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TERMS OF USE

Terms of Use

Our Terms of Use are designed to make sure everything on our website is
straightforward and accurate. It's a legally binding agreement between you, our
customer, and Acceptance, your insurance provider.

PLEASE READ THESE TERMS OF USE CAREFULLY BEFORE USING THE SERVICES (THE
"SERVICES") FROM ACCEPTANCE INSURANCE. BY USING THE SERVICES, YOU AGREE TO THESE
TERMS OF USE. IF YOU DO NOT AGREE TO THESE TERMS OF USE, PLEASE DO NOT USE THE
SERVICES.

The Services include all means by which Acceptance Insurance provides content to
you or receives content from you, including, without limitation, Acceptance
Insurance websites, download-able software applications, delivery of Acceptance
Insurance content to you at your request, mobile web sites, mobile download-able
applications, services that allow you to submit content to Acceptance Insurance,
blog submission services, chat rooms and message boards. The Services are owned
and operated by Acceptance Insurance. Acceptance Insurance has the right at any
time to change or discontinue any aspect or feature of the Services, including,
without limitation, the content, hours of availability, and equipment needed for
access or use of the Services.


1. EQUIPMENT

You shall be responsible for obtaining and maintaining all telephone, computer
hardware and other equipment needed for access to and use of the Services and
all charges related thereto.


2. RESTRICTIONS ON USE

You shall use the Services for lawful purposes only. You shall not post or
transmit through the Services any material which violates or infringes in any
way upon the rights of others, which is unlawful, threatening, abusive,
defamatory, invasive of privacy or publicity rights, vulgar, obscene, profane or
otherwise objectionable, which encourages conduct that would constitute a
criminal offense, gives rise to civil liability or otherwise violate any law.
Without Acceptance Insurance's express prior approval, you shall not post or
transmit through the Services any material which contains advertising or any
solicitation with respect to products or services. You shall not use the
Services to advertise or perform any commercial solicitation, including, without
limitation, the solicitation of users to become subscribers of other on-line
information services competitive with the Services. Any conduct by you that in
Acceptance Insurance's discretion restricts or inhibits any other user from
using or enjoying the Services will not be permitted.

The Services contains copyrighted material, trademarks, and other proprietary
information, including, without limitation, text, software, images, video,
graphics, music and sound, and the contents of the Services are copyrighted
under the United States copyright laws. You may not modify, publish, transmit,
display, participate in the transfer or sale, create derivative works, or in any
way exploit, any of the content, in whole or in part. Except as otherwise
expressly permitted under copyright law, no copying, redistribution,
retransmission, publication or commercial exploitation of downloaded material
will be permitted without the express written permission of Acceptance Insurance
and the copyright owner. In the event of any permitted copying, redistribution
or publication of copyrighted material, no changes in or deletion of author
attribution, trademark legend or copyright notice shall be made and no ownership
rights shall be transferred.

You shall not e-mail, upload, post or otherwise make available on the Services
any material protected by the copyright, trademark, or other proprietary right
without the express permission of the owner of the copyright, trademark, or
other proprietary right and the burden of determining that any material is not
protected by copyright rests with you. You shall be solely liable for any damage
resulting from any infringement of copyrights, proprietary rights, or any other
harm resulting from such a submission. Subject to Acceptance Insurance's
policies regarding privacy, any e-mails, notes, message/billboard/forum
postings, images, videos, ideas, suggestions, concepts or other material
submitted will be treated as non-confidential and non-proprietary and will
become the property of Acceptance Insurance throughout the universe. By
submitting material to Acceptance Insurance, you automatically grant, or warrant
that the owner of such material has expressly granted Acceptance Insurance the
royalty-free, worldwide, perpetual, irrevocable, non-exclusive right and license
to use, reproduce, modify, adapt, publish, display, translate, perform, edit,
transmit, reformat, sublicense and distribute such material (in whole or in
part, directly or indirectly) and/or to incorporate it in other works in any
form, media or technology now known or hereafter developed; you waive your
rights to attribution, integrity, or moral rights in the materials in connection
with their use by Acceptance Insurance and other authorized parties; you agree
to allow use of your name and city on the Services and in publicity or
advertising without compensation; and you understand and agree that Acceptance
Insurance shall have no obligation to copy, publish, display or otherwise
exploit the materials, nor shall they be obligated to prevent, or have any
liability for, any unauthorized copying, publishing, displaying or other
exploitation of the materials. You grant Acceptance Insurance and RSS the right
to edit, copy, display, publish and distribute any materials made available on
the Services by you.

The foregoing provisions of Section 3 are for the benefit of Acceptance
Insurance, its subsidiaries, affiliates and its third party content providers
and licensors and each shall have the right to assert and enforce such
provisions directly or on its own behalf.


3. DISCLAIMER OF WARRANTY; LIMITATION OF LIABILITY"

YOU EXPRESSLY AGREE THAT USE OF THE SERVICES IS AT YOUR SOLE RISK. NEITHER
Acceptance Insurance, ITS AFFILIATES NOR ANY OF THEIR RESPECTIVE EMPLOYEES,
AGENTS, THIRD PARTY CONTENT PROVIDERS OR LICENSORS WARRANT THAT THE SERVICES
WILL BE UNINTERRUPTED OR ERROR FREE; NOR DO THEY MAKE ANY WARRANTY AS TO THE
RESULTS THAT MAY BE OBTAINED FROM USE OF THE SERVICES, OR FROM THE INFORMATION
CONTAINED THEREIN, OR AS TO THE ACCURACY OR RELIABILITY OF ANY INFORMATION,
SERVICE OR MERCHANDISE PROVIDED THROUGH THE SERVICES.

THE SERVICES ARE PROVIDED ON AN "AS IS" BASIS WITHOUT WARRANTIES OF ANY KIND,
EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF TITLE OR
IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, OTHER
THAN THOSE WARRANTIES WHICH ARE IMPLIED BY AND INCAPABLE OF EXCLUSION,
RESTRICTION OR MODIFICATION UNDER APPLICABLE LAW. ADDITIONALLY, THERE ARE NO
WARRANTIES AS TO THE RESULTS OBTAINED FROM THE USE OF THE SERVICES.

THIS DISCLAIMER OF LIABILITY APPLIES TO ANY DAMAGES OR INJURY CAUSED BY ANY
FAILURE OF PERFORMANCE, ERROR, OMISSION, INACCURACY, INTERRUPTION, DELETION,
DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, COMMUNICATION LINE
FAILURE, THEFT OR DESTRUCTION OR UNAUTHORIZED ACCESS TO, ALTERATION OF, OR USE
OF THE SERVICES, WHETHER FOR BREACH OF CONTRACT, TORTIOUS BEHAVIOR (INCLUDING,
WITHOUT LIMITATION, STRICT LIABILITY), NEGLIGENCE, OR UNDER ANY OTHER CAUSE OF
ACTION, TO THE FULLEST EXTENT PERMISSIBLE BY LAW. THIS DOES NOT AFFECT ANY
STATUTORY RIGHTS WHICH MAY NOT BE DISCLAIMED. YOU SPECIFICALLY ACKNOWLEDGE THAT
Acceptance Insurance IS NOT LIABLE FOR THE DEFAMATORY, OFFENSIVE OR ILLEGAL
CONDUCT OF OTHER USERS OR THIRD-PARTIES OVER WHICH IT HAS NO CONTROL.

TO THE FULLEST EXTENT PERMISSIBLE BY LAW, IN NO EVENT SHALL Acceptance
Insurance's TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES AND CAUSES OF ACTION
WHETHER IN CONTRACT, TORT (INCLUDING, WITHOUT LIMITATION, ITS OWN NEGLIGENCE) OR
UNDER ANY OTHER LEGAL THEORY (INCLUDING, WITHOUT LIMITATION, STRICT LIABILITY)
EXCEED THE AMOUNT PAID BY YOU, IF ANY, FOR ACCESSING THE SERVICES. THIS DOES NOT
AFFECT ANY STATUTORY RIGHTS WHICH MAY NOT BE DISCLAIMED.


MONITORING

Acceptance Insurance shall have the right in its sole discretion to refuse to
post or remove any material submitted to or posted on the Services. Acceptance
Insurance does not have an obligation to review posted material on the Services,
and Acceptance Insurance cannot assure that the material will either be
appropriate or appropriately expressed. Acceptance Insurance cannot publish all
material submitted to the Services. The choice of which material is selected for
the Services is at the sole discretion of Acceptance Insurance and cannot be
disputed. Without limiting the foregoing, Acceptance Insurance shall have the
right to remove any material that Acceptance Insurance, in its sole discretion,
finds to be in violation of the provisions hereof or otherwise objectionable.


INDEMNIFICATION

You agree to defend, indemnify and hold harmless Acceptance Insurance and its
suppliers, licensors and affiliated companies and their respective directors,
officers, employees, contractors and agents from and against any and all claims,
actions, demands, damages, costs, liabilities, losses and expenses (including
reasonable attorneys' fees and costs) arising out, relating to or in connection
with (a) your use of the Services, (b) the content of any materials you submit,
(c) any violation of any law or regulation by you, and (d) this agreement.


TRADEMARKS

The Acceptance Insurance logo, all other service marks and tradenames, slogans,
and the names of various products and services described within are service
marks of First Acceptance Corporation or its affiliates, all rights reserved.


THIRD PARTY CONTENT

Acceptance Insurance is not a publisher of content supplied by third parties and
users of the Services. Accordingly, Acceptance Insurance has no more editorial
control over such content than does a public library, bookstore, or newsstand.
Any opinions, advice, statements, services, offers, or other information or
content expressed or made available by third parties, including information
providers and users, are those of the respective author(s) or distributor(s) and
not of Acceptance Insurance. In many instances, the content available through
the Services represents the opinions and judgments of the respective information
provider or user. Acceptance Insurance neither endorses nor is responsible for
the accuracy or reliability of any opinion, advice or statement made on the
Services by anyone other than authorized Acceptance Insurance employee
spokespersons while acting in their official capacities.


VIRUSES

Acceptance Insurance also assumes no responsibility, and shall not be liable
for, any damages to, or viruses that may infect, your computer equipment or
other property on account of your access to, use of, or browsing in the Services
or your downloading of any materials, data, text, images, video, or audio from
the Services.


EXPORT CONTROL

Software and other materials from the Services may also be subject to United
States Export Control. The United States Export Control laws prohibit the export
of certain technical data and software to certain territories. No software from
the Services may be downloaded or exported (1) into (or to a national or
resident of) Cuba, North Korea, Iran, Syria, Sudan or any other country to which
the United States has embargoed goods; or (2) anyone on the United States
Treasury Department's list of Specially Designated Nationals or the U.S.
Commerce Department's Table of Deny Orders. Acceptance Insurance does not
authorize the downloading or exportation of any software or technical data from
the Services to any jurisdiction prohibited by the United States Export Laws.


BUSINESS ASSOCIATES

The business associates of Acceptance Insurance identified on the Services are
independent contractors of Acceptance Insurance. The business associates are not
joint venturers or partners of Acceptance Insurance. No employee or
representative of the business associates is under the control of Acceptance
Insurance.


CHANGED TERMS

Acceptance Insurance has the right at any time to change or modify the terms and
conditions applicable to use of the Services, or any part thereof, or to impose
new conditions, including, without limitation, adding fees and charges for use.
Such changes, modifications, additions or deletions shall be effective
immediately upon notice thereof, which may be given by any means including,
without limitation, posting on the Services, or by electronic or conventional
mail, or by any other means. Any use of the Services by you after such notice
shall be deemed to constitute acceptance of such changes, modifications,
additions or deletions.


MISCELLANEOUS

These terms of use constitute the entire agreement of the parties with respect
to the subject matter hereof and supersede all previous written or oral
agreements between the parties with respect to such subject matter. This
Agreement shall be construed in accordance with the laws of the State of Texas
without regard to its conflicts of law principles. All disputes under this
Agreement shall be resolved by the State Courts of Dallas County in the State of
Texas or in the United States District Court for the Northern District of Texas,
and each party consents to the exclusive jurisdiction of such courts and hereby
waives any jurisdictional or venue defenses otherwise available to it. No waiver
by Acceptance Insurance of any breach or default hereunder shall be deemed to be
a waiver of any preceding or subsequent breach or default. The section headings
used herein are for convenience only and shall not be given any legal import.


LINKS

The Services incorporate links to other Web sites. Acceptance Insurance does not
in any way endorse, nor is it responsible for, the content on those other Web
sites.


COPYRIGHTS AND COPYRIGHT AGENT

If you believe that your copyrighted work has been copied in a way that
constitutes copyright infringement, please provide Acceptance Insurance's
Copyright Agent the following information in writing, as required by the Digital
Millennium Copyright Act, 17 U.S.C. 512 ("DMCA"):

 * A physical or electronic signature of a person authorized to act on behalf of
   the owner of an exclusive right that is allegedly infringed;

 * Identification of the copyright work claimed to have been infringed, or, if
   multiple copyrighted works at a single online site are covered by a single
   notification, a representative list of such works at that site;

 * Identification of the material that is claimed to be infringing or to be the
   subject of infringing activity and that is to be removed or access to which
   is to be disabled, and information reasonably sufficient to permit Acceptance
   Insurance to locate the material;

 * Information reasonably sufficient to permit Acceptance Insurance to contact
   you;

 * A statement that you have a good-faith belief that use of the material in the
   manner complained of is not authorized by the copyright owner, its agent, or
   the law; and

 * A statement that the information in the notification is accurate, and under
   penalty of perjury, that you are authorized to act on behalf of the owner of
   an exclusive right that is allegedly infringed.


COPYRIGHTS AND COPYRIGHT AGENT

Our agent for notice of claims of copyright infringement on the Services can be
reached as follows:

Acceptance Insurance
3813 Green Hills Village Drive
Nashville, TN 37215



Attn: Compliance Department
Email: compliance@acceptanceinsurance.com >

This contact information is only for reporting copyright infringement. Contact
information for other matters is provided elsewhere on this site.


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Auto Insurance Bad Credit Auto InsuranceHigh Risk Auto InsuranceLiability Auto
InsuranceNon-Owner Auto InsuranceNon-Standard Auto InsuranceSenior Auto
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Privacy PolicyTerms of Use
© 2021 Acceptance Insurance Agency of TN, Inc. All Rights Reserved.
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© 2021 Acceptance Insurance Agency of TN, Inc. All Rights Reserved.
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