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 * Phone : 416-281-9628
 * Email : info@pegasuslending.com

 * Home
   * Agent Directory
   * Why work with a Broker
 * Mortgage Solutions
   * Debt Consolidation
   * First Time Home Buyer
   * Mortgage Application
   * USA Mortgages
   * Instant Preapproval Certificate
 * FinTech Solutions
   * Mortgage Brokerage Operations
   * Mortgage Broker Payroll Management
   * Loan Processing Automation
   * Client Relationship Management Systems
   * Regulatory Compliance Tools
   * Data Analytics And Reporting
 * Join Us
 * Resources
   * Calculators
     * Mortgage Payment Calculator
     * CMHC Insurance Calculator
     * Down Payment Calculator
     * Mortgage Refinance Calculator
     * Prepayment Penalty Calculator
     * Home Equity Calculator
     * Land Transfer Tax Calculator
     * Mortgage Affordability Calculator
   * Pegasus Blog
   * FAQ
   * Mortgage Terms
   * Latest News
 * Contact Us

Menu
 * Home
   * Agent Directory
   * Why work with a Broker
 * Mortgage Solutions
   * Debt Consolidation
   * First Time Home Buyer
   * Mortgage Application
   * USA Mortgages
   * Instant Preapproval Certificate
 * FinTech Solutions
   * Mortgage Brokerage Operations
   * Mortgage Broker Payroll Management
   * Loan Processing Automation
   * Client Relationship Management Systems
   * Regulatory Compliance Tools
   * Data Analytics And Reporting
 * Join Us
 * Resources
   * Calculators
     * Mortgage Payment Calculator
     * CMHC Insurance Calculator
     * Down Payment Calculator
     * Mortgage Refinance Calculator
     * Prepayment Penalty Calculator
     * Home Equity Calculator
     * Land Transfer Tax Calculator
     * Mortgage Affordability Calculator
   * Pegasus Blog
   * FAQ
   * Mortgage Terms
   * Latest News
 * Contact Us

Mortgage AgentRay MangatLocation GTA, Mississauga, BramptonLicense M23008044-
https://pegasuslending.com
Ray MangatA Mortgage Professional That Cares!

PROFESSIONAL EXPERIENCE

I have had a successful career in various industries.  What makes me successful
is I pay attention to detail, have good listening skills and great empathy are
symbols of appreciation by my clients. I am effectively supported by a team of
administrators who truly believes in fast and efficient service. This teamwork
and professionalism helps me build long-term relationships with my growing
client base and provide excellent customer service.

PERSONAL

During my spare time I enjoy spending time with my family and also travel to new
countries. I enjoy reading the Globe and Mail Business section in order to be up
to date on Mortgage and economic trends.

20+ Years, Thousands of Happy Homeowners. Start your mortgage journey today with
Canada’s premier lender. Expert guidance, fast approvals, and personalized
solutions await you.

Fast-track your homeownership dreams with pre-approval in minutes and the
possibility of a finalized mortgage within 24 hours.




MORTGAGE SOLUTIONS

Explore our personalized mortgage solutions designed to meet your needs




DEBT CONSOLIDATION

Simplify your finances effortlessly with our consolidation calculator and expert
services.




INSTANT PRE-APPROVAL

Discover your home buying potential in minutes with our free, user-friendly
quick qualifier tool.




FIRST-TIME HOME BUYER

Ready to make your dream home a reality? Find out the best mortgage rate, and
get approved




MORTGAGE SOLUTIONS

Explore our personalized mortgage solutions designed to meet your needs




DEBT CONSOLIDATION

Simplify your finances effortlessly with our consolidation calculator and expert
services.




INSTANT PRE-APPROVAL

Discover your home buying potential in minutes with our free, user-friendly
quick qualifier tool.




FIRST-TIME HOME BUYER

Ready to make your dream home a reality? Find out the best mortgage rate, and
get approved




THE PEGASUS STORY!

Our journey started in the heart of Toronto, Canada, in October 2008. We were a
small team with a big dream: transforming the mortgage industry. We faced a
challenging start, launching amidst a global recession. But adversity fueled our
determination. We persevered, growing steadily through our unwavering commitment
to professional, impartial advice and ethical customer service.

Our founders crafted a unique business model centered on empowering our agents
and staff with the knowledge and skills to deliver exceptional service to our
clients. This dedication to expertise and integrity has propelled us to the
forefront of the mortgage industry. Today, Pegasus is renowned for providing
expert mortgage advice and financial solutions that make a real difference in
our clients’ lives.

 * Proven Expertise: We’ve not only weathered economic storms, but we’ve emerged
   stronger from them. These challenges have honed our knowledge and expertise,
   making us a reliable and stable partner in the mortgage industry.
 * Unbiased Advice: Our priority is your financial well-being. We provide
   transparent, impartial guidance tailored to your unique needs.
 * Client-Centric Focus: Your success is our success. We’re committed to
   exceeding your expectations at every mortgage process step.
 * Financial Solutions: We offer comprehensive mortgage options to help you
   achieve your homeownership dreams.



OUR MORTGAGE RATES

6.34%
1 Year
Get Rate
6.02%
2 Year
Get Rate
4.89%
3 Year
Get Rate
4.99%
4 Year
Get Rate
4.59%
5 Year
Get Rate
5.70%
Variable Rate
Get Rate
7.20%
Home Equity Line Of Credit
Get Rate
6.70%
Prime Rate
Get Rate
5.25%
Qualifying Rate
Get Rate

Previous
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TESTIMONIALS


WHAT PEOPLE SAY ABOUT US




BRUNO KAMINSKI

Pegasus Mortgage helped me through a difficult financial situation. They are
knowledgeable and sympathetic staff made the entire process a lot less
stressful. I highly recommend them!


NICOLE C

Pegasus provided a solution despite credit challenges. Their expertise ensured a
favourable deal. Highly recommend their service for those with credit issues who
urgently need guidance.


LIAM AND GRACE M

Pegasus exceeded expectations in making our refinancing stress-free. Their
team's explanations and continuous support in every mortgage process step were
superb. Exceptional service.


SOPHIE M

Pegasus supported me throughout my mortgage renewal. Their team simplified the
complex process for us and secured an excellent rate. Thank you for your help.


EMILY H

Although I had a low credit score, this brokerage has helped me immensely. Their
expertise and patience ensured I got a great deal. Highly recommend their
service.


BRUNO KAMINSKI

Pegasus Mortgage helped me through a difficult financial situation. They are
knowledgeable and sympathetic staff made the entire process a lot less
stressful. I highly recommend them!


NICOLE C

Pegasus provided a solution despite credit challenges. Their expertise ensured a
favourable deal. Highly recommend their service for those with credit issues who
urgently need guidance.



Pegasus Mortgage Lending Center Inc
4.5
Based on 149 reviews

review us on
Vishnu Radhakrishnan
12 days ago
It was a pleasure to work with Sony and Jessica. We’re first time buyers and...
they guided us through the process and explained everything in detail. Sony
listened to My concerns and were very open and honest. I would recommend anyone
to their services! Excellent service – highly recommend as a mortgage
broker.read more
denny paul
12 days ago
It was a great experience for me getting the mortgage for buying my first
home... in Canada. Helped me with providing mortgage with best interest rate
within quick time frame and all the process were very smooth. Thanks Again!!read
more
Elara Jafari
13 days ago
I cannot recommend Kushal Mehta enough as both a real estate agent and
mortgage... agent. Kushal truly put in the time and effort to address all our
needs, always answering our communications late at night and early in the
morning. His dedication and compassion were evident as he worked tirelessly 24/7
to find us the perfect house and secure our mortgage funding. Having Kushal
handle both real estate and mortgage needs in one place made the process
incredibly smooth and efficient. If you're looking for someone who will go above
and beyond to make your home-buying experience seamless and successful, Kushal
Mehta is the one to go to for both real estate and mortgage services!read more
bally teles
20 days ago
This is my second time using Patrick at Pegasus Lending and once again i am
so... impressed with his incredible knowledge and service. He really makes the
process seamless, and provides so much support and guidance along the way. The
communication throughout was great as was all his advice. I would recommend him
to anyone!read more
Maria Ramos
a month ago
Here's to express my satisfaction and gratitude for the exceptional services...
provided to me by my mortgage broker Vishwa,who was been very professional and
expert assisting me and my daughter to get the process of our mortgage loan very
comfortable to us and we'll explained to us every details.Thank you very much
Vishwa!!All the best to you and Pegasus Mortgage Lending company!!looking
forward for more future business with you!!read more
M Wong
a month ago
A nice place to start, the company offers timely support from both mentor and...
staff. Training sessions and a wealth of resources are readily accessible.read
more
Michelle Mody
a month ago
I had a very smooth process. Patrick was a great help with my mortgage. I
will... definitely work with Pegasus in the future!read more
SACHIN PATIL
a month ago
I recently had the pleasure of working with Pegasus Brokerage for my mortgage...
investment, and I am extremely satisfied with the outcome. Patrick, in
particular, provided exceptional service throughout the entire process.read more
saq haq
2 months ago
Have no fear when Vishwa is here!Being first time home buyers can be very...
daunting as there are many factors and information which we did not know about,
especially regarding the mortgage. However, working with Vishwa was a pleasure
and it gave us a peace of mind. With a looming closing date, Vishwa went above
and beyond to ensure our mortgage was approved just in time. Vishwa was always
there when we had questions, queries and concerns; be it during or after work
hours, on weekdays or weekends. We really appreciated all his honest and candid
opinion regarding the whole mortgage process.Thank you very much for all your
help Vishwa! We hope to continue working with you in the future as well as
recommend you to our friends for your exemplary service!Mr. and Mrs. Haqueread
more
Abin George
2 months ago
Happy to do business with Pegasus. They offered me a good rate. Strongly...
recommended read more
vaibhav vanamala
2 months ago
I had a wonderful experience working with Archie and Andy. Archie explained
me... through the whole process and helped me to find the best available
mortgage product for my mortgage . He has given me a list of pros and cons
choosing each product which helped in easy decision making. I would recommend
Pegasus Mortgage Lending Center to everyone who is looking for a mortgage.read
more
Noreen Bhanji
2 months ago
I've been a realtor for 16 years now... I get many calls from Mortgage Agents...
to work with me, but I had my own to work with, so I always declined. However 6
months ago, I decided to take a chance in using one of their Brokers. He joined
me for my open house and right away I was impressed with Vishwa Patel. So much
so that I have made him an essential part of my team! Vishwa is extremely hard
working and motivated to working on each file for a successful result. I was
impressed with his willingness to learn and participate in all transactions. He
is dedicated to his work and that is so comforting; he's so reliable. Recently
he has introduced me to his colleague, Matt, who is equally helpful. I am now
committed to only using these two to get all my clients' mortgages done!read
more
Lamba Panka
2 months ago
Whole process was smooth. Complete information about the deal was shared for
me... to take an informed decision. Swarna and Vanda answered all my questions.
All related documents were shared. Sign up process was a breeze.read more
Sanjay Patel
2 months ago
I had a wonderful experience working with Jessica. It was for mortgage...
investments and I must say that, Jessica walked me through the whole process
very nicely. She answered all my questions and helped me to understand quite
comfortably. I would recommend her exceptional services with Pegasus Mortgage
Lending Center.read more
Pankaj Parmar
2 months ago
I had wonderful experience working with Mr.Dipen Patel. He was one stop...
solution for all our mortgage needs. He gave us the best rates and work for our
best interest. He was always call/text away. I would highly recommend him for
all your mortgage needs.read more
Niraj Patel
2 months ago
I applied for my mortgage through Pegasus, and I am happy to share that the...
team was incredibly helpful throughout the entire process. Kushal Mehta, in
particular, was outstanding. He proactively guided me through the process and
helped me prepare all the necessary documents well in advance, even before the
lender requested them. Not only that, but Kushal and Patrick went above and
beyond to ensure I secured the best market rate.I highly recommend Pegasus for
their excellent service and support. read more
Mohiuddin Md Abdul Qudar
2 months ago
Recently secured a loan with Pegasus. It was extremely great experience....
Patrick A Wahi was amazing to deal with. Highly recommendread more
Poornima N
3 months ago
We just closed our house and we are happy and satisfied with the support and...
advice we got from Pegasus (Jessica). She has thorough understanding of various
products and quick to respond to our questions when needed.read more
Ransey Rogg
3 months ago
I have been dealing with Jessica at Pegasus for several months on the
investing... side of things. I have received nothing but excellent service and
professionalism on her part. Looking forward to investing more with them!read
more
Syed Hussain
3 months ago
I have been associated with pegasus Mortgage lending center inc from few
years... and found their work, commitment and informations quite near to my
satisfaction. Who keep me always in their confidence .Particularly by the
arrival of their latest staff in the boat, their efficiency is at top.l wish a
good future for Pegasus Mortgage lending center inc.read more
Trini Das
3 months ago
We had a very tight closing and everything was done quickly. Transparent in...
terms of rates and good choice of lenders. Very helpful and professional!read
more
Sean Miskimins
3 months ago
Vanda and Ammanda were absolutely amazing to deal with. They kept me
completely... informed along the way, were able to expedite processes with the
lender when required. I would highly recommend using them when gaining a new
mortgage or a refinance mortgage!read more
Shamit Chakraborty
3 months ago
Used their services for a recent property purchase. They were quick to
respond... and ensured the entire process was transparent. I would recommend
Pegasus for anyone trying to secure a mortgage, they seem to always have the
clients best interest at heart.read more
rajeshwar patel
3 months ago
I just closed my house with Pegasus and it was a very good experience from...
start to finish. Vishwa & Matt both are a very good team to work with for your
mortgage. I was able to get the best mortgage interest rate even in such rough
market conditions. They went above and beyond to provide me with a best client
experience. Highly recommended. Thank you guys.read more
Arvinjit Singh Kang
8 months ago
Pegasus Mortgage is a very professional mortgage company …. Matt and Sumit...
helped me getting my mortgage approved…read more
HENRY CHRISTIE
9 months ago
I really want to thank Pegasus for help me out to secure the mortgage, the
way... you people guide me and handle my file its beyond my expectation. Again
thanks a lot.read more
Tammy Mckinnon
9 months ago
I highly recommend Pegasus Mortgage Lending Centre if you are in need of...
finding the right Mortgage for your needs, the staff are extremely friendly and
gave me piece of mind. They made sure to communicate with me during the entire
process and answered any question I had.Thank you Pegasus Mortgage lending
Centre!read more
MaiKen Marcos
9 months ago
My experience with Pegasus was excellent. From beginning to end, the...
communication was impeccable. I got all the questions answered in a couple
minutes. Our brokers Matt Brookes along with Fred Camingal and the team really
did help us not with one but two mortgage approvals in a short period of time.
They gave us best rates you can find online. They are friendly, patience,
knowledgeable and have excellent service. I appreciate all the help they gave
during the process and you can tell they’re professionals. I highly recommend
them!read more
Amit Sood
11 months ago
The mortgage renewal process is a daunting one is what I realized when I had
to... start my Mortgage renewal. Jessica Kaur from Pegasus Mortgage held our
hand through the entire process, and was very professional in making sure we got
the best possible rates and that we are able to understand each and every
document that was being requested from us and the entire application process.
She really went over and above answering questions we may have had and providing
us support and constant follow ups during and after the application process.
Definitely a professional through and through. We will be looking to work with
them again when we next require mortgage related products.With her positive
attitude, constant follow-ups and check-ins our mortgage process went very
smoothly. Her experienced team was also very helpful and gave us reasonable
recommendations every time we needed help. 10 out of 10 and very
recommended!read more
Niro Ram
11 months ago
We recently worked with Patrick Ericson from Pegasus for our mortgage search...
and couldn't be happier.Patrick's dedication led us to a competitive rate that
exceeded expectations. His breakdown of the rates and explanations helped us
learn a lot during the process.Patrick's professionalism and expertise made the
mortgage search stress-free. If you're looking for a knowledgeable and dedicated
mortgage partner, we highly recommend Patrick Ericson.read more
H C
a year ago
The experience with Pegasus has been awesome. I am 200% satisfied with the...
service rendered. The team gave me a very clear, honest and transparent
guidance. I got to them with a problem and I left with a solution. Very good
service rendered, I recommend to whom in need of those kind of services.read
more
More reviews



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Our Partners
 * Business Development Bank Of Canada
 * CHIP Home Income Plan
 * CMLS Financial
 * Equitable Bank
 * First National Financial LP
 * Home Trust
 * ICIC Bank
 * IC Savings
 * Manulife Bank
 * TD Canada Trust

Industry Links and Associations
 * Bank of Canada
 * CMHC
 * Financial Services Regulatory Authority Of Ontario
 * Sagen
 * MCP
 * Real Estate Council of Ontario
 * Remic

Quick Links
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© 2024 Pegasus Mortgage Lending Center Inc. | Brokerage | FSRA License# 11479
Pegasus Mortgage Lending


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