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45
 * PERSONAL
 * PIONEER PRIVATE
 * PIONEER
 * NRI
 * BUSINESS
 * CORPORATE
 * INDUS PAYWEAR

18602677777
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 * A- A A+ A A

 * Accounts & Deposits
    * Accounts
      Savings Account Up to 6.75% p.a.
      Zero Balance Savings Account
      Corporate Salary Account
      Uniformed Personnel Account
      Current Account
      Deposits
      Fixed Deposit Up to 7.75% p.a.
      Recurring Deposit
      Senior Citizen FD Up to 8.25% p.a.
      Auto Sweep FD
      Locker
      Safe Deposit Locker
      
      
      QUICK LINKS
      
       * SA Interest Rates
       * FD Calculator
       * FD Interest Rates
       * Open a Savings Account
       * Open a Fixed Deposit
       * CASA Welcome Kit
      
      Save Today, Enjoy More Tomorrow
      Earn high interest up to 6.75% p.a. on savings
      Apply Now

 * Cards
    * Debit Card
      Duo Card
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      Legend Credit Card
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      Pinnacle Credit Card
      Nexxt Credit Card
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      Loan On Credit Card
      Agri Loan
      Professional Loan to Doctors
      Medical Equipment Loan
      Home Loan
      Inclusive Banking
      
      
      QUICK LINKS
      
       * Personal Loan EMI Calculator
       * Apply for a Personal Loan
       * Apply for Business Loan
      
      Celebrate Big with Instant Personal Loan!
      Enjoy discounted 1.5% processing fee this festive season
      Apply Now

 * Apply Online
    * Accounts & Deposits
      Savings Account Up to 6.75% p.a.
      Fixed Deposit Up to 7.75% p.a.
      Current Account
      Cards & Loan
      Credit Cards
      Forex Card
      Personal Loan
      Business Loan
      Affordable Home Loans
      Vehicle Loans
      MSME Loans
      FASTag
      Mutual Funds
      Send Money Abroad
      Govt. Social Security Schemes
      Insurance - IndiQwik
      Set up E-Mandate
      Udyam Registration
      
      
      QUICK LINKS
      
       * V-KYC
       * Re-KYC
       * Debit Card Related
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       * Get Mini Statement
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      Enjoy 100% Digital Process & Instant Approval
      Choose from a range of lifetime-free credit cards
      Apply Now

 * Digital Banking
    * Digital Platforms
      IndusMobile
      INDIE
      IndusNet
      Whatsapp Banking
      IndusInd Bank Video Branch
      Indus Forex Online Portal
      Samsung Wallet
      Setup E-Mandate
      Google Pay
      Quick Pay
      Bharat QR
      UPI BHIM IndusPay
      Indus Paywear
      Debit Card EMI
      UPI on IndusMobile
      FASTag
      IndusAssist - Voice Banking on Alexa
      IndusAssist - Virtual Assistant on Chat
      Make Payments
      Credit Card Bill Payment
      Click Pay
      Send Money Abroad
      Loan Repayment
      Pay Insurance Premium
      Digital Rupee (e₹)
      Bill Payment
      E-Mandate
      NEFT/RTGS
      Tax Payment
      An Unparalleled Banking Experience Awaits You!
      INDIE by IndusInd Bank
      Scan the QR to download

 * % Rates & Offers
    * Interest Rates
      Savings Account Up to 6.75% p.a.
      Fixed Deposit Up to 7.75% p.a.
      FD for Sr. Citizen Up to 8.25% p.a.
      Offers
      IndusInd Bank Offers
      Credit Card Rewards
      Forex Card
      
      
      QUICK LINKS
      
       * Open a Savings Account
       * Open a Fixed Deposit
      
      Guaranteed Growth, No Risk Attached
      Enjoy fixed deposit returns of up to 7.75% p.a.
      Apply Now

 * Investments & Insurance
    * Foreign Exchange
      Forex Card
      Inward Remittances
      Outward Remittances
      IndusForex Portal
      FX Retail
      Wealth & Insurance
      Mutual Funds New
      Sovereign Gold Bonds
      Alternate Products
      Government Securities
      National Pension System
      ASBA
      Insurance for Me & My Family
      Insurance for Business
      
      
      QUICK LINKS
      
       * Goal Calculator
       * SIP Calculator
       * Retirement Calculator
      
      Grow Your Wealth with SIP or Lumpsum Investments
      Enjoy 0 account opening charges & 100% digital process.
      Start Investing

 * Accounts
    * Savings Account Up to 6.75% p.a.
      Zero Balance Savings Account
      Corporate Salary Account
      Uniformed Personnel Account
      Current Account
       * Quick Links
         * SA Interest Rates
         * Open a Savings Account
         * CASA Welcome Kit
      
      Save Today, Enjoy More Tomorrow
      Earn high interest up to 6.75% p.a. on savings
      Apply Now

 * Deposits
    * Fixed Deposit Up to 7.75% p.a.
      Recurring Deposit
      Senior Citizen FD Up to 8.25% p.a.
      Auto Sweep FD
      Safe Deposit Locker
       * Quick Links
         * FD Calculator
         * FD Interest Rates
         * Open a Fixed Deposit
      
      Save Today, Enjoy More Tomorrow
      Earn high interest up to 6.75% p.a. on savings
      Apply Now

 * Credit Cards
    * IndusInd Bank Credit Cards
      Platinum RuPay Credit Card Lifetime Free
      Legend Credit Card Lifetime Free
      EazyDiner Credit Card Premium
      Platinum Aura Edge Credit Card Lifetime Free
      Platinum Visa Credit Card Lifetime Free
      Pinnacle Credit Card Premium
      Nexxt Credit Card Premium
      Tiger Credit Card Lifetime Free
      Samman Credit Card Premium
      EazyDiner Platinum Credit Card Lifetime Free
      Avios Visa Infinite Credit Card Super Premium
       * Quick Links
         * IndusInd Bank Offers
         * Check Credit Card Rewards
         * Apply for a Credit Card
         * Apply for a Rupay Credit Card
      
      Get Lifetime-Free Platinum RuPay Credit Card
      Unlock 2X rewards on UPI payments this festive season
      Apply Now

 * Other Cards
    * Debit Card
      Duo Card
      Corporate Cards
      Business Cards
      Forex Card
      Prepaid Card
      E-Mandate on Debit Card
      
      Get Lifetime-Free Platinum RuPay Credit Card
      Unlock 2X rewards on UPI payments this festive season
      Apply Now

 * Loans
    * Personal Loan
      Business Loan
      Vehicle Loans
      New Car Loan
      Used Car Loan
      Two Wheeler Loan
      Affordable Home Loans
      Gold Loan
      Loan against Property
      Loan against Securities
      Loan On Credit Card
      Agri Loan
      Professional Loan to Doctors
      Medical Equipment Loan
      Home Loan
       * Quick Links
         * Personal Loan EMI Calculator
         * Apply for a Personal Loan
         * Apply for Business Loan
      
      Celebrate Big with Instant Personal Loan!
      Enjoy discounted 1.5% processing fee this festive season
      Apply Now

 * Apply Online
    * Savings Account Up to 6.75% p.a.
      Fixed Deposit Up to 7.75% p.a.
      Current Account
      Credit Cards
      Forex Card
      Personal Loan
      Business Loan
      Affordable Home Loans
      Vehicle Loans
      MSME Loans
      FASTag
      Mutual Funds
      Send Money Abroad
      Govt. Social Security Schemes
      Insurance - IndiQwik
      Set up E-Mandate
      Udyam Registration
       * Quick Links
         * V-KYC
         * Re-KYC
         * Debit Card Related
         * Credit Card Related
         * Get Mini Statement
         * Refer A Friend
      
      Enjoy 100% Digital Process & Instant Approval
      Choose from a range of lifetime-free credit cards
      Apply Now

 * Digital Banking
    * IndusMobile
      INDIE
      IndusNet
      Whatsapp Banking
      IndusInd Bank Video Branch
      IndusForex Online Portal
      Samsung Wallet
      Setup E-Mandate
      Google Pay
      Quick Pay
      Bharat QR
      UPI BHIM IndusPay
      Indus Paywear
      Debit Card EMI
      UPI on IndusMobile
      FASTag
      IndusAssist - Voice Banking on Alexa
      IndusAssist - Virtual Assistant on Chat
      
      An Unparalleled Banking Experience Awaits You!
      INDIE by IndusInd Bank
      Scan the QR to download

 * Make Payment
    * Credit Card Bill Payment
      Click Pay
      Send Money Abroad
      Loan Repayment
      Pay Insurance Premium
      Digital Rupee (e₹)
      Bill Payment
      E-Mandate
      NEFT/RTGS
      Tax Payment
      

 * Offers
    * IndusInd Bank Offers
      Credit Card Rewards
      Forex Card
      
      Guaranteed Growth, No Risk Attached
      Enjoy fixed deposit returns of up to 7.75% p.a.
      Apply Now

 * Investments & Insurance
    * Wealth & Insurance
      Mutual Funds New
      Sovereign Gold Bonds
      Alternate Products
      Government Securities
      National Pension System
      ASBA
      Insurance for Me & My Family
      Insurance for Business
      Forex Card
      Inward Remittances
      Outward Remittances
      IndusForex Portal
      FX Retail
       * Quick Links
         * Goal Calculator
         * SIP Calculator
         * Retirement Calculator
      
      Grow Your Wealth with SIP or Lumpsum Investments
      Enjoy 0 account opening charges & 100% digital process.
      Start Investing

 * Quick Links
    * Blogs
      Calculators
      FAQs
      

 * Vehicle Auction
    * Indus EasyWheels
      Register Now
      Login
      Blogs
      View all Live Auctions
      View all Vehicles
      View all Two-Wheelers
      View All Cars
      FAQs
      Partner Services
      

 * Inclusive Banking
    * Range of Solutions
      

Rates
 * Savings Account (Up to) 6.75%*
 * Fixed Deposit (Up to)7.75%*
 * Fixed Deposit Sr. Citizen8.25%*


 * PERSONAL
 * PIONEER PRIVATE
 * PIONEER
 * NRI
 * BUSINESS
 * CORPORATE
 * INDUS PAYWEAR

18602677777
 * 

Login
 * PERSONAL
   
   * NETBANKING
     
     Login Register
 * NON RESIDENT
   
   * NETBANKING
     
     Login Register
 * BUSINESS
   * Login
 * CORPORATE
   * Login
 * SCF
   * Login
 * CARDS
   
   * CREDIT CARD
     
     Login Register
   
   * FOREX CARD
     
     Login Register
 * REMIT MONEY
   * IndusFast Remit
 * OTHER
   * Indus Collect Indus Speed Remit
   * E-Trading Kotak FASTag

Quick Links
 * Blogs
 * Calculators
 * FAQs
 * V-KYC
 * RE-KYC
 * Debit Card Related
 * Credit Card Related
 * CASA Welcome Kit
 * Manage Mandate(s)
 * Get Mini Statement
 * Refer A Friend

Vehicle Auction
 * Indus EasyWheels
 * Register Now
 * Login
 * Blogs
 * View all Live Auctions
 * View all Vehicles
 * View all Two-Wheelers
 * View All Cars
 * FAQs

 * Accounts & Deposits
    * Accounts
      Savings Account Up to 6.75% p.a.
      Zero Balance Savings Account
      Corporate Salary Account
      Uniformed Personnel Account
      Current Account
      Deposits
      Fixed Deposit Up to 7.75% p.a.
      Recurring Deposit
      Senior Citizen FD Up to 8.25% p.a.
      Auto Sweep FD
      Locker
      Safe Deposit Locker
      
      
      QUICK LINKS
      
       * SA Interest Rates
       * FD Calculator
       * FD Interest Rates
       * Open a Savings Account
       * Open a Fixed Deposit
       * CASA Welcome Kit
      
      Save Today, Enjoy More Tomorrow
      Earn high interest up to 6.75% p.a. on savings
      Apply Now

 * Cards
    * Debit Card
      Duo Card
      Corporate Cards
      Business Cards
      Forex Card
      Prepaid Card
      E-Mandate on Debit Card
      IndusInd Bank Credit Cards
      Platinum RuPay Credit Card
      Legend Credit Card
      EazyDiner Credit Card
      Pinnacle Credit Card
      Nexxt Credit Card
      Tiger Credit Card
      Samman Credit Card
      Platinum Aura Edge Credit Card
      Platinum Visa Credit Card
      Avios Visa Infinite Credit Card
      EazyDiner Platinum Credit Card
      
      
      QUICK LINKS
      
       * IndusInd Bank Offers
       * Check Credit Card Rewards
       * Apply for a Credit Card
       * Apply for a Rupay Credit Card
      
      Get Lifetime-Free Platinum RuPay Credit Card
      Unlock 2X rewards on UPI payments this festive season
      Apply Now

 * Loans
    * Personal Loan
      Business Loan
      Vehicle Loans
      New Car Loan
      Used Car Loan
      Two Wheeler Loan
      Affordable Home Loans
      Gold Loan
      Loan against Property
      Loan against Securities
      Loan On Credit Card
      Agri Loan
      Professional Loan to Doctors
      Medical Equipment Loan
      Home Loan
      Inclusive Banking
      
      
      QUICK LINKS
      
       * Personal Loan EMI Calculator
       * Apply for a Personal Loan
       * Apply for Business Loan
      
      Celebrate Big with Instant Personal Loan!
      Enjoy discounted 1.5% processing fee this festive season
      Apply Now

 * Apply Online
    * Accounts & Deposits
      Savings Account Up to 6.75% p.a.
      Fixed Deposit Up to 7.75% p.a.
      Current Account
      Cards & Loan
      Credit Cards
      Forex Card
      Personal Loan
      Business Loan
      Affordable Home Loans
      Vehicle Loans
      MSME Loans
      FASTag
      Mutual Funds
      Send Money Abroad
      Govt. Social Security Schemes
      Insurance - IndiQwik
      Set up E-Mandate
      Udyam Registration
      
      
      QUICK LINKS
      
       * V-KYC
       * Re-KYC
       * Debit Card Related
       * Credit Card Related
       * Get Mini Statement
       * Refer A Friend
      
      Enjoy 100% Digital Process & Instant Approval
      Choose from a range of lifetime-free credit cards
      Apply Now

 * Digital Banking
    * Digital Platforms
      IndusMobile
      INDIE
      IndusNet
      Whatsapp Banking
      IndusInd Bank Video Branch
      Indus Forex Online Portal
      Samsung Wallet
      Setup E-Mandate
      Google Pay
      Quick Pay
      Bharat QR
      UPI BHIM IndusPay
      Indus Paywear
      Debit Card EMI
      UPI on IndusMobile
      FASTag
      IndusAssist - Voice Banking on Alexa
      IndusAssist - Virtual Assistant on Chat
      Make Payments
      Credit Card Bill Payment
      Click Pay
      Send Money Abroad
      Loan Repayment
      Pay Insurance Premium
      Digital Rupee (e₹)
      Bill Payment
      E-Mandate
      NEFT/RTGS
      Tax Payment
      An Unparalleled Banking Experience Awaits You!
      INDIE by IndusInd Bank
      Scan the QR to download

 * % Rates & Offers
    * Interest Rates
      Savings Account Up to 6.75% p.a.
      Fixed Deposit Up to 7.75% p.a.
      FD for Sr. Citizen Up to 8.25% p.a.
      Offers
      IndusInd Bank Offers
      Credit Card Rewards
      Forex Card
      
      
      QUICK LINKS
      
       * Open a Savings Account
       * Open a Fixed Deposit
      
      Guaranteed Growth, No Risk Attached
      Enjoy fixed deposit returns of up to 7.75% p.a.
      Apply Now

 * Investments & Insurance
    * Foreign Exchange
      Forex Card
      Inward Remittances
      Outward Remittances
      IndusForex Portal
      FX Retail
      Wealth & Insurance
      Mutual Funds New
      Sovereign Gold Bonds
      Alternate Products
      Government Securities
      National Pension System
      ASBA
      Insurance for Me & My Family
      Insurance for Business
      
      
      QUICK LINKS
      
       * Goal Calculator
       * SIP Calculator
       * Retirement Calculator
      
      Grow Your Wealth with SIP or Lumpsum Investments
      Enjoy 0 account opening charges & 100% digital process.
      Start Investing

 * Accounts
    * Savings Account Up to 6.75% p.a.
      Zero Balance Savings Account
      Corporate Salary Account
      Uniformed Personnel Account
      Current Account
       * Quick Links
         * SA Interest Rates
         * Open a Savings Account
         * CASA Welcome Kit
      
      Save Today, Enjoy More Tomorrow
      Earn high interest up to 6.75% p.a. on savings
      Apply Now

 * Deposits
    * Fixed Deposit Up to 7.75% p.a.
      Recurring Deposit
      Senior Citizen FD Up to 8.25% p.a.
      Auto Sweep FD
      Safe Deposit Locker
       * Quick Links
         * FD Calculator
         * FD Interest Rates
         * Open a Fixed Deposit
      
      Save Today, Enjoy More Tomorrow
      Earn high interest up to 6.75% p.a. on savings
      Apply Now

 * Credit Cards
    * IndusInd Bank Credit Cards
      Platinum RuPay Credit Card Lifetime Free
      Legend Credit Card Lifetime Free
      EazyDiner Credit Card Premium
      Platinum Aura Edge Credit Card Lifetime Free
      Platinum Visa Credit Card Lifetime Free
      Pinnacle Credit Card Premium
      Nexxt Credit Card Premium
      Tiger Credit Card Lifetime Free
      Samman Credit Card Premium
      EazyDiner Platinum Credit Card Lifetime Free
      Avios Visa Infinite Credit Card Super Premium
       * Quick Links
         * IndusInd Bank Offers
         * Check Credit Card Rewards
         * Apply for a Credit Card
         * Apply for a Rupay Credit Card
      
      Get Lifetime-Free Platinum RuPay Credit Card
      Unlock 2X rewards on UPI payments this festive season
      Apply Now

 * Other Cards
    * Debit Card
      Duo Card
      Corporate Cards
      Business Cards
      Forex Card
      Prepaid Card
      E-Mandate on Debit Card
      
      Get Lifetime-Free Platinum RuPay Credit Card
      Unlock 2X rewards on UPI payments this festive season
      Apply Now

 * Loans
    * Personal Loan
      Business Loan
      Vehicle Loans
      New Car Loan
      Used Car Loan
      Two Wheeler Loan
      Affordable Home Loans
      Gold Loan
      Loan against Property
      Loan against Securities
      Loan On Credit Card
      Agri Loan
      Professional Loan to Doctors
      Medical Equipment Loan
      Home Loan
       * Quick Links
         * Personal Loan EMI Calculator
         * Apply for a Personal Loan
         * Apply for Business Loan
      
      Celebrate Big with Instant Personal Loan!
      Enjoy discounted 1.5% processing fee this festive season
      Apply Now

 * Apply Online
    * Savings Account Up to 6.75% p.a.
      Fixed Deposit Up to 7.75% p.a.
      Current Account
      Credit Cards
      Forex Card
      Personal Loan
      Business Loan
      Affordable Home Loans
      Vehicle Loans
      MSME Loans
      FASTag
      Mutual Funds
      Send Money Abroad
      Govt. Social Security Schemes
      Insurance - IndiQwik
      Set up E-Mandate
      Udyam Registration
       * Quick Links
         * V-KYC
         * Re-KYC
         * Debit Card Related
         * Credit Card Related
         * Get Mini Statement
         * Refer A Friend
      
      Enjoy 100% Digital Process & Instant Approval
      Choose from a range of lifetime-free credit cards
      Apply Now

 * Digital Banking
    * IndusMobile
      INDIE
      IndusNet
      Whatsapp Banking
      IndusInd Bank Video Branch
      IndusForex Online Portal
      Samsung Wallet
      Setup E-Mandate
      Google Pay
      Quick Pay
      Bharat QR
      UPI BHIM IndusPay
      Indus Paywear
      Debit Card EMI
      UPI on IndusMobile
      FASTag
      IndusAssist - Voice Banking on Alexa
      IndusAssist - Virtual Assistant on Chat
      
      An Unparalleled Banking Experience Awaits You!
      INDIE by IndusInd Bank
      Scan the QR to download

 * Make Payment
    * Credit Card Bill Payment
      Click Pay
      Send Money Abroad
      Loan Repayment
      Pay Insurance Premium
      Digital Rupee (e₹)
      Bill Payment
      E-Mandate
      NEFT/RTGS
      Tax Payment
      

 * Offers
    * IndusInd Bank Offers
      Credit Card Rewards
      Forex Card
      
      Guaranteed Growth, No Risk Attached
      Enjoy fixed deposit returns of up to 7.75% p.a.
      Apply Now

 * Investments & Insurance
    * Wealth & Insurance
      Mutual Funds New
      Sovereign Gold Bonds
      Alternate Products
      Government Securities
      National Pension System
      ASBA
      Insurance for Me & My Family
      Insurance for Business
      Forex Card
      Inward Remittances
      Outward Remittances
      IndusForex Portal
      FX Retail
       * Quick Links
         * Goal Calculator
         * SIP Calculator
         * Retirement Calculator
      
      Grow Your Wealth with SIP or Lumpsum Investments
      Enjoy 0 account opening charges & 100% digital process.
      Start Investing

 * Quick Links
    * Blogs
      Calculators
      FAQs
      

 * Vehicle Auction
    * Indus EasyWheels
      Register Now
      Login
      Blogs
      View all Live Auctions
      View all Vehicles
      View all Two-Wheelers
      View All Cars
      FAQs
      Partner Services
      

 * Inclusive Banking
    * Range of Solutions
      

Rates
 * Savings Account (Up to) 6.75%*
 * Fixed Deposit (Up to)7.75%*
 * Fixed Deposit Sr. Citizen8.25%*


INTEREST RATES

 * Exciting returns on your funds


 1. Personal
 2. Rates: Fixed Deposit | Savings Account | Recurring Deposit - IndusInd Bank

 * Term Deposit
 * Savings Bank Account Interest Rate
 * MCLR Rate
 * FX Rates
 * Vehicle Loans Interest Rates
 * Personal Loan Interest Rates & Charges
 * Personal Loan on Credit Card Interest Rates & Charges





(Please clear browser history/cookies to access the latest effective interest
rates.)




PREMATURE WITHDRAWAL ALLOWED FIXED DEPOSIT INTEREST RATE LESS THAN 3 CRS

DOMESTIC /NRO/ NRE/SENIOR CITIZEN FIXED DEPOSIT RATES (ALL IN %) W.E.F.
7TH OCTOBER 2024

Apply Now

  < 3 Cr* DOMESTIC(RESIDENT) NRE/NRO deposits
< 3 Cr* (Senior Citizen)
Not applicable for NRE/NRO deposits Tenure Rate Rate 7 days to 14 days 3.50 4.00
15 days to 30 days 3.50 4.00 31 days to 45 days 3.75 4.25 46 days to 60 days
4.75 5.25 61 days to 90 days 4.75 5.25 91 days to 120 days 4.75 5.25 121 days to
180 days 5.00 5.50 181 days to 210 days 5.85 6.35 211 days to 269 days 6.10 6.60
270 days to 354 days 6.35 6.85 355 days to 364 days 6.50 7.00 1 Year to below 1
Year 3 months 7.75 8.25 1 Year 3 months (15 months) to below 1 Year 4 months (16
months) 7.75 8.25 1 Year 4 months to below 1 Year 6 months 7.75 8.25 1 Year 6
Months up to 2 Years 7.75 8.25 Above 2 Years to below 2 Years 6 Month 7.25 7.75
2 years 6 Months (30 months) to below 2 years 7 months (31 months) 7.25 7.75 2
year 7 months to 3 years 3 months 7.25 7.75 Above 3 years 3 months to below 61
month 7.25 7.75 61 month and above 7.00 7.50 Indus Tax Saver Scheme (5 years)
7.25 7.75

*Interest is compounded quarterly. Simple interest will be paid on maturity for
deposit wherever the tenure is upto 180 days.
To Open a Fixed Deposit online Click Here

Please Note
 * * Income more than tax exempted limits earned through interest on FD is tax
   deductible. In the absence of PAN card, TDS will be deducted at 20%.
 * Above mentioned rates are not applicable for Call/Notice/Term Money market
   participants (both as lenders and borrowers). Kindly contact nearest
   branch/RM for rates and guidance
 * NRE deposit rates are applicable only for Tenure 1 year onwards. No Interest
   will be paid out for NRE FDs if closed before 1 Year of completion.

Senior Citizens - Additional interest rate on Domestic Term Deposits *Please
note the additional 0.50% over and above card rates are applicable for Term
Deposits of Senior Citizens (age 60 years and above) for value below Rs. 3 Cr
(Callable) (Not applicable for NRO/NRE Deposits)

Method of calculation of interest:
 * Fixed Deposits –
 * Interest on Fixed Deposit can be paid for a period of less than a quarter
   (monthly interest payout) at the discounted interest rates as per regulatory
   directives.
 * In case of High Value Deposit (> 5 crore), the interest rate offered for the
   particular deposit is only valid for that day for the deposit and only for
   the particular tenure.
 * In the event of Premature withdrawal before the specified tenure, the offered
   interest rate applicable will be the interest rate corresponding to the
   amount based slab (withdrawn amount) and basis the actual run period
   (tenure). Additionally, penal interest of 1% shall be levied on the premature
   withdrawal, if applicable.




PREMATURE WITHDRAWAL ALLOWED FIXED DEPOSIT INTEREST RATE 3 CRS TO LESS THAN 5
CRS

DOMESTIC /NRO/ NRE FIXED DEPOSIT RATES (ALL IN %) W.E.F. 6TH FEBRUARY 2024

  3 crore to less than 5 crores (Domestic /NRO/NRE deposits) -
Premature Withdrawal Allowed* Senior Citizen Rate
3 crore to less than 5 crores (Not applicable for NRE/NRO deposits) -
Premature Withdrawal Allowed* Tenure Rate Rate 7 days to 14 days 4.90 5.50 15
days to 30 days 5.00 5.60 31 days to 45 days 5.50 6.10 46 days to 60 days 6.00
6.60 61 days to 90 days 6.35 6.95 91 days to 120 days 6.85 7.45 121 days to 180
days 7.00 7.60 181 days to 210 days 7.00 7.60 211 days to 269 days 7.10 7.70 270
days to 354 days 7.20 7.80 355 days to 364 days 7.25 7.85 1 Year to below 1 Year
6 Months 7.65 8.25 1 Year 6 Months to below 1 Year 7 Months 7.65 8.25 1 Year 7
Months upto 2 Years 7.65 8.25 Above 2 Years up to 2 Years 1 Month 7.20 7.80
Above 2 years 1 month to below 2 years 6 Months 7.20 7.80 2 years 6 Months to
below 2 years 9 Months 7.20 7.80 2 years 9 Months upto 3 years 3 months 7.20
7.80 Above 3 years 3 month to below 61 month 7.10 7.70 61 month and above 7.00
7.60 Indus Tax Saver Scheme (5 years) NA NA

* Interest is compounded quarterly. Simple interest will be paid on maturity for
deposit wherever the tenure is upto 180 days.

To Open a Fixed Deposit online Click Here

Please Note
 * Income more than tax exempted limits earned through interest on FD is tax
   deductible. In the absence of PAN card, TDS will be deducted at 20%.
 * Above mentioned rates are not applicable for Call/Notice/Term Money market
   participants (both as lenders and borrowers). Kindly contact nearest
   branch/RM for rates and guidance
 * NRE deposit rates are applicable only for Tenure 1 year onwards. No Interest
   will be paid out for NRE FDs if closed before 1 Year of completion.
 * High Value / Bulk Deposit of value 3 Crs & above shall be accepted at the
   sole discretion of the Bank

Senior Citizens - Additional interest rate on Domestic Term Deposits * Please
note the additional 0.60% over and above card rates applicable for Term Deposits
of Senior Citizens (age 60 years and above) for value between Rs 3-5 Cr
(Callable) (Not applicable for NRO/NRE Deposits).

Method of calculation of interest:
 * Fixed Deposits –
 * Interest on Fixed Deposit can be paid for a period of less than a quarter
   (monthly interest payout) at the discounted interest rates as per regulatory
   directives.
 * In case of High Value Deposit (> 5 crore), the interest rate offered for the
   particular deposit is only valid for that day for the deposit and only for
   the particular tenure.
 * In the event of Premature withdrawal before the specified tenure, the offered
   interest rate applicable will be the interest rate corresponding to the
   amount based slab (withdrawn amount) and basis the actual run period
   (tenure). Additionally, penal interest of 1% shall be levied on the premature
   withdrawal, if applicable.




PREMATURE WITHDRAWAL NOT ALLOWED FIXED DEPOSIT INTEREST RATE ABOVE 1 CR TO LESS
THAN 5 CRS

DOMESTIC /NRO/ NRE FIXED DEPOSIT RATES (ALL IN %) W.E.F. 6TH FEBRUARY 2024

  Above 1 crore to less than 5 crores (Domestic /NRO/NRE deposits) -
Premature Withdrawal Not Allowed*** Senior Citizen Rate Above
1 crore to less than 5 crores (Not applicable for NRE/NRO deposits) -
Premature Withdrawal Not Allowed*** Tenure Rate Rate 7 days to 14 days 4.90 5.40
15 days to 30 days 5.00 5.50 31 days to 45 days 5.60 6.10 46 days to 60 days
6.00 6.50 61 days to 90 days 6.50 7.00 91 days to 120 days 7.00 7.50 121 days to
180 days 7.10 7.60 181 days to 210 days 7.25 7.75 211 days to 269 days 7.35 7.85
270 days to 354 days 7.45 7.95 355 days to 364 days 7.50 8.00 1 Year to below 1
Year 6 Months 7.75 8.25 1 Year 6 Months to below 1 Year 7 Months 7.75 8.25 1
Year 7 Months upto 2 Years 7.75 8.25 Above 2 Years up to 2 Years 1 Month 7.30
7.80 Above 2 years 1 month to below 2 years 6 Months 7.30 7.80 2 years 6 Months
to below 2 years 9 Months 7.30 7.80 2 years 9 Months upto 3 years 3 months 7.30
7.80 Above 3 years 3 month to below 61 month 7.20 7.70 61 month and above 7.10
7.60 Indus Tax Saver Scheme (5 years) NA NA

*Interest is compounded quarterly. Simple interest will be paid on maturity for
deposit wherever the tenure is upto 180 days.

To Open a Fixed Deposit online Click Here

Please Note ***Premature withdrawal is not allowed on Non-Callable FDs (FDs
where Premature Withdrawal is Not Allowed) for value greater than 1 cr.
Non-Callable FDs are allowed only for Individual and Non-Individuals.

 * Income more than tax exempted limits earned through interest on FD is tax
   deductible. In the absence of PAN card, TDS will be deducted at 20%.
 * Above mentioned rates are not applicable for Call/Notice/Term Money market
   participants (both as lenders and borrowers). Kindly contact nearest
   branch/RM for rates and guidance
 * NRE deposit rates are applicable only for Tenure 1 year onwards. No Interest
   will be paid out for NRE FDs if closed before 1 Year of completion.
 * High Value / Bulk Deposit of value 2 Crs & above shall be accepted at the
   sole discretion of the Bank

Senior Citizens - Additional interest rate on Domestic Term Deposits * Please
note the additional 0.50% over and above card rates applicable for Term Deposits
of Senior Citizens (age 60 years and above) for value Above Rs 1 upto 5 Cr
(Non-Callable) (Not applicable for NRO/NRE Deposits).

Method of calculation of interest:
 * Fixed Deposits –
 * Interest on Fixed Deposit can be paid for a period of less than a quarter
   (monthly interest payout) at the discounted interest rates as per regulatory
   directives.
 * In case of High Value Deposit (> 5 crore), the interest rate offered for the
   particular deposit is only valid for that day for the deposit and only for
   the particular tenure.
 * In the event of Premature withdrawal before the specified tenure, the offered
   interest rate applicable will be the interest rate corresponding to the
   amount based slab (withdrawn amount) and basis the actual run period
   (tenure).




RECURRING DEPOSITS RATES

RECURRING DEPOSITS RATES W.E.F. 3RD JULY 2024

Tenure Interest Rates p.a. (%) Senior Citizen Rates p.a.(%) 09 Months 6.35 6.85
12 Months 7.75 8.25 15 Months 7.75 8.25 18 Months 7.75 8.25 21 Months 7.75 8.25
24 Months 7.75 8.25 27 Months 7.25 7.75 30 Months 7.25 7.75 33 Months 7.25 7.75
36 Months 7.25 7.75 39 Months 7.25 7.75 3 years to below 61 month 7.25 7.75 61
month and above 7.00 7.50

 * Tenor of RD is in multiples of month and corresponding rate of FD will be
   applicable.
 * Minimum Value of RD installment is Rs 500 and thereafter in multiples of 100
 * Minimum Tenor for RD is 1 Year. Only BFIL customers are allowed to book RD
   for tenor less than 1 Year.




FCNR / RFC DEPOSITS INTEREST RATE

FCNR / RFC* DEPOSITS - W.E.F 16TH OCT 2024

Period / Currency USD < 1 Mio USD 1 Mio < 10 Mio USD 10 Mio < 25 Mio USD 25 Mio
& Above GBP EUR JPY CAD AUD 1yr < 2 yrs 6.00 6.05 6.05 6.05 5.65 4.00 - 4.55
5.30 2 yrs< 3 yrs 4.80 4.80 4.80 4.80 5.00 3.20 2.50 3.90 4.60 3 yrs< 4yrs 4.75
4.75 4.75 4.75 4.85 3.20 - 3.90 4.50 4 yrs< 5 yrs 4.75 4.75 4.75 4.75 4.80 3.20
- 3.90 4.50 5 yrs 4.75 4.75 4.75 4.75 4.80 3.20 2.90 3.90 4.50

RFC Deposit Rates are same as that applicable for FCNR deposits. However, the
same are available only in USD, GBP & Euro

RFC Savings Rate is the rate applicable for 1Yr<2 Yrs on FCNR deposits and is
available only in USD, GBP & Euro. For USD <1 Mio rate will apply.


 In case of pre-mature withdrawal of FCNR (B) deposits,

 *  No interest will be payable if the period the FCNR (B) deposit remains in
   force is less than 1 year.
 *  If the deposit has remained in force for more than 1 year, interest will be
   calculated at the rate applicable for the period the Deposit has actually
   remained with the Bank less 0.25%.
 *  Additionally, in case of pre-mature withdrawal of FCNR (B) deposits, SWAP
   (conversion) cost will be recovered, basis the prevailing   market rates on
   the date of pre-mature withdrawal, between the FCNR (B) currency and Indian
   Rupees




GIFT CITY IBU TERM DEPOSIT RATES

GIFT CITY IBU TERM DEPOSIT RATES (<1MIO) W.E.F. 1ST SEPT 2024

IBU RATE < 1 Mio USD EURO GBP TENURE CALLABLE CALLABLE CALLABLE 7 days to 29
days 5.00% 3.25% 4.35% 30 days to 59 days 5.15% 3.35% 4.60% 60 days to 89 days
5.25% 3.45% 4.75% 90 days to 119 days 5.35% 3.55% 4.85% 120 days to 149 days
5.35% 3.65% 4.85% 150 days to 179 days 5.35% 3.75% 5.00% 180 days to 269 days
5.35% 3.75% 5.15% 270 days to < 1 year 5.35% 3.75% 5.30% 1 Yr to < 2 Yrs 5.40%
3.80% 5.40% 2 Yr to < 2 Yrs 6 mths 4.60% 3.15% 4.80% 2 Yr 6 mths to < 2 Yrs 9
mths 4.60% 3.15% 4.80% 2 Yr 9 mths to 3 Yrs 4.45% 3.00% 4.65% above 3 Yr to < 61
mths 4.35% 3.00% 4.60% 61 mths and above to 10 years 4.35% 3.00% 4.60%

 

IBU RATE < 1 Mio USD EURO GBP TENURE NON CALLABLE NON CALLABLE NON CALLABLE 7
days to 29 days 5.10% 3.35% 4.45% 30 days to 59 days 5.25% 3.45% 4.70% 60 days
to 89 days 5.35% 3.55% 4.85% 90 days to 119 days 5.45% 3.65% 4.95% 120 days to
149 days 5.45% 3.75% 4.95% 150 days to 179 days 5.45% 3.85% 5.10% 180 days to
269 days 5.45% 3.85% 5.25% 270 days to < 1 year 5.45% 3.85% 5.40% 1 Yr to < 2
Yrs 5.50% 3.90% 5.50% 2 Yr to < 2 Yrs 6 mths 4.70% 3.25% 4.90% 2 Yr 6 mths to <
2 Yrs 9 mths 4.70% 3.25% 4.90% 2 Yr 9 mths to 3 Yrs 4.55% 3.10% 4.75% above 3 Yr
to < 61 mths 4.45% 3.10% 4.70% 61 mths and above to 10 years 4.45% 3.10% 4.70%

Please note "All term deposits accepted from individuals will have to be booked
as callable deposits” (other than Individual Clients which are classified as
“Professional Client” under the IFSCA client classification requirements).




BULK DEPOSIT RATES CALLABLE/ NON CALLABLE

Click here   Fixed Deposit Interest Rate Greater Than or Equal to 5 Cr -
Withdrawal

Click here   Fixed Deposit Interest Rate Greater Than or Equal to 5 Cr - Non-
Withdrawal



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rates.)




SAVINGS BANK ACCOUNT INTEREST RATES - W.E.F. 21ST AUGUST 2024



Savings Bank Account Interest Rates Domestic / Non Resident (NRO/NRE)* Rate p.a
Daily balance upto Rs. 1 Lakh 3.00% Daily balance above Rs. 1 Lakh Upto Rs. 5
Lakhs 5.00% Daily balance above Rs. 5 Lakh Upto Rs. 10 Lakhs 6.00% Daily
balance above Rs. 10 Lakhs Upto  Rs. 5 Crs 6.75% Daily balance above Rs. 5 Crs
Upto Rs. 100 Crs 6.75%*

* Flat Rate applicable on entire balance.



Indus Global Savings Account USD Rate p.a w.e.f 6th Sept 2024 <=1 Mio 5.00% >1
Mio <= 5 Mio 6.25% >5 Mio <= 10 Mio 6.25% >10 Mio <= 50 Mio 6.25% > 50 Mio<= 150
Mio 6.25% > 150 Mio 2.50%

Note: For rates on amount above INR 100 Crore, please contact your branch or
Relationship Manager




Please note:

 * The rates are applicable on Domestic/Non-resident (NRE/NRO) Savings Account,
   the interest on daily balance is calculated as below:
 * a. 3.0% for daily balances up to Rs 1 Lakh
   b. 5.00% for daily balances above 1 Lakh and up to Rs.5 Lakhs, please note
   5.00% will be paid on incremental balances above Rs 1 Lakh up to Rs 5 Lakhs
   c. 6.00% for balances above Rs.5 Lakhs and up to Rs.10 Lakhs, please note
   6.00% will be paid on incremental balance above Rs.5 Lakhs up to Rs.10 Lakhs
   d. 6.75% for balances above Rs.10 lakhs and up to Rs.5 Crores, please note
   6.75% will be paid on incremental balance above Rs.10 Lakhs up to Rs.5 Crores
   e. 6.75% for balances above Rs.5 Crores and up to Rs.100 Crores, please note
   6.75% will be paid on entire balance
   
 * For Interest rate on Deposit above Rs 100 Crore, please contact your
   Relationship Manager or visit your nearest branch
 * #RFC Savings Rate is the rate applicable for 1Yr<2 Yrs on FCNR deposits and
   is available only in USD, GBP & Euro
 * Balances of Grouped Savings Accounts will not be added before applying rates.
   The grouping of balance is only for minimum balance requirement / transaction
   pricing, if any.
 * Interest Credit is shown in the E-Statement / Physical Statement /
   Net-Banking statement.
 * Interest is paid at every calendar quarter on 30th June, 30th September, 31st
   December and 31st March.

 

Apply Now



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rates.)




MCLR RATE

Marginal Cost of Funds Based Lending Rate

Rates are effective from Oct 22, 2024



MCLR Benchmark MCLR (%) Overnight 10.25% 1 month 10.30% 3 month 10.40% 6 month
10.55% 1 year 10.55% 2 year 10.55% 3 year 10.55%




BASE RATE



Base Rate
11.35% p.a. with effect from Aug 07, 2024




BPL RATE



Benchmark PLR
20.60% p.a. with effect from 19th October 2015.



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As on 28-10-2024 (Major Currencies) Currency Description TT Buy TT Sell Fx Card
/ TC Buy Fx Card / TC Sell Cash Buy Cash Sell Bills Buy Bills Sell AED UAE
DIRHAM 22.15 23.63 22.0 23.78 21.94 23.84 22.09 23.69 AUD AUSTRALIAN DOLLAR
54.17 56.5 53.61 57.06 53.39 57.28 53.95 56.72 CAD CANADIAN DOLLAR 59.3 61.63
58.74 62.19 58.52 62.41 59.08 61.85 CHF SWISS FRANC 95.19 98.19 94.62 98.76
94.39 98.99 94.96 98.42 DKK DANISH KRONES 11.81 12.49 11.71 12.59 11.67 12.63
11.77 12.53 EUR EURO 89.02 92.3 88.27 93.05 87.98 93.34 88.72 92.6 GBP POUND
STERLING 106.97 110.71 106.08 111.6 105.72 111.96 106.61 111.07 HKD HONG KONG
DOLLAR 10.46 11.17 10.39 11.24 10.36 11.27 10.43 11.2 JPY YEN 53.29 56.17 52.62
56.84 52.35 57.11 53.02 56.44 NOK NORWEGIAN KRONE 7.19 8.07 7.09 8.17 7.06 8.2
7.15 8.11 NZD NEW ZEALAND DOLLAR 48.94 51.31 48.52 51.73 48.35 51.9 48.77 51.48
SAR SAUDI RIYAL 21.59 23.21 21.44 23.36 21.38 23.42 21.53 23.27 SEK SWEDISH
KRONA 7.41 8.39 7.33 8.47 7.3 8.5 7.38 8.42 SGD SINGAPORE DOLLAR 62.38 64.57
61.95 65.0 61.78 65.17 62.21 64.74 THB THAI BAHT 2.38 2.6 2.38 2.6 2.38 2.6 2.38
2.6 USD U.S. DOLLARS 82.57 85.57 81.78 86.36 81.48 86.66 82.26 85.88 ZAR RAND
4.46 5.03 4.38 5.11 4.34 5.15 4.43 5.06

Note: The above rates are TENTATIVE/ INDICATIVE and are not the final rates.
Please contact your nearest IndusInd Bank branch for the final rates before
proceeding with the transaction. The rates are subject to change without notice.
IndusInd Bank Ltd does not accept any responsibility for any action taken based
on the above rates.

Information on forex rates may quickly become unreliable for various reasons
including, for example, changes in market conditions or economic circumstances.
IndusInd Bank is not obligated to update the information contained in the forex
rate list available on the Bank's website, and the service of providing forex
rates may be discontinued at any time without notice.

Card Rates to be applied for all FX transactions upto USD 25,000 or equivalent
in other currencies. * TC = Travel Card



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rates.)




BANK RATE Q2 2024-2025

The minimum and maximum and mean rate - Individuals - 01-07-2024 To 30-09-2024
New Min % Max % Mean % Small Commercial Vehicle 10.69 27.99 18.76 Passenger
Vehicle 9.45 17.90 10.92 Construction Equipment 9.80 15.29 10.57 Light
Commercial Vehicle 9.79 16.15 11.64 Medium Heavy Commercial Vehicle 9.78 13.80
10.52 Tractor & Farm Equipment 11.81 20.82 14.31 Two Wheeler 13.00 28.00 20.78
Affordable Home Loan 10.10 16.00 12.35         Used Min % Max % Mean % Small
Commercial Vehicle 12.80 29.14 22.58 Passenger Vehicle 10.56 20.82 15.32
Construction Equipment 9.81 17.99 13.95 Light Commercial Vehicle 10.48 22.77
15.11 Medium Heavy Commercial Vehicle 10.52 21.01 14.12 Tractor & Farm Equipment
18.00 24.02 19.18 Two Wheeler 16.85 28.13 22.67




ANNUAL PERCENTAGE RATE Q2 2024-2025

The minimum and maximum and mean rate - Individuals - 01-07-2024 To 30-09-2024
New Min % Max % Mean % Small Commercial Vehicle 10.95 35.99 20.12 Passenger
Vehicle 9.49 23.10 11.32 Construction Equipment 9.89 17.19 10.75 Light
Commercial Vehicle 9.86 17.95 12.07 Medium Heavy Commercial Vehicle 9.81 14.29
10.70 Tractor & Farm Equipment 10.46 27.28 14.66 Two Wheeler 13.63 43.70 22.81  
      Used Min % Max % Mean % Small Commercial Vehicle 12.8 35.98 25.53
Passenger Vehicle 12.22 15.90 16.17 Construction Equipment 9.87 19.22 14.61
Light Commercial Vehicle 10.74 26.47 16.21 Medium Heavy Commercial Vehicle 11.06
23.82 14.95 Tractor & Farm Equipment 16.28 28.6 20.78 Two Wheeler 21.57 35.31
24.29



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rates.)

Interest Rate – Q2 2024-25 Minimum 10.35% Maximum 28.00% Mean 17.27%

Annual Percentage Rate (FY24-25)* Minimum 10.35% Maximum 65.95%

 



 

Interest Rate – Q1 2024-25 Minimum IRR % 13.00% Maximum IRR % 24.00% Mean IRR %
17.25%

Note : APR will be equal to IRR for cards, as we disburse the full loan amount
and bill the PF separately.

 



FD Rate
FD Rate
Regular Fixed Deposit

up to 7.75% interest p.a

Senior Citizen

up to 8.25% interest p.a

BOOK FD
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Registered Office: 
IndusInd Bank Limited, 2401 Gen. Thimmayya Road (Cantonment), Pune-411 001,
India.
Tel: 020-26343201/ 020-69019000 CIN:L65191PN1994PLC076333. 
For any Shareholder's queries or grievances contact  Bipin Bihari at
investor@indusind.com



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