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Submitted URL: http://lloydsbankcardnet.com/
Effective URL: https://www.lloydsbank.com/business/take-payments-with-cardnet.html
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Submission: On September 12 via api from GB — Scanned from GB
Effective URL: https://www.lloydsbank.com/business/take-payments-with-cardnet.html
Submission Tags: tag
Submission: On September 12 via api from GB — Scanned from GB
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* Accessibility statement [Accesskey '0'] * Skip to Content [Accesskey 'S'] * Skip to site Navigation [Accesskey 'N'] * Go to Home page [Accesskey '1'] * Go to Sitemap [Accesskey '2'] Lloyds Bank logo * Personal * Business * Private Banking * International Banking Lloyds Bank logo * Search Close Conduct a search When autocomplete results are available, use up and down arrows to review and enter to select. Clear Search Search Submit * Help & Support * Register for internet banking * Log on Internet Banking Personal Business Register Keep me secure * * Products and services show submenu for “ Products and services ” * Business accounts show submenu for “ Business accounts ” Products * View all business accounts * Accounts for small businesses * Accounts for larger businesses * Treasurer’s Account * School Account * Credit Union Account * Client accounts * Switch your business account * Business Debit Card * Business Cashpoint® Card Existing customers * Manage your account * Account access mandate variation * Other useful forms * Starting a business * Savings show submenu for “ Savings ” Products * View all savings accounts * Instant Access Account * Fixed Term Deposit * Notice accounts * Client accounts Find out more * Existing customers * Savings Strategy Tool * Manage returns on your savings * Financial Services Compensation Scheme * Making payments show submenu for “ Making payments ” Products * View all payment solutions * International payments * Bulk payments * Bacs Payments * Embedded Payments Existing customers * Faster payments * Take payments with Cardnet® show submenu for “ Take payments with Cardnet® ” Products * Explore all taking payment options * Card readers * Online payments * Over the phone payments * Omnichannel payment gateway Existing customers * Log on to your reporting tool * Guides and resources * Cardnet help & support Find out more * Additional services * PCI DSS compliance * Accounting software show submenu for “ Accounting software ” Products * View our accounting software * Trial it free for 3 months Existing customers * Log on to Business Finance Assistant * Get more from Business Finance Assistant * Credit and Charge Cards show submenu for “ Credit and Charge Cards ” Products * Credit Card * Charge Card * Card solutions (£3m+ turnover) * View all borrowing options Existing customers * Debit Card * Cashpoint® Card * Lost or stolen cards Find out more * Accepting card payments – Cardnet® * Clicksafe® * Business Loans show submenu for “ Business Loans ” Products * View all business loans * Small business loans * Commercial mortgages * Government-backed loans * View all borrowing options Find out more * How to get a business loan * Managing interest rate risk * Lending support and standards * Lending appeals * Asset Finance show submenu for “ Asset Finance ” Products * View all asset finance products * Business Car Finance * Business Van Finance * Business Vehicle Finance * Business Equipment Finance * Business Hire Purchase * Green Asset Finance * Vehicle Contract Hire * View all borrowing options Find out more * Apply or enquire about Asset Finance * Overdrafts show submenu for “ Overdrafts ” Products * Business Overdraft * View all borrowing options Find out more * Financial application checklist * Lending support and standards * Lending appeals * Invoice Finance show submenu for “ Invoice Finance ” Products * View all invoice finance products * Selective Invoice Finance * Invoice Factoring * Invoice Discounting * Enquire for Invoice Finance * View all borrowing options Existing customers * Existing customer login * Debtor Protection * Asset Based Lending * International trade show submenu for “ International trade ” Products * View all international trade products * Import and export products * International payments * Foreign exchange * Foreign Currency Account Find out more * International Trade Portal * Manage international trade risk * Trading overseas guides * International rates and charges * Insurance show submenu for “ Insurance ” Products * View all business insurance products * Public Liability Insurance * Landlord Insurance * Professional Indemnity Insurance * Shop Insurance Existing customers * Contact us Find out more * Help me choose * Business Insurance guides * Retrieve an insurance quote * Corporate solutions show submenu for “ Corporate solutions ” * Sustainability show submenu 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Account * Notice Accounts * Pooling and Sweeping * Monthly Bonus Account * Payments show submenu for “ Payments ” Payments * View all payment solutions * Domestic Payments * International payments * Online services and Embedded Payments * Payment Services for Financial Institutions * Risk management show submenu for “ Risk management ” Managing business risk * View all risk management solutions * Managing the cost of borrowing * Managing currency fluctuations * Managing price moves * Trade risk * Debtor Protection * Financial risk advisory * Corporate cards * Corporate cards Secondary Navigation 'Corporate cards' links to /content/lloyds/en-gb/personal/business/corporate-banking/working-capital/corporate-cards * International trade show submenu for “ International trade ” Solutions * View all trade solutions * Importing and exporting * International cash management * Capital import finance * Trading in China Find out more * International Trade Portal * Risk management * Insights for corporates and institutions Secondary Navigation 'Insights for corporates and institutions' links to /content/lloyds/en-gb/personal/business/resource-centre/corporate-insights * Online services show submenu for “ Online services ” Online services * View all online services * Commercial Banking Online * Arena * Lloyds Online Trade Services (LOTS) * Online for Business Other online services * Commercial Cards Data Management (CCDM) – Visa * Commercial Cards Data Management (CCDM) - Mastercard * Contact us Secondary Navigation 'Contact us' links to /content/lloyds/en-gb/personal/business/corporate-banking/contact-us.html * Industry expertise show submenu for “ Industry expertise ” * Sector expertise show submenu for “ Sector expertise ” Sector teams * Agriculture * Education * Healthcare * Manufacturing * Real Estate & Housing * Legal Services * Technology * Corporate sectors (100m+ turnover) show submenu for “ Corporate sectors (100m+ turnover) ” Specialist sector teams * Consumer & Technology * Infrastructure, Energy & Industrials * Real Estate & Housing * Higher Education * Services & Public sector * Sponsors, Debt & Structured Finance * Sustainability & ESG Financing * Contact us show submenu for “ Contact us ” * Sector directors (£3m-£100m turnover) * Corporate sector specialists (£100m+ turnover) * Regional specialists (£3m-£100m turnover) * Corporate regional specialists (£100m + turnover) * Financial Services Secondary Navigation 'Financial Services' links to /content/lloyds/en-gb/personal/business/corporate-banking/specialist-teams/financial-services.html * Commercial Finance Brokers Secondary Navigation 'Commercial Finance Brokers' links to /content/lloyds/en-gb/personal/business/industry-focus/commercial-finance-brokers.html * Franchising Secondary Navigation 'Franchising' links to /content/lloyds/en-gb/personal/business/industry-expertise/franchising * Resource Centre show submenu for “ Resource Centre ” * Good things are happening in British business Secondary Navigation 'Good things are happening in British business ' links to /content/lloyds/en-gb/personal/business/resource-centre/good-things-are-happening.html * Managing business costs and uncertainty show submenu for “ Managing business costs and uncertainty ” * Managing business costs and uncertainty * Inflation, costs and cash flow * Financial worries support * Build mental resilience * Business change * Build mental resilience Secondary Navigation 'Build mental resilience' links to /content/lloyds/en-gb/personal/business/managing-business-costs/build-mental-resilience.html * Sustainability show submenu for “ Sustainability ” * Visit our sustainability hub * From Now to Net Zero: A Practical guide for SMEs * Sustainability Voices: Valuable Insights & Expert Opinion * View all our sustainability related insights * Supporting Black-owned businesses Secondary Navigation 'Supporting Black-owned businesses' links to /content/lloyds/en-gb/personal/business/resource-centre/business-guides/supporting-black-owned-businesses * Insights show submenu for “ Insights ” Insights by theme include: * Managing business costs and uncertainty * Economic and market insights * Sustainability * Productivity * Technology and digital * Sector specific insights * View all insights * Insights for corporates and institutions * Business guides Secondary Navigation 'Business guides' links to /content/lloyds/en-gb/personal/business/resource-centre/business-guides * Case studies show submenu for “ Case studies ” Featured case studies * McMenon Engineering * Cavan Bakery * Port of Blyth * Manufacturing Technology Centre (MTC) * View all case studies * UK Business and charity digital index Secondary Navigation 'UK Business and charity digital index' links to /content/lloyds/en-gb/personal/business/resource-centre/businessdigitalindex.html * Banking online show submenu for “ Banking online ” * Online for Business show submenu for “ Online for Business ” Online for Business * How to register * Mobile banking * What you can do online * Online payment control * Extra security checks when you bank and shop online Help and guidance * How to logon * Manage access to Online for Business * Deposit cheques * All help & support * Commercial Banking Online Secondary Navigation 'Commercial Banking Online' links to /content/lloyds/en-gb/personal/business/corporate-banking/online-services/commercial-banking-online?WT.ac=lloyds-all-banking_online-nav-tier2-page-commercial_banking_online * Accounting software Secondary Navigation 'Accounting software' links to /content/lloyds/en-gb/personal/business/accounting-software * Invoice Finance Online Secondary Navigation 'Invoice Finance Online' links to /content/lloyds/en-gb/personal/business/invoice-finance/existing-customers/invoice-finance-online * Cardnet® reporting tools show submenu for “ Cardnet® reporting tools ” Accessing your reporting tool * Log on to Business Track & ClientLine * Log on to RAM * Log on to Merchant Portal * Banking online services Secondary Navigation 'Banking online services' links to /content/lloyds/en-gb/personal/business/banking-online?WT.ac=Lloyds-nav-banking_online-button_text-banking_online_services * Alternative ways to bank Secondary Navigation 'Alternative ways to bank' links to /content/lloyds/en-gb/personal/business/banking-online/alternative-ways-to-bank * Products and services click to go to sub menu of Products and services * Corporate solutions click to go to sub menu of Corporate solutions * Industry expertise click to go to sub menu of Industry expertise * Resource Centre click to go to sub menu of Resource Centre * Banking online click to go to sub menu of Banking online * Back * Business accounts Business accounts collapsed Products * View all business accounts * Accounts for small businesses * Accounts for larger businesses * Treasurer’s Account * School Account * Credit Union Account * Client accounts * Switch your business account * Business Debit Card * Business Cashpoint® Card Existing customers * Manage your account * Account access mandate variation * Other useful forms * Starting a business * Savings Savings collapsed Products * View all savings accounts * Instant Access Account * Fixed Term Deposit * Notice accounts * Client accounts Find out more * Existing customers * Savings Strategy Tool * Manage returns on your savings * Financial Services Compensation Scheme * Making payments Making payments collapsed Products * View all payment solutions * International payments * Bulk payments * Bacs Payments * Embedded Payments Existing customers * Faster payments * Take payments with Cardnet® Take payments with Cardnet® collapsed Products * Explore all taking payment options * Card readers * Online payments * Over the phone payments * Omnichannel payment gateway Existing customers * Log on to your reporting tool * Guides and resources * Cardnet help & support Find out more * Additional services * PCI DSS compliance * Accounting software Accounting software collapsed Products * View our accounting software * Trial it free for 3 months Existing customers * Log on to Business Finance Assistant * Get more from Business Finance Assistant * Credit and Charge Cards Credit and Charge Cards collapsed Products * Credit Card * Charge Card * Card solutions (£3m+ turnover) * View all borrowing options Existing customers * Debit Card * Cashpoint® Card * Lost or stolen cards Find out more * Accepting card payments – Cardnet® * Clicksafe® * Business Loans Business Loans collapsed Products * View all business loans * Small business loans * Commercial mortgages * Government-backed loans * View all borrowing options Find out more * How to get a business loan * Managing interest rate risk * Lending support and standards * Lending appeals * Asset Finance Asset Finance collapsed Products * View all asset finance products * Business Car Finance * Business Van Finance * Business Vehicle Finance * Business Equipment Finance * Business Hire Purchase * Green Asset Finance * Vehicle Contract Hire * View all borrowing options Find out more * Apply or enquire about Asset Finance * Overdrafts Overdrafts collapsed Products * Business Overdraft * View all borrowing options Find out more * Financial application checklist * Lending support and standards * Lending appeals * Invoice Finance Invoice Finance collapsed Products * View all invoice finance products * Selective Invoice Finance * Invoice Factoring * Invoice Discounting * Enquire for Invoice Finance * View all borrowing options Existing customers * Existing customer login * Debtor Protection * Asset Based Lending * International trade International trade collapsed Products * View all international trade products * Import and export products * International payments * Foreign exchange * Foreign Currency Account Find out more * International Trade Portal * Manage international trade risk * Trading overseas guides * International rates and charges * Insurance Insurance collapsed Products * View all business insurance products * Public Liability Insurance * Landlord Insurance * Professional Indemnity Insurance * Shop Insurance Existing customers * Contact us Find out more * Help me choose * Business Insurance guides * Retrieve an insurance quote * Sustainability Sustainability collapsed Financing a sustainable future * View all sustainable business solutions * Clean growth financing * Energy-efficiency tool * Lex Autolease® electric vehicles Find out more * Sustainable business insights * Sustainability Voices: Valuable Insights & Expert Opinion * Working capital Working capital collapsed Managing operating finance * View all working capital solutions * Release funds against assets * Trade and working capital solutions * Supplier finance * Overdrafts * Corporate card solutions * Financing Financing collapsed Funding growth * View all financing solutions * Lending * Clean Growth Financing Initiative * Capital Markets * Corporate Asset Finance * Fleet Finance – Lex Autolease® * Private Equity Specialist finance teams * Our specialist finance teams * Liquidity & accounts Liquidity & accounts collapsed Cash deposits & liquidity management * View all liquidity solutions * Fixed Term Deposit * Corporate Instant Access Account * Notice Accounts * Pooling and Sweeping * Monthly Bonus Account * Payments Payments collapsed Payments * View all payment solutions * Domestic Payments * International payments * Online services and Embedded Payments * Payment Services for Financial Institutions * Risk management Risk management collapsed Managing business risk * View all risk management solutions * Managing the cost of borrowing * Managing currency fluctuations * Managing price moves * Trade risk * Debtor Protection * Financial risk advisory * Corporate cards * Corporate cards * International trade International trade collapsed Solutions * View all trade solutions * Importing and exporting * International cash management * Capital import finance * Trading in China Find out more * International Trade Portal * Risk management * Insights for corporates and institutions * Online services Online services collapsed Online services * View all online services * Commercial Banking Online * Arena * Lloyds Online Trade Services (LOTS) * Online for Business Other online services * Commercial Cards Data Management (CCDM) – Visa * Commercial Cards Data Management (CCDM) - Mastercard * Contact us * Sector expertise Sector expertise collapsed Sector teams * Agriculture * Education * Healthcare * Manufacturing * Real Estate & Housing * Legal Services * Technology * Corporate sectors (100m+ turnover) Corporate sectors (100m+ turnover) collapsed Specialist sector teams * Consumer & Technology * Infrastructure, Energy & Industrials * Real Estate & Housing * Higher Education * Services & Public sector * Sponsors, Debt & Structured Finance * Sustainability & ESG Financing * Contact us Contact us collapsed * Sector directors (£3m-£100m turnover) * Corporate sector specialists (£100m+ turnover) * Regional specialists (£3m-£100m turnover) * Corporate regional specialists (£100m + turnover) * Financial Services * Commercial Finance Brokers * Franchising * Good things are happening in British business * Managing business costs and uncertainty Managing business costs and uncertainty collapsed * Managing business costs and uncertainty * Inflation, costs and cash flow * Financial worries support * Build mental resilience * Business change * Build mental resilience * Sustainability Sustainability collapsed * Visit our sustainability hub * From Now to Net Zero: A Practical guide for SMEs * Sustainability Voices: Valuable Insights & Expert Opinion * View all our sustainability related insights * Supporting Black-owned businesses * Insights Insights collapsed Insights by theme include: * Managing business costs and uncertainty * Economic and market insights * Sustainability * Productivity * Technology and digital * Sector specific insights * View all insights * Insights for corporates and institutions * Business guides * Case studies Case studies collapsed Featured case studies * McMenon Engineering * Cavan Bakery * Port of Blyth * Manufacturing Technology Centre (MTC) * View all case studies * UK Business and charity digital index * Online for Business Online for Business collapsed Online for Business * How to register * Mobile banking * What you can do online * Online payment control * Extra security checks when you bank and shop online Help and guidance * How to logon * Manage access to Online for Business * Deposit cheques * All help & support * Commercial Banking Online * Accounting software * Invoice Finance Online * Cardnet® reporting tools Cardnet® reporting tools collapsed Accessing your reporting tool * Log on to Business Track & ClientLine * Log on to RAM * Log on to Merchant Portal * Banking online services * Alternative ways to bank * Home * ... * Take payments with Cardnet * All products * Take payments with Cardnet * Card readers * Online payments * Over the phone * Omnichannel * Log on * Guides and resources More * Take payments with Cardnet TAKE PAYMENTS WITH CARDNET From small independents to large corporations, we have a payment solution to suit every business need. Apply now Apply for our payment solutions TAILORED PRICING, SPECIFIC TO YOUR BUSINESS Tailored pricing, specific to your business TRACK YOUR FINANCES AND GAIN CUSTOMER INSIGHT Track your finances and gain customer insight SPECIALIST UK-BASED SUPPORT TEAM* Specialist UK-based support team* *Available 8am – 9pm Monday to Saturday HOW DO YOU WANT TO TAKE PAYMENTS? CARD READERS For businesses that need to take payments face to face at the till, at a table or away from their premises. Card readers ONLINE For businesses who rely on taking payments through their website or other digital channels, including pay by link. Online payments OVER THE PHONE For businesses who need a secure way to take payments when a cardholder is not present. Over-the-phone payments NEED A CONNECTED PAYMENT SOLUTION? If your business accepts payments through multiple channels, our omnichannel payment gateway joins together transactions made online, in person or over the phone into one single solution, allowing you to manage everything from one place whilst giving your customers a connected experience. Omnichannel solution ONLINE QUOTATION TOOL: FEES AND CHARGES Online quotation tool: Fees and charges Find out how much it might cost to take card payments with Lloyds Bank Cardnet. Get a quote Play button, click to open video player Popup window Transcript Close WHY CHOOSE LLOYDS BANK CARDNET®? Small_tick TECHNOLOGY YOU CAN TRUST The Lloyds Bank Cardnet payment system has up to 99% uptime*. So, you won’t leave your customers waiting. Grey_Tick KEEP CUSTOMER DATA SAFE Secure data processing and fully PCI compliant payment devices. Small_tick SPECIALIST SUPPORT Our specialist UK-based support team are available 8am – 9pm Monday to Saturday. Pound_icon SUPPORT WITH SWITCHING FEES Support with switching fees We can discuss helping with any exit fees if you’re already with another provider. Enquire or apply NEW TO CARD PAYMENTS If you’re new to card payments, there’s a few things you’ll want to know, from understanding how they work, to what you might need before you start. Learn about card payments MORE WAYS CARDNET CAN SUPPORT YOUR BUSINESS MERCHANT CASH ADVANCE Turn your future card sales into a cash advance from £2,500 to £500,000 that you only pay when your customers pay you. Merchant Cash Advance PCI DSS COMPLIANCE Complying with the latest industry security standards will help safeguard your customers and your business against theft and fraud. PCI DSS compliance FREQUENTLY ASKED QUESTIONS * Do I have to bank with you to use Cardnet? expandable section You don’t have to be a customer of Lloyds Bank or Bank of Scotland to use Cardnet. We assess each business individually to ensure you receive the right product and service, whether you’re a small but established business, a large corporation or just starting out. * How much does it cost to take payments? expandable section No two businesses are the same. We therefore work with you to ensure you get the right service to suit your budget. The cost for secure payment services varies across product and transactional fees that apply to each payment received. It will depend on factors such as your card turnover, how you want to take payments and the product options you select. You will see a breakdown of your rates and charges before you sign up, so you fully understand what you’re agreeing to before you start. * What is Point of Sale? expandable section A point of sale (POS) is quite literally a location or system where a customer exchanges money for goods and services. A point-of-sale system allows a business to accept and process secure payments from customers and keep track of sales. A modern POS system is usually either digital, where a transaction may occur virtually online or over the phone, or a form of card terminal that’s either fixed or portable, or a combination of the two. A POS system should allow your business to: * Calculate the total amount owed for any given sale * Accept payment by cash, card or virtually * Issue an electronic or printed receipt * Record the details of the transaction Today’s POS systems have additional features such as the ability to manage inventory, create reports that detail trend and customer habits, as well as connect to other supporting software to help bring multiple customer transaction outlets into one system. * What types of card does Cardnet accept? expandable section Our product range accept all major credit and debit cards as well as digital wallets as payment, including Mastercard, VISA, American Express, Discover Global Network and Diners Club International, Apple Pay, Google Pay and Samsung Pay. * What is PCI DSS? expandable section Payment Card Industry Data Security Standards (PCI DSS) is a set of industry standards designed to ensure merchants store and process cardholder data securely. Any business that deals with payment processing is required to meet these standards and keep financial data secure as well as cardholders protected from fraud. Find out more about PCI DSS * What is Strong Customer Authentication? expandable section From 14th March 2022 a greater level of authentication was introduced for online payments. Here are some useful documents we’ve developed to remind you of the process. * SCA FAQ document (PDF, 151KB) * Visa merchant bulletin (PDF, 612KB) * EMV 3D Secure information (PDF, 2.87MB) Cardnet® is a registered trademark of Lloyds Bank plc. ©2023 The Clover trademark and logo are owned by Clover Network, Inc. a Fiserv, Inc. company. All Rights Reserved. All trademarks, service marks, and trade names referenced in this material are the property of their respective owners. IMPORTANT LEGAL INFORMATION Cardnet® is a registered trademark of Lloyds Bank plc. We may monitor or record calls to make sure we have carried out your instructions correctly and to help improve the quality of our service. Please remember we cannot guarantee the security of messages sent by email. Lloyds Bank plc and Bank of Scotland plc (member of Lloyds Banking Group) are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Authorisation can be checked on the Financial Services Register at www.fca.org.uk * Print * Share Please enter to access social media links * Share on Twitter. Link opens in a new tab. * Share on Facebook. Link opens in a new tab. * Share on LinkedIn. Link opens in a new tab. * Close Conduct a search When autocomplete results are available, use up and down arrows to review and enter to select. 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