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Text Content

 * DOCS
 * LEARN
 * ALGO LIQUID GOV
   gALGO
   xALGO
 * COMMUNITY
   
 * FORUM
 * AMBASSADORS
 * MORE
   gALGO ECOSYSTEM
   V1 APP
   DEVELOPERS
   
   English
   Italiano
   Español


 * PAGES
   
   
 * gALGO ECOSYSTEM
 * AMBASSADORS


 * ALGO LIQUID GOV
   
   
 * gALGO
 * xALGO


 * EXTERNAL LINKS
   
   
 * DOCS
 * LEARN
 * FORUM
 * V1 APP
 * DEVELOPERS


 * LANGUAGES
   
   
 * English
 * Italiano
 * Español


 * COMMUNITY
   
   
 * 


UNLEASH THE POWER OF DEFI

Lend, borrow, trade and manage digital assets all in one platform

Launch App


TOTAL VALUE LOCKED


$111,608,331




DISCOVER THE TOOLS

 * LENDING & BORROWING
   
   
 * ALGO LIQUID GOVERNANCE
   
 * FLASH LOANS
   
 * SWAP
   

Earn yield on your assets by supplying liquidity to Folks Finance’s markets.
Borrow against your collateral to increase its efficiency.


FOLKS ACADEMY

Learn the basics of DeFi, and how to manage your digital assets on Folks
Finance.
For beginners to advance users, and everyone in between.

Video Length:6:13

xALGO: Mint & Burn

Bring governance cross chain.



Video Length:1:08

xALGO: Pancakeswap LP

Get more from xALGO.



Video Length:4:22

Basic Loan Management

Loans are a core feature of Folks Finance.



Video Length:0:59

Connecting your Wallet to Folks Finance

Start by connecting a wallet to Folks.



Video Length:2:23

Creating an Algorand Wallet

Get started with Pera or Defly.



Video Length:1:10

How to Deposit Assets

Learn how to deposit assets into Folks Finance.



Video Length:1:19

How to Vote with Liquid Governance

Cast your votes on Algorand’s future.



Video Length:0:39

How to become an xGov

xGovs get special voting rights.



Video Length:1:02

How to buy assets with Fiat money

Buy assets through Pera Onramp.



Video Length:4:51

How to join Algorand Consensus (no code)

Secure the Algorand network and earn ALGO.



Video Length:4:22

How to protect your crypto assets

The foundation of on-chain applications.



Video Length:1:24

Lending Pools: Pact

Obtener rendimiento de dos fuentes juntas.



Video Length:1:38

Lending Pools: Tinyman

Earn yield from two sources on Tinyman.



Video Length:2:21

Leveraged Commit

Multiply your governance commitment up to 4x.



Video Length:2:10

Liquid Governance Intro

Learn about Liquid Governance and gALGO.



Video Length:1:22

Repay Leveraged Commitment Loan

Close your leveraged commitment in a few clicks!



Video Length:3:01

Smart Contracts 101

The foundation of on-chain applications.



Video Length:3:01

Smart Contracts 102

Dive into the history of smart contracts.



Video Length:1:55

Types of Blockchains

Proof of Work vs. Proof of Stake.



Video Length:3:59

Ultraswap Overview

Multiply your market exposure.



Video Length:2:32

What is Algorand?

Unveiling Algorand's features.



Video Length:2:52

What is Avalanche?

Avalanche is a fast, scalable blockchain.



Video Length:2:12

What is DeFi?

Unraveling the Concept of Decentralized Finance.



Video Length:2:10

What is Leverage Trading in crypto?

Boosting Trade Potential.



Video Length:2:09

What is Liquid Staking?

A core pillar of DeFi.



Video Length:2:10

What is Long & Short?

A key part of crypto markets.



Video Length:1:20

What is blockchain?

Blockchain is the foundation of crypto.



Video Length:1:38

What is bridging?

Connecting different blockchains.



Video Length:1:30

What is crypto?

“Crypto” has a variety of meanings.



Video Length:2:57

xALGO on AVAX

Extending the reach of ALGO.




Go To Folks Academy


INVESTORS

Full list of the
early investors
Full list of the
early investors


SECURITY AND AUDITS

$200,000BUG BOUNTY
$200,000BUG BOUNTY


LATEST NEWS

May 22, 24


FOLKS FINANCE’S TARGETED DEFI REWARDS BOOST DISTRIBUTION PLAN FOR ALGORAND
GOVERNANCE 12

The Algorand Foundation is continuing its Targeted DeFi Rewards initiative in
Governance Period 12. Folks Finance is eligible...

Apr 17, 24


GP10: TARGETED DEFI REWARDS REPORTING

The distribution of Targeted DeFi Rewards (TDR) from Folks Finance successfully
enhanced activity on Folks and its partners, ...

Apr 16, 24


FOLKS FINANCE SELECTS AVALANCHE AS CORE ENGINE OF CROSS-CHAIN LENDING APP

Avalanche’s versatility and well-rounded strengths met the requirements for an
expansive DeFi Suite April, 2024 Folks Finance...

Apr 09, 24


COMMUNITY COIN CONTEST RETURNS IN Q2 2024

Folks Finance teams up with partner DEXs to grow Algorand’s trading scene, with
100,000 ALGO to win. Welcome, folks — we’re g...

Read More
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The FOLKS FINANCE protocol is a non-custodial web dApp that runs several smart
contracts deployed on the Algorand Blockchain; it is not a financial or payment
service of any kind and in any jurisdiction. The terms “loan”, “debt”,
“deposit”, “collateral”, “liquidation”, ”LTV”, “borrow”, “lend”, and other
similar wording found in this website or in the v1/v2 dApps are used only as a
basic reference, without any effective or legal meaning of the same terms in a
regulated and/or traditional financial environment. The FOLKS FINANCE protocol
and smart contracts do not accept as collateral or work at all with security
tokens of any kind. The FOLKS FINANCE protocol does not allow, process or
facilitate in any way user-to-user transfer of any token or other assets or
values, nor third party payments of any kind. The website and web app/user
interface developer and maintainer does not own or control the Folks Finance
protocol and/or its related smart contracts, but simply contribute.



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