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* Remortgage * Calculators Overpayment CalculatorShop with Sprive * About Us * Blogs * Get In Touch * FAQ Download App Download App menu@3xCreated with Sketch. * Remortgage * Calculators Overpayment CalculatorShop with Sprive * About Us * Blogs * Get In Touch * FAQ MORTGAGE FREE, FASTER Take control of your mortgage. Save thousands, pay it off faster, and find your next deal the easy way. It’s completely free. Download Trustpilot FEATURED IN WHY SPRIVE? 1. One-tap Overpayments Automatically set money aside and make mortgage overpayments to your lender in one tap. 2. Shop with Sprive Earn extra cash towards your mortgage, when you shop at selected brands through the app. 3. Remortgage We’ll challenge your deal against the market every day and help you switch at the right time. “GREAT TO SLOWLY CHIP AWAY AT THE MORTGAGE AND SEE THE IMPACTS IN THE APP. I HAVE FOUND THE REWARDS AND CASHBACK FEATURE VERY EASY AND SUPER QUICK.” JAMES CHEUNG Business Analyst “THANKS TO SPRIVE I WAS ABLE TO BOTH EASILY MANAGE REPAYMENTS, BUT ALSO FIND GREAT DEALS FOR REMORTGAGING, WHICH SPRIVE TOOK THE HASSLE OUT OF TOO.” INDI RAI Head of Marketing “SPRIVE HAS CHANGED THE WAY I THINK ABOUT MY MORTGAGE. BEING ABLE TO MAKE PAYMENTS TO MY LENDER IN ONE-TAP MAKES THE APP A NO-BRAINER.” ROB MAY Financial Advisor “SPRIVE HAS BEEN A GAME CHANGER FOR ME. I HAD NEVER OVERPAID MY MORTGAGE BEFORE SPRIVE, AND AFTER A YEAR I HAD OVERPAID BY £600.” LYNN BEATTIE Managing Director “GREAT TO SLOWLY CHIP AWAY AT THE MORTGAGE AND SEE THE IMPACTS IN THE APP. I HAVE FOUND THE REWARDS AND CASHBACK FEATURE VERY EASY AND SUPER QUICK.” JAMES CHEUNG Business Analyst “THANKS TO SPRIVE I WAS ABLE TO BOTH EASILY MANAGE REPAYMENTS, BUT ALSO FIND GREAT DEALS FOR REMORTGAGING, WHICH SPRIVE TOOK THE HASSLE OUT OF TOO.” INDI RAI Head of Marketing “SPRIVE HAS CHANGED THE WAY I THINK ABOUT MY MORTGAGE. BEING ABLE TO MAKE PAYMENTS TO MY LENDER IN ONE-TAP MAKES THE APP A NO-BRAINER.” ROB MAY Financial Advisor “SPRIVE HAS BEEN A GAME CHANGER FOR ME. I HAD NEVER OVERPAID MY MORTGAGE BEFORE SPRIVE, AND AFTER A YEAR I HAD OVERPAID BY £600.” LYNN BEATTIE Managing Director “GREAT TO SLOWLY CHIP AWAY AT THE MORTGAGE AND SEE THE IMPACTS IN THE APP. I HAVE FOUND THE REWARDS AND CASHBACK FEATURE VERY EASY AND SUPER QUICK.” JAMES CHEUNG Business Analyst HOW IT WORKS 1. Link your account Connect your bank account so we can set money aside based on your spending. 2. Set your limit Our AI works within your set limits, so we never impact your lifestyle. 3. One-tap payments With one tap, you can make payments to your lender or withdraw the money back. HOW MUCH OF YOUR HOME DO YOU OWN? Track your home’s estimated value each month to see how much of it you own. As you own more of your home, you’ll also increase your chances of unlocking cheaper deals when you next remortgage. SET ASIDE MONEY AUTOMATICALLY Our algorithm analyses your spending each week and sets aside the perfect amount into your Sprive account. The less you spend, the more we set aside without ever impacting your lifestyle. ONE-TAP PAYMENTS Making regular mortgage overpayments has never been easier. You can even set payment limits within the app. The more you overpay, the less interest you pay your lender. TRACK YOUR PROGRESS Monitor your progress, see how much interest you’re on track to save and how much closer you are to becoming mortgage-free. You’ll be amazed at how much you’ll shed off your mortgage by regularly chipping away. HOW MUCH OF YOUR HOME DO YOU OWN? Track your home’s estimated value each month to see how much of it you own. As you own more of your home, you’ll also increase your chances of unlocking cheaper deals when you next remortgage. SET ASIDE MONEY AUTOMATICALLY Our algorithm analyses your spending each week and sets aside the perfect amount into your Sprive account. The less you spend, the more we set aside without ever impacting your lifestyle. ONE-TAP PAYMENTS Making regular mortgage overpayments has never been easier. You can even set payment limits within the app. The more you overpay, the less interest you pay your lender. TRACK YOUR PROGRESS Monitor your progress, see how much interest you’re on track to save and how much closer you are to becoming mortgage-free. You’ll be amazed at how much you’ll shed off your mortgage by regularly chipping away. HOW MUCH OF YOUR HOME DO YOU OWN? Track your home’s estimated value each month to see how much of it you own. As you own more of your home, you’ll also increase your chances of unlocking cheaper deals when you next remortgage. REMORTGAGING WITH US COULD SAVE YOU £300 A MONTH* 24/7 MONITORING 90+ LENDERS, 20,000 PRODUCTS FREE INDEPENDENT ADVICE SAVE THOUSANDS IN INTEREST ALWAYS JARGON-FREE REMORTGAGING THE EASY WAY. Sprive will challenge your mortgage against the market every day to help you find your next deal. We have access to expert advisors who take care of everything, every step of the way. HOW WE’RE DIFFERENT FROM: Comparison Sites Shows you a lot of deals, but doesn’t tell you if you’re eligible and you’ll need to apply yourself. Your Lender Will only show you their deals, which might not be the cheapest in the market. Traditional Brokers Often charge fees and are unable to scan the market every day for better deals. PAY OFF YOUR MORTGAGE WHILE YOU SHOP Shop at your favourite brands with Sprive and earn extra cash to put towards your mortgage the same day. We’ve partnered with the UK’s leading brands (and there’s more to come!) WE TAKE YOUR SECURITY AND PRIVACY EXTREMELY SERIOUSLY We use bank level security and never share your personal data without your consent. FCA REGISTERED We're an appointed representative of Connect IFA Ltd for mortgage services and Prepay Technologies Ltd for the issuing of electronic money. BEING DEBT FREE ISN’T JUST FOR THE SUPER RICH. Over 3 million people in the UK are expected to have a mortgage past the national retirement age. At Sprive, our goal is to bring about transparency and build technology that can help you live a debt free life. Learn more DOWNLOAD SPRIVE TODAY Sprive supports 12 of the largest lenders in the UK. It’s completely free. Trustpilot Sprive Limited is an appointed representative of Connect IFA Ltd for mortgage services (441505) and Prepay Technologies Ltd which is an electronic money institution authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (FRN 900010) for the issuing of electronic money which are authorised and regulated by the Financial Conduct Authority. Our Financial Services Register number is 919863. The information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. Your home may be repossessed if you do not keep up repayments on your mortgage. Sprive Limited. Registered Address: Cannon Place, 78 Cannon Street, London, United Kingdom, EC4N 6AF. Registered in England and Wales No:12102682 * HSBC studyabout homeowners on lender’s standard variable rate (SVR) mortgage. Savings illustrated for £3 a day towards the mortgage is based on a repayment mortgage with a balance of £250,000 at 5% interest for 25 years. About usGet in TouchBlogTrust & SecurityRemortgagePrivacy PolicyOverpayment CalculatorTerms and ConditionsShop with SpriveFAQ This website uses cookies to ensure the best experience. By continuing to browse this website you are agreeing to our use of cookies. More information Cross@3xCreated with Sketch.