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WIN THE WEEK IS BACK! Use your account through 8/11/24 for a chance to win $500
each week. Learn more.

WIN THE WEEK IS BACK! Use your account through 8/11/24 for a chance to win $500
each week. Learn more.




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Help
 * Help Center
 * FAQs
 * Quick help guides
 * How-to videos
 * Chat with an agent
 * Blog
 * Contact us
 * Fraud protection
 * Identity theft protection

Log in
Activate your card
Activate your card
Help
 * Help Center
 * FAQs
 * Quick help guides
 * How-to videos
 * Chat with an agent
 * Blog
 * Contact us
 * Fraud protection
 * Identity theft protection

 * Home
 * Features
   * Overdraft protection
   * High-yield savings
   * Protect your money
   * Get the app
   * Refer a friend
 * Move money
   * Deposit options
   * Direct deposit
   * Deposit cash
   * Transfer money
   * Cash a check
   * Deposit tax refund
 * Build credit
   * Secured credit card
   * Credit Care Advantage
 * About us

Help
 * Help Center
 * FAQs
 * Quick help guides
 * How-to videos
 * Chat with an agent
 * Blog
 * Contact us
 * Fraud protection
 * Identity theft protection

Log in
Activate your card
Activate your card
Help
 * Help Center
 * FAQs
 * Quick help guides
 * How-to videos
 * Chat with an agent
 * Blog
 * Contact us
 * Fraud protection
 * Identity theft protection

Open an account


the ultimate mobile bank account

Credit building

with no annual fee** GO2bank Secured Visa Credit Card available only to GO2bank
accountholders with direct deposits totaling at least $100 in the past 30 days.
Eligibility criteria applies. Other fees apply. Annual Percentage Rate is 22.99%
and is accurate as of 12/1/2022. For additional information about Annual
Percentage Rates, fees and other costs, see the GO2bank Secured Credit
Cardholder Agreement and Security Agreement (PDF).

Overdraft protection
up to $200** Opt-in required. Account must have initial eligible direct
deposits, must be in good standing and have an activated chip-enabled debit card
to opt-in. Ongoing eligible direct deposits and other criteria apply to maintain
eligibility for overdraft protection. Only debit card purchase transactions are
eligible for overdraft protection and overdrafts are paid at our discretion. We
reserve the right to not pay overdrafts. For example, we may not pay overdrafts
if the account is not in good standing, or is not receiving ongoing eligible
direct deposits, or has too many overdrafts. Overdraft fees may cause your
account to be overdrawn by an amount that is greater than your overdraft
coverage. A $15 fee may apply to each eligible purchase transaction that brings
your account negative. Balance must be brought to at least $0 within 24 hours of
authorization of the first transaction that overdraws your account to avoid a
fee. Learn more (Overdraft Protection PDF).

Open an account
Open an account

Activate your card

Apply or opt in after eligible direct deposits








the ultimate mobile bank account

Credit building

with no annual fee** GO2bank Secured Visa Credit Card available only to GO2bank
accountholders with direct deposits totaling at least $100 in the past 30 days.
Eligibility criteria applies. Other fees apply. Annual Percentage Rate is 22.99%
and is accurate as of 12/1/2022. For additional information about Annual
Percentage Rates, fees and other costs, see the GO2bank Secured Credit
Cardholder Agreement and Security Agreement (PDF).

Overdraft protection
up to $200** Opt-in required. Account must have initial eligible direct
deposits, must be in good standing and have an activated chip-enabled debit card
to opt-in. Ongoing eligible direct deposits and other criteria apply to maintain
eligibility for overdraft protection. Only debit card purchase transactions are
eligible for overdraft protection and overdrafts are paid at our discretion. We
reserve the right to not pay overdrafts. For example, we may not pay overdrafts
if the account is not in good standing, or is not receiving ongoing eligible
direct deposits, or has too many overdrafts. Overdraft fees may cause your
account to be overdrawn by an amount that is greater than your overdraft
coverage. A $15 fee may apply to each eligible purchase transaction that brings
your account negative. Balance must be brought to at least $0 within 24 hours of
authorization of the first transaction that overdraws your account to avoid a
fee. Learn more (Overdraft Protection PDF).

Apply or opt in after eligible direct deposits

Open an account

Activate your card








 * No sneaky fees

 * Early paydays

 * Balance backup

 * Account protection

 * Credit building


NO SNEAKY FEES

Say no to monthly fees

Say yes to keeping more of your money with no hidden fees and no monthly fees
after eligible direct deposit.** Monthly fee waived whenever you receive a
payroll or government benefits direct deposit in the previous monthly statement
period. Otherwise, $5 per month. Otherwise, $5 per month.

See our simple fees




EARLY PAYDAYS

Get your money fast

When it comes to getting your money in your account, early is right on time. Get
your pay up to 2 days early and governments benefits up to 4 days early with
direct deposit.** Early direct deposit availability depends on payor type,
timing, payment instructions, and bank fraud prevention measures. As such, early
direct deposit availability may vary from pay period to pay period. The name and
Social Security number on file with your employer or benefits provider must
match your GO2bank account to prevent fraud restrictions on the account.

Early payday, please




BALANCE BACKUP

Stay covered with up to $200 of backup

We’ve all been there - that panic at the register, worrying whether you’ve got
enough money to cover expenses. Your go-to has your back with up to $200 in
overdraft protection after eligible direct deposits and opt-in.** Opt-in
required. Account must have initial eligible direct deposits, must be in good
standing and have an activated chip-enabled debit card to opt-in. Ongoing
eligible direct deposits and other criteria apply to maintain eligibility for
overdraft protection. Only debit card purchase transactions are eligible for
overdraft protection and overdrafts are paid at our discretion. We reserve the
right to not pay overdrafts. For example, we may not pay overdrafts if the
account is not in good standing, or is not receiving ongoing eligible direct
deposits, or has too many overdrafts. Overdraft fees may cause your account to
be overdrawn by an amount that is greater than your overdraft coverage. A $15
fee may apply to each eligible purchase transaction that brings your account
negative. Balance must be brought to at least $0 within 24 hours of
authorization of the first transaction that overdraws your account to avoid a
fee. Learn more (Overdraft Protection PDF).

Backup your balance




ACCOUNT PROTECTION

Keep your money safe

It’s your money - only you should have access to it. Keep your money and account
info safe with:





Easy card lock/unlock** Previously authorized transactions and
deposits/transfers to your account will function with a locked card.





Fraud alerts via text message** Message and data rates may apply.





Chip-enabled card for extra protection




Stay protected




CREDIT BUILDING

Climb to better credit with no annual fee

Your credit-building journey starts here with your go-to. Build your credit with
the GO2bank Secured Visa® Credit Card. No annual fee** Annual Percentage Rate is
22.99% and is accurate as of 12/1/2022. For additional information about Annual
Percentage Rates, fees and other costs, see the GO2bank Secured Credit
Cardholder Agreement and Security Agreement (PDF)., no credit check** Available
only to GO2bank accountholders with direct deposits totaling at least $100 in
the past 30 days. Eligibility criteria applies. Other fees apply., and no impact
to your credit when you apply.

Ready, set, credit









Free ATMs here, there, everywhere

Withdraw cash for free at thousands of ATMs nationwide** See app for free ATM
locations. $3 for out-of-network withdrawals, plus any additional fees the ATM
owner or bank may charge. Limits apply.





See why people love us 







Mindy

Awesome service! I direct deposit my check and get paid 2 days before all my
coworkers! The website is easy to work with. So happy I found this card!



Mr. Jonquil

I have been a customer of GO2bank since Fall of 2021. My experience with GO2bank
has been exceptional and hassle-free from the outset. Customer service is above
par compared with other financial institutions; the app is very easy to use.



Peanutt

Love this bank. First time I’ve been eligible for the secured credit card to
help build my credit. Amazing card to help out when needed.



Jayash

This is THE BEST banking app ever!!! And the customer service is AMAZING!!! This
is the only bank card I will ever use, PLUS they help you get a second card
through them that helps build up your credit!!!! How awesome is that!!



Bob Sr.

I am 100% satisfied with GO2bank. The GO2bank app has worked flawlessly and is
the best app I have used for online banking. I Highly recommend GO2bank.



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See why people love us 

Scan to download the
GO2bank app







Mindy

Awesome service! I direct deposit my check and get paid 2 days before all my
coworkers! The website is easy to work with. So happy I found this card!



Mr. Jonquil

I have been a customer of GO2bank since Fall of 2021. My experience with GO2bank
has been exceptional and hassle-free from the outset. Customer service is above
par compared with other financial institutions; the app is very easy to use.



Peanutt

Love this bank. First time I’ve been eligible for the secured credit card to
help build my credit. Amazing card to help out when needed.



Jayash

This is THE BEST banking app ever!!! And the customer service is AMAZING!!! This
is the only bank card I will ever use, PLUS they help you get a second card
through them that helps build up your credit!!!! How awesome is that!!



Bob Sr.

I am 100% satisfied with GO2bank. The GO2bank app has worked flawlessly and is
the best app I have used for online banking. I Highly recommend GO2bank.



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See why people love us 







Mindy

Awesome service! I direct deposit my check and get paid 2 days before all my
coworkers! The website is easy to work with. So happy I found this card!



Mr. Jonquil

I have been a customer of GO2bank since Fall of 2021. My experience with GO2bank
has been exceptional and hassle-free from the outset. Customer service is above
par compared with other financial institutions; the app is very easy to use.



Peanutt

Love this bank. First time I’ve been eligible for the secured credit card to
help build my credit. Amazing card to help out when needed.



Jayash

This is THE BEST banking app ever!!! And the customer service is AMAZING!!! This
is the only bank card I will ever use, PLUS they help you get a second card
through them that helps build up your credit!!!! How awesome is that!!



Bob Sr.

I am 100% satisfied with GO2bank. The GO2bank app has worked flawlessly and is
the best app I have used for online banking. I Highly recommend GO2bank.



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Earn well over the national savings rate average

High-yield savings account, 4.50% APY paid quarterly on savings up to $5,000.**
Interest paid quarterly on the average daily balance of all savings during the
quarter up to a $5,000 average daily balance and if the account is in good
standing. Fees on your primary deposit account may reduce earnings on your
savings account. APY and interest rate may change before or after you open an
account. See Deposit Account Agreement (PDF) for terms and conditions. The
national deposit rate for savings accounts is used when stating GO2bank savings
accounts “Earn well over the national savings rate average”.
Visit https://www.fdic.gov/regulations/resources/rates/ to learn more.





Earn up to 7% instant cash back

when you buy eGift Cards from over 100 popular merchants in the app.**
Activated, chip-enabled debit card required to purchase eGift Cards. Active
GO2bank account required to receive eGift Cards. eGift Card merchants subject to
change. See Deposit Account Agreement (PDF) for details. 

 

 





Cash checks fast or for free

Just snap a pic with your phone and get your money in minutes for a fee, or 10
days for free.** Activated, chip-enabled debit card required to use Ingo Money
check cashing service. The check cashing service is provided by Ingo Money, Inc.
and the sponsor bank, identified in the terms and conditions for the service and
subject to Ingo Money Inc. Terms and Conditions and Privacy Policy. Limits
apply. Approval usually takes 3 to 5 minutes but can take up to one hour. All
checks are subject to approval for funding in Ingo Money's sole discretion. Fees
apply for approved Money in Minutes transactions funded to your account.
Unapproved checks will not be funded to your account. Ingo Money reserves the
right to recover losses resulting from illegal or fraudulent use of the Ingo
Money Service. Your wireless carrier may charge a fee for data usage. Additional
transaction fees, costs, terms and conditions may be associated with the funding
and use of your card or account. See Deposit Account Agreement (PDF) for
details. Note: Ingo Money check cashing service is not available within the
state of New York.





Your cash deposit spot is nearby

Deposit cash with your card or the app at a nearby retailer, with 90,000+
locations nationwide.** Retail service fee up to $4.95 and limits apply.






This way to early payday

This way to early payday

Get your pay up to 2 days early** Early direct deposit availability depends on
payor type, timing, payment instructions, and bank fraud prevention measures. As
such, early direct deposit availability may vary from pay period to pay period.
The name and Social Security number on file with your employer or benefits
provider must match your GO2bank account to prevent fraud restrictions on the
account.

Open an account













The RushCard program is no longer available, and all accounts were closed on
June 29, 2023. Looking for your new go-to for everyday banking? Learn more about
what GO2bank can do for you with perks like overdraft protection up to $200**
Opt-in required. Account must have initial eligible direct deposits, must be in
good standing and have an activated chip-enabled debit card to opt-in. Ongoing
eligible direct deposits and other criteria apply to maintain eligibility for
overdraft protection. Only debit card purchase transactions are eligible for
overdraft protection and overdrafts are paid at our discretion. We reserve the
right to not pay overdrafts. For example, we may not pay overdrafts if the
account is not in good standing, or is not receiving ongoing eligible direct
deposits, or has too many overdrafts. Overdraft fees may cause your account to
be overdrawn by an amount that is greater than your overdraft coverage. A $15
fee may apply to each eligible purchase transaction that brings your account
negative. Balance must be brought to at least $0 within 24 hours of
authorization of the first transaction that overdraws your account to avoid a
fee. Learn more (Overdraft Protection PDF)..

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Account

Open an account
Activate your card
Get the app
Find in stores
Direct deposit
Build credit
Refer a friend

Resources

Help Center
FAQs
Quick help guides
Contact us
Blog
About us
Site map

Legal

Account agreements

Online Privacy Statement (PDF)

Site terms of use (PDF)

Overdraft protection notice (PDF)

te-consent-element

Law enforcement

CRA Public File





* When on a desktop, hover over * to view important disclosures. When on a
mobile device, click on * to view disclosures.

Online access, mobile number verification (via text message) and identity
verification (including SSN) are required to open and use your account. Mobile
number verification, email address verification and mobile app are required to
access all features. See GO2bank Deposit Account Agreement (PDF) and GO2bank
Secured Credit Cardholder Agreement and Security Agreement (PDF) for fees, terms
and conditions.


Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A.,
Inc. Visa is a registered trademark of Visa International Service Association.

GO2bank is Green Dot's flagship mobile bank account. Green Dot has serviced more
than 80 million accounts over the last 24 years.

GO2bank also operates under the following registered trade names: Green Dot
Bank, GoBank and Bonneville Bank. All of these registered trade names are used
by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any
of these trade names are deposits with Green Dot Bank and are aggregated for
deposit insurance coverage up to the allowable limits.

All third-party names and logos are trademarks of their respective owners. These
owners are not affiliated with GO2bank and have not sponsored or endorsed
GO2bank products or services.

Neither GO2bank, Green Dot Corporation, Visa U.S.A. nor any of their respective
affiliates are responsible for the products or services provided by Ingo Money,
Q2 Software, Plaid, Atomic or any eGift Card merchants. Partner terms and
conditions apply.

Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in
the U.S. and other countries. App Store is a service mark of Apple Inc.

Google, Android and Google Play are trademarks of Google Inc., registered in the
U.S. and other countries.

©2024 GO2bank. GO2bank is a trademark of Green Dot Corporation. All rights
reserved. Green Dot Corporation NMLS #914924; Green Dot Bank NMLS #908739.

NO PURCHASE NECESSARY. Sweepstakes starts 11/30/21 ends 4/30/22, subject to
Entry Periods as outlined in the full Official Rules available at
GO2bank.com/50KTax. Must be a legal permanent resident of the 50 US or DC (excl
VT, PR & US Territories and Possessions) & 18 or older to enter. Prize: $1,000
to be awarded as credit or a check. Void where prohibited.



Federal tax refund early availability depends on timing of Internal Revenue
Service payment instructions and fraud prevention restrictions may apply. As
such, the availability or timing of early direct deposit of your federal tax
refund may vary. The name and Social Security number on file with the Internal
Revenue Service must match your GO2bank account exactly or we will decline your
deposit.





Early tax refund deposit applies to federal tax returns filed directly with the
Internal Revenue Service (IRS) and depends on IRS timing, payment instructions
and bank fraud prevention measures. Early deposit does not apply to GO2bank
accounts opened at a tax professional’s office. The name and Social Security
number on file with the IRS must match your GO2bank account to prevent fraud
restrictions on the account.

NO PURCHASE NECESSARY. Sweepstakes starts 12/1/23 ends 4/30/24, subject to Entry
Periods as outlined in the full Official Rules available at go2bank.com/tax500.
Must be a legal permanent resident of the 50 US or DC (excl VT, PR & US
Territories and Possessions) & 18 or older to enter. Prize: $500 to be awarded
as credit or a check. Void where prohibited. Promotional credits are reported on
form 1099 to the IRS.



You are about to leave GO2bank.com. GO2bank does not provide, and is not
responsible for, the product, service, or overall website content available at .
The GO2bank Privacy Policy does not apply to and you should consult the privacy
disclosures on for further communication.


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