by the entire user base. You submit an agreement declaring your duty to protect
them from all potential costs, claims and legal liabilities. You officially
state all workers, associates, officers, enforcers, managers, middlemen and
officers to be 100% harmless in regard to any instances of court filings and
perceived wrongdoings.
Wrongful use if this Site will lead to your obligation in covering any legal
expenses, attorney fees and monetary recuperation. Issues that result, directly
or indirectly, from your misuse of the Site (including hazards caused by harmful
messages) will be regarded as instantaneous transgressions against your
faithfulness to this terms of service.
DISCLAIMERS OF WARRANTY. WITHOUT ANY LIMITATIONS WHATSOEVER, EVERY OFFERING,
SERVICE, ASSET, ABILITY AND UTILITY GRANTED BY THE SITE IS GIVEN TO THE PUBLIC
“AS IS”. BECAUSE ALL MATERIAL IS PUBLISHED ON AN “AS AVAILABLE” BASIS, NO
WARRANTY OF ANY FORM WILL BE ISSUED OR IMPLIED. WITH NO LIMITS OF ANY KIND,
EVERY POSSIBLE WARRANTY PERTAINING TO DATA, TRANSMISSION, RENDERING, TENDERING,
LACK OF INTERRUPTION, TECHNICAL PRECISION, ABILITY TO ASSIST, FREEDOM FROM
INFRINGEMENT, ADAPTABILITY TO PARTICULAR FUNCTIONS OR MARKETABILITY ARE HEREBY
FOREVER DISCREDITED, DENIED AND DISAVOWED. THIS DISCLAIMED STATUS EXTENDS TO
EVERY ASPECT OF THE SITE’S INTERIOR AND EXTERIOR PRESENTATION, BOTH OF WHICH ARE
ALSO EXEMPTED FROM ANY WARRANTY. THE SITE, ITS SERVICES, AND ALL CONTENT STORED
WITHIN, ARE MADE AVAILABLE WITH ZERO WARRANTIES, GUARANTEES OR PROMISES.
WARRANTIES ARE SIMPLY NOT AVAILABLE IN REGARDS TO UNINTERRUPTED ACCESS OR
FREEDOM FROM ERRORS AND QUALITY CONCERNS. FIXES WILL NOT BE MANDATED AT ANY
POINT. NO COMMUNICATION OR CORRESPONDENCE (WRITTEN, ORAL OR OTHERWISE) POSSESSES
THE POWER TO OVERRIDE THIS COMPLETE DENIAL OF ALL WARRANTIES FROM THE PAST,
PRESENT AND FUTURE. IF YOU FIND THE RULES AND ORDERS OF THIS SITE UNSUITABLE FOR
YOUR OWN PURPOSES, THEN THE ONLY USEFUL SUGGESTION IS TO SIMPLY STOP ACCESSING
OUR RESOURCES ALTOGETHER.
LIMITATIONS ON LIABILITY: THERE ARE ZERO POSSIBLE EVENTS THAT MAY EVER
CONSTITUTE THE LEVYING OF PUNITIVE CHARGES OR EXEMPLARY COLLATERAL AGAINST
PROFESSIONAL PARTIES ASSOCIATED WITH THE SITE AS A CONSEQUENCE OF USER
MISCONDUCT. THIS EXTENDS TO DIRECT AND INDIRECT ACTIONS, AS WELL AS AN
INCAPACITATION OF USE. PREEMPTIVE DEFENSE AGAINST ALL LIABILITIES IS APPLIED TO
ALL REPRESENTATIVES, OFFICIALS, ASSOCIATES, ASSISTANTS, PROVIDERS, RESPONDERS,
HELPERS, WORKERS, DIRECTORS, CURATORS, PRODUCERS, CREATORS AND AGENTS (IN
COLLECTIVITY: “FULLY PROTECTED ENTITIES”).
Linking On The Site: You agree that we hold zero accountability for the accuracy
of Web addresses and sources listed on the Site. When it a site is linked, no
further relationship is implied or stated as existing among us and the other
parties. You fully understand that we claim no responsibility for any issues or
troubles that are supposedly caused by the materials and methods of a linked
location. Our Site’s Proprietors have given no contribution to the production,
management or safety of sites being linked. The appearance of a link is never
indicative or representative of sponsorship or endorsement. It is not our job to
stay current on the content being published by sources shown as linked websites.
In the same sense, problems caused by poorly typed addresses and domain names do
not fall under our jurisdiction or domain. Therefore, you are tasked with the
duty of double-checking every URL prior to the initiation of a connection.
Please employ extreme care while perusing the Web to eliminate such risks.
Applicable Laws/Protocols: All offices that manage the Site are contained within
the United States of America, and we grant zero permission for our content to be
accessed from other regions. Those that choose to view this site from afar are
acting on their exclusive volition. These individuals and organizations are
singularly accountable for their adherence to local laws. While we adamantly
attempt to illustrate disincentives, our techniques will never be fully capable
of stopping international connections. To stave off all possible consequences of
this matter, we must enforce a policy of no liability whatsoever.
If you decide to object to this collection of official legal rules, then you
void your right to use the Site in any manner, function or form. Additionally,
this agreement is periodically subjected to occasional alterations that happen
with zero warning.
Direct updates to the Site typically signal these particular changes. As such,
it is solely your duty to stay up to date on these regulations at every moment.
You are required to read each unique stipulation stored in this contract, and
you must promise to follow every rule with exactness. Finally, if your
connection to our database falls under a modified edition of this document, then
you provide a formal guarantee to adhere to all changes represented in the
edited terminology.
Disclaimer: timotheainsurance.com is a privately owned and operated independent
healthcare marketplace, not a health insurance carrier or government website.
Any logos, copyrights, or trademarks are the property of their respective
owners. Insurance products, companies, and regulations vary by state, and the
insurance companies and/or products listed or displayed on this page may not be
available in all instances.
CLOSE
PRIVACY POLICY
We recognize that your privacy is important. Because of this, we do what we can
to protect your information. All information gathered is safeguarded using
security technology and is only used for the purposes of helping you attain the
right insurance. We have listed our privacy policy below, Should you have any
questions about how your information is protected; please use the form that is
found on our contact page.
Our Privacy Policy
The statements set forth in this private policy “Privacy Policy” explain our
policies regarding the acquisition, use and disclosure of information obtained
through use of this website, ccquoting.francostellainsurance.com (“Site”). By
using this website, you are agreeing to the terms and conditions set forth in
this Privacy Policy.
Age Requirements
This Site is not intended for use by anyone who is under the age of 18. You must
be at least 18 years old to submit any personal information on, or through, this
Site.
Residency Requirements
To use this Site, you must be a resident of the United States.
The Information We Collect
Our Site collects non-personally identifiable and personally identifiable
information.
Non-Personally Identifiable Information
We collect certain types of non-personally identifiable information from our
Site. This type of information may include the usage activity, preferences,
profile information and demographics of our Site’s visitors.
Personally Identifiable Information
Our Site requests and collects some types of personally identifiable
information. This information may include information submitted by visitors and
data collected from applications. We gather this information from online
applications, comments, forms and e-mail that are submitted to our Site. The
types of information we gather may include, but is not limited to, the
following:
* – Personal contact information (name, address, phone, email)
* – Personal information (date of birth, height, weight, gender)
* – Health-related Information
* – Financial Information
Why Do I Need to Submit Personal Information?
The rates quoted by insurance companies are determined by several criteria.
Because we deal with several companies, we ask questions that are required by
these companies to assist in providing you with a match that meets your needs.
Sharing and Usage
All of the information collected on this Site is used for business and other
purposes stated in this policy. This information may be used to process your
applications, receive insurance quotes or to notify you of our, or our
affiliates, products and services. The information you provide may also be used
to track your usage of our website, how long you visit the Site or a particular
page and what pages are popular. We may use a variety of methods to harvest your
information.
The information you provide on your application may be sent to insurance agents,
brokers and companies that may contact you regarding their services by
telephone, e-mail, postal mail or any other type of communication. We are not
responsible or liable for any third party that receives your information and
violates our, or their, privacy policies.
Your personal information may be shared with companies that perform
technological or marketing services for our company. This information is for use
in the performance of these services. Non-personally identifiable information
acquired on this Site may be sold or transferred as the result of any sale,
reorganization, merger, consolidation, acquisition or liquidation of any of our
assets that deal with this segment of our business. By using out website, you
also acknowledge our right to disclose any of your personal information in the
following situations: If we are defending out rights or the rights of people who
use our website If the law requires use to disclose certain types of information
If it is suspected that you are involved in any criminal activities
Information Security
Our company takes reasonable efforts to protect your privacy. We use an
encryption process to protect your data when it is transferred to our Site. We
take all reasonable precautions to safeguard the information you submit to our
Site. However, the nature of the internet prevents us from saying, with absolute
certainty, that any of your information that is on our servers or transmitted on
our Site will be protected from unauthorized access. We deny any liability for
any information that is damaged, lost or stolen as a result of this unauthorized
access. By using our Site, you recognize and agree to assume these risks.
Information Sharing
When you submit your personal information to this Site, you acknowledge and
consent to the transfer, collection and process of this information in the
United States as well as other territories and countries.
By submitting your personally identifiable information you are granting
permission to agents, brokers and other insurance professionals within our
network to contact you through e-mail, fax and telephone. This contact can occur
regardless of whether you are listed on a local or national do-not-call list.
Links
We may include links on this Site to outside websites for the purposes of
providing you with additional information. The content found on these websites
outside of our control. We do not endorse these websites or guarantee that their
information is accurate. We also have no control over the information on the
websites and our Privacy Policy does not extend to them.
Acceptance of this Policy
By using this Site, you are agreeing to our Privacy Policy. If you do not agree
with the information outlined in this policy, do not use our Site. At our
discretion, we may remove, add, modify or change any portion of this policy. The
content of this policy are subject to change without prior notice. You are
encouraged to check this policy often to be made aware of any recent changes.
When you continue to use this Site, you are also agreeing to any modifications
made to it.
If you have any questions or concerns regarding our Privacy Policy, please use
the form located on our Contact Us page to submit any inquiries.
Close
PRIVACY POLICY
We recognize that your privacy is important. Because of this, we do what we can
to protect your information. All information gathered is safeguarded using
security technology and is only used for the purposes of helping you attain the
right insurance. We have listed our privacy policy below, Should you have any
questions about how your information is protected; please use the form that is
found on our contact page.
Our Privacy Policy
The statements set forth in this private policy “Privacy Policy” explain our
policies regarding the acquisition, use and disclosure of information obtained
through use of this website, https://www.healthconnectinsurance.com (“Site”). By
using this website, you are agreeing to the terms and conditions set forth in
this Privacy Policy.
Age Requirements
This Site is not intended for use by anyone who is under the age of 18. You must
be at least 18 years old to submit any personal information on, or through, this
Site.
Residency Requirements
To use this Site, you must be a resident of the United States.
The Information We Collect
Our Site collects non-personally identifiable and personally identifiable
information.
Non-Personally Identifiable Information
We collect certain types of non-personally identifiable information from our
Site. This type of information may include the usage activity, preferences,
profile information and demographics of our Site’s visitors.
Personally Identifiable Information
Our Site requests and collects some types of personally identifiable
information. This information may include information submitted by visitors and
data collected from applications. We gather this information from online
applications, comments, forms and e-mail that are submitted to our Site. The
types of information we gather may include, but is not limited to, the
following:
* – Personal contact information (name, address, phone, email)
* – Personal information (date of birth, height, weight, gender)
* – Health-related Information
* – Financial Information
Why Do I Need to Submit Personal Information?
The rates quoted by insurance companies are determined by several criteria.
Because we deal with several companies, we ask questions that are required by
these companies to assist in providing you with a match that meets your needs.
Sharing and Usage
All of the information collected on this Site is used for business and other
purposes stated in this policy. This information may be used to process your
applications, receive insurance quotes or to notify you of our, or our
affiliates, products and services. The information you provide may also be used
to track your usage of our website, how long you visit the Site or a particular
page and what pages are popular. We may use a variety of methods to harvest your
information.
The information you provide on your application may be sent to insurance agents,
brokers and companies that may contact you regarding their services by
telephone, e-mail, postal mail or any other type of communication. We are not
responsible or liable for any third party that receives your information and
violates our, or their, privacy policies.
Your personal information may be shared with companies that perform
technological or marketing services for our company. This information is for use
in the performance of these services. Non-personally identifiable information
acquired on this Site may be sold or transferred as the result of any sale,
reorganization, merger, consolidation, acquisition or liquidation of any of our
assets that deal with this segment of our business. By using out website, you
also acknowledge our right to disclose any of your personal information in the
following situations: If we are defending out rights or the rights of people who
use our website If the law requires use to disclose certain types of information
If it is suspected that you are involved in any criminal activities
Information Security
Our company takes reasonable efforts to protect your privacy. We use an
encryption process to protect your data when it is transferred to our Site. We
take all reasonable precautions to safeguard the information you submit to our
Site. However, the nature of the internet prevents us from saying, with absolute
certainty, that any of your information that is on our servers or transmitted on
our Site will be protected from unauthorized access. We deny any liability for
any information that is damaged, lost or stolen as a result of this unauthorized
access. By using our Site, you recognize and agree to assume these risks.
Information Sharing
When you submit your personal information to this Site, you acknowledge and
consent to the transfer, collection and process of this information in the
United States as well as other territories and countries.
By submitting your personally identifiable information you are granting
permission to agents, brokers and other insurance professionals within our
network to contact you through e-mail, fax and telephone. This contact can occur
regardless of whether you are listed on a local or national do-not-call list.
Links
We may include links on this Site to outside websites for the purposes of
providing you with additional information. The content found on these websites
outside of our control. We do not endorse these websites or guarantee that their
information is accurate. We also have no control over the information on the
websites and our Privacy Policy does not extend to them.
Acceptance of this Policy
By using this Site, you are agreeing to our Privacy Policy. If you do not agree
with the information outlined in this policy, do not use our Site. At our
discretion, we may remove, add, modify or change any portion of this policy. The
content of this policy are subject to change without prior notice. You are
encouraged to check this policy often to be made aware of any recent changes.
When you continue to use this Site, you are also agreeing to any modifications
made to it.
If you have any questions or concerns regarding our Privacy Policy, please use
the form located on our Contact Us page to submit any inquiries.
Close
TERMS & CONDITIONS
All legal terminology contained within the ensuing document exclusively governs
every appropriate use of the Site herein referred to as
https://www.healthconnectinsurance.com. For the purposes of these terms, the
word “Site” will be fully interchangeable with
https://www.healthconnectinsurance.com, which produced the Site for collective
Internet access. Subsequently, they will be identified as the “Site proprietor”
(and also shortened to “we”, “us” and “our” on occasion).
WHEN YOU USE THIS SITE IN ANY FORM OR MANNER, YOU FORFEIT ALL RIGHTS TO DISAGREE
WITH THIS TERMS OF SERVICE; FURTHERMORE, ACCESSING THIS SITE INSTANTLY
CONSTITUTES CONSENT TO ALL LEGAL TERMS AS THEY DIRECTLY APPLY TO YOUR USE.
Only individuals above the age of 18 are permitted to use this Site, and
residency within the United States is a mandated prerequisite for access.
Overview of Services Available from Site: Via this Site, we provide a courtesy
that offers consumers an opportunity to request insurance and discounted
quotations through a network of application processors. These two choices are
put forward by a multilayer web of representatives alongside connected agents
and brokers.
Service providers of other kinds may also be included in the network we connect
consumers with. Our overall intention is to gather useful data for dissemination
among people that can implement the information in their own choices pertaining
to insurance proposals.
When users input the appropriate information that is mandated to submit a
digital proposition, all efforts will be made to create suitable affiliations
with discount curators, helpful brokers and agents, as well as any other
business that provides compatibly advantageous utilities to consumers.
We do not employ any function of this Site to the issuing of bind coverage.
Similarly, our operations do not include issuing insurance contracts. On top of
that, we use our discretion to refuse any specific endorsements regarding
particular agents, regulations and retailers in the insurance realm. No
guarantee is extended by us affecting or safeguarding the interactions of third
party organizations that reach out to you as a direct response to your tendered
application; naturally, this lack of accountability applies to every broker and
agent, individually and collectively.
The behavior of insurance agents does not fall within our obligations in any
fashion whatsoever. We cannot be considered responsible for their conduct at
all. The actions of all persons and groups you are matched with fall under their
own independent and respective terms of services. Those that need personalized
advice and specific recommendations are advised to immediately look for
alternative assistance via expert insurance providers, representatives and
agents/brokers.
Every form of using this Site shall not result in any costs, fines or fees.
Dominion Custody: The affiliation between users and the sole Site Proprietor are
controlled by these proprietary rights. Every bit of information stored on the
Site is governed by an inherent and emblematically individualistic ownership.
This exclusivity applies only to all content directly controlled and operated by
the Site Proprietor, which ultimately includes display features, layout of
content, general appearances, arrangement of data, original text and lines of
coding. The overall feel of the Site also cannot be imitated. The Site
Proprietor reserves and withholds every applicable right, particularly in
matters of intellectual ownership, proprietary rights and copyrights and patents
that are active or pending, which are detailed in the following clauses. Legal
application of such rights are not strictly reduced to covering the previously
discussed determinants.
Your capacity to access the Site in part or whole cannot be equated with
ownership of any materials, data, framework or thoughts contained within. Rules
pertaining to exploitation will be fully enforced against any party that commits
an act of unauthorized commercial gain or intent to profit. This is preemptively
and protectively prohibited. Users only have the right to view content on the
Site through a secure connection that exists on a personal computer device.
Those wishing to use materials for personal purposes that are completely
non-commercial are given the retractable right to make individual copies or
prints of pages. Unless they fall into this category, reproductions are
expressly prohibited. Identically, a ban applies to all kinds of distribution
that violate the aforementioned terms.
Your employment of this Site must not diverge from the regulations previously
detailed in explicit terms. Any users found contrasting from the general rules
above can and will be held in contempt of various United States’ copyright
proceedings. Others crimes will also be duly reported. Any relevant state and
federal laws will be enforced, and international protocols can also be acted
upon. Every form of unauthorized access will eventually culminate with you being
treated as a subject of liability. No license has been, or will ever be,
provided to let users of the Site act as representatives by employing false and
fraudulent use of our logos, brand trademarks and copyrights.
Submissions from Users: Throughout the duration of your time on this Site, there
is an expectation that you will submit basic identifying information and simple
data. Even though these materials are sometimes requested, any responses are
given at your own discretion and freewill. For example, such user input may
include (without limitation) requests for quotes and applications for different
kinds of insurance. This manner of data incorporates every interaction and
exchange that occurs through the Site and its email. Our Site has an adjacent
Privacy Policy that details the parameters for user expectations surrounding the
protection of their sensitive data. The guidelines in this policy are firmly
enforced during the course of all collection activities we conduct in entirety.
Despite our tireless efforts to stringently safeguard confidential information,
there is absolutely no way for our organization to offer any promise of 100%
data protection. As a result, users must accept the fact that we provide zero
guarantees of guardianship or encryption pertaining to all things they willingly
decide to transmit, upload or distribute.
The contents of every User Submission are the exclusive accountability of the
individual that chooses to share such information. You must accept your
obligation to solely manage all disseminated data. We will not, at any point, be
considered accountable for the preservation and upkeep of User Submissions. We
reserve the right to destroy any information you share at any moment. Our
capacity to deny certain User Submissions will not be limited in any fashion. We
expressly withhold the discretion to identify certain User Submitted content as
obscene, against the law, or a direct violation of this legal terms of service,
which constitutes a binding contract. Appeals are permanently prohibited, so all
determinations are completely conclusive. If you re-post content that was
subjected to a prior deletion, your account may be irrevocably erased from the
Site.
Conduct of Users: While accessing this Site, you formally provide an explicit
agreement to never post, transmit or circulate the subsequent content: (1)
materials secured by intellectual property laws and/or copyright protections,
unless permission was received from the proper owner prior to posting; (2) any
material deemed defamatory, derisive, reproachful, slanderous, libelous,
malicious, injurious, unlawful, spiteful, objectionable, censorious, rude,
unkind, invasive, sexually graphic or violent (explicit or implicit); (3)
content that reduces or interferes with the enjoyment of others perusing and
using the Site; (4) text or images that instigate criminal behavior and illegal
activities, therefore summoning charges of civil liberty; (5) computer worms,
infections, viruses, spyware, malicious coding, malware, deceptive URLs,
unverified claims, deceitful commercials, Trojan horses, and any other
contribution that could be considered hazardous.
You also affirm that you will abide by our usage requests by promising not to do
any of the following: (1) fraudulently misrepresent, imitate, or impersonate any
entity or organization other than your own; (2) commit practices that constitute
commercial intentions and profits; (3) subject the database to scraping, or any
similarly devised technique that employs our user list for the purposes of
spamming via the Site (i.e. pyramid schemes); (4) attempt to earn non-permitted
access into any machine or system through the Site. Causing issues with anyone
else’s use of the Site is similarly prohibited. If a publication has not been
willfully made available for public consumption, you are banned from even trying
to read or access it. Any account suspected of unauthorized entry will be
terminated immediately. All behaviors that fall under our classification of
hacking will be eagerly punished to the fullest extent of the law. Prosecutors
will avidly enforce our rights in compliance with the American justice system.
Remember, you assert by using this Site that your active participation will not
hurt, disable, slow or damage the Site.
All parties associated with the Site Proprietor must be indemnified and guarded
by the entire user base. You submit an agreement declaring your duty to protect
them from all potential costs, claims and legal liabilities. You officially
state all workers, associates, officers, enforcers, managers, middlemen and
officers to be 100% harmless in regard to any instances of court filings and
perceived wrongdoings.
Wrongful use if this Site will lead to your obligation in covering any legal
expenses, attorney fees and monetary recuperation. Issues that result, directly
or indirectly, from your misuse of the Site (including hazards caused by harmful
messages) will be regarded as instantaneous transgressions against your
faithfulness to this terms of service.
DISCLAIMERS OF WARRANTY. WITHOUT ANY LIMITATIONS WHATSOEVER, EVERY OFFERING,
SERVICE, ASSET, ABILITY AND UTILITY GRANTED BY THE SITE IS GIVEN TO THE PUBLIC
“AS IS”. BECAUSE ALL MATERIAL IS PUBLISHED ON AN “AS AVAILABLE” BASIS, NO
WARRANTY OF ANY FORM WILL BE ISSUED OR IMPLIED. WITH NO LIMITS OF ANY KIND,
EVERY POSSIBLE WARRANTY PERTAINING TO DATA, TRANSMISSION, RENDERING, TENDERING,
LACK OF INTERRUPTION, TECHNICAL PRECISION, ABILITY TO ASSIST, FREEDOM FROM
INFRINGEMENT, ADAPTABILITY TO PARTICULAR FUNCTIONS OR MARKETABILITY ARE HEREBY
FOREVER DISCREDITED, DENIED AND DISAVOWED. THIS DISCLAIMED STATUS EXTENDS TO
EVERY ASPECT OF THE SITE’S INTERIOR AND EXTERIOR PRESENTATION, BOTH OF WHICH ARE
ALSO EXEMPTED FROM ANY WARRANTY. THE SITE, ITS SERVICES, AND ALL CONTENT STORED
WITHIN, ARE MADE AVAILABLE WITH ZERO WARRANTIES, GUARANTEES OR PROMISES.
WARRANTIES ARE SIMPLY NOT AVAILABLE IN REGARDS TO UNINTERRUPTED ACCESS OR
FREEDOM FROM ERRORS AND QUALITY CONCERNS. FIXES WILL NOT BE MANDATED AT ANY
POINT. NO COMMUNICATION OR CORRESPONDENCE (WRITTEN, ORAL OR OTHERWISE) POSSESSES
THE POWER TO OVERRIDE THIS COMPLETE DENIAL OF ALL WARRANTIES FROM THE PAST,
PRESENT AND FUTURE. IF YOU FIND THE RULES AND ORDERS OF THIS SITE UNSUITABLE FOR
YOUR OWN PURPOSES, THEN THE ONLY USEFUL SUGGESTION IS TO SIMPLY STOP ACCESSING
OUR RESOURCES ALTOGETHER.
LIMITATIONS ON LIABILITY: THERE ARE ZERO POSSIBLE EVENTS THAT MAY EVER
CONSTITUTE THE LEVYING OF PUNITIVE CHARGES OR EXEMPLARY COLLATERAL AGAINST
PROFESSIONAL PARTIES ASSOCIATED WITH THE SITE AS A CONSEQUENCE OF USER
MISCONDUCT. THIS EXTENDS TO DIRECT AND INDIRECT ACTIONS, AS WELL AS AN
INCAPACITATION OF USE. PREEMPTIVE DEFENSE AGAINST ALL LIABILITIES IS APPLIED TO
ALL REPRESENTATIVES, OFFICIALS, ASSOCIATES, ASSISTANTS, PROVIDERS, RESPONDERS,
HELPERS, WORKERS, DIRECTORS, CURATORS, PRODUCERS, CREATORS AND AGENTS (IN
COLLECTIVITY: “FULLY PROTECTED ENTITIES”).
Linking On The Site: You agree that we hold zero accountability for the accuracy
of Web addresses and sources listed on the Site. When it a site is linked, no
further relationship is implied or stated as existing among us and the other
parties. You fully understand that we claim no responsibility for any issues or
troubles that are supposedly caused by the materials and methods of a linked
location. Our Site’s Proprietors have given no contribution to the production,
management or safety of sites being linked. The appearance of a link is never
indicative or representative of sponsorship or endorsement. It is not our job to
stay current on the content being published by sources shown as linked websites.
In the same sense, problems caused by poorly typed addresses and domain names do
not fall under our jurisdiction or domain. Therefore, you are tasked with the
duty of double-checking every URL prior to the initiation of a connection.
Please employ extreme care while perusing the Web to eliminate such risks.
Applicable Laws/Protocols: All offices that manage the Site are contained within
the United States of America, and we grant zero permission for our content to be
accessed from other regions. Those that choose to view this site from afar are
acting on their exclusive volition. These individuals and organizations are
singularly accountable for their adherence to local laws. While we adamantly
attempt to illustrate disincentives, our techniques will never be fully capable
of stopping international connections. To stave off all possible consequences of
this matter, we must enforce a policy of no liability whatsoever.
If you decide to object to this collection of official legal rules, then you
void your right to use the Site in any manner, function or form. Additionally,
this agreement is periodically subjected to occasional alterations that happen
with zero warning.
Direct updates to the Site typically signal these particular changes. As such,
it is solely your duty to stay up to date on these regulations at every moment.
You are required to read each unique stipulation stored in this contract, and
you must promise to follow every rule with exactness. Finally, if your
connection to our database falls under a modified edition of this document, then
you provide a formal guarantee to adhere to all changes represented in the
edited terminology.
Disclaimer: https://www.healthconnectinsurance.com is a privately owned and
operated independent healthcare marketplace, not a health insurance carrier or
government website. Any logos, copyrights, or trademarks are the property of
their respective owners. Insurance products, companies, and regulations vary by
state, and the insurance companies and/or products listed or displayed on this
page may not be available in all instances.
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FREQUENTLY ASKED QUESTIONS
CAN I CHOOSE MY OWN DOCTOR?
Answer: Yes, thousands of doctors accept insurances that participate in the
CoveredCA market place. Doctors availability will vary based on the insurance
provider.
WHICH INSURANCE COMPANIES ARE AVAILABLE?
Answer: The available Insurance companies vary from region to region.
HOW DO YOU GET PAID?
Answer: We are compensated either by the state directly, or by the Insurance
provider. There is ABSOLUTLY NO COST to the insured. This allows us to be able
to continuously help with any Insurance issues that our clients have year round,
not just during open enrollment.
CAN I CHANGE MY CURRENT COVEREDCA PLAN THROUGH YOUR SERVICES?
Answer: Yes, if you would like to make a change in metal level, plan provider,
or have a household change we can assist you to make the appropriate changes.
WHAT INFORMATION DO I NEED TO BRING ?
Answer:
* Government Issued ID
* Address
* Date of Birth for all Household Members
* Last Year’s Tax Information or Current paycheck stub
* Social Security Card for all household members applying for health insurance
* If already covered through CoveredCA- Have Current Plan information
(application #, Case #, Policy number)
WHICH DOCTORS ACCEPT COVEREDCA?
Answer: Doctors networks through CoveredCA and outside of Covered CA are
mandated by Federal law to be exactly the same. A doctor who is accepting new
patients through any of the marketplace providers must except plans on and off
the exchange equally.
HOW DO I GET HELP WITH MY COVEREDCA ACCOUNT OUTSIDE OF NOVEMBER- FEBRUARY?
Answer: Outside of November-February Individuals will need to have a life
changing event that will qualify them for Special Enrollment. These events
consist of: substantial change in income, household size change, location change
or loss of current benefits.
WHAT IS THE DIFFERENCE BETWEEN OPEN ENROLLMENT AND SPECIAL ENROLLMENT?
Answer: Open Enrollment is a time period when Individuals can make changes
without pre-requisits. This means that they are able to change plans, metal
levels, or companies without having to have a “life changing event” to qualify
them. Special Enrollment allows the individual to make the same changes but
requires a “life changing event” to happen before somebody can change there
plan.
WHO QUALIFIES FOR SUBSIDIES COVEREDCA?
Answer: In general, Subsidies are available for individuals who are residence of
California, are legally present, and meet the income guidelines for subsidy.
WHAT IF I MAKE TOO MUCH FOR SUBSIDY?
Answer: Individuals who make above 400 % of the Federal Poverty Level are still
eligible to enroll in a health plan through CoveredCA but they will not be
eligible for Subsidy. At the end of the year if their income is below the 400%
FPL then any amount of subsidy that should have been received will be paid back
on the year’s tax return.
WHAT ARE SUBSIDIES BASED ON ?
Answer: In general Subsides are base on four criteria : Age, Income, Location
and Household size. The subsidies are qualified based on a sliding scale that
varies based on the previous four attributes.
DO I HAVE TO BE A CITIZEN TO QUALIFY?
Answer: In general, A person does not have to be a citizen, but they will have
to be lawfully present in California.
WHERE CAN I GO TO GET HEALTH CARE?
Answer: All of the major healthcare providers accept one or more of the plans
available on the CoveredCA exchange.
WHAT IF I MY INCOME IS NOT STEADY?
Answer: If you income is not steady, you should still apply for CoveredCA,
because it will be adjusted automatically to the correct amount of subsidy based
on your end of the year tax filing.
CAN SELF EMPLOYED INDIVIDUAL APPLY?
Answer: Yes, Self employed individuals should apply.
WHAT ARE THE PENALTIES IF I DON’T GET HEALTH INSURANCE?
Answer: Last year the penalties for not having insurance was 2% of the household
income. This year it will be increased to 2.5%.
IS COVEREDCA FULL COVERAGE?
Answer: The plans that are available through CoveredCA are full coverage. They
cover general, preventative, and emergency care.
WHAT INFORMATION DO I NEED TO APPLY ?
Answer: To apply you will need to have a valid form of Identification and your
basic personal information: Address, Name, Date of birth, and socieal security
number ( or alternat citizenship documents).
WHAT DO YOU CHARGE FOR YOUR SERVICE ?
Answer: There is no charge for our service.
WHEN WILL MY COVERAGE START?
Answer: For new enrollees the insurance coverage will begin January 1 2020
CAN I GET COVERAGE, EVEN IF I HAVE COVERAGE OFFERED THROUGH MY SPOUSES WORK?
Answer: If you are offered “affordable” coverage through either your work or
your spouses work, you will not be able to qualify for Subsidies.
HOW LONG CAN MY CHILDREN STAY ON PLAN?
Answer: Your children can stay on your health plan until the age of 26
regardless of there student status, but they must be claimed on your taxes as
dependents.
CAN I BE DECLINED FOR HEALTH REASONS?
Answer: NO, the Affordable Care Act disallows insurance companies to decline
coverage based on previous, current or potential health problems.
WHAT HAPPENS IF I OVERESTIMATE OR UNDERESTIMATE MY INCOME?
Answer : If you overestimate your income and receive less Subsidy than you
should have your will receive the remaining amount of subsidy on your tax
return. If you underestimate your Income and receive too much subsidy throughout
the year you may be asked for a portion of it to be paid back on your taxes.
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MY BENEFITS ADVANTAGE
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AFLAC INC
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GEO BLUE
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LIFE INSURANCE
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DENTAL AND VISION INSURANCE
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COVERED CALIFORNIA
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MY BENEFITS ADVANTAGE
View Product
AFLAC INC
View Product
GEO BLUE
View Product
LIFE INSURANCE
View Product
DENTAL AND VISION INSURANCE
View Product
COVERED CALIFORNIA
View Product
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FREQUENTLY ASKED QUESTIONS
CAN I CHOOSE MY OWN DOCTOR?
Answer: Yes, thousands of doctors accept insurances that participate in the
CoveredCA market place. Doctors availability will vary based on the insurance
provider.
WHICH INSURANCE COMPANIES ARE AVAILABLE?
Answer: The available Insurance companies vary from region to region.
HOW DO YOU GET PAID?
Answer: We are compensated either by the state directly, or by the Insurance
provider. There is ABSOLUTLY NO COST to the insured. This allows us to be able
to continuously help with any Insurance issues that our clients have year round,
not just during open enrollment.
CAN I CHANGE MY CURRENT COVEREDCA PLAN THROUGH YOUR SERVICES?
Answer: Yes, if you would like to make a change in metal level, plan provider,
or have a household change we can assist you to make the appropriate changes.
WHAT INFORMATION DO I NEED TO BRING ?
Answer:
* Government Issued ID
* Address
* Date of Birth for all Household Members
* Last Year’s Tax Information or Current paycheck stub
* Social Security Card for all household members applying for health insurance
* If already covered through CoveredCA- Have Current Plan information
(application #, Case #, Policy number)
WHICH DOCTORS ACCEPT COVEREDCA?
Answer: Doctors networks through CoveredCA and outside of Covered CA are
mandated by Federal law to be exactly the same. A doctor who is accepting new
patients through any of the marketplace providers must except plans on and off
the exchange equally.
HOW DO I GET HELP WITH MY COVEREDCA ACCOUNT OUTSIDE OF NOVEMBER- FEBRUARY?
Answer: Outside of November-February Individuals will need to have a life
changing event that will qualify them for Special Enrollment. These events
consist of: substantial change in income, household size change, location change
or loss of current benefits.
WHAT IS THE DIFFERENCE BETWEEN OPEN ENROLLMENT AND SPECIAL ENROLLMENT?
Answer: Open Enrollment is a time period when Individuals can make changes
without pre-requisits. This means that they are able to change plans, metal
levels, or companies without having to have a “life changing event” to qualify
them. Special Enrollment allows the individual to make the same changes but
requires a “life changing event” to happen before somebody can change there
plan.
WHO QUALIFIES FOR SUBSIDIES COVEREDCA?
Answer: In general, Subsidies are available for individuals who are residence of
California, are legally present, and meet the income guidelines for subsidy.
WHAT IF I MAKE TOO MUCH FOR SUBSIDY?
Answer: Individuals who make above 400 % of the Federal Poverty Level are still
eligible to enroll in a health plan through CoveredCA but they will not be
eligible for Subsidy. At the end of the year if their income is below the 400%
FPL then any amount of subsidy that should have been received will be paid back
on the year’s tax return.
WHAT ARE SUBSIDIES BASED ON ?
Answer: In general Subsides are base on four criteria : Age, Income, Location
and Household size. The subsidies are qualified based on a sliding scale that
varies based on the previous four attributes.
DO I HAVE TO BE A CITIZEN TO QUALIFY?
Answer: In general, A person does not have to be a citizen, but they will have
to be lawfully present in California.
WHERE CAN I GO TO GET HEALTH CARE?
Answer: All of the major healthcare providers accept one or more of the plans
available on the CoveredCA exchange.
WHAT IF I MY INCOME IS NOT STEADY?
Answer: If you income is not steady, you should still apply for CoveredCA,
because it will be adjusted automatically to the correct amount of subsidy based
on your end of the year tax filing.
CAN SELF EMPLOYED INDIVIDUAL APPLY?
Answer: Yes, Self employed individuals should apply.
WHAT ARE THE PENALTIES IF I DON’T GET HEALTH INSURANCE?
Answer: Last year the penalties for not having insurance was 2% of the household
income. This year it will be increased to 2.5%.
IS COVEREDCA FULL COVERAGE?
Answer: The plans that are available through CoveredCA are full coverage. They
cover general, preventative, and emergency care.
WHAT INFORMATION DO I NEED TO APPLY ?
Answer: To apply you will need to have a valid form of Identification and your
basic personal information: Address, Name, Date of birth, and socieal security
number ( or alternat citizenship documents).
WHAT DO YOU CHARGE FOR YOUR SERVICE ?
Answer: There is no charge for our service.
WHEN WILL MY COVERAGE START?
Answer: For new enrollees the insurance coverage will begin January 1 2020
CAN I GET COVERAGE, EVEN IF I HAVE COVERAGE OFFERED THROUGH MY SPOUSES WORK?
Answer: If you are offered “affordable” coverage through either your work or
your spouses work, you will not be able to qualify for Subsidies.
HOW LONG CAN MY CHILDREN STAY ON PLAN?
Answer: Your children can stay on your health plan until the age of 26
regardless of there student status, but they must be claimed on your taxes as
dependents.
CAN I BE DECLINED FOR HEALTH REASONS?
Answer: NO, the Affordable Care Act disallows insurance companies to decline
coverage based on previous, current or potential health problems.
WHAT HAPPENS IF I OVERESTIMATE OR UNDERESTIMATE MY INCOME?
Answer : If you overestimate your income and receive less Subsidy than you
should have your will receive the remaining amount of subsidy on your tax
return. If you underestimate your Income and receive too much subsidy throughout
the year you may be asked for a portion of it to be paid back on your taxes.
CLOSE
test
Estimating Your Family Income
Your estimate should include the combined income of all family members for the
year you plan to have coverage.
We ask you to estimate your family income in order to determine how much
financial help you might receive, if any.
Notifications
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