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Express Credit Auto

 * North OKC: (405) 792-2280
 * South OKC: (405) 632-0090
 * Midwest City: (405) 455-7773
 * Norman: (405) 801-4060
 * Tulsa:(918) 591-2700

 * Home
 * Shop Now
   
   * VEHICLES AND SHOPPING TOOLS
     
     * Used Inventory
     * Value My Trade
     
     SHOP BY LOCATION
     
     * North OKC
     * South OKC
     * Midwest City
     * Norman
     * Tulsa
   
   * ON SALE NOW
     
     * 
 * Get Pre-Approved
   
   * GET PRE-APPROVED NOW
   
   * GET MORE INFORMATION
     
     * Why Finance with Express Credit Auto
     * Buy Here Pay Here Explained
     * Payment Calculator
 * Locations
 * Help Center
 * Make A Payment







      Buy Here Pay Here

      with Easy Approvals







THE EXPRESS CREDIT AUTO DIFFERENCE

Fast and Easy Approvals - 99% Approved

Refer A Friend Program

3 Year/36K Mile Limited Warranty Included

No Processing Fees

Report to the Credit Bureaus

Competitive Interest Rates

More About Express Credit Auto


BUY HERE PAY HERE OKLAHOMA CITY DEALERSHIP

At Express Credit Auto Oklahoma City, we believe that buying a car should be
easy, and the financing should be too. That's why we're Oklahoma City's buy here
pay here car lot of choice. This unique car-buying experience is perfect for
anyone who may have had trouble qualifying for a loan through traditional
lenders.

We believe everyone deserves the opportunity to drive off our lot in a quality
used car, and buy here pay here makes that possible. Plus, thanks to our
competitive prices and wide selection of vehicles, you're sure to find the
perfect ride for your needs.



Our goal is for you to know your down payment, know what you can buy and know
that you're approved with just one click!



Get Pre-Approved Now


WHAT IS BUY HERE PAY HERE?

Buy Here Pay Here (BHPH) is a type of in-house auto loan we offer at our car
dealership. This means that, unlike most car dealers that work with banks or
credit unions to finance a quality used car, we don't rely on third-party
lenders to finance your purchase.

Instead, we provide the financing, making it easier for you to get approved and
behind the wheel of your new car. We also report to the credit bureaus, so you
can build or rebuild your credit as you make your payments on time.



 


BENEFITS OF BUY HERE PAY HERE

Many benefits come with choosing a buy here pay here dealership when buying a
used car. With this type of auto loan, you can:


GET APPROVED TODAY, EVEN IF YOU HAVE BAD OR NO CREDIT

No matter if you don't have a credit history, we have more flexibility when
approving our customers for a car loan because we offer in-house financing.
Whether you have bad credit or no credit, we may be able to help you get
approved.


GET A LOW-DOWN PAYMENT CAR QUICKLY AND EASILY

The entire buy here pay here process can be completed in as little as 24 hours
so that you can get behind the wheel of a pre-owned car much sooner.


REBUILD YOUR CREDIT

As we mentioned, we report your payments to the credit bureaus. So, as long as
you make your payments on time, you can use our no-credit-check loan as a way to
rebuild your credit history.


ENJOY A WIDE SELECTION OF HIGH-QUALITY VEHICLES TO CHOOSE FROM

Our Oklahoma City used car dealership offers a wide selection of used cars,
trucks, and SUVs. No matter what you're looking for, our car lot will surely
have your next vehicle.


GET A COMPETITIVE INTEREST RATE ON YOUR LOAN

We offer competitive interest rates on all of our buy here pay here loans, so
you can rest assured that you're getting a great deal.


HAVE THE OPTION TO TRADE IN YOUR USED CAR FOR A NEWER ONE AFTER MAKING A CERTAIN
NUMBER OF ON-TIME PAYMENTS

We offer the opportunity to trade your used car for a newer one after you've
made a certain number of on-time payments. So, if you want to upgrade to a
quality used car, our pay-as-you-go lending may be the perfect option.


EASY APPROVAL

At Express Credit Auto, which has been helping Oklahomans since 1996, we
reinvent buy here pay here. Our in-house financing program ensures fast approval
with simple payments. We understand everyone has different circumstances, so we
structure low down payments depending on your unique credit situation.

We believe that everyone who leaves Express Credit Auto should be a happy
customer.


WHY CHOOSE EXPRESS CREDIT AUTO?

There are a few simple reasons why thousands of Oklahomans choose Express Credit
Auto for their vehicle needs.

 * We're a local business for the locals: We've proudly served Oklahoma City, OK
   since 1996.

 * Fast processing: With us, your application will take minutes, not hours

 * It's simple: Our approval process is simple. You can get approved today.

 * 99% approval rate: That's right, 99% of applications are approved

 * We give you options: You can either start your application process in-store
   or online. It's entirely up to you.

 * No processing fees: We don't charge processing fees - what you see is what
   you pay. We give complete transparency.

 * You're protected: With Express Credit Auto, you'll automatically get a 3-year
   or 36 000-mile limited warranty.


BUY HERE PAY HERE OKC CAR DEALERSHIPS

If you're looking for an in-house loan for a used car in Oklahoma City, OK, look
no further than Express Credit Auto. We offer a wide variety of used cars,
trucks, and SUVs, and our in-house financing program makes it easy to get the
vehicle you need when you need it.

Contact us here today to learn more about our inventory or financing options! We
look forward to helping you get the car you need!

North Oklahoma City


  
South Oklahoma City


 




4810 NW 39th St 

Oklahoma City, OK 73122

(405) 792-2280




Service Hours

Monday         9:00 am - 7:00 pm.

Tuesday        9:00 am - 7:00 pm.

Wednesday   9:00 am - 7:00 pm.

Thursday       9:00 am - 7:00 pm.

Friday            9:00 am - 7:00 pm.

Saturday        9:00 am - 6:00 pm.

Sunday          Closed




Directions from Downtown OKC:



 1. Get on I-235 N from N Walnut Ave.
 2. Continue on I-235 N. Take I-44 to OK-66 W/NW 39th Expressway/U.S. Rt. 66.
 3. Continue on NW 39th Expressway until you reach our Express Credit Auto North
    OKC location.






1 W Interstate 240 Service Rd

Oklahoma City, OK 73139

(405) 632-0090




Service Hours

Monday         9:00 am - 7:00 pm.

Tuesday        9:00 am - 7:00 pm.

Wednesday   9:00 am - 7:00 pm.

Thursday       9:00 am - 7:00 pm.

Friday            9:00 am - 7:00 pm.

Saturday        9:00 am - 6:00 pm.

Sunday          Closed




Directions from Downtown OKC:



 1. Get on I-235 S from N Walnut Ave.
 2. Take I-35 S to SE 74th St/E Interstate 240 Service Rd. Take exit 3 from
    I-240 W/OK-3 W/US-62 W.
 3. Continue on SE 74th St/E Interstate 240 Service Rd until you reach our
    Express Credit Auto South OKC location.






CHECK OUT OUR OTHER BUY HERE PAY HERE LOCATIONS IN OKLAHOMA

 * Midwest City, OK

 * Norman, OK

 * Tulsa, OK

Easy Auto Financing = Happy Customers

Express Credit Auto

PO Box 96329Oklahoma City, OK 73143

Get Directions
 * Call: 405-792-2280


HOURS

 * Monday9:00 am - 7:00 pm
 * Tuesday9:00 am - 7:00 pm
 * Wednesday9:00 am - 7:00 pm
 * Thursday9:00 am - 7:00 pm
 * Friday9:00 am - 7:00 pm
 * Saturday9:00 am - 6:00 pm
 * SundayClosed

 


Website by Dealer.com AdChoices
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 * About
 * Privacy
 * Blog
 * Sitemap


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ensure that the website is accessible to blind people, people with motor
impairments, visual impairment, cognitive disabilities, and more.

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Additionally, the website utilizes an AI-based application that runs in the
background and optimizes its accessibility level constantly. This application
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screen-readers used by blind users, and for keyboard functions used by
individuals with motor impairments.

If you wish to contact the website’s owner please use the website's form

Screen-reader and keyboard navigation

Our website implements the ARIA attributes (Accessible Rich Internet
Applications) technique, alongside various behavioral changes, to ensure blind
users visiting with screen-readers can read, comprehend, and enjoy the website’s
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browse and operate your site effectively. Here’s how our website covers some of
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    These adjustments are compatible with popular screen readers such as JAWS,
    NVDA, VoiceOver, and TalkBack.
    
    
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    website’s HTML and adds various behaviors using JavaScript code to make the
    website operable by the keyboard. This includes the ability to navigate the
    website using the Tab and Shift+Tab keys, operate dropdowns with the arrow
    keys, close them with Esc, trigger buttons and links using the Enter key,
    navigate between radio and checkbox elements using the arrow keys, and fill
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    Users can also use shortcuts such as “M” (menus), “H” (headings), “F”
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Disability profiles supported on our website
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   use the website by eliminating the risk of seizures resulting from flashing
   or blinking animations and risky color combinations.
 * Vision Impaired Profile: this profile adjusts the website so that it is
   accessible to the majority of visual impairments such as Degrading Eyesight,
   Tunnel Vision, Cataract, Glaucoma, and others.
 * Cognitive Disability Profile: this profile provides various assistive
   features to help users with cognitive disabilities such as Autism, Dyslexia,
   CVA, and others, to focus on the essential elements more easily.
 * ADHD Friendly Profile: this profile significantly reduces distractions and
   noise to help people with ADHD, and Neurodevelopmental disorders browse,
   read, and focus on the essential elements more easily.
 * Blind Users Profile (Screen-readers): this profile adjusts the website to be
   compatible with screen-readers such as JAWS, NVDA, VoiceOver, and TalkBack. A
   screen-reader is installed on the blind user’s computer, and this site is
   compatible with it.
 * Keyboard Navigation Profile (Motor-Impaired): this profile enables
   motor-impaired persons to operate the website using the keyboard Tab,
   Shift+Tab, and the Enter keys. Users can also use shortcuts such as “M”
   (menus), “H” (headings), “F” (forms), “B” (buttons), and “G” (graphics) to
   jump to specific elements.

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    family (type), adjust the spacing, alignment, line height, and more.
 2. Color adjustments – users can select various color contrast profiles such as
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    schemes of titles, texts, and backgrounds with over seven different coloring
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    of a button. Animations controlled by the interface include videos, GIFs,
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