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Personal Login Business Login close Fixed Deposits Open FD Domestic Fixed Deposits * Domestic General (1Yr 11 days to 1Yr 24 days) * 7.70% Less than 3Cr * 7.40% 3Cr to less than 5Cr * Domestic General (2Yr < 30Mts) * 7.10% Less than 3Cr * 7.00% 3Cr to less than 5Cr * Domestic Sr. Citizen (1Yr 11 days to 1Yr 24 days) * 7.20% Less than 3Cr * 7.90% 3Cr to less than 5Cr * Domestic Sr. Citizen (2Yr < 30Mts) * 7.60% Less than 3Cr * 7.50% 3Cr to less than 5Cr Know More * NRE (1Yr 11 days to 1Yr 24 days) * 7.70% Less than 3Cr * 7.40% 3Cr to less than 5Cr * NRE (2Yr < 30Mts) * 7.10% Less than 3Cr * 7.00% 3Cr to less than 5Cr Know More Loans * Home(Floating) 8.5% to 9.75% Know More * Loan Against Property (Floating) Upto 9.30%* p.a Know More * Personal 10.99% to 22%Know More * New Car Starting at 9.30% to 14.10% Know More * MCLR * Tenor * MCLR % * Overnight * 9.10% * One month * 9.10% * Three month * 9.20% * Six month * 9.25% * One year * 9.30% * Two year * 9.40% * Three year * 9.45% Know More * Savings Account Starting from 3.0% Know More Foreign Currency Exchange Rate Buy | Sell close check rates * Branches * Local Branches * Overseas Presence * Forex Branches * MSME Samriddhi Branches * ATM’s * ATMs * Centres and Networks * Loan Centers * Agri Clusters * Aadhaar Enrolment Centres close Locate us close Locate us BY CATEGORIES * Oline Shopping * EMI * Mobile and Electronics * Lifestyle * Gifting * Travel * Other By Banking Channel * Credit Card * Debit Card * Internet Banking * Mobile Banking View all offers X close * Axis Bank Foundation * Axis Mutual Fund * Axis Securities Limited * Axis Finance * Axis Pension Fund * Axis Trustee * Axis Capital * A.TREDS Ltd. * Freecharge X Banking is now at your fingertips with Axis Mobile! Give a missed call to 8422992272 to receive the download link for Axis Mobile via SMS close * Personal * Business * SME * Corporate * Priority * Burgundy * NRI * About Us * Support * Dil se open * English * English * हिंदी * Register for WhatsApp Banking * Locate Us * Check rates for Fixed deposit, savings account, Forex and more Notification Bot Start * 3Notification Zero Down payment and 100% on road funding for 7 years with Axis Bank Car Loans. Apply Now Avail your dream Home with Axis Bank Home Loan and get 12 EMIs* waived off. *T&C apply Apply Now Get quick & easy Personal Loans with interest rates starting at 10.25% p.a. *T&C Apply Apply Now * Explore Products * Retail * Agri and Rural * Accounts * Deposits * Cards * Loans * Forex * Insurance * Investments * Government Product * Start a SIP * FASTag * Digital Rupee * Digital Savings AccountNew * Digital Current AccountNew * Digital Salary AccountNew * Savings Account * Current Account * Silver Linings ProgramNew * Salary Account * Trust/ NGO Savings Account * Public Provident Fund (PPF) * National Pension System (NPS) * AxisDirect Invest Account * Safe Deposit Locker * Safe Custody * Pension Disbursement Account * PMJDY * Digital Fixed DepositNew * Fixed Deposits * Recurring Deposits * Tax Saver Fixed Deposit * Fixed Deposit Plus * Auto Fixed Deposit * Credit CardsNew Offers * Debit Cards * Active WatchNew * Pre-paid Cards * Transit Cards * Commercial Credit Cards * Commercial Debit Cards * Digital Payments * MyDesign - 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You can repay the money within the permitted time frame without incurring additional costs. BEST-SELLING CREDIT CARDS - APPLY INSTANTLY Limited period lifetime free offer NEO CREDIT CARD DINING MOVIES SHOPPING * Monthly 2 times – Up to Rs. 120 off* at Zomato * 5%* off on Utility Bill Payment on AmazonPay * 10%* off on BookMyShow and BlinkIt * Joining Fee: Rs. 0 * Annual Fee: Rs. 0 (Limited Period Offer) KNOW MORE APPLY NOW No Joining Fee AXIS BANK ACE CREDIT CARD DINING * 5% cashback* on bill payments & recharges on Google Pay 4% cashback* on Swiggy, Zomato & Ola 1.5% cashback* on other spends * 4 Complimentary lounge access at select domestic airports 1% fuel surcharge waiver * Joining Fee: Rs. 0 (Limited Period Offer) KNOW MORE APPLY NOW FLIPKART AXIS BANK CREDIT CARD SHOPPING * Welcome benefits worth Rs. 600 * Unlimited cashbacks from Flipkart and many more * Enjoy our airport lounge access (4 times per year) * Joining Fee: Rs. 500 * Annual Fee: Rs. 500 KNOW MORE APPLY NOW AXIS BANK MY ZONE CREDIT CARD Fuel MOVIES SHOPPING DINING * Free SonyLiv Premium subscription for 1 year worth Rs. 999 * Monthly 2 times - Flat Rs. 120 off* at Swiggy * Enjoy our airport lounge access (4 times per year) * Joining Fee: Rs. 500 * Annual Fee: Rs. 500 KNOW MORE APPLY NOW AIRTEL AXIS BANK CREDIT CARD DINING * Amazon eVoucher worth Rs.500 on first card transaction * 25% cashback on Airtel Mobile, Broadband, WiFi and DTH bill payments 10% cashback on bigbasket, Zomato and Swiggy * 4 Complimentary lounge visits at select domestic airports 1% fuel surcharge waiver KNOW MORE APPLY NOW Tab panes SHOPPING DINING TRAVEL MOVIE FUEL IndianOil Axis Bank Credit Card MOVIE FUEL INDIANOIL AXIS BANK CREDIT CARD * Now seamlessly Pay with UPI using your credit card * Up to 1250 EDGE Rewards on 1st fuel transaction * 4% value back on fuel spends at Indian Oil outlets * Joining Fee: Rs. 500 * Annual Fee: Rs. 500 KNOW MORE APPLY NOW Rewards credit card SHOPPINGDINING REWARDS CREDIT CARD * Milestone benefit of 1,500 EDGE reward points * Bouquet of membership up to Rs. 1,000 every anniversary year * 30% instant discounts on Swiggy * Joining Fee: Rs. 1000 * Annual Fee: Rs. 1000 (waived on spends of INR 2,00,000 in an anniversary year) KNOW MORE APPLY NOW Axis Bank Magnus Credit Card Click to view a contemporary design TRAVEL AXIS BANK MAGNUS CREDIT CARD * Choose any one voucher worth INR 12,500 from below options: * 5X eDGE Reward points on spends via Travel eDGE * Unlimited lounge accesses * Joining Fee: Rs. 12,500 * Annual Fee: Rs. 12,500 KNOW MORE APPLY NOW Axis Bank Vistara Credit Card TRAVEL AXIS BANK VISTARA CREDIT CARD * Welcome Benefit – 1 Complimentary Economy Class Ticket on joining fee payment * Earn Upto 3 economy class tickets every year * Earn 2 CV points per 200 spent * Joining Fee: Rs. 1,500 * Annual Fee: Rs. 1,500 KNOW MORE APPLY NOW Axis Bank Vistara Signature Credit Card TRAVEL AXIS BANK VISTARA SIGNATURE CREDIT CARD * Welcome Benefit – 1 Complimentary Premium Economy Class Ticket on joining fee payment * Earn Upto 4 Premium economy class tickets every year * Earn 4 CV points per 200 spent * Joining Fee: Rs. 3000 * Annual Fee: Rs. 3000 KNOW MORE APPLY NOW Axis Bank Privilege Credit Card SHOPPING AXIS BANK PRIVILEGE CREDIT CARD * 12,500 EDGE RPs redeemable against vouchers worth Rs.2500* * Get additional 10,000 Edge Reward Points on Spends of Rs 2.5 lakh* * Joining Fee: Rs. 1500 (NIL for Priority Customers) * Annual Fee: Rs. 1500 KNOW MORE APPLY NOW Flipkart Axis Bank Credit Card SHOPPING FLIPKART AXIS BANK CREDIT CARD * Welcome benefits worth Rs. 600 * Unlimited cashbacks from Flipkart and many more * Enjoy our airport lounge access (4 times per year) * Joining Fee: Rs. 500 * Annual Fee: Rs. 500 KNOW MORE APPLY NOW Axis Bank MY Zone Credit Card MOVIESHOPPING DINING FUEL AXIS BANK MY ZONE CREDIT CARD * Free SonyLiv Premium subscription for 1 year worth Rs. 999 * Monthly 2 times - Flat Rs. 120 off* at Swiggy * Enjoy our airport lounge access (4 times per year) * Joining Fee: Rs. 500 * Annual Fee: Rs. 500 KNOW MORE APPLY NOW Axis Bank Neo Credit Card Limited period lifetime free offer MOVIESHOPPING DINING NEO CREDIT CARD * Monthly 2 times – Up to Rs. 120 off* at Zomato * 5%* off on Utility Bill Payment on AmazonPay * 10%* off on BookMyShow and BlinkIt * Joining Fee: Rs. 0 * Annual Fee: Rs. 0 (Limited Period Offer) KNOW MORE APPLY NOW Axis Bank Select Credit Card SHOPPINGDINING AXIS BANK SELECT CREDIT CARD * 10,000 EDGE REWARD Points worth Rs. 2,000 * Flat Rs. 200 off on Swiggy * Flat Rs 500 off on Big Basket * Joining Fee: Rs. 3,000 (NIL for Burgundy Customers) * Annual Fee: Rs. 3,000 (waived on spends of INR 6,00,000 in an anniversary year) KNOW MORE APPLY NOW Axis Bank Atlas Credit Card TRAVEL AXIS BANK ATLAS CREDIT CARD * Welcome benefits of 2,500 Miles * Accrue 5X miles per Rs 100 spent on travel * Converting EDGE Miles to program partner Miles (1 EDGE Mile = 2 Partner Mile) * Joining Fee: Rs. 5,000 * Annual Fee: Rs. 5,000 KNOW MORE APPLY NOW Axis Bank AURA Credit Card SHOPPING AXIS BANK AURA CREDIT CARD * Get welcome decathlon OMNI Gift Card worth INR 750 * Earn 2 points per spend of INR 200 and 5x reward points on Insurance * Get 48 online video doctor consultations free per year, Get 48 interactive fitness video training sessions free per year, Get discount upto INR 500 on health checkup KNOW MORE APPLY NOW Show More SHOPPING DINING TRAVEL MOVIE FUEL IndianOil Axis Bank Premium Credit Card MOVIE FUEL INDIANOIL AXIS BANK PREMIUM CREDIT CARD * Earn 6X Miles on fuel spends and 2X miles on grocery spends * Unlimited fuel surcharge waiver at all IOCL outlets * 30% on Zomato spends, valid 2X per month * Joining Fee: Rs. 1000 * Annual Fee: Rs. 1000 KNOW MORE Axis Bank Neo Credit Card Limited period lifetime free offer MOVIESHOPPINGDINING NEO CREDIT CARD * Monthly 2 times – Up to Rs. 120 off* at Zomato * 5%* off on Utility Bill Payment on AmazonPay * 10%* off on BookMyShow and BlinkIt * Joining Fee: Rs. 0 * Annual Fee: Rs. 0 (Limited Period Offer) KNOW MORE APPLY NOW Axis Bank MY Zone Credit Card MOVIESHOPPINGDINING FUEL AXIS BANK MY ZONE CREDIT CARD * Free SonyLiv Premium subscription for 1 year worth Rs. 999 * Monthly 2 times - Flat Rs. 120 off* at Swiggy * Enjoy our airport lounge access (4 times per year) * Joining Fee: Rs. 500 * Annual Fee: Rs. 500 KNOW MORE APPLY NOW Flipkart Axis Bank Credit Card SHOPPING FLIPKART AXIS BANK CREDIT CARD * Welcome benefits worth Rs. 600 * Unlimited cashbacks from Flipkart and many more * Enjoy our airport lounge access (4 times per year) * Joining Fee: Rs. 500 * Annual Fee: Rs. 500 KNOW MORE APPLY NOW IndianOil Axis Bank Credit Card FUELMOVIE INDIANOIL AXIS BANK CREDIT CARD * Now seamlessly Pay with UPI using your credit card * Up to 1250 EDGE Rewards on 1st fuel transaction * 4% value back on fuel spends at Indian Oil outlets * Joining Fee: Rs. 500 * Annual Fee: Rs. 500 KNOW MORE APPLY NOW Rewards credit card SHOPPINGDINING REWARDS CREDIT CARD * Milestone benefit of 1,500 EDGE reward points * Bouquet of membership up to Rs. 1,000 every anniversary year * 30% instant discounts on Swiggy * Joining Fee: Rs. 1000 * Annual Fee: Rs. 1000 (waived on spends of INR 2,00,000 in an anniversary year) KNOW MORE APPLY NOW Axis Bank AURA Credit Card SHOPPING AXIS BANK AURA CREDIT CARD * Get welcome decathlon OMNI Gift Card worth INR 750 * Earn 2 points per spend of INR 200 and 5x reward points on Insurance * Get 48 online video doctor consultations free per year, Get 48 interactive fitness video training sessions free per year, Get discount upto INR 500 on health checkup KNOW MORE APPLY NOW Axis Bank ACE Credit Card DINING AXIS BANK ACE CREDIT CARD * 5% cashback* on bill payments & recharges on Google Pay 4% cashback* on Swiggy, Zomato & Ola 1.5% cashback* on other spends * 4 Complimentary lounge access at select domestic airports 1% fuel surcharge waiver KNOW MORE APPLY NOW Axis Bank Pride Platinum Credit Card DINING AXIS BANK PRIDE PLATINUM CREDIT CARD * Personalised card with shades of Tricolour for defence Personnel * 4 points with every Rs. 200 spent * 1200 eDGE Loyalty Reward points every year. Fuel Surcharge waiver KNOW MORE APPLY NOW Axis Bank Pride Signature Credit Card DINING AXIS BANK PRIDE SIGNATURE CREDIT CARD * Personalised card with shades of Tricolour for defence Personnel * 4 points with every Rs. 200 spent * 15% discount at restaurants with Dining delights KNOW MORE APPLY NOW Axis Bank MY Zone Easy Credit Card SHOPPINGMOVIE AXIS BANK MY ZONE EASY CREDIT CARD * Contactless enabled secured credit card * 4 points with every Rs. 200 spent * 25% cashback on movies. KNOW MORE APPLY NOW Privilege Easy Credit Card SHOPPINGTRAVEL PRIVILEGE EASY CREDIT CARD * Various Shopping & travel benefits * 10 points on Domestic/ International spends for every Rs.200 spent * Shopping or Travel Vouchers* worth Rs.5000 on Activation KNOW MORE APPLY NOW Axis Bank Signature Credit Card with Lifestyle Benefits MOVIESHOPPINGDINING AXIS BANK SIGNATURE CREDIT CARD WITH LIFESTYLE BENEFITS * Satya Paul Gift Vouchers,15% discount on dining * 10/20 points for every Rs. 200 spent on Domestic/International spends * 50% cashback on movie tickets Up to 15% discounts on dining KNOW MORE View Offers Platinum Credit Card MOVIE PLATINUM CREDIT CARD * A perfect card for movie lovers. Enjoy 25% cashback on movie tickets. * N.A. * 6 points on every Rs.200 spent on credit card domestically KNOW MORE View Offers Titanium Smart Traveler Credit Card TRAVEL TITANIUM SMART TRAVELER CREDIT CARD * A card packed with exciting Travel Benefits to make your journey even more rewarding. * 8 points with every Rs. 200 spent while travelling abroad * Fuel Surcharge waiver. KNOW MORE View Offers Axis Bank My Wings Credit Card TRAVEL AXIS BANK MY WINGS CREDIT CARD * Avail two base fare flight tickets complimentary * 4 points on every Rs. 200 spent on credit card * Upto 20% cashback on base fare domestic flight bookings KNOW MORE APPLY NOW Flipkart Axis Bank Super Elite Credit Card SHOPPING FLIPKART AXIS BANK SUPER ELITE CREDIT CARD * 500 Supercoins on card activation * 12% Supercoins for Flipkart Plus customers and 6% Supercoins for Flipkart Non-Plus customers on Flipkart capped upto transaction value of Rs 2500 2% Supercoins on all other spends uncapped Annual fee waiver on spends greater than 2 Lakh KNOW MORE APPLY NOW Show More SHOPPING DINING TRAVEL MOVIE FUEL IndianOil Axis Bank Premium Credit Card MOVIE FUEL INDIANOIL AXIS BANK PREMIUM CREDIT CARD * Earn 6X Miles on fuel spends and 2X miles on grocery spends * Unlimited fuel surcharge waiver at all IOCL outlets * 30% on Zomato spends, valid 2X per month * Joining Fee: Rs. 1000 * Annual Fee: Rs. 1000 KNOW MORE HORIZON Credit Card TRAVEL HORIZON CREDIT CARD * Earn EDGE Miles: Welcome Benefit & Renewal Benefit * 5 EDGE Miles on every INR 100 spent on Axis Bank Travel EDGE portal and Airline website. * Enjoy complimentary International & Domestic lounge access * Joining Fee: Rs. 3000 * Annual Fee: Rs. 3000 KNOW MORE Axis Bank Magnus Credit Card Click to view a contemporary design TRAVEL AXIS BANK MAGNUS CREDIT CARD * Choose any one voucher worth INR 12,500 from below options: * 5X eDGE Reward points on spends via Travel eDGE * Unlimited lounge accesses * Joining Fee: Rs. 12,500 * Annual Fee: Rs. 12,500 KNOW MORE APPLY NOW SpiceJet Axis Bank Voyage Black Credit Card TRAVEL SPICEJET AXIS BANK VOYAGE BLACK CREDIT CARD * Rs. 4,000 worth SpiceJet flight voucher * Complimentary SpiceClub Gold Membership * Unlimited SpiceClub Point earn & bonus earn on Milestone & Renewal * Joining Fee: Rs. 2000 * Annual Fee: 1st Year: Nil, 2nd Year onwards: Rs. 2000 KNOW MORE APPLY NOW Axis Bank Vistara Infinite Credit Card TRAVEL AXIS BANK VISTARA INFINITE CREDIT CARD * Welcome Benefit – 1 Complimentary Business Class Ticket on joining fee payment * Earn Upto 4 Business class tickets every year * Earn 6 CV points per 200 spent * Joining Fee: Rs. 10000 * Annual Fee: Rs. 10000 KNOW MORE APPLY NOW Axis Bank Reserve Credit Card Click to view a contemporary design TRAVEL AXIS BANK RESERVE CREDIT CARD * Complimentary Airport Concierge Services * 15000 EDGE points on card activation * ITC Culinaire, Accor Plus and Club Marriott hotel memberships; 50 golf rounds per year KNOW MORE APPLY NOW Samsung Axis Bank Infinite Credit Card SHOPPING SAMSUNG AXIS BANK INFINITE CREDIT CARD * 30000 EDGE REWARD Points on doing upon 3 transactions within 30 days from card issuance date * 10% Cashback on SAMSUNG purchases, across products & services. KNOW MORE APPLY NOW Axis Bank Vistara Credit Card TRAVEL AXIS BANK VISTARA CREDIT CARD * Welcome Benefit – 1 Complimentary Economy Class Ticket on joining fee payment * Earn Upto 3 economy class tickets every year * Earn 2 CV points per 200 spent * Joining Fee: Rs. 1,500 * Annual Fee: Rs. 1,500 KNOW MORE APPLY NOW Axis Bank Vistara Signature Credit Card TRAVEL AXIS BANK VISTARA SIGNATURE CREDIT CARD * Welcome Benefit – 1 Complimentary Premium Economy Class Ticket on joining fee payment * Earn Upto 4 Premium economy class tickets every year * Earn 4 CV points per 200 spent * Joining Fee: Rs. 3000 * Annual Fee: Rs. 3000 KNOW MORE APPLY NOW Axis Bank Privilege Credit Card SHOPPING AXIS BANK PRIVILEGE CREDIT CARD * 12,500 EDGE RPs redeemable against vouchers worth Rs.2500* * Get additional 10,000 Edge Reward Points on Spends of Rs 2.5 lakh* * Joining Fee: Rs. 1500 (NIL for Priority Customers) * Annual Fee: Rs. 1500 KNOW MORE APPLY NOW Axis Bank Select Credit Card SHOPPINGDINING AXIS BANK SELECT CREDIT CARD * 10,000 EDGE REWARD Points worth Rs. 2,000 * Flat Rs. 200 off on Swiggy * Flat Rs 500 off on Big Basket * Joining Fee: Rs. 3,000 (NIL for Burgundy Customers) * Annual Fee: Rs. 3,000 (waived on spends of INR 6,00,000 in an anniversary year) KNOW MORE APPLY NOW Axis Bank Atlas Credit Card TRAVEL AXIS BANK ATLAS CREDIT CARD * Welcome benefits of 2,500 Miles * Accrue 5X miles per Rs 100 spent on travel * Converting EDGE Miles to program partner Miles (1 EDGE Mile = 2 Partner Mile) * Joining Fee: Rs. 5,000 * Annual Fee: Rs. 5,000 KNOW MORE APPLY NOW Show More SHOPPING DINING TRAVEL MOVIE FUEL Fibe Axis Bank Credit Card FUELMOVIE FIBE AXIS BANK CREDIT CARD * Up to 3% cashback on every transaction* * CC on UPI enabled credit card for seamless transactions * Complimentary domestic Lounge Access basis spends* * Joining Fee: 0/- * Annual Fee: 0/- KNOW MORE APPLY NOW Axis Bank Shoppers Stop Credit Card SHOPPING AXIS BANK SHOPPERS STOP CREDIT CARD * Welcome Benefits worth of Rs. 2550 * Earn up to 20 FC Points at Shoppers Stop * Earn up 2 FC Points on other spends * Joining Fee: Rs. 500 * Annual Fee: Rs. 500 KNOW MORE SpiceJet Axis Bank Voyage Black Credit Card TRAVEL SPICEJET AXIS BANK VOYAGE BLACK CREDIT CARD * Rs. 4,000 worth SpiceJet flight voucher * Complimentary SpiceClub Gold Membership * Unlimited SpiceClub Point earn & bonus earn on Milestone & Renewal * Joining Fee: Rs. 2000 * Annual Fee: 1st Year: Nil, 2nd Year onwards: Rs. 2000 KNOW MORE APPLY NOW Axis Bank Vistara Infinite Credit Card TRAVEL AXIS BANK VISTARA INFINITE CREDIT CARD * Welcome Benefit – 1 Complimentary Business Class Ticket on joining fee payment * Earn Upto 4 Business class tickets every year * Earn 6 CV points per 200 spent * Joining Fee: Rs. 10000 * Annual Fee: Rs. 10000 KNOW MORE APPLY NOW Samsung Axis Bank Infinite Credit Card SHOPPING SAMSUNG AXIS BANK INFINITE CREDIT CARD * 30000 EDGE REWARD Points on completing 3 transactions within 30 days from card issuance date * 10% Cashback on SAMSUNG purchases, across products & services. KNOW MORE APPLY NOW Axis Bank Vistara Credit Card TRAVEL AXIS BANK VISTARA CREDIT CARD * Welcome Benefit – 1 Complimentary Economy Class Ticket on joining fee payment * Earn Upto 3 economy class tickets every year * Earn 2 CV points per 200 spent * Joining Fee: Rs. 1,500 * Annual Fee: Rs. 1,500 KNOW MORE APPLY NOW Axis Bank Vistara Signature Credit Card TRAVEL AXIS BANK VISTARA SIGNATURE CREDIT CARD * Welcome Benefit – 1 Complimentary Premium Economy Class Ticket on joining fee payment * Earn Upto 4 Premium economy class tickets every year * Earn 4 CV points per 200 spent * Joining Fee: Rs. 3000 * Annual Fee: Rs. 3000 KNOW MORE APPLY NOW Flipkart Axis Bank Credit Card SHOPPING FLIPKART AXIS BANK CREDIT CARD * Welcome benefits worth Rs. 600 * Unlimited cashbacks from Flipkart and many more * Enjoy our airport lounge access (4 times per year) * Joining Fee: Rs. 500 * Annual Fee: Rs. 500 KNOW MORE APPLY NOW SpiceJet Axis Bank Voyage Credit Card TRAVEL SPICEJET AXIS BANK VOYAGE CREDIT CARD * Rs. 1500 worth SpiceJet Flight vouchers on doing 2 transactions in first 30 days * upto 18 SC Points on credit card spends * Complimentary 1 year SpiceClub Silver membership upto 6000 Bonus SpiceClub Points as milestone upto 4 complimentary domestic airport lounge access in a year KNOW MOREAPPLY NOW Airtel Axis Bank Credit Card DINING AIRTEL AXIS BANK CREDIT CARD * Amazon eVoucher worth Rs.500 on first card transaction * 25% cashback on Airtel Mobile, Broadband, WiFi and DTH bill payments 10% cashback on bigbasket, Zomato and Swiggy * 4 Complimentary lounge visits at select domestic airports 1% fuel surcharge waiver KNOW MORE APPLY NOW Samsung Axis Bank Signature Credit Card SHOPPING SAMSUNG AXIS BANK SIGNATURE CREDIT CARD * 2500 EDGE REWARD Points on completing 3 transactions within 30 days from card issuance date * 10% Cashback on SAMSUNG purchases all year around, across products & services. This is in addition to and over & above other all offers KNOW MORE APPLY NOW Miles and More Axis Bank Credit Card TRAVEL MILES AND MORE AXIS BANK CREDIT CARD * Welcome Award Miles of 15,000 on the World Select and 5000 Miles on the World Card * 6/4 Award Miles per Rs. 200 on the World Select and World variant respectively on all eligible transactions Complimentary Priority pass membership and visits for lounge KNOW MORE APPLY NOW Axis Bank Freecharge Credit Card DINING AXIS BANK FREECHARGE CREDIT CARD * Now get a virtual card instantly on your Freecharge Application * 1 Point for every Rs. 200 Spent * Bonus eDGE Rewards on crossing monthly thresholds of Rs.2000 and Rs.5000 KNOW MORE Axis Bank Freecharge Plus Credit Card DINING AXIS BANK FREECHARGE PLUS CREDIT CARD * 5% on Freecharge Spends, 2% on Ola/Uber/Shuttle and other local transport, 1% on all other spends * Annual Fee waiver on spends of Rs.50,000 in an anniversary year KNOW MORE LIC Axis Bank Signature Credit Card FUELTRAVEL LIC AXIS BANK SIGNATURE CREDIT CARD * Earn 2X Rewards on LIC Premium payments and foreign currency transactions * Earn 1X Rewards on every spend except Fuel, Wallet and EMI * Upto 8 complimentary domestic airport lounge access per year 1% fuel surcharge waiver KNOW MORE APPLY NOW LIC Axis Bank Platinum Credit Card FUELDINING LIC AXIS BANK PLATINUM CREDIT CARD * 2X benefits on LIC Premium payments and foreign currency transactions * Earn 1X Rewards on every spend except Fuel, Wallet and EMI * 1% fuel surcharge waiver KNOW MOREAPPLY NOW Show More DO'S AND DON'TS FOR CREDIT CARDS Follow these guidelines to avoid high-interest debt and enjoy secure payments, cashless transactions, rewards and cashback offers with Axis Bank Credit Cards. * DO'S WHEN USING CREDIT CARDS KNOW MORE * DON'TS WHEN USING CREDIT CARDS KNOW MORE × DO'S WHEN USING CREDIT CARDS * CHOOSE WISELY Axis Bank offers a range of credit cards designed to cater to your varied interests and requirements. Research thoroughly, considering factors such as prevailing interest rates, additional fees, the limit on your credit card, rewards, cashback and other offers tailored to your spending habits before making a decision. * MIND THE TERMS Before applying, understand the terms and conditions. Some cards have no annual fees, while others waive fees based on spend thresholds. Be aware of first-year waivers and subsequent charges. * STAY UPDATED Stay informed about any credit card interest rate changes from your bank, and track your payments accordingly. * FULL REPAYMENT Aim to clear your entire credit card balance each month. This cultivates responsible spending habits and contributes to a positive credit score. * EMI OPTION If unable to pay in full, convert transactions into EMIs for regular repayment, saving on interest and penalties. * UTILIZATION RATIO The percentage of credit that you use out of your total available credit is called the Utilization Ratio. It is advisable to keep credit utilization at 30-40% of the limit for a favorable credit report. * PAYMENT MONITOR Stay vigilant about due dates and credit periods to prevent delays or defaults. * SECURE YOUR CARD In case of loss or theft, immediately block your card to prevent unauthorized use. * REPORT YOUR FRAUD If you notice unauthorized transactions, swiftly report to your bank to address any issues. × DON'TS WHEN USING CREDIT CARDS * MINDLESS SPENDING Avoid mindless spending to prevent hefty debts. * MINIMUM REPAYMENTS Don't settle for minimum payments; they lead to high balances. * EXCESSIVE APPLICATIONS Avoid excess card applications to preserve your credit history. * UNCONTROLLED USAGE Refrain from maxing out your limit; it harms your credit score. * CASH WITHDRAWAL Avoid withdrawal of cash using Credit Cards to avoid additional fees or interest payments USEFUL CREDIT CARD LINKS * Credit Limit Increase * Instant Loan * Track your credit card * Grab Deals * Convert Purchases Into EMIs * Credit Card Control Center VIEW OTHER LINKS MORE ABOUT CREDIT CARDS HOW TO CHOOSE THE BEST CREDIT CARD? The best way to choose your credit card depends on understanding your spending pattern in terms of where you spend the most of your income, and where you are likely to spend more. Is it shopping, dining, entertainment, fuel, travel or a combination of these categories? The ideal or best credit card for you therefore would be the one that is tailored to your requirements in terms of your spending habits, lifestyle goals and the credit limit you are seeking. The ultimate aim is to optimise available rewards and benefits while also considering applicable fees and interest rates. If you are a first time credit card holder, consider the following factors before choosing your credit card: * Monthly expenses: Choose a credit card whose limit is close to your monthly expenses. If you have a lower credit limit, prioritise only the payments which should be made through your credit card. * Rewards & Points: You could also select a credit card that offers certain additional benefits such as cashback and discounts on your purchases or complimentary access to airport lounges. * Card control: Choose the card issuer based on how easy it is to manage the credit card especially on the mobile app or website. You should be able to manage spend limit, international usage, set the PIN, view payment history & statements, block & replace card, among other features * Card offers: Apart from offers from brands and merchants, card issuers also offer other benefits such as converting spends into EMIs, availing instant loans, upgrading card limit, getting an add-on card for your family members, and much more * Card fees and charges: Credit cards will have slightly different interest rates depending on the issuer that offers the card. Therefore, always compare the fees and interest rates before you choose a credit card. Read More CREDIT CARD ELIGIBILITY CRITERIA If you have applied for an Axis Bank Credit Card, your eligibility will depend largely on the following factors: 1. Age – Primary cardholder should be between the age of 18 and 70 years 2. Income – this could vary depending on the card variant you choose and 3. Residential status – the individual should either be a resident of India or a non-resident Indian Additionally, the bank may also look at your credit score and credit history to determine if you are eligible for a credit card. Please note that these criteria are only indicative and the bank reserves the right to approve or decline applications for its credit cards Read More DOCUMENTS REQUIRED TO APPLY FOR AN AXIS BANK CREDIT CARD While applying for a credit card, you will need to share a few documents as under: 1. Age and Residential proof: PAN card, Aadhaar card, Passport or Driver’s license 2. Income proof: Salary slips or Income Tax Returns FEES AND CHARGES Credit Cards have certain fees that you must be aware of. These may vary depending on the card variant you hold. Some common credit card fees are joining fees, annual fees, late payment fees, over-limit penalties, cash withdrawal fees, rent transaction fees, foreign currency transaction fees, etc. Do check the fees when selecting a credit card. Read More THINGS TO KNOW BEFORE APPLYING A CREDIT CARD If you are a first time credit card holder or are planning to apply for one, here’s what you should know before choosing your credit card: 1. Monthly spends: Select a credit card whose credit limit aligns closely with your monthly spending. 2. Maximising benefits: Reap maximum benefits by choosing a credit card that offers certain additional benefits such as cashback and discounts on your purchases or complimentary access to airport lounges. 3. Credit card eligibility: If you have applied for an Axis Bank Credit Card, your eligibility will depend largely on the following factors: 1. Age 2. Income 3. Residential status (whether you are an Indian resident or NRI). You will have to show documents as proof of the above mentioned eligibility conditions. Documents required will include - Age and Residential proof (PAN card, Aadhaar card, Passport or Driver’s license), income proof (Salary slips or Income Tax Returns). Additionally, the bank may also look at your credit score and credit history to determine if you are eligible for a credit card. 4. Fees and Charges: Credit Cards have certain fees that vary depending on the card variant you hold. Some common credit card fees include joining fees, annual fees, late payment fees, over-limit penalties, cash withdrawal fees, rent transaction fees, foreign currency transaction fees, etc. 5. Interest Rates: If you repay your credit card dues in full every month, before the due date, then you don’t have to pay an interest rate on your credit card outstanding amount. But if you carry forward any amount of your credit card due, then you do incur an interest rate on the pending amount. This interest rate on credit cards is typically between 3% and 4% monthly. Read More HOW CAN I APPLY FOR A CREDIT CARD ONLINE? Follow the below mentioned steps to apply for an Axis Bank credit card online: Website: 1. Go to Axis Bank's official website and click on the 'Credit Cards' tab. 2. You will see a list of credit cards mentioned. 3. Select the credit card of your choice and click on “Apply Now”. You will be taken to the credit card online application form. 4. You will be asked to fill in information w.r.t. identification and eligibility criteria. Type the details asked for in the form and click on Submit. Mobile App: Steps to apply for credit card using Axis Bank mobile app: 1. Login to your Axis Bank mobile app. 2. Under the Products section, click on Credit cards 3. Click on Apply Now Read More TIPS TO MANAGE YOUR CREDIT CARD EXPENSES If you are a first time credit card holder or are planning to apply for one, here’s what you should know before choosing your credit card: Tips to help you manage your credit card expenses better: 1. Keep an eye on your spending Consistently tracking your spending can help you resist the urge to overspend. Additionally, you can set transaction limits using the “manage spends” feature for specific purchases on your credit card, making it easier for you to adhere to your spending objectives. 2. Don’t use your entire credit card limit Ideally you should aim for spending not more than 30% of your credit card limit. You can control your spending and avoid debt by doing so. 3. Check credit card statements regularly Regularly checking your statement helps you stay on top of your spending, ensure accurate billing, detect fraudulent activity and avoid late payment fees and interest charges. 4. Pay your credit card bills on time This helps you maintain a good credit score and avoid late payment fees and interest charges. You can also set up automatic payment or payment reminders to help you pay your bill before due date. You should also opt for paying your dues in full and not just the minimum amount due in order to avoid interest charges. 5. Use your credit card points and offers Using available offers and rewards is an excellent way to maximise the benefits of your credit card and save money on every purchase. Read More faq section FREQUENTLY ASKED QUESTIONS WHAT IS CREDIT CARD ? A Credit Card allows you to borrow money for your purchases and is like a short-term loan from a bank. Also known as plastic money, you can use this card to buy things and have the option to pay the borrowed money back all at once or in smaller amounts over time. However, if you don't pay the full amount right away, you are charged an extra amount on it in the form of interest. HOW TO APPLY FOR A CREDIT CARD? Applying for a credit card is an easy process. You need to follow these simple steps: 1. Click here or visit your nearest Axis Bank branch 2. Provide basic details such as name, mobile number, PAN, and check your credit card eligibility 3. Select from our wide range of credit card offers and complete your application Once your details gets verified, your card application status will be notified. Upon approval, your credit card will be delivered to your specified address within the next few days. You will also be kept informed about the relevant dispatch and delivery status to ensure security and avoid mishandling HOW TO CHECK CREDIT CARD ELIGIBILITY? To be eligible for an Axis Bank Credit Card, you need to meet the following criteria: * Indian resident over 18 years of age * A regular source of income in case you are the primary cardholder Additionally Axis Bank may also apply a few card specific eligibility criteria. Axis Bank offers a diverse range of credit cards, each with its unique features and requirements. To determine the eligibility criteria for a specific card, you can explore the various options available and select the one that best aligns with your preferences and financial situation. WHAT IS A CREDIT CARD LIMIT? The credit card limit is the maximum amount you can spend on your credit card and is set by the bank. The total amount spent, including the fees, should be within this limit. Factors like income, age, credit history, credit score, liability etc. determine your credit card limit. Typically, first-time credit card holders are offered lower limits as the bank is not familiar with your spending and repayments habits. Your credit limit can be increased, but the discretion to do so remains with the bank. WHAT IS THE MINIMUM CREDIT SCORE FOR A CREDIT CARD? The credit card limit, which is set by the bank, represents the maximum amount you can spend using your credit card. It is determined by considering various factors such as income, age, credit history, credit score, liabilities, etc. It is essential to ensure that the total expenditure, including fees, stays within this predetermined limit. Initially, new credit card users might receive lower limits because the bank is not familiar with their spending and repayment habits. While the credit card limit can be increased, the decision ultimately rests with the bank." DO CREDIT CARDS COME WITH ANY AIRPORT LOUNGE BENEFITS? Access to a lounge during the long waiting hours at an airport is surely a comfort. Majority of Axis Bank credit cards offer complimentary access to airport lounges. WHAT DOES ‘MINIMUM DUE’ MEAN ON A CREDIT CARD STATEMENT? The minimum amount due on a credit card represents a mandatory partial payment of the total outstanding bill, required when the entire bill amount cannot be paid. This amount is usually fixed at 5% of the total outstanding balance, calculated based on the credit card statement issued. CAN CARDHOLDERS WHO ALREADY HAVE A CREDIT CARD APPLY FOR ANOTHER ONE? Axis Bank offers you the option to apply for multiple credit cards with a cumulative credit limit with increased flexibility, features and additional benefits. WHAT SHOULD I DO WHEN MY CREDIT CARD IS LOST? In the event of losing your Credit Card, promptly notify Axis Bank by contacting Customer Care. The card will be instantly blocked, and during the same call, you can request a replacement. Additionally, report the lost card to the police station in the area where you suspect it was misplaced or lost. CAN I USE CREDIT CARD FOR INTERNATIONAL TRANSACTIONS? Yes, Axis Bank credit cards are globally accepted, allowing for both online and offline international use. To activate this feature, simply log in to your account through mobile banking or net banking. This facilitates seamless usage of your Axis Bank credit card on a global scale, offering convenience and flexibility for transactions conducted internationally, both on the internet and at physical locations. WHAT ARE REWARD POINTS AND HOW CAN I REDEEM MY AXIS BANK CREDIT CARD POINTS? A reward point serves as an extra benefit provided by banks as a token of appreciation for each credit card purchase. These points accumulate as you use your credit card, and once a sufficient amount is gathered, you have the option to redeem them for various rewards such as gift vouchers and more. Axis Bank offers the eDGE Loyalty Rewards Program to all its credit card customers. It is designed to reward customers for every purchase transaction that they make. Each reward has been curated in a way that ensures that customers have exceptional experiences choosing and redeeming gifts with Axis Bank. Along with presenting a wide variety of rewards, Axis Bank credit card customers can even make redemptions with a minimum number of accumulated rewards points under the eDGE Loyalty Rewards Program. I HAVE A PRIMARY CARD AS WELL AS AN ADD-ON CARD. CAN I CONTINUE USING BOTH? For rules related to Add-on Cards, click here. COMPREHENSIVE GUIDE ON CREDIT CARDS VIEW ALL BLOGS CREDIT CARD CREDIT CARDS: CATALYSTS IN INDIA'S CASHLESS SURGE Imagine a world where you can enjoy your favourite latte, buy groceries, and even pay for a Netflix subscription without ever reaching into your wallet for cash. Dec 11, 2023 Read More 5 min read CREDIT CARD 6 CREDIT CARD MISTAKES TO AVOID "Owning a credit card is a great opportunity for consumers. One of the biggest benefits of having a credit card is that you can build your credit score. Jan 18, 2023 Read More 5 min read CREDIT CARD UNLOCK THE BENEFITS BY CHOOSING THE RIGHT CREDIT CARD FOR YOUR NEEDS Kiran Marathe, 26, works in the Human Resources department of a large company. She wants to apply for a credit card. Nov 16, 2022 Read More 5 min read VIEW ALL BLOGS Ask AHA! 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