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Submitted URL: https://www.mediasuper.com.au/retirement-account-information/online-access
Effective URL: https://www.mediasuper.com.au/retirement/ready-to-retire
Submission: On June 02 via api from US — Scanned from AU

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Text Content

 * Blog
   
 * About us
   
 * Fund details
   
 * Contact
   

1800 640 886 Join
Log in
 * Member
 * Employer Portal


 * Super
    * Why join us
    * Understanding super
    * Grow your super
    * Rebuild & boost your super after COVID-19
   
   
   WHY JOIN US
   
   We’re the industry super fund dedicated to the print, media, entertainment,
   arts and creative industries. We have a proven track record of strong returns
   and competitive fees, and a unique understanding of your needs.
   
   Find out more
    * Join Media Super
      
   
   
   UNDERSTANDING SUPER
   
   Navigating your super can seem complicated, but it doesn’t have to be. You
   have questions, we have answers.
   
   Find out more
    * How super works
      
    * Consolidating your super
      
    * Ways we can help
      
    * Making contributions
      
    * How super is taxed
      
    * Accessing your super
      
    * Fees and costs
      
    * If you've been made redundant
      
    * Nominate who gets your super when you die
      
    * Super for the self-employed and freelancers
      
    * Super for children
      
    * Super for students
      
   
   
   GROW YOUR SUPER
   
   We can help you grow your super throughout your working life so you can enjoy
   a comfortable and secure retirement.
   
   Find out more
    * Making contributions
      
    * Before-tax contributions
      
    * After-tax contribution
      
    * Spouse contributions
      
    * Downsizer contributions
      
    * Restrictions
      
   
   
   REBUILD & BOOST YOUR SUPER AFTER COVID-19
   
   If COVID-19 has impacted your finances, including your super, you're not
   alone. But there are simple steps you can take to rebuild and boost your
   super balance, no matter your age.
   
   Find out more
   
   RESOURCES
   
    * Calculators
      
    * Forms and documents
      
    * Product Disclosure Statements
      

 * Insurance
    * Choosing an insurance option
    * How much cover do you need?
    * Change or cancel your insurance
   
   
   CHOOSING AN INSURANCE OPTION
   
   Insurance can provide a financial safety net for you and your family. Find
   out about Media Super's cost-effective insurance options, tailored for your
   industry and with the flexibility to meet your needs now and in the future.
   
   Find out more
   
   
   HOW MUCH COVER DO YOU NEED?
   
   It can be confronting to think about, but making a plan for our loved ones in
   case the worst happens is important. Read on for helpful advice about
   deciding how much insurance you need for your circumstances, plus where to go
   if you want more help.
   
   Find out more
   
   
   CHANGE OR CANCEL YOUR INSURANCE
   
   Adjusting your insurance cover to suit your financial needs can help you feel
   confident you're covered if something goes wrong. Our team can help you
   decide how much cover you need and support you with the process. Otherwise,
   if you know what you need, read on to find the forms you need to get started
   today.
   
   Find out more
   
   RESOURCES
   
    * Insurance Guide
      
    * Forms and documents
      
    * Talk to us about insurance
      

 * Investments
    * Your investment options
    * Choosing an investment option
    * Our fund performance
    * MySuper Product Dashboard
    * How we invest your money
    * Responsible investing
   
   
   YOUR INVESTMENT OPTIONS
   
   Media Super's range of investment options let you choose the right mix to
   suit your needs now and in the future.
   
   Find out more
    * 
   
   
   CHOOSING AN INVESTMENT OPTION
   
   When choosing an investment option, take some time to consider your needs and
   circumstances, to ensure that you make the best choice for your situation.
   
   Find out more
   
   
   OUR FUND PERFORMANCE
   
   Find out about the current and past performance of your Media Super super or
   pension account.
   
   Find out more
    * Super performance
      
    * TTR performance
      
    * Monthly performance report
      
    * Pension performance
      
    * Crediting rates
      
   
   
   MYSUPER PRODUCT DASHBOARD
   
   The MySuper Product Dashboard helps you compare Media Super's Balanced
   (MySuper) option with other super funds' MySuper products.
   
   Find out more
   
   
   HOW WE INVEST YOUR MONEY
   
   Understand how Media Super's investment options are designed to achieve
   long-term investment objectives to help you build your retirement savings.
   
   Find out more
    * Where the Fund invests
      
    * Investing back into our industries
      
   
   
   RESPONSIBLE INVESTING
   
   Understand how we approach responsible investing
   
   Find out more
    * Climate change
      
   
   RESOURCES
   
    * Forms and documents
      
    * Talk to us about your investments
      

 * Retirement
    * Retirement planning
    * Transition to Retirement (TTR) Pension
    * Ready to retire?
   
   
   RETIREMENT PLANNING
   
   If you're not quite ready to retire, there are still things you can do today
   to prepare that will help you achieve a greater retirement outcome tomorrow.
   
   Find out more
    * How much super will you need for retirement?
      
    * Retirement advice and resources
      
    * Nominate who gets your pension when you die
      
    * Applying for the Age Pension
      
   
   
   TRANSITION TO RETIREMENT (TTR) PENSION
   
   A Transition to Retirement Pension is a great option if you're thinking about
   retiring aren't ready to stop working yet.
   
   Find out more
   
   
   READY TO RETIRE?
   
   If you're ready to retire, there are some important decisions to make before
   you begin the next chapter of your life. A few careful steps now can help you
   achieve your goals and live the retirement lifestyle you want.
   
   Find out more
    * Why choose a super income stream
      
    * Tax considerations
      
    * Retirement fees and costs
      
   
   RESOURCES
   
    * Retirement Strategy summary
      
    * Retirement Income Estimate calculator
      
    * Talk to us about your pension
      
    * Centrelink
      

 * Employers
    * Register as an employer
    * Why Media Super?
    * Your super obligations
    * Making payments and reporting
   
   
   REGISTER AS AN EMPLOYER
   
   Follow these easy steps to register your business as an employer with Media
   Super.
   
   Find out more
   
   
   WHY MEDIA SUPER?
   
   If you're in the business of creating, Media Super is your industry fund.
   Take a look at the benefits of joining Media Super for you and your
   employees.
   
   Find out more
    * Super that supports your industry
      
    * Help and support
      
   
   
   YOUR SUPER OBLIGATIONS
   
   Make sure you understand your super responsibilities as an employer,
   including who, how much, and when you have to pay.
   
   Find out more
    * Super stapling
      
   
   
   MAKING PAYMENTS AND REPORTING
   
   Make your employee super contributions online with one of our easy to use and
   efficient payment platforms.
   
   Find out more
    * Pay super online
      
   
   RESOURCES
   
    * Contact our team
      
    * Forms and guides
      
    * How to use Employer Portal
      
    * ATO-Super for Employers
      
    * Employer handbook
      

 * Tools and resources
    * Forms and documents
    * Product Disclosure Statements
    * Employer resources
    * For advisers
    * Calculators
    * Education sessions
   
   
   FORMS AND DOCUMENTS
   
   Forms, factsheets and guides to help you manage your super.
   
   Find out more
   
   
   PRODUCT DISCLOSURE STATEMENTS
   
   Download our Product Disclosure Statements to read important information
   regarding your super or pension. If you would prefer hard copies of these
   documents, just contact us with your request.
   
   Find out more
   
   
   EMPLOYER RESOURCES
   
   Access downloadable (PDF) Employer forms and guides in one location.
   
   Find out more
    * Employer forms and guides
      
    * How to use Employer Portal
      
    * See how we compare
      
   
   
   FOR ADVISERS
   
   Together we can provide members with top-quality financial advice across
   metropolitan, regional and rural Australia.
   
   Find out more
   
   
   CALCULATORS
   
   It's easy to plan for your future with our range of tools and calculators.
   Discover how you can benefit from making extra super contributions, if you're
   on track for retirement, and how your investment choice can make a
   difference.
   
   Find out more
   
   
   EDUCATION SESSIONS
   
   Find out about upcoming seminars and webinars, with topics ranging from
   retirement planning to broader financial wellbeing.
   
   Find out more
 * Events & publications
    * Significant event notices
    * Education Sessions
    * Publications
   
   
   SIGNIFICANT EVENT NOTICES
   
   A summary of significant changes and events from the last two years that may
   affect your account, including changes to fees, insurance cover and
   investment.
   
   Find out more
   
   
   EDUCATION SESSIONS
   
   Find out about upcoming seminars and webinars, with topics ranging from
   retirement planning to broader financial wellbeing.
   
   Find out more
   
   
   PUBLICATIONS
   
   Learn more about your fund with our downloadable publications. Read how we're
   supporting our members and their industries with our annual reports and stay
   up to date with our newsletters.
   
   Find out more

Log in
 * Member
 * Employer Portal


 * Super
   
 * Insurance
   
 * Investments
   
 * Retirement
   
 * Employers
   
 * Tools and resources
   
 * Events & publications
   

 * Blog
   
 * About us
   
 * Fund details
   
 * Contact
   

SUPER

 * Why join us
   
 * Understanding super
   
 * Grow your super
   
 * Rebuild & boost your super after COVID-19
   

RESOURCES

 * Calculators
   
 * Forms and documents
   
 * Product Disclosure Statements
   

WHY JOIN US

 * Join Media Super
   

UNDERSTANDING SUPER

 * How super works
   
 * Consolidating your super
   
 * Ways we can help
   
 * Making contributions
   
 * How super is taxed
   
 * Accessing your super
   
 * Fees and costs
   
 * If you've been made redundant
   
 * Nominate who gets your super when you die
   
 * Super for the self-employed and freelancers
   
 * Super for children
   
 * Super for students
   

GROW YOUR SUPER

 * Making contributions
   
 * Before-tax contributions
   
 * After-tax contribution
   
 * Spouse contributions
   
 * Downsizer contributions
   
 * Restrictions
   

REBUILD & BOOST YOUR SUPER AFTER COVID-19

INSURANCE

 * Choosing an insurance option
   
 * How much cover do you need?
   
 * Change or cancel your insurance
   

RESOURCES

 * Insurance Guide
   
 * Forms and documents
   
 * Talk to us about insurance
   

CHOOSING AN INSURANCE OPTION

HOW MUCH COVER DO YOU NEED?

CHANGE OR CANCEL YOUR INSURANCE

INVESTMENTS

 * Your investment options
   
 * Choosing an investment option
   
 * Our fund performance
   
 * MySuper Product Dashboard
   
 * How we invest your money
   
 * Responsible investing
   

RESOURCES

 * Forms and documents
   
 * Talk to us about your investments
   

YOUR INVESTMENT OPTIONS

 * 

CHOOSING AN INVESTMENT OPTION

OUR FUND PERFORMANCE

 * Super performance
   
 * TTR performance
   
 * Monthly performance report
   
 * Pension performance
   
 * Crediting rates
   

MYSUPER PRODUCT DASHBOARD

HOW WE INVEST YOUR MONEY

 * Where the Fund invests
   
 * Investing back into our industries
   

RESPONSIBLE INVESTING

 * Climate change
   

RETIREMENT

 * Retirement planning
   
 * Transition to Retirement (TTR) Pension
   
 * Ready to retire?
   

RESOURCES

 * Retirement Strategy summary
   
 * Retirement Income Estimate calculator
   
 * Talk to us about your pension
   
 * Centrelink
   

RETIREMENT PLANNING

 * How much super will you need for retirement?
   
 * Retirement advice and resources
   
 * Nominate who gets your pension when you die
   
 * Applying for the Age Pension
   

TRANSITION TO RETIREMENT (TTR) PENSION

READY TO RETIRE?

 * Why choose a super income stream
   
 * Tax considerations
   
 * Retirement fees and costs
   

EMPLOYERS

 * Register as an employer
   
 * Why Media Super?
   
 * Your super obligations
   
 * Making payments and reporting
   

RESOURCES

 * Contact our team
   
 * Forms and guides
   
 * How to use Employer Portal
   
 * ATO-Super for Employers
   
 * Employer handbook
   

REGISTER AS AN EMPLOYER

WHY MEDIA SUPER?

 * Super that supports your industry
   
 * Help and support
   

YOUR SUPER OBLIGATIONS

 * Super stapling
   

MAKING PAYMENTS AND REPORTING

 * Pay super online
   

TOOLS AND RESOURCES

 * Forms and documents
   
 * Product Disclosure Statements
   
 * Employer resources
   
 * For advisers
   
 * Calculators
   
 * Education sessions
   

FORMS AND DOCUMENTS

PRODUCT DISCLOSURE STATEMENTS

EMPLOYER RESOURCES

 * Employer forms and guides
   
 * How to use Employer Portal
   
 * See how we compare
   

FOR ADVISERS

CALCULATORS

EDUCATION SESSIONS

EVENTS & PUBLICATIONS

 * Significant event notices
   
 * Education Sessions
   
 * Publications
   

SIGNIFICANT EVENT NOTICES

EDUCATION SESSIONS

PUBLICATIONS

Home Retirement
Retirement


READY TO RETIRE?

If you're ready to retire, there are some important decisions to make before you
begin the next chapter of your life. A few careful steps now can help you
achieve your goals and live the retirement lifestyle you want.


 * OPENING A SUPER INCOME STREAM ACCOUNT
   
   Open a Cbus Super Income Stream (SIS) account to keep your super working hard
   for you into retirement.


 * SUPER INCOME STREAM PAYMENTS
   
   With a Cbus SIS account, you have the flexibility to choose your preferred
   payment amount and frequency, plus make extra withdrawals if you need to.


 * RETIREMENT FEES AND CHARGES
   
   Learn more about the fees you'll pay, what they include, and how and when
   they're paid.


 * TAX CONSIDERATIONS
   
   Understanding the tax rules that apply can help maximise your retirement
   income.


RETIREMENT INCOME STRATEGY

Cbus’ Retirement Strategy strives to improve Cbus and Media Super members’
retirement outcomes.


Read a summary of our strategy


PLANNING FOR RETIREMENT

If you're not quite ready to retire, there are still things you can do today
that will help you achieve a greater retirement outcome tomorrow.

Learn more about retirement planning


NEED MORE INFORMATION?

1800 640 886

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 * ABN
   
   75 493 363 262

 * SUPERANNUATION USI
   
   75493363262002

 * PENSION USI
   
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 * SPIN
   
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 * Terms and conditions
 * Privacy policy

Media Super acknowledges the Traditional Custodians throughout Australia and
their connections to land, sea, and community. We pay respect to their Elders
past and present and extend that respect to all Aboriginal and Torres Strait
Islander peoples.



United Super Pty Ltd ABN 46 006 261 623 AFSL 233792 as Trustee for the
Construction and Building Unions Superannuation Fund ABN 75 493 363 262 offering
Media Super products (Media Super). The information on this website is general
in nature and does not take into account your personal objectives, situation or
needs. Before making a decision about joining Media Super, you should consider
your own requirements and read the relevant Product Disclosure Statement and
Target Market Determination.

© Media Super 2024. All rights reserved.