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 * Pricing
 * Retirement Solutions
   
   
   401(K) PLAN COST CALCULATOR
   
   SECURE Act 2.0 expanded tax credits. See if you qualify and calculate your
   plan costs.
   
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   Customer Reviews from G2
   
   See why we’re named a leader in the 401(k) software category

 * Payroll Integrations
   
   
   WE INTEGRATE WITH 400+ LEADING PAYROLLS.
   
   Changing the SMB 401(k) experience through seamless payroll integrations.
   
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   A customer-focused, cost-effective 401(k) plan
   
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   What is a highly compensated employee?
   
   Reimagining the definition of retirement: Meet Pretirement.
   
   SECURE Act 2.0: Changes to retirement planning (2023)
   
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   The Human Interest Plan Cost Calculator
   
   What is a state-sponsored retirement plan?
   
   The ultimate guide to starting a small business 401(k)

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 * Pricing
 * Retirement Solutions
   
   
   401(K) PLAN COST CALCULATOR
   
   SECURE Act 2.0 expanded tax credits. See if you qualify and calculate your
   plan costs.
   
   Calculate Your Costs
   
   Retirement Plans
   
   401(k)
   
   Get a customizable, affordable 401(k) plan
   
   403(b)
   
   Retirement plans for tax-exempt businesses
   
   Safe Harbor
   
   Pass IRS tests with a safe harbor provision
   
   Our Solution
   
   Payroll Integrations
   
   Reduce manual work with payroll integration
   
   Investment Advice
   
   Explore our strategic approach to investing
   
   Customer Reviews from G2
   
   See why we’re named a leader in the 401(k) software category

 * Payroll Integrations
   
   
   WE INTEGRATE WITH 400+ LEADING PAYROLLS.
   
   Changing the SMB 401(k) experience through seamless payroll integrations.
   
   Find Your Payroll
   
   Top Payroll Integrations
   
   Heartland
   
   
   
   QuickBooks Online
   
   
   
   BambooHR
   
   
   
   Paylocity
   
   
   
   Rippling
   
   
   
   Fingercheck
   
   
   
   Paycor
   
   
   
   Zenefits
   
   
   
   Namely
   
   
   
   Gusto
   
   
   
   UKG
   
   
   
   See All
   
 * Who We Serve
   
   
   Partners
   
   See All
   
   
   Accounting Professionals
   
   Lower tax liabilities and grow your firm
   
   Benefit Brokers
   
   Ensure your clients stay ERISA compliant
   
   Financial Advisors
   
   Help your SMB clients prepare for their future
   
   Banks
   
   Improve your offerings and stay competitive
   
   Industries
   
   Startups
   
   Retirement plans that scale with your startup
   
   Franchises
   
   A customer-focused, cost-effective 401(k) plan
   
   Nonprofits
   
   Full-service 401(k) or 403(b) retirement plans
   
   Restaurants
   
   401(k)s for both your full and part-time employees
   
   Customer Stories
   
   See All
   
   
   How a safe harbor 401(k) helps Curtis&Co reduce risk and empower employees
   
   Sexy Pizza aims to transform the restaurant industry with 401(k) benefits
   
   How Kevin Cradock Builders helps construct a bright future for their team

 * Learn
   
   
   Learning Center
   
   See All
   
   
   For Employers
   
   Learn more about 401(k) plan administration
   
   For Employees
   
   How to get the most from retirement planning
   
   Retirement Legislation
   
   Stay updated on the future of retirement policy
   
   Latest Content
   
   See All
   
   
   What is a highly compensated employee?
   
   Reimagining the definition of retirement: Meet Pretirement.
   
   SECURE Act 2.0: Changes to retirement planning (2023)
   
   Featured Resources
   
   The Human Interest Plan Cost Calculator
   
   What is a state-sponsored retirement plan?
   
   The ultimate guide to starting a small business 401(k)

Get StartedLog In


THE 401(K) FOR SMALL & MEDIUM BUSINESSES.

Human Interest makes it easy and affordable to help your employees save for
retirement.



Get Started


RUN YOUR BUSINESS, WE'LL HANDLE YOUR 401(k)


FINALLY, END-TO-END ADMINISTRATION

Human Interest takes the hassle out of managing your company’s 401(k). We sync
to your payroll, process contributions, and handle all of your compliance
testing and IRS paperwork.



Sync your payroll

CLEAR, AFFORDABLE PRICING


ZERO TRANSACTION FEES. PERIOD.

Through dozens of sneaky, shady fees, other 401(k) providers can take advantage
of you and your employees.

We don’t.

With us, you get affordable plans, low-cost funds, and absolutely no transaction
fees.

Here's our pricing


401(K)S AREN'T EXPENSIVE ANYMORE

You can offer retirement benefits for less than the cost of one employee’s
health insurance.1

Get Started

14,000+ companies coast to coast

400,000+ employees covered by our plans

400+ payrolls, and more partners who we love

BUILT FOR YOU


FLEXIBLE, CUSTOMIZED RETIREMENT PLANS

We offer Traditional and Roth 401(k)s, 403(b)s, safe harbor plans, and
profit-sharing plans — we’ll help you figure out what’s right for you. Employers
can customize matching and vesting options at no additional cost.



Get Started

MODERN RETIREMENT BENEFITS


EASY TO USE INTERFACE

Your dashboard gives you a 360-degree view of your company plan, including
employee participation and contribution reports. Employees can start saving in a
few easy steps with our seamless onboarding and built-in investment education.











Get started



LET'S TALK.

Contact Support

855 622 7824

Monday - Friday

6am to 5pm PT / 9am to 8pm ET

Contact support online

Talk to Sales

877 475 0179




WHY US?

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© 2023 Human Interest, Inc. Disclosures

655 Montgomery Street, Suite 1800
San Francisco, California 94111

Human Interest Inc. is an affordable, full-service 401(k) and 403(b) provider
that seeks to make it easy for small and medium-sized businesses to assist their
employees with investing for retirement. For more information, please visit
humaninterest.com. Investment Advisory services are provided through Human
Interest Advisors LLC, a Registered Investment Adviser and subsidiary of Human
Interest Inc. For more information on our investment advisory services, please
visit https://www.humaninterest.com/hia/.

This content has been prepared for informational purposes only, and should not
be construed as tax, legal, or individualized investment advice. Human Interest
Advisors LLC does not provide tax or legal advice. Consult an appropriate
professional regarding your situation. The views expressed are subject to
change. In the event third-party data and/or statistics are used, they have been
obtained from sources believed to be reliable; however, we cannot guarantee
their accuracy or completeness. Investing involves risk, including risk of loss.
Past performance does not guarantee future results.

Notes

1

Kaiser Family Foundation’s 2019 Employer Health Benefits Survey. Kff.org.
https://www.kff.org/report-section/ehbs-2019-section-6-worker-and-employer-contributions-for-premiums/