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GET YOUR FREE
CAR FINANCE QUOTE


AND CHOOSE YOUR DREAM CAR!

Get Your Quote

No impact on your credit score




GET THAT OOOOO FEELING

CREDIT FRIENDLY

TRUSTED DEALERSHIPS

NO HIDDEN FEES

Apply Now

No impact on your credit score

TrustScore 4.9 | 3640 reviews


CAR LOAN CALCULATOR
COMPARE PCP AND HP MONTHLY PAYMENTS

PCP HP

Loan Amount £1,0000.00

Term Length 60 months

Credit Score
Excellent Good Fair Poor Bad
Deposit
No
Deposit,250,500,750,1000,1250,1500,1750,2000,2500,3000,4000,5000,7500,10000,15000,20000,25000,30000,40000,50000

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Estimated Monthly Budget

£209.91

Total Cost of Credit

£2,594.60

Optional Final Payment

£0.00

Apply Now To Get Your Personalised Quote



5 STEPS TO YOUR NEW CAR

STEP 1

Complete Application Form to Check Eligibility

STEP 2

Wait for Your approval

STEP 3

Let Us Confirm Your Lender Options

STEP 4

Let’s Find Your New Car

STEP 5

We’ll Arrange Delivery or Collection of Your New Car

Apply Now

No impact on your credit score

TrustScore 4.9 | 3640 reviews



HIRE PURCHASE
WHAT IS IT AND WHAT MAKES IT DIFFERENT?

The simplest form of finance – a loan linked to, and/or secured upon, the value
of the car you’re buying. Your Finance Term and Repayments are both Fixed, so
you always know what you’ll be paying.




PCP
WHAT IS IT AND WHAT MAKES IT DIFFERENT?

Flexibility is the name of the game with a PCP agreement: when you reach the end
of your finance term you can Hand The Car Back, Swap To a Newer Model or Pay a
Balloon Payment to buy the car outright. No wonder it’s the UKs’ most popular
form of Car Finance.




CONDITIONAL SALE
WHAT IS IT AND WHAT MAKES IT DIFFERENT?

Much like Hire Purchase, a Conditional Sale is one of the simplest ways of
financing your car. Unlike Hire Purchase, however, you’re committed to buying
the car from the moment you pay your deposit. There is no option to hand the car
back and no “Option To Purchase” fee.




PERSONAL LOAN
WHAT IS IT AND WHAT MAKES IT DIFFERENT?

A Personal Loan is different to other forms of Car Finance in that it’s arranged
directly with a Finance Provider, Separate from the Dealership or Retailer. They
are usually Unsecured.





REPUTABLE CAR FINANCE SPECIALISTS

At ChooseMyCar, we’re not just a trusted car buying service in the UK, but also
your reliable ally in securing bad credit car finance. Fully authorised by the
Financial Conduct Authority and SAF approved, our proficient team is committed
to empowering individuals with bad credit through tailored financial solutions.
We compare options from over 17 different secured car finance companies,
ensuring you make informed decisions and find competitive rates to get back on
the road with confidence.




MANUFACTURERS




MANUFACTURERS

Used Abarth Used Aston Martin Used Audi Used Bentley Used BMW Used Citroen Used
Fiat Used Ford Used Honda Used Hyundai Used Infiniti Used Kia Used Lamborghini
Used Land Rover Used Maserati Used MINI Used Mercedes Benz Used Nissan Used
Peugeot Used Porsche Used Renault Used Rolls-Royce Used Seat Used Skoda Used
Tesla Used Toyota Used Vauxhall Used Volkswagen Used Volvo
See all manufacturers


CONTACT US




CONTACT US

London Birmingham Bristol Glasgow Liverpool Manchester Middlesbrough Newcastle
Durham & Newton Aycliffe


LOCATIONS




LOCATIONS

Aberdeen Bangor Barnsley Basildon Basingstoke Bath Bedford Birkenhead Birmingham
Blackburn Blackpool Bolton Bournemouth Bracknell Bradford Brighton Brighton and
Hove Bristol Burnley Burton-upon-Trent Bury Cambridge Canterbury Cardiff
Carlisle Chatham Cheadle Chelmsford Cheltenham Chester Chesterfield Chichester
City of London Colchester Coventry Crawley Darlington Derby Doncaster Dudley
Dundee Durham Durham and Newton Aycliffe Durham and Newton Aycliffe Eastbourne
Edinburgh Ely Exeter Gateshead Gillingham Glasgow Gloucester Grimsby Guildford
Halifax Harlow Harrogate Hartlepool Hastings Hemel Hempstead High Wycombe
Huddersfield Hull Inverness Ipswich Kingston upon Hull Lancaster Leeds Leicester
Lincoln Liverpool London Luton Maidstone Manchester Mansfield Middlesbrough
Milton Keynes Newcastle-under-Lyme Newcastle-upon-Tyne Newport Northampton
Norwich Nottingham Nuneaton Oldham Oxford Perth Peterborough Plymouth Poole
Portsmouth Preston Reading Redditch Rochdale Rotherham Salford Scunthorpe
Sheffield Shrewsbury Slough Solihull South Shields Southampton Southend-on-Sea
Southport St Albans St Asaph St Davids St Helens Stevenage Stirling Stockport
Stockton-on-Tees Stoke-on-Trent Sunderland Sutton Coldfield Swansea Swindon
Telford Wakefield Walsall Warrington Watford West Bromwich Westminster
Weston-Super-Mare Wigan Winchester Wirral Woking Wolverhampton Worcester
Worthing York
See all locations


BODY STYLES




BODY STYLES

Convertible Coupe Estate Hatchback MPV SUV Saloon Sports


RESOURCES




RESOURCES

Articles News Car Finance Explained Bad Credit Car Finance No Deposit Car
Finance Privacy Policy Terms & Conditions Cookie Policy Complaints Procedure
Contact Us ChooseMyFinance Dealer Portal Trademark Initial Disclosure Document


GET IN TOUCH




GET IN TOUCH

01617681543
hello@choosemycar.com

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Caerus Capital Limited trading as ChooseMyCar is authorised and regulated by the
Financial Conduct Authority with firm reference number 802631. You can check our
authorisation on the FCA Financial Services Register by visiting the following
website: https://register.fca.org.uk.

Registered address: Alexandra Court, Carrs Rd, Cheadle SK8 2JY (Company Number:
10933221) Registered with the Information Commissioner’s Office: ZA510674.

ChooseMyCar is a credit broker and not a lender. The lenders we work with could
pay commission at different rates, but this will not affect the rate that you
pay. We will advise you of the amount of commission payable to us and gain your
consent before proceeding. All finance is subject to status. Terms and
conditions apply. Applicants must be 18 years or over.

Rates from 9.9% APR: the exact rate you will be offered will be based on your
circumstances, subject to status.
Representative example: borrowing £6,500 over 5 years with a representative APR
of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the
amount payable would be £166.07 per month, with a total cost of credit of
£3,464.37 and a total amount payable of £9,964.37. Our car buying specialist
will look to find you best rate from our panel of lenders and will offer you the
best deal that you’re eligible for. We don’t charge a fee for our service, but
we do earn a commission. The commission we earn does not influence the interest
rate you’re offered in any way.