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Submitted URL: http://www.summitcreditunion.com/
Effective URL: https://www.summitcreditunion.com/
Submission: On August 10 via api from US — Scanned from DE
Effective URL: https://www.summitcreditunion.com/
Submission: On August 10 via api from US — Scanned from DE
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Skip to main content summit-bracket2 bracket2 atm-outline location-pin-outline location-pin-filled atm-filled calendar2 bracket google-play[2] app-store summit-location-pin-lg code lock user worksheets phone print programs open pdf checkmark-form close-x close download checkmark-chart checklists blog-tools social-facebook social-google-plus social-pinterest LInkedIn-2C-128px-R instagram-rainbow social-twitter social-youtube ehl calendar calculators bracket22 checkmark email text-area-corner external-link success error information warning calendar-add-event auto-rates mortgage-rates home-equity new-certificates ncua summit-logo-itmoi arrow-left arrow-right checkmark2 summit-logo summit-logo-white summit-bracket silhouette arrow-down arrow-up auto-rates2 blog calculators2 call ehl2 home-equity2 itmoi locate mortgage-rates2 new-certificates2 programs2 search summit-location-pin-sm tools clock Toggle navigation Close SEARCH FORM Search * About * Join * Meet * Locate * Checking & Savings * Checking * Checking Overview * Balance Account * Free Checking * Student Free Checking * Dividend Checking * Ultimate Checking * Savings * Savings Overview * Primary Savings * Secondary Savings * GoSave Account * Holiday Savings * Health Savings Account * Money Market * Money Market Overview * Money Market Maximizer * Ultimate Money Market * Money Market Plus * Certificates * Certificates Overview * Regular Certificate * Certificate Plus * Individual Retirement Accounts * Individual Retirement Accounts Overview * Traditional IRA * ROTH IRA * Education Savings Account * Digital Banking * Digital Banking Overview * Mobile Deposit * Digital Wallets * Climbr * Voice Banking * Zelle * Tools & Resources: * Choosing the Best Savings Account * Budgeting Worksheet * Savings Goal Calculator Schedule An Appointment Find a Branch * * GO Bundle: Accounts and loans to help young adults get on the right financial path. * Get Started * Credit Cards * Credit Cards * Credit Cards Overview * Ultimate CashPerks * Visa Platinum Rewards * Visa Platinum * Student Rewards * Global Good Card * Tools & Resources: * Debt Consolidation Calculator * How to Improve Credit Score * Budgeting Worksheet * Balance Transfer Calculator * Make a Payment Schedule An Appointment Find a Branch * * GO Bundle: Accounts and loans to help young adults get on the right financial path. * Get Started * Loans * Mortgage * Mortgage Overview * Buying a Home * Refinancing A Home * Construction Loans * Second and Vacation Homes * Investment Property Loans * First-Time Home Buyer Guide * Meet With Us * Home Equity * Home Equity Overview * Home Equity Loans * Home Equity Line of Credit * Compare Home Equity Options * Auto * Auto Overview * New Vehicles * Used Vehicles * Recreational Vehicles * Discounted Auto Insurance * Personal * Personal Overview * Personal Loans * Personal Lines of Credit * Student * Student Overview * Private Student Loans * Student Loan Refinance * Energy * Energy Overview * Energy Efficient Loan * Solar Energy Loan * Tools & Resources: * Loan Payment Calculator * First-Time Homebuyer Videos * Auto Buying Resources * Make a Payment Schedule An Appointment Find a Branch * * GO Bundle: Accounts and loans to help young adults get on the right financial path. * Get Started * Investments * Investment Options * Investment Options Overview * Mutual Funds * Managed Accounts * Stocks and Bonds * IRAs * Annuities * Preparing For Your Future * Preparing For Your Future Overview * Saving Money For Retirement * Living in Retirement * Saving For College * Meet With Us * Tools & Resources: * Basics of Investing * Investment Blogs * Investment Events * Retirement Calculator * IRA Retirement Central Schedule An Appointment Find a Branch * Insurance * On Purchases * On Purchases Overview * Auto * Homeowners * Loan Protection * On You * Life * Long-Term Care * AD&D * Annuities * Tools & Resources: * Value of Insurance * Calculate Insurance Needs Schedule An Appointment Find a Branch * Business * Checking * Checking Overview * Dividend Checking * Business Checking * Analyzed Checking * Community Checking * Savings * Savings Overview * Basic Savings * Certificate * Money Market * Credit Card * Loans * Loans Overview * Real Estate & Commercial Construction Loans * Investment Property Loans * Term Loans * Business Line of Credit * Small Business Administration Loans * Treasury Management * Cash Management Overview * ACH Originations * Remote Deposit Capture * Credit Card Processing * Online Banking * Meet With Us * Tools & Resources: * Employee Financial Wellness * Steps of Starting a Business * Business Member Support Center Schedule An Appointment Find a Branch * Money Smarts * Programs * All Programs * Red Shoes * Project Money * Project Teen Money * Oodles * FoolProof * Financial Wellness for Employees * GO Bundle * Summit Financial Wellness Ambassadors * Blog & Tools * Blog & Tools * Blogs * Calculators * Worksheets * Checklists * Infographics * Podcasts * Events * All Events * Live-Learning Events * On-Demand Webinars * Co-op Connection * Summit Fest * Homebuying Resources * First-Time Homebuyer’s Handbook * Homebuying How-To Videos * Fraud Education * FAQ * Equity in Money™ * Learn More * Contact * Meet * About * Contact * Locate * Search NEW Is NOW! Start Your Easier Online Banking. That new online and mobile banking we’ve been telling you about is ready! Make the switch to simpler: * Check out some of the exciting new features. * Click “LOG INTO NEW” below to upgrade. It’ll walk you through each step! Toggle navigation Menu Summit Credit Union Member Login Summit Credit Union * About * Meet * Contact * Join * Locate * SEARCH FORM Search * Member Login * Checking & Savings * Checking * Checking Overview * Balance Account * Free Checking * Student Free Checking * Dividend Checking * Ultimate Checking * Savings * Savings Overview * Primary Savings * Secondary Savings * GoSave Account * Holiday Savings * Health Savings Account * Money Market * Money Market Overview * Money Market Maximizer * Ultimate Money Market * Money Market Plus * Certificates * Certificates Overview * Regular Certificate * Certificate Plus * Individual Retirement Accounts * Individual Retirement Accounts Overview * Traditional IRA * ROTH IRA * Education Savings Account * Digital Banking * Digital Banking Overview * Mobile Deposit * Digital Wallets * Climbr * Voice Banking * Zelle * Tools & Resources: * Choosing the Best Savings Account * Budgeting Worksheet * Savings Goal Calculator Schedule An Appointment Find a Branch * * GO Bundle: Accounts and loans to help young adults get on the right financial path. * Get Started * Credit Cards * Credit Cards * Credit Cards Overview * Ultimate CashPerks * Visa Platinum Rewards * Visa Platinum * Student Rewards * Global Good Card * Tools & Resources: * Debt Consolidation Calculator * How to Improve Credit Score * Budgeting Worksheet * Balance Transfer Calculator * Make a Payment Schedule An Appointment Find a Branch * * GO Bundle: Accounts and loans to help young adults get on the right financial path. * Get Started * Loans * Mortgage * Mortgage Overview * Buying a Home * Refinancing A Home * Construction Loans * Second and Vacation Homes * Investment Property Loans * First-Time Home Buyer Guide * Meet With Us * Home Equity * Home Equity Overview * Home Equity Loans * Home Equity Line of Credit * Compare Home Equity Options * Auto * Auto Overview * New Vehicles * Used Vehicles * Recreational Vehicles * Discounted Auto Insurance * Personal * Personal Overview * Personal Loans * Personal Lines of Credit * Student * Student Overview * Private Student Loans * Student Loan Refinance * Energy * Energy Overview * Energy Efficient Loan * Solar Energy Loan * Tools & Resources: * Loan Payment Calculator * First-Time Homebuyer Videos * Auto Buying Resources * Make a Payment Schedule An Appointment Find a Branch * * GO Bundle: Accounts and loans to help young adults get on the right financial path. * Get Started * Investments * Investment Options * Investment Options Overview * Mutual Funds * Managed Accounts * Stocks and Bonds * IRAs * Annuities * Preparing For Your Future * Preparing For Your Future Overview * Saving Money For Retirement * Living in Retirement * Saving For College * Meet With Us * Tools & Resources: * Basics of Investing * Investment Blogs * Investment Events * Retirement Calculator * IRA Retirement Central Schedule An Appointment Find a Branch * Insurance * On Purchases * On Purchases Overview * Auto * Homeowners * Loan Protection * On You * Life * Long-Term Care * AD&D * Annuities * Tools & Resources: * Value of Insurance * Calculate Insurance Needs Schedule An Appointment Find a Branch * Business * Checking * Checking Overview * Dividend Checking * Business Checking * Analyzed Checking * Community Checking * Savings * Savings Overview * Basic Savings * Certificate * Money Market * Credit Card * Loans * Loans Overview * Real Estate & Commercial Construction Loans * Investment Property Loans * Term Loans * Business Line of Credit * Small Business Administration Loans * Treasury Management * Cash Management Overview * ACH Originations * Remote Deposit Capture * Credit Card Processing * Online Banking * Meet With Us * Tools & Resources: * Employee Financial Wellness * Steps of Starting a Business * Business Member Support Center Schedule An Appointment Find a Branch * Money Smarts * Programs * All Programs * Red Shoes * Project Money * Project Teen Money * Oodles * FoolProof * Financial Wellness for Employees * GO Bundle * Summit Financial Wellness Ambassadors * Blog & Tools * Blog & Tools * Blogs * Calculators * Worksheets * Checklists * Infographics * Podcasts * Events * All Events * Live-Learning Events * On-Demand Webinars * Co-op Connection * Summit Fest * Homebuying Resources * First-Time Homebuyer’s Handbook * Homebuying How-To Videos * Fraud Education * FAQ * Equity in Money™ * Learn More * Contact BEING GREEN FOR A BETTER WORLD Being greener is part of our culture and vision for sustainability at Summit. See what our CEO has to say this month LOGIN FOR FORMER COMMERCE BUSINESS BANKING ACCESS YOUR BUSINESS ONLINE BANKING USING THE SAME LOGIN AS ALWAYS. FREE CHECKING FREE TOOLS TOO! TOTAL MONEY MANAGEMENT IN ONE EASY APP. HOME EQUITY LOANS FIX UP YOUR HOME THE AFFORDABLE WAY. LET YOUR EQUITY PITCH IN! CERTIFICATE SPECIALS A SAFE WAY TO GROW MONEY FASTER AND REACH YOUR GOALS SOONER. FEATURED RATES 13-Month Certificate $5,000 minimum balance to earn APY** 5.15% APY 5.03% Rate 22-Month Certificate $5,000 minimum balance to earn APY** 5.25% APY 5.13% Rate Money Market Plus Special $25,000 minimum balance to earn APY1 3.50% APY 3.45% Intro Rate Until 11/30/23 Mortgage 30 Year Fixed1 6.750% Rate 6.855% APR HELOC As low as 0.00% APR for 6 months, 7.75% variable rate after that3 0.00% Intro APR 7.75% APR View All Rates CASH BOOMERANG $19.6 MILLION BACK TO MEMBERS IN THE LAST 9 YEARS! The more you save and borrow at Summit, the bigger your Cash Boomerang.4 It’s how we say thanks for helping our whole cooperative thrive! Get Your Cash Give-back This Fall IN THE NEWS SUMMIT RANKED STATE'S TOP MORTGAGE LENDER The Truth About Mortgage featured the biggest mortgage lenders in Wisconsin, putting Summit at the top for both overall mortgage lending and refinancing! Actually, you put us there. Thanks for choosing a local Summit mortgage! Read Article FRAUD PREVENTION PROTECTING YOU AND YOUR LOVED ONES FROM SCAMS Shout-out to Cooper from Madison East, our $3,000 scholarship winner from Project Teen Money, and the 9 other finalists who shared video tips on how to protect your money from scams. We can all learn from each other! Watch Coopers Tips on Avoiding Financial Scams BEYOND BANKING HONORED TO JOIN GLOBAL ALLIANCE FOR BANKING ON VALUES Summit has found a perfect fit with our values-based banking approach in the Global Alliance for Banking on Values (GABV). We’re excited to be working with international financial services leaders for positive economic, social and environmental change. Learn More About GABV BUSINESS EXPERTISE 12 YEARS AS A TOP SBA LENDER As Wisconsin’s #1 Small Business Administration (SBA) Lender among credit unions*** 12 years in a row, Summit’s known for expertise that makes business goals happen -- and makes them affordable. Get started or get to the next level. Cover All Your Business Needs AWARDS 3X TOP WORKPLACE 2023 FROM EMPLOYEE SURVEYS Summit’s’ Top Workplace USA award early this year has quickly been followed by Top Workplace Madison and Milwaukee -- and it’s all based directly on employee feedback. What a tribute to our culture and the great things we’re doing together. You’d love it here too! Work at Summit TIPS TO OWN YOUR FINANCES Previous UPCOMING EVENTS 3 MYTHS ABOUT FRAUD STRESS LESS ABOUT FINANCES WEBINAR: YOUR HOME EQUITY CHOOSING A SAVINGS ACCOUNT 7 TIPS FOR NEW GRADS Next * Schedule an Appointment * Member Support Center * Careers ABA/Routing Number: 275979034Copied to clipboard PROUD OF OUR ACCOMPLISHMENTS LET US DELIGHT YOUR INBOX Receive useful tips and articles right in your inbox, and be the first to know about new promotions, events and products at Summit. GET OUR APP * * FOLLOW US * * * *The Wisconsin's #1 Mortgage Lender designation is based on the number of loans originated in 2022, gathered from the Home Mortgage Disclosure Act data compiled annually by the Consumer Financial Protection Bureau. The results of the data were obtained through the Consumer Financial Protection Bureau's website. LEI: 254900NTAC4H10MGSU23 **APY is Annual Percentage Yield. Rates accurate as of 6/23/2023. Early withdrawal penalties apply. Minimum balance to earn APY is $5000. ***SBA Lender of the Year awarded by the Small Business Administration of Wisconsin, most SBA loans 7(a) through a credit union in WI. 1 APY is Annual Percentage Yield. Offer expires November 30, 2023. Minimum $25,000 new money to Summit Credit Union required. After November 30, 2023, the rate will revert to the current posted rates on our Money Market Plus account. Fees may reduce earnings on account. The current tiers and ongoing rates on the Money Market Plus Special as of May 1, 2023 are $100,000+ 3.50% APY, $50,000-$99,999 3.50% APY, $25,000-$49,999 3.50% APY, $10,000-$24,999 0.17% APY, $2,500-$9,999 0.14% APY, $0-$2,499 0.12% APY. Balances that fall below $25,000 will receive the regular Money Market Plus published rate, which is subject to change at any time without notice. The Advertised special rate is available on new Money Market Plus accounts only. The special rate may not be applied to funds from another Summit Credit Union account. We may refuse or return any deposit amount causing the combined balance of all of your Summit Credit Union accounts to exceed $6,000,000. 2 Rate and payments may increase after a specified amount of time. Click on the View all rates and disclosures link for details. 3 Existing Home Equity Lines of Credit limit must increase by a minimum of $5,000 to qualify for introductory rate. New HELOC eligibility requirements apply. APR is Annual Percentage Rate. After the 6-month introductory period, the rate will revert to Prime Rate as published in The Wall Street Journal or Prime Rate plus or minus a margin. Your actual rate will be based upon your creditworthiness and loan-to-value. Margins range from 4.00% to -0.50%. Minimum credit score of 699 or more to qualify for promotion rate. Intro rate shown is for homeowners with up to 80% loan-to-value. Other rates will apply for loans with a higher loan-to-value. Rates subject to change but the APR will not vary above 15% APR. The minimum APR is 3.99%-5.49% (Floor) for loans less than or equal to a 70% loan-to-value. Your actual variable periodic rate and floor rate will be based upon your creditworthiness and loan-to-value. Property insurance is required. 4 No minimum balances are required to be eligible for the program. Any fees/charges applied to an account will reduce the account balance and result in less dividends earned. A checking account must be open as of 9/30 of year of payment to be eligible for the program. Only members in good standing at the date of the payout will receive as long as the Cash Boomerang computes to $10 or more, with a maximum of $1,000. Cash Boomerang is not guaranteed. Cash Boomerang is a dividend and subject to tax reporting. Insured by NCUA Close Close Modal If you are using a screen reader and are having problems using this website, please call 608-243-5000 for assistance. * NCUA Insurance Estimator * Privacy, Security & Accessibility * Rates, Fees, Terms & Disclosures ABA/Routing Number: 275979034Copied to clipboard Copyright 2023 © Summit Credit Union. All rights reserved. CLOSE × * YOU ARE LEAVING SUMMIT CREDIT UNION Please read the following before proceeding to: The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. Stay on SummitCreditUnion.com Go