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LoanSolo.com
Get access to cash advance lenders when you need it most. Online. Secure. Free.

 * Start
 * How It Works
 * F.A.Q
 * About Us


Request Online
There are no fees to submit your request and no obligation to accept the loan
Security
You can be sure that your information remains absolutely secure with us
Get Results Fast
After you submit your information we can connect you with a lender
Cash Straight Away
If you agree to the lender's terms, e-sign the contract and have cash deposited
into your account


LOANSOLO.COM - HOW TO GET A LOAN?

Online payday loans can be the right solution to your short-term financial
troubles because they are easily obtained and easily repaid, and the costs
associated with them are highly comparable to other forms of credit as long as
they are repaid on time. Bad credit or no credit are also welcomed to try to get
connected with a lender.

1 Fill Out Online Form
Getting a short term loan starts with submitting the quick online form that we
have provided. We will only ask you for the information we need to connect you
with a lender. We also protect your information with 256-bit secure SSL
encryption technology so you can rest assured we are concerned about your
privacy.
2 Get Results Fast
After your information has been submitted, you can receive an offer from one of
the lenders in our network. Please take the time to review the offer carefully —
including all of the costs and terms — before making your final decision.
3 Complete Your Request
After you have made your decision, you will need to provide your electronic
signature which will enter you into a contract with your lender. Then that
lender can deposit the offered funds into your bank account in as soon as the
following business day.


NEED A PAYDAY LOAN UP TO $1000? - REQUEST A LOAN IN 1 CLICK! - LOANSOLO.COM

Do I Qualify for a Loan?

 * You must be at least 18 years old
 * You must live and work legally within the US
 * You must be employed with the same employer for at least 90 days
   consecutively
 * You must have a valid email address and working telephone number
 * You must have a bank account in your name

 * Home
 * Start
 * About Us
 * How it Works
 * F.A.Q.
 * Rates & Fees
 * Terms of Use
 * Privacy Policy
 * Contact Us
 * Responsible Lending
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Disclaimer: This service is not a lender and therefore cannot determine whether
or not you are ultimately approved for a short term loan, nor can we determine
the amount of credit you may be offered. Instead, we facilitate business
relationships between consumers like you and the lenders in our network. Our
purpose and goal is to connect you with one or more lenders from within our
network who can provide you with the cash you need in an emergency. We will
never act as an agent or representative for any of our lenders, so you can rest
comfortably in the knowledge that you will receive fair and competitive offers.

In order to request a short term loan through this website, you should first
fill out our short, easy and secure online form. Once you click to submit it,
this information will be forwarded throughout our network of lenders who will
review your details and determine whether or not they can offer you a credit.
Since each lender is different and we have no say in the rates and fees you are
charged for a loan, we urge you to take the time to review the details of each
offer you receive very carefully before you accept or decline it. Once you have
found a loan offer that works for you, you will be asked to provide your
electronic signature; this binds you into a contract with the lender which means
that you are legally obligated to adhere to the terms in the loan agreement. You
are never under any obligation to accept an offer from any lender and you may
cancel the process at any time without penalty. We will not be held accountable
for any charges or terms presented to you by any lender and we are not
responsible for any business agreement between you and any lender.

We can not guarantee that completing an online form will result in your being
connected with a lender, being offered a loan product with satisfactory rates or
terms, or a loan product of the requested sum or on the desirable terms, or
receiving any approval from a lender in the first place. Participating lenders
may verify your social security number, driver license number, national ID, or
any other state or federal identifications and review your information against
national databases to include but not limited to Equifax, Transunion, and
Experian to determine credit worthiness, credit standing and/or credit capacity.
By submitting your information via our online form on this website, you agree to
allow any and all participating lenders to verify your information and check
your credit. Cash transfer times and terms may vary from lender to lender. Not
all the lenders in our network can provide up to $1,000. The limits and
regulations vary from state to state. We remind that short-term loans are not a
long term financial solution.

To help government fight identity theft, the funding of terrorism and money
laundering activities, and to help attempt to verify a customer’s identity,
Lenders may obtain, verify, and record information that identifies the customer.

APR Disclosure

The APR associated with your loan stands for the annual percentage rate, or the
amount of interest you will be expected to pay in relation to the length of your
loan term. Most of the time, the APR for short term loans ranges from 260.71% to
1825.00%, though this can vary somewhat. Although the APR associated with short
term loans is higher than that associated with other forms of credit, it is
still considerably less than the charges associated with overdrafts and
nonsufficient funds. Please see below for a cost comparison.

Compare

• Nonsufficient Funds with Bounced Check Fee: $45 total charge, 1173.21% APR
• Overdraft Fee: $40 charge, 782.14% APR
• Late Fee: $20 charge, 521.43% APR
• Short Term Loan: $10 charge, 260.71% APR

Implications of Late Payment

If you are unable to repay your loan on time for any reason, please contact your
lender as soon as possible. Late payment fees are set by your lender in
accordance with the regulations in your state, and lenders also determine their
own policies in regard to how they handle late payments. There are several
courses of action that your lender may take, so you should check your loan
agreement for specific information that pertains to your lender.

Implications of Nonpayment

Financial Implications – The cost associated with short term loans of up to $500
can range from 15% to 40%, and these costs may climb even higher for loans that
are greater than $500 in value. Before you sign your agreement, you should check
these fees carefully. Similarly, there may also be charges applied for
nonsufficient funds. As an example, if your $100 loan is 15 days past due, you
may be assessed a charge that is equal to 10% of the principle balance as well
as a $25 nonsufficient funds fee.

Collection Practices

Many of the lenders in our network stick with in-house debt collection practices
rather than selling your debt to an outside collection agency, and they will
never sue you or threaten criminal charges against you. Your lender may attempt
to collect your debt via email, postal mail, telephone, or text message, and
they may offer you a settlement so that you can repay your debt over time. All
of our lenders are required to adhere to the Fair Debt Collection Practices Act
which protects you from harassment. You can contact your lender for more
information about its specific policies.

Impact on Credit Score

Lenders are within their rights to file reports with the three major credit
bureaus—Experian, Equifax and Transunion—if you fail to repay your loan. This
negative remark will lower your credit score and may make it impossible for you
to obtain short term loans or other forms of credit in the future. However, once
you have repaid your debt to your lender in full, this will be reported to the
credit agencies and the negative remark will be removed from your credit
history.

Renewal Policy

Some of the lenders in our network participate in what is known as automatic
loan renewal. Simply put, if your loan is beyond a specific amount of time past
due, your lender will rollover your loan. This may be offered to you in addition
to options like repaying your loan in full at a later date or repaying your debt
in installments over time. The minimum term for an automatic renewal is 15 days
and you will likely be required to pay renewal fees and additional interest
charges.

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