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Submission: On January 17 via manual from US — Scanned from GB
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* About us
* Become a partner
* Contact us
* FAQs
* Business Solutions
* Business Bank Accounts
* Franchise Loans
* Personal Guarantee Insurance
* Funding Solutions
* Asset Finance
* Asset Refinancing
* Bridging Loans
* VAT Loans & Corporation Tax Loan
* Apply – VAT Funding
* Cash Flow Products
* Bad Credit Business Loans
* Debt Consolidation Loans
* Emergency Business Loans
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* Invoice Finance Calculator
* Invoice Finance Information
* Selective Invoice Finance
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* Revenue Based Loans
* Revolving Credit Facility
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* Small Business Loans
* Sole Trader Loans
* Start-up Business Loans
* Unsecured Business Loans
* Working Capital Loans
* Professions Funding
* Accountancy Practice Loans
* Dental Practice Loans
* Optometry Finance
* Pharmacy Finance
* Solicitor Practice Loans
* Veterinary Practice Loans
* SME Loans
* Agricultural Finance & Farm Loans
* Bar & Pub Loans
* Construction Finance
* E-commerce Loans
* Florist Business Loans
* Garage Loans
* Hotel Funding Loans
* Marketing Agency Funding
* Property Development Finance
* Recruitment Finance
* Restaurant Loans
* Scaffolding Loans
* Self Employed Loans
* Apply Online
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SMART FUNDING SOLUTIONS
UK Business Loans & Finance. Our range of Cash Flow Products & Funding Solutions
could assist your business with between £5,000 and £5,000,000.
Apply online
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SMART FUNDING SOLUTIONS | BUSINESS LOANS & FINANCE SOLUTIONS
CHOOSE SMART FUNDING SOLUTIONS
DECISION WITHIN 48 HOURS
OVER 250 FUNDING LINES
FUNDS WITHIN 48 HOURS OF ACCEPTANCE
BORROW FROM £5,000
WANT TO FIND OUT MORE OR APPLY?
CONTACT OPTIONS:
1.) Click here to apply online
2.) Request a call back by filling in our enquiry form
3.) Call our friendly team on the number below:
01244 267694
4.) Click the button below to chat live on WhatsApp:
ENQUIRY FORM
First Name* Last Name* Email* Select Value Lead Marketing Qualified Lead Sales
Qualified Lead Customer Competitor Partner Analyst Vendor Others Anonymous Are
you happy to receive marketing emails from us & our partners? Mobile* Business
Name* Monthly Turnover* Select Value General IT
Smart Funding Solutions work directly with you to secure the funding that best
suits your business. Borrow from as little as £5,000 and give your business the
cash flow it needs to help it thrive.
At Smart Funding Solutions, we appreciate that every business is different and
work with you to secure the funds you request as quickly as we’re able to. Sit
back, relax and let us take care of the hard work for you!
CHOOSE SMART FUNDING SOLUTIONS
SECURE FINANCE FOR UK PROFESSIONS USING OUR WEALTH OF EXPERIENCE
SMART FUNDING SOLUTIONS WORK WITH OVER 250 LINES OF CREDIT TO ENSURE WE FIND YOU
A COMPETITIVE RATE.
SMART FUNDING SOLUTIONS PROCESS APPLICATIONS QUICKLY, EXPECT A DECISION WITHIN
48 HOURS.
YOU'LL RECEIVE THE FUNDS WITHIN 48 HOURS OF YOUR APPLICATION BEING APPROVED.
FLEXIBLE TERMS, FROM 3 MONTHS TO 5 YEARS TO SUIT YOU.
DO YOU HAVE A QUESTION FOR US?
If you have any questions about how Smart Funding Solutions works, or whether
we’re able to provide a solution for you and your business, simply fill in our
contact form and one of our advisors will be in touch to assist you.
We’re available Monday to Friday, between 9am & 5pm to assist you with any
queries. Contact Smart Funding Solutions today and we’ll provide all of the help
we can.
01244 267694
FREQUENTLY ASKED QUESTIONS
What is VAT funding?
VAT funding is a form of financing used by businesses to spread the cost of a
quarterly VAT tax bill, over 3 monthly repayments, this can also be widely known
as a VAT loan.
Many businesses find that their working capital is strained by VAT. VAT funding
can help relieve this burden and free up capital to be spent in other areas of
your business.
Smart Funding Solutions work with prime rate lenders that typically don’t
require a personal guarantee, they pay HMRC direct and you repay over an
affordable 3 month period at a low interest rate.
Once we have set you up with a lender, this can act as a revolving credit
facility that you can renew every 3 months in line with your quarterly VAT
returns.
Along with funding VAT, we can also help with Corporation Tax and
Self-Assessment Tax facilities.
What are the benefits of VAT funding?
Benefits of VAT funding:
* Takes the pressure off cash reserves
* Retain working capital for other business areas
* Smooths cash flow peaks and troughs
* Fixed monthly repayments
* Competitive rates
* Quick and simple to arrange
* Can be paid directly to HMRC
What are secured loans?
A secured loan is a loan secured against an asset, for example, a property that
you own. As the loan is secured by an asset, it’s also known as asset-backed
lending. This means that you borrow a set amount and if you don’t keep up with
loan repayments, you could lose your asset.
Types of secured loans include where a company director uses their private home
to raise money for any business rationale. You can also look to get a secured
loan against assets within the business, such as machinery, vehicles or
equipment. The amount you can borrow will depend on the equity within your
property or business assets.
Any equity must cover the loan amount needed, important to bare this in mind
when deciding how much funding is desired. Contact Smart Funding Solutions for
more information on secured business loans.
What are the advantages of a secured loan?
Advantages of a secured loan:
* Larger loan amounts – you can borrow more money with a secured loan, usually
up to around £125,000 depending on the amount of equity available in the
property you are securing the loan against.
* Longer periods to pay back – loans can stretch beyond the typical 3-5 years
of an unsecured loan, giving you longer to pay the loan back.
* Lower repayments – as the secured loan can be paid back over a longer period
and interest rates are low, repayments can be lower and more easily budgeted
for, which is ideal for a new business where cash flow can be a challenge.
* Good for poorer credit history – lenders prefer secured loans for borrowers
with a less-than-perfect credit history, as they know the amount can be
repaid in the event of a loan default.
What is VAT funding?
VAT funding is a form of financing used by businesses to spread the cost of a
quarterly VAT tax bill, over 3 monthly repayments, this can also be widely known
as a VAT loan.
Many businesses find that their working capital is strained by VAT. VAT funding
can help relieve this burden and free up capital to be spent in other areas of
your business.
We work with prime rate lenders that typically don’t require a personal
guarantee, they pay HMRC direct and you repay over an affordable 3 month period
at a low interest rate.
Once we have set you up with a lender, this can act as a revolving credit
facility that you can renew every 3 months in line with your quarterly VAT
returns.
Along with funding VAT, we can also help with Corporation Tax and
Self-Assessment Tax facilities.
What are the benefits of VAT funding?
Benefits of VAT funding:
* Takes the pressure off cash reserves
* Retain working capital for other business areas
* Smooths cash flow peaks and troughs
* Fixed monthly repayments
* Competitive rates
* Quick and simple to arrange
* Can be paid directly to HMRC
What are secured loans?
A secured loan is a loan secured against an asset, for example, a property that
you own. As the loan is secured by an asset, it’s also known as asset-backed
lending. This means that you borrow a set amount and if you don’t keep up with
loan repayments, you could lose your asset.
Types of secured loans include where a company director uses their private home
to raise money for any business rationale. You can also look to get a secured
loan against assets within the business, such as machinery, vehicles or
equipment. The amount you can borrow will depend on the equity within your
property or business assets. Any equity must cover the loan amount needed,
important to bare this in mind when deciding how much funding is desired.
What are the advantages of taking an unsecured loan?
Advantages of an unsecured loan:
* Smaller loan amounts – If you need only a small amount, such as £25,000, then
an unsecured loan makes sense especially if you’ve got a property and don’t
want to expose it to the risk of repossession. Lender will require you to
sign a personal guarantee, opposed to asking for legal security against your
property.
* Flexible repayment periods – unsecured loans can have any repayment period,
up to around five years. The longer the loan period, the lower the interest
rate you’ll be charged on the loan.
* Good for those already trading – as the loan is unsecured, the lender will
assess it against your business’s trading position. They will also perform
background checks such as your credit history, cash flow position, balance
sheet and cash reserves.
* Quicker to obtain – unsecured loans for small amounts are quicker to get
approved, with fewer processes and legal headaches.
* No property exposure – no need to put up property as security and few admin
costs.
What are the advantages of a secured loan?
Advantages of a secured loan:
* Larger loan amounts – you can borrow more money with a secured loan, usually
up to around £125,000 depending on the amount of equity available in the
property you are securing the loan against.
* Longer periods to pay back – loans can stretch beyond the typical 3-5 years
of an unsecured loan, giving you longer to pay the loan back.
* Lower repayments – as the secured loan can be paid back over a longer period
and interest rates are low, repayments can be lower and more easily budgeted
for, which is ideal for a new business where cash flow can be a challenge.
* Good for poorer credit history – lenders prefer secured loans for borrowers
with a less-than-perfect credit history, as they know the amount can be
repaid in the event of a loan default.
What are unsecured loans?
Unsecured business loans are a type of funding that doesn’t require the business
to put up any personally owned or business-owned assets up as collateral. This
differs from secured business loans, which require the finance to be backed by
an asset of some type.
Because no assets are secured against an unsecured loan, it’s a requirement in
the majority of cases that the person taking out the loan, the borrower, has a
good credit rating. Due to these types of loan having no security by way of
assets, they tend to have a shorter repayment period with a higher rate of
interest.
Unsecured loans are suitable for growing businesses in need of immediate money
to expand or develop further.
What are working capital & cash flow loans?
Working capital loans, are loans that fund everyday business operations.
Businesses use working capital loans to cover things like payroll, rent and debt
payments. This is a flexible loan option for small businesses that need cash
quickly to cover immediate expenses.
Cash flow loans are similar to working capital loans, but they’re approved
solely on your business’s past and future cash flow projections. You may not
have to put up collateral and the approval process can take just a few hours.
This a highly flexible loan compared to other business funding options, which
require a fair number of hoops to jump through for approval.
Essentially, they can fall in both the unsecured and secured funding categories,
depending on how much capital is needed and how quickly. Short term cash flow
issues can quickly be resolved by way of an unsecured loan with a personal
guarantee and long-term working capital can be achieved by way of securing a
loan against any assets that you have.
We can look to achieve both working capital & cash flow loans with basic
business information, such as bank statements, accounts and managements. Funders
nowadays have intelligent ways of lending money, from securing loans against
asset free vehicles to lending against your average card transactions throughout
the business.
The benefits of working capital & cash flow loans
By using a loan for working capital, you can free up cash for your business
growth or expansion plans without relying on your invoices to raise finance.
It can also help seasonal businesses manage their cash flow during peak and low
seasons. Any form of working capital or cash flow loan gives you the cash you
need to meet your basic business expenses if something goes wrong and you need
some time to recoup losses.
It’s also a great way to keep your company’s growth from getting out of hand,
which is sometimes the case with rapid growth. You’ll have the cash you need to
purchase inventory and pay for the staff you need to keep your business running
smoothly while you grow.
What are unsecured loans?
Unsecured business loans are a type of funding that doesn’t require the business
to put up any personally owned or business-owned assets up as collateral. This
differs from secured business loans, which require the finance to be backed by
an asset of some type.
Because no assets are secured against an unsecured loan, it’s a requirement in
the majority of cases that the person taking out the loan, the borrower, has a
good credit rating. Due to these types of loan having no security by way of
assets, they tend to have a shorter repayment period with a higher rate of
interest.
Unsecured loans are suitable for growing businesses in need of immediate money
to expand or develop further. Smart Funding Solutions can help with unsecured
business loans.
What are the advantages of an unsecured loan?
Advantages of an unsecured loan:
* Smaller loan amounts – If you need only a small amount, such as £25,000, then
an unsecured loan makes sense especially if you’ve got a property and don’t
want to expose it to the risk of repossession. Lender will require you to
sign a personal guarantee, opposed to asking for legal security against your
property.
* Flexible repayment periods – unsecured loans can have any repayment period,
up to around five years. The longer the loan period, the lower the interest
rate you’ll be charged on the loan.
* Good for those already trading – as the loan is unsecured, the lender will
assess it against your business’s trading position. They will also perform
background checks such as your credit history, cash flow position, balance
sheet and cash reserves.
* Quicker to obtain – unsecured loans for small amounts are quicker to get
approved, with fewer processes and legal headaches.
* No property exposure – no need to put up property as security and few admin
costs.
What are working capital & cash flow loans?
Working capital loans, are loans that fund everyday business operations.
Businesses use working capital loans to cover things like payroll, rent and debt
payments. This is a flexible loan option for small businesses that need cash
quickly to cover immediate expenses.
Cash flow loans are similar to working capital loans, but they’re approved
solely on your business’s past and future cash flow projections. You may not
have to put up collateral and the approval process can take just a few hours.
This a highly flexible loan compared to other business funding options, which
require a fair number of hoops to jump through for approval.
Essentially, they can fall in both the unsecured and secured funding categories,
depending on how much capital is needed and how quickly. Short term cash flow
issues can quickly be resolved by way of an unsecured loan with a personal
guarantee and long-term working capital can be achieved by way of securing a
loan against any assets that you have.
We can look to achieve both working capital & cash flow loans with basic
business information, such as bank statements, accounts and managements. Funders
nowadays have intelligent ways of lending money, from securing loans against
asset free vehicles to lending against your average card transactions throughout
the business. Contact Smart Funding Solutions for further information on working
capital and cash flow loans.
What are the benefits of working capital & cash flow loans?
By using a loan for working capital, you can free up cash for your business
growth or expansion plans without relying on your invoices to raise finance.
It can also help seasonal businesses manage their cash flow during peak and low
seasons. Any form of working capital or cash flow loan gives you the cash you
need to meet your basic business expenses if something goes wrong and you need
some time to recoup losses.
It’s also a great way to keep your company’s growth from getting out of hand,
which is sometimes the case with rapid growth. You’ll have the cash you need to
purchase inventory and pay for the staff you need to keep your business running
smoothly while you grow.
CALL OUR FRIENDLY TEAM - WE'RE HAPPY TO HELP
01244 267694
OPENING HOURS
Monday - Friday:
9am - 5pm
Saturday & Sunday:
Closed
CONTACT US
11 Centenary Close, Broughton, Chester, CH4 0FY
01244 267694
enquiries@smartfundingsolutions.co.uk
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Smart Funding Solutions is a trading style of Smart Funding Solutions Limited
(FRN: 972740) who are Appointed Representatives of White Rose Finance Group Ltd
(FRN: 630772) who are directly authorised by the Financial Conduct Authority.
Please make borrowing decisions carefully. Property or other assets offered as
security, may be at risk if you cannot keep up with your repayments.
Data Protection Statement: We comply fully with the General Data Protection
Regulations (GDPR) 2018 and all client data and information you provide to us
will be managed, processed, and kept secure in accordance with the GDPR. We will
never share, sell, or distribute client data to any other third party other than
Banks, Lenders, Brokers or Packagers whom we believe may serve the best
interests of you the client.
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