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 * Home
 * About Us
 * Services
 * FAQ
 * Contact

English Bangla Sign In Sign Up


WELCOME TO UXPRESS SACCO SOCIETY

uXpress® provides savings, credit, investment, retail, insurance, migration and
other services to its members in the diaspora.

Create an Account


ONLINE PAYMENT

We have online various payment services


TAKE A LOAN

Designed to assist members developmental goals and cover emergency needs for
themselves and their relatives back home.


DEPOSIT SCHEMES

We have two deposit schemes for you, one is Deposit Pension Scheme and another
one is the Fixed Deposit Receipt.


TRANSFER MONEY

You are able to transfer your funds within the uXpress SACCO by adding your
beneficiaries

About Us


YOUR GATEWAY TO FINANCIAL FREEDOM

OUR PHILOSOPHY

Our philosophy is “Trustworthiness and Reliability.” These are simple words, but
they are not easily put into practice. These important words represent
unchanging principles to which we will always be dedicated

OUR OBJECTIVE

Our main objective is to encourage regular uninterrupted savings for building
long term savings for future use and development goals through SACCO loans and
investment opportunities.

OUR GOAL

uXpress® provides savings, credit, investment, retail, insurance, migration and
other services to its members in the diaspora.

Our Services


YOUR GATEWAY TO FINANCIAL FREEDOM


FAST TRANSFERS

Our Money transfer system is secure and easy. Send your funds to your
beneficiaries instantly within uXpress SACCO.


DEPOSIT FUNDS

Account-holders of uXpress SACCO are able to deposit their money through our
several payment systems.


WITHDRAW FUNDS

Account-holders of uXpress SACCO are able to withdraw money from their account.
Without verification, any withdrawal won't be completed, so you can trust
uXpress SACCO.

Why Choose Us?


YOUR GATEWAY TO FINANCIAL FREEDOM

Get Started


FREEDOM

uXpress SACCO members attain financial freedom from ready SACCO loans, profits
in our deposit schemes, dividends from capital projects and by circumventing the
segregation suffered from traditional financial institutions.


OWNERSHIP

uXpress SACCO members are part owners of the SACCO and its capital projects
including, upfumi.com and uXpress companies (Couriers, Capital, Rewards, Money
Transfer, Online Store).

How it works


IT'S EASY TO JOIN WITH US

1


OPEN AN ACCOUNT

To be an account holder you have to open an account first.

2


VERIFICATION

After registration you need to verify your Email and Mobile Number.

3


DEPOSIT

Deposit some funds before applying on any FDR or DPS plans.

4


GET SERVICE

Now you can get any of our services as our registered account-holder

Fixed Deposit Scheme


YOUR GATEWAY TO FINANCIAL FREEDOM!

FDR

PROJECT: LOMAGUNDI GRANITE MINE

30%/ 365 Days
 * Lock in Period 3650 Days
 * Get Profit Every 365 Days
 * Profit Rate 30%
 * Minimum R1,500.00
 * Maximum R1,500,000.00

Apply Now
FDR

PROJECT: BACK TO SCHOOL PACKS

160%/ 365 Days
 * Lock in Period 365 Days
 * Get Profit Every 365 Days
 * Profit Rate 160%
 * Minimum R1,500.00
 * Maximum R1,500,000.00

Apply Now
FDR

BUSINESS: UX ONLINE STORE

160%/ 365 Days
 * Lock in Period 365 Days
 * Get Profit Every 365 Days
 * Profit Rate 160%
 * Minimum R1,500.00
 * Maximum R15,000.00

Apply Now
View More
Deposit Pension Scheme


GROW YOUR DEPOSIT WITH US.

DPS

CHRISTMAS SHOPPING 2022

R600 /30Days
 * Interest Rate 0%
 * Installment Interval 30 Days
 * Total Installment 12
 * Deposit Amount R7,200.00
 * You Will Get R7,200.00

Apply Now
View More
Our Plans for Loan


WE HAVE THE BEST LOAN PLANS

LOAN

EMERGENCY LOAN

45% /30 Days
 * Take Minimum R500.00
 * Take Maximum R150,000.00
 * Per Installment 45%
 * Installment Interval 30 Days
 * Total Installment 3

Apply Now
LOAN

ANNUAL TECHNOLOGY FEES

10% /30 Days
 * Take Minimum R1,800.00
 * Take Maximum R3,600.00
 * Per Installment 10%
 * Installment Interval 30 Days
 * Total Installment 12

Apply Now
LOAN

UPFUMI.COM CREDIT

110% /30 Days
 * Take Minimum R1,500.00
 * Take Maximum R15,000.00
 * Per Installment 110%
 * Installment Interval 30 Days
 * Total Installment 1

Apply Now
View More


YOUR GATEWAY TO FINANCIAL FREEDOM

uXpress SACCO Society is a Zimbabwe Registered Co-op Society under the
Co-operative Societies Act [Chapter 24:05], Reg No. 9043

+R10M

Savings Book

+R4M

Loan Book

+R60M

Investments

+50K

Members

Bill is .......

BILL GONYORA

Chairman


FREQUENTLY ASKED QUESTIONS

Though we have provided lots of information about us and how we serve what is
our working process our terms and conditions our policies etc.


IS OPENING AN ACCOUNT IS FREE?

Yes, we don't take any fees for opening an account but to benefit from member
services you must pay a joining fee of R150


CAN I SEND MONEY FROM UXPRESS TO OTHER INSTITUTIONS?

No, you can not send money from uXpress SACCO to another financial institution?


HOW TO OPEN AN ACCOUNT?

Get the registration form by clicking on the Sing Up button on the top bar.
Provide all information and click on the Sign Up button.


SO, WHAT DO YOU DO IF YOU WANT TO JOIN?

i) Complete your online uXpress SACCO member registration ii) Pay R150 joining
fee iii) Contribute at least R350 compulsory monthly savings iv) Pay R150
monthly technology fees NB: Members must purchase at least one uXpress SACCO
Share for R150


HOW TO TAKE A LOAN?

We have several loan plans. Choose the best plan suitable for you and just click
on the Apply Now button and put the amount.


HOW TO OPEN AN FDR?

We have several FDR plans. Choose the best plan suitable for you and just click
on the Apply Now button and put the amount.


WHO MAY JOIN AS A MEMBER?

i) Anyone who is ready to accept the bylaws, policies and regulations of uXpress
SACCO may join and share its ownership. ii) Anyone who is able and willing to
save the R350 minimum of monthly saving adopted by the society may join and
share its owner ship. iii) Anyone who is able to use the services and willing to
accept the responsibilities of membership stated by general Assembly may join
and share its owner ship.


WHY IS IT IMPORTANT FOR YOU TO SAVE?

i) First of all, saving allows you to meet your basic household needs- such as
buying food and clothing for yourself and other members of the family. ii) Also
when you save, you can use the money later to expand your business. iii) When
you save, it allows you also to invest your savings by purchasing other valuable
commodities. iv) It is also important to save because; uXpress SACCO will want
to see that you have the capacity to save before trusting you with their money.
v) Saving is also important because it allows you to deal with emergencies and
unforeseeable events- such as loss of loved ones, or medical emergencies. vi)
Savings enable households to meet education for children and other relatives.
vii) Savings allow you to keep your money safe


WHAT ARE MY RESPONSIBILITIES?

i) to the services of uXpress SACCO ii) to attend and participate in online
general meetings iii) to save regularly and repay credit as agreed iv) to let
uXpress SACCO know if they change telephone numbers or addresses v) to check
their monthly statements and report any queries vi) to tell their SACCO Agent if
they have difficulties in repaying a credit and discuss repayment options vii)
to protect the good name of uXpress SACCO viii) to help attract new members to
uXpress SACCO


HOW CAN MY MEMBERSHIP END?

i) Your SACCO membership ends if you die or resign. ii) If you sell too many
shares and you don’t have the minimum amount required by uXpress SACCOs rules,
your membership can be ended. iii) If uXpress SACCO has not been able to contact
you for a period of three years, the Management Committee may decide to close
your savings and share accounts.


PARTNERS



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ABOUT US

uXpress SACCO Society (uXpress) was founded after seeing the need for empowering
the Zimbabwean Diaspora financially through credible, investment, affordable
savings and easy access to credit. Registered under the Co-operative Societies
Act [Chapter 24:05], Reg No. 9043, uXpress SACCO is aligned to the goals of
Agenda 2063.

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QUICK LINKS

 * Login
 * Register
 * Contact


PAGE

 * Deposit &amp; Withdrawal Terms
 * Money Transfer Terms
 * DPS Terms
 * FDR Terms
 * Loan Terms
 * ByLaws


CONTACT US

 * 0B Cedar Avenue West, Maraoledal, Sandton

 * info@uxpresscredit.com

 * +27783538317

Copyright © 2022 uXpress SACCO All Right Reserved