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NEW Is NOW! Start Your Easier Online Banking.

That new online and mobile banking we’ve been telling you about is ready! Make
the switch to simpler:

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      * Get Started

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    * * GO Bundle: Accounts and loans to help young adults get on the right
        financial path.
      * Get Started

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    * Mortgage
      * Mortgage Overview
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      * Refinancing A Home
      * Construction Loans
      * Second and Vacation Homes
      * Investment Property Loans
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      * On Purchases Overview
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      * Loan Protection
    * On You
      * Life
      * Long-Term Care
      * AD&D
      * Annuities
   
    * Tools & Resources:
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      * Calculate Insurance Needs
        Schedule An Appointment
         Find a Branch

 * Business
    * Checking
      * Checking Overview
      * Dividend Checking
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      * Remote Deposit Capture
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    * Tools & Resources:
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      * Steps of Starting a Business
      * Business Member Support Center
        Schedule An Appointment
         Find a Branch

 * Money Smarts
    * Programs
      * All Programs
      * Red Shoes
      * Project Money
      * Project Teen Money
      * Oodles
      * FoolProof
      * Financial Wellness for Employees
      * GO Bundle
      * Summit Financial Wellness Ambassadors
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      * First-Time Homebuyer’s Handbook
      * Homebuying How-To Videos
    * Fraud Education
    * FAQ

 * Equity in Money™
    * Learn More

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BEING GREEN FOR A BETTER WORLD

Being greener is part of our culture and vision for sustainability at Summit.

See what our CEO has to say this month
LOGIN FOR FORMER COMMERCE BUSINESS BANKING
ACCESS YOUR BUSINESS ONLINE BANKING USING THE SAME LOGIN AS ALWAYS.

FREE CHECKING
FREE TOOLS TOO! TOTAL MONEY MANAGEMENT IN ONE EASY APP.

HOME EQUITY LOANS
FIX UP YOUR HOME THE AFFORDABLE WAY. LET YOUR EQUITY PITCH IN!

CERTIFICATE SPECIALS
A SAFE WAY TO GROW MONEY FASTER AND REACH YOUR GOALS SOONER.


FEATURED RATES

13-Month Certificate $5,000 minimum balance to earn APY**
5.15% APY
5.03% Rate
22-Month Certificate $5,000 minimum balance to earn APY**
5.25% APY
5.13% Rate
Money Market Plus Special $25,000 minimum balance to earn APY1
3.50% APY
3.45% Intro Rate Until 11/30/23
Mortgage 30 Year Fixed1
6.750% Rate
6.855% APR
HELOC As low as 0.00% APR for 6 months, 7.75% variable rate after that3
0.00% Intro APR
7.75% APR
View All Rates
CASH BOOMERANG
$19.6 MILLION BACK TO MEMBERS IN THE LAST 9 YEARS!

The more you save and borrow at Summit, the bigger your Cash Boomerang.4 It’s
how we say thanks for helping our whole cooperative thrive!

Get Your Cash Give-back This Fall
IN THE NEWS
SUMMIT RANKED STATE'S TOP MORTGAGE LENDER

The Truth About Mortgage featured the biggest mortgage lenders in Wisconsin,
putting Summit at the top for both overall mortgage lending and refinancing!
Actually, you put us there. Thanks for choosing a local Summit mortgage!

Read Article
FRAUD PREVENTION
PROTECTING YOU AND YOUR LOVED ONES FROM SCAMS

Shout-out to Cooper from Madison East, our $3,000 scholarship winner from
Project Teen Money, and the 9 other finalists who shared video tips on how to
protect your money from scams. We can all learn from each other!

Watch Coopers Tips on Avoiding Financial Scams
BEYOND BANKING
HONORED TO JOIN GLOBAL ALLIANCE FOR BANKING ON VALUES

Summit has found a perfect fit with our values-based banking approach in the
Global Alliance for Banking on Values (GABV). We’re excited to be working with
international financial services leaders for positive economic, social and
environmental change.

Learn More About GABV
BUSINESS EXPERTISE
12 YEARS AS A TOP SBA LENDER

As Wisconsin’s #1 Small Business Administration (SBA) Lender among credit
unions*** 12 years in a row, Summit’s known for expertise that makes business
goals happen -- and makes them affordable. Get started or get to the next level.

Cover All Your Business Needs
AWARDS
3X TOP WORKPLACE 2023 FROM EMPLOYEE SURVEYS

Summit’s’ Top Workplace USA award early this year has quickly been followed by
Top Workplace Madison and Milwaukee -- and it’s all based directly on employee
feedback. What a tribute to our culture and the great things we’re doing
together. You’d love it here too!

Work at Summit


TIPS TO OWN YOUR FINANCES

Previous


UPCOMING EVENTS


3 MYTHS ABOUT FRAUD


STRESS LESS ABOUT FINANCES


WEBINAR: YOUR HOME EQUITY


CHOOSING A SAVINGS ACCOUNT


7 TIPS FOR NEW GRADS

Next
 * Schedule an Appointment
 * Member Support Center
 * Careers

ABA/Routing Number: 275979034Copied to clipboard

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*The Wisconsin's #1 Mortgage Lender designation is based on the number of loans
originated in 2022, gathered from the Home Mortgage Disclosure Act data compiled
annually by the Consumer Financial Protection Bureau. The results of the data
were obtained through the Consumer Financial Protection Bureau's website. LEI:
254900NTAC4H10MGSU23

**APY is Annual Percentage Yield. Rates accurate as of 6/23/2023. Early
withdrawal penalties apply. Minimum balance to earn APY is $5000.

***SBA Lender of the Year awarded by the Small Business Administration of
Wisconsin, most SBA loans 7(a) through a credit union in WI.

1 APY is Annual Percentage Yield. Offer expires November 30, 2023. Minimum
$25,000 new money to Summit Credit Union required. After November 30, 2023, the
rate will revert to the current posted rates on our Money Market Plus account.
Fees may reduce earnings on account. The current tiers and ongoing rates on the
Money Market Plus Special as of May 1, 2023 are $100,000+ 3.50% APY,
$50,000-$99,999 3.50% APY, $25,000-$49,999 3.50% APY, $10,000-$24,999 0.17% APY,
$2,500-$9,999 0.14% APY, $0-$2,499 0.12% APY. Balances that fall below $25,000
will receive the regular Money Market Plus published rate, which is subject to
change at any time without notice. The Advertised special rate is available on
new Money Market Plus accounts only. The special rate may not be applied to
funds from another Summit Credit Union account. We may refuse or return any
deposit amount causing the combined balance of all of your Summit Credit Union
accounts to exceed $6,000,000.

2 Rate and payments may increase after a specified amount of time. Click on the
View all rates and disclosures link for details.

3 Existing Home Equity Lines of Credit limit must increase by a minimum of
$5,000 to qualify for introductory rate. New HELOC eligibility requirements
apply. APR is Annual Percentage Rate. After the 6-month introductory period, the
rate will revert to Prime Rate as published in The Wall Street Journal or Prime
Rate plus or minus a margin. Your actual rate will be based upon your
creditworthiness and loan-to-value. Margins range from 4.00% to -0.50%. Minimum
credit score of 699 or more to qualify for promotion rate. Intro rate shown is
for homeowners with up to 80% loan-to-value. Other rates will apply for loans
with a higher loan-to-value. Rates subject to change but the APR will not vary
above 15% APR. The minimum APR is 3.99%-5.49% (Floor) for loans less than or
equal to a 70% loan-to-value. Your actual variable periodic rate and floor rate
will be based upon your creditworthiness and loan-to-value. Property insurance
is required.

4 No minimum balances are required to be eligible for the program. Any
fees/charges applied to an account will reduce the account balance and result in
less dividends earned. A checking account must be open as of 9/30 of year of
payment to be eligible for the program. Only members in good standing at the
date of the payout will receive as long as the Cash Boomerang computes to $10 or
more, with a maximum of $1,000. Cash Boomerang is not guaranteed. Cash Boomerang
is a dividend and subject to tax reporting.



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