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POST https://secure.hbc.bank/Login/XLogin

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Home Bank of California

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   * MoneyPass ATM Nationwide Access
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   * Business Products & Services
   * Business Loans & Credit Lines
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Loans and Lines of Credit up to $100,000. LEARN MORE Fast, Online Business Loan
Approvals! *APY rate effective as of 08/06/2022. $10,000.00 minimum NEW MONEY
investment in Certificate of Deposit to receive stated rate. Additional
Certificate of Deposit rates and terms are available. Rates are subject to
change. Fees may reduce earnings. Penalty for early withdrawal. CALL US TODAY
(858) 270-5881 2.69%* 12-Month Jumbo CD Introducing the easiest way to open a
business checking account! LEARN MORE Open a Business Account online in just
minutes! JOIN THE TEAM LEARN MORE Universal Banker Show us 3 merchant services
statements and
we will show you how much we can save you. CALL US TODAY (858) 270-5881 TIRED OF
YOUR BANK NICKEL AND DIMING YOU? Direct Deposit Your Interest Payments LEARN
MORE Get Your Money Faster! Get Your Statements Online Anytime, Anywhere. LEARN
MORE Instant Access 24/7!


WE KNOW OUR
CUSTOMERS BY NAME

Home Bank of California is San Diego’s hometown bank. We offer our customers the
best of both worlds – the personal service of a locally owned bank along with
some of the most powerful capabilities available in online banking.

BUSINESS

PERSONAL

VETERANS




WE MAKE
BUSINESS BANKING EASY

Being a business owner is hard enough. That’s why Home Bank of California makes
business banking easy.

All of our business banking services offer the convenience of online
accessibility. And, you’ll find our fees are some of the most competitive in the
banking industry.

Continue Reading >


LENDING DECISIONS
MADE LOCALLY

At Home Bank of California, we take pride in knowing our customers by name, and
we are committed to helping San Diego County businesses grow.

Our business lending decisions are made locally, by members of our team that
understand the challenges of growing and maintaining a business.

Continue Reading >


MORE OPTIONS -
LOWER FEES

It takes a lot of tools to manage business finances and daily transactions. From
business bank accounts to merchant services to payroll and more, Home Bank of
California offers more options and lower fees on the products and services you
need to run your business better.

Continue Reading >


PROTECTING YOU
IS OUR TOP PRIORITY

At Home Bank of California, our priority is protecting and safeguarding your
personal and account information. Check out some of our available resources and
blog articles that can help you stay protected and confident with your online
transactions and information. 

Protecting Your Identity >

Cybersecurity >

Keep Your Financial Information Safe & Secure >

Protecting Your Business From Fraud >

11 Ways to Check if a Website is Legit or Trying to Scam You>


WE MAKE BANKING EASY!

Come to us. Call us. Go online. We will even come to you!




WHAT OUR CLIENTS HAVE TO SAY

 * “In one of the greatest times of uncertainty that we’ve experienced in 11
   years of practice, Home Bank of California stepped in big with funding our
   Paycheck Protection Program loan. Their personal attention and care for my
   unique needs as a business have been so impressive, we have moved ALL of our
   accounts to be under their watch. We are so excited to see how this move
   improves our business for years and decades to come. Thank you so much to
   everyone at Home Bank!”
   
   
   - Dr. Stanton Hom
   Owner
   Future Generations Clinic of Chiropractic

 * “In one of the greatest times of uncertainty that we’ve experienced in 11
   years of practice, Home Bank of California stepped in big with funding our
   Paycheck Protection Program loan. Their personal attention and care for my
   unique needs as a business have been so impressive, we have moved ALL of our
   accounts to be under their watch. We are so excited to see how this move
   improves our business for years and decades to come. Thank you so much to
   everyone at Home Bank!”
   
   
   - Dr. Stanton Hom
   Owner
   Future Generations Clinic of Chiropractic

 * “Home Bank of California allowed us to survive through the pandemic while
   retaining all of our employees. Then, when the owner was ready to retire,
   Home Bank of California stepped up and was instrumental in facilitating the
   transition of ownership for us. Their efforts allowed Diving Unlimited
   International to stay in San Diego and operate with our philosophy of
   employees first. Home Bank of California gave us the answers and service when
   the big banks would not. Their team provides service that is second to none.
   We are truly grateful for the relationship we have developed and look forward
   to the future with Home Bank of California as our partner!”
   
   
   - Charles Schultz, COO | Dan Drake, CEO
   Owners
   Diving Unlimited International, Inc.

 * “From start to finish, my experience with Home Bank of California was smooth.
   I truly felt like Theo Daniels and the whole team took the time to understand
   my business needs, working closely with me every step of the way to reach my
   desired outcome. Their staff and services are attentive, professional, and
   highly personalized. As a business owner myself, these qualities are not only
   deeply important in terms of client relationships, but they are also greatly
   appreciated when navigating any banking process. I would recommend Home Bank
   of California to anyone exploring financial solution providers.”
   
   
   - Armando Anselmo
   Owner
   Champion Eyes

 * “We are so grateful to Home Bank of California. We feel like they truly took
   the time to learn and understand our business. Christy, Andres and the rest
   of the HBC team were instrumental in helping us to navigate through the SBA
   process and get this deal across the finish line.”  
   
   
   - Oscar & Sandra Vargas
   Owners
   Santa Fe Park Inc.

 * “Home Bank of California has been a lifesaver for our business. Our Business
   Banker has gone out of their way to help our small business secure both
   rounds of Paycheck Protection Program (PPP) Loans. Very professional,
   friendly, and responsive. I highly recommend working with them.”
   
   
   - Lindsey Handley
   Co-Founder & COO
   ThoughtSTEM

 * “In one of the greatest times of uncertainty that we’ve experienced in 11
   years of practice, Home Bank of California stepped in big with funding our
   Paycheck Protection Program loan. Their personal attention and care for my
   unique needs as a business have been so impressive, we have moved ALL of our
   accounts to be under their watch. We are so excited to see how this move
   improves our business for years and decades to come. Thank you so much to
   everyone at Home Bank!”
   
   
   - Dr. Stanton Hom
   Owner
   Future Generations Clinic of Chiropractic

 * “Home Bank of California allowed us to survive through the pandemic while
   retaining all of our employees. Then, when the owner was ready to retire,
   Home Bank of California stepped up and was instrumental in facilitating the
   transition of ownership for us. Their efforts allowed Diving Unlimited
   International to stay in San Diego and operate with our philosophy of
   employees first. Home Bank of California gave us the answers and service when
   the big banks would not. Their team provides service that is second to none.
   We are truly grateful for the relationship we have developed and look forward
   to the future with Home Bank of California as our partner!”
   
   
   - Charles Schultz, COO | Dan Drake, CEO
   Owners
   Diving Unlimited International, Inc.

 * “Home Bank of California allowed us to survive through the pandemic while
   retaining all of our employees. Then, when the owner was ready to retire,
   Home Bank of California stepped up and was instrumental in facilitating the
   transition of ownership for us. Their efforts allowed Diving Unlimited
   International to stay in San Diego and operate with our philosophy of
   employees first. Home Bank of California gave us the answers and service when
   the big banks would not. Their team provides service that is second to none.
   We are truly grateful for the relationship we have developed and look forward
   to the future with Home Bank of California as our partner!”
   
   
   - Charles Schultz, COO | Dan Drake, CEO
   Owners
   Diving Unlimited International, Inc.

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NAVIGATION

 * Home
 * About Us
   * Freedom Banking
   * Meet the Team
   * MoneyPass ATM Nationwide Access
   * Remote Relationship Management Services
   * Contact Us
   * Testimonials
   * Health & Safety First
   * Protect Your Identity
   * Cybersecurity
   * Careers
 * Business
   * Business Products & Services
   * Business Loans & Credit Lines
 * Personal
 * SBA Loans
 * Veterans
 * Rates
 * Blog


BUSINESS PRODUCTS & SERVICES

 * ACH
 * Business Checking Account
 * Business Credit Cards
 * Business Relationship Super Money Fund
 * Business Statement Savings Account
 * Company Benefits Banking
 * Company Rewards Charge Card
 * Express Business Banking
 * Get Your Statements Online Anytime, Anywhere.
 * Lockbox
 * Merchant Services
 * Mobile Banking
 * Online Banking
 * Payroll & Employee Benefits
 * Positive Pay
 * Remote Deposit Capture
 * Super Money Fund Business Accounts
 * SBA Loans
 * Sweep
 * Wire Transfers


PERSONAL

 * Certificates of Deposit
 * Checking Accounts
 * Get Your Statements Online Anytime, Anywhere.
 * Individual Retirement Accounts (IRA’s)
 * Personal Credit Cards
 * Statement Savings Accounts
 * Super Money Fund Accounts
 * Mobile Banking
 * Online Banking
 * Wire Transfers


CONNECT WITH US

 * Facebook
 * LinkedIn
 * Twitter
 * YouTube


CONTACT INFO

Main Office:
4493 Ruffin Road
San Diego, California 92123
Phone: (858) 270-5881
Fax: (858) 270-3547

Hours:
Monday – Friday: 9:00am – 5:00pm

Copyright © 2022 · Home Bank of California · All Rights Reserved | Social Media
Policy | Privacy Policy

There When You Need Us! Check out our Freedom Banking options!


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