www.bankrate.com Open in urlscan Pro
151.101.1.132  Public Scan

Form analysis
1 forms found in the DOM

Name: search bar — https://www.bankrate.com/search/

<form class="br-header__search-form mx-auto my-0" name="search bar" type="search" action="https://www.bankrate.com/search/">
  <div class="display-flex">
    <div class="flex-1">
      <input class="FormInput br-header__search-input" type="text" name="q" aria-label="Search Bankrate" placeholder="What can we help you find?" id="siteSearchInput" value="" data-beam-field-inputted-no-pii="" data-label="Search Bankrate"
        data-beam-uid="6" data-beam-event="change">
    </div>
    <div>
      <button class="br-header__search-submit" data-js-selector="nav-search-submit-btn" type="submit">
        <span class="visually-hidden">Submit</span>
        <span class="Icon Icon--sm">
          <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false">
            <path fill-rule="evenodd" clip-rule="evenodd"
              d="M10.846 2C6.216 2 2.5 5.783 2.5 10.499c0 4.715 3.715 8.498 8.346 8.498 1.733 0 3.337-.53 4.667-1.439l4.972 5.113c.43.439 1.13.439 1.561 0l.216-.22c.43-.383.43-1.096 0-1.535l-4.944-5.033a8.572 8.572 0 0 0 1.874-5.384C19.192 5.783 15.423 2 10.846 2Zm0 2.193c3.393 0 6.192 2.851 6.192 6.306 0 3.454-2.8 6.305-6.192 6.305-3.392 0-6.192-2.851-6.192-6.305 0-3.455 2.746-6.306 6.192-6.306Z"
              class="icon-base" fill="currentColor"></path>
            <title>Search</title>
          </svg></span>
      </button>
    </div>
  </div>
</form>

Text Content

Skip to Main Content


Open navigation Bankrate


SITE NAVIGATION

 * Mortgages
   Caret Right
 * Banking
   Caret Right
 * Credit cards
   Caret Right
 * Loans
   Caret Right
 * Investing
   Caret Right
 * Home equity
   Caret Right
 * Insurance
   Caret Right
 * Retirement
   Caret Right
 * Sign in

Caret RightMain Menu

Mortgages
Mortgages overview

 * Buying a home

 * Today's mortgage rates
 * 30-year mortgage rates
 * 15-year mortgage rates
 * Calculate your mortgage payment
 * How much house can you afford?
 * How to get a mortgage
 * Guide to getting the best mortgage rate
 * Mortgage rate news

 * Refinancing your existing loan

 * Refinance rates
 * Cash-out refinance rates
 * 30-year refinance rates
 * 15-year refinance rates
 * Mortgage refinance calculator
 * How to refinance your mortgage
 * Guide to cash-out refinancing
 * Mortgage refinance resources

 * Finding the right lender

 * Best mortgage lenders
 * Best lenders for first-time homebuyers
 * Best cash-out refinance lenders
 * Best VA mortgage lenders
 * Best jumbo mortgage lenders
 * Best online lenders
 * How to find the best lender
 * All mortgage lender reviews

 * Additional Resources

 * First time homebuyers
 * Veteran resources
 * FHA loans
 * Jumbo loans
 * Second home
 * Closing costs
 * Adjustable rate mortgages
 * Mortgage relief

Get expert financial coaching for free

Sign up for a virtual 30-minute session today.

Learn more
Caret RightMain Menu

Banking
Banking overview

 * Compare accounts

 * CD rates
 * Savings accounts
 * High-yield savings accounts
 * Money market accounts
 * 1-year CD rates
 * 5-year CD rates
 * Checking accounts
 * Best banks

 * Use calculators

 * Savings calculator
 * CD calculator
 * Compound savings calculator
 * All banking calculators

 * Get advice

 * How to save money
 * Federal Reserve news
 * What is a savings account?
 * What is a money market account?
 * Which certificate of deposit account is best?
 * How to open a savings account
 * Tax advice

 * Bank reviews

 * Capital One Bank
 * Marcus by Goldman Sachs
 * American Express National Bank
 * CIT Bank
 * Synchrony Bank
 * Barclays Bank
 * All bank reviews

Get expert financial coaching for free

Sign up for a virtual 30-minute session today.

Learn more
Caret RightMain Menu

Credit cards
Credit cards overview

 * Compare by category

 * Best credit cards of 2022
 * Cash back
 * Balance transfer
 * 0% APR
 * Rewards
 * Travel
 * Business
 * Student
 * No annual fee
 * Airline
 * No foreign transaction fees

 * Compare by credit needed

 * Excellent credit
 * Good credit
 * Fair credit
 * Bad credit
 * No credit history
 * Secured credit cards

 * Compare by issuer

 * American Express
 * Bank of America
 * Capital One
 * Chase
 * Citi
 * Discover
 * Wells Fargo

 * Get advice

 * CardMatch™
 * Credit card reviews
 * Credit card compare tool
 * Spender type tool
 * Credit card payoff calculator
 * Balance transfer calculator
 * Credit utilization calculator
 * All credit card calculators
 * Improving your credit

Looking for the perfect credit card?

Narrow your search with CardMatch™

Find your match
Caret RightMain Menu

Loans
Loans overview

 * Personal Loans

 * Personal loan rates
 * Personal loans for bad credit
 * RV loans
 * Low-interest personal loans
 * How to calculate loan interest
 * Personal loans lender reviews
 * Personal loans knowledge base

 * Student Loans

 * Student loan rates
 * Private student loans
 * Student loans without co-signer
 * Students loans for bad credit
 * Student loan refinance rates
 * How long to pay off student loan?
 * Current student loans news
 * Student loans lender reviews
 * Student loans knowledge base

 * Other Loans

 * Auto loan rates
 * Auto loans knowledge base
 * Debt consolidation loan rates
 * Home improvement loan rates
 * Installment loan rates
 * Emergency loan rates

 * Loan calculators

 * Loan calculator
 * Personal loan calculator
 * Loan payment calculator
 * Student loan calculator
 * Auto loan calculator
 * Auto refinance calculator
 * All calculators

Get expert financial coaching for free

Sign up for a virtual 30-minute session today.

Learn more
Caret RightMain Menu

Investing
Investing overview

 * Best of

 * Best investments
 * Best short-term investments
 * Best long-term investments
 * Best investment apps
 * Best cryptocurrency brokers
 * Best index funds
 * Best ETFs
 * Best mutual funds

 * Brokerages and robo-advisors

 * Brokerage reviews
 * E-Trade review
 * Robinhood review
 * TD Ameritrade review
 * Robo-advisor reviews
 * Betterment review
 * Schwab Intelligent Portfolios review
 * Wealthfront review

 * Learn the basics

 * How to start investing
 * How to invest in stocks
 * How to invest in ETFs
 * How to invest in mutual funds
 * How to buy an S&P 500 index fund
 * How does a call option work?
 * What are index funds and how do they work?
 * What are put options?

 * Additional resources

 * Annuity calculator
 * Currency converter
 * Capital gains tax
 * Cryptocurrency investing
 * Investment goal calculator
 * Low-risk investments
 * Mutual funds vs. ETFs
 * Passive income ideas

Get expert financial coaching for free

Sign up for a virtual 30-minute session today.

Learn more
Caret RightMain Menu

Home equity
Home equity overview

 * Get the best rates

 * Home equity loan rates
 * Home equity line of credit rates
 * Current interest rates

 * Lender reviews

 * Home equity lender reviews
 * Figure review
 * Third Federal Savings & Loan review
 * Discover review
 * Spring EQ review

 * Use calculators

 * Home equity calculator
 * Home equity line of credit (HELOC) calculator
 * Debt consolidation calculator
 * Loan vs. line of credit calculator
 * All home equity calculators

 * Knowledge base

 * Home equity loan and HELOC guide
 * Home equity loans
 * What is a home equity loan?
 * What is a HELOC?
 * How to borrow from home equity
 * HELOC vs. Home equity loan
 * Consolidate your debt using home equity
 * Home equity loans with bad credit

Get expert financial coaching for free

Sign up for a virtual 30-minute session today.

Learn more
Caret RightMain Menu

Insurance
Insurance overview

 * Car insurance

 * Best car insurance companies
 * Cheapest car insurance companies
 * Car insurance quotes
 * How much is car insurance?
 * Car insurance by state
 * Car insurance guide
 * The true cost of auto insurance in 2022
 * Learn more about car insurance

 * Homeowners insurance

 * Best home insurance companies
 * Cheapest home insurance companies
 * Home insurance quotes
 * How much is homeowners insurance?
 * Home insurance by state
 * Homeowners insurance guide
 * Learn more about home insurance

 * Other insurance

 * Best life insurance companies
 * Life insurance quotes
 * Life insurance calculator
 * Whole life insurance
 * Term life insurance
 * Learn more about life insurance
 * Best renters insurance companies
 * Learn more about renters insurance

 * Company reviews

 * Allstate Insurance
 * Geico Insurance
 * Lemonade Insurance
 * Liberty Mutual Insurance
 * Progressive Insurance
 * State Farm Insurance
 * Travelers Insurance
 * All insurance company reviews

Get expert financial coaching for free

Sign up for a virtual 30-minute session today.

Learn more
Caret RightMain Menu

Retirement
Retirement overview

 * Retirement plans & accounts

 * Best retirement plans
 * Best IRA accounts
 * Best alternatives to a 401(k)
 * Best Roth IRA accounts
 * Best places to roll over your 401(k)
 * Best retirement plans for self-employed
 * What is a spousal IRA?
 * 401(k) contribution limits

 * Learn the basics

 * How to save for retirement
 * How much to save for retirement
 * How does an IRA work?
 * How much should you contribute to your 401(k)?
 * How does a Roth IRA work?
 * How to pick 401(k) investments
 * IRA vs. 401(k)
 * Roth 401(k) vs. traditional 401(k)

 * Retirement calculators

 * All retirement calculators
 * Retirement calculator
 * Retirement plan income calculator
 * Roth IRA calculator
 * Social Security benefits calculator
 * Traditional IRA calculator
 * 401(k) calculator
 * 401(k) vs. Roth IRA calculator

 * Additional resources

 * Best and worst states for retirement
 * Best age to take Social Security
 * How to avoid early withdrawals
 * Inherited IRA rules
 * Retirement withdrawal strategies
 * Should you accept an early retirement offer?
 * What to do if you're ready to retire
 * What to do when you lose your 401(k) match

Get expert financial coaching for free

Sign up for a virtual 30-minute session today.

Learn more
Profile
 * BR My Dashboard
 * BR Profile
 * BR Email preferences
 * BR Support
 * BR Logout

Sign In Create Account
SearchOpen search Close XClose search
Submit Search
New
Get a free online session with a certified financial coach. Claim now
 * myDashboard myDashboard
 * myMoney myMoney
 * myLearning myLearning
 * Profile Profile




GUIDING YOU THROUGH LIFE’S FINANCIAL JOURNEY

Compare rates, crunch numbers and get expert guidance for life’s biggest
financial moments.

Dollar Reload Home refinance
Mortgage Home purchase
Credit Card Credit cards
Savings Banking
Loan Personal loans
Auto Car Guides Car insurance
Bankrate logo

TAKE CONTROL OF YOUR MONEY

PERSONAL FINANCE, MADE PERSONAL

From top-rated video courses to 1-on-1 financial coaching and more, activate
your Bankrate account for free tools you won’t find anywhere else.


Create free account
Sign in
The trusted provider of accurate rates and financial information
Wall Street Journal
USA Today
The New York Times
CNN
Bloomberg
ABC

CREATE A FREE ACCOUNT


EMPOWER YOUR FINANCIAL JOURNEY

Activate your free Bankrate account to unlock our most premium tools and
content.


 * Improve your financial health with our suite of personal finance tools.
 * Gain access to a wide selection of courses, quizzes and other learning
   content.
 * Get articles, tools and product recommendations based on your interests.


Get started
Sign in
Spending breakdown
$530.40 SHOPPING 9% of Oct spending $750.20 FOOD & DINING 13% of Oct spending
$2150.55 MORTGAGE 22% of Oct spending

INTRODUCING MYMONEY

Get access to our suite of free personal finance tools.

Arrow Right

OVER 200 FINANCIAL CALCULATORS


GUIDANCE FOR EVERY NEXT DECISION


Mortgage
Mortgage calculator
Rates
Simple savings
Mortgage Percent
Amortization
Dollar
Cost-of-living
Mortgage Market
Home affordability
Credit Card
Credit card payoff
Cd
CD calculator
Credit Card Balance Transfer
Balance transfer
Loan
Loan calculator
Calculator
See all calculators


A BETTER RATE IS WAITING


 * Mortgage
 * Banking

Created with Highcharts 9.3.3FEBMARAPRMAY

CURRENT MORTGAGE RATES

30 Year Fixed 5.479% 15 Year Fixed 4.731% 10 Year Fixed 4.813% 5/1 ARM 3.778%

See all Mortgage rates
Created with Highcharts 9.3.3FEBMARAPRMAY

TODAY'S BANKING RATES

1 Year CD 1.076% 3 Year CD 1.348% 5 Year CD 1.682% Savings Account 0.339%

See all CD rates | See all Savings rates



 

Rate trends


WEEKLY MORTGAGE RATE TRENDS

Mortgage analysis
Mortgage rate news


TRUSTED NEWS AND REVIEWS, PUBLISHED DAILY

See all news



HOME EQUITY LOAN AND HOME EQUITY LINE OF CREDIT (HELOC) GUIDE

8 min read


WHAT IS A VIRTUAL CREDIT CARD?

6 min read


SHOULD YOU DIY A BASEMENT REMODEL?

4 min read


BEST CREDIT CARDS FOR TRAVEL INSURANCE

4 min read


BEST ESG ETFS

3 min read


HOME EQUITY LOAN AND HOME EQUITY LINE OF CREDIT (HELOC) GUIDE

8 min read


WHAT IS A VIRTUAL CREDIT CARD?

6 min read

Caret Left Caret Right


Loans


UPSTART VS. SOFI: WHICH PERSONAL LOAN IS RIGHT FOR YOU?

3 min read

Banking


HOW TO SAVE MONEY IN YOUR 50S AND BEYOND

4 min read

Home Equity


THESE ARE THE 5 MOST HOME EQUITY-RICH STATES IN THE COUNTRY

3 min read


REVIEWS AND RECOMMENDATIONS

Advertiser disclosure


ADVERTISER DISCLOSURE

Bankrate.com is an independent, advertising-supported comparison service. The
offers that appear on this site are from companies from which Bankrate.com
receives compensation. This compensation may impact how and where products
appear on this site, including, for example, the order in which they may appear
within listing categories. Other factors, such as our own proprietary website
rules and the likelihood of applicants' credit approval also impact how and
where products appear on this site. Bankrate.com does not include the entire
universe of available financial or credit offers.
Bankrate has partnerships with issuers including, but not limited to, American
Express, Bank of America, Capital One, Chase, Citi and Discover.


Bankrate independently researches financial companies and rates them according
to an objective set of criteria. For more information on how we stay impartial,
check out our editorial integrity policy.


EDITORIAL INTEGRITY

Bankrate follows a strict editorial policy, so you can trust that we’re putting
your interests first. Our award-winning editors and reporters create honest and
accurate content to help you make the right financial decisions.


KEY PRINCIPLES

We value your trust. Our mission is to provide readers with accurate and
unbiased information, and we have editorial standards in place to ensure that
happens. Our editors and reporters thoroughly fact-check editorial content to
ensure the information you’re reading is accurate. We maintain a firewall
between our advertisers and our editorial team. Our editorial team does not
receive direct compensation from our advertisers.


EDITORIAL INDEPENDENCE

Bankrate’s editorial team writes on behalf of YOU – the reader. Our goal is to
give you the best advice to help you make smart personal finance decisions. We
follow strict guidelines to ensure that our editorial content is not influenced
by advertisers. Our editorial team receives no direct compensation from
advertisers, and our content is thoroughly fact-checked to ensure accuracy. So,
whether you’re reading an article or a review, you can trust that you’re getting
credible and dependable information.




REVIEWS BY CATEGORY

 * Banking reviews
 * Mortgage lender reviews
 * Credit card reviews
 * Personal loan reviews
 * Home equity reviews
 * Best home insurance
 * Brokerage reviews


REVIEWS OF TOP BANKS


4.2
Bankrate Review

4.6
Bankrate Review

4.3
Bankrate Review



REVIEWS OF TOP MORTGAGE LENDERS


4.4
Bankrate Review

4.6
Bankrate Review

4.8
Bankrate Review
Play Video

Introducing The 2022 Bankrate Awards

 

FIND THE BEST OF THE BEST IN 2022


FIND THE LATEST & GREATEST IN PERSONAL FINANCE

Whether you’re looking for a new savings account, trying to see which mortgage
broker is best, or even want to know which money TikToks you should follow, we
can help. Find the best in personal finance with this year’s Bankrate Awards.


See the winners


POPULAR TOPICS


Rates
Start saving
Dollar
Start investing
Mortgage Market
Purchase a home
Home Equity
Refinance a home
Retirement
Save for retirement
Credit Card
Get a credit card
Insurance Home Alt
Get home insurance
Auto Car Guides
Find car insurance



INTRODUCING CARDMATCH™ YOUR PERFECT CARD IS ONE CLICK AWAY

Find your match

WHY CARDMATCH™?

 * 1
   
   No impact to your credit score

 * 2
   
   Bank-level security to keep your data safe

 * 3
   
   Elevated bonus offers and custom results


BANKRATE


ABOUT

 * About us
 * Press room
 * Careers
 * Advertise with us
 * Site map


HELP

 * Contact us
 * Compare rates
 * Latest news
 * Popular topics
 * Glossary


LEGAL

 * Privacy policy
 * Cookie Settings
 * Do not sell my info
 * Understanding Bankrate’s averages
 * Terms of use
 * GLBA annual notice
 * California Consumer Financial Privacy Notice
 * Licenses


HOW WE MAKE MONEY

Bankrate.com is an independent, advertising-supported publisher and comparison
service. Bankrate is compensated in exchange for featured placement of sponsored
products and services, or your clicking on links posted on this website. This
compensation may impact how, where and in what order products appear.
Bankrate.com does not include all companies or all available products.

Bankrate, LLC NMLS ID# 1427381 | NMLS Consumer Access
BR Tech Services, Inc. NMLS ID #1743443 | NMLS Consumer Access

Facebook Twitter
Bankrate US | UK

© 2022 Bankrate, LLC. A Red Ventures company. All Rights Reserved.