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Skip to main content ACAMS Logo_TM_RGB_Dark STATUS MESSAGE * You have items in your cart! SECONDARY NAVIGATION * Contact Us * Graduate List Close Sign in English * English * 简体中文 * 繁體中文 * Français * Deutsch * 日本語 * Polski * Português * Español MAIN NAVIGATION * Get Certified * Associate-Level Certification * CKYCA — Certified Know Your Customer Associate * CTMA — Certified Transaction Monitoring Associate * CAFCA — Certified AML FinTech Compliance Associate * Specialist-Level Certification * CAMS — Certified Anti-Money Laundering Specialist * CGSS — Certified Global Sanctions Specialist * Advanced Specialist-Level Certification * Advanced CAMS — Audit * Advanced CAMS — Financial Crimes Investigations * Advanced CAMS — Risk Management * Attend an Event * Conferences / Summits * Seminars / Symposia * Chapter Events * ACAMS Events Calendar * Sponsor an Event * Cover an Event * Online Training * Certificates * Webinars * Premium Webinar Subscription * Explore Resources * Publications * ACAMS Today * ACAMS Money Laundering * Library * Video Library * AML Glossary of Terms * AML White Papers * AFC Culture White Paper * Strengthening the Third Line in the Fight Against Financial Crime White Paper * Community * Career Center * Forums * ACAMS Scholarships * AFC Solutions * AFC Listings * The ACAMS Sanctions Space * For Organizations * ACAMS Enterprise Membership * ACAMS Risk Assessment * AML General Awareness * Join ACAMS * Individual * Enterprise * Public Sector * Chapters ACAMS Logo_TM_RGB_Dark SECONDARY NAVIGATION * Contact Us * Graduate List Close Sign in English * English * 简体中文 * 繁體中文 * Français * Deutsch * 日本語 * Polski * Português * Español STATUS MESSAGE * You have items in your cart! MAIN NAVIGATION * Get Certified Associate-Level Certification CKYCA — Certified Know Your Customer Associate CTMA — Certified Transaction Monitoring Associate CAFCA — Certified AML FinTech Compliance Associate Specialist-Level Certification CAMS — Certified Anti-Money Laundering Specialist CGSS — Certified Global Sanctions Specialist Advanced Specialist-Level Certification Advanced CAMS — Audit Advanced CAMS — Financial Crimes Investigations Advanced CAMS — Risk Management Recertification CAMS Recertification * Associate-Level Certification * CKYCA — Certified Know Your Customer Associate * CTMA — Certified Transaction Monitoring Associate * CAFCA — Certified AML FinTech Compliance Associate * Specialist-Level Certification * CAMS — Certified Anti-Money Laundering Specialist * CGSS — Certified Global Sanctions Specialist * Advanced Specialist-Level Certification * Advanced CAMS — Audit * Advanced CAMS — Financial Crimes Investigations * Advanced CAMS — Risk Management * Attend an Event CONFERENCES ACAMS APAC Virtual Conference , Apr 23 - Apr 24 ACAMS FinTech & Crypto Summit , May 3 ACAMS Europe Conference , Jun 14 - Jun 15 View All Upcoming Conferences SEMINARS / SYMPOSIA ACAMS Baltics Symposium Vilnius, Mar 31 Seminario de ACAMS - Puerto Rico May 13 CAMS Exam Preparation Virtual Seminar – Japanese May 14 View All Upcoming Seminars CHAPTER EVENTS The BSA/AML Compliance Officer’s Role in ESG Mar 25 ACAMS New Jersey Chapter March Virtual Event 2022: AML Audit - Themes Across Industries Mar 25 ACAMS Connecticut Chapter April 2022 Virtual Event: Economic Warfare: The New Russia Sanctions Apr 5 Find Your Chapter Event ACAMS Events Calendar Sponsor/Exhibit at an Event Cover an Event * Conferences / Summits * Seminars / Symposia * Chapter Events * ACAMS Events Calendar * Sponsor an Event * Cover an Event * Online Training Certificates AML Foundations Anti-Bribery and Corruption AML Foundations for FinTech KYC Foundations Sanctions Compliance Foundations Transaction Monitoring Foundations View All Certificates Free Social Impact Certificates Fighting Modern Slavery and Human Trafficking Part 1 Fighting Modern Slavery and Human Trafficking Part 2 - U.S. Sex and Exploitation Cases Ending Illegal Wildlife Trade - A Comprehensive Overview Ending Illegal Wildlife Trade – A Practical Guide for Law Enforcement View All WEBINARS Determining Ownership and Control - Russian Oligarchs and Prominent State-Connected Figures Mar 28 State of Cannabis: Understanding the Regulatory and Enforcement Framework in The US and Canada Mar 30 Which ACAMS qualification is right for me? (Americas) Apr 5 View All Upcoming Webinars Premium Webinar Subscription Learn More * Certificates * Webinars * Premium Webinar Subscription * Explore Resources ACAMS Publications ACAMS Today Moneylaundering.com THE ACAMS SANCTIONS SPACE Learn More Library Video Library AML Glossary of Terms AML White Papers AFC Culture White Paper Strengthening the Third Line in the Fight Against Financial Crime White Paper ESG and AFC Convergence White Paper Community Career Center Forums ACAMS Scholarships Your Stories AFC Listings Learn more about organizations serving the AFC Community View Listings * Publications * ACAMS Today * ACAMS Money Laundering * Library * Video Library * AML Glossary of Terms * AML White Papers * AFC Culture White Paper * Strengthening the Third Line in the Fight Against Financial Crime White Paper * Community * Career Center * Forums * ACAMS Scholarships * AFC Solutions * AFC Listings * The ACAMS Sanctions Space * For Organizations ACAMS Enterprise Membership Tools to train and track your team's progress Learn More ACAMS Risk Assessment A standardized solution to assess money laundering risk Request a Demo AML General Awareness e-learning tool on basic AML principles for employees of regulated entities Learn More * ACAMS Enterprise Membership * ACAMS Risk Assessment * AML General Awareness * Join ACAMS Individual Exclusive content, critical training, and career advancement. Join as Individual Enterprise Tools to train and track your team's progress. Join as Enterprise Public Sector Special rates for public sector employees. Join as Public Sector Employee Chapters Over 60 chapters across 40+ countries & regions. Join one or start your own. Join a Chapter * Individual * Enterprise * Public Sector * Chapters ACAMS ONLINE PRIVACY STATEMENT ACAMS PRIVACY POLICY Latest updated: January 2022 The Association of Certified Anti-Money Laundering Specialists (“ACAMS”, “we”, or “us”) is headquartered in the United States and focused on promoting the development and implementation of anti-money laundering policies and procedures. It is the largest international membership organization dedicated to help improve the professional knowledge, skills and experience of those dedicated to the detection and prevention of money laundering around the world. ACAMS is a subsidiary group company of Adtalem Global Education, Inc. This Privacy Policy describes how we collect, use, process, and disclose your personal information and the choices you can make about how we collect, use, process, and disclose your personal information. This Privacy Policy applies to information collected on this website, our digital properties, services we offer, our events, certifications, e-certificates, webinars and seminars, and anywhere the Policy is posted (collectively, our “Services”). If you reside or are located in the European Economic Area ("EEA") or the United Kingdom (“UK”) ACAMS is the data controller of all personal information collected via the Services. TABLE OF CONTENTS Personal Information We Collect How We Use the Personal Information Collected Disclosing Personal Information Cookies and Similar Technologies Security International Transfer of Personal information Retention Third-Party Websites EEA and UK Data Subject Privacy Rights China Data Subject Privacy Rights Notice for Nevada Residents Parents/Guardians Changes to this Privacy Policy How to Contact Us Notice for California Residents PERSONAL INFORMATION WE COLLECT We collect personal information to provide and improve the Services we offer and to communicate with you about our Service offerings. We collect personal information in the following ways: * Information you provide to us: We collect personal information you provide to us as part of the Services, such as when you create an account with us, join an ACAMS local chapter, obtain a certification, request informational materials [or publications such as our white papers, or attend an event. Examples of the type of information you may provide to us are: * Personal information, such as your name, personal and professional mailing address, email and phone number, and professional and educational history * Payment and billing information * Account or course login credentials * Transaction details about purchases and the content of your communications when you interact with our customer service team * Information that you provide in community forums, in directories, on social media, or in response to promotions and surveys, such as photos, comments, and reviews * Audio recordings from customer service calls * Information collected automatically: We automatically collect and store certain types of information about your use of the Services, such as through the use of “cookies,” pixels and other tracking technologies. Examples of the type of information we may collect automatically include: * Course enrollment information, course access dates/times and course completion data * IP address of the device you are using * Device ID * Location of your device * Browser type * Internet service provider * Audio recordings when you make customer service calls for quality and training purposes * Video recordings from CCTV security monitoring * Content interaction information, such as files or content viewed, time spent viewing content, and download information * Information from other sources: We may receive information from other sources, such as employers with enterprise accounts, testing centers, social media, third-party platforms and forums, contacts, and business partners. Examples of the type of information we may receive from other sources are: * Personal information, such as your name, personal and professional mailing address, email and phone number, and professional and educational history * Testing attendance, identity verification documents, testing duration, and test results * Profile information, comments, and similar information provided to or on social networks and other forums that connect to us * Interests, demographic data, and purchasing behavior * Offline data collection: We may collect information from you offline. For example: * When you attend a conference, event, or other in-person function. * Over the phone, such as when we discuss donations and fundraising with you Some of the information we collect may, when combined with other information, be personal information that could be used to identify you. Such information is treated as personal information. You are responsible for ensuring the accuracy of personal information you provide to us. Inaccurate information may affect your ability to use the Services, the information you receive when using the Services, and our ability to contact you. Where we need to collect personal information by law, or under the terms of a contract we have with you or in order to provide you with information you have requested, and you do not provide this information when requested, we may be prevented from complying with our legal obligations or we may not be able to perform all or part of the contract we are entering into with you or provide you with the information requested. For example, we require (a) certain information under law in order to process payment, (b) certain information in order to enroll you in a course, (c) your contact details in order to send you any information you have requested. HOW WE USE THE PERSONAL INFORMATION COLLECTED We use, store, and process the personal information we collect to provide and improve the Services, to support our business functions, as well as to personalize, provide, measure and improve our advertising and marketing. Some examples of how we use personal information include: * To provide you with information, products, or services that you request from us such as membership enrollment, managing certifications and recertifications, and registration for online and in-person events (necessary for the performance of our contract with you or otherwise in our legitimate interests to provide you with the relevant information, products, or services) * To assess your eligibility for certain certifications and exams (necessary in order for us to enter into a contract with you) * For customer service and customer support purposes (our legitimate interests in providing you with a good service and support) * To carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including for billing and collection activities (necessary for the performance of our contract with you) * To process payment or facilitate delivery of services requested (necessary for the performance of our contract with you) * To provide you with support and respond to your inquiries, such as to investigate and address your concerns, and monitor and improve our responses (our legitimate interests in providing you with support, responding to your inquiries, and developing and improving our service) * To manage your account and provide you with notices regarding the Services, including expiration and renewal notices (necessary for the performance of our contract with you or otherwise in our legitimate interests to provide you with the relevant information, products, or services) * To provide, personalize, measure, and improve our website experience and to deliver content and product and service offerings based on your advertising customization preferences (our legitimate interests in operating our website and keeping it updated and relevant) * To send you information about our products, services, and promotions (either your consent (where applicable law requires us to obtain your consent for marketing to you) or our legitimate interests in promoting our products and services and growing our business) * To administer promotional activities, such as surveys, sweepstakes, contests, and referrals (either your consent where we request this or our legitimate interests in running such activities in order to promote our business) * To help maintain and improve the safety, security, and integrity of our website and applications (our legitimate interests in maintaining network security) * For testing, research, analysis, and product development, such as to develop and improve our websites, products and services, databases and other technology assets, and offerings (our legitimate interests in developing our business and product lines) * To support our general business operations (our legitimate interests in running and operating our business in a proper manner) * As described to you when collecting your personal information to fulfill any other purpose for which you provide it DISCLOSING PERSONAL INFORMATION We may disclose your personal information to other businesses or entities where it is required in order for the performance of our contract with you, where it is required by law, or where we have another legitimate interest in doing so, as follows: * To our parent organization only for use in the manner described in this Privacy Policy; * To service providers that perform services on our behalf, such as process credit card payments, event planners and coordinators, data management and storage providers, marketers and advertisers, analytics and research companies, and professional advisors; * To ACAMS chapter boards for communicating with its members; * To law enforcement agencies, regulators, and courts in response to a court order, subpoena, regulatory requirements or similar legal process, to report any activities we reasonably believe to be unlawful, or as otherwise required by law; * To combat fraud or criminal activity, and to protect our rights, users, and business partners, or as part of legal proceedings affecting ACAMS; * To another entity in connection with a merger, transfer of data assets, reorganization, divestiture, financing, dissolution, or similar corporate event involving all or part of our business; * To the public when we publish our graduate lists on our website (with your consent); and * Otherwise with your consent. COOKIES AND SIMILAR TECHNOLOGIES We, as well as third parties that provide content or other functionality for our Services, may use cookies, pixel tags, local storage, and other technologies to automatically collect information through the Services. These tracking technologies are small data files downloaded to or stored on your computer, tablet, mobile phone or other internet-enabled device that enable us to record certain pieces of information whenever you visit or interact with our website, applications, and tools. These technologies allow us to understand who has interacted with us and also help us to operate our Services more efficiently. These technologies also help us deliver online advertising to you. * Cookies. Our website uses cookies that fall into the following categories: Strictly Necessary, Functionality, Performance, Third-Party and Marketing and Advertising. For more information on cookies, please read our Online Cookie Policy. * Pixel Tags/Web Beacons. A pixel tag (also known as a web beacon) is a piece of code embedded on the website that collects information about users’ engagement on that web page. The use of a pixel allows us to record, for example, that a user has visited a particular web page. * Interest-based advertising. We permit third parties to use technologies on our website to collect information about your device and your use of our Services to advertise products and services to you that are tailored to your perceived interests, as well as to provide advertising-related services such as reporting, attribution, analytics and market research. Such third parties may act on our behalf, and we may grant them the right to use your information for their own purposes. For example, one such third party vendor, Google, shows our ads and uses cookies to serve ads based on a user’s prior visits to this website. We also use data analytics to serve ads based on a user’s prior visits to this website. Click here for more information about Google Ads. * Analytics. We also use Google Analytics and Google Analytics Demographics and Interest Reporting to collect information regarding visitor behavior and visitor demographics for some of our Services and to develop content. Click here for more information about Google Analytics. * Social Media. This website may include social media features, such as Twitter, Facebook, Instagram, LinkedIn, YouTube or other widgets. These social media companies may recognize you and collect information about your visit to our website, and they may set a cookie or employ other tracking technologies. Your interactions with those features are governed by the privacy policies of those companies. Your Choices in Relation to Tracking and Online Advertising * Users can visit Google Ad for more information about its settings. * Users can visit Google Analytics for information on how to opt-out of Google Analytics. * To opt-out of third-party interest-based advertising from advertisers and third parties that participate in certain self-regulatory programs, please visiting the Network Advertising Initiative and the Digital Advertising Alliance. Alternatively, you may opt-out of this advertising if you are located in the European Union by visiting Your Online Choices. Opt-outs are generally device and browser specific, meaning that you will need to opt-out on each device and browser you use. Please note, even if you opt-out of interest-based advertising, you will continue to receive generic ads. * Users can manager their cookie preferences by utilizing the online cookie preference center: Cookies Settings * For California users, please see our California Notice at Collection and Privacy Notice. SECURITY To help protect the privacy and security of your personal information we use reasonable security measures, including administrative, technical, and physical measures. These measures help protect against loss, misuse or unauthorized access, disclosure, alteration or destruction of your personal information. Additionally, we train our colleagues about the importance of confidentiality and maintaining the privacy and security of your personal information. While we do our best to protect your personal information, please be aware that no security measures are perfect or impenetrable. If you know or have reason to believe that your personal information has been lost, stolen, misappropriated, or otherwise compromised, please see the final section of this policy for ways to contact us. INTERNATIONAL TRANSFER OF PERSONAL INFORMATION ACAMS operates and processes personal information in multiple jurisdictions. Personal information may be collected, used, disclosed, stored, and processed in a jurisdiction other than where you reside or are located, including in the United States where we are based and in other countries including Portugal, United Kingdom, France, and Germany where the parties listed above are based for the purposes outlined above. These jurisdictions may have data protection laws that differ from your home jurisdiction. If you require further information about this you can contact us on the contact details listed at the end of this Privacy Policy. RETENTION We keep personal information for as long as necessary to fulfill the purposes for which it was collected, including for the purposes of satisfying any legal, regulatory, accounting or reporting requirements and our legitimate interests in maintaining such personal information in our records. In doing this we will have regard to the amount, nature, and sensitivity of the personal information, the purposes for which we process your personal information and whether we can achieve those purposes through other means, and applicable legal requirements. THIRD-PARTY WEBSITES Any links to third-party websites on our site are provided solely as a convenience to you. We do not endorse or make any representations about these websites or any products, materials, or services. Any personal information you provide on these third-party websites is subject to the privacy practices and policies of those sites. We do not accept any responsibility or liability for the privacy practices or content of any websites or services that are not operated by or for us. EEA AND UK DATA SUBJECT PRIVACY RIGHTS If you are an individual located in the EEA or UK, you have the following rights: * The right to request access to your personal information, * The right to edit, correct, and update your personal information, * The right to request erasure of your personal information, * The right to restrict processing of your personal information, * The right to object to the processing of your personal information, * The right to data portability, and/or * The right to withdraw your consent, to the extent that we have collected your personal information based on your affirmative informed consent. We will only use your personal information when the law allows us to. Most commonly, we will use your personal information in the following circumstances and as identified above: * Where it is necessary for our legitimate interests. This can include processing your personal information for the purposes of providing and enhancing the provision of our Services, as well as advertising our products, credentials, designations, services, and information to you * Where we need to perform the contract we have entered into or are about to enter with you * Where we need to comply with legal obligations, resolve disputes, and enforce our contractual agreements * Where we have your express opt-in consent If you wish to contact us in connection with the exercise of your rights listed above, click here. Unless we notify you at the time of your request, we will not charge any fee in connection with the exercise of your rights. You also have the right to complain to or seek advice from a supervisory authority for data protection issues and/or bring a claim against us in any court of competent jurisdiction. CHINA DATA SUBJECT PRIVACY RIGHTS If you are an individual located in China, you have the following rights: * The right to receive information related to your personal information, * The right to access your personal information * The right to correct and rectify your personal information, * The right to erasure of your personal information, * The right to object and restrict processing of your personal information, * The right to data portability, as stipulated by the Cyberspace Administration in China, * The right not to be subject to automated decision-making * The right to withdraw your consent, to the extent that we have collected your personal information, based on your affirmative informed consent, and * The right to lodge a complaint with the regulator in China. We will only use your personal information when the law allows us to. Most commonly, we will use your personal information in the following circumstances and as identified above: * When you have consented to the use of your personal information, * Where it is necessary to enter into or perform a contract to which you are a party, or where necessary to conduct human resources management according to lawfully formulated internal labor policies and lawfully concluded collective labor contracts. * Where it is necessary to perform legal responsibilities or obligations. * Where it is necessary to respond to a public health emergency, or in an emergency, to protect the safety of your health and property. * To a reasonable extent, for purposes of carrying out news reporting and media monitoring for public interests. * To process your personal information, which is already disclosed by you or otherwise lawfully disclosed, within a reasonable scope, in accordance with the Personal Information Protection Law in China (PIPL). * Other circumstances as required by law. If you wish to contact us in connection with the exercise of your rights listed above, click here. NOTICE FOR INDIVIDUALS IN NEVADA If you are a Nevada resident, you can opt out of sales of certain covered information that a website operator has collected or will collect about the resident. You can opt-out by clicking Do Not Sell My Personal Information and managing your preferences in the Cookies Settings PARENTS/GUARDIANS Our Services are not directed to children under the age of 16. We do not knowingly collect any personal information from children under 16. If we become aware that we have unknowingly collected personal information from a child under the age of 16, and do not have parent or guardian consent on file, we will endeavor to delete such personal information from our records. If you believe we are incorrectly processing the personal information of a child under the age of 16, we recommend you contact us as provided in the final section of this policy. CHANGES TO THIS PRIVACY POLICY This Privacy Policy may be updated periodically. If we make material changes, we will attempt to let you know via email or other communication. We encourage you to periodically review this page for the latest information on our privacy practices. As long as you continue to use the Services, you agree to this Privacy Policy and any updates we make to it. We will not, however, use your personal information in a manner that is materially different than what we disclosed to you at the time the personal information was collected without your consent. HOW TO CONTACT US If you have any questions or concerns about this Privacy Policy, contact us at: Adtalem Global Education 500 W. Monroe Street 28th Floor Chicago, IL 60661 Email Us: privacy@adtalem.com CALIFORNIA NOTICE AT COLLECTION AND PRIVACY NOTICE Last Updated: January 2022 This ACAMS California Notice at Collection and Privacy Notice (“California Privacy Notice”) should be read in conjunction with the main ACAMS Privacy Policy. This California Privacy Notice applies to information collected on this website and anywhere the policy is posted (collectively, our “Services”). We have adopted this notice pursuant to the California Consumer Privacy Act of 2018 (“CCPA”) and it applies only to residents of the State of California (“you”). SCOPE Some personal information we collect from you may not be covered by this California Privacy Notice because certain personal information collection and processing activities are exempt from the CCPA. Therefore, this California Privacy Notice and the California privacy rights set out below may not apply to you or to all of your personal information. NOTICE AT COLLECTION We may collect the following categories of personal information about : * Identifiers, such as, name, postal address, email address, phone numbers, online identifiers, IP address; * California Customer Records, such as name, driver’s license or other photo identification, postal address, phone numbers, employment, employment history; * Characteristics of Protected Classifications Under California or Federal Law, such as, age, national origin, disability; * Commercial Information, such as, products or services purchased or considered, other purchasing or consuming tendencies; * Internet or Other Electronic Network Activity, such as, browsing history, search history, website or advertisement interaction; * Geolocation Data, such as, IP address, physical location; * Audio, Video and Other Electronic Data, such as, photos, call recordings, and CCTV footage; * Professional and Employment-related Information, such as, current or past job history, business contact details, job title or employer; and * Inferences, drawn from online activities and the other data listed in this section such as a profile reflecting preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes. We may use your personal information for the following purposes: * To provide you with information, products, or services that you request from us * To assess your eligibility for certain certifications and exams (necessary in order for us to enter into a contract with you) * For customer service and customer support purposes * To carry out our obligations and enforce our rights arising from any contracts entered into between you and us * To process payment or facilitate delivery of services requested * To provide you with support and respond to your inquiries, such as to investigate and address your concerns, and monitor and improve our responses * To manage your account and provide you with notices regarding the Services * To provide, personalize, measure, and improve our website experience and to deliver content and product and service offerings based on your advertising customization preferences * To send you information about our products, services, and promotions * To administer promotional activities, such as surveys, sweepstakes, contests, and referrals * To help maintain and improve the safety, security, and integrity of our website and applications * For testing, research, analysis, and product development, such as to develop and improve our websites, products and services, databases and other technology assets, and offerings * To support our general business operations * As described to you when collecting your personal information or to fulfill any other purpose for which you provide it You can opt-out by clicking Do Not Sell My Personal Information and managing your preferences in the Cookies Settings COLLECTION, USE AND SHARING OF PERSONAL INFORMATION This table sets out the categories of personal information that we have collected from you, the sources from which we have obtained it, the purpose for which we collect it and the categories of third parties and other entities with whom we have shared it. It sets out our relevant practices over the last 12 months. Our collection, use and disclosure of personal information depends on your relationship with us and your interaction with the Services. Category of Personal Information Categories of Sources Identifiers, such as, name, postal address, email address, phone numbers, online identifiers, or IP address. * Directly from you * Automatically, such as via cookies and other tracking technologies * Our business partners and affiliates * Third parties * Your browser or device * Social media and third-party platforms California Customer Records, such as name, driver’s license or other photo identification, postal address, phone numbers, employment, employment history * Directly from you * Our business partners and affiliates * Third parties Characteristics of Protected Classifications Under California or Federal Law, such as age, national origin, or disability. * Directly from you * Our business partners and affiliates Commercial Information, such as, products or services purchased or considered and other purchasing or consuming tendencies. * Directly from you * Automatically, such as via cookies and other tracking technologies * Our business partners and affiliates Internet or Other Electronic Network Activity, such as, browsing history, search history, or website or advertisement interaction. * Directly from you * Automatically, such as via cookies and other tracking technologies * Our business partners and affiliates * Your browser or device * Social media and third-party platforms To provide, personalize, measure, and improve our website experience * To customize content * For our marketing and advertising purposes For testing, research, analysis, and product development Geolocation Data, such as, IP address or physical location. * Automatically, such as via cookies and other tracking technologies * Your browser or device Audio, Video and Other Electronic Data, such as, photos, call recordings, or CCTV footage. * Directly from you * Our business partners and affiliates Professional and employment-related information, such as current or past job history, business contact details, job title, or employer. * Directly from you * Our business partners and affiliates Inferences drawn from this information, such as, a profile reflecting preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities and aptitudes. * Directly from you * Automatically, such as via cookies and other tracking technologies * Our business partners and affiliates * Third parties * Your browser or device * Social media and third-party platforms Category of Personal Information Business or Commercial Purpose Identifiers, such as, name, postal address, email address, phone numbers, online identifiers, or IP address. * To fulfill any other purpose for which you provide it * To protect our rights and meet our legal obligations * To provide you with support and respond to your inquiries * To provide, personalize, measure, and improve our website experience * To customize content * For our marketing and advertising purposes * For testing, research, analysis, and product development * To support our general business operations * Other uses about which we notify you * To administer promotional activities, such as surveys, sweepstakes, contests, and referrals * To assess your eligibility for admission to certain institutions and programs * For customer service and customer support purposes * To analyze student performance California Customer Records, such as name, driver’s license or other photo identification, postal address, phone numbers, employment, employment history * To fulfill your requests for products or services * To fulfill any other purpose for which you provide it * To protect our rights and meet our legal obligations * To provide you with support and respond to your inquiries * To support our general business operations * Other uses about which we notify you * To assess your eligibility for admission to certain institutions and programs * For customer service and customer support purposes Characteristics of Protected Classifications Under California or Federal Law, such as age, national origin, or disability. * To protect our rights and meet our legal obligations Commercial Information, such as, products or services purchased or considered and other purchasing or consuming tendencies. * To fulfill your requests for products or services * To provide you with support and respond to your inquiries * To provide, personalize, measure, and improve our website experience * To customize content * For our marketing and advertising purposes * For testing, research, analysis, and product development * To support our general business operations * For customer service and customer support purposes * To analyze student performance Internet or Other Electronic Network Activity, such as, browsing history, search history, or website or advertisement interaction. * To provide, personalize, measure, and improve our website experience * To customize content * For our marketing and advertising purposes * For testing, research, analysis, and product development Geolocation Data, such as, IP address or physical location. * To provide, personalize, measure, and improve our website experience * To customize content * For our marketing and advertising purposes * For testing, research, analysis, and product development Audio, Video and Other Electronic Data, such as, photos, call recordings, or CCTV footage. * To fulfill your requests for products or services * As security measures for our offices and campuses * To protect our rights and meet our legal obligations * To provide you with support and respond to your inquiries * For our marketing and advertising purposes * For customer service and customer support purposes Professional and employment-related information, such as current or past job history, business contact details, job title, or employer. * To fulfill your requests for products or services * To fulfill any other purpose for which you provide it * For testing, research, analysis, and product development * To support our general business operations Inferences drawn from this information, such as, a profile reflecting preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities and aptitudes. * To provide, personalize, measure, and improve our website experience * To customize content * For our marketing and advertising purposes * For testing, research, analysis, and product development * To support our general business operations * Other uses about which we notify you * To analyze student performance Category of Personal Information Categories of Third Parties and Other Entities With Whom We May Share Identifiers, such as, name, postal address, email address, phone numbers, online identifiers, or IP address. * Our affiliates * Our service providers and business partners * Third parties * As may be permitted or required by law, such as with law enforcement and third parties pursuant to legal request or legal proceedings * In connection with the sale or restricting of all our part of our business * At your request or with your consent California Customer Records, such as name, driver’s license or other photo identification, postal address, phone numbers, employment, employment history * Our affiliates * Our service providers and business partners * Third parties * As may be permitted or required by law, such as with law enforcement and third parties pursuant to legal request or legal proceedings * In connection with the sale or restricting of all our part of our business * At your request or with your consent Characteristics of Protected Classifications Under California or Federal Law, such as age, national origin, or disability. * Our service providers and business partners * Law enforcement and third parties pursuant to legal request or legal proceedings, as may be permitted or required by law. * As may be permitted or required by law, such as with law enforcement and third parties pursuant to legal request or legal proceedings * In connection with the sale or restricting of all our part of our business * At your request or with your consent Commercial Information, such as, products or services purchased or considered and other purchasing or consuming tendencies. * Our affiliates * Our service providers and business partners * As may be permitted or required by law, such as with law enforcement and third parties pursuant to legal request or legal proceedings * In connection with the sale or restricting of all our part of our business * At your request or with your consent Internet or Other Electronic Network Activity, such as, browsing history, search history, or website or advertisement interaction. * Our affiliates * Our service providers and business partners * Third parties * As may be permitted or required by law, such as with law enforcement and third parties pursuant to legal request or legal proceedings * In connection with the sale or restricting of all our part of our business * At your request or with your consent Geolocation Data, such as, IP address or physical location. * Our affiliates * Our service providers and business partners * Law enforcement and third parties pursuant to legal request or legal proceedings, as may be permitted or required by law. * As may be permitted or required by law, such as with law enforcement and third parties pursuant to legal request or legal proceedings * In connection with the sale or restricting of all our part of our business * At your request or with your consent Audio, Video and Other Electronic Data, such as, photos, call recordings, or CCTV footage. * Our affiliates * Our service providers and business partners * Law enforcement and third parties pursuant to legal request or legal proceedings, as may be permitted or required by law. * As may be permitted or required by law, such as with law enforcement and third parties pursuant to legal request or legal proceedings * In connection with the sale or restricting of all our part of our business * At your request or with your consent Professional and employment-related information, such as current or past job history, business contact details, job title, or employer. * Our affiliates * Our service providers and business partners * As may be permitted or required by law, such as with law enforcement and third parties pursuant to legal request or legal proceedings * In connection with the sale or restricting of all our part of our business * At your request or with your consent Inferences drawn from this information, such as, a profile reflecting preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities and aptitudes. * Our affiliates * Our service providers and business partners * Third parties * As may be permitted or required by law, such as with law enforcement and third parties pursuant to legal request or legal proceedings * In connection with the sale or restricting of all our part of our business * At your request or with your consent Category of Personal Information Categories of Sources Business or Commercial Purpose Categories of Third Parties and Other Entities With Whom We May Share Identifiers, such as, name, postal address, email address, phone numbers, online identifiers, or IP address. * Directly from you * Automatically, such as via cookies and other tracking technologies * Our business partners and affiliates * Third parties * Your browser or device * Social media and third-party platforms * To fulfill any other purpose for which you provide it * To protect our rights and meet our legal obligations * To provide you with support and respond to your inquiries * To provide, personalize, measure, and improve our website experience * To customize content * For our marketing and advertising purposes * For testing, research, analysis, and product development * To support our general business operations * Other uses about which we notify you * To administer promotional activities, such as surveys, sweepstakes, contests, and referrals * To assess your eligibility for admission to certain institutions and programs * For customer service and customer support purposes * To analyze student performance * Our affiliates * Our service providers and business partners * Third parties * As may be permitted or required by law, such as with law enforcement and third parties pursuant to legal request or legal proceedings * In connection with the sale or restricting of all our part of our business * At your request or with your consent California Customer Records, such as name, driver’s license or other photo identification, postal address, phone numbers, employment, employment history * Directly from you * Our business partners and affiliates * Third parties * To fulfill your requests for products or services * To fulfill any other purpose for which you provide it * To protect our rights and meet our legal obligations * To provide you with support and respond to your inquiries * To support our general business operations * Other uses about which we notify you * To assess your eligibility for admission to certain institutions and programs * For customer service and customer support purposes * Our affiliates * Our service providers and business partners * Third parties * As may be permitted or required by law, such as with law enforcement and third parties pursuant to legal request or legal proceedings * In connection with the sale or restricting of all our part of our business * At your request or with your consent Characteristics of Protected Classifications Under California or Federal Law, such as age, national origin, or disability. * Directly from you * Our business partners and affiliates * To protect our rights and meet our legal obligations * Our service providers and business partners * Law enforcement and third parties pursuant to legal request or legal proceedings, as may be permitted or required by law. * As may be permitted or required by law, such as with law enforcement and third parties pursuant to legal request or legal proceedings * In connection with the sale or restricting of all our part of our business * At your request or with your consent Commercial Information, such as, products or services purchased or considered and other purchasing or consuming tendencies. * Directly from you * Automatically, such as via cookies and other tracking technologies * Our business partners and affiliates * To fulfill your requests for products or services * To provide you with support and respond to your inquiries * To provide, personalize, measure, and improve our website experience * To customize content * For our marketing and advertising purposes * For testing, research, analysis, and product development * To support our general business operations * For customer service and customer support purposes * To analyze student performance * Our affiliates * Our service providers and business partners * As may be permitted or required by law, such as with law enforcement and third parties pursuant to legal request or legal proceedings * In connection with the sale or restricting of all our part of our business * At your request or with your consent Internet or Other Electronic Network Activity, such as, browsing history, search history, or website or advertisement interaction. * Directly from you * Automatically, such as via cookies and other tracking technologies * Our business partners and affiliates * Your browser or device * Social media and third-party platforms To provide, personalize, measure, and improve our website experience * To customize content * For our marketing and advertising purposes For testing, research, analysis, and product development * To provide, personalize, measure, and improve our website experience * To customize content * For our marketing and advertising purposes * For testing, research, analysis, and product development * Our affiliates * Our service providers and business partners * Third parties * As may be permitted or required by law, such as with law enforcement and third parties pursuant to legal request or legal proceedings * In connection with the sale or restricting of all our part of our business * At your request or with your consent Geolocation Data, such as, IP address or physical location. * Automatically, such as via cookies and other tracking technologies * Your browser or device * To provide, personalize, measure, and improve our website experience * To customize content * For our marketing and advertising purposes * For testing, research, analysis, and product development * Our affiliates * Our service providers and business partners * Law enforcement and third parties pursuant to legal request or legal proceedings, as may be permitted or required by law. * As may be permitted or required by law, such as with law enforcement and third parties pursuant to legal request or legal proceedings * In connection with the sale or restricting of all our part of our business * At your request or with your consent Audio, Video and Other Electronic Data, such as, photos, call recordings, or CCTV footage. * Directly from you * Our business partners and affiliates * To fulfill your requests for products or services * As security measures for our offices and campuses * To protect our rights and meet our legal obligations * To provide you with support and respond to your inquiries * For our marketing and advertising purposes * For customer service and customer support purposes * Our affiliates * Our service providers and business partners * Law enforcement and third parties pursuant to legal request or legal proceedings, as may be permitted or required by law. * As may be permitted or required by law, such as with law enforcement and third parties pursuant to legal request or legal proceedings * In connection with the sale or restricting of all our part of our business * At your request or with your consent Professional and employment-related information, such as current or past job history, business contact details, job title, or employer. * Directly from you * Our business partners and affiliates * To fulfill your requests for products or services * To fulfill any other purpose for which you provide it * For testing, research, analysis, and product development * To support our general business operations * Our affiliates * Our service providers and business partners * As may be permitted or required by law, such as with law enforcement and third parties pursuant to legal request or legal proceedings * In connection with the sale or restricting of all our part of our business * At your request or with your consent Inferences drawn from this information, such as, a profile reflecting preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities and aptitudes. * Directly from you * Automatically, such as via cookies and other tracking technologies * Our business partners and affiliates * Third parties * Your browser or device * Social media and third-party platforms * To provide, personalize, measure, and improve our website experience * To customize content * For our marketing and advertising purposes * For testing, research, analysis, and product development * To support our general business operations * Other uses about which we notify you * To analyze student performance * Our affiliates * Our service providers and business partners * Third parties * As may be permitted or required by law, such as with law enforcement and third parties pursuant to legal request or legal proceedings * In connection with the sale or restricting of all our part of our business * At your request or with your consent HOW WE SHARE PERSONAL INFORMATION In the last twelve months, we have disclosed each of the categories of personal information listed above for business purposes, as set out above. SALES OF PERSONAL INFORMATION We disclose the following categories of personal information to event sponsors for them to use for their own marketing purposes. Such disclosures may be considered a sale for purposes of the CCPA. * Identifiers We also disclose the following categories of personal information to third-party cookie and other ad-tech providers, who may further disclose your information throughout the digital advertising ecosystem. Such disclosures may be considered a sale for purposes of the CCPA. * Identifiers * Internet or other electronic activity information * Geolocation data * Inferences drawn from personal information such as preferences, characteristics and behaviors. CALIFORNIA PRIVACY RIGHTS To the extent provided for by law and subject to applicable exemptions, you have the following rights in relation to the personal information about you that we have collected: Right to Know: You have the right to request the following information relating to our collection and use of your personal information over the past 12 months: * Categories of personal information we have collected about you; * Categories of sources of the personal information we collected about you; * Business and/or commercial purposes for collecting or, if applicable, selling that personal information; * Categories of third parties to whom we have disclosed or sold that personal information; * Specific pieces of personal information we have collected about you; * Categories of personal information that we have disclosed or sold to a third party for a business purpose; and * Categories of third parties to whom the residents’ personal information was sold. Right to Delete: You have the right to request that we delete your personal information. Subject to certain exceptions, we will endeavor to delete your personal information and direct any service provider to delete your personal information. Right to Opt-Out: You have the right to direct us not to sell your personal information. If you are under the age of 16, you have the right to opt in, or to have a parent or guardian opt in on your behalf, to such sales. Right to Non-Discrimination: You have the right not to receive discriminatory treatment for exercising any of the rights described above. TO EXERCISE YOUR RIGHT TO KNOW OR RIGHT TO DELETION Right to Know: California residents may make up to two requests to know within a 12-month period. If you would like to exercise your rights, you can fill out our online webform or call us 1-866-653-5656. Right to Deletion: California residents may fill out our online webform or call us at 1-866-653-5656 to request that we delete your personal information. Verification: We will need to verify your identity before processing your request. In order to verify your identity, we will generally either require you to login to your account or we must be able to match certain information you provide us to the information we maintain about you. Certain requests may require us to obtain additional personal information from you. In certain circumstances, we may decline a request to exercise the right to know and/or right to deletion, particularly where we are unable to verify your identity or locate your information in our systems, or as permitted by law. TO EXERCISE YOUR RIGHT TO OPT-OUT You can opt-out by clicking Do Not Sell My Personal Information and managing your preferences in the Cookies Settings MINORS UNDER AGE 16 We do not “sell” the personal information of consumers we know to be under 16 years of age. REQUESTS SUBMITTED BY AUTHORIZED AGENTS In certain circumstances, you are permitted to use an authorized agent, as that term is defined by the CCPA (“Authorized Agent”), to submit requests on your behalf where you provide sufficient evidence that the requestor is an authorized agent with written permission to act on your behalf and you successfully verify your own identity with us. An Authorized Agent can make a request on a California resident’s behalf by: * For requests to know and delete: (1) providing a valid power of attorney under the laws of California; or (2) providing sufficient evidence to show that the California resident has (i) provided the Authorized Agent signed permission to act on their behalf, (ii) verified their own identity directly with us, and (iii) directly confirmed with us that they have provided the Authorized Agent permission to submit the request on their behalf. * For requests to opt out: submitting a signed permission demonstrating that the Authorized Agent has been authorized by the California resident to act on their behalf. NOTICE OF FINANCIAL INCENTIVES From the time to time, we may run sweepstakes, contests, or other offers and promotions (collectively, “Programs”) that may be deemed “financial incentives” in relation to our collection of personal information under CCPA. a business may offer financial incentives for the collection, sale or deletion of California residents’ personal information, provided it is not unjust, unreasonable, coercive or usurious, and is made available in compliance with applicable transparency, informed consent, and opt-out requirements. We may run sweepstakes or contests from time to time. Please refer to the terms and conditions of each Program for additional information about the Program, including how eligible consumers can opt-in or opt-out of the Program at any time. In order to enter a Program, you may be required to provide us or a service provider acting on our behalf with certain personal information, such as identifiers including your name and contact information (“Rewards Data”). If you submit your entry in accordance with the applicable Program’s rules, you may be entered into the Program and will get a chance to win a prize or receive another benefit from us. The value of Rewards Data is related to the value of your information and the costs associated with offering the Program. CALIFORNIA “SHINE THE LIGHT” In addition to the rights described above, California’s “Shine the Light” law permits California residents to request certain information regarding our disclosure, if any, of certain categories of personal information to third parties for their direct marketing purposes during the immediately preceding calendar year. To make such a request, please send an email to privacy@adtalem.com. This request may be made no more than once per calendar year. DO NOT TRACK Some web browsers may transmit “do-not-track” signals to websites with which the user communicates. We honor and respond to “do-no-track” signals. CHANGES TO THIS PRIVACY NOTICE This California Privacy Notice may be updated periodically. If we make material changes, we will attempt to let you know via email or other communication. We encourage you to periodically review this page for the latest information on our privacy practices. As long as you continue to use the Services, you agree to this California Privacy Notice and any updates we make to it. We will not, however, use your personal information in a manner that is materially different than what we disclosed to you at the time the personal information was collected without your consent. HOW TO CONTACT US If you have any questions or concerns about this California Privacy Notice, contact us at: Adtalem Global Education 500 W. Monroe Street 28th Floor Chicago, IL 60661 Email Us: privacy@adtalem.com ABOUT * About ACAMS * Careers * FAQs * External Event Accreditation * Partners * Affiliates * Press Room * Advertise with ACAMS * Standards of Conduct * Accessibility Statement OTHER ACAMS SITES * ACAMS Today * Moneylaundering.com * ACAMS Risk Assessment * ACAMS Community SOCIAL MEDIA NAVIGATION * Facebook * Instagram * LinkedIn * Twitter * YouTube FOOTER - COOKIE * Cookie Policy * Cookies Settings * Privacy Statement * Website Terms of Use * Cancellation & Refund Policies ©2022 ACAMS LLC. All Rights Reserved Your cart is currently empty