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Text Content

 * Skip to navigation
 * Skip to online banking login
 * Skip to main content


Site Search
 * Checking & Savings
    * Checking
    * Free Checking
    * Investment Checking
    * Debit Mastercard
   
    * Savings
    * Share Savings
    * Youth Accounts
    * My Club Custom Savings
    * Money Market
    * Share Certificates
   
    * Just For School Employees
    * Summer Saver
    * Paycheck Planner
   
    * Service & Support
    * Mobile & Online Banking
    * Zelle
    * Direct Deposit
    * Activate Debit Card
    * Wire Transfers
    * Cómo le Servimos
   
    * Rates
    * Dividend
    * School Employee Products
   
   SUMMER, SAVED
   
   School employees, set aside money for the summer and earn 6.50% APY.
   
   Routing #322282001
 * Loans & Credit Cards
    * Auto Loans
    * New & Used Car Loans
    * Refinance an Auto Loan
    * First-Time Auto Buyer Loan
    * Car Buying Services
    * Auto Insurance
    * GAP Plus Insurance
    * Mechanical Repair Coverage
   
    * Other Loans
    * Personal Loan
    * Overdraft Protection
    * Payroll Savings Loan
   
    * Credit Cards
    * All Cards
   
    * Just For School Employees
    * Auto Loan with Summers Off
    * School Employee Credit Card
    * Classroom & Supplies Loans
    * Higher Education Loans
    * Specialty Loans
    * Sabbatical Leave Bond
   
    * Service & Support
    * Apply for a Loan
    * Redeem Points
    * Activate Credit Card
    * Cómo le Servimos
   
    * Rates
    * Auto Loans
    * Credit Cards & Personal Loans
    * School Employee Products
   
   REWARDS POINTS
   
   Redeem points on your Rewards MasterCard.
   
   Routing #322282001
 * Home Loans
    * Home Loans
    * Fixed Rate Mortgages
    * Adjustable Rate Mortgages
    * Refinance a Mortgage
    * Home360
    * FHA Loans
    * Home & Condo Insurance
    * All Home Loans
   
    * Home Equity
    * Home Equity Lines Of Credit (HELOC)
    * Home Equity Loans
   
    * Just For School Employees
    * School Employee Mortgage
   
    * Service & Support
    * Schedule an Appointment
    * Apply for a Mortgage
    * Hardship Assistance
    * Cómo le Servimos
   
    * Rates
    * Home Equity
    * Mortgage Purchase
    * Mortgage Refinance
   
   NOW OFFERING FHA LOANS
   
   Lower down payments and more flexible credit requirements.
   
   Routing #322282001
 * Planning & Investing
    * Investment & Retirement
    * Traditional IRA
    * Roth IRA
    * IRA Share Certificate
    * Investing
    * Retirement Planning
    * Estate Planning & Trust Services
    * Financial Professionals
   
    * Insurance
    * Auto Insurance
    * Home & Condo Insurance
    * RV, Boat & Watercraft Insurance
    * Life Insurance
    * Long-Term Care Insurance
    * Umbrella Insurance
    * Payment Shield Plus
   
    * Just For School Employees
    * 403(b) & 457(b) Retirement Plans
   
    * Just For Schools & Districts
    * Retirement Plan Administration
    * Districts We Serve
   
    * Service & Support
    * View Your Account
    * Forms
    * Contact a Financial Advisor
    * Request an Insurance Quote
   
   INVESTMENT SERVICES
   
   Schedule a consultation with an investment professional. 
   
   Routing #322282001
 * Financial Wellness
    * Financial Education
    * Auto
    * Credit
    * Debt
    * Family Matters
    * Fraud
    * Home
    * Investing
    * Retirement
    * Saving
    * Spending
   
    * Financial Advice
    * Financial Wellness
    * GreenPath Financial Counseling
    * Money IQ
   
    * Calculators
    * Calculate a Vehicle Payment
    * Calculate a Mortgage Payment
    * The Equity in Your Home
    * Estimate Social Security Benefits
    * Calculate Your Net Worth
    * All Calculators
   
    * Workshops
    * Explore Workshops
    * Request a Workshop
   
   HOW TO SAVE AND SPEND DURING INFLATION
   
   Tips to manage spending and debt, and boost your savings.
   
   Routing #322282001

Log In
Site Search
 * Checking & Savings
   
   
   * CHECKING & SAVINGS
     
     Back
   * Checking
     
     
     * CHECKING
       
       Back
     * Free Checking
     * Investment Checking
     * Debit Mastercard
   * Savings
     
     
     * SAVINGS
       
       Back
     * Share Savings
     * Youth Accounts
     * My Club Custom Savings
     * Money Market
     * Share Certificates
   * Just For School Employees
     
     
     * JUST FOR SCHOOL EMPLOYEES
       
       Back
     * Summer Saver
     * Paycheck Planner
   * Service & Support
     
     
     * SERVICE & SUPPORT
       
       Back
     * Mobile & Online Banking
     * Zelle
     * Direct Deposit
     * Activate Debit Card
     * Wire Transfers
     * Cómo le Servimos
   * Rates
     
     
     * RATES
       
       Back
     * Dividend
     * School Employee Products
 * Loans & Credit Cards
   
   
   * LOANS & CREDIT CARDS
     
     Back
   * Auto Loans
     
     
     * AUTO LOANS
       
       Back
     * New & Used Car Loans
     * Refinance an Auto Loan
     * First-Time Auto Buyer Loan
     * Car Buying Services
     * Auto Insurance
     * GAP Plus Insurance
     * Mechanical Repair Coverage
   * Other Loans
     
     
     * OTHER LOANS
       
       Back
     * Personal Loan
     * Overdraft Protection
     * Payroll Savings Loan
   * Credit Cards
     
     
     * CREDIT CARDS
       
       Back
     * All Cards
   * Just For School Employees
     
     
     * JUST FOR SCHOOL EMPLOYEES
       
       Back
     * Auto Loan with Summers Off
     * School Employee Credit Card
     * Classroom & Supplies Loans
     * Higher Education Loans
     * Specialty Loans
     * Sabbatical Leave Bond
   * Service & Support
     
     
     * SERVICE & SUPPORT
       
       Back
     * Apply for a Loan
     * Redeem Points
     * Activate Credit Card
     * Cómo le Servimos
   * Rates
     
     
     * RATES
       
       Back
     * Auto Loans
     * Credit Cards & Personal Loans
     * School Employee Products
 * Home Loans
   
   
   * HOME LOANS
     
     Back
   * Home Loans
     
     
     * HOME LOANS
       
       Back
     * Fixed Rate Mortgages
     * Adjustable Rate Mortgages
     * Refinance a Mortgage
     * Home360
     * FHA Loans
     * Home & Condo Insurance
     * All Home Loans
   * Home Equity
     
     
     * HOME EQUITY
       
       Back
     * Home Equity Lines Of Credit (HELOC)
     * Home Equity Loans
   * Just For School Employees
     
     
     * JUST FOR SCHOOL EMPLOYEES
       
       Back
     * School Employee Mortgage
   * Service & Support
     
     
     * SERVICE & SUPPORT
       
       Back
     * Schedule an Appointment
     * Apply for a Mortgage
     * Hardship Assistance
     * Cómo le Servimos
   * Rates
     
     
     * RATES
       
       Back
     * Home Equity
     * Mortgage Purchase
     * Mortgage Refinance
 * Planning & Investing
   
   
   * PLANNING & INVESTING
     
     Back
   * Investment & Retirement
     
     
     * INVESTMENT & RETIREMENT
       
       Back
     * Traditional IRA
     * Roth IRA
     * IRA Share Certificate
     * Investing
     * Retirement Planning
     * Estate Planning & Trust Services
     * Financial Professionals
   * Insurance
     
     
     * INSURANCE
       
       Back
     * Auto Insurance
     * Home & Condo Insurance
     * RV, Boat & Watercraft Insurance
     * Life Insurance
     * Long-Term Care Insurance
     * Umbrella Insurance
     * Payment Shield Plus
   * Just For School Employees
     
     
     * JUST FOR SCHOOL EMPLOYEES
       
       Back
     * 403(b) & 457(b) Retirement Plans
   * Just For Schools & Districts
     
     
     * JUST FOR SCHOOLS & DISTRICTS
       
       Back
     * Retirement Plan Administration
     * Districts We Serve
   * Service & Support
     
     
     * SERVICE & SUPPORT
       
       Back
     * View Your Account
     * Forms
     * Contact a Financial Advisor
     * Request an Insurance Quote
 * Financial Wellness
   
   
   * FINANCIAL WELLNESS
     
     Back
   * Financial Education
     
     
     * FINANCIAL EDUCATION
       
       Back
     * Auto
     * Credit
     * Debt
     * Family Matters
     * Fraud
     * Home
     * Investing
     * Retirement
     * Saving
     * Spending
   * Financial Advice
     
     
     * FINANCIAL ADVICE
       
       Back
     * Financial Wellness
     * GreenPath Financial Counseling
     * Money IQ
   * Calculators
     
     
     * CALCULATORS
       
       Back
     * Calculate a Vehicle Payment
     * Calculate a Mortgage Payment
     * The Equity in Your Home
     * Estimate Social Security Benefits
     * Calculate Your Net Worth
     * All Calculators
   * Workshops
     
     
     * WORKSHOPS
       
       Back
     * Explore Workshops
     * Request a Workshop

 * Contact Us
 * Branch/ATM Locator

 1. 
 2. 
 3. 
 4. 
 5. 
 6. 

CASANDRA C. AND FAMILY MEMBER SINCE 1986


KIDS GROW FAST. THEIR SAVINGS CAN TOO. OPEN A YOUTH MEMBERSHIP AND RECEIVE A
FREE GIFT.

LEARN MORE
CASANDRA C. AND FAMILY MEMBER SINCE 1986
KRISTINE Q. MEMBER SINCE 1998


WATCH YOUR SAVINGS GROW WITH A COMPETITIVE RATE.

OPEN A PROMOTIONAL SHARE CERTIFICATE
KRISTINE Q. MEMBER SINCE 1998
ANGELA M. AND FAMILY MEMBER SINCE 1981


GET A 0.50% DISCOUNT ON YOUR APPROVED AUTO LOAN RATE.

FIND OUT HOW
ANGELA M. AND FAMILY MEMBER SINCE 1981
Celina R. MEMBER SINCE 2006


YOU'RE BETTER THAN AVERAGE. YOUR CREDIT CARD SHOULD BE TOO.

EXPLORE OUR ABOVE AVERAGE CARDS
Celina R. MEMBER SINCE 2006
DARLENE J. AND FAMILY MEMBER SINCE 1980


ENJOY A LIMITED-TIME PROMOTIONAL RATE ON A HOME EQUITY LINE OF CREDIT.

HELOC
DARLENE J. AND FAMILY MEMBER SINCE 1980
Marie N. and Family Member Since 2009


DON’T KEEP MEMBERSHIP ALL TO YOURSELF — SHARE THE BENEFITS. INVITE YOUR FAMILY
TO OPEN THEIR OWN MEMBERSHIP TODAY.

See Who's Eligible
Marie N. and Family Member Since 2009

Received a preapproval offer? Accept your credit card or personal loan offer
online.

Log In


NEWS & INFORMATION

 * ANNUAL MEETING OF THE MEMBERSHIP
 * TAX SEASON ROUTING NUMBER
 * CURRENT BRANCH WAIT TIMES
 * IF YOU SUSPECT FRAUD
 * HOLIDAY CLOSURE SCHEDULE


TODAY'S RATES

All Rates
 * 
   Credit Card
   As low as 13.75% APR
 * 
   Auto Loans
   As low as 6.39% APR
 * 
   Mortgage
   As low as 6.27% APR
 * 
   60-Mo Share Certificate
   As high as 4.55% APY


Credit Card



INSPIRE MASTERCARD

As with all our credit cards, you'll enjoy our everyday low interest rates, and
because we charge no annual, balance transfer, or cash advance fees, you'll save
more than with other higher rate cards.

   LEARN MORE CALCULATORS
 * APPLY FOR A CREDIT CARD


Auto Loans



NEW AUTO LOANS

We offer a range of competitive rates and flexible terms to fit almost every
financial situation. Apply for preapproval and visit the dealer with your
financing in hand.

   LEARN MORE CALCULATOR
 * APPLY FOR A LOAN


Mortgage



FIXED-RATE MORTGAGE (PURCHASE)

If you're looking for a low payment that won't ever increase, and plan on
staying in your home at least five years, a fixed-term mortgage may be right for
you.

   LEARN MORE CALCULATORS
 * APPLY FOR A HOME LOAN


60-Mo Share Certificate



SHARE CERTIFICATES

Share certificates earn higher dividend rates than our regular savings account,
in terms ranging from 30 days to 60 months. Rates vary by terms and balance.

   LEARN MORE CALCULATORS
 * OPEN AN ACCOUNT

CURRENT RATES

×
AUTO LOANS MORTGAGE PURCHASE CREDIT CARDS & PERSONAL LOANS MORTGAGE REFINANCE
SCHOOL EMPLOYEE PRODUCTS DIVIDEND HOME EQUITY
×

AUTO LOANS

MORTGAGE PURCHASE

CREDIT CARDS & PERSONAL LOANS

MORTGAGE REFINANCE

SCHOOL EMPLOYEE PRODUCTS

DIVIDEND

HOME EQUITY


FRAUD IS ON THE RISE

Here's how to avoid getting scammed.

Learn More


PRODUCTS & SERVICES HIGHLIGHTS


AUTO LOANS

Low, competitive rates and flexible terms to suit your budget.

Learn More


MY HOME SAVINGS

Supercharge your home down payment savings with 4.50% APY.

Learn More


AUTO INSURANCE

Our insurance specialists will search more than a dozen providers.

Learn More


FINANCIAL EDUCATION


FINANCIAL EDUCATION WORKSHOPS

Sign Up


GREENPATH FINANCIAL WELLNESS

Learn More


DON'T DERAIL YOUR INVESTING PLAN

Read More

> SchoolsFirst FCU truly takes care of my family and they always come through
> for us. It was such a great experience and I will never forget it."
> 
> Marcus S.
> Teacher Aide
> MEMBER SINCE 2016


30,000 ATM LOCATIONS

Search fee-free ATMs in the SchoolsFirst FCU and CO-OP ATM Networks.

Your ZIP Code



NOT A MEMBER?

Joining SchoolsFirst FCU is quick and easy. Apply for Membership today.

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