www.allstate.com
Open in
urlscan Pro
2a02:26f0:1700:38d::2af4
Public Scan
Submitted URL: http://allstatelifeinsurance.net/
Effective URL: https://www.allstate.com/life-insurance?CID=OTC-DNSR-GR-120523&att=brndlife
Submission: On December 06 via api from US — Scanned from DE
Effective URL: https://www.allstate.com/life-insurance?CID=OTC-DNSR-GR-120523&att=brndlife
Submission: On December 06 via api from US — Scanned from DE
Form analysis 1 forms found in the DOM
<form>
<div class="m-0">
<div class="p-0 text-color-theme">
<div class="zip-spacing position-relative mb-2"><span class="form-field-tag position-relative "><span class="svg-icon zip-icon"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 47 64">
<g fill="none" fill-rule="evenodd">
<g>
<g>
<path fill="currentColor" fill-rule="evenodd"
d="M23.358 32a8.643 8.643 0 1 1 0-17.287A8.643 8.643 0 0 1 32 23.358 8.643 8.643 0 0 1 23.358 32zM30.75 1.218C28.857.592 27.248.352 27.248.352A23.228 23.228 0 0 0 23.358 0c-1.33 0-2.624.137-3.893.352 0 0-1.609.24-3.5.866C6.703 4.322 0 13.063 0 23.355c0 8.864 5.09 14.794 10.478 21.07 4.5 5.241 9.156 10.663 11.188 18.277A1.751 1.751 0 0 0 23.358 64c.793 0 1.485-.533 1.689-1.298 2.034-7.614 6.688-13.036 11.188-18.277 5.39-6.276 10.48-12.206 10.48-21.07 0-10.292-6.704-19.033-15.965-22.137z">
</path>
</g>
</g>
</g>
</svg></span><input type="text" class="form-field zipcode-txt" name="zipcode" placeholder="Enter zip" maxlength="5" required="" aria-label="enter zip code" value=""></span></div>
<div><button class="btn btn-primary">use my current location</button></div>
</div>
</div>
</form>Text Content
You need to enable JavaScript to run this app.
Skip to main content
Explore Allstate
*
* Español
* Log in
*
*
* get a quote
* Insurance & more
* Insurance & more
* Vehicle
* Auto
* Motorcycle
* ATV/off-road
* Roadside
* Snowmobile
* Boat
* RV
* Car Ownership Center
* Property
* Homeowners
* Renters
* Condo
* Landlord
* Life
* Business
* Identity protection
* Phone protection
* Other
* Personal umbrella policy
* Retirement
* Allstate Health Solutions
* Voluntary employee benefits
* Pet
* Event
* Travel
* My Offers
* Resources
* Resources
* Welcome
* Vehicle
* Auto
* Motorcycle
* Powersports
* Property
* Home
* Renters
* Condo
* Landlord
* Life
* Business insurance
* Disaster help
* Identity protection
* Other
* Event
* Financial future
* Pet
* Claims
* Claims
* Overview
* File or track a claim
* Claims information
* Auto and motorcycle
* Home
* Catastrophe
* Condo
* Renters
* Business
* Life
* Phone protection
* Vendor services
* Contact & support
* Contact & support
* Overview
* FAQs
* Payments
* Mobile app
* Find an agent
* Your location is set for ,
Edit location
select a product to get a quote
Retrieve a saved quote
Auto
Home
Renters
Term life
Condo
Motorcycle
Identity protection
ATV/off-road
RV
Boat
Business
Pet
Event
Travel
Select a Product
go
Retrieve a saved quote
* Insurance & more
* Insurance & more
* Vehicle
* Auto
* Motorcycle
* ATV/off-road
* Roadside
* Snowmobile
* Boat
* RV
* Car Ownership Center
* Property
* Homeowners
* Renters
* Condo
* Landlord
* Life
* Business
* Identity protection
* Phone protection
* Other
* Personal umbrella policy
* Retirement
* Allstate Health Solutions
* Voluntary employee benefits
* Pet
* Event
* Travel
* My Offers
* Resources
* Resources
* Welcome
* Vehicle
* Auto
* Motorcycle
* Powersports
* Property
* Home
* Renters
* Condo
* Landlord
* Life
* Business insurance
* Disaster help
* Identity protection
* Other
* Event
* Financial future
* Pet
* Claims
* Claims
* Overview
* File or track a claim
* Claims information
* Auto and motorcycle
* Home
* Catastrophe
* Condo
* Renters
* Business
* Life
* Phone protection
* Vendor services
* Contact & support
* Contact & support
* Overview
* FAQs
* Payments
* Mobile app
* Find an agent
* Explore Allstate
* Explore Allstate
Allstate
We help customers realize their hopes and dreams by providing the best
products and services to protect them from life's uncertainties and prepare
them for the future.
logins
* My Account
* Allstate Rewards
* Financial
* Flood insurance
* Motor Club
* Roadside Service
affiliates
* Allstate Identity Protection
* Answer Financial
* Arity
* Avail car sharing
* Encompass
* National General
* Allstate Health Solutions
connect with us
*
*
*
*
*
* Allstate corporation
* Allstate mobile app
* *
NOT YOUR ZIP CODE?
use my current location
* Español
PLAN FOR YOUR FUTURE, PROTECT THEIRS
Get a quick quote for term life insurance.
get a quote
echo
* Allstate
* Life insurance
LIFE INSURANCE
Explore life
* Overview
* Term life
WHAT IS LIFE INSURANCE?
Life insurance is a way you can protect your family and loved ones, even after
you pass away. Rather than leaving your family with existing debt, funeral
expenses and other everyday costs, they’ll receive a tax-free death benefit or
payout. This can provide financial security and stability. With a life insurance
policy, you’re prepared for the worst but can plan for the best.
DO I NEED LIFE INSURANCE?
Just about everyone can benefit from some level of life insurance protection for
their loved ones. You might be just starting out, raising a family, or preparing
for your golden years—as long as you have loved ones you want to protect if you
pass away, life insurance can help. The key is finding a policy that fits you.
Whether you’re looking for a lot of coverage or just the basics, we have a
policy for what you need.
Life insurance can help your loved ones:
* Cover the rising cost of funeral expenses
* Replace lost wages or the value of your time (e.g., stay-at-home spouse)
* Pay off debt
* Provide for a college education
* Leave an inheritance
HOW MUCH COVERAGE DO I NEED?
A good starting place for determining how much coverage you need is to add up
any financial responsibilities your loved ones would be left with. That could
include the cost of a funeral, childcare, a mortgage, college education,
outstanding debts or other everyday expenses. Your coverage amounts should
account for things you currently pay for or know you will be paying for in the
future.
Without enough coverage, your family might be left with large, unexpected
financial burdens. Our coverage calculator can help you land on an estimate to
ensure they’re protected.
find the right coverage
WHAT TYPES OF LIFE INSURANCE ARE THERE?
Most life insurance falls in two basic categories: term and permanent. Term
lasts for a set period of time, and permanent lasts your entire life.
Term life Permanent life Cost As low as $10/mo Price varies Coverage term 10-40
years Your entire life In-person medical exam Sometimes required Sometimes
required Other benefits that may be available
* Conversion to a permanent policy
* Coverage for children
* Accidental death benefit
* Cash value with tax-deferred growth
* Ability to take out loans or withdrawals on policy value
* Accidental death benefit
* Optional add-ons for long term care coverage (not Accidental death benefit)
WHICH LIFE INSURANCE POLICY IS RIGHT FOR ME?
Which life policy is right for you depends on what you’re looking for. Our
LifeTrek tool can help identify the level of life insurance protection you need,
taking into account your finances and unique goals. Just answer a few questions.
find the right policy
WHY CHOOSE TERM LIFE INSURANCE?
Term life insurance is perfect for anyone trying to save money today and keep
their loved ones protected in the future. Whether you’re single, married with
kids, approaching retirement, or anywhere in between, an active term life
insurance policy protects whoever might be left with a financial burden. It’s
also significantly less expensive than permanent life insurance.
learn about term life
PEACE OF MIND AT A
PRICE THAT FITS YOUR LIFE
Get a quick quote for term life insurance
get a quote
WHAT IS PERMANENT LIFE INSURANCE?
Permanent life insurance is a policy that lasts from the time you buy it until
the time you pass away—assuming all ongoing payments are made. On top of paying
a death benefit to your family, it can also include a separate cash value
savings component. Cash value can benefit you while alive by helping you pay
your premiums, take out loans on your policy and more.
There are a few different permanent life insurance policy options. Looking for
permanent life insurance? Call 1-800-497-7970.
* WHOLE
Whole life insurance gives predictable lifelong protection with the most
guarantees, like a fixed premium and death benefit.
learn more
* UNIVERSAL
Universal life insurance provides flexible protection that can last your
lifetime and includes some cash accumulation options.
learn more
* VARIABLE
Variable life insurance offers different investment options for cash value
and flexibility in benefits.
learn more
WHAT FACTORS SHAPE MY LIFE INSURANCE COST?
What you pay for life insurance is affected by a lot of factors. Some of those
factors are related to you, others are related to the world around you.
* Age: Generally, the younger you are when you buy your policy, the lower your
premium will be.
* Term vs. Permanent: Term policies are significantly less expensive than
permanent plans.
* Length of term: Term policies are available in 10- to 40-year term lengths.
* Coverage amount: A policy with a larger death benefit amount will naturally
cost more than a similar policy with a smaller benefit amount.
* Health history: Things like your current health, health history and family
medical history all shape your price.
* Lifestyle: Smoking or high-risk hobbies often lead to higher premiums.
LIFE INSURANCE FAQS
CAN LIFE INSURANCE BE AFFORDABLE ON A TIGHT BUDGET?
It certainly can. The misconception about the price of life insurance is the
main reason many people opt out. Consumers think life insurance costs nearly
three times the actual price, according to a report by the nonprofit Life
Happens. Premiums depend on many factors, including your age and health, so it's
advised to look into life insurance now rather than waiting until you’re older.
I HAVE LIFE INSURANCE THROUGH MY WORK. WHY DO I NEED AN INDIVIDUAL POLICY?
Employers often offer life insurance policies — and that’s a great start. The
problem is this coverage only lasts while you’re employed with the company,
which puts you at risk if you change or lose your job. And most people usually
need far more than what their employee can offer.
SHOULD I WAIT TO BUY LIFE INSURANCE?
Not married? Kids not in your immediate future? You may think you don’t need
life insurance yet, but it may be to your advantage to buy it today. Generally,
the younger and healthier you are when you initially purchase life insurance,
the less expensive it is, and the easier it is to qualify for it. Each year that
you wait to purchase life insurance, your rates will most likely increase. And
if you develop any health issues in the future, it may impact your ability to
get life insurance regardless of your age.
STORIES & TIPS
FOR EVERYDAY LIFE
previous
* What is variable universal life insurance?
* What is my return on a universal life insurance policy?
* 4 reasons to create a will
* What is a life insurance beneficiary?
* What is long-term care insurance?
* What is universal life insurance?
* What's a living will and how can it help?
* What is indexed universal life insurance?
next
*
*
*
*
*
*
*
*
YOU'RE IN GOOD HANDS®
* Company
* Allstate corporation
* Underwriting companies
* Careers
* Quick links
* Contact & support
* Claims
* Resources
* Sitemap
* All insurance coverages
* Insurance
* Car insurance
* Home insurance
* Life insurance
* Renters insurance
* Condo insurance
* Motorcycle insurance
* RV Insurance
* Business insurance
* Identity protection
* Roadside
select a product to get a quote
Select a Product
go
Retrieve a saved quote
* terms of use
* privacy & security
* CA notice at collection
* CA financial incentive notice
* accessibility
* ad choices
©2022 Allstate Insurance Company
Securities offered by Personal Financial Representatives through Allstate
Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer.
Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506.
877-525-5727. Check the background of this firm on FINRA's BrokerCheck website
(https://brokercheck.finra.org).
Policy issuance is subject to availability and qualifications. These policies
have exclusions, limitations, and terms that may affect coverage, renewal,
cancellation, termination, or other contractual rights and benefits. Rates
quoted are subject to change and are set at the company's sole discretion. Terms
and limitations apply. See individual product riders for terms, conditions and
restrictions. For costs and complete details of coverage, call an Allstate
agency.