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 * Personal
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    * Multi-currency account
      
      Explore the account used by 16 million people to live, work, travel and
      transfer money worldwide.
   
    * Manage your money
    * Wise card
    * Money transfers
    * Large amount transfers
    * Interest New

 * Pricing
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CONNECT YOUR MONEY WORLDWIDE

Pay and get paid globally. Move money where it matters: from paying your
mortgage in euros to sending rupees overseas. Fast, simple and secure.

Open an accountLearn how to send money easily

ESent1,100.00 USD Received1030.95 EUR



HIGH SPEED, LOW FEES

Use our calculator to check prices for transfers in any of 40+ currencies.
Whether scheduling payments or putting down deposits — over half our transfers
get there in under 20 seconds. See it to believe it.

You send exactly
USD
 * 1.30 USD
   
   CONNECTED BANK ACCOUNT (ACH) FEE

 * 5.52 USDOur fee
 * –
   6.82 USDTotal fees

 * --------------------------------------------------------------------------------

 * =
   993.18 USDTotal amount we’ll convert
 * ×
   0.912050Guaranteed rate (13h)

Recipient gets
EUR

You could save up to 5.82 USD

Should arrive in 4 hours

Compare price
Get started


MANAGE MONEY ACROSS BORDERS WITH ONE SIMPLE ACCOUNT

Send money to family, and pay bills big and small from the US. Move funds into
your Wise account from abroad, and connect to apps you use every day like Venmo.
Link your finances in different countries to dollars, seamlessly.

Open an accountExplore the Wise account
dlxAccountRAPT Paris4 EURLe Louvre40 EURPierre300 EURSpend anywhereMTA NYCT
Paygo2.75 USDTransactionsOpen4,050.005,263.12378.20156.90GBPBalances with
account detailsChoose your currenciesContinueTHAT’sDONE


GIVE YOUR DOLLARS A BOOST

Receive 4.33% APY1 (Annual Percentage Yield) on your USD Balance when you opt in
to our interest feature. Enjoy the same instant access to your money, plus
passthrough FDIC insurance up to $250,000 through our Program Bank.2

Explore our interest feature


--------------------------------------------------------------------------------

 * All funds are deposited with banks like JPMorgan Chase Bank

 * Registered with the Financial Crimes Enforcement Network (FinCEN)

 * Federally regulated. Check how we’re licensed state by state


ALL UNDER LOCK AND KEY

Every cent of the $11 billion we move each month is protected. We use HTTPS
encryption and 2-step verification to make sure your transactions are secure.
Plus our 24/7 customer service is here to help. We’ve got dedicated fraud and
security teams if you ever need them.

Learn more



READY FOR BUSINESS, BIG OR SMALL

Go global with the international business account. Pay employees, get paid and
manage your cash flow in multiple currencies. Join over 300,000 businesses
thriving with Wise.

Explore Wise Business


FOR PEOPLE GOING PLACES



“They make our life split between two continents possible. Transfers are simple
and very, very fast.”

Read review On Trustpilot

“Wise has changed the game in terms of simplicity, and certainly been a
lifesaver for expat living.”

Watch video

“Getting money across borders before Wise was ridiculously difficult and
expensive.”

Watch video

“Always fast transactions and good fees. An invaluable online bank for those who
live outside their own country or are frequent travellers.”

Read review On Trustpilot


MEET MONEY WITHOUT BORDERS

Our dream is for people to live and work anywhere seamlessly. That means money
without borders: moving it instantly, transparently, conveniently, and —
eventually — for free.

Learn about our mission


WISE WORKS NEARLY EVERYWHERE

Find the account details you need to get paid in any of 8 currencies. Use them
to receive salaries, pension payments and more.

 * Account details
 * Hold and convert money
 * Send money
 * 

 * British pound
   UK sort code, Account number, and IBANGet GBP account details
 * Euro
   Bank code (SWIFT/BIC) and IBANGet EUR account details
 * US dollar
   Routing number and Account number
 * Australian dollar
   BSB code and Account numberGet AUD account details
 * New Zealand dollar
   Account numberGet NZD account details
 * Singapore dollar
   Bank code, Bank name, and Account numberGet SGD account details
 * Romanian lei
   Bank code (SWIFT/BIC) and Account numberGet RON account details
 * Canadian dollar
   Institution number, Transit number, and Account numberGet CAD account details
 * Hungarian forint
   Account numberGet HUF account details
 * Turkish lira
   Bank name and IBANGet TRY account details

 * UAE dirham
 * Australian dollar
 * Bangladeshi taka
 * Bulgarian lev
 * Brazilian real
 * Canadian dollar
 * Swiss franc
 * Chilean peso
 * Chinese yuan
 * Costa Rican colón
 * Czech koruna
 * Danish krone
 * Egyptian pound
 * Euro
 * British pound
 * Georgian lari
 * Hong Kong dollar
 * Hungarian forint
 * Indonesian rupiah
 * Israeli shekel
 * Indian rupee
 * Japanese yen
 * Kenyan shilling
 * South Korean won
 * Sri Lankan rupee
 * Moroccan dirham
 * Mexican peso
 * Malaysian ringgit
 * Nigerian naira
 * Norwegian krone
 * Nepalese rupee
 * New Zealand dollar
 * Philippine peso
 * Pakistani rupee
 * Polish złoty
 * Romanian lei
 * Swedish krona
 * Singapore dollar
 * Thai baht
 * Turkish lira
 * Tanzanian shilling
 * Ukrainian hryvnia
 * Ugandan shilling
 * US dollar
 * Uruguayan peso
 * Vietnamese dong
 * West African franc
 * South African rand

 * Andorra
 * Argentina
 * Australia
 * Austria
 * Bangladesh
 * Belgium
 * Botswana
 * Brazil
 * Bulgaria
 * Canada
 * Chile
 * China
 * Colombia
 * Costa Rica
 * Croatia
 * Cyprus
 * Czech Republic
 * Denmark
 * Egypt
 * Estonia
 * Fiji
 * Finland
 * France
 * Georgia
 * Germany
 * Ghana
 * Greece
 * Hong Kong
 * Hungary
 * India
 * Indonesia
 * Ireland
 * Israel
 * Italy
 * Japan
 * Kenya
 * Latvia
 * Liechtenstein
 * Lithuania
 * Luxembourg
 * Malaysia
 * Malta
 * Mexico
 * Monaco
 * Morocco
 * Nepal
 * Netherlands
 * New Zealand
 * Nigeria
 * Norway
 * Pakistan
 * Philippines
 * Poland
 * Portugal
 * Romania
 * San Marino
 * Singapore
 * Slovakia
 * Slovenia
 * South Africa
 * South Korea
 * Spain
 * Sri Lanka
 * Sweden
 * Switzerland
 * Tanzania
 * Thailand
 * Turkey
 * Uganda
 * Ukraine
 * United Arab Emirates
 * United Kingdom
 * United States
 * Uruguay
 * Vatican City
 * Vietnam
 * Zambia

Show more
 1. Annual Percentage Yield (APY) - rates shown are true as of August 1, 2023.
    See Program Agreement for details.
 2. Eligible customers must opt in to the interest feature. Participants will
    have the balance of their USD funds held in their Wise Account “swept” into
    a Federal Deposit Insurance Corporation (“FDIC”) insured interest-bearing
    account at one or more participating banks (each, a “Program Bank”) that
    will hold and pay interest on the deposit funds. For a complete list of
    Program Banks, please see Appendix 1 of the <agreementLink>Program
    Agreement</agreementLink>. For more information on FDIC insurance coverage,
    please visit <fdicLink>www.FDIC.gov</fdicLink>. Customers are responsible
    for monitoring their total assets at each of the Program Banks to determine
    the extent of available FDIC insurance coverage in accordance with FDIC
    rules. The Program is not intended to be a long-term investment option,
    checking or savings account, investment contract or security.


COMPANY AND TEAM

 * Company and team
 * Press
 * Careers
 * Service status
 * Investor relations
 * Mission roadmap
 * Affiliates and partnerships
 * Help centre
 * Accessibility


WISE PRODUCTS

 * International money transfers
 * Wise account
 * International debit card
 * Travel money card
 * Large amount transfer
 * Receive money
 * Wise Platform
 * Wise Business
 * Business debit card
 * Mass payments


RESOURCES

 * News and blog
 * Research privacy policy
 * Currency converter
 * International stock ticker
 * Swift/BIC codes
 * IBAN codes
 * Rate alerts
 * Compare exchange rates
 * Invoice generator
 * Business Calculators


FOLLOW US

 * 

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© Wise US Inc 2023

Wise is a Money Service Business registered with FinCen. It is authorized to
operate in most states. In other states, the program is sponsored by Community
Federal Savings Bank, to which we’re a service provider.


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