www.novacredit.com Open in urlscan Pro
2600:9000:2315:3200:6:883e:1200:93a1  Public Scan

Form analysis
6 forms found in the DOM

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  <fieldset>
    <legend class="visuallyhidden">Consent Selection</legend>
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---

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---

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---

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#

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</form>

---

Text Content

Powered by Cookiebot
 * Consent
 * Details
 * [#IABV2SETTINGS#]
 * About


THIS WEBSITE USES COOKIES.

This site uses different types of cookies. For example, we use cookies to get
you to the page you want to go, or to show you content that you're more likely
to be interested in.


 

Consent Selection
Necessary

Preferences

Statistics

Marketing

Learn more
Necessary 7

Necessary cookies help make a website usable by enabling basic functions like
page navigation and access to secure areas of the website. The website cannot
function properly without these cookies.
Cookiebot
2
Learn more about this provider
CookieConsent [x2]Stores the user's cookie consent state for the current domain
Expiry: 1 yearType: HTTP
Google
1
Learn more about this provider
test_cookieUsed to check if the user's browser supports cookies.
Expiry: 1 dayType: HTTP
LinkedIn
1
Learn more about this provider
li_gcStores the user's cookie consent state for the current domain
Expiry: 179 daysType: HTTP
hello.novacredit.com
www.googletagmanager.com

2
debug [x2]This cookie is used to detect errors on the website - this information
is sent to the website's support staff in order to optimize the visitor's
experience on the website.
Expiry: PersistentType: HTML
x.clearbitjs.com
1
pfjs%3AcookiesUsed by Clearbit to check if the user's browser supports cookies.
Expiry: 1 yearType: HTTP
Preferences 11

Preference cookies enable a website to remember information, like your preferred
language or the region that you are in, to change the way the website behaves or
looks.
Cookiebot
1
Learn more about this provider
CookieConsentBulkSetting-#Enables cookie consent across multiple websites
Expiry: PersistentType: HTML
Intercom
4
Learn more about this provider
intercom-id-# [x2]Allows the website to recoqnise the visitor, in order to
optimize the chat-box functionality.
Expiry: 270 daysType: HTTP
intercom-session-# [x2]Sets a specific ID for the user which ensures the
integrity of the website’s chat function.
Expiry: 6 daysType: HTTP
LinkedIn
2
Learn more about this provider
lang [x2]Remembers the user's selected language version of a website
Expiry: SessionType: HTTP
hello.novacredit.com
novacredit.com

2
intercom.intercom-state [x2]Stores a unique ID string for each chat-box session.
This allows the website-support to see previous issues and reconnect with the
previous supporter.
Expiry: PersistentType: HTML
novacredit.com
1
@@scroll#Pending
Expiry: SessionType: HTML
www.novacredit.com
1
nova_cardshop_countryUsed to store a visitor’s indicated country of origin so we
can provide relevant content.
Expiry: SessionType: HTTP
Statistics 26

Statistic cookies collect and report information anonymously to help us
understand and see trends in how visitors interact with our websites and other
services.
Google
5
Learn more about this provider
collectUsed to send data to Google Analytics about the visitor's device and
behavior. Tracks the visitor across devices and marketing channels.
Expiry: SessionType: Pixel
_gaRegisters a unique ID that is used to generate statistical data on how the
visitor uses the website.
Expiry: 2 yearsType: HTTP
_ga_#Used by Google Analytics to collect data on the number of times a user has
visited the website as well as dates for the first and most recent visit.
Expiry: 2 yearsType: HTTP
_gatUsed by Google Analytics to throttle request rate
Expiry: 1 dayType: HTTP
_gidRegisters a unique ID that is used to generate statistical data on how the
visitor uses the website.
Expiry: 1 dayType: HTTP
LinkedIn
3
Learn more about this provider
ln_or [x2]Registers statistical data on users' behaviour on the website. Used
for internal analytics by the website operator.
Expiry: 1 dayType: HTTP
AnalyticsSyncHistoryUsed in connection with data-synchronization with
third-party analysis service.
Expiry: 29 daysType: HTTP
Microsoft
6
Learn more about this provider
c.gifCollects data on the user’s navigation and behavior on the website. This is
used to compile statistical reports and heatmaps for the website owner.
Expiry: SessionType: Pixel
CLIDCollects data on the user’s navigation and behavior on the website. This is
used to compile statistical reports and heatmaps for the website owner.
Expiry: 1 yearType: HTTP
_cltk [x2]Registers statistical data on users' behaviour on the website. Used
for internal analytics by the website operator.
Expiry: SessionType: HTML
_clckCollects data on the user’s navigation and behavior on the website. This is
used to compile statistical reports and heatmaps for the website owner.
Expiry: 1 yearType: HTTP
_clskRegisters statistical data on users' behaviour on the website. Used for
internal analytics by the website operator.
Expiry: 1 dayType: HTTP
Tiktok
1
Learn more about this provider
_tt_enable_cookieUsed by the social networking service, TikTok, for tracking the
use of embedded services.
Expiry: 1 yearType: HTTP
Twitter Inc.
1
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personalization_idThis cookie is set by Twitter - The cookie allows the visitor
to share content from the website onto their Twitter profile.
Expiry: 2 yearsType: HTTP
cdn.userleap.com
2
userleap.ids [x2]We use Sprig (formerly called Userleap) to gather feedback from
visitors with anonymous surveys.
Expiry: PersistentType: HTML
cdn.userleap.com
hello.novacredit.com

2
userleap.pageviews [x2]We use Sprig (formerly called Userleap) to gather
feedback from visitors with anonymous surveys.
Expiry: PersistentType: HTML
cms.aphrodite.novacredit.com
1
nova_anonymous_idSets a unique and anonymous ID for the visitor, which allows us
to collect analytics on user behavior.
Expiry: SessionType: HTTP
edge.fullstory.com
1
_fs_tab_idThis contains non-personal information on multi-tab usage of our site.
It provides a unique ID to each tab.
Expiry: SessionType: HTML
hello.novacredit.com
2
_fs_swan_songThis cookie contains an ID string on the current session. This
contains non-personal information on what subpages the visitor enters – this
information is used to optimize the visitor's experience.
Expiry: PersistentType: HTML
_fs_uidThis cookie contains an ID string on the current session. This contains
non-personal information on what subpages the visitor enters – this information
is used to optimize the visitor's experience.
Expiry: PersistentType: HTML
novacredit.com
1
fs_uidThis cookie contains an ID string on the current session. This contains
non-personal information on what subpages the visitor enters – this information
is used to optimize the visitor's experience.
Expiry: 1 yearType: HTTP
x.clearbitjs.com
1
cb%3AtestCollects data on the user's visits to the website, such as the number
of visits, average time spent on the website and what pages have been loaded
with the purpose of generating reports for optimising the website content.
Expiry: 1 yearType: HTTP
Marketing 58

Marketing cookies track visitors across websites. The intention is to display
ads that are both relevant and engaging for the individual visitor, and more
valuable for third party advertisers and publishers.
Meta Platforms, Inc.
1
Learn more about this provider
_fbpUsed by Facebook to deliver a series of advertisement products such as real
time bidding from third party advertisers.
Expiry: 3 monthsType: HTTP
Google
5
Learn more about this provider
IDEUsed by Google DoubleClick to register and report the website user's actions
after viewing or clicking one of the advertiser's ads with the purpose of
measuring the efficacy of an ad and to present targeted ads to the user.
Expiry: 1 yearType: HTTP
pagead/landing [x2]Collects data on visitor behaviour from multiple websites, in
order to present more relevant advertisement - This also allows the website to
limit the number of times that they are shown the same advertisement.
Expiry: SessionType: Pixel
ads/ga-audiencesUsed by Google AdWords to re-engage visitors that are likely to
convert to customers based on the visitor's online behaviour across websites.
Expiry: SessionType: Pixel
_gcl_auUsed by Google AdSense for experimenting with advertisement efficiency
across websites using their services.
Expiry: 3 monthsType: HTTP
LinkedIn
4
Learn more about this provider
bcookieUsed by the social networking service, LinkedIn, for tracking the use of
embedded services.
Expiry: 1 yearType: HTTP
bscookieUsed by the social networking service, LinkedIn, for tracking the use of
embedded services.
Expiry: 1 yearType: HTTP
lidcUsed by the social networking service, LinkedIn, for tracking the use of
embedded services.
Expiry: 1 dayType: HTTP
UserMatchHistoryUsed to track visitors on multiple websites, in order to present
relevant advertisement based on the visitor's preferences.
Expiry: 29 daysType: HTTP
Microsoft
13
Learn more about this provider
MUID [x2]Used widely by Microsoft as a unique user ID. The cookie enables user
tracking by synchronising the ID across many Microsoft domains.
Expiry: 1 yearType: HTTP
SRM_BTracks the user’s interaction with the website’s search-bar-function. This
data can be used to present the user with relevant products or services.
Expiry: 1 yearType: HTTP
ANONCHKRegisters data on visitors from multiple visits and on multiple websites.
This information is used to measure the efficiency of advertisement on websites.
Expiry: 1 dayType: HTTP
SMRegisters a unique ID that identifies the user's device during return visits
across websites that use the same ad network. The ID is used to allow targeted
ads.
Expiry: SessionType: HTTP
_uetsid [x2]Used to track visitors on multiple websites, in order to present
relevant advertisement based on the visitor's preferences.
Expiry: PersistentType: HTML
_uetsid_exp [x2]Contains the expiry-date for the cookie with corresponding name.
Expiry: PersistentType: HTML
_uetvid [x2]Used to track visitors on multiple websites, in order to present
relevant advertisement based on the visitor's preferences.
Expiry: PersistentType: HTML
_uetvid_exp [x2]Contains the expiry-date for the cookie with corresponding name.
Expiry: PersistentType: HTML
Quora
1
Learn more about this provider
_/ad/75aa344edeef4dbfa3b3dd7cb5f40e6f/pixelCollects data on user behaviour and
interaction in order to optimize the website and make advertisement on the
website more relevant.
Expiry: SessionType: Pixel
Salesforce
1
Learn more about this provider
lpv#Used in context with behavioral tracking by the website. The cookie
registers the user’s behavior and navigation across multiple websites and
ensures that no tracking errors occur when the user has multiple browser-tabs
open.
Expiry: 1 dayType: HTTP
StackAdapt
6
Learn more about this provider
sa-user-id [x2]Used to track visitors on multiple websites, in order to present
relevant advertisement based on the visitor's preferences.
Expiry: 1 yearType: HTML
sa-user-id-v2 [x2]Used to track visitors on multiple websites, in order to
present relevant advertisement based on the visitor's preferences.
Expiry: 1 yearType: HTML
sa-user-idUsed to track visitors on multiple websites, in order to present
relevant advertisement based on the visitor's preferences.
Expiry: 1 yearType: HTTP
sa-user-id-v2Used to track visitors on multiple websites, in order to present
relevant advertisement based on the visitor's preferences.
Expiry: 1 yearType: HTTP
Tiktok
8
Learn more about this provider
tt_appInfo [x2]Used by the social networking service, TikTok, for tracking the
use of embedded services.
Expiry: SessionType: HTML
tt_pixel_session_index [x2]Used by the social networking service, TikTok, for
tracking the use of embedded services.
Expiry: SessionType: HTML
tt_sessionId [x2]Used by the social networking service, TikTok, for tracking the
use of embedded services.
Expiry: SessionType: HTML
_ttp [x2]Used by the social networking service, TikTok, for tracking the use of
embedded services.
Expiry: 1 yearType: HTTP
Twitter Inc.
3
Learn more about this provider
i/adsct [x2]The cookie is used by Twitter.com in order to determine the number
of visitors accessing the website through Twitter advertisement content.
Expiry: SessionType: Pixel
muc_adsCollects data on user behaviour and interaction in order to optimize the
website and make advertisement on the website more relevant.
Expiry: 2 yearsType: HTTP
novacredit.com
pi.pardot.com

8
visitor_id# [x4]Used in context with Account-Based-Marketing (ABM). The cookie
registers data such as IP-addresses, time spent on the website and page requests
for the visit. This is used for retargeting of multiple users rooting from the
same IP-addresses. ABM usually facilitates B2B marketing purposes.
Expiry: 10 yearsType: HTTP
visitor_id#-hash [x4]Used to encrypt and contain visitor data. This is necessary
for the security of the user data.
Expiry: 10 yearsType: HTTP
x.clearbitjs.com
8
cb_group_properties [x2]Collects data on visitor behaviour from multiple
websites, in order to present more relevant advertisement - This also allows the
website to limit the number of times that they are shown the same advertisement.
Expiry: PersistentType: HTML
cb_user_traits [x2]Collects data on visitor behaviour from multiple websites, in
order to present more relevant advertisement - This also allows the website to
limit the number of times that they are shown the same advertisement.
Expiry: PersistentType: HTML
__tld__Used to track visitors on multiple websites, in order to present relevant
advertisement based on the visitor's preferences.
Expiry: SessionType: HTTP
cb_anonymous_idCollects data on visitor behaviour from multiple websites, in
order to present more relevant advertisement - This also allows the website to
limit the number of times that they are shown the same advertisement.
Expiry: 1 yearType: HTTP
cb_group_idCollects data on visitors. This information is used to assign
visitors into segments, making website advertisement more efficient.
Expiry: 1 yearType: HTTP
cb_user_idCollects data on visitor behaviour from multiple websites, in order to
present more relevant advertisement - This also allows the website to limit the
number of times that they are shown the same advertisement.
Expiry: 1 yearType: HTTP
Unclassified 2
Unclassified cookies are cookies that we, together with the providers of
individual cookies, are in the process of classifying.
hello.novacredit.com
1
_fs_cidPending
Expiry: PersistentType: HTML
novacredit.com
1
fs_cidPending
Expiry: 1 yearType: HTTP
Cross-domain consent2 Your consent applies to the following domains:
List of domains your consent applies to: novacredit.com hello.novacredit.com
Cookie declaration last updated on 02.11.22 by Cookiebot


[#IABV2_TITLE#]

[#IABV2_BODY_INTRO#]
[#IABV2_BODY_LEGITIMATE_INTEREST_INTRO#]
[#IABV2_BODY_PREFERENCE_INTRO#]
[#IABV2_LABEL_PURPOSES#]
[#IABV2_BODY_PURPOSES_INTRO#]
[#IABV2_BODY_PURPOSES#]
[#IABV2_LABEL_FEATURES#]
[#IABV2_BODY_FEATURES_INTRO#]
[#IABV2_BODY_FEATURES#]
[#IABV2_LABEL_PARTNERS#]
[#IABV2_BODY_PARTNERS_INTRO#]
[#IABV2_BODY_PARTNERS#]

Cookies are small text files that can be used by websites to make a visitor's
experience more functional and relevant. Cookies do lots of different jobs, like
letting you navigate between pages, remembering your preferences, and generally
improving your experience. They can also help to ensure that ads you see online
are more relevant to you and your interests. Some cookies are placed by third
party services that appear on our pages. In addition to cookies, we may use
other similar technologies, like web beacons or pixels to track how you use our
services. Per your selections here and by using www.novacredit.com,
www.offers.novacredit.com, www.neednova.com, hello.novacredit.com, or any other
websites, pages, features, or content we own or operate, you are agreeing that
we can use the following cookies described in Nova Credit's Cookie Policy.



[#OOI_PERSONAL_INFORMATION#]
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WE CONNECT CONSUMERS AND LENDERS TO EXPAND ACCESS TO CREDIT

Millions of consumers are left out due to gaps in the traditional credit system.
We’re building a financially inclusive world using trusted data and analytics.



Explore our options for newcomers and businesses.

For Newcomers


TAKE YOUR INTERNATIONAL CREDIT HISTORY WITH YOU WHEN YOU MOVE

Access financial products like credit cards, student loans, mobile phone
financing, and more.

Get Started
For Business


SIGN UP MILLIONS OF NEW CUSTOMERS FOR A BRIGHT FINANCIAL FUTURE

Work with us to expand your consumer base to high potential, financially
underserved segments.

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AS FEATURED IN:


About Nova Credit


WE’RE BUILDING A FAIR AND INCLUSIVE FINANCIAL SYSTEM FOR THE WORLD



Nova Credit is a consumer credit bureau that uses first-party data to enable
consumers to paint a complete picture of their financial identity and allows
businesses to lend more fairly and responsibly. We connect consumers and lenders
with trusted data and analytics where the traditional credit system falls short.

Founded by immigrants, Nova Credit has a diverse team from around the globe who
believe in a world where anyone can realize their potential, and businesses can
see people for who they can become.

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